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234 Henderson, Snyder and Byrd<br />

Demographic Information<br />

Gender � Female<br />

� Male<br />

Age � 18 - 29<br />

� 30 - 49<br />

� 50+<br />

Education � High school or less<br />

� Some college<br />

� College graduate<br />

REFERENCES<br />

Agarwal, R. and Prasad, J. (1999). Are individual differences germane to the<br />

acceptance of new information technologies? Decision Sciences, 30(2),<br />

361-191.<br />

Agranoff, M. H. (1991). Controlling the threat to personal privacy: Corporate<br />

policies must be created. Journal of Information Systems Management,<br />

8, 48-52.<br />

Ajzen, I. and Fishbein, M. (1980). Understanding Attitudes and Predicting<br />

Social Behavior. Englewood Cliffs, NJ: Prentice-Hall.<br />

Bentler, P. M. (1990). Comparative fit indexes in structural models. Psychological<br />

Bulletin, 107(2), 234-246.<br />

Bentler, P. M. and Chou, C.-P. (1993). Some new covariance structure model<br />

improvement statistics. In Bollen, K. A. and Long, J. S. (Eds.), Testing<br />

Structural Equation Models. Newbury Park, CA: Sage.<br />

Buckley, P. (1999). The emerging digital economy II, US Department of<br />

Commerce. Retrieved February 1, 2000 on the World Wide Web: http://<br />

<strong>www</strong>.ecommerce.gov/ede/chapter1.html.<br />

Carmines, E. G. and McIver, J. P. (1981). Analyzing models with unobserved<br />

variables: Analysis of covariance structures. In Bohrnstedt, G. W. and<br />

Borgatta, E. F. (Eds.), Social Measurement: Current Issues. Newbury<br />

Park, CA: Sage.<br />

Copyright © 2003, Idea Group Inc. Copying or distributing in print or electronic forms without written<br />

permission of Idea Group Inc. is prohibited.

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