THE NEW AFRICA MAGAZINE February 2021 Volume 35
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The<br />
Africa<br />
N E W A F R I C A P U B L I C A T I O N<br />
<strong>2021</strong><br />
Creating Empowered<br />
Human Rights Defenders<br />
in Africa<br />
Exclusive Interview<br />
Houda Benmbarek<br />
Gender and Migration Expert
Editional<br />
W e l c o m e !<br />
Welcome to the <strong>February</strong> edition of our<br />
delightful magazine. So many interesting<br />
events unfolded this month around the<br />
continent of Africa and the world: From Crypto ban in<br />
Nigeria to WTO getting a new Director- General; a<br />
woman and and African.<br />
We also listed the longest serving African leaders,<br />
Interesting places to visit in Africa while telling you<br />
more about the blessed country of Kenya and letting<br />
you into the beautiful world of artificial intelligence.<br />
We are committed to educating, enlightening and<br />
entertaining you and we hope this captivating and<br />
thrilling edition makes your day.<br />
Happy reading<br />
Gift Chindima Nnamoko Orairu<br />
Publisher/Editor in Chief<br />
EDITORS<br />
Susan Richard<br />
Francis Kojo Antwi<br />
Orji Ikechukwu<br />
SENIOR EDITORS<br />
Karima Rhanem<br />
CONTRIBUTING EDITORS<br />
Gloria Robson<br />
Vania Carvalho Moura<br />
CONSULTANT<br />
Dr. Eno Praise<br />
WEBSITE ENGINEER/MANAGER<br />
Oluseye Kushimo<br />
Ogboazu Stephen<br />
GRAPHIC DESIGN/LAYOUT<br />
Kay Johnson<br />
Adebayo Grace<br />
MARKETING<br />
Ozom Ekuma<br />
Anthony Christopher Ajah<br />
PARTNERS<br />
The<br />
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N E W A F R I C A M A G A Z I N E
Exclusive Interview<br />
Houda Benmbarek<br />
Gender and Migration Expert<br />
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Africa Post Covid19 Needs To Invest<br />
In Human Development, Promote<br />
Inclusive Digital Economies And<br />
Protect Vulnerable Groups,<br />
Migrants And Minorities<br />
Interview by Senior Editor Karima Rhanem<br />
ouda Benmbarek is a gender and migration<br />
Hconsultant with more than 20 years of field<br />
experience in women's human rights in North<br />
Africa and a great expertise in migrant's rights in Africa,<br />
Middle East and Europe.<br />
She works with local based organizations, migrant's youth<br />
led groups, and human rights defenders to promote<br />
migrant's human and legal rights as well as a large network<br />
of experts in the field. Her ultimate goal is to inspire other<br />
women in her society to break their silence and speak out for<br />
their rights and to end gender-based violence<br />
During Codvid19, Houda's work has been impacted. Yet, she<br />
views disruptions led by this health crisis as a new<br />
opportunity for communities to build the societies they want<br />
as the world is shifting to new dynamics, paradigms and<br />
emerging needs and priorities. She also thinks that digital<br />
transformation countries are facing today should lead to<br />
new inclusive digital policies enabling an equal access to<br />
digital services to marginalized and vulnerable groups.<br />
Houda believes that Skills development relevant to the<br />
digital economy is one of the most critical investments that<br />
needs to be made to ensure sustained economic growth in<br />
Africa after the COVID-19 pandemic.<br />
Mrs. Benmbarek collaborates in the design, implementation,<br />
and evaluation of the Fund for Global Human Rights<br />
Multifaceted Migrant's rights program, including<br />
institutional and organizational diagnosis, mapping,<br />
inventory, organizational strategy and all aspects of the<br />
grant making cycle. Houda has also gained extensive<br />
international experience working with NGOs in several<br />
countries. She has a Masters in Law, Management<br />
Economics in Business Administration from the University of<br />
Dijon, and a professional Bachelor from Marne la Vallet<br />
University, both in France. She speaks fluent Arabic, French<br />
and English.<br />
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1. You are one of the emblematic figures of Human<br />
rights work. Can you tell us about your career, and what<br />
inspires you to become human rights defender?<br />
Being a woman born and raised in Morocco made me the<br />
person I am today. Since I was young, I have been intrigued<br />
by the injustice and inequality that exists in many countries'<br />
patriarchal systems. I'd often been subjected to<br />
intimidation—not only for being an African, but also for<br />
being a woman. And even though I stayed silent, something<br />
in my head would say, "You should act and stop this!”<br />
Living in a conservative society with very limited<br />
opportunities for women, especially young women, I faced<br />
social restrictions, discriminatory laws, and political and<br />
social violence. I have been stigmatized by my society for<br />
choosing to be independent and for choosing the life I want<br />
to live. For this reason, I have spent the last 20 years<br />
defending women's and migrants' rights, starting with<br />
demanding my own—my rights to live a life free from<br />
violence and to have equal opportunities as men. I want to<br />
inspire other women in my society to break their silence<br />
and speak out.”<br />
I want to raise awareness about the everyday brutalities,<br />
discrimination, xenophobia, vulnerable people, including<br />
migrants, refugees, and asylum seekers are facing around<br />
the world. I want people to be conscious of what it means for<br />
a refugee or an irregular migrant to live in a host country<br />
with no access to any resources and no enjoyment of his/her<br />
basic human rights, most of which the freedom of<br />
movement.<br />
2. Can you describe to us your daily routine during<br />
Covid19 and how you dealt with this crisis at the<br />
personal and professional level?<br />
COVID-19 has complicated my work even further. The arrival<br />
of the pandemic has not stopped me nor my organizations<br />
to continue operating, but it has limited it. While most of our<br />
work was In-Person due to its nature, now most of it has<br />
shifted to online. I'm on video calls all day, working extra<br />
hard to manage my programs and my emotions as well. Like<br />
everyone, I experienced coronaphobia due to the extensive<br />
amount of news coverage of the pandemic, which made me,<br />
feel anxious and sometimes even experience waves of panic.<br />
COVID-19 has ushered in an entirely new human<br />
experience full of hand sanitizer and Zoom. It has<br />
brought most of the world to a halt and fundamentally<br />
altered global human mobility. Working from home all<br />
the time was new to me and had its own challenges,<br />
especially with children. It was really hard to be as<br />
productive as usual. I am used to physically meeting and<br />
engaging with people, especially in the field. Human rights<br />
work depends on personal relationships based on trust and<br />
understanding. The people I work with need to know that I<br />
will do all I can to help them in any way possible.<br />
At a professional level, the response to the COVID-19<br />
pandemic has included many measures being taken against<br />
migrants, refugees, and other displaced persons. These<br />
have included border closures, quarantines, expulsions, and<br />
lockdowns of migrant worker communities and refugee<br />
camps. Migrants, refugees, and other displaced persons<br />
have also been excluded from health and economic wellbeing<br />
initiatives. The threat of COVID-19 doesn't exclude<br />
any geographic borders, class, race, age, gender, sexual<br />
orientation, status, or situation. The pandemic has also<br />
enabled abuses of power, posing a threat to human rights.<br />
Our beneficiaries' needs were constantly on the rise and the<br />
frustration of not being able to meet the moment has<br />
weighed heavily on me. Sometimes I feel overwhelmed, but<br />
a small voice keeps saying to me, "You are not allowed to<br />
give up.”<br />
3. What makes you special as an activist who has<br />
received recognitions in the field? What is unique about<br />
your work?<br />
Having open and transparent relationships with grantees<br />
and developing mutual trust is what makes this work so<br />
special and unique. My work gets me closer to others, allows<br />
me to listen to the communities, pushes me towards<br />
change, and gives me a reason to continue to fight and have<br />
hope. Seeing these civil society organizations and activists<br />
up close, I'm amazed at their commitment and their<br />
tenacity. Because of this exchange and close collaboration, I<br />
have learned a lot and been able to further develop my<br />
analytic and strategic capabilities.<br />
Fund grantees provide critical services to people<br />
undertaking perilous migratory journeys in search of safety<br />
and a better life. They document abuses to shed light on the<br />
need for stronger protections and humane policies for<br />
migrants. They create hotlines and other means for families<br />
back home to discover the whereabouts of their loved ones.<br />
They also work to end child trafficking and ensure that<br />
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Unexpected things – good and bad – often spring out of<br />
disaster. To ensure that the good outweighs the bad<br />
following this deadly outbreak, we must act to foster the<br />
outcomes we wish to see and to reject the worst impulses of<br />
our governments and ourselves. As a human rights<br />
defender, I am on the front lines of this struggle. It has been<br />
necessary to play a leadership role from the local to the<br />
global level. I have especially turned to digital platforms to<br />
adapt my work. Moving my activism online means I can<br />
actually reach out to a wider audience, as people can<br />
engage with the work from almost anywhere.<br />
5. How do you see the Migrant's rights post Covid19 and<br />
how young migrants can take advantage of the digital<br />
transformation to innovate new approaches?<br />
young migrants can stay safe and resume schooling. In<br />
addition to flexible financial support, the Fund provides<br />
migrants' rights organizations in North Africa, Latin<br />
America, and Asia with unique opportunities for learning<br />
and cross-regional collaboration. This enables experienced<br />
groups to advise others, particularly those facing recent<br />
increases of asylum seekers, and facilitates the development<br />
of more effective strategies to educate governments about<br />
migrants' needs.<br />
4. As an activist, how you managed to overcome the<br />
obstacles that you may have encountered more<br />
specifically during Covid19?<br />
During the pandemic, the world has, necessarily, become<br />
more isolating. Physical distancing is currently the most<br />
effective way to slow the spread of the virus. As a result,<br />
anything that relies on human-to-human contact – which is<br />
to say, most aspects of our lives – must be adapted to<br />
account for the dangers of the virus. Digitization has<br />
stepped in to bridge the gap created by mandated<br />
lockdown and distancing measures. Without digital<br />
tools and technologies, we would have no way to work,<br />
shop, go to school, etc. After the pandemic is over, digital<br />
initiatives may need to be reprioritized based on their<br />
relevance. New urgent problems and opportunities may<br />
come to light. Any digital transformation roadmap that<br />
does not deliver value with every incremental step will<br />
need to be reimagined. The key is to continue to<br />
experiment and innovate with digital solutions.<br />
Youth-led human rights activism is another area affected by<br />
the pandemic. It has never been an easy task. Even before<br />
COVID-19 disrupted the lives of people everywhere, many<br />
young human rights defenders faced multiple challenges to<br />
These are hard times. The COVID-19 pandemic is causing<br />
immense disruption, grief, and anxiety, as well as physical<br />
suffering and death in most countries in the world. And yet,<br />
these disruptions may also bring hope and opportunities for<br />
communities to build a new and better world, both now and<br />
the future as the world is containing the spread of the virus<br />
and shifting to new dynamics, paradigms and emerging<br />
needs and priorities<br />
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their activism. Unfortunately, COVID-19 has only further<br />
