0299 AUR En Voyage Issue #18 Flickbook

FREE 

TO TAKE AWAY 

Aurigny’s leisure and business magazine 

ISSUE 18 

MORE 

THAN 

MOORS 

Get away from it all 

WILD GUERNSEY 

Explore the island’s habitats 

WINTER 

IN MANCHESTER 

FREE ATTRACTIONS 

IN LONDON 

COMMUNITY 

SPIRIT 

BUSINESS 

NEWS 

SPORTS 

SECTION 

PLUS 

LOTS MORE

EVENTS 

AT THE GOLF CLUB 

The Golf Club is the perfect venue for a private party or corporate 

event. As we head towards the party season, why not take a look at 

the range of entertainment options we have available. 

Hire your own exclusive driving range bays and private dining area in 

our all-new Premium Bays, play nine or 18 holes on the golf course, or 

hire out Pirate Bay and have a meal in Nineteen Bar & Grill. 

PREMIUM BAYS 

DRIVING RANGE 

GOLF COURSE 

PIRATE BAY 

Premium Bays are the ideal 

location for an exclusive, 

private event. With ‘sit 

down’ dining for up to 14 

people, or drinks and buffet 

for up to 25, these private 

bays are the perfect venue. 

Two bays, table bar service 

and unlimited balls; dining 

options can be arranged 

through Nineteen Bar & Grill. 

Our state-of-the-art Driving 

Range has 14 floodlit and 

heated bays, which can be 

hired out individually or as 

a ‘range takeover’ on the 

top level. Ball tracking and 

Toptracer games add a bit 

of friendly competition and 

a full bar service including 

range menu is available from 

Nineteen Bar & Grill. 

Maybe take your work 

event onto the golf course. 

Whether you are entertaining 

clients or having a staff 

day out, there is an option 

for you. Play nine or 18 

holes, followed by a meal in 

Nineteen. Your branding can 

be placed on the course for 

your event. 

Pirate Bay is one of 

Guernsey’s premier 

attractions. Our course 

features 12 exciting, 

interactive and challenging 

holes suitable for players of 

all ages. Pirate Bay can be 

hired exclusively – perfect for 

an afternoon or early evening 

event, followed by food and 

drinks in Nineteen Bar & Grill. 

Family-friendly Nineteen Bar & Grill is perfect for drinks or a bite to eat 

during your visit to The Golf Club site. Catering for all tastes, Nineteen 

serves steaks, burgers, pizzas, seafood and sharing platters, as well as vegan 

and vegetarian dishes. 

For more information please visit thegolfclub.gg 

ROHAIS DE BAS 

ST PETER PORT 

ROHAIS 

email info@golf.gg or call 01481 727039 

ROHAIS DE HAUT 

The Golf Club, Rohais De Haut, St Peter Port, Guernsey GY1 1FD 

4 En Voyage | Aurigny’s Magazine

TRAVEL DOESN'T BECOME 

ADVENTURE UNTIL YOU LEAVE 

YOURSELF BEHIND 

Marty Rubin 

CANDIE GARDENS IN AUTUMN 

©VISITGUERNSEY.COM 

1

En Voyage 

#Aurigny 

SEND US YOUR SHOTS! 

We want to see your photos, perhaps a colourful sunset at 12,000 feet, a runway 

panoramic or an onboard abstract. Upload your best photo to any social media 

platform and tag using #Aurigny. It could be featured in the next issue of 

En Voyage. Please remember to make sure your device is switched to the flight 

safe mode for taxi, take-off and landing, and upload at a suitable time. 

Thanks to @samhunt250 for this beautiful shot 

high above the English countryside before 

landing at @GatwickAirport! #Aurigny 

By submitting your 

image you agree to 

allow Aurigny to use 

the image in print and 

on social media. 

Thanks to @full_flaps_aviation for this 

perfect shot of our Aurigny ATR 42-500 on 

approach to Jersey Airport! #Aurigny 

You can’t complain with this office 

window...what a unique ‘pilot's-eye-view’ 

from our very own @maaikethepilot! 

