White Paper 2020

CURRENT LANDSCAPE
The truth is, at least for now, banks, corporations, governments and most
mainstream businesses don't care how fast or private a cryptocurrency is.
The focus on most minds is convenience, profitability, customer retention
and risk management. As it stands crypto will never be adopted fully, until
the speculative aspect is massively reduced, and the volatility is somewhat
stable. Few merchants have enough faith in the long-term potential of
cryptocurrency to risk the potential losses that could result from a bear
market.