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THE NEW AFRICA MAGAZINE February 2021 Volume 35

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The<br />

Africa<br />

N E W A F R I C A P U B L I C A T I O N<br />

<strong>2021</strong><br />

Creating Empowered<br />

Human Rights Defenders<br />

in Africa<br />

Exclusive Interview<br />

Houda Benmbarek<br />

Gender and Migration Expert


Editional<br />

W e l c o m e !<br />

Welcome to the <strong>February</strong> edition of our<br />

delightful magazine. So many interesting<br />

events unfolded this month around the<br />

continent of Africa and the world: From Crypto ban in<br />

Nigeria to WTO getting a new Director- General; a<br />

woman and and African.<br />

We also listed the longest serving African leaders,<br />

Interesting places to visit in Africa while telling you<br />

more about the blessed country of Kenya and letting<br />

you into the beautiful world of artificial intelligence.<br />

We are committed to educating, enlightening and<br />

entertaining you and we hope this captivating and<br />

thrilling edition makes your day.<br />

Happy reading<br />

Gift Chindima Nnamoko Orairu<br />

Publisher/Editor in Chief<br />

EDITORS<br />

Susan Richard<br />

Francis Kojo Antwi<br />

Orji Ikechukwu<br />

SENIOR EDITORS<br />

Karima Rhanem<br />

CONTRIBUTING EDITORS<br />

Gloria Robson<br />

Vania Carvalho Moura<br />

CONSULTANT<br />

Dr. Eno Praise<br />

WEBSITE ENGINEER/MANAGER<br />

Oluseye Kushimo<br />

Ogboazu Stephen<br />

GRAPHIC DESIGN/LAYOUT<br />

Kay Johnson<br />

Adebayo Grace<br />

MARKETING<br />

Ozom Ekuma<br />

Anthony Christopher Ajah<br />

PARTNERS<br />

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Exclusive Interview<br />

Houda Benmbarek<br />

Gender and Migration Expert<br />

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Africa Post Covid19 Needs To Invest<br />

In Human Development, Promote<br />

Inclusive Digital Economies And<br />

Protect Vulnerable Groups,<br />

Migrants And Minorities<br />

Interview by Senior Editor Karima Rhanem<br />

ouda Benmbarek is a gender and migration<br />

Hconsultant with more than 20 years of field<br />

experience in women's human rights in North<br />

Africa and a great expertise in migrant's rights in Africa,<br />

Middle East and Europe.<br />

She works with local based organizations, migrant's youth<br />

led groups, and human rights defenders to promote<br />

migrant's human and legal rights as well as a large network<br />

of experts in the field. Her ultimate goal is to inspire other<br />

women in her society to break their silence and speak out for<br />

their rights and to end gender-based violence<br />

During Codvid19, Houda's work has been impacted. Yet, she<br />

views disruptions led by this health crisis as a new<br />

opportunity for communities to build the societies they want<br />

as the world is shifting to new dynamics, paradigms and<br />

emerging needs and priorities. She also thinks that digital<br />

transformation countries are facing today should lead to<br />

new inclusive digital policies enabling an equal access to<br />

digital services to marginalized and vulnerable groups.<br />

Houda believes that Skills development relevant to the<br />

digital economy is one of the most critical investments that<br />

needs to be made to ensure sustained economic growth in<br />

Africa after the COVID-19 pandemic.<br />

Mrs. Benmbarek collaborates in the design, implementation,<br />

and evaluation of the Fund for Global Human Rights<br />

Multifaceted Migrant's rights program, including<br />

institutional and organizational diagnosis, mapping,<br />

inventory, organizational strategy and all aspects of the<br />

grant making cycle. Houda has also gained extensive<br />

international experience working with NGOs in several<br />

countries. She has a Masters in Law, Management<br />

Economics in Business Administration from the University of<br />

Dijon, and a professional Bachelor from Marne la Vallet<br />

University, both in France. She speaks fluent Arabic, French<br />

and English.<br />

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1. You are one of the emblematic figures of Human<br />

rights work. Can you tell us about your career, and what<br />

inspires you to become human rights defender?<br />

Being a woman born and raised in Morocco made me the<br />

person I am today. Since I was young, I have been intrigued<br />

by the injustice and inequality that exists in many countries'<br />

patriarchal systems. I'd often been subjected to<br />

intimidation—not only for being an African, but also for<br />

being a woman. And even though I stayed silent, something<br />

in my head would say, "You should act and stop this!”<br />

Living in a conservative society with very limited<br />

opportunities for women, especially young women, I faced<br />

social restrictions, discriminatory laws, and political and<br />

social violence. I have been stigmatized by my society for<br />

choosing to be independent and for choosing the life I want<br />

to live. For this reason, I have spent the last 20 years<br />

defending women's and migrants' rights, starting with<br />

demanding my own—my rights to live a life free from<br />

violence and to have equal opportunities as men. I want to<br />

inspire other women in my society to break their silence<br />

and speak out.”<br />

I want to raise awareness about the everyday brutalities,<br />

discrimination, xenophobia, vulnerable people, including<br />

migrants, refugees, and asylum seekers are facing around<br />

the world. I want people to be conscious of what it means for<br />

a refugee or an irregular migrant to live in a host country<br />

with no access to any resources and no enjoyment of his/her<br />

basic human rights, most of which the freedom of<br />

movement.<br />

2. Can you describe to us your daily routine during<br />

Covid19 and how you dealt with this crisis at the<br />

personal and professional level?<br />

COVID-19 has complicated my work even further. The arrival<br />

of the pandemic has not stopped me nor my organizations<br />

to continue operating, but it has limited it. While most of our<br />

work was In-Person due to its nature, now most of it has<br />

shifted to online. I'm on video calls all day, working extra<br />

hard to manage my programs and my emotions as well. Like<br />

everyone, I experienced coronaphobia due to the extensive<br />

amount of news coverage of the pandemic, which made me,<br />

feel anxious and sometimes even experience waves of panic.<br />

COVID-19 has ushered in an entirely new human<br />

experience full of hand sanitizer and Zoom. It has<br />

brought most of the world to a halt and fundamentally<br />

altered global human mobility. Working from home all<br />

the time was new to me and had its own challenges,<br />

especially with children. It was really hard to be as<br />

productive as usual. I am used to physically meeting and<br />

engaging with people, especially in the field. Human rights<br />

work depends on personal relationships based on trust and<br />

understanding. The people I work with need to know that I<br />

will do all I can to help them in any way possible.<br />

At a professional level, the response to the COVID-19<br />

pandemic has included many measures being taken against<br />

migrants, refugees, and other displaced persons. These<br />

have included border closures, quarantines, expulsions, and<br />

lockdowns of migrant worker communities and refugee<br />

camps. Migrants, refugees, and other displaced persons<br />

have also been excluded from health and economic wellbeing<br />

initiatives. The threat of COVID-19 doesn't exclude<br />

any geographic borders, class, race, age, gender, sexual<br />

orientation, status, or situation. The pandemic has also<br />

enabled abuses of power, posing a threat to human rights.<br />

Our beneficiaries' needs were constantly on the rise and the<br />

frustration of not being able to meet the moment has<br />

weighed heavily on me. Sometimes I feel overwhelmed, but<br />

a small voice keeps saying to me, "You are not allowed to<br />

give up.”<br />

3. What makes you special as an activist who has<br />

received recognitions in the field? What is unique about<br />

your work?<br />

Having open and transparent relationships with grantees<br />

and developing mutual trust is what makes this work so<br />

special and unique. My work gets me closer to others, allows<br />

me to listen to the communities, pushes me towards<br />

change, and gives me a reason to continue to fight and have<br />

hope. Seeing these civil society organizations and activists<br />

up close, I'm amazed at their commitment and their<br />

tenacity. Because of this exchange and close collaboration, I<br />

have learned a lot and been able to further develop my<br />

analytic and strategic capabilities.<br />

Fund grantees provide critical services to people<br />

undertaking perilous migratory journeys in search of safety<br />

and a better life. They document abuses to shed light on the<br />

need for stronger protections and humane policies for<br />

migrants. They create hotlines and other means for families<br />

back home to discover the whereabouts of their loved ones.<br />

They also work to end child trafficking and ensure that<br />

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Unexpected things – good and bad – often spring out of<br />

disaster. To ensure that the good outweighs the bad<br />

following this deadly outbreak, we must act to foster the<br />

outcomes we wish to see and to reject the worst impulses of<br />

our governments and ourselves. As a human rights<br />

defender, I am on the front lines of this struggle. It has been<br />

necessary to play a leadership role from the local to the<br />

global level. I have especially turned to digital platforms to<br />

adapt my work. Moving my activism online means I can<br />

actually reach out to a wider audience, as people can<br />

engage with the work from almost anywhere.<br />

5. How do you see the Migrant's rights post Covid19 and<br />

how young migrants can take advantage of the digital<br />

transformation to innovate new approaches?<br />

young migrants can stay safe and resume schooling. In<br />

addition to flexible financial support, the Fund provides<br />

migrants' rights organizations in North Africa, Latin<br />

America, and Asia with unique opportunities for learning<br />

and cross-regional collaboration. This enables experienced<br />

groups to advise others, particularly those facing recent<br />

increases of asylum seekers, and facilitates the development<br />

of more effective strategies to educate governments about<br />

migrants' needs.<br />

4. As an activist, how you managed to overcome the<br />

obstacles that you may have encountered more<br />

specifically during Covid19?<br />

During the pandemic, the world has, necessarily, become<br />

more isolating. Physical distancing is currently the most<br />

effective way to slow the spread of the virus. As a result,<br />

anything that relies on human-to-human contact – which is<br />

to say, most aspects of our lives – must be adapted to<br />

account for the dangers of the virus. Digitization has<br />

stepped in to bridge the gap created by mandated<br />

lockdown and distancing measures. Without digital<br />

tools and technologies, we would have no way to work,<br />

shop, go to school, etc. After the pandemic is over, digital<br />

initiatives may need to be reprioritized based on their<br />

relevance. New urgent problems and opportunities may<br />

come to light. Any digital transformation roadmap that<br />

does not deliver value with every incremental step will<br />

need to be reimagined. The key is to continue to<br />

experiment and innovate with digital solutions.<br />

Youth-led human rights activism is another area affected by<br />

the pandemic. It has never been an easy task. Even before<br />

COVID-19 disrupted the lives of people everywhere, many<br />

young human rights defenders faced multiple challenges to<br />

These are hard times. The COVID-19 pandemic is causing<br />

immense disruption, grief, and anxiety, as well as physical<br />

suffering and death in most countries in the world. And yet,<br />

these disruptions may also bring hope and opportunities for<br />

communities to build a new and better world, both now and<br />

the future as the world is containing the spread of the virus<br />

and shifting to new dynamics, paradigms and emerging<br />

needs and priorities<br />

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their activism. Unfortunately, COVID-19 has only further<br />