exacerbated the existing barriers for participating<br />
meaningfully in civic spaces and for speaking up about<br />
injustices.<br />
6. What is your mission in Africa and how have the<br />
African CSOs managed the Covid19 consequences? Any<br />
special measures you have taken to mitigate the impact<br />
of the emergency states and lockdowns?<br />
After generations of colonialism, many African societies<br />
struggle with conflict and unchecked corporate power that<br />
exploits their natural and human resources. Throughout<br />
Africa, we support activists working to resist the<br />
violation of Human Rights and non-democratic<br />
practices, rehabilitate child soldiers, decrease sexual<br />
violence, and promote sustainable economic<br />
development. We also endeavor to support the<br />
development and enforcement of greater protections for<br />
women, LGBTQ people, and ethnic minorities. It is also<br />
very important to focus on addressing the safety and legal<br />
needs of migrants seeking peace and better economic<br />
opportunities for their families.<br />
Last year, the Fund conducted two surveys with its grantees<br />
to understand how they were adapting to the conditions<br />
created by the COVID-19 pandemic. Incredibly, all of the<br />
grantees within our Migrants' Rights Initiative were able to<br />
continue their core work, with some adjustments. When the<br />
pandemic first hit, many groups indicated they had difficulty<br />
reaching the communities they serve. However, the groups<br />
were able to adapt, working from home during lockdowns<br />
and using digital tools to reach people. Many groups even<br />
expanded their activities, monitoring the impact of COVID-<br />
19 on their communities and advocating for fair, inclusive<br />
emergency assistance.<br />
Our grantees were able to develop new work strategies to<br />
guarantee continuity and to provide emergency services to<br />
migrants during this period of crisis. They had to migrate to<br />
remote work, exploring new technologies like Zoom, Teams,<br />
Jitsi, or others to provide trainings, hold meetings, and offer<br />
online sessions or webinars. They adapted in record time,<br />
learning to use these digital technologies to ensure that<br />
their pivot from local fieldwork to virtual and remote work<br />
didn't affect their ability to serve their communities.<br />
When borders closed, businesses shut down, and entire<br />
nations-imposed lockdowns to curb the spread of COVID-<br />
19, no one knew what would be its impact on human rights<br />
work. However, thanks to the grit, courage, and sheer<br />
resilience of community activists and local leaders across<br />
the globe, the fight for human rights continues.<br />
7. Where do you see Africa after this pandemic more<br />
specifically from a development and Economic<br />
perspective?<br />
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Although the number of COVID-19 cases and fatalities<br />
might still appear comparatively low in Africa than in other<br />
regions, the looming health shock of COVID-19 may still<br />
have disastrous impacts on the continent's already strained<br />
health systems and could quickly turn into a social and<br />
economic emergency.<br />
Beyond health risks, COVID-19 shocked African economies<br />
through lower trade and investment from China in the<br />
immediate term, less demand from the European Union due<br />
to lockdowns, and continental supply shocks affecting<br />
domestic and intra-African trade. Looking ahead, there are<br />
opportunities to invest in rights-respecting economic<br />
development that is controlled by communities and meets<br />
their needs rather than the needs of governments and<br />
multi-national corporations. Skills development relevant<br />
to the digital economy is one of the most critical<br />
investments that needs to be made to ensure sustained<br />
economic growth in Africa after the COVID-19<br />
pandemic. Additionally, effective implementation of the<br />
African Continental Free Trade Area can strengthen regional<br />
value chains, reduce vulnerability to external shocks,<br />
advance the digital transition, and build economic resilience<br />
against future crisis.<br />
8. What are the key motivations and lessons learned you<br />
can share with African Youth?<br />
priorities is key through the identification of the steps or<br />
actions we must take to move toward our goals. Going<br />
through this process might be time consuming and<br />
emotionally taxing, but I think it is a good way to guarantee<br />
progress toward success.<br />
As young Africans, we cannot afford to be left behind. I<br />
recommend youth to focus on taking key steps toward a<br />
future-proof career, such as learning a new digital skill,<br />
upgrading a hobby, joining a new association, or<br />
practicing interpersonal and leadership skills.<br />
Broadening one's network is also important by joining a<br />
community development or a human rights organization,<br />
helping youth gain relevant experience.<br />
Additionally, it is so important to be proactive with our<br />
careers: Subscribing to newsletters and alerts to stay<br />
informed, using time-management apps, making schedules<br />
for yourself, and seeking expert advice from people you<br />
admire or career counsellors. Making a plan will help youth<br />
track progress, keep themselves motivated, and stay<br />
grounded in their priorities. At the end of the year, young<br />
people should be reviewing and reflecting on their plan to<br />
evaluate what worked well and what did not. This process<br />
will guide them to decide what new skill to learn, what<br />
hobby to focus on, what group to join, what new<br />
opportunities to pursue, and what new strategies to explore<br />
and develop in the coming years.<br />
Developing a personal plan provides an opportunity for<br />
people to reflect on themselves and their journey and to<br />
determine their career direction. Understanding our<br />
“<br />
Making a plan will help youth track<br />
progress, keep themselves motivated,<br />
and stay grounded in their priorities.<br />
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Access Bank:<br />
Consolidating Potential<br />
as Africa's financial hub<br />
By GIFT NNAMOKO<br />
ith plans to eventually expand to 22<br />
WAfrican countries to cushion challenges<br />
in some markets, Access Bank will in no<br />
time consolidate its vision of becoming one of the<br />
biggest financial institutions in the continent.<br />
With foothold already in 12 countries following a<br />
series of acquisitions, the Nigerian bank, currently the<br />
biggest in asset valuation, is still yearning for<br />
expansion and currently targeting some major<br />
markets in another eight countries.<br />
The target markets as disclosed recently by the<br />
Managing Director/Chief Executive Officer, Mr<br />
Herbert Wigwe, are Morocco, Algeria, Egypt, Ivory<br />
Coast, Senegal, Angola, Namibia and Ethiopia<br />
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Essentially, the forward looking lender, apart from<br />
growing its assets in leap and bounds across Africa<br />
and offices outside the continent, is also at the verge<br />
of maximising opportunities presented by the<br />
recently implemented Africa Continental Free Trade<br />
Area (AfCFTA) agreement.<br />
Confirming this recently, the managing director said<br />
there was an opportunity for Access Bank to expand<br />
to high-potential markets, leveraging the benefits of<br />
AfCFTA. According to him, "Africa presents a market<br />
opportunity of over 1.3 billion people and<br />
additionally, the AfCFTA is expected to expand intra<br />
Africa trade and provide real opportunities for Africa.<br />
The AfCFTA plans to ease non-tariff barriers to trade<br />
on the continent, such as the reduction of red tape<br />
(which improves the time to export and import),<br />
removal of quotas and licenses, and easing of rules of<br />
origin, among others."We see many benefits to the<br />
bank and the various African economies within the<br />
AfCTA deal.<br />
new opportunity markets and positioning the bank as<br />
a trade and payments gateway to the world.<br />
The bank already operates in 12 countries following a<br />
series of acquisitions spanning from Kenya to Nigeria.<br />
"The markets of interest are Morocco, Algeria, Egypt,<br />
Ivory Coast, Senegal, Angola, Namibia and Ethiopia. It<br />
will also use its London-based unit as an “anchor for<br />
growth” to expand representative offices in countries<br />
such as India, Lebanon and China."We have rigorous<br />
philosophy and approach to organic and inorganic<br />
growth and expansion; capital accumulation and<br />
protection over time despite investments in<br />
infrastructure and growth; deliberate strategy to<br />
ensure diversification of earnings and dilute exposure<br />
to soft currencies and strong bench of talent with the<br />
bandwidth to deliver future aspirations."For a great<br />
Access Bank would be optimising and taking<br />
maximum gain of the trade agreement by<br />
repositioning its operations and payment platforms<br />
t o s e r v e m o r e c u s t o m e r s a c r o s s t h e<br />
continent."Access Bank, which total assets and<br />
contingents amounted to ₦6.2 trillion as at 30 June<br />
2019, a 43.1 per cent growth over 2018 on account of<br />
the business combination with Diamond Bank Plc,<br />
currently enjoys the status of being the largest bank in<br />
Nigeria by total assets as at H1, 2019.Wigwe said: "The<br />
group has consistently delivered growth and created<br />
value over time and has the largest customer base in<br />
Africa, with a significant share of digitally active<br />
clients. The bank is also becoming an aggregator in<br />
Africa by building a global payments gateway,<br />
offering holistic trade finance support and offering<br />
correspondent banking services."It is also focusing on<br />
key markets to support regional trade by targeting<br />
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and unwavering deal for clients, the lender is<br />
considering floating an insurance brokerage<br />
subsidiary apart from leveraging the bancassurance<br />
partnership with one of Nigeria's biggest insurer,<br />
Coronation Insurance Plc, to ensure that transactions<br />
with customers are well covered.<br />
According to Wigwe, "the group is considering<br />
floating an insurance brokerage subsidiary in a bid to<br />
leverage on the insurance market opportunity of $150<br />
billion in countries with Access Bank presence.<br />
"Having secured the permission of its shareholders<br />
and relevant stakeholders to operate a Holding<br />
Company (HoldCo) structure, the bank is, however,<br />
planning, to be the hub of all financial services, not<br />
only in Nigeria, but Africa and the global stage."The<br />
proposed insurance brokerage would adopt a<br />
dynamic and creative approach to provide a valueadded<br />
insurance broking services focused to meeting<br />
customers’ insurance protection needs.<br />
There is a market opportunity of $150 billion in<br />
countries with Access presence assuming insurance<br />
penetration in these countries (4.4%) grows to South<br />
African penetration (13.1%). "Access insurance<br />
brokerage would adopt a dynamic and creative<br />
approach to provide a value- added insurance<br />
broking services focused to meeting customers’<br />
insurance protection needs. "Access Bank is in<br />
partnership with Coronation Insurance to offer<br />
insurance products to the bank’s customers, while<br />
Access Bank-Coronation Insurance bancassurance is<br />
already available in Nigeria and Ghana."Access<br />
insurance brokerage would adopt a dynamic and<br />
creative approach to provide a value- added<br />
insurance broking services focused to meeting<br />
customers’ insurance protection needs."Beyond the<br />
obvious, the lender also plans consumer lending and<br />
agency banking as well as payments to boost revenue<br />
and is equally transforming payments and<br />
remittances using cheap forex from international<br />
remittances to feed trade, leveraging AccessAfrica<br />
connections to wallets and payment platforms.<br />
It is also building on partnerships with financial<br />
investors, development finance institutions, among<br />
others and providing strategic support to protect and<br />
grow partners’ value."Across Africa, there is an<br />
opportunity for Access bank to expand to highpotential<br />