Thanks for this amazing snap from 

@annasenkara who's perfectly matched 

with our Dornier 228! #Aurigny 

MADE LOCALLY BY 

Produced six times a year 

Call +44 (0) 1481 213730 

or visit aurignymagazine.com 

MEET THE 

CREW 

COVER PHOTO 

Robin Hood's Bay from Ravenscar 

North York Moors National Park 

Image ©Mike Kipling 

Original content published in this magazine 

cannot be copied or reproduced without 

prior permission of the publishers. 

The views expressed in En Voyage are not 

necessarily those of Aurigny or Oi. 

IMAGES 

Unless otherwise specified, all vendor images are 

copyright to that establishment. 

Aurigny Air Services Ltd, 

States Airport, 

La Planque Lane, Forest, 

Guernsey, GY8 ODT 

aurigny.com 

EDITOR AND SALES 

NATALIE DE WOOLFSON 

natalie@oi-you.com 

Call +44 (0) 7839 195999 

DESIGNER 

CLAIRE ROGERS 

CONTRIBUTORS 

What’s a magazine without wordsmiths? 

En Voyage receives content from a variety of writers 

and contributors in both Guernsey and further afield. 


CONTENTS 

7 WELCOME ABOARD! 

Message from Mark Darby, 

Aurigny’s Chief Executive Officer 

8 AURIGNY NEWS 

14 WILD GUERNSEY 

Discover the Bailiwick’s 

diverse habitats 

19 £1 WONDERS 

Explore the island by bus 

22 GUERNSEY BEACH GUIDE 

Vazon Bay 

26 WHAT'S ON? 

Forthcoming events in the 

Bailiwick and beyond 

30 GOLDEN GUERNSEYS 

En Voyage speaks to Golden 

Guernsey Goats' Mandy Girard 

35 UNCOVER VANCOUVER 

Discover Vancouver and the 

ease of connecting through 

London with Aurigny 

40 WINTER IN MANCHESTER 

You’ll never be bored in 

the colder months 

44 FREE ATTRACTIONS IN LONDON 

Enjoy the capital without the expense 

48 ADVENTURES IN THE COTSWOLDS 

Take in some country air in 

this natural playground 

52 MORE THAN MOORS 

Get away from it all in the 

North York Moors 

59 BUSINESS NEWS 

Inspiring interviews and local 

business news 

111 A POSITIVE PATHWAY 

Guernsey Sports Commission 

114 WALKING FOOTBALL 

En Voyage meets the Guernsey 

Walking Football Club 

117 SPORTS DIARY 

118 COMMUNITY SPIRIT 

122 LITERARY LANDSCAPE 

Meet Emma Després 

124 COLOURING COMPETITION 

127 IN-FLIGHT AND DUTY FREE 

3

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1968 

Founded 

16 MILLION 

Aurigny carried its 

16 millionth 

passenger in 2018 

MANCHESTER 

LEEDS 

BRADFORD 

(Seasonal) 

EAST 

MIDLANDS 

NORWICH 

(Seasonal) 

2018 

Ranked best 

short-haul airline 

by Which? 

550,000 

Passengers 

carried in 2018 

BRISTOL 

LONDON 

STANSTED 

LONDON 

GATWICK 

SOUTHAMPTON 

9 

Aircraft 

2019 

Named Airline 

of the Year at 

2019 Southampton 

Airport Awards 

ALDERNEY 

GUERNSEY 

JERSEY 

FRANCE 

1977 

First airline in 

the world to ban 

smoking on all 

services 

12 

Routes 

NEW 

ROUTES 

ADDED 

GRENOBLE 

(Seasonal) 

300 

Staff 

AURIGNY 

GUERNSEY’S AIRLINE 

1 

Birth on board 

Between Alderney 

and Guernsey 

1 

FA Cup 

Flown to Guernsey 

on 19th August 2016 

1 

In-flight marriage 

OK, it’s not the easiest of names – pronounced Or-ree-nee – but it’s 

certainly one that islanders are proud of. ‘Aurigny’ is the Norman name 

for Alderney, the northern island in the Bailiwick of Guernsey, where 

Aurigny Air Services was launched in 1968. 