exacerbated the existing barriers for participating<br />

meaningfully in civic spaces and for speaking up about<br />

injustices.<br />

6. What is your mission in Africa and how have the<br />

African CSOs managed the Covid19 consequences? Any<br />

special measures you have taken to mitigate the impact<br />

of the emergency states and lockdowns?<br />

After generations of colonialism, many African societies<br />

struggle with conflict and unchecked corporate power that<br />

exploits their natural and human resources. Throughout<br />

Africa, we support activists working to resist the<br />

violation of Human Rights and non-democratic<br />

practices, rehabilitate child soldiers, decrease sexual<br />

violence, and promote sustainable economic<br />

development. We also endeavor to support the<br />

development and enforcement of greater protections for<br />

women, LGBTQ people, and ethnic minorities. It is also<br />

very important to focus on addressing the safety and legal<br />

needs of migrants seeking peace and better economic<br />

opportunities for their families.<br />

Last year, the Fund conducted two surveys with its grantees<br />

to understand how they were adapting to the conditions<br />

created by the COVID-19 pandemic. Incredibly, all of the<br />

grantees within our Migrants' Rights Initiative were able to<br />

continue their core work, with some adjustments. When the<br />

pandemic first hit, many groups indicated they had difficulty<br />

reaching the communities they serve. However, the groups<br />

were able to adapt, working from home during lockdowns<br />

and using digital tools to reach people. Many groups even<br />

expanded their activities, monitoring the impact of COVID-<br />

19 on their communities and advocating for fair, inclusive<br />

emergency assistance.<br />

Our grantees were able to develop new work strategies to<br />

guarantee continuity and to provide emergency services to<br />

migrants during this period of crisis. They had to migrate to<br />

remote work, exploring new technologies like Zoom, Teams,<br />

Jitsi, or others to provide trainings, hold meetings, and offer<br />

online sessions or webinars. They adapted in record time,<br />

learning to use these digital technologies to ensure that<br />

their pivot from local fieldwork to virtual and remote work<br />

didn't affect their ability to serve their communities.<br />

When borders closed, businesses shut down, and entire<br />

nations-imposed lockdowns to curb the spread of COVID-<br />

19, no one knew what would be its impact on human rights<br />

work. However, thanks to the grit, courage, and sheer<br />

resilience of community activists and local leaders across<br />

the globe, the fight for human rights continues.<br />

7. Where do you see Africa after this pandemic more<br />

specifically from a development and Economic<br />

perspective?<br />

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Although the number of COVID-19 cases and fatalities<br />

might still appear comparatively low in Africa than in other<br />

regions, the looming health shock of COVID-19 may still<br />

have disastrous impacts on the continent's already strained<br />

health systems and could quickly turn into a social and<br />

economic emergency.<br />

Beyond health risks, COVID-19 shocked African economies<br />

through lower trade and investment from China in the<br />

immediate term, less demand from the European Union due<br />

to lockdowns, and continental supply shocks affecting<br />

domestic and intra-African trade. Looking ahead, there are<br />

opportunities to invest in rights-respecting economic<br />

development that is controlled by communities and meets<br />

their needs rather than the needs of governments and<br />

multi-national corporations. Skills development relevant<br />

to the digital economy is one of the most critical<br />

investments that needs to be made to ensure sustained<br />

economic growth in Africa after the COVID-19<br />

pandemic. Additionally, effective implementation of the<br />

African Continental Free Trade Area can strengthen regional<br />

value chains, reduce vulnerability to external shocks,<br />

advance the digital transition, and build economic resilience<br />

against future crisis.<br />

8. What are the key motivations and lessons learned you<br />

can share with African Youth?<br />

priorities is key through the identification of the steps or<br />

actions we must take to move toward our goals. Going<br />

through this process might be time consuming and<br />

emotionally taxing, but I think it is a good way to guarantee<br />

progress toward success.<br />

As young Africans, we cannot afford to be left behind. I<br />

recommend youth to focus on taking key steps toward a<br />

future-proof career, such as learning a new digital skill,<br />

upgrading a hobby, joining a new association, or<br />

practicing interpersonal and leadership skills.<br />

Broadening one's network is also important by joining a<br />

community development or a human rights organization,<br />

helping youth gain relevant experience.<br />

Additionally, it is so important to be proactive with our<br />

careers: Subscribing to newsletters and alerts to stay<br />

informed, using time-management apps, making schedules<br />

for yourself, and seeking expert advice from people you<br />

admire or career counsellors. Making a plan will help youth<br />

track progress, keep themselves motivated, and stay<br />

grounded in their priorities. At the end of the year, young<br />

people should be reviewing and reflecting on their plan to<br />

evaluate what worked well and what did not. This process<br />

will guide them to decide what new skill to learn, what<br />

hobby to focus on, what group to join, what new<br />

opportunities to pursue, and what new strategies to explore<br />

and develop in the coming years.<br />

Developing a personal plan provides an opportunity for<br />

people to reflect on themselves and their journey and to<br />

determine their career direction. Understanding our<br />

“<br />

Making a plan will help youth track<br />

progress, keep themselves motivated,<br />

and stay grounded in their priorities.<br />

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Access Bank:<br />

Consolidating Potential<br />

as Africa's financial hub<br />

By GIFT NNAMOKO<br />

ith plans to eventually expand to 22<br />

WAfrican countries to cushion challenges<br />

in some markets, Access Bank will in no<br />

time consolidate its vision of becoming one of the<br />

biggest financial institutions in the continent.<br />

With foothold already in 12 countries following a<br />

series of acquisitions, the Nigerian bank, currently the<br />

biggest in asset valuation, is still yearning for<br />

expansion and currently targeting some major<br />

markets in another eight countries.<br />

The target markets as disclosed recently by the<br />

Managing Director/Chief Executive Officer, Mr<br />

Herbert Wigwe, are Morocco, Algeria, Egypt, Ivory<br />

Coast, Senegal, Angola, Namibia and Ethiopia<br />

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Essentially, the forward looking lender, apart from<br />

growing its assets in leap and bounds across Africa<br />

and offices outside the continent, is also at the verge<br />

of maximising opportunities presented by the<br />

recently implemented Africa Continental Free Trade<br />

Area (AfCFTA) agreement.<br />

Confirming this recently, the managing director said<br />

there was an opportunity for Access Bank to expand<br />

to high-potential markets, leveraging the benefits of<br />

AfCFTA. According to him, "Africa presents a market<br />

opportunity of over 1.3 billion people and<br />

additionally, the AfCFTA is expected to expand intra<br />

Africa trade and provide real opportunities for Africa.<br />

The AfCFTA plans to ease non-tariff barriers to trade<br />

on the continent, such as the reduction of red tape<br />

(which improves the time to export and import),<br />

removal of quotas and licenses, and easing of rules of<br />

origin, among others."We see many benefits to the<br />

bank and the various African economies within the<br />

AfCTA deal.<br />

new opportunity markets and positioning the bank as<br />

a trade and payments gateway to the world.<br />

The bank already operates in 12 countries following a<br />

series of acquisitions spanning from Kenya to Nigeria.<br />

"The markets of interest are Morocco, Algeria, Egypt,<br />

Ivory Coast, Senegal, Angola, Namibia and Ethiopia. It<br />

will also use its London-based unit as an “anchor for<br />

growth” to expand representative offices in countries<br />

such as India, Lebanon and China."We have rigorous<br />

philosophy and approach to organic and inorganic<br />

growth and expansion; capital accumulation and<br />

protection over time despite investments in<br />

infrastructure and growth; deliberate strategy to<br />

ensure diversification of earnings and dilute exposure<br />

to soft currencies and strong bench of talent with the<br />

bandwidth to deliver future aspirations."For a great<br />

Access Bank would be optimising and taking<br />

maximum gain of the trade agreement by<br />

repositioning its operations and payment platforms<br />

t o s e r v e m o r e c u s t o m e r s a c r o s s t h e<br />

continent."Access Bank, which total assets and<br />

contingents amounted to ₦6.2 trillion as at 30 June<br />

2019, a 43.1 per cent growth over 2018 on account of<br />

the business combination with Diamond Bank Plc,<br />

currently enjoys the status of being the largest bank in<br />

Nigeria by total assets as at H1, 2019.Wigwe said: "The<br />

group has consistently delivered growth and created<br />

value over time and has the largest customer base in<br />

Africa, with a significant share of digitally active<br />

clients. The bank is also becoming an aggregator in<br />

Africa by building a global payments gateway,<br />

offering holistic trade finance support and offering<br />

correspondent banking services."It is also focusing on<br />

key markets to support regional trade by targeting<br />

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and unwavering deal for clients, the lender is<br />

considering floating an insurance brokerage<br />

subsidiary apart from leveraging the bancassurance<br />

partnership with one of Nigeria's biggest insurer,<br />

Coronation Insurance Plc, to ensure that transactions<br />

with customers are well covered.<br />

According to Wigwe, "the group is considering<br />

floating an insurance brokerage subsidiary in a bid to<br />

leverage on the insurance market opportunity of $150<br />

billion in countries with Access Bank presence.<br />

"Having secured the permission of its shareholders<br />

and relevant stakeholders to operate a Holding<br />

Company (HoldCo) structure, the bank is, however,<br />

planning, to be the hub of all financial services, not<br />

only in Nigeria, but Africa and the global stage."The<br />

proposed insurance brokerage would adopt a<br />

dynamic and creative approach to provide a valueadded<br />

insurance broking services focused to meeting<br />

customers’ insurance protection needs.<br />

There is a market opportunity of $150 billion in<br />

countries with Access presence assuming insurance<br />

penetration in these countries (4.4%) grows to South<br />

African penetration (13.1%). "Access insurance<br />

brokerage would adopt a dynamic and creative<br />

approach to provide a value- added insurance<br />

broking services focused to meeting customers’<br />

insurance protection needs. "Access Bank is in<br />

partnership with Coronation Insurance to offer<br />

insurance products to the bank’s customers, while<br />

Access Bank-Coronation Insurance bancassurance is<br />

already available in Nigeria and Ghana."Access<br />

insurance brokerage would adopt a dynamic and<br />

creative approach to provide a value- added<br />

insurance broking services focused to meeting<br />

customers’ insurance protection needs."Beyond the<br />

obvious, the lender also plans consumer lending and<br />

agency banking as well as payments to boost revenue<br />

and is equally transforming payments and<br />

remittances using cheap forex from international<br />

remittances to feed trade, leveraging AccessAfrica<br />

connections to wallets and payment platforms.<br />

It is also building on partnerships with financial<br />

investors, development finance institutions, among<br />

others and providing strategic support to protect and<br />

grow partners’ value."Across Africa, there is an<br />

opportunity for Access bank to expand to highpotential<br />

markets. The Holding Company (HoldCo)<br />

will consist of four subsidiaries which include the<br />

Access Bank Group, Payments business, consumer<br />

lending and agency banking as well as insurance<br />

brokerage. "We will therefore reorganise to capture<br />

these opportunities by transitioning to a HoldCo<br />

structure. Through this reorganisation, we will create<br />

new product revenues without taking additional risk<br />

for the enterprise, ensure diversification of earnings,<br />

and support outside of Africa expansion."Access Bank<br />

Group will consist of Nigeria, Africa and International<br />

subsidiaries while the payments subsidiary will<br />

leverage the strong suite of the bank’s assets. The<br />

consumer lending business has seen greater than 60<br />

per cent growth in digital lending volume and value<br />

while the Insurance subsidiary will adopt a dynamic<br />

and creative approach to deliver value-added services<br />

focused to meet customer insurance needs," he<br />

noted.<br />

“<br />

We will therefore reorganise<br />

to capture these opportunities<br />

by transitioning to a HoldCo<br />

structure.<br />

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The New Director<br />

General of the WTO<br />

Africa is Blessed.<br />

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Ngozi Okonjo-Iweala (born 13th June, 1954)<br />

