VIP Buyer Packet by Robb Realty Group powered by EXP Realty
Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a Real Estate Agent with the experience we offer. After years in the business and hundreds of properties sold, we know exactly what it takes to get you from where you are to where you want to be. As experts in residential real estate transactions, we'll make your home buying process far more enjoyable AND we'll show you how to save a ton of money along the way. Hire us for FREE as the buyer and experience world class service from the #1 Virtual Brokerage in the world and a Top 1% Real Estate Team in the Country.
Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a Real Estate Agent with the experience we offer.
After years in the business and hundreds of properties sold, we know exactly what it takes to get you from where you are to where you want to be. As experts in residential real estate transactions, we'll make your home buying process far more enjoyable AND we'll show you how to save a ton of money along the way. Hire us for FREE as the buyer and experience world class service from the #1 Virtual Brokerage in the world and a Top 1% Real Estate Team in the Country.
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FINANCING
YOUR DREAMS
Getting Pre-Approved…
HOW CAN PRE-APPROVAL HELP YOU?
1. Generally, interest rates are locked in for a set period of time. You will know in
advance exactly what your payments will be on offers you choose to make.
2. You won’t waste time considering homes you cannot afford.
3. A seller may choose to make concessions if they know that your financing is
secured
4. You can select the best loan package without being under pressure
Qualifying for the Mortgage
Most lenders require that your monthly payment ranges between 25%-28% of your gross
monthly income. Your mortgage payment to the lender includes the following items:
• The principal on the loan (P)
• The interest on the loan (I)
• Property taxes (T)
• The Homeowners insurance (I)
Your monthly PITI and all debts (from
installments to revolving charge accounts)
should range between 33%-38% of your
gross monthly income. These key
factors determine your ability to
secure a home loan: Credit
Report, Assets, Income, and
Property Value.
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ROBB REALTY GROUP
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