Aurigny has been serving the Channel Islands for over 50 years and is 

owned by the States of Guernsey. 

OUR DESTINATIONS 

FROM GUERNSEY 

• ALDERNEY 

• BRISTOL 

• EAST MIDLANDS 

• JERSEY NEW 

• GRENOBLE † 

• LEEDS BRADFORD † 

• LONDON GATWICK 

• LONDON STANSTED 

• MANCHESTER 

• NORWICH † 

• SOUTHAMPTON NEW 

FROM ALDERNEY 

• GUERNSEY 

• SOUTHAMPTON 

† Seasonal route 

5


ATR 42 

Trislander 

ATR 42 

DORNIER 228 

Trislander 

DORNIER 220K 

OUR 

FLEET 

DORNIER 228 

Embraer 190 

Aurigny currently has 

a fleet of nine aircraft 

serving the network. 

We introduced our flagship 

Jet, an Embraer 195, in July 

2014 to service the Guernsey- 

Gatwick route. The twinjet 

aircraft is the largest aircraft 

in the fleet, with a capacity 

of 122 passengers. 

Embraer 195 

NUMBER IN FLEET 1 

BUILT Sao Jose Dos Campos, Brazil 

ENGINES 

2 x General Electric CF34-10E7 Turbofans 

MAXIMUM SPEED 542 knots (624 mph) 

PASSENGERS CARRIED 122 

RANGE 2,500 miles (4,023 km) 

DORNIER 220K 

ATR 70 

Embraer 190 

ATR 42 

Four ATRs also help to 

serve our UK and European 

destinations. The newest 

addition is a fully refurbished 

ATR 72-500, delivered towards 

the end of 2016, and fitted with 

72 new, all forward-facing seats, 

that give additional legroom. 

We took delivery of our 

second New Generation 

Dornier 228 in 2017, to serve 

the Alderney routes. 

ATR 72 


BUILT Toulouse, France 

ENGINES 

2 x Pratt & Whitney PW-127 M Turboprops 



RANGE 1,023 miles (1,646 km) 

ATR 70 

ATR 42 42 


BUILT Toulouse, France 

ENGINES 

2 x Pratt & Whitney PW-127 E Turboprops 


Trislander 


RANGE 966 miles (1,555 km) 

ATR 42 

Trislander 

Trislander 

DORNIER 228 

DORNIER 228 

DORNIER 228 

DORNIER 220K 

Dornier 228NG 

Dornier 228-200 and 220k 


BUILT Oberpfaffenhofen, Germany 

ENGINES 

2 x Garrett TPE331-10 Turboprops 



RANGE 350 miles (563 km) 


BUILT Oberpfaffenhofen, Germany 

ENGINES 

DORNIER 220K 

2 x Garrett TPE331-5 or 10 Turboprops 


PASSENGERS CARRIED Up to 18 

RANGE 350 miles (563 km) 

DORNIER 220K 

Embraer 190 

Embraer 190 

Embraer 190 

ATR 70 


WELCOME ABOARD! 

MARK DARBY 

CHIEF 

EXECUTIVE 

OFFICER 

The shoulder months are a great time to visit 

Guernsey with the weather often still settled 

and the autumn colours and berries starting 

to make an appearance. It may also be the 

time you start to think about a getaway now 

the summer holidays are over, and there are 

plenty of destinations that offer both onward 

connections and are destinations in themselves. 

Our shorter hops can give you a change 

of scenery on the islands of Alderney or 

Jersey, where flight times are only around 

15 minutes. A slightly longer trip will get you 

to Southampton; a route we fly to from both 

Guernsey and Alderney. Southampton really is 

a great place to visit with a convenient airport 

and many connecting services, but it also has 

a great shopping hub as well as Portsmouth 

and the New Forest on its doorstep. 