is a Nigerian economist and international<br />

development expert. She sits on the boards<br />

of Standard Chartered Bank, Twitter, Global Alliance<br />

for Vaccines and Immunization (GAVI), and the African<br />

Risk Capacity (ARC).<br />

Early Life, Education and Career:<br />

Okonjo-Iweala was born in Ogwashi-Ukwu, Delta<br />

State, Nigeria, where her father, Professor Chukwuka<br />

Okonjo was the Obi (King) from the Obahai Royal<br />

Family of Ogwashi-Ukwu. Okonjo-Iweala was<br />

educated at Queen's School, Enugu, St. Anne's School,<br />

Molete, Ibadan, and the International School Ibadan.<br />

She arrived in the US in 1973 as a teenager to study at<br />

Harvard University, graduating magna cum laude with<br />

an AB in Economics in 1976. In 1981, she earned her<br />

PhD in regional economics and development from the<br />

Massachusetts Institute of Technology with a thesis<br />

titled Credit policy, rural financial markets, and<br />

Nigeria's agricultural development. She received an<br />

international fellowship from the American<br />

Association of University Women (AAUW), that<br />

supported her doctoral studies.<br />

Okonjo-Iweala had a 25-year career at the World Bank<br />

in Washington DC as a development economist, rising<br />

to the No. 2 position of Managing Director.[9] As<br />

Managing Director, she had oversight responsibility<br />

for the World Bank's $81 billion operational portfolio<br />

in Africa, South Asia, Europe and Central Asia. Okonjo-<br />

Iweala spearheaded several World Bank initiatives to<br />

assist low-income countries during the 2008–2009<br />

food crises, and later during the financial crisis. In<br />

2010, she was Chair of the IDA replenishment, the<br />

World Bank's successful drive to raise $49.3 billion in<br />

grants and low interest credit for the poorest<br />

countries in the world. During her time at the World<br />

Bank, she was also a member of the Commission on<br />

Effective Development Cooperation with Africa, which<br />

was set up by the Prime Minister, Anders Fogh<br />

Rasmussen of Denmark, and held meetings between<br />

April and October 2008.<br />

Career in Government:<br />

Okonjo-Iweala was the first woman to serve as<br />

Nigeria's finance minister and the first woman to serve<br />

in that office twice. In 2005, Euromoney named her<br />

Global Finance Minister of the Year.<br />

During her first term as Minister of Finance under<br />

President Olusegun Obasanjo's administration, she<br />

spearheaded negotiations with the Paris Club that led<br />

to the wiping out of US$30 billion of Nigeria's debt,<br />

including the outright cancellation of US$18 billion. In<br />

2003, she led efforts to improve Nigeria's<br />

macroeconomic management including the<br />

implementation of an oil-price based fiscal rule where<br />

revenues accruing above a reference benchmark oil<br />

price were saved in a special account, "The Excess<br />

C r u d e A c c o u n t " w h i c h h e l p e d t o r e d u c e<br />

macroeconomic volatility.<br />

She also introduced the practice of publishing each<br />

state's monthly financial allocation from the Federal<br />

Government of Nigeria in the newspapers. This action<br />

went a long way in increasing transparency in<br />

governance. With the support of the World Bank and<br />

the IMF to the Federal Government, she helped build<br />

an electronic financial management platform—the<br />

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Government Integrated Financial Management and<br />

Information System (GIFMIS), including the Treasury<br />

Single Account (TSA) and the Integrated Payroll and<br />

Personnel Information System (IPPIS), helping to<br />

curtail corruption in the process. As at 31st December,<br />

2014, the IPPIS platform had eliminated 62,893 ghost<br />

workers from the system and saved the government<br />

about $1.25 billion in the process.<br />

Okonjo-Iweala was also instrumental in helping<br />

Nigeria obtain its first ever sovereign credit rating (of<br />

BB minus) from Fitch Ratings and Standard & Poor's in<br />

2006.<br />

Following her first term as Minister of Finance, she<br />

served two months as Minister of Foreign Affairs in<br />

2006. She returned to the World Bank as a Managing<br />

Director in December 2007.<br />

In 2011, Okonjo-Iweala was re-appointed as Minister<br />

of Finance in Nigeria with the expanded portfolio of<br />

the Coordinating Minister for the Economy by<br />

President Goodluck Jonathan. Her legacy includes<br />

strengthening the country's public financial systems<br />

and stimulating the housing sector with the<br />

establishment of the Mortgage Refinance<br />

Corporation (NMRC). She also empowered women<br />

and youth with the Growing Girls and Women in<br />

Nigeria Programme (GWIN); a gender-responsive<br />

budgeting system, and the highly acclaimed Youth<br />

Enterprise with Innovation programme (YouWIN); to<br />

support entrepreneurs, that created thousands of<br />

jobs.<br />

This programme has been evaluated by the World<br />

Bank as one of the most effective of its kind globally.<br />

Under her leadership, the National Bureau of Statistics<br />

carried out a re-basing exercise of the Gross Domestic<br />

Product (GDP), the first in 24 years, which saw Nigeria<br />

emerge as the largest economy in Africa. She took a<br />

lot of heat for the government's fuel subsidy removal<br />

policy, an action that led to protests in January 2012.<br />

In May 2016, the new administration eventually<br />

removed the fuel subsidy after it became apparent<br />

that it was unsustainable and inefficient.<br />

In addition to her role in government, Okonjo-Iweala<br />

served on the Growth Commission (2006–2009), led<br />

by Nobel Prize winner Professor Michael Spence, and<br />

the United Nations' Secretary-General's High-Level<br />

Panel on the Post-2015 Development Agenda<br />

(2012–2013). She also co-chaired the Global<br />

Partnership for Effective Development Cooperation.<br />

In 2012, she was a candidate for President of the<br />

World Bank, running against Dartmouth College<br />

President Jim Yong Kim; if elected, she would have<br />

become the organization's first female president.<br />

Later Career:<br />

After leaving government, Okonjo-Iweala was also a<br />

member of the International Commission on<br />

F i n a n c i n g G l o b a l E d u c a t i o n O p p o r t u n i t y<br />

(2015–2016), chaired by Gordon Brown, and the<br />

Eminent Persons Group on Global Financial<br />

Governance, which was established by the G20<br />

Finance Ministers and Central Bank Governors<br />

(2017–2018). Since 2014, she has been co-chairing the<br />

Global Commission for the Economy and Climate,<br />

with Nicholas Stern and Paul Polman. In January 2016,<br />

she was appointed the Chair-elect of the Board of<br />

Gavi.<br />

Okonjo-Iweala is the founder of Nigeria's first<br />

indigenous opinion-research organization, NOI-Polls.<br />

She also founded the Centre for the Study of the<br />

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Economies of Africa (C-SEA), a development research<br />

think tank based in Abuja, and is a Distinguished<br />

Visiting Fellow at the Center for Global Development<br />

and the Brookings Institution.<br />

Since 2019, Okonjo-Iweala has been part of UNESCO's<br />

International Commission on the Futures of<br />

Education, chaired by Sahle-Work Zewde. Also since<br />

2019, she has also been serving on the High-Level<br />

Council on Leadership & Management for<br />

Development of the Aspen Management Partnership<br />

for Health (AMP Health). In 2020, the International<br />

Monetary Fund's Managing Director, Kristalina<br />

Georgieva, appointed her to an external advisory<br />

group to provide input on policy challenges. Also in<br />

2020, she was appointed by the African Union (AU) as<br />

special envoy to solicit international support to help<br />

the continent deal with the economic impact of the<br />

COVID-19 pandemic.<br />

In June 2020, President Muhammadu Buhari of<br />

Nigeria nominated Okonjo-Iweala as the country's<br />

candidate to be director-general of the World Trade<br />

Organization (WTO). She later advanced to the<br />

election's final round, eventually competing with Yoo<br />

Myung-hee. Ahead of the vote, she received the<br />

backing of the European Union for her candidacy. In<br />

October 2020, the United States government<br />

indicated that it would not back Okonjo-Iweala's<br />

candidacy. The WTO in its formal report said Okonjo-<br />

Iweala "clearly carried the largest support by<br />

Members in the final round; and, enjoyed broad<br />

support from Members from all levels of development<br />

and from all geographic regions and has done so<br />

throughout the process". On 5th <strong>February</strong>, <strong>2021</strong>, Yoo<br />

Myung-hee announced her withdrawal from the race,<br />

in "close consultation with the United States".<br />

According to a statement issued from the United<br />

States Trade Representative, which says “The United<br />

States takes note of today's decision by the Republic<br />

of Korea's Trade Minister, Yoo Myung-hee, to<br />

withdraw her candidacy for Director General of the<br />

World Trade Organization (WTO). The Biden-Harris<br />

Administration is pleased to express its strong<br />

support for the candidacy of Dr. Ngozi Okonjo-Iweala<br />

as the next Director General of the WTO".<br />

Okonjo-Iweala was unanimously appointed as the<br />

next director-general on 15th <strong>February</strong>, <strong>2021</strong>. Her<br />