markets. The Holding Company (HoldCo)<br />
will consist of four subsidiaries which include the<br />
Access Bank Group, Payments business, consumer<br />
lending and agency banking as well as insurance<br />
brokerage. "We will therefore reorganise to capture<br />
these opportunities by transitioning to a HoldCo<br />
structure. Through this reorganisation, we will create<br />
new product revenues without taking additional risk<br />
for the enterprise, ensure diversification of earnings,<br />
and support outside of Africa expansion."Access Bank<br />
Group will consist of Nigeria, Africa and International<br />
subsidiaries while the payments subsidiary will<br />
leverage the strong suite of the bank’s assets. The<br />
consumer lending business has seen greater than 60<br />
per cent growth in digital lending volume and value<br />
while the Insurance subsidiary will adopt a dynamic<br />
and creative approach to deliver value-added services<br />
focused to meet customer insurance needs," he<br />
noted.<br />
“<br />
We will therefore reorganise<br />
to capture these opportunities<br />
by transitioning to a HoldCo<br />
structure.<br />
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The New Director<br />
General of the WTO<br />
Africa is Blessed.<br />
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Ngozi Okonjo-Iweala (born 13th June, 1954)<br />
is a Nigerian economist and international<br />
development expert. She sits on the boards<br />
of Standard Chartered Bank, Twitter, Global Alliance<br />
for Vaccines and Immunization (GAVI), and the African<br />
Risk Capacity (ARC).<br />
Early Life, Education and Career:<br />
Okonjo-Iweala was born in Ogwashi-Ukwu, Delta<br />
State, Nigeria, where her father, Professor Chukwuka<br />
Okonjo was the Obi (King) from the Obahai Royal<br />
Family of Ogwashi-Ukwu. Okonjo-Iweala was<br />
educated at Queen's School, Enugu, St. Anne's School,<br />
Molete, Ibadan, and the International School Ibadan.<br />
She arrived in the US in 1973 as a teenager to study at<br />
Harvard University, graduating magna cum laude with<br />
an AB in Economics in 1976. In 1981, she earned her<br />
PhD in regional economics and development from the<br />
Massachusetts Institute of Technology with a thesis<br />
titled Credit policy, rural financial markets, and<br />
Nigeria's agricultural development. She received an<br />
international fellowship from the American<br />
Association of University Women (AAUW), that<br />
supported her doctoral studies.<br />
Okonjo-Iweala had a 25-year career at the World Bank<br />
in Washington DC as a development economist, rising<br />
to the No. 2 position of Managing Director.[9] As<br />
Managing Director, she had oversight responsibility<br />
for the World Bank's $81 billion operational portfolio<br />
in Africa, South Asia, Europe and Central Asia. Okonjo-<br />
Iweala spearheaded several World Bank initiatives to<br />
assist low-income countries during the 2008–2009<br />
food crises, and later during the financial crisis. In<br />
2010, she was Chair of the IDA replenishment, the<br />
World Bank's successful drive to raise $49.3 billion in<br />
grants and low interest credit for the poorest<br />
countries in the world. During her time at the World<br />
Bank, she was also a member of the Commission on<br />
Effective Development Cooperation with Africa, which<br />
was set up by the Prime Minister, Anders Fogh<br />
Rasmussen of Denmark, and held meetings between<br />
April and October 2008.<br />
Career in Government:<br />
Okonjo-Iweala was the first woman to serve as<br />
Nigeria's finance minister and the first woman to serve<br />
in that office twice. In 2005, Euromoney named her<br />
Global Finance Minister of the Year.<br />
During her first term as Minister of Finance under<br />
President Olusegun Obasanjo's administration, she<br />
spearheaded negotiations with the Paris Club that led<br />
to the wiping out of US$30 billion of Nigeria's debt,<br />
including the outright cancellation of US$18 billion. In<br />
2003, she led efforts to improve Nigeria's<br />
macroeconomic management including the<br />
implementation of an oil-price based fiscal rule where<br />
revenues accruing above a reference benchmark oil<br />
price were saved in a special account, "The Excess<br />
C r u d e A c c o u n t " w h i c h h e l p e d t o r e d u c e<br />
macroeconomic volatility.<br />
She also introduced the practice of publishing each<br />
state's monthly financial allocation from the Federal<br />
Government of Nigeria in the newspapers. This action<br />
went a long way in increasing transparency in<br />
governance. With the support of the World Bank and<br />
the IMF to the Federal Government, she helped build<br />
an electronic financial management platform—the<br />
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Government Integrated Financial Management and<br />
Information System (GIFMIS), including the Treasury<br />
Single Account (TSA) and the Integrated Payroll and<br />
Personnel Information System (IPPIS), helping to<br />
curtail corruption in the process. As at 31st December,<br />
2014, the IPPIS platform had eliminated 62,893 ghost<br />
workers from the system and saved the government<br />
about $1.25 billion in the process.<br />
Okonjo-Iweala was also instrumental in helping<br />
Nigeria obtain its first ever sovereign credit rating (of<br />
BB minus) from Fitch Ratings and Standard & Poor's in<br />
2006.<br />
Following her first term as Minister of Finance, she<br />
served two months as Minister of Foreign Affairs in<br />
2006. She returned to the World Bank as a Managing<br />
Director in December 2007.<br />
In 2011, Okonjo-Iweala was re-appointed as Minister<br />
of Finance in Nigeria with the expanded portfolio of<br />
the Coordinating Minister for the Economy by<br />
President Goodluck Jonathan. Her legacy includes<br />
strengthening the country's public financial systems<br />
and stimulating the housing sector with the<br />
establishment of the Mortgage Refinance<br />
Corporation (NMRC). She also empowered women<br />
and youth with the Growing Girls and Women in<br />
Nigeria Programme (GWIN); a gender-responsive<br />
budgeting system, and the highly acclaimed Youth<br />
Enterprise with Innovation programme (YouWIN); to<br />
support entrepreneurs, that created thousands of<br />
jobs.<br />
This programme has been evaluated by the World<br />
Bank as one of the most effective of its kind globally.<br />
Under her leadership, the National Bureau of Statistics<br />
carried out a re-basing exercise of the Gross Domestic<br />
Product (GDP), the first in 24 years, which saw Nigeria<br />
emerge as the largest economy in Africa. She took a<br />
lot of heat for the government's fuel subsidy removal<br />
policy, an action that led to protests in January 2012.<br />
In May 2016, the new administration eventually<br />
removed the fuel subsidy after it became apparent<br />
that it was unsustainable and inefficient.<br />
In addition to her role in government, Okonjo-Iweala<br />
served on the Growth Commission (2006–2009), led<br />
by Nobel Prize winner Professor Michael Spence, and<br />
the United Nations' Secretary-General's High-Level<br />
Panel on the Post-2015 Development Agenda<br />
(2012–2013). She also co-chaired the Global<br />
Partnership for Effective Development Cooperation.<br />
In 2012, she was a candidate for President of the<br />
World Bank, running against Dartmouth College<br />
President Jim Yong Kim; if elected, she would have<br />
become the organization's first female president.<br />
Later Career:<br />
After leaving government, Okonjo-Iweala was also a<br />
member of the International Commission on<br />
F i n a n c i n g G l o b a l E d u c a t i o n O p p o r t u n i t y<br />
(2015–2016), chaired by Gordon Brown, and the<br />
Eminent Persons Group on Global Financial<br />
Governance, which was established by the G20<br />
Finance Ministers and Central Bank Governors<br />
(2017–2018). Since 2014, she has been co-chairing the<br />
Global Commission for the Economy and Climate,<br />
with Nicholas Stern and Paul Polman. In January 2016,<br />
she was appointed the Chair-elect of the Board of<br />
Gavi.<br />
Okonjo-Iweala is the founder of Nigeria's first<br />
indigenous opinion-research organization, NOI-Polls.<br />
She also founded the Centre for the Study of the<br />
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Economies of Africa (C-SEA), a development research<br />
think tank based in Abuja, and is a Distinguished<br />
Visiting Fellow at the Center for Global Development<br />
and the Brookings Institution.<br />
Since 2019, Okonjo-Iweala has been part of UNESCO's<br />
International Commission on the Futures of<br />
Education, chaired by Sahle-Work Zewde. Also since<br />
2019, she has also been serving on the High-Level<br />
Council on Leadership & Management for<br />
Development of the Aspen Management Partnership<br />
for Health (AMP Health). In 2020, the International<br />
Monetary Fund's Managing Director, Kristalina<br />
Georgieva, appointed her to an external advisory<br />
group to provide input on policy challenges. Also in<br />
2020, she was appointed by the African Union (AU) as<br />
special envoy to solicit international support to help<br />
the continent deal with the economic impact of the<br />
COVID-19 pandemic.<br />
In June 2020, President Muhammadu Buhari of<br />
Nigeria nominated Okonjo-Iweala as the country's<br />
candidate to be director-general of the World Trade<br />
Organization (WTO). She later advanced to the<br />
election's final round, eventually competing with Yoo<br />
Myung-hee. Ahead of the vote, she received the<br />
backing of the European Union for her candidacy. In<br />
October 2020, the United States government<br />
indicated that it would not back Okonjo-Iweala's<br />
candidacy. The WTO in its formal report said Okonjo-<br />
Iweala "clearly carried the largest support by<br />
Members in the final round; and, enjoyed broad<br />
support from Members from all levels of development<br />
and from all geographic regions and has done so<br />
throughout the process". On 5th <strong>February</strong>, <strong>2021</strong>, Yoo<br />
Myung-hee announced her withdrawal from the race,<br />
in "close consultation with the United States".<br />
According to a statement issued from the United<br />
States Trade Representative, which says “The United<br />
States takes note of today's decision by the Republic<br />
of Korea's Trade Minister, Yoo Myung-hee, to<br />
withdraw her candidacy for Director General of the<br />
World Trade Organization (WTO). The Biden-Harris<br />
Administration is pleased to express its strong<br />
support for the candidacy of Dr. Ngozi Okonjo-Iweala<br />
as the next Director General of the WTO".<br />
Okonjo-Iweala was unanimously appointed as the<br />
next director-general on 15th <strong>February</strong>, <strong>2021</strong>. Her<br />
term will begin on 1st March, <strong>2021</strong>, making her the<br />
first African to hold the office.<br />
Okonjo-Iweala became a US citizen in 2019 after<br />
spending several decades working and studying<br />
there. She is married to Ikemba Iweala, a<br />
neurosurgeon and they have four children.<br />
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A RARE<br />
GEM<br />
Sunny Sylvester Moniedafe was born in Jimeta<br />
Yola on the 23rd of September, 1956. He got<br />
his FLSC from Saint Theresa's Primary School,<br />
Jimeta, Yola in 1970. He received his secondary school<br />
leaving certificate from Villanovan secondary school,<br />
Numan, in 1975. He also has a B.Sc in Political Science<br />
from University of Maiduguri in 1991, a Master of<br />
Public Administration Degree from the University of<br />
Lagos in 1998 and a PH.D in Policy Analysis in view at<br />
the University of Abuja.<br />
He was an SDP ward delegate from Karena ward in<br />
Jimeta, Yola in 1990; ACD Deputy Party Chairman of<br />
AMAC (<strong>February</strong> to June 2006); FCT AC Treasurer(June<br />
2006-July 2007); AC Party Chairman (July 2007-<br />
December 2010). He was a member of the National<br />
Convention Committee of the ACN which held in<br />
Benin in December 2010 where he served as a member<br />
of the Venue and Accreditation sub-Committee;<br />
Member of the stakeholders that led to the formation<br />
of APC in the FCT; Member of the SEC of the APC (2014<br />
- 2018); member, APC Party Registration Committee in<br />
Niger State; Member, Delta State National Assembly<br />
