Infinium LTD Brochure

Innovation. Transparency. Integrity.
Comfortable investment solution with an
emphasis on risk management and stable
long-term returns.

Alternative
Investment
Return on equity indices and Infinium
Financial, from 2008 to 2017, in EUR
Portfolio
management
Our Clients are
professional
investors
Implementation
of various trading
strategies allows for
returns uncorrelated to
capital markets
%
300
250
200
150
100
50
0
-50
Standard &
Poor’s 500
Index
MSCI World
Index
Infinium Financial
net performance
-100
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Client selected Money
Managers manage
assets in accordance
with predetermined
Infinium Financial
investment and risk
policies
2008
Standard & Poor’s
500 Index
-35,8%
MSCI World
Index
-41,0%
Infinium Financial
net performance
7,3%
The control of assets is
carried out by the main
UK financial regulators,
namely FCA | Financial
Conduct Authority and
PRA | Bank of England
- Prudential Regulation
Authority
2009
2010
2011
2012
2013
2014
2015
20,4%
20,7%
3,3%
11,4%
24,4%
26,5%
10,6%
28,3%
18,1%
-6,5%
11,4%
15,4%
16,0%
6,6%
28,7%
6,7%
15,2%
14,9%
16,4%
6,3%
14,0%
Guarantees scheme is
administered pursuant
to the UK legislation.*
2016
2017
13,1%
4,6%
9,1%
6,5%
18,2%
8,1%
Standard & Poor’s 500 Index monitors the return on 500 major US companies with shares listed on the NYSE and NASDAQ. It is
denominated in USD (in the graph above, it is converted into EUR).
MSCI World Index monitors the return on more than 1,600 shares from 23 developed countries. It is denominated in USD (in the graph above,
it is converted into EUR).
Infinium Financial net performance in EUR is calculated from Infinium Financial Index, which takes into account the average returns of all
Money Managers in the dynamic Infinium Financial Money Manager’s base, reduced by management and performance fee.

Client transfers the funds to
their Investment account,
opened at the UK bank
with high credit rating and
segregated from the funds
of the Brokerage/Clearing
House.
Infinium Financial is
an independent Risk
Manager. It cooperates
with the best independent
Money Managers who can
demonstrate a consistent
track record of positive
returns.
Money Managers manage
Client’s portfolio through
a regulated Brokerage/
Clearing House and under
the supervision of Infinium
Financial as the Risk
Manager. Numerous base
of Money Managers allows
for a diversification of
investment strategies and
consequently significantly
reduces the risk.
CLIENT
INVESTMENT
CUSTOMER PROFILE
management authorization
money resources
implementation strategy
RISK MANAGER
STOCK EXCHANGE /
CLEARING HOUSE
MANAGERS
INVESTMENT ACCOUNT

Security
Client transfers the funds to an Investment account
at one of the Brokerage/Clearing House (CFH
Clearing, AxiCorp), which has segregated Clients’
accounts at HSBC London or Lloyd’s London. A
safe legal environment is provided for by the main
British regulators FCA | Financial Conduct Authority
(www.fca.org.uk) and PRA | Bank of England
- Prudential Regulation Authority (www.bankofengland.co.uk/prudential-regulation).
The assets deposited in the Investment account
are segregated from the assets of the Brokerage /
Clearing House and other Clients.
Guarantees scheme is administered pursuant to
the UK legislation and amounts to GBP 50,000 per
individual Client’s Investment account.
The Investment account is opened in the name of
the Client. Due to anti money laundering legislation
only Clients may transfer money to the Investment
account. Also, invested funds may only be
returned to Client’s bank account.
Infinium Financial, as Risk Manager, performs
active selection and review process of Money
Managers. It also executes strict management
control. Within Limited Power of Attorney, granted
by a Client, Infinium Financial has access to
Client’s Investment account to the extent that
allows Money Managers to perform their duties.
Infinium Financial does not have the power to
transfer the funds.
Profitability
Money Managers are striving to generate constant
returns by using various trading techniques. Returns
are not correlated with returns on traditional
financial investments (equity and fixed income).
Money Managers are selected from the basket of
more than a thousand independent Money Managers
around the world who have established to
be able to generate constant returns using various
financial instruments. This approach ensures independence
from stock market movements and
can generate returns in positive and negative
market trends. A Client has an option to select a
Money Manager of his or her own preference and
in accordance with Client’s investment goals and
financial needs.
Infinium Financial, as a Risk Manager, monitors selected
Money Managers to ensure that strict policy
of portfolio management is being followed.
The prevention of possible excessive losses (stoploss
order) is carried out on 3 levels. The first level
is at Money Manager and singular opened trading
positions, the second level is at Infinium Financial
Risk Management for individual Money Manager
and individual Client account, while the third one is
at the Brokerage/Clearing House for Client’s assets.
High liquidity
There are no term commitments. Therefore, portfolio
management can be cancelled at any time
through the online portal or during office hours by
phone or e-mail. There are no entry or exit fees.
Entire service is carried out in the SEPA area, enabling
fast transfer of funds.
Transparency
Clients can permanently monitor the management
of assets in real time through the web portal.
Money Managers and their performance are
transparently presented on the Infinium Financial
website.
Clients receive quarterly performance reports.