term will begin on 1st March, <strong>2021</strong>, making her the<br />

first African to hold the office.<br />

Okonjo-Iweala became a US citizen in 2019 after<br />

spending several decades working and studying<br />

there. She is married to Ikemba Iweala, a<br />

neurosurgeon and they have four children.<br />

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A RARE<br />

GEM<br />

Sunny Sylvester Moniedafe was born in Jimeta<br />

Yola on the 23rd of September, 1956. He got<br />

his FLSC from Saint Theresa's Primary School,<br />

Jimeta, Yola in 1970. He received his secondary school<br />

leaving certificate from Villanovan secondary school,<br />

Numan, in 1975. He also has a B.Sc in Political Science<br />

from University of Maiduguri in 1991, a Master of<br />

Public Administration Degree from the University of<br />

Lagos in 1998 and a PH.D in Policy Analysis in view at<br />

the University of Abuja.<br />

He was an SDP ward delegate from Karena ward in<br />

Jimeta, Yola in 1990; ACD Deputy Party Chairman of<br />

AMAC (<strong>February</strong> to June 2006); FCT AC Treasurer(June<br />

2006-July 2007); AC Party Chairman (July 2007-<br />

December 2010). He was a member of the National<br />

Convention Committee of the ACN which held in<br />

Benin in December 2010 where he served as a member<br />

of the Venue and Accreditation sub-Committee;<br />

Member of the stakeholders that led to the formation<br />

of APC in the FCT; Member of the SEC of the APC (2014<br />

- 2018); member, APC Party Registration Committee in<br />

Niger State; Member, Delta State National Assembly<br />

Screening Committee (November, 2014); Secretary of<br />

the Taraba State Congress Committee (April, 2014);<br />

Chairman of the Plateau State House of Assembly<br />

and Gubernatorial Primaries Committee. He also<br />

served in different committees in the process of<br />

setting up the structure of the APC at different<br />

levels.<br />

While intelligent and articulate, the 64-year-old is<br />

seen by critics as vocal and a leader focused on party<br />

interest above personal interest which is why he never<br />

cross carpeted across parties even when wooed with<br />

juicy positions that would have advanced his personal<br />

ambition. With a serious manner and a stern gaze,<br />

Moniedafe has always carried everybody along.<br />

When he became the Party Chairman of AC in July<br />

2007, then aged 51, he was perceived by many as a<br />

promising young politician, free of the corruption<br />

plaguing the rival rulling parties and of cause, most of<br />

the politicians who have cases with EFCC/ICPC.<br />

Our country, Nigeria, is in dare need of rare gems like<br />

Dr Sunny Moniedafe. More of his kind in elective<br />

positions will be the beginning of the cleansing<br />

process we so much crave for in our polity.<br />

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10 MOST<br />

POPULAR HOTELS<br />

IN <strong>AFRICA</strong>.<br />

frica is a continent full of beautiful<br />

Anatural scenery and lovely hotels.<br />

Much beauty can be found in the<br />

variety available in this vast continent. So<br />

much that curious souls looking to explore<br />

constantly find themselves debating on<br />

where to start. Perhaps, you are looking to<br />

dive into the rich history of Egypt and its<br />

mysterious pyramids. Or maybe you are<br />

more into surveying the splendor of South<br />

Africa's distinct ecosystem. The opportunities<br />

are indeed endless when it comes to Africa.<br />

W h e t h e r y o u r t r i p c e n t e r s a r o u n d<br />

exploration, curiosity and adventure, you will<br />

surely need the perfect hotel to make the<br />

most of your stay. To assist you in the trip<br />

planning process, here is a list of the 10 best<br />

and most popular hotels in Africa.<br />

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Tanzania - Serengeti House: This exclusive retreat<br />

opens its relaxing environment to both families and<br />

friends. Seated amidst the vast Grumeti Reserves, the<br />

Serengeti House is one of Tanzania's finest<br />

accommodations. Multiple houses can be chosen from<br />

and the majority can accommodate up to 8 guests.<br />

10<br />

There is also a choice of regular and garden suits.<br />

Amenities include free breakfast, a fitness center, access<br />

to an airport shuttle as well as a spa.<br />

Mauritius - The Oberoi Beach Resort: A taste of<br />

Mauritius is even sweeter when The Oberoi is involved--<br />

the five-star luxury hotel of your dreams. Enjoy your stay<br />

on sunset shores nearing the Indian Ocean. Located on<br />

the island's capital city of Port Louis, this hotel is located<br />

right on the white-sand beach and very close to a<br />

natural marine park.<br />

09<br />

When hungry, head on over to the Oberoi's unique<br />

restaurants where authentic creole cuisine and<br />

international cuisines are served. Lastly, better your<br />

mind-body connection via the several therapeutic and<br />

mindfulness activities offered by the resort.<br />

South Africa - Graceland Hotel Casino & Country<br />

Club: Head on over to South Africa with style by staying<br />

at the Graceland Hotel Casino & Country Club. Much as<br />

the name says, this hotel includes both a splendid<br />

casino and a refined country club. Situated 20 minutes<br />

from the city center, this hotel features an array of<br />

advantageous amenities within suites and rooms, but<br />

also on-site.<br />

08<br />

A family-friendly option, you may benefit from a kid's<br />

playground while enjoying massages and body<br />

treatments at the hotel spa. Evidently, it's a win-win.<br />

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Seychelles - North Island Villa: The unique island of<br />

Seychelles is one of Africa's go-to for those seeking<br />

exotic beach fun. The North Island Villa fulfills every<br />

traveler's needs with its all-encompassing features. This<br />

turquoise haven is surrounded by a clear-blue ocean<br />

that benefits from both an active and healthy sea life.<br />

07<br />

From fancy lounges and dining rooms to rim-flow pools<br />

seated near the epic water views, this accommodation<br />

option is a rare sanctuary waiting to be experienced.<br />

Sudan - Corinthia Hotel Khartoum: Most tourists<br />

head to Tanzania to go on safari, but you would be<br />

remiss if you didn't save time for seeing the country's<br />

other treasures. In addition to its animal-filled plains,<br />

Tanzania boasts other worldly natural wonders,<br />

including red-hued Lake Natron, Ngorongoro<br />

Conservation Areas expansive crater and Mount<br />

Kilimanjaro – the tallest mountain in Africa. For the<br />

ultimate adrenaline rush, book a climbing excursion up<br />

the continent's famous mountain through a local tour<br />

operator.<br />

06<br />

South Africa - Delaire Graff Estate: South Africa has<br />

positioned itself amongst the greatest with this hotel.<br />

This beautiful, luxury hotel is found nearing majestic<br />

mountains and offers a splendid view of nearby<br />

vineyards. A magnificent Capetown gem, this is the<br />

property you will shamelessly boast about to your<br />

friends and family.<br />

05<br />

Its state-of-the-art lodges grant you with perfectly<br />

selected styling which includes the display of African<br />

artifacts. Further artwork of South Africa's finest artists<br />

can be found throughout the estate and its winefocused<br />

amenities.<br />

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Egypt - Fairmont Nile City Hotel: This awe-inspiring<br />

hotel will only better your experience in Egypt. Take a<br />

break from visiting the pyramids by relaxing in this<br />

beautiful accommodation located in the historically rich<br />

city of Cairo. What makes this location so unique is its<br />

views which grant visitors with breathtaking glimpses of<br />

the Nile River and Pyramids.<br />

04<br />

To top things off, the fine culinary experience attached<br />

to this hotel will also make your palate quite happy.<br />

Outside of your modernly designed room, enjoy some<br />

relaxing time at the Willow Stream Spa or dive into the<br />

rooftop pool.<br />

Cape Verde - Hotel Riu Touareg: The tiny island of<br />

Cape Verde is usually left out in the conversation when it<br />

comes to Africa. Yet this Portuguese-speaking country<br />

remains one of Africa's hidden gems. Enjoy your stay in<br />

Cesaria Evora's homeland by staying at the hotel Riu<br />

Touareg. Not only is this place all-inclusive, but it is also<br />

adults-only hence you get to enjoy it alone, with adult<br />

family members, a special someone or even with<br />

friends.<br />

03<br />

Nestled in the southern hemisphere of Boa Vista Island,<br />

Hotel Riu Touareg offers 1000+ nicely furnished and<br />

comfortable rooms. Amazing leisurely and relaxing<br />

activities are also offered on-site.<br />

Morocco - Palais Namaskar: This North African gem<br />

can be found nestled in the dazzling outskirts of<br />

Morroco's vibrant city of Marrakech. Enjoy a stay<br />

between the desert and the Atlas in Namaskar's<br />

peaceful and luxurious oasis. Features include modern<br />

amenities, top-notch restaurants serving both local and<br />

international meals, a ravishing outdoor pool and a<br />

fresh American breakfast served every morning.<br />

02<br />

This luxurious accommodation also offers an array of<br />

different suites with some including en-suite showers<br />

and baths. It is also very close to the airport so shuttle<br />

service is widely available.<br />

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01<br />

Tunisia - Movenpick Resort & Marine Spa<br />

Sousse: This jaw-dropping hotel tops off our list<br />

for numerous reasons. The upscale five-star<br />

property offers fantastic architectural aesthetic<br />

and views of the Tunisian coast. As Movenpick is<br />

located in Tunisia's liveliest towns, you may still<br />

enjoy some high-quality fun outside of this highquality<br />

hotel.<br />

This accommodation offers a series of packages<br />

for both families and couples to experience<br />

unique holidays. That is what we can call visiting<br />

North Africa in style.<br />

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Crypto Ban in Nigeria is<br />

Nothing New" -CBN<br />

The Central Bank of Nigeria said its warning to<br />

banks on Friday was not a new position, but a<br />

r e i t e r a t i o n o f i t s 2 0 1 7 s t a n c e o n<br />

cryptocurrencies.<br />

The Central Bank of Nigeria (CBN) issued a five-page<br />

statement, Sunday, clarifying its position on<br />

cryptocurrencies after a regulatory warning to local<br />

banking institutions on Friday sent shockwaves<br />

through social media.<br />

In Sunday's statement, the CBN said Friday's letter was<br />

only a reminder that cryptocurrencies were not legal<br />

tender in Nigeria, and was reiterating a position the<br />

bank has held since 2017, not imposing new<br />

restrictions on the industry.<br />

“It is important to clarify that the CBN circular of<br />

<strong>February</strong> 5, <strong>2021</strong>, did not place any new restrictions on<br />

cryptocurrencies, given that all banks in the country<br />

had earlier been forbidden, through CBN's circular<br />

dated January 12, 2017, not to use, hold, trade and/or<br />

transact in cryptocurrencies,” the statement said.<br />

The CBN sent a letter to local financial institutions on<br />

Friday, ordering them to shut down all bank accounts<br />

associated with cryptocurrency trading platforms. In<br />

response to the letter, crypto trading platform,<br />

Binance, and local electronic payment apps like<br />

Bundle halted deposits. Angered Nigerian crypto<br />

users took to Twitter and other social media platforms<br />

to express their displeasure.<br />

The press statement, signed by Osita Nwanisobi, Ag.<br />

Director of Corporate Communications, goes on to list<br />

other countries that have banned its banks from<br />

dealing in cryptocurrencies and makes the claim that<br />

in China, “cryptocurrencies are completely banned<br />

and all exchanges closed as well.”<br />

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While China has imposed a number of restrictions on<br />

crypto exchanges and users, it has not outright<br />

banned cryptocurrencies entirely.<br />

It also states that cryptocurrencies are issued by<br />

“unregulated and unlicensed” entities, and that crypto<br />

assets are volatile speculative assets that can be a<br />

danger to Nigerian users.<br />

“The very name and nature of 'cryptocurrencies'<br />

suggests that its patrons and users value anonymity,<br />

obscurity, and concealment,” the statement said.<br />

In the letter, the CBN assured that this stance will not<br />

inhibit the progress of the fintech sector in the<br />

country, or its payments ecosystems. The directive<br />

became necessary, it said, to protect Nigerians,<br />

including its youths from the risks inherent in crypto<br />

assets transactions.<br />

“Due to the fact that cryptocurrencies are largely<br />

speculative, anonymous and untraceable they are<br />

increasingly being used for money laundering,<br />

terrorism financing and other criminal activities,” the<br />

statement said.<br />

The letter also stated that the high volatility inherent in<br />

crypto assets posed a great threat to “small retail and<br />

unsophisticated investors” who stand to lose a lot.<br />

“In light of these realities and analyses, the CBN has no<br />

comfort in cryptocurrencies at this time. It will<br />

continue to do all within its regulatory powers to<br />

educate Nigerians to desist from its use and protect<br />

our financial system from activities of fraudsters and<br />

speculators,” the statement said.<br />

When he became the Party Chairman of AC in July<br />

2007, then aged 51, he was perceived by many as a<br />

promising young politician, free of the corruption<br />

plaguing the rival rulling parties and of cause, most of<br />

the politicians who have cases with EFCC/ICPC.<br />

Our country, Nigeria, is in dare need of rare gems like<br />

Dr Sunny Moniedafe. More of his kind in elective<br />

positions will be the beginning of the cleansing<br />

process we so much crave for in our polity.<br />

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Artificial<br />

Intelligence<br />

AI<br />

Reshaping Our World.<br />

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tificial intelligence (AI) refers to the<br />