Screening Committee (November, 2014); Secretary of<br />
the Taraba State Congress Committee (April, 2014);<br />
Chairman of the Plateau State House of Assembly<br />
and Gubernatorial Primaries Committee. He also<br />
served in different committees in the process of<br />
setting up the structure of the APC at different<br />
levels.<br />
While intelligent and articulate, the 64-year-old is<br />
seen by critics as vocal and a leader focused on party<br />
interest above personal interest which is why he never<br />
cross carpeted across parties even when wooed with<br />
juicy positions that would have advanced his personal<br />
ambition. With a serious manner and a stern gaze,<br />
Moniedafe has always carried everybody along.<br />
When he became the Party Chairman of AC in July<br />
2007, then aged 51, he was perceived by many as a<br />
promising young politician, free of the corruption<br />
plaguing the rival rulling parties and of cause, most of<br />
the politicians who have cases with EFCC/ICPC.<br />
Our country, Nigeria, is in dare need of rare gems like<br />
Dr Sunny Moniedafe. More of his kind in elective<br />
positions will be the beginning of the cleansing<br />
process we so much crave for in our polity.<br />
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10 MOST<br />
POPULAR HOTELS<br />
IN <strong>AFRICA</strong>.<br />
frica is a continent full of beautiful<br />
Anatural scenery and lovely hotels.<br />
Much beauty can be found in the<br />
variety available in this vast continent. So<br />
much that curious souls looking to explore<br />
constantly find themselves debating on<br />
where to start. Perhaps, you are looking to<br />
dive into the rich history of Egypt and its<br />
mysterious pyramids. Or maybe you are<br />
more into surveying the splendor of South<br />
Africa's distinct ecosystem. The opportunities<br />
are indeed endless when it comes to Africa.<br />
W h e t h e r y o u r t r i p c e n t e r s a r o u n d<br />
exploration, curiosity and adventure, you will<br />
surely need the perfect hotel to make the<br />
most of your stay. To assist you in the trip<br />
planning process, here is a list of the 10 best<br />
and most popular hotels in Africa.<br />
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Tanzania - Serengeti House: This exclusive retreat<br />
opens its relaxing environment to both families and<br />
friends. Seated amidst the vast Grumeti Reserves, the<br />
Serengeti House is one of Tanzania's finest<br />
accommodations. Multiple houses can be chosen from<br />
and the majority can accommodate up to 8 guests.<br />
10<br />
There is also a choice of regular and garden suits.<br />
Amenities include free breakfast, a fitness center, access<br />
to an airport shuttle as well as a spa.<br />
Mauritius - The Oberoi Beach Resort: A taste of<br />
Mauritius is even sweeter when The Oberoi is involved--<br />
the five-star luxury hotel of your dreams. Enjoy your stay<br />
on sunset shores nearing the Indian Ocean. Located on<br />
the island's capital city of Port Louis, this hotel is located<br />
right on the white-sand beach and very close to a<br />
natural marine park.<br />
09<br />
When hungry, head on over to the Oberoi's unique<br />
restaurants where authentic creole cuisine and<br />
international cuisines are served. Lastly, better your<br />
mind-body connection via the several therapeutic and<br />
mindfulness activities offered by the resort.<br />
South Africa - Graceland Hotel Casino & Country<br />
Club: Head on over to South Africa with style by staying<br />
at the Graceland Hotel Casino & Country Club. Much as<br />
the name says, this hotel includes both a splendid<br />
casino and a refined country club. Situated 20 minutes<br />
from the city center, this hotel features an array of<br />
advantageous amenities within suites and rooms, but<br />
also on-site.<br />
08<br />
A family-friendly option, you may benefit from a kid's<br />
playground while enjoying massages and body<br />
treatments at the hotel spa. Evidently, it's a win-win.<br />
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Seychelles - North Island Villa: The unique island of<br />
Seychelles is one of Africa's go-to for those seeking<br />
exotic beach fun. The North Island Villa fulfills every<br />
traveler's needs with its all-encompassing features. This<br />
turquoise haven is surrounded by a clear-blue ocean<br />
that benefits from both an active and healthy sea life.<br />
07<br />
From fancy lounges and dining rooms to rim-flow pools<br />
seated near the epic water views, this accommodation<br />
option is a rare sanctuary waiting to be experienced.<br />
Sudan - Corinthia Hotel Khartoum: Most tourists<br />
head to Tanzania to go on safari, but you would be<br />
remiss if you didn't save time for seeing the country's<br />
other treasures. In addition to its animal-filled plains,<br />
Tanzania boasts other worldly natural wonders,<br />
including red-hued Lake Natron, Ngorongoro<br />
Conservation Areas expansive crater and Mount<br />
Kilimanjaro – the tallest mountain in Africa. For the<br />
ultimate adrenaline rush, book a climbing excursion up<br />
the continent's famous mountain through a local tour<br />
operator.<br />
06<br />
South Africa - Delaire Graff Estate: South Africa has<br />
positioned itself amongst the greatest with this hotel.<br />
This beautiful, luxury hotel is found nearing majestic<br />
mountains and offers a splendid view of nearby<br />
vineyards. A magnificent Capetown gem, this is the<br />
property you will shamelessly boast about to your<br />
friends and family.<br />
05<br />
Its state-of-the-art lodges grant you with perfectly<br />
selected styling which includes the display of African<br />
artifacts. Further artwork of South Africa's finest artists<br />
can be found throughout the estate and its winefocused<br />
amenities.<br />
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Egypt - Fairmont Nile City Hotel: This awe-inspiring<br />
hotel will only better your experience in Egypt. Take a<br />
break from visiting the pyramids by relaxing in this<br />
beautiful accommodation located in the historically rich<br />
city of Cairo. What makes this location so unique is its<br />
views which grant visitors with breathtaking glimpses of<br />
the Nile River and Pyramids.<br />
04<br />
To top things off, the fine culinary experience attached<br />
to this hotel will also make your palate quite happy.<br />
Outside of your modernly designed room, enjoy some<br />
relaxing time at the Willow Stream Spa or dive into the<br />
rooftop pool.<br />
Cape Verde - Hotel Riu Touareg: The tiny island of<br />
Cape Verde is usually left out in the conversation when it<br />
comes to Africa. Yet this Portuguese-speaking country<br />
remains one of Africa's hidden gems. Enjoy your stay in<br />
Cesaria Evora's homeland by staying at the hotel Riu<br />
Touareg. Not only is this place all-inclusive, but it is also<br />
adults-only hence you get to enjoy it alone, with adult<br />
family members, a special someone or even with<br />
friends.<br />
03<br />
Nestled in the southern hemisphere of Boa Vista Island,<br />
Hotel Riu Touareg offers 1000+ nicely furnished and<br />
comfortable rooms. Amazing leisurely and relaxing<br />
activities are also offered on-site.<br />
Morocco - Palais Namaskar: This North African gem<br />
can be found nestled in the dazzling outskirts of<br />
Morroco's vibrant city of Marrakech. Enjoy a stay<br />
between the desert and the Atlas in Namaskar's<br />
peaceful and luxurious oasis. Features include modern<br />
amenities, top-notch restaurants serving both local and<br />
international meals, a ravishing outdoor pool and a<br />
fresh American breakfast served every morning.<br />
02<br />
This luxurious accommodation also offers an array of<br />
different suites with some including en-suite showers<br />
and baths. It is also very close to the airport so shuttle<br />
service is widely available.<br />
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01<br />
Tunisia - Movenpick Resort & Marine Spa<br />
Sousse: This jaw-dropping hotel tops off our list<br />
for numerous reasons. The upscale five-star<br />
property offers fantastic architectural aesthetic<br />
and views of the Tunisian coast. As Movenpick is<br />
located in Tunisia's liveliest towns, you may still<br />
enjoy some high-quality fun outside of this highquality<br />
hotel.<br />
This accommodation offers a series of packages<br />
for both families and couples to experience<br />
unique holidays. That is what we can call visiting<br />
North Africa in style.<br />
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Crypto Ban in Nigeria is<br />
Nothing New" -CBN<br />
The Central Bank of Nigeria said its warning to<br />
banks on Friday was not a new position, but a<br />
r e i t e r a t i o n o f i t s 2 0 1 7 s t a n c e o n<br />
cryptocurrencies.<br />
The Central Bank of Nigeria (CBN) issued a five-page<br />
statement, Sunday, clarifying its position on<br />
cryptocurrencies after a regulatory warning to local<br />
banking institutions on Friday sent shockwaves<br />
through social media.<br />
In Sunday's statement, the CBN said Friday's letter was<br />
only a reminder that cryptocurrencies were not legal<br />
tender in Nigeria, and was reiterating a position the<br />
bank has held since 2017, not imposing new<br />
restrictions on the industry.<br />
“It is important to clarify that the CBN circular of<br />
<strong>February</strong> 5, <strong>2021</strong>, did not place any new restrictions on<br />
cryptocurrencies, given that all banks in the country<br />
had earlier been forbidden, through CBN's circular<br />
dated January 12, 2017, not to use, hold, trade and/or<br />
transact in cryptocurrencies,” the statement said.<br />
The CBN sent a letter to local financial institutions on<br />
Friday, ordering them to shut down all bank accounts<br />
associated with cryptocurrency trading platforms. In<br />
response to the letter, crypto trading platform,<br />
Binance, and local electronic payment apps like<br />
Bundle halted deposits. Angered Nigerian crypto<br />
users took to Twitter and other social media platforms<br />
to express their displeasure.<br />
The press statement, signed by Osita Nwanisobi, Ag.<br />
Director of Corporate Communications, goes on to list<br />
other countries that have banned its banks from<br />
dealing in cryptocurrencies and makes the claim that<br />
in China, “cryptocurrencies are completely banned<br />
and all exchanges closed as well.”<br />
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While China has imposed a number of restrictions on<br />
crypto exchanges and users, it has not outright<br />
banned cryptocurrencies entirely.<br />
It also states that cryptocurrencies are issued by<br />
“unregulated and unlicensed” entities, and that crypto<br />
assets are volatile speculative assets that can be a<br />
danger to Nigerian users.<br />
“The very name and nature of 'cryptocurrencies'<br />
suggests that its patrons and users value anonymity,<br />
obscurity, and concealment,” the statement said.<br />
In the letter, the CBN assured that this stance will not<br />
inhibit the progress of the fintech sector in the<br />
country, or its payments ecosystems. The directive<br />
became necessary, it said, to protect Nigerians,<br />
including its youths from the risks inherent in crypto<br />
assets transactions.<br />
“Due to the fact that cryptocurrencies are largely<br />
speculative, anonymous and untraceable they are<br />
increasingly being used for money laundering,<br />
terrorism financing and other criminal activities,” the<br />
statement said.<br />
The letter also stated that the high volatility inherent in<br />
crypto assets posed a great threat to “small retail and<br />
unsophisticated investors” who stand to lose a lot.<br />
“In light of these realities and analyses, the CBN has no<br />
comfort in cryptocurrencies at this time. It will<br />
continue to do all within its regulatory powers to<br />
educate Nigerians to desist from its use and protect<br />
our financial system from activities of fraudsters and<br />
speculators,” the statement said.<br />
When he became the Party Chairman of AC in July<br />
2007, then aged 51, he was perceived by many as a<br />
promising young politician, free of the corruption<br />
plaguing the rival rulling parties and of cause, most of<br />
the politicians who have cases with EFCC/ICPC.<br />
Our country, Nigeria, is in dare need of rare gems like<br />
Dr Sunny Moniedafe. More of his kind in elective<br />