If you are staying in Guernsey or visiting, 

then there is much to see at this time of year. 

Our local wildlife is interesting and unique 

and there are many enthusiasts who will 

share their knowledge of various species and 

habitats. This time of year is migration season 

which makes the island really interesting 

from an ornithological point of view. Not 

only is Guernsey a flight path for aircraft but 

it is also interesting geographically for our 

feathered friends. You can find out more 

about Guernsey's wildlife on page 14. 

If you are visiting Guernsey or Jersey in 

October, look out for restaurants participating 

in the ‘Tennerfest’ – where many of the 

islands’ top restaurants offer value-formoney 

menus throughout the month. 

Guernsey has many ‘must-see’ places on the 

island and whilst you can hire a car, our bus 

routes are an inexpensive and convenient way 

to get around the island. You can read about 

discovering the island by bus on page 19. 

Of course, many of you on board may be 

taking the opportunity to travel to the UK 

and connect to somewhere else. Gatwick 

is a user-friendly airport offering many 

destinations whatever your taste and budget. 

In this month’s En Voyage we explore 

connecting to Vancouver from Gatwick. 

If you’re staying in London then don’t forget 

that while some attractions can be expensive, 

there are many free activities around the 

capital. The National Gallery and the British 

Museum are just two places you can explore 

for free. Full details of these and other free 

attractions can be found on page 44. 

One of our other popular destinations is 

Manchester and we have convenient flights to 

and from Guernsey to make this a destination 

of choice. There are lots of things to do and 

see in Manchester and on page 40 we explore 

winter in the city and all it has to offer. 

Wherever your journey takes you to 

today, I hope you have a pleasant flight. 

Thank you for choosing to fly with 

Aurigny - we look forward to welcoming 

you on board again in the near future. 

7


AURIGNY NEWS 

FEMALE FIRST FOR AURIGNY 

Aurigny Ground Service Agent 

Hannah Lombard has become 

the first female member of 

staff to ever push back an 

aircraft and be cleared for 

headset start procedures. 

Headset start procedures 

involve communicating with the 

pilot, giving them the checks 

needed to make the aircraft safe 

and to tell them when they can 

start the engines. Push back 

means that the agent drives the 

tug and pushes the aircraft off 

stand ready for departure. 

All ground crew go through 

a rigorous training programme 

and to be able to do these two 

tasks Hannah had to do both 

theory and practical training 

before she could be signed off. 

The first scheduled aircraft she 

pushed back was the GR606 

Aurigny Embraer jet to London 

Gatwick. Hannah said: ‘I was a little 

nervous, but it felt really special 

to be able to do this and I am 

proud to work at an airline that 

encourages women in this area 

and has such a comprehensive 

training programme.’ 

Hannah and another female 

colleague will be based in 

Southampton and will be the 

first ever female push back 

agents at that airport. 

Hannah Lombard pushing the Aurigny Embraer jet back 

Aurigny Ground Operations 

Manager Dave Cox said: ‘We are 

delighted to be expanding our 

team in Southampton following 

the introduction of our Guernsey 

to Southampton service last 

month. There is no reason why 

women have not done this job 

before, but none have ever applied 

for the role. It is great that two 

women have been successful 

in their training and Hannah’s 

first push back was textbook.’ 

Hannah will now be able to push 

back and headset both Aurigny’s 

ATRs and the Embraer jet. 


CENTENARIAN 

TAKES FLIGHT 

First officer Ed Hollinshead 

recently flew a very special 

passenger from Guernsey back to 

Manchester. Centenarian Robert 

Hollinshead was not only perhaps 

Aurigny’s oldest passenger at 101 

years but is also his dad. 

Robert also came over to see 

his son in December 2018 when 

he was 100, but prior to that the 

last time he came to Guernsey 

was with his family for a holiday in 

1978. First Officer Hollinshead was 

just 18 months old at the time and 

they flew on a Vickers Viscount, 

perhaps this is where he got the 

bug for flying. 