Asimulation of human intelligence in<br />

machines that are programmed to think like<br />

humans and mimic their actions. The term may also be<br />

applied to any machine that exhibits traits associated<br />

with a human mind such as learning and problemsolving.<br />

The ideal characteristic of artificial intelligence is its<br />

ability to rationalize and take actions that have the<br />

best chance of achieving a specific goal. A subset of<br />

artificial intelligence is machine learning, which refers<br />

to the concept that computer programs can<br />

automatically learn from and adapt to new data<br />

without being assisted by humans. Deep learning<br />

techniques enable this automatic learning through<br />

the absorption of huge amounts of unstructured data<br />

such as text, images, or videos. Weak AI tends to be<br />

simple and single-task oriented, while strong AI<br />

carries on tasks that are more complex and humanlike.<br />

Understanding Artificial Intelligence (AI)<br />

When most people hear the term artificial<br />

intelligence, the first thing they usually think of is<br />

robots. But nothing could be further from the truth:<br />

Artificial intelligence is based on the principle that<br />

human intelligence can be defined in a way that a<br />

machine can easily mimic it and execute tasks, from<br />

the most simple to those that are even more complex.<br />

The goals of artificial intelligence include learning,<br />

reasoning, and perception.<br />

As technology advances, previous benchmarks that<br />

defined artificial intelligence become outdated. For<br />

example, machines that calculate basic functions or<br />

recognize text through optical character recognition<br />

are no longer considered to embody artificial<br />

intelligence, since this function is now taken for<br />

granted as an inherent computer function.<br />

AI is continuously evolving to benefit many different<br />

industries. Machines are wired using a crossdisciplinary<br />

approach based on mathematics,<br />

computer science, linguistics, psychology, and more.<br />

Algorithms often play a very important part in the<br />

structure of artificial intelligence, where simple<br />

algorithms are used in simple applications, while<br />

more complex ones help frame strong artificial<br />

intelligence.<br />

Applications of Artificial Intelligence.<br />

The applications for artificial intelligence are endless.<br />

The technology can be applied to many different<br />

sectors and industries. AI is being tested and used in<br />

the healthcare industry for dosing drugs and different<br />

treatment in patients, and for surgical procedures in<br />

the operating room.<br />

Other examples of machines with artificial intelligence<br />

include computers that play chess and self-driving<br />

cars. Each of these machines must weigh the<br />

consequences of any action they take, as each action<br />

will impact the end result. In chess, the end result is<br />

winning the game. For self-driving cars, the computer<br />

system must account for all external data and<br />

compute it to act in a way that prevents a collision.<br />

Artificial intelligence also has applications in the<br />

financial industry, where it is used to detect and flag<br />

activity in banking and finance such as unusual debit<br />

card usage and large account deposits—all of which<br />

help a bank's fraud department. Applications for AI<br />

are also being used to help streamline and make<br />

trading easier. This is done by making supply,<br />

demand, and pricing of securities easier to estimate.<br />

Categorization of Artificial Intelligence<br />

Artificial intelligence can be divided into two different<br />

categories: weak and strong.<br />

Weak artificial intelligence embodies a system<br />

designed to carry out one particular job. Weak AI<br />

systems include video games such as the chess<br />

example from above and personal assistants such as<br />

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Amazon's Alexa and Apple's Siri. You ask the assistant<br />

a question, it answers it for you.<br />

Strong artificial intelligence systems are systems that<br />

carry on the tasks considered to be human-like. These<br />

tend to be more complex and complicated systems.<br />

They are programmed to handle situations in which<br />

they may be required to problem solve without<br />

having a person intervene. These kinds of systems can<br />

be found in applications like self-driving cars or in<br />

hospital operating rooms.<br />

Special Considerations.<br />

Since its beginning, artificial intelligence has come<br />

under scrutiny from scientists and the public alike.<br />

One common theme is the idea that machines will<br />

become so highly developed that humans will not be<br />

able to keep up and they will take off on their own,<br />

redesigning themselves at an exponential rate.<br />

Another is that machines can hack into people's<br />

privacy and even be weaponized. Other arguments<br />

debate the ethics of artificial intelligence and whether<br />

intelligent systems such as robots should be treated<br />

with the same rights as humans.<br />

Self-driving cars have been fairly controversial as their<br />

machines tend to be designed for the lowest possible<br />

risk and the least casualties. If presented with a<br />

scenario of colliding with one person or another at the<br />

same time, these cars would calculate the option that<br />

would cause the least amount of damage.<br />

Another contentious issue many people have with<br />

artificial intelligence is how it may affect human<br />

employment. With many industries looking to<br />

automate certain jobs through the use of intelligent<br />

machinery, there is a concern that people would be<br />

pushed out of the workforce. Self-driving cars may<br />

remove the need for taxis and car-share programs,<br />

while manufacturers may easily replace human labor<br />

with machines, making people's skills more obsolete.<br />

Nonetheless, businesses today are realizing the<br />

prospects of AI; they know how valuable the<br />

technology is for achieving increased productivity.<br />

Unlike human labour that can be very limited, artificial<br />

i n t e l l i g e n c e p r o v i d e s m o r e i n p u t w i t h a<br />

corresponding positive output - on average.<br />

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18 Interesting Facts<br />

About Africa<br />

frica is distinctively unique continent amongst<br />

Athe seven continents of the world. It is rich in<br />

cultural heritage and diversity. It also boasts of<br />

enormous wealth of natural resources, and offers<br />

breathtaking tourist attractions.<br />

Unravel the beauty and uniqueness of Africa below:<br />

(1)Africa is the second-largest continent in the world<br />

both in size and population.<br />

(2)Islam is the dominant religion in Africa. Christianity<br />

is the second. Arabic is also the most widely-spoken<br />

language in Africa.<br />

(3)Africa has the shortest coastline despite being the<br />

second largest continent in the world.<br />

(4)Africa is the most centrally located continent in the<br />

world. Both the prime meridian (0 degrees longitude),<br />

and the equator (0 degrees latitude) cut across it.<br />

(5)Nigeria has the highest population (154.7 million<br />

people) in Africa. This represents 18% of Africa's total<br />

population.<br />

(6)Both the world's tallest and largest land animals<br />

both come from Africa. They are the giraffe and African<br />

elephant, respectively.<br />

(7)Around 2,000 different languages are spoken in<br />

Africa and each of them have different dialects.<br />

(8)The world's longest river -- the Nile -- and the<br />

world's largest desert -- the Sahara -- both are home in<br />

Africa.<br />

(9)Algeria is the biggest country in Africa by land area.<br />

(10)The world's hottest place -- Ethiopia -- is in Africa.<br />

(11)The continents terrain was inhabitable and<br />

remained unknown for thousands of years, earning it<br />

the name of 'Dark Continent'.<br />

(12) The equator passes through the middle of the<br />

Dark Continent and it receives direct sunlight<br />

throughout the year.<br />

(13) The major animals in Africa include -- cheetah,<br />

African elephant, lion, zebra, Egyptian mongoose,<br />

giraffe, addax.<br />

(14)The largest waterfall in Africa is the Victoria Falls<br />

and it is located on the Zimbabwe and Zambia border.<br />

It has a height of <strong>35</strong>5 feet and the width of the water<br />

fall runs into almost a mile.<br />

(15) More than 50% of the world's French-speaking<br />

population lives here on the continent.<br />

(16)Angola has more Portuguese speakers than<br />

Portugal.<br />

(17)Africa has a pink lake in Senegal.<br />

(18)Africa is the hottest continent on earth.<br />

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REVEALED<br />

African Countries That Were<br />

Never Colonized.<br />

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here are two countries in Africa considered<br />

Tby some scholars to never have been<br />

colonized. The truth, however, is that brief<br />

periods of varying levels of foreign control during<br />

their early histories have left the question of<br />

whether they truly remained fully independent a<br />

subject of debate.<br />

Between 1890 and 1914, the so-called “scramble for<br />

Africa” resulted in the rapid colonization of most of<br />

the African continent by European powers. By 1914,<br />

around 90% of Africa was under European control.<br />

However, because of their locations, economies,<br />

and political status, Ethiopia and Liberia avoided<br />

colonization.<br />

What Does Colonization Mean?<br />

The process of colonization is the discovery,<br />

conquest, and settlement of one political body over<br />

another. It is an ancient art, practiced by the Bronze<br />

and Iron Age Assyrian, Persian, Greek, and Roman<br />

empires, not to mention the post-colonial empires<br />

of the United States, Australia, New Zealand, and<br />

Canada.<br />

But the most extensive, most studied, and arguably<br />

the most damaging of the colonial actions is what<br />

scholars refer to as the Western Colonization, the<br />

efforts of the maritime European nations of<br />

Portugal, Spain, the Dutch Republic, France,<br />

England, and eventually Germany, Italy, and<br />

Belgium, to conquer the rest of the world. That<br />

began in the late 15th century, and by World War II,<br />

two-fifths of the world's land area and one-third of<br />

its population were in colonies; another third of the<br />

world's territory had been colonized but were now<br />

independent nations. And many of those<br />

independent nations were made up primarily of the<br />

descendants of the colonizers, so the effects of<br />

Western colonization were never truly reversed.<br />

However, there are a handful of countries that were<br />

not subsumed by the juggernaut of Western<br />

colonization, including Turkey, Iran, China, and<br />

Japan. In addition, the countries with longer<br />

histories or higher levels of development before<br />

1500 tend to have been colonized later, or not at all.<br />

Characteristics that drove whether or not a country<br />

was colonized by the West appear to be how<br />

difficult it is to reach them, the relative navigation<br />

distance from northwestern Europe, and the lack of<br />

a safe overland passage to landlocked countries. In<br />

Africa, those countries arguably included Liberia<br />

and Ethiopia.<br />

Considering it essential to the success of their<br />

economies, the imperialistic European nations<br />

avoided the outright colonization of Liberia and<br />

Ethiopia—the only two African countries they<br />

considered viable players in the trade-based world<br />

economy. However, in return for their apparent<br />

“independence,” Liberia and Ethiopia were forced<br />

to give up territory, agree to differing degrees of<br />

European economic control, and become<br />

participants in European spheres of influence.<br />

Ethiopia:<br />

Ethiopia, formerly Abyssinia, is one of the world's<br />

oldest countries. Dating to around 400 BCE, the<br />

region is documented in the in the King James<br />

Version of the Bible as the Kingdom of Axum. Along<br />

with Rome, Persia, and China, Axum was considered<br />

one of the four great powers of the era. Throughout<br />

the millennia of its history, the willingness of the<br />

country's people—from farmers to kings—to come<br />

together as one, coupled with its geographic<br />

isolation and economic prosperity, helped Ethiopia<br />

score decisive victories against a series of global<br />

colonialist forces.<br />

Ethiopia is considered “never colonized” by some<br />

scholars, despite Italy's occupation from 1936–1941<br />

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ecause it did not result in a lasting colonial<br />