positions will be the beginning of the cleansing<br />
process we so much crave for in our polity.<br />
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Artificial<br />
Intelligence<br />
AI<br />
Reshaping Our World.<br />
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tificial intelligence (AI) refers to the<br />
Asimulation of human intelligence in<br />
machines that are programmed to think like<br />
humans and mimic their actions. The term may also be<br />
applied to any machine that exhibits traits associated<br />
with a human mind such as learning and problemsolving.<br />
The ideal characteristic of artificial intelligence is its<br />
ability to rationalize and take actions that have the<br />
best chance of achieving a specific goal. A subset of<br />
artificial intelligence is machine learning, which refers<br />
to the concept that computer programs can<br />
automatically learn from and adapt to new data<br />
without being assisted by humans. Deep learning<br />
techniques enable this automatic learning through<br />
the absorption of huge amounts of unstructured data<br />
such as text, images, or videos. Weak AI tends to be<br />
simple and single-task oriented, while strong AI<br />
carries on tasks that are more complex and humanlike.<br />
Understanding Artificial Intelligence (AI)<br />
When most people hear the term artificial<br />
intelligence, the first thing they usually think of is<br />
robots. But nothing could be further from the truth:<br />
Artificial intelligence is based on the principle that<br />
human intelligence can be defined in a way that a<br />
machine can easily mimic it and execute tasks, from<br />
the most simple to those that are even more complex.<br />
The goals of artificial intelligence include learning,<br />
reasoning, and perception.<br />
As technology advances, previous benchmarks that<br />
defined artificial intelligence become outdated. For<br />
example, machines that calculate basic functions or<br />
recognize text through optical character recognition<br />
are no longer considered to embody artificial<br />
intelligence, since this function is now taken for<br />
granted as an inherent computer function.<br />
AI is continuously evolving to benefit many different<br />
industries. Machines are wired using a crossdisciplinary<br />
approach based on mathematics,<br />
computer science, linguistics, psychology, and more.<br />
Algorithms often play a very important part in the<br />
structure of artificial intelligence, where simple<br />
algorithms are used in simple applications, while<br />
more complex ones help frame strong artificial<br />
intelligence.<br />
Applications of Artificial Intelligence.<br />
The applications for artificial intelligence are endless.<br />
The technology can be applied to many different<br />
sectors and industries. AI is being tested and used in<br />
the healthcare industry for dosing drugs and different<br />
treatment in patients, and for surgical procedures in<br />
the operating room.<br />
Other examples of machines with artificial intelligence<br />
include computers that play chess and self-driving<br />
cars. Each of these machines must weigh the<br />
consequences of any action they take, as each action<br />
will impact the end result. In chess, the end result is<br />
winning the game. For self-driving cars, the computer<br />
system must account for all external data and<br />
compute it to act in a way that prevents a collision.<br />
Artificial intelligence also has applications in the<br />
financial industry, where it is used to detect and flag<br />
activity in banking and finance such as unusual debit<br />
card usage and large account deposits—all of which<br />
help a bank's fraud department. Applications for AI<br />
are also being used to help streamline and make<br />
trading easier. This is done by making supply,<br />
demand, and pricing of securities easier to estimate.<br />
Categorization of Artificial Intelligence<br />
Artificial intelligence can be divided into two different<br />
categories: weak and strong.<br />
Weak artificial intelligence embodies a system<br />
designed to carry out one particular job. Weak AI<br />
systems include video games such as the chess<br />
example from above and personal assistants such as<br />
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Amazon's Alexa and Apple's Siri. You ask the assistant<br />
a question, it answers it for you.<br />
Strong artificial intelligence systems are systems that<br />
carry on the tasks considered to be human-like. These<br />
tend to be more complex and complicated systems.<br />
They are programmed to handle situations in which<br />
they may be required to problem solve without<br />
having a person intervene. These kinds of systems can<br />
be found in applications like self-driving cars or in<br />
hospital operating rooms.<br />
Special Considerations.<br />
Since its beginning, artificial intelligence has come<br />
under scrutiny from scientists and the public alike.<br />
One common theme is the idea that machines will<br />
become so highly developed that humans will not be<br />
able to keep up and they will take off on their own,<br />
redesigning themselves at an exponential rate.<br />
Another is that machines can hack into people's<br />
privacy and even be weaponized. Other arguments<br />
debate the ethics of artificial intelligence and whether<br />
intelligent systems such as robots should be treated<br />
with the same rights as humans.<br />
Self-driving cars have been fairly controversial as their<br />
machines tend to be designed for the lowest possible<br />
risk and the least casualties. If presented with a<br />
scenario of colliding with one person or another at the<br />
same time, these cars would calculate the option that<br />
would cause the least amount of damage.<br />
Another contentious issue many people have with<br />
artificial intelligence is how it may affect human<br />
employment. With many industries looking to<br />
automate certain jobs through the use of intelligent<br />
machinery, there is a concern that people would be<br />
pushed out of the workforce. Self-driving cars may<br />
remove the need for taxis and car-share programs,<br />
while manufacturers may easily replace human labor<br />
with machines, making people's skills more obsolete.<br />
Nonetheless, businesses today are realizing the<br />
prospects of AI; they know how valuable the<br />
technology is for achieving increased productivity.<br />
Unlike human labour that can be very limited, artificial<br />
i n t e l l i g e n c e p r o v i d e s m o r e i n p u t w i t h a<br />
corresponding positive output - on average.<br />
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18 Interesting Facts<br />
About Africa<br />
frica is distinctively unique continent amongst<br />
Athe seven continents of the world. It is rich in<br />
cultural heritage and diversity. It also boasts of<br />
enormous wealth of natural resources, and offers<br />
breathtaking tourist attractions.<br />
Unravel the beauty and uniqueness of Africa below:<br />
(1)Africa is the second-largest continent in the world<br />
both in size and population.<br />
(2)Islam is the dominant religion in Africa. Christianity<br />
is the second. Arabic is also the most widely-spoken<br />
language in Africa.<br />
(3)Africa has the shortest coastline despite being the<br />
second largest continent in the world.<br />
(4)Africa is the most centrally located continent in the<br />
world. Both the prime meridian (0 degrees longitude),<br />
and the equator (0 degrees latitude) cut across it.<br />
(5)Nigeria has the highest population (154.7 million<br />
people) in Africa. This represents 18% of Africa's total<br />
population.<br />
(6)Both the world's tallest and largest land animals<br />
both come from Africa. They are the giraffe and African<br />
elephant, respectively.<br />
(7)Around 2,000 different languages are spoken in<br />
Africa and each of them have different dialects.<br />
(8)The world's longest river -- the Nile -- and the<br />
world's largest desert -- the Sahara -- both are home in<br />
Africa.<br />
(9)Algeria is the biggest country in Africa by land area.<br />
(10)The world's hottest place -- Ethiopia -- is in Africa.<br />
(11)The continents terrain was inhabitable and<br />
remained unknown for thousands of years, earning it<br />
the name of 'Dark Continent'.<br />
(12) The equator passes through the middle of the<br />
Dark Continent and it receives direct sunlight<br />
throughout the year.<br />
(13) The major animals in Africa include -- cheetah,<br />
African elephant, lion, zebra, Egyptian mongoose,<br />
giraffe, addax.<br />
(14)The largest waterfall in Africa is the Victoria Falls<br />
and it is located on the Zimbabwe and Zambia border.<br />
It has a height of <strong>35</strong>5 feet and the width of the water<br />
fall runs into almost a mile.<br />
(15) More than 50% of the world's French-speaking<br />
population lives here on the continent.<br />
(16)Angola has more Portuguese speakers than<br />
Portugal.<br />
(17)Africa has a pink lake in Senegal.<br />
(18)Africa is the hottest continent on earth.<br />
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REVEALED<br />
African Countries That Were<br />
Never Colonized.<br />
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here are two countries in Africa considered<br />
Tby some scholars to never have been<br />
colonized. The truth, however, is that brief<br />
periods of varying levels of foreign control during<br />
their early histories have left the question of<br />
whether they truly remained fully independent a<br />
subject of debate.<br />
Between 1890 and 1914, the so-called “scramble for<br />
Africa” resulted in the rapid colonization of most of<br />
the African continent by European powers. By 1914,<br />
around 90% of Africa was under European control.<br />
However, because of their locations, economies,<br />
and political status, Ethiopia and Liberia avoided<br />
colonization.<br />
What Does Colonization Mean?<br />
The process of colonization is the discovery,<br />
conquest, and settlement of one political body over<br />
another. It is an ancient art, practiced by the Bronze<br />
and Iron Age Assyrian, Persian, Greek, and Roman<br />
empires, not to mention the post-colonial empires<br />
of the United States, Australia, New Zealand, and<br />
Canada.<br />
But the most extensive, most studied, and arguably<br />
the most damaging of the colonial actions is what<br />
scholars refer to as the Western Colonization, the<br />
efforts of the maritime European nations of<br />
Portugal, Spain, the Dutch Republic, France,<br />
England, and eventually Germany, Italy, and<br />
Belgium, to conquer the rest of the world. That<br />
began in the late 15th century, and by World War II,<br />
two-fifths of the world's land area and one-third of<br />
its population were in colonies; another third of the<br />
world's territory had been colonized but were now<br />
independent nations. And many of those<br />
independent nations were made up primarily of the<br />
descendants of the colonizers, so the effects of<br />
Western colonization were never truly reversed.<br />
However, there are a handful of countries that were<br />
not subsumed by the juggernaut of Western<br />
colonization, including Turkey, Iran, China, and<br />
Japan. In addition, the countries with longer<br />
histories or higher levels of development before<br />
1500 tend to have been colonized later, or not at all.<br />
Characteristics that drove whether or not a country<br />
was colonized by the West appear to be how<br />
difficult it is to reach them, the relative navigation<br />
distance from northwestern Europe, and the lack of<br />
a safe overland passage to landlocked countries. In<br />
Africa, those countries arguably included Liberia<br />
and Ethiopia.<br />
Considering it essential to the success of their<br />
economies, the imperialistic European nations<br />
avoided the outright colonization of Liberia and<br />
Ethiopia—the only two African countries they<br />
considered viable players in the trade-based world<br />
economy. However, in return for their apparent<br />
“independence,” Liberia and Ethiopia were forced<br />
to give up territory, agree to differing degrees of<br />
European economic control, and become<br />
participants in European spheres of influence.<br />
Ethiopia:<br />
Ethiopia, formerly Abyssinia, is one of the world's<br />
oldest countries. Dating to around 400 BCE, the<br />
region is documented in the in the King James<br />