Infinium Financial Investment Program – IAC
Infinium Financial
Investment Program –
IAC (Insured Accredited
Collateral) is an investment
service that allows a Client
to participate with lower
amount of funds, while the
remaining part is covered
by partner banks in the
form of a credit line.
100%
STOP LOSS (-10%)
INVESTMENT
20.000 €
CONTRIBUTION
20.000 €
Contribution 20.000 € / Investment 20.000 €
100%
STOP LOSS (-10%)
Possible ratio is 20% of own
funds, 80% of IAC. With this
kind of investment, Clients
increase the potential return
or loss by a factor of 5 in
relation to invested funds.
CONTRIBUTION
20.000 €
20%
100%
INVESTMENT
100.000 €
IAC
80.000 €
80%
Clients may allocate the
remaining 80% of the
funds to other forms of
investment and diversify
the risk further.
Contribution 20.000 € + 80.000 IAC € / Investment 100.000 €
* In case of bankruptcy of any financial partner (Brokerage/Clearing House and/or Bank), which is regulated by FCA and PRA.
RISK WARNING: Investing in financial products offered by Infinium Limited in cooperation with its partners, presents a high investment risk which can, in the event of unfavourable
conditions in the financial markets, lead to the loss of a substantial part or all of the funds invested. Portfolio management through credit line transactions (IAC) is highly risky, as
it can, in the event of negative returns, lead to a disproportionate loss of funds invested. When managing assets, there is a likelihood of loss due to force majeure (power failure,
hacking, earthquake, flood, fire, inability to manage assets due to acts of third persons, etc.), in which case Infinium Limited does not cover the damage and this risk lies solely with
an investor. There is a risk of misunderstanding of financial instruments offered by Infinium Limited in cooperation with its partners, and it is therefore essential that the investor
consults with the licensed and/or authorized financial advisor on the appropriateness of the investment prior to investing. Due to the risk of misunderstanding the terms of the
management contract and other document, prepared and concluded in English, it is essential that Clients are fluent in English and understand English financial terminology.
The stop-loss value is not necessarily the same as the value indicated in the brochure. The general stop-loss order closes the exposure against the entire investment. Stop-loss
only reflects the value at which a security device is triggered and does not necessarily mean that the value of the loss is equal to the stop-loss value. Cumulative costs are added
after stop-loss is executed. The deviations from the stop-loss value may arise from market fluctuations at the moment of triggering, lack of liquidity, range of prices, bigger spread
or other severely deteriorated conditions on the market.
PRODUCT SPECIFICS: The financial products offered by Infinium Limited are not suitable for non-professional investors. Infinium Limited does not market and advertise its
financial products and does not conclude business relationships with non-professional investors. Non-professional investors are all those who, according to European legislation,
do not qualify as professional investors.
© 2018 Infinium Limited. All Rights Reserved. Infinium Financial is a trademark of Infinium Limited and its subsidiaries. All other trademarks mentioned in the material are the sole
property of the respective companies.