administration.<br />

Seeking to expand its already considerable colonial<br />

empire in Africa, Italy invaded Ethiopia in 1895. In<br />

the ensuing First Italo-Ethiopian War (1895-1896),<br />

Ethiopian troops won a crushing victory over Italian<br />

forces at the Battle of Adwa on March 1, 1896. On<br />

October 23, 1896, Italy agreed to the Treaty of Addis<br />

Ababa, ending the war and recognizing Ethiopia as<br />

an independent state.<br />

On Oct. 3, 19<strong>35</strong>, Italian dictator Benito. Mussolini,<br />

hoping to rebuild his nation's prestige lost in the<br />

Battle of Adwa, ordered a second invasion of<br />

Ethiopia. On May 9, 1936, Italy succeeded in<br />

annexing Ethiopia. On June 1 of that year, the<br />

country was merged with Eritrea and Italian Somalia<br />

to form Africa Orientale Italiana (AOI or Italian East<br />

Africa).<br />

Ethiopian Emperor Haile Selassie made an<br />

impassioned appeal for assistance in removing the<br />

Italians and re-establishing independence to the<br />

League of Nations on June 30, 1936, gaining<br />

support from the U.S. and Russia. But many League<br />

of Nations members, including Britain and France,<br />

recognized Italian colonization.<br />

It was not until May 5, 1941, when Selassie was<br />

r e s t o r e d t o t h e E t h i o p i a n t h r o n e , t h a t<br />

independence was regained.<br />

:Liberia<br />

The sovereign nation of Liberia is often described as<br />

never colonized because it was created so recently,<br />

in 1847. Liberia was founded by Americans in 1821<br />

and remained under their control for just over 17<br />

years before partial independence was achieved<br />

through the declaration of a commonwealth on<br />

April 4, 1839. True independence was declared eight<br />

years later on July 26, 1847. From the middle 1400s<br />

through the late 17th century Portuguese, Dutch,<br />

and British traders had maintained lucrative trading<br />

posts in the region that became known as the “Grain<br />

Coast” because of its abundance of melegueta<br />

pepper grains.<br />

The American Society for Colonization of Free<br />

People of Color of the United States (known simply<br />

as the American Colonization Society, ACS) was a<br />

society initially run by white Americans who<br />

believed there was no place for free Blacks in the<br />

U.S. They believed the federal government should<br />

pay to return free Blacks to Africa, and eventually its<br />

administration was taken over by free Blacks.<br />

The ACS created the Cape Mesurado Colony on the<br />

Grain Coast on Dec. 15, 1821. This was further<br />

expanded into the Colony of Liberia on Aug. 15,<br />

1824. By the 1840s, the colony had become a<br />

financial burden on the ACS and the U.S.<br />

government. In addition, because it was neither a<br />

sovereign state nor a recognized colony of a<br />

sovereign state, Liberia faced political threats from<br />

Britain. As a result, the ACS ordered the Liberians to<br />

declare their independence in 1846. However, even<br />

after gaining its full independence a year later, the<br />

European nations continued to view Liberia as an<br />

American colony, thus avoiding it during the<br />

scramble for Africa in the 1880s.<br />

Some scholars argue, however, that Liberia's 23-<br />

year period of American domination until<br />

independence in 1847 qualifies it to be regarded as<br />

a colony.<br />

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DIGITAL<br />

MARKETING:<br />

The Marketing of the Future.<br />

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igital marketing, online marketing, internet<br />

Dadvertising…whatever you call it, marketing<br />

your company online is a big deal these days.<br />

After all, internet usage has more than doubled over the<br />

past decade and this shift has massively affected how<br />

people purchase products and interact with businesses.<br />

So, what is digital marketing? Digital marketing is like any<br />

other type of marketing—it's a way to connect with and<br />

influence your potential customers. The real difference is,<br />

you connect with and influence those customers online.<br />

Basically, digital marketing refers to any online marketing<br />

efforts or assets. Email marketing, pay-per-click<br />

advertising, social media marketing and even blogging<br />

are all great examples of digital marketing—they help<br />

introduce people to your company and convince them to<br />

buy.<br />

Here are some of the most common digital marketing<br />

assets and strategies businesses use to reach people<br />

online:<br />

Digital Marketing Strategies<br />

The list of digital marketing strategies is also constantly<br />

evolving, but here are some of the strategies most<br />

businesses are using:<br />

Pay-Per-Click Advertising<br />

Pay-per-click (PPC) advertising is actually a broad term<br />

that covers any type of digital marketing where you pay<br />

for every user who clicks on an ad. For example, Google<br />

AdWords is a form of PPC advertising called “paid search<br />

advertising” (which we'll go over in a second). Facebook<br />

Ads are another form of PPC advertising called “paid<br />

social media advertising” (again, we'll get into that<br />

shortly).<br />

Paid Search Advertising<br />

Google, Bing and Yahoo all allow you to run text ads on<br />

their Search Engine Results Pages (SERPs). Paid search<br />

advertising is one of the best ways to target potential<br />

customers who are actively searching for a product or<br />

service like yours.<br />

Digital Marketing Assets:<br />

Almost anything can be a digital marketing asset. It<br />

simply needs to be a marketing tool you use online. That<br />

being said, many people don't realize how many digital<br />

marketing assets they have at their disposal. Here are just<br />

a few examples:<br />

Your website<br />

Branded assets (logos, icons, acronyms, etc)<br />

Video content (video ads, product demos, etc)<br />

Images (infographics, product shots, company photos,<br />

etc)<br />

Written content (blog posts, eBooks, product<br />

descriptions, testimonials, etc)<br />

Online products or tools (SaaS, calculators, interactive<br />

content, etc)<br />

Reviews<br />

Social media pages<br />

As you can probably imagine, this list just scratches the<br />

surface. Most digital marketing assets will fall into one of<br />

these categories, but clever marketers are constantly<br />

coming up with new ways to reach customers online, so<br />

the list keeps growing!<br />

Search Engine Optimization (SEO)<br />

If you don't want to pay to show up in the SERPs, you can<br />

also use search engine optimization (SEO) to try and rank<br />

pages or blog posts on your site organically. You don't<br />

have to pay directly for every click, but getting a page to<br />

rank usually takes quite a bit of time and effort (for a more<br />

in-depth comparison of paid search and SEO, check out<br />

this article).<br />

Paid Social Media Advertising<br />

Most social media platforms like Facebook, Instagram,<br />

Twitter, LinkedIn, Pinterest and Snapchat will allow you to<br />

run ads on their site. Paid social media advertising is great<br />

for building awareness with audiences that might not be<br />

aware that your business, product or service exists.<br />

Social Media Marketing<br />

Like SEO, social media marketing is the free, organic way<br />

to use social media platforms like Facebook or Twitter to<br />

market your business. And, just like SEO, organically<br />

marketing your business on social media takes a lot more<br />

time and effort, but in the long run, it can deliver much<br />

cheaper results.<br />

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Conversion Rate Optimization (CRO)<br />

Conversion rate optimization (CRO) is the art and science<br />

of improving your online user experience. Most of the<br />

time, businesses use CRO to get more conversions (leads,<br />

chats, calls, sales, etc) out of their existing website traffic.<br />

Content Marketing<br />

Content marketing is another fairly broad digital<br />

marketing term. Content marketing covers any digital<br />

marketing effort that uses content assets (blog posts,<br />

infographics, eBooks, videos, etc) to build brand<br />

awareness or drive clicks, leads or sales.<br />

Native Advertising<br />

Ever get to the bottom of an article and see a list of<br />

suggested articles? That's native advertising. Most native<br />

advertising falls under content marketing because it uses<br />

content to attract clicks (“you'll never believe what<br />

happens next!”). Often, native advertising can be a bit<br />

hard to spot, since it is usually mixed in with non-paid<br />

content recommendations…but that's kind of the point<br />

know who you want to target, you can use digital<br />

marketing to target anyone, anywhere.<br />

However, that being said, certain types of businesses will<br />

benefit more from certain types of digital advertising. As<br />

a quick overview, let's take a look at which strategies tend<br />

to work best for business-to-consumer (B2C) companies<br />

and business-to-business (B2B) companies:<br />

B2C Companies<br />

Generally speaking, B2C companies have much lower<br />

price points than their B2B counterparts. After all, it can<br />

be a little hard to sell a $150,000 drill bit (believe me, they<br />

exist) to a harried mom. But a $10 pair of kids pants?<br />

That's a fairly straightforward sell.<br />

The good news is, because B2C companies aren't trying<br />

to sell incredibly expensive products or services, they<br />

don't need big sales teams or complicated marketing<br />

funnels. All they have to do is get their products or<br />

services in front of the right audience with the right<br />

messaging and the rest should take care of itself.<br />

Email Marketing<br />

Email marketing is the oldest form of online marketing<br />

and it's still going strong. Most digital marketers use<br />

email marketing to advertise special deals, highlight<br />

content (often as part of content marketing) or promote<br />

an event.<br />

As a result, the primary goal of most B2C companies is to<br />

get people into and through their marketing funnel. For<br />

example, if you can get that harried mom onto your kids<br />

clothing website and offer her an exciting deal, there's a<br />

good chance that she'll buy today. You don't need to<br />

build a ton of brand awareness or trust before you can<br />

close a sale.<br />

Affiliate Marketing<br />

Affiliate marketing is essentially paying someone else (a<br />

person or a business) to promote your products and<br />

services on their website.<br />

As you can see from the list above, there are a lot of<br />

different ways to market your business online, which is<br />

why many businesses either hire an agency to manage<br />

their digital marketing efforts or pay for an in-house<br />

marketing team and marketing automation software to<br />

cover their marketing needs (for an in-depth comparison<br />

of these options, check out this article).<br />

Does Digital Marketing Work?<br />

Digital marketing is a great option for any business. It can<br />

be used to grow all kinds of businesses—from mom-andpop<br />

shops to internationally recognized universities and<br />

beyond. That's the beauty of advertising online. If you<br />

With that in mind, B2C companies often see great results<br />

from higher-funnel marketing channels like social media<br />

marketing or paid social advertising. These channels do a<br />

great job of getting your business in front of potential<br />

customers who might not otherwise know that you exist.<br />

Now, supplementing with other digital marketing<br />

strategies like paid search or SEO is always a good idea,<br />

but if you have to pick one channel to start with, paid<br />

social advertising or social media marketing are great<br />

options for B2C.<br />

B2B Companies<br />

In contrast, paid search is a great option for B2B<br />

companies. Most B2B companies have very specific niche<br />

audiences that can be hard to target using social media.<br />

However, if you sell $150,000 drill bits and someone<br />

searches for “diamond-tipped oil drilling bit<br />

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manufacturer”, you want to be the first result they see.<br />