Version of the Bible as the Kingdom of Axum. Along<br />
with Rome, Persia, and China, Axum was considered<br />
one of the four great powers of the era. Throughout<br />
the millennia of its history, the willingness of the<br />
country's people—from farmers to kings—to come<br />
together as one, coupled with its geographic<br />
isolation and economic prosperity, helped Ethiopia<br />
score decisive victories against a series of global<br />
colonialist forces.<br />
Ethiopia is considered “never colonized” by some<br />
scholars, despite Italy's occupation from 1936–1941<br />
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ecause it did not result in a lasting colonial<br />
administration.<br />
Seeking to expand its already considerable colonial<br />
empire in Africa, Italy invaded Ethiopia in 1895. In<br />
the ensuing First Italo-Ethiopian War (1895-1896),<br />
Ethiopian troops won a crushing victory over Italian<br />
forces at the Battle of Adwa on March 1, 1896. On<br />
October 23, 1896, Italy agreed to the Treaty of Addis<br />
Ababa, ending the war and recognizing Ethiopia as<br />
an independent state.<br />
On Oct. 3, 19<strong>35</strong>, Italian dictator Benito. Mussolini,<br />
hoping to rebuild his nation's prestige lost in the<br />
Battle of Adwa, ordered a second invasion of<br />
Ethiopia. On May 9, 1936, Italy succeeded in<br />
annexing Ethiopia. On June 1 of that year, the<br />
country was merged with Eritrea and Italian Somalia<br />
to form Africa Orientale Italiana (AOI or Italian East<br />
Africa).<br />
Ethiopian Emperor Haile Selassie made an<br />
impassioned appeal for assistance in removing the<br />
Italians and re-establishing independence to the<br />
League of Nations on June 30, 1936, gaining<br />
support from the U.S. and Russia. But many League<br />
of Nations members, including Britain and France,<br />
recognized Italian colonization.<br />
It was not until May 5, 1941, when Selassie was<br />
r e s t o r e d t o t h e E t h i o p i a n t h r o n e , t h a t<br />
independence was regained.<br />
:Liberia<br />
The sovereign nation of Liberia is often described as<br />
never colonized because it was created so recently,<br />
in 1847. Liberia was founded by Americans in 1821<br />
and remained under their control for just over 17<br />
years before partial independence was achieved<br />
through the declaration of a commonwealth on<br />
April 4, 1839. True independence was declared eight<br />
years later on July 26, 1847. From the middle 1400s<br />
through the late 17th century Portuguese, Dutch,<br />
and British traders had maintained lucrative trading<br />
posts in the region that became known as the “Grain<br />
Coast” because of its abundance of melegueta<br />
pepper grains.<br />
The American Society for Colonization of Free<br />
People of Color of the United States (known simply<br />
as the American Colonization Society, ACS) was a<br />
society initially run by white Americans who<br />
believed there was no place for free Blacks in the<br />
U.S. They believed the federal government should<br />
pay to return free Blacks to Africa, and eventually its<br />
administration was taken over by free Blacks.<br />
The ACS created the Cape Mesurado Colony on the<br />
Grain Coast on Dec. 15, 1821. This was further<br />
expanded into the Colony of Liberia on Aug. 15,<br />
1824. By the 1840s, the colony had become a<br />
financial burden on the ACS and the U.S.<br />
government. In addition, because it was neither a<br />
sovereign state nor a recognized colony of a<br />
sovereign state, Liberia faced political threats from<br />
Britain. As a result, the ACS ordered the Liberians to<br />
declare their independence in 1846. However, even<br />
after gaining its full independence a year later, the<br />
European nations continued to view Liberia as an<br />
American colony, thus avoiding it during the<br />
scramble for Africa in the 1880s.<br />
Some scholars argue, however, that Liberia's 23-<br />
year period of American domination until<br />
independence in 1847 qualifies it to be regarded as<br />
a colony.<br />
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DIGITAL<br />
MARKETING:<br />
The Marketing of the Future.<br />
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igital marketing, online marketing, internet<br />
Dadvertising…whatever you call it, marketing<br />
your company online is a big deal these days.<br />
After all, internet usage has more than doubled over the<br />
past decade and this shift has massively affected how<br />
people purchase products and interact with businesses.<br />
So, what is digital marketing? Digital marketing is like any<br />
other type of marketing—it's a way to connect with and<br />
influence your potential customers. The real difference is,<br />
you connect with and influence those customers online.<br />
Basically, digital marketing refers to any online marketing<br />
efforts or assets. Email marketing, pay-per-click<br />
advertising, social media marketing and even blogging<br />
are all great examples of digital marketing—they help<br />
introduce people to your company and convince them to<br />
buy.<br />
Here are some of the most common digital marketing<br />
assets and strategies businesses use to reach people<br />
online:<br />
Digital Marketing Strategies<br />
The list of digital marketing strategies is also constantly<br />
evolving, but here are some of the strategies most<br />
businesses are using:<br />
Pay-Per-Click Advertising<br />
Pay-per-click (PPC) advertising is actually a broad term<br />
that covers any type of digital marketing where you pay<br />
for every user who clicks on an ad. For example, Google<br />
AdWords is a form of PPC advertising called “paid search<br />
advertising” (which we'll go over in a second). Facebook<br />
Ads are another form of PPC advertising called “paid<br />
social media advertising” (again, we'll get into that<br />
shortly).<br />
Paid Search Advertising<br />
Google, Bing and Yahoo all allow you to run text ads on<br />
their Search Engine Results Pages (SERPs). Paid search<br />
advertising is one of the best ways to target potential<br />
customers who are actively searching for a product or<br />
service like yours.<br />
Digital Marketing Assets:<br />
Almost anything can be a digital marketing asset. It<br />
simply needs to be a marketing tool you use online. That<br />
being said, many people don't realize how many digital<br />
marketing assets they have at their disposal. Here are just<br />
a few examples:<br />
Your website<br />
Branded assets (logos, icons, acronyms, etc)<br />
Video content (video ads, product demos, etc)<br />
Images (infographics, product shots, company photos,<br />
etc)<br />
Written content (blog posts, eBooks, product<br />
descriptions, testimonials, etc)<br />
Online products or tools (SaaS, calculators, interactive<br />
content, etc)<br />
Reviews<br />
Social media pages<br />
As you can probably imagine, this list just scratches the<br />
surface. Most digital marketing assets will fall into one of<br />
these categories, but clever marketers are constantly<br />
coming up with new ways to reach customers online, so<br />
the list keeps growing!<br />
Search Engine Optimization (SEO)<br />
If you don't want to pay to show up in the SERPs, you can<br />
also use search engine optimization (SEO) to try and rank<br />
pages or blog posts on your site organically. You don't<br />
have to pay directly for every click, but getting a page to<br />
rank usually takes quite a bit of time and effort (for a more<br />
in-depth comparison of paid search and SEO, check out<br />
this article).<br />
Paid Social Media Advertising<br />
Most social media platforms like Facebook, Instagram,<br />
Twitter, LinkedIn, Pinterest and Snapchat will allow you to<br />
run ads on their site. Paid social media advertising is great<br />
for building awareness with audiences that might not be<br />
aware that your business, product or service exists.<br />
Social Media Marketing<br />
Like SEO, social media marketing is the free, organic way<br />
to use social media platforms like Facebook or Twitter to<br />
market your business. And, just like SEO, organically<br />
marketing your business on social media takes a lot more<br />
time and effort, but in the long run, it can deliver much<br />
cheaper results.<br />
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Conversion Rate Optimization (CRO)<br />
Conversion rate optimization (CRO) is the art and science<br />
of improving your online user experience. Most of the<br />
time, businesses use CRO to get more conversions (leads,<br />
chats, calls, sales, etc) out of their existing website traffic.<br />
Content Marketing<br />
Content marketing is another fairly broad digital<br />
marketing term. Content marketing covers any digital<br />
marketing effort that uses content assets (blog posts,<br />
infographics, eBooks, videos, etc) to build brand<br />
awareness or drive clicks, leads or sales.<br />
Native Advertising<br />
Ever get to the bottom of an article and see a list of<br />
suggested articles? That's native advertising. Most native<br />
advertising falls under content marketing because it uses<br />
content to attract clicks (“you'll never believe what<br />
happens next!”). Often, native advertising can be a bit<br />
hard to spot, since it is usually mixed in with non-paid<br />
content recommendations…but that's kind of the point<br />
know who you want to target, you can use digital<br />
marketing to target anyone, anywhere.<br />
However, that being said, certain types of businesses will<br />
benefit more from certain types of digital advertising. As<br />
a quick overview, let's take a look at which strategies tend<br />
to work best for business-to-consumer (B2C) companies<br />
and business-to-business (B2B) companies:<br />
B2C Companies<br />
Generally speaking, B2C companies have much lower<br />
price points than their B2B counterparts. After all, it can<br />
be a little hard to sell a $150,000 drill bit (believe me, they<br />
exist) to a harried mom. But a $10 pair of kids pants?<br />
That's a fairly straightforward sell.<br />
The good news is, because B2C companies aren't trying<br />
to sell incredibly expensive products or services, they<br />
don't need big sales teams or complicated marketing<br />
funnels. All they have to do is get their products or<br />
services in front of the right audience with the right<br />
messaging and the rest should take care of itself.<br />
Email Marketing<br />
Email marketing is the oldest form of online marketing<br />
and it's still going strong. Most digital marketers use<br />
email marketing to advertise special deals, highlight<br />
content (often as part of content marketing) or promote<br />
an event.<br />
As a result, the primary goal of most B2C companies is to<br />
get people into and through their marketing funnel. For<br />
example, if you can get that harried mom onto your kids<br />
clothing website and offer her an exciting deal, there's a<br />
good chance that she'll buy today. You don't need to<br />
build a ton of brand awareness or trust before you can<br />
close a sale.<br />
Affiliate Marketing<br />
Affiliate marketing is essentially paying someone else (a<br />
person or a business) to promote your products and<br />
services on their website.<br />
As you can see from the list above, there are a lot of<br />
different ways to market your business online, which is<br />
why many businesses either hire an agency to manage<br />
their digital marketing efforts or pay for an in-house<br />
marketing team and marketing automation software to<br />
cover their marketing needs (for an in-depth comparison<br />
of these options, check out this article).<br />
Does Digital Marketing Work?<br />
Digital marketing is a great option for any business. It can<br />
be used to grow all kinds of businesses—from mom-andpop<br />
shops to internationally recognized universities and<br />
beyond. That's the beauty of advertising online. If you<br />
With that in mind, B2C companies often see great results<br />
from higher-funnel marketing channels like social media<br />
marketing or paid social advertising. These channels do a<br />
great job of getting your business in front of potential<br />
customers who might not otherwise know that you exist.<br />
Now, supplementing with other digital marketing<br />
strategies like paid search or SEO is always a good idea,<br />
but if you have to pick one channel to start with, paid<br />
social advertising or social media marketing are great<br />
