September 2020 IDM Special Edition

TALK TO YOUR DEBT COUNSELLOR
EXTRA EXPENSES
If you have a sudden unexpected expense, and have
not been saving a little as per your budget with the Debt
Counsellor, you might make a rushed decision to spend
money that should go towards repaying your debt. After
all, you need clean clothes, you need to have a shower
and you need to be able to get to work.
A short conversation with your Debt Counsellor however, may help you
figure out how much it will cost to use a laundromat this month, while
you save towards a new washing machine. They may help you realise
that your friend has a washing machine, or your relatives do, which you
could use without spending more now. You may be able to get a lift to
work with a colleague or use public transport for a few weeks, while
the Debt Counsellor speaks to the vehicle finance credit provider about
making a reduced payment for a little while, to help cover the repair
costs. You will never know unless you speak to your Debt Counsellor.
Speak to your Debt Counsellor if you face a sudden unplanned
expense.