Yes, you might pay more for your click than you would<br />

with paid social advertising, but with a $150,000 price tag,<br />

it's money well spent.<br />

In addition, most B2B companies have a much longer and<br />

more involved sales cycle than B2C companies. If you're<br />

selling a $150,000 drill bit, most people probably don't<br />

come to your site, give you a call and say “I want one.” As a<br />

result, longer-term strategies like content marketing or<br />

email marketing are often necessary to close a deal.<br />

return-on-investment (ROI).<br />

When you get right down to it, the ultimate goal of any<br />

marketing effort should be ROI. After all, if your digital<br />

marketing spend isn't driving profitable revenue for your<br />

business, why are you marketing online?<br />

Clicks and even conversions are great, but your company<br />

doesn't make money from clicks (in fact, you actually<br />

spend money on clicks) or conversions. It makes money<br />

from sales.<br />

Of course, the right blend of digital marketing tactics will<br />

vary from industry-to-industry and business-to-business,<br />

but simply comparing B2C to B2B should help give you a<br />

sense for how different strategies can be better for<br />

certain businesses. Not every strategy is right for every<br />

business, but with a little trial and error, you should be<br />

able to identify the most profitable approach for your<br />

company.<br />

How Do I Get Started?<br />

The good news is, getting started with digital marketing is<br />

fairly easy. Most online advertising platforms make it easy<br />

to sign up and create your first campaign (it is how they<br />

make money, after all). Here are a few links to beginner<br />

guides for several different digital marketing strategies:<br />

Paid search advertising<br />

Search engine optimization (SEO)<br />

Paid social media advertising<br />

Social media marketing<br />

Conversion rate optimization<br />

Content marketing<br />

Email marketing<br />

The core of every successful digital marketing campaign,<br />

however, isn't a guide. Regardless of which strategies you<br />

choose to use, here are 4 questions you need to answer<br />

before you get started with digital marketing:<br />

1. How Much Do You Need to Make?<br />

To figure out what you need to spend on digital<br />

marketing, you first need to clarify what your goals are.<br />

How you approach digital marketing can vary quite a bit<br />

depending on whether your ultimate goal is to drive<br />

clicks, conversions or leads, sales, revenue or a certain<br />

With that in mind, the first thing you need to determine<br />

before you decide what your digital marketing budget<br />

should be is to decide how much revenue you want to<br />

drive. Once you know that, you can use that information<br />

to determine how much ad spend it will take to reach that<br />

revenue goal.<br />

2. Who Are You Marketing To?<br />

Once you know how much money you want to make from<br />

digital marketing, you need to identify who you are<br />

marketing to. This is critical, because different buyer<br />

personas require different marketing tactics. And, even<br />

more importantly, different buyer personas turn into<br />

different types of buyers.<br />

So guess what? If you don't understand your buyer<br />

personas, you can't create an effective digital marketing<br />

strategy!<br />

If you've got a sales team, talking to sales can be one of<br />

the fastest ways to get a decent buyer persona together.<br />

After all, they're the ones who talk to your customers the<br />

most, right?<br />

However, even talking to your sales team and doing a<br />

little research isn't enough to really get at the level of<br />

detail you need to put together an effective digital<br />

marketing plan. To do that, you need to get on the phone<br />

and call your actual customers.<br />

Ask how they found you, why they converted and what<br />

convinced them to pay you. This information will give you<br />

a ton of insight into your marketing and sales process that<br />

you can use to both improve the performance of your<br />

advertising and choose your marketing budget.<br />

3. What are Your Customers Worth?<br />

Typically, people look at buyer personas as a good way to<br />

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craft an effective marketing strategy. Buyer personas are<br />

great for this, but they are also an important part of<br />

putting together an effective digital marketing plan.<br />

With 60% of internet activity taking place on mobile<br />

devices, the shift from desktop to mobile has had a<br />

profound effect on digital marketing.<br />

4. How Much Do You Need to Spend to Reach Your<br />

Goals?<br />

At this point, things are pretty simple. Just take your CAC,<br />

average purchase order value and average number of<br />

purchases (if you have a subscription model, you can just<br />

use the average lifespan of each buyer persona here) and<br />

plug them into this calculator!<br />

The default for this calculator shows the monthly budget<br />

and ROI for SaaS-A-Frass, assuming that SaaS-A-Frass<br />

wants to produce $2,425,500 in new revenue from digital<br />

marketing each month and they've determined that to do<br />

that, they need their marketing efforts to produce 100<br />

sales a month (90 Steves, 9 Mandys and 1 Edward).<br />

Per our example, a new Steve pays $125/mo for an<br />

average of 14 months, a new Mandy pays $1,500/mo for<br />

an average of 48 months and a new Edward pays<br />

$15,000/mo for 108 months.<br />

Plugging all of that into the calculator, SaaS-A-Frass will<br />

need to budget $348,300/mo to achieve their new<br />

lifetime revenue goals.<br />

To make things even better, you can use this calculator to<br />

calculate your overall digital marketing budget or you<br />

can pick a specific strategy and use it to figure out<br />

whether or not a given strategy makes sense for your<br />

business. For example, if you need a CAC of $75, but your<br />

average cost-per-click on AdWords is $25, AdWords may<br />

not be the right digital marketing channel for you.<br />

Now, as you might imagine, this approach isn't a perfect<br />

estimate of what it will take to hit your revenue goals. This<br />

calculator is only as accurate as the information you can<br />

give it. But, it's a lot better than picking your monthly at<br />

random and hoping that digital marketing will produce<br />

the results you need.<br />

How is Digital Marketing Different on Mobile?<br />

As you can probably imagine, digital marketing on<br />

mobile is very different from digital marketing on<br />

desktop. These days, these differences are particularly<br />

important because smartphones are now the primary<br />

device people use to interact with the internet.<br />

Last year, Google Ads got rid of the sidebar ads on their<br />

results pages to create a consistent experience between<br />

mobile and desktop. Facebook Ads still shows sidebar<br />

ads on desktop, but only shows in-stream ads on mobile.<br />

Shorter blog posts outperform longer blog posts on<br />

mobile…and the list of differences goes on and on.<br />

To be honest, in today's digital marketing world, it's a<br />

good idea to assume that people will encounter your<br />

marketing on mobile and then adapt your strategy for<br />

desktop as needed.<br />

In addition to optimizing your ads for mobile, it's also<br />

important to think about your site and landing page<br />

experience. Sure, your website might look beautiful on<br />

desktop, but if it's impossible to navigate on mobile,<br />

you'll end up alienating a significant percentage of your<br />

web traffic.<br />

At a minimum, you should have a mobile-responsive<br />

website, but ideally, your mobile experience should be<br />

specifically designed to facilitate an effortless mobile<br />

experience (not just an adapted version of your desktop<br />

experience).<br />

Whether most advertisers realize it or not, digital<br />

marketing is primarily a mobile experience now. The<br />

good news is, if you're relatively new to digital marketing,<br />

you don't have to worry about reinventing the wheel. You<br />

can start by coming up with compelling mobile<br />

advertisements and then adapt as needed for desktop.<br />

Conclusion<br />

Digital marketing is the marketing of the future. In<br />

addition to all of the benefits we've discussed throughout<br />

this article, you can track the results of your digital<br />

marketing efforts with incredible accuracy, which means<br />

it is easy to see which strategies are producing profitable<br />

results and which ones need some works.<br />

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The<br />

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BE DISTINGUISHED<br />

In a world where "anything goes" has become the norm, it<br />

means that people no longer place importance on doing the<br />

right thing anywhere they go and they won't care. It's even so<br />

bad that if one person does the right thing, people around such a<br />

person begin to look at such a person as ABNORMAL.<br />

It's absolutely unfortunate!<br />

When I was growing up, there were values that Parents inculcated in<br />

children, that whenever they stepped outside their homes and<br />

exhibited such, people outside respected and applauded their<br />

parents. It's a shame that it's no longer so. Full grown men<br />

misbehave even at public spaces feeling nothing wrong. They are<br />

ready to step on women and other people, talk to them anyhow,<br />

maltreat them and relegate them to the background just to prove<br />

they are <strong>THE</strong> MEN.<br />

Same goes with some women who do things without shame. A<br />

woman ought to have decorum and decency,but you see, it's a<br />

different ball all together these days.<br />

You see a boss,who maltreats his /her workers , making them feel<br />

they are nothing. Employees also have got nasty Attitude that is a<br />

put off to the boss. I know this often happens In any work<br />

Environment, but it must not always be so.<br />

Now here is my point really!<br />

What would it take you to behave right and be Distinguished?<br />

It takes nothing. The only thing it needs is your MIND .<br />

Please Understand that, you can never be able to manage your<br />

Global Stage Effectively if you still have weak character, SPEAKING<br />

Challenge, dressing Challenge, Attitude problem, pride, Courtesy<br />

issues , unapologetic and incorrigible.<br />

As the world is evolving, we must endeavor to evolve positively to<br />

be able to raise our standards to thrive on our Global Stages. The<br />

world is in search of ideal men and women to sit in the position<br />

meant for only Ideal and Polished Personalities in an unideal<br />

society. Would you rather be ignored or relegated to the<br />

background as a result of your unpolished Lifestyle? Or you prefer<br />

to stand out on top with your Polished and Ideal Lifestyle which will<br />

help you connect well with creme de la creme of our world ?.<br />

The choice is yours to make. Hoping that this article helps you sail<br />

well on your Global Stage.<br />

Written by:©Gloria Robson<br />

Global Brand Polisher / Certified Mentor & Coach / Business<br />

Branding Expert<br />

I just released my First Book in print titled " Distinguished Ladies &<br />

Gentlemen". It's a beautiful book simply written for any man and<br />

woman out there who desire to become IDEAL and<br />

DISTINGUISHED.<br />

Hope you make your order.<br />

Your MIND is a powerful storehouse. Once you Discover that<br />

something is missing and that you need to fix the missing link, then<br />

you know you are ready to drop the abnormals and embrace the<br />

normals. Sometimes, I know that our FOUNDATIONS played a very<br />

vital role in our upbringing. That's why sometimes we see that what<br />

is norm for you is not normal for others. Truth is , we can't all be the<br />

same . But there are universally Acceptable Behaviors expected of<br />

us. Therefore if you fall below these Behavioral patterns and<br />

presentations, you are seen as backward in some social gathering<br />

or Environment.<br />

Contact me:<br />

Facebook@Brand Polisher<br />

Instagram@Brandpolisher<br />

LinkedIn@Gloria Robson<br />

www.packway.com.ng / www.gloriarobson.com<br />

+234813<strong>35</strong>22476<br />

In my book " Distinguished Ladies and Gentlemen" I have<br />

attempted to help men and women out there Understand what it<br />

takes to behave right and be Distinguished. It is not a day's job, but<br />

if you open up your mind , you can Achieve it.<br />

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Africa’s Longest-Serving Leaders.<br />