options for B2C.<br />
B2B Companies<br />
In contrast, paid search is a great option for B2B<br />
companies. Most B2B companies have very specific niche<br />
audiences that can be hard to target using social media.<br />
However, if you sell $150,000 drill bits and someone<br />
searches for “diamond-tipped oil drilling bit<br />
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manufacturer”, you want to be the first result they see.<br />
Yes, you might pay more for your click than you would<br />
with paid social advertising, but with a $150,000 price tag,<br />
it's money well spent.<br />
In addition, most B2B companies have a much longer and<br />
more involved sales cycle than B2C companies. If you're<br />
selling a $150,000 drill bit, most people probably don't<br />
come to your site, give you a call and say “I want one.” As a<br />
result, longer-term strategies like content marketing or<br />
email marketing are often necessary to close a deal.<br />
return-on-investment (ROI).<br />
When you get right down to it, the ultimate goal of any<br />
marketing effort should be ROI. After all, if your digital<br />
marketing spend isn't driving profitable revenue for your<br />
business, why are you marketing online?<br />
Clicks and even conversions are great, but your company<br />
doesn't make money from clicks (in fact, you actually<br />
spend money on clicks) or conversions. It makes money<br />
from sales.<br />
Of course, the right blend of digital marketing tactics will<br />
vary from industry-to-industry and business-to-business,<br />
but simply comparing B2C to B2B should help give you a<br />
sense for how different strategies can be better for<br />
certain businesses. Not every strategy is right for every<br />
business, but with a little trial and error, you should be<br />
able to identify the most profitable approach for your<br />
company.<br />
How Do I Get Started?<br />
The good news is, getting started with digital marketing is<br />
fairly easy. Most online advertising platforms make it easy<br />
to sign up and create your first campaign (it is how they<br />
make money, after all). Here are a few links to beginner<br />
guides for several different digital marketing strategies:<br />
Paid search advertising<br />
Search engine optimization (SEO)<br />
Paid social media advertising<br />
Social media marketing<br />
Conversion rate optimization<br />
Content marketing<br />
Email marketing<br />
The core of every successful digital marketing campaign,<br />
however, isn't a guide. Regardless of which strategies you<br />
choose to use, here are 4 questions you need to answer<br />
before you get started with digital marketing:<br />
1. How Much Do You Need to Make?<br />
To figure out what you need to spend on digital<br />
marketing, you first need to clarify what your goals are.<br />
How you approach digital marketing can vary quite a bit<br />
depending on whether your ultimate goal is to drive<br />
clicks, conversions or leads, sales, revenue or a certain<br />
With that in mind, the first thing you need to determine<br />
before you decide what your digital marketing budget<br />
should be is to decide how much revenue you want to<br />
drive. Once you know that, you can use that information<br />
to determine how much ad spend it will take to reach that<br />
revenue goal.<br />
2. Who Are You Marketing To?<br />
Once you know how much money you want to make from<br />
digital marketing, you need to identify who you are<br />
marketing to. This is critical, because different buyer<br />
personas require different marketing tactics. And, even<br />
more importantly, different buyer personas turn into<br />
different types of buyers.<br />
So guess what? If you don't understand your buyer<br />
personas, you can't create an effective digital marketing<br />
strategy!<br />
If you've got a sales team, talking to sales can be one of<br />
the fastest ways to get a decent buyer persona together.<br />
After all, they're the ones who talk to your customers the<br />
most, right?<br />
However, even talking to your sales team and doing a<br />
little research isn't enough to really get at the level of<br />
detail you need to put together an effective digital<br />
marketing plan. To do that, you need to get on the phone<br />
and call your actual customers.<br />
Ask how they found you, why they converted and what<br />
convinced them to pay you. This information will give you<br />
a ton of insight into your marketing and sales process that<br />
you can use to both improve the performance of your<br />
advertising and choose your marketing budget.<br />
3. What are Your Customers Worth?<br />
Typically, people look at buyer personas as a good way to<br />
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craft an effective marketing strategy. Buyer personas are<br />
great for this, but they are also an important part of<br />
putting together an effective digital marketing plan.<br />
With 60% of internet activity taking place on mobile<br />
devices, the shift from desktop to mobile has had a<br />
profound effect on digital marketing.<br />
4. How Much Do You Need to Spend to Reach Your<br />
Goals?<br />
At this point, things are pretty simple. Just take your CAC,<br />
average purchase order value and average number of<br />
purchases (if you have a subscription model, you can just<br />
use the average lifespan of each buyer persona here) and<br />
plug them into this calculator!<br />
The default for this calculator shows the monthly budget<br />
and ROI for SaaS-A-Frass, assuming that SaaS-A-Frass<br />
wants to produce $2,425,500 in new revenue from digital<br />
marketing each month and they've determined that to do<br />
that, they need their marketing efforts to produce 100<br />
sales a month (90 Steves, 9 Mandys and 1 Edward).<br />
Per our example, a new Steve pays $125/mo for an<br />
average of 14 months, a new Mandy pays $1,500/mo for<br />
an average of 48 months and a new Edward pays<br />
$15,000/mo for 108 months.<br />
Plugging all of that into the calculator, SaaS-A-Frass will<br />
need to budget $348,300/mo to achieve their new<br />
lifetime revenue goals.<br />
To make things even better, you can use this calculator to<br />
calculate your overall digital marketing budget or you<br />
can pick a specific strategy and use it to figure out<br />
whether or not a given strategy makes sense for your<br />
business. For example, if you need a CAC of $75, but your<br />
average cost-per-click on AdWords is $25, AdWords may<br />
not be the right digital marketing channel for you.<br />
Now, as you might imagine, this approach isn't a perfect<br />
estimate of what it will take to hit your revenue goals. This<br />
calculator is only as accurate as the information you can<br />
give it. But, it's a lot better than picking your monthly at<br />
random and hoping that digital marketing will produce<br />
the results you need.<br />
How is Digital Marketing Different on Mobile?<br />
As you can probably imagine, digital marketing on<br />
mobile is very different from digital marketing on<br />
desktop. These days, these differences are particularly<br />
important because smartphones are now the primary<br />
device people use to interact with the internet.<br />
Last year, Google Ads got rid of the sidebar ads on their<br />
results pages to create a consistent experience between<br />
mobile and desktop. Facebook Ads still shows sidebar<br />
ads on desktop, but only shows in-stream ads on mobile.<br />
Shorter blog posts outperform longer blog posts on<br />
mobile…and the list of differences goes on and on.<br />
To be honest, in today's digital marketing world, it's a<br />
good idea to assume that people will encounter your<br />
marketing on mobile and then adapt your strategy for<br />
desktop as needed.<br />
In addition to optimizing your ads for mobile, it's also<br />
important to think about your site and landing page<br />
experience. Sure, your website might look beautiful on<br />
desktop, but if it's impossible to navigate on mobile,<br />
you'll end up alienating a significant percentage of your<br />
web traffic.<br />
At a minimum, you should have a mobile-responsive<br />
website, but ideally, your mobile experience should be<br />
specifically designed to facilitate an effortless mobile<br />
experience (not just an adapted version of your desktop<br />
experience).<br />
Whether most advertisers realize it or not, digital<br />
marketing is primarily a mobile experience now. The<br />
good news is, if you're relatively new to digital marketing,<br />
you don't have to worry about reinventing the wheel. You<br />
can start by coming up with compelling mobile<br />
advertisements and then adapt as needed for desktop.<br />
Conclusion<br />
Digital marketing is the marketing of the future. In<br />
addition to all of the benefits we've discussed throughout<br />
this article, you can track the results of your digital<br />
marketing efforts with incredible accuracy, which means<br />
it is easy to see which strategies are producing profitable<br />
results and which ones need some works.<br />
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BE DISTINGUISHED<br />
In a world where "anything goes" has become the norm, it<br />
means that people no longer place importance on doing the<br />
right thing anywhere they go and they won't care. It's even so<br />
bad that if one person does the right thing, people around such a<br />
person begin to look at such a person as ABNORMAL.<br />
It's absolutely unfortunate!<br />
When I was growing up, there were values that Parents inculcated in<br />
children, that whenever they stepped outside their homes and<br />
exhibited such, people outside respected and applauded their<br />
parents. It's a shame that it's no longer so. Full grown men<br />
misbehave even at public spaces feeling nothing wrong. They are<br />
ready to step on women and other people, talk to them anyhow,<br />
maltreat them and relegate them to the background just to prove<br />
they are <strong>THE</strong> MEN.<br />
Same goes with some women who do things without shame. A<br />
woman ought to have decorum and decency,but you see, it's a<br />
different ball all together these days.<br />
You see a boss,who maltreats his /her workers , making them feel<br />
they are nothing. Employees also have got nasty Attitude that is a<br />
put off to the boss. I know this often happens In any work<br />
Environment, but it must not always be so.<br />
Now here is my point really!<br />
What would it take you to behave right and be Distinguished?<br />
It takes nothing. The only thing it needs is your MIND .<br />
Please Understand that, you can never be able to manage your<br />
Global Stage Effectively if you still have weak character, SPEAKING<br />
Challenge, dressing Challenge, Attitude problem, pride, Courtesy<br />
issues , unapologetic and incorrigible.<br />
As the world is evolving, we must endeavor to evolve positively to<br />
be able to raise our standards to thrive on our Global Stages. The<br />
world is in search of ideal men and women to sit in the position<br />
meant for only Ideal and Polished Personalities in an unideal<br />
society. Would you rather be ignored or relegated to the<br />
background as a result of your unpolished Lifestyle? Or you prefer<br />
to stand out on top with your Polished and Ideal Lifestyle which will<br />
help you connect well with creme de la creme of our world ?.<br />
The choice is yours to make. Hoping that this article helps you sail<br />
well on your Global Stage.<br />
Written by:©Gloria Robson<br />
Global Brand Polisher / Certified Mentor & Coach / Business<br />
Branding Expert<br />
I just released my First Book in print titled " Distinguished Ladies &<br />
Gentlemen". It's a beautiful book simply written for any man and<br />
woman out there who desire to become IDEAL and<br />
DISTINGUISHED.<br />
Hope you make your order.<br />
Your MIND is a powerful storehouse. Once you Discover that<br />
something is missing and that you need to fix the missing link, then<br />
you know you are ready to drop the abnormals and embrace the<br />
normals. Sometimes, I know that our FOUNDATIONS played a very<br />
vital role in our upbringing. That's why sometimes we see that what<br />
is norm for you is not normal for others. Truth is , we can't all be the<br />
same . But there are universally Acceptable Behaviors expected of<br />
us. Therefore if you fall below these Behavioral patterns and<br />
presentations, you are seen as backward in some social gathering<br />
or Environment.<br />
Contact me:<br />
