Home Buyers Guide 2020

JANELL MCILWAIN
MCILWAIN GROUP
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KELLERWILLIAMS
,Keller Williams Polos Verdes
550 Deep Valley Drive 383
Rolling H·lls Estates, CA 90Q74.
Cam1He@Camil l leJasmin..com

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JANELL MCILWAIN
MCILWAIN GROUP
10 Commandments of Home Loans
iThou shalt NOT quit or change jobs
Thou shall NOT use credit cards or be late on
payments.
Thou shall NOT buy a car, truck, timeshare, furniture
or anything else requiring financing.
Thou shall NOT spend money that you have set aside
for closing on your home.
Thou shall NOT keep financial secrets from your
mortgage professional.
Thou shall NOT begin to remodel or demolish your
home prior to closing.
Thou shall NOT initiate any inquiries into your credit
or open any new credit cards.
Thou shall NOT make large deposits over $500 or
withdrawals without speaking to your lender.
Thou shall NOT change bank accounts, or make
monetary transfers without checking with your lender
Thou shall NOT co-sign a loan for anyone.