The continent of Africa has many leaders that have blatantly or cunningly<br />

refused to relinquish power. Some have been in power for over four decades,<br />

turning themselves to dectators on mofty. Below is their list:<br />

(1)EQUATORIAL GUINEA - Teodoro Obiang - 41 years 5 months<br />

(Aug. 3 1979 - present)<br />

Obiang, 78, seized power from his uncle in a coup. While opposition parties<br />

were legalised in 1992, Obiang's Democratic Party of Equatorial Guinea<br />

dominates. He has won over 90% of votes at every election, some of which the<br />

opposition boycotted.<br />

(2)CAMEROON - Paul Biya - 38 years 2 months (Nov. 6 1982 - present)<br />

Biya, 87, took over in 1982 from President Ahmadou Ahidjo after serving as<br />

prime minister for seven years. Biya has won five multi-party elections since<br />

1992. The opposition has called the results fraudulent. Two-term limits were<br />

abolished in 2008.<br />

(3)CONGO REPUBLIC - Denis Sassou Nguesso - 36 years 9 months<br />

(Feb. 8 1979 - Aug. 31 1992; Oct. 25 1997 - present)<br />

Sassou Nguesso, 77, assumed office in 1979 before losing the country's first<br />

multi-party elections in 1992. He regained power in 1997 after a civil war and<br />

changed the constitution in 2015 to let himself stand for re-election the<br />

following year.<br />

(4)UGANDA - Yoweri Museveni - 34 years 11 months<br />

(Jan. 29 1986 - present)<br />

Museveni, 76, became president when his forces seized the capital Kampala<br />

after a five-year guerrilla struggle. Museveni has won five elections since 1996.<br />

Parliament has twice changed the constitution to allow him to run, first<br />

removing a two-term limit in 2005 and then abolishing the age limit of 75 in<br />

2017.<br />

(5)ESWATINI - King Mswati III - 34 years 8 months<br />

(April 25 1986 - present)<br />

Absolute monarch, Mswati, 52, was crowned in April 1986. Political parties have<br />

been banned in eSwatini, previously known as Swaziland, since 1973.<br />

(6)CHAD - Idriss Deby - 30 years 1 month (Dec. 2 1990 - present)<br />

Deby, 68, took power at the head of an armed rebellion. Two-term limits were<br />

abolished in 2005 and reimposed in 2018. The move will not be applied<br />

retroactively, meaning Deby could serve two five-year terms after the next<br />

election in <strong>2021</strong>.<br />

(7)ERITREA - Isaias Afwerki - 27 years 7 months (May 19 1993 - present)<br />

Afwerki, 74, has ruled since Eritrea's independence from Ethiopia. There have<br />

never been national elections in Eritrea, which rights groups consider to be one<br />

of the most repressive states in the world.<br />

(8)DJIBOUTI - Ismail Omar Guelleh - 21 years 8 months<br />

(May 8 1999 - present)<br />

Guelleh, 73, was picked to succeed his uncle, independence leader, Hassan<br />

Gouled Aptidon. He won a fourth five-year term in 2016 and is expected to seek<br />

another term this year.<br />

(9)MOROCCO - King Mohammed VI - 21 years 5 months<br />

(July 23 1999 - present)<br />

Mohammed VI, 57, was crowned when his father, Hassan II, died of a heart<br />

attack. The Moroccan royal family has reigned since 1631, making it the Muslim<br />

world's oldest dynasty.<br />

(10)RWANDA - Paul Kagame - 20 years 8 months<br />

(April 22 2000 - present)<br />

Kagame, 63, was widely seen as the de facto leader of Rwanda after his rebel<br />

army ended the 1994 genocide. He was elected president by parliament in<br />

2000. The constitution was changed in 2015 to let him seek a third seven-year<br />

term in 2017 and two more five-year terms, meaning he could stay in power<br />

until 2034.<br />

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The Problem with<br />

Barcelona FC.<br />

uring the dog days of Jose Mourinho's reign as manager of<br />

DReal Madrid, he used to refer to his great nemesis Barcelona<br />

as "the beautiful children of football". It was a disparaging<br />

remark. He despised them, and what really got his goat up was that<br />

everyone else in the football world—with the exception of<br />

madridistas—seemed to be enthralled with their brand of football<br />

and culture.<br />

For several years, chiefly under Pep Guardiola's stewardship, the team<br />

played mesmerising football, which drew on the artistry of three great<br />

players in their prime, Lionel Messi, Xavi Hernandez and Andres<br />

Iniesta, who, like the bulk of their supporting cast, were drawn from<br />

the club's youth academy.<br />

It was an intoxicating brew for romantics, heightened by the fact that<br />

the club was run by its members (or their elected officials) while oil<br />

sheiks, Russian billionaires and hungry American investors ran most of<br />

the other big clubs around Europe. Barcelona also eschewed shirt<br />

sponsorship for over a century and had a tasty political backstory as<br />

the purveyor of Catalan identity. FC Barcelona—with the help of some<br />

favourable propaganda—was more than a club, as its motto<br />

professed. Now, however, Barca seem to have lost direction. They<br />

have taken sponsorship coin from Qatar. The production line from La<br />

Masia, their youth academy, has dried up. They chase big-money<br />

signings to appease the jittery fan base.<br />

Victor Font, who was an early runner in the race for president of<br />

Barcelona in 2015, says part of Barcelona's problems has to do with<br />

the antiquated business structure of the club. It's an old boys'<br />

network. Directors aren't appointed because of what they know about<br />

football or about their ability to run modern corporations. Instead<br />

they get positions because they're rich and they have links to the<br />

president.<br />

"If I'm someone who wants to become president," says Font, "I have to<br />

be a member and wealthy enough to be able to put up all the bank<br />

guarantees that are needed—15 percent of the budget. Taking round<br />

numbers if this year's budget was €700 million that would be €100<br />

million, split it up amongst 20 directors is around €5 million per head.<br />

Those are the only requirements you need.<br />

"You end up having good cules, good FC Barcelona fans, wealthy<br />

enough to put up the bank guarantees as directors, but they lack the<br />

relevant experience to govern the club. The track record they have in<br />

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managing a multinational of the world of football is questionable."<br />

Barcelona's forays into the transfer market over the last couple of<br />

years have been uninspiring, with Arda Turan, Lucas Digne and the<br />

unfortunate Andre Gomes, who has been pilloried by fans, among the<br />

players the club has signed who have failed to establish themselves.<br />

Recall that Gerard Deulofeu, who was added to the roster for €12<br />

million couldn't make Everton's starting XI and it symbolises the<br />

decline of Barca.<br />

"During the Guardiola glory years," says Carlin, "we used to bang on<br />

and on about La Masia—and how wonderful it was that Barca<br />

produced all these wonderful young players, that they didn't have to<br />

go into the transfer market to buy Messi, Iniesta, Xavi, for example.<br />

They just inherited them.<br />

"There was a certain mystification of La Masia as this sort of factory of<br />

guaranteed production of Rolls-Royce players. Unfortunately, that<br />

has not been the case. It's a question of cycles and circumstances and<br />

good luck and bad luck.”<br />

Barcelona's board have, however, fallen down in their brief. They have<br />

two football jobs to carry out. One, they have to hold on to their<br />

marquee players. In losing Neymar to PSG, they have failed. Second,<br />

they have to secure the targets they make cow eyes at. Over the<br />

summer, coveted players included Marco Verratti and Dani Ceballos,<br />

who gallingly joined Real Madrid instead. Real Madrid also pinched<br />

Asensio from under their noses in the winter of 2014.<br />

"You just don't get the sense that these guys are sufficiently adept at<br />

the sophisticated and complex game of negotiating and acquiring<br />

players," says Carlin.<br />

"Not only is Real Madrid's football team significantly superior to<br />

Barca but also so is its board of directors. Real Madrid's Florentino<br />

Perez and Jose Angel Sanchez have been there for the best part of<br />

the last 15 years. They're maestros of this business of finagling,<br />

within the legal bounds of cheating and cunning and knowing<br />

when to apply pressure and when to let off. They completely<br />

outclass Josep Maria Bartomeu in this department."<br />

The lack of a clear ideology is troubling, says Font, which is evident in<br />

the club's transfer dealings. He singles out the case of Xavi, the club's<br />

great ideologue. It is three years since he left after 17 years of service.<br />

The club has failed to replace him with a like-minded midfielder like,<br />

say, Verratti. "Instead the club hires players like Andre Gomes and<br />

Paulinho where their physical characteristics are more important then<br />

their technique," says Font.<br />

Barcelona's president Bartomeu took over from Sandro Rosell—who<br />

is currently languishing in a prison cell for alleged money<br />

laundering—in 2014. Bartomeu is under intense pressure.<br />

"Bartomeu's biggest mistake was to rule for too long<br />

'against'—against everything the previous board did, whether it was<br />

good or bad," says Ramiro Martin, author of Messi: Un Genio en la<br />

Escuela del Futbol.<br />

"It debilitated the club. Another mistake he has made has been that he<br />

hasn't followed the football line marked out by Guardiola, which gave<br />

the club so much prestige and titles.<br />

“To become better, Barca's project had to be radical in its convictions,<br />

extreme, very loyal to Johan Cruyff and what he taught. What<br />

happened was when men who were not convinced arrived—like<br />

Rosell and Bartomeu—Barca abandoned that line. Barca must either<br />

be all or nothing.”<br />

Font concurs. The civil war politics at board level has affected the<br />

club's footballing philosophy. "People in the club who were aligned to<br />

Cruyff became enemies. One of the hidden agendas of the new board<br />

was to dismantle everything that was done by the previous board,<br />

which meant getting rid of talent and people like Pep Guardiola, Txiki<br />

Begiristain, Oscar Garcia Junyent and many more coaches in the youth<br />

teams that were part of this Cruyffism philosophy."<br />

Font advocates re-building the foundations of the club by installing<br />

directors with one of three traits: Directors, he says, from the world of<br />

football who are responsible for the club's sporting decisions like at<br />

Bayern Munich; directors who have experience of managing modern,<br />

innovative corporations; and those with an appreciation of the<br />

Catalan heritage and values of the club and the role it plays in the<br />

world.<br />

"You need people who have experience and capabilities that are<br />

relevant to manage the challenges of a sports club in the 21st<br />

century," he says.<br />

Carlin cautions, however, against making too many bold or<br />

pessimistic predictions in the medium term about Barcelona's<br />

demise. Yes, the first team is in decline, but three or four years ago,<br />

commentators were writing off Messi. After Guardiola lost to newly<br />

promoted Numancia and drew at home to Racing Santander in his<br />

first two games as Barca coach in 2008, he was denounced as a<br />

neophyte. But then the team clicked and he went on to win 14<br />

trophies in four seasons.<br />

Barcelona may well emerge from the transfer window with an exciting<br />

signing. Sure, the loss of Neymar has been traumatic but not as<br />

seismic an event as, say, the filching of Luis Figo by Real Madrid in<br />

2000, argues Martin.<br />

“No, it's not as troubling," he says, "because today Barca has Messi.<br />

And having Messi in your team is playing always with a card up your<br />

sleeve.”<br />

The<br />

Africa<br />

40<br />

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