Facebook@Brand Polisher<br />
Instagram@Brandpolisher<br />
LinkedIn@Gloria Robson<br />
www.packway.com.ng / www.gloriarobson.com<br />
+234813<strong>35</strong>22476<br />
In my book " Distinguished Ladies and Gentlemen" I have<br />
attempted to help men and women out there Understand what it<br />
takes to behave right and be Distinguished. It is not a day's job, but<br />
if you open up your mind , you can Achieve it.<br />
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Africa’s Longest-Serving Leaders.<br />
The continent of Africa has many leaders that have blatantly or cunningly<br />
refused to relinquish power. Some have been in power for over four decades,<br />
turning themselves to dectators on mofty. Below is their list:<br />
(1)EQUATORIAL GUINEA - Teodoro Obiang - 41 years 5 months<br />
(Aug. 3 1979 - present)<br />
Obiang, 78, seized power from his uncle in a coup. While opposition parties<br />
were legalised in 1992, Obiang's Democratic Party of Equatorial Guinea<br />
dominates. He has won over 90% of votes at every election, some of which the<br />
opposition boycotted.<br />
(2)CAMEROON - Paul Biya - 38 years 2 months (Nov. 6 1982 - present)<br />
Biya, 87, took over in 1982 from President Ahmadou Ahidjo after serving as<br />
prime minister for seven years. Biya has won five multi-party elections since<br />
1992. The opposition has called the results fraudulent. Two-term limits were<br />
abolished in 2008.<br />
(3)CONGO REPUBLIC - Denis Sassou Nguesso - 36 years 9 months<br />
(Feb. 8 1979 - Aug. 31 1992; Oct. 25 1997 - present)<br />
Sassou Nguesso, 77, assumed office in 1979 before losing the country's first<br />
multi-party elections in 1992. He regained power in 1997 after a civil war and<br />
changed the constitution in 2015 to let himself stand for re-election the<br />
following year.<br />
(4)UGANDA - Yoweri Museveni - 34 years 11 months<br />
(Jan. 29 1986 - present)<br />
Museveni, 76, became president when his forces seized the capital Kampala<br />
after a five-year guerrilla struggle. Museveni has won five elections since 1996.<br />
Parliament has twice changed the constitution to allow him to run, first<br />
removing a two-term limit in 2005 and then abolishing the age limit of 75 in<br />
2017.<br />
(5)ESWATINI - King Mswati III - 34 years 8 months<br />
(April 25 1986 - present)<br />
Absolute monarch, Mswati, 52, was crowned in April 1986. Political parties have<br />
been banned in eSwatini, previously known as Swaziland, since 1973.<br />
(6)CHAD - Idriss Deby - 30 years 1 month (Dec. 2 1990 - present)<br />
Deby, 68, took power at the head of an armed rebellion. Two-term limits were<br />
abolished in 2005 and reimposed in 2018. The move will not be applied<br />
retroactively, meaning Deby could serve two five-year terms after the next<br />
election in <strong>2021</strong>.<br />
(7)ERITREA - Isaias Afwerki - 27 years 7 months (May 19 1993 - present)<br />
Afwerki, 74, has ruled since Eritrea's independence from Ethiopia. There have<br />
never been national elections in Eritrea, which rights groups consider to be one<br />
of the most repressive states in the world.<br />
(8)DJIBOUTI - Ismail Omar Guelleh - 21 years 8 months<br />
(May 8 1999 - present)<br />
Guelleh, 73, was picked to succeed his uncle, independence leader, Hassan<br />
Gouled Aptidon. He won a fourth five-year term in 2016 and is expected to seek<br />
another term this year.<br />
(9)MOROCCO - King Mohammed VI - 21 years 5 months<br />
(July 23 1999 - present)<br />
Mohammed VI, 57, was crowned when his father, Hassan II, died of a heart<br />
attack. The Moroccan royal family has reigned since 1631, making it the Muslim<br />
world's oldest dynasty.<br />
(10)RWANDA - Paul Kagame - 20 years 8 months<br />
(April 22 2000 - present)<br />
Kagame, 63, was widely seen as the de facto leader of Rwanda after his rebel<br />
army ended the 1994 genocide. He was elected president by parliament in<br />
2000. The constitution was changed in 2015 to let him seek a third seven-year<br />
term in 2017 and two more five-year terms, meaning he could stay in power<br />
until 2034.<br />
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The Problem with<br />
Barcelona FC.<br />
uring the dog days of Jose Mourinho's reign as manager of<br />
DReal Madrid, he used to refer to his great nemesis Barcelona<br />
as "the beautiful children of football". It was a disparaging<br />
remark. He despised them, and what really got his goat up was that<br />
everyone else in the football world—with the exception of<br />
madridistas—seemed to be enthralled with their brand of football<br />
and culture.<br />
For several years, chiefly under Pep Guardiola's stewardship, the team<br />
played mesmerising football, which drew on the artistry of three great<br />
players in their prime, Lionel Messi, Xavi Hernandez and Andres<br />
Iniesta, who, like the bulk of their supporting cast, were drawn from<br />
the club's youth academy.<br />
It was an intoxicating brew for romantics, heightened by the fact that<br />
the club was run by its members (or their elected officials) while oil<br />
sheiks, Russian billionaires and hungry American investors ran most of<br />
the other big clubs around Europe. Barcelona also eschewed shirt<br />
sponsorship for over a century and had a tasty political backstory as<br />
the purveyor of Catalan identity. FC Barcelona—with the help of some<br />
favourable propaganda—was more than a club, as its motto<br />
professed. Now, however, Barca seem to have lost direction. They<br />
have taken sponsorship coin from Qatar. The production line from La<br />
Masia, their youth academy, has dried up. They chase big-money<br />
signings to appease the jittery fan base.<br />
Victor Font, who was an early runner in the race for president of<br />
Barcelona in 2015, says part of Barcelona's problems has to do with<br />
the antiquated business structure of the club. It's an old boys'<br />
network. Directors aren't appointed because of what they know about<br />
football or about their ability to run modern corporations. Instead<br />
they get positions because they're rich and they have links to the<br />
president.<br />
"If I'm someone who wants to become president," says Font, "I have to<br />
be a member and wealthy enough to be able to put up all the bank<br />
guarantees that are needed—15 percent of the budget. Taking round<br />
numbers if this year's budget was €700 million that would be €100<br />
million, split it up amongst 20 directors is around €5 million per head.<br />
Those are the only requirements you need.<br />
"You end up having good cules, good FC Barcelona fans, wealthy<br />
enough to put up the bank guarantees as directors, but they lack the<br />
relevant experience to govern the club. The track record they have in<br />
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managing a multinational of the world of football is questionable."<br />
Barcelona's forays into the transfer market over the last couple of<br />
years have been uninspiring, with Arda Turan, Lucas Digne and the<br />
unfortunate Andre Gomes, who has been pilloried by fans, among the<br />
players the club has signed who have failed to establish themselves.<br />
Recall that Gerard Deulofeu, who was added to the roster for €12<br />
million couldn't make Everton's starting XI and it symbolises the<br />
decline of Barca.<br />
"During the Guardiola glory years," says Carlin, "we used to bang on<br />
and on about La Masia—and how wonderful it was that Barca<br />
produced all these wonderful young players, that they didn't have to<br />
go into the transfer market to buy Messi, Iniesta, Xavi, for example.<br />
They just inherited them.<br />
"There was a certain mystification of La Masia as this sort of factory of<br />
guaranteed production of Rolls-Royce players. Unfortunately, that<br />
has not been the case. It's a question of cycles and circumstances and<br />
good luck and bad luck.”<br />
Barcelona's board have, however, fallen down in their brief. They have<br />
two football jobs to carry out. One, they have to hold on to their<br />
marquee players. In losing Neymar to PSG, they have failed. Second,<br />
they have to secure the targets they make cow eyes at. Over the<br />
summer, coveted players included Marco Verratti and Dani Ceballos,<br />
who gallingly joined Real Madrid instead. Real Madrid also pinched<br />
Asensio from under their noses in the winter of 2014.<br />
"You just don't get the sense that these guys are sufficiently adept at<br />
the sophisticated and complex game of negotiating and acquiring<br />
players," says Carlin.<br />
"Not only is Real Madrid's football team significantly superior to<br />
Barca but also so is its board of directors. Real Madrid's Florentino<br />
Perez and Jose Angel Sanchez have been there for the best part of<br />
the last 15 years. They're maestros of this business of finagling,<br />
within the legal bounds of cheating and cunning and knowing<br />
when to apply pressure and when to let off. They completely<br />
outclass Josep Maria Bartomeu in this department."<br />
The lack of a clear ideology is troubling, says Font, which is evident in<br />
the club's transfer dealings. He singles out the case of Xavi, the club's<br />
great ideologue. It is three years since he left after 17 years of service.<br />
The club has failed to replace him with a like-minded midfielder like,<br />
say, Verratti. "Instead the club hires players like Andre Gomes and<br />
Paulinho where their physical characteristics are more important then<br />
their technique," says Font.<br />
Barcelona's president Bartomeu took over from Sandro Rosell—who<br />
is currently languishing in a prison cell for alleged money<br />
laundering—in 2014. Bartomeu is under intense pressure.<br />
"Bartomeu's biggest mistake was to rule for too long<br />
'against'—against everything the previous board did, whether it was<br />
good or bad," says Ramiro Martin, author of Messi: Un Genio en la<br />
Escuela del Futbol.<br />
"It debilitated the club. Another mistake he has made has been that he<br />
hasn't followed the football line marked out by Guardiola, which gave<br />
the club so much prestige and titles.<br />
“To become better, Barca's project had to be radical in its convictions,<br />
extreme, very loyal to Johan Cruyff and what he taught. What<br />
happened was when men who were not convinced arrived—like<br />
Rosell and Bartomeu—Barca abandoned that line. Barca must either<br />
be all or nothing.”<br />
Font concurs. The civil war politics at board level has affected the<br />
club's footballing philosophy. "People in the club who were aligned to<br />
Cruyff became enemies. One of the hidden agendas of the new board<br />
was to dismantle everything that was done by the previous board,<br />
which meant getting rid of talent and people like Pep Guardiola, Txiki<br />
Begiristain, Oscar Garcia Junyent and many more coaches in the youth<br />
teams that were part of this Cruyffism philosophy."<br />
Font advocates re-building the foundations of the club by installing<br />
directors with one of three traits: Directors, he says, from the world of<br />
football who are responsible for the club's sporting decisions like at<br />
Bayern Munich; directors who have experience of managing modern,<br />
innovative corporations; and those with an appreciation of the<br />
Catalan heritage and values of the club and the role it plays in the<br />
world.<br />
"You need people who have experience and capabilities that are<br />
relevant to manage the challenges of a sports club in the 21st<br />
century," he says.<br />
Carlin cautions, however, against making too many bold or<br />
pessimistic predictions in the medium term about Barcelona's<br />
demise. Yes, the first team is in decline, but three or four years ago,<br />
commentators were writing off Messi. After Guardiola lost to newly<br />
promoted Numancia and drew at home to Racing Santander in his<br />
first two games as Barca coach in 2008, he was denounced as a<br />
neophyte. But then the team clicked and he went on to win 14<br />
trophies in four seasons.<br />
Barcelona may well emerge from the transfer window with an exciting<br />
signing. Sure, the loss of Neymar has been traumatic but not as<br />
seismic an event as, say, the filching of Luis Figo by Real Madrid in<br />
2000, argues Martin.<br />
“No, it's not as troubling," he says, "because today Barca has Messi.<br />
And having Messi in your team is playing always with a card up your<br />
sleeve.”<br />
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