Diversification
of Assets
55%
10%
Conservative portfolio
15%
Monetary investments
Alternative investments
20%
Equity investments
Fixed income investments
35%
5%
20%
40%
Balanced portfolio
Monetary investments
Alternative investments
Equity investments
Fixed income investments
Do not follow
the money.
Follow your
goal and
money will
follow you.
15%
5%
Dynamic portfolio
30%
50%
Monetary investments
Alternative investments
Equity investments
Fixed income investments
The investment
makes sense,
is balanced and
appropriate only if
three key factors are
taken into account:
safety, profitability
and time.

Monetary investments
As a general rule, cash, short-term deposits, treasury bills and similar forms of investments
are considered as monetary investments - that is, all those investments that are
cash or securities with a maturity of less than one year and are liquid. They are considered
the safest form of investment, but are also the least profitable.
Equity investments
A share/stock is a form of security representing a share of ownership in a joint stock
company - a share is an equity. The value of shares on the organized securities market
depends to a large extent on the performance of the company. Shares are one of the
most widespread and commonly traded instruments on stock exchanges. Many shares
allow investors to participate in the performance in the form of a periodically paid dividend.
Fixed income investments
The bond constitutes the obligation of the issuer to oblige the holder of the bond to repay
the money lent increased by interest (i.e. the coupon) over a period of time longer than
one year - the bond is a debt security. The bond is in fact nothing more than a loan, or a
method of borrowing. Issuers issue a bond when they need money. One of major differences
between a regular loan and a bond is flexibility of transfer, as many are traded on
the stock exchange.
Alternative investments
An alternative investment is an investment that is not one of the traditional investments,
such as cash, equity and fixed income. Alternative investments usually have a low correlation
with traditional investment classes, which make them suitable for portfolio diversification.
Alternative investments may include real estate, commodities, various currencies,
and other investments. They may also be traded in the form of derivatives to financial
instruments. Managers who pursue absolute returns do not compare themselves with
returns of the capital markets, but pursue a pre-established investment objective (target
profitability), which they set independently of the conditions on financial markets, stock
market trends or competition. Even at the time of the bear market, the managers strive to
achieve the set target profitability.

Profitability of indices of different investment
classes and strategies, from 1999 to 2017, in EUR
250
200
MSCI World Index
150
100
50
MSCI The lower
volatility index
0
-50
MSCI Commodity
Producers Index
-100
MSCI is the leading provider of indexes used by the financial industry for benchmarking. According to data from
December 2017, MSCI indices are linked to more than 3.1 trillion USD of assets. All listed indices are denominated in USD.
The graphic representation is converted into EUR. [URL: www.msci.com/web/msci]
MSCI World Index monitors the returns on more than 1,600 shares from 23 developed countries.
MSCI The lower volatility index is the MSCI World Risk Weighted Top 200 index, the basis of which is the MSCI World
Equity Index. Through the transparent methodology, less volatile shares occupy a larger share in the MSCI World Risk
Weighted Top 200 Index.
MSCI Commodity Producers Index monitors the profitability of shares of global commodity producers from the energy,
metallurgical and agricultural sectors.

Yield and risk
When investing in financial instruments, systematic and unsystematic risk should
be taken into consideration, as well as distinction between relative and absolute
returns.
Systematic risk or market risk refers to factors that affect the entire capital market
or individual investment grade and, consequently, the value of a significant part of
the investor’s assets.
Unsystematic risk or specific risk refers to an individual financial instrument that
does not affect the entire capital market, but only one financial instrument and other
related instruments. The effects of unsystematic risks can be eliminated by appropriately
diversifying assets. A suitable asset diversification is where investments or
investment classes are less correlated and correspond to the investor profile.
An absolute return represents a gain or loss that is realized on assets over time.
Absolute return is not compared with return on the capital market or any other comparable
index. When generating absolute returns, systematic risk does not affect the
value of assets. Mutual funds and asset management with traditional investments
have an objective to outperform the capital market or other benchmarks.
RISK WARNING: The document is prepared exclusively for the purpose of better understanding of financial instruments and the functioning of the capital market. Any
investment in financial products represents an investment risk which can, in the event of unfavourable conditions in the financial markets, lead to the loss of a substantial part
or all of the funds invested. There is a risk of misunderstanding financial instruments, therefore it is recommended that an investor should consult a financial advisor about the
appropriateness of a particular investment.

Decision whom to trust is a difficult one.
This is why our services are performed with the
highest degree of integrity and we persistently
strive towards successful long-term cooperation.