Even at 101, Robert still goes 

flying with Ed in a light aircraft and 

only retired as a solicitor at 89, 

although he kept his practising 

certificate until he was 100! 

He is a D-Day landing veteran 

and this trip across the Channel 

was very different to that first trip 

he did from Southampton to take 

his part in the Normandy landings 

on 6th June 1944. Robert is still 

relatively fit and recently returned 

back to Normandy for the 75th 

commemoration. 

We were proud to welcome 

Robert on board Aurigny, and it 

was fabulous that he was flown by 

his son! 

First Officer Ed Hollinshead with dad Robert and mum Margaret 

AURIGNY NEWS 

NEW TECHNOLOGY TAKES OFF 

Cabin Crew Trainer Max Redhead with the new EPOS machine 

Aurigny has introduced new 

electronic payment machines 

to enable our crew to process 

transactions quicker and speed 

up on-board services. 

The new EPOS machines will 

enable contactless payments up to 

the value of £30, which will enable 

a faster service of Sky Snacks. 

We hope this will improve our 

customer experience as time is of 

the essence, especially as many of 

our flights are under an hour. 

Duty free will also be more 

efficient and we would encourage 

you to look at the goods on offer 

on your flight today and let your 

cabin attendant know if they can 

assist you. 

9


AURIGNY 

BEHIND THE SCENES 

ANDREW HOBBS 

CABIN SERVICES DEPUTY MANAGER 

One of the best things about 

my job are the people I work 

with, we are like a big family 

When did you join Aurigny? 

I joined Aurigny in July 2011 

What is your job role and what 

have you found to be the biggest 

challenge? 

I am the Cabin Services Deputy 

Manager for Aurigny. I assist in 

stock control and ordering, sorting 

out rostering, managing the POS 

system, and then helping my team 

with the catering and cleaning side 

when needs be.. 

Have you always wanted to work 

in the airline industry? 

I always had a slight interest in 

aviation when I was a kid, but 

never considered it as a career. 

But once I joined the aviation 

industry with Aurigny I couldn’t get 

enough of it - I just cannot believe 

that I have been working for the 

company eight years now, time 

does literally fly! 

What do you like to do on your 

days off? 

When I joined Aurigny I developed 

a big passion for the aviation 

industry which led me to save up to 

learn how to fly. Back in June 2014, 

I managed to get my Personal 

Pilot's Licence within 11 months. 

So now, when we do have good 

weather, I like to take my family and 

friends for a great experience in a 

small general aviation aircraft. 

I also have my own boat upon 

which you will see me out on the 

water fishing, popping over to 

Herm or Sark. 

In the winter I will hibernate onto 

my PC and fly on my personal 

flight simulator on which I do live 

streams on Twitch. 

What is the best thing about 

your job? 

I think it could be everything, I 

believe we offer a great service to 

the islands and tourist community. 

When I get into work there is 

always something different that 

happens or something to do which 

makes my job interesting, but one 

of the best things about my job are 

the people I work with, we are like 

a big family. 

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11


ON BOARD 

SAFETY FIRST 

HAND BAGGAGE 

Once you’ve boarded and 

located your seat, please ensure 

your hand baggage is stowed 

safely. Small bags can be placed 

underneath the seat in front of 

you, unless you are seated in an 

emergency exit row. 

All other items should be placed 

inside an overhead locker. Please 

take care when opening the 

overhead lockers as items may 

have moved during flight and 

falling items may cause injury. 

YOUR SAFETY 

We want to look after you on 

board and our main concern is 

for your safety and that of the 

Aurigny crew. Cabin crew are here 

primarily for your safety, so please 

pay attention to their instructions. 

Any feedback about the crew and 

flight is welcomed. 

Life jackets are provided for use 

in the extremely unlikely event 

of an emergency. It is an offence 

to tamper with or remove them 

without authorisation and this may 

jeopardise the safety of others. 

Both staff and passengers have 

the right to fly within a calm, safe 

and friendly environment. Aurigny 

has a zero-tolerance policy 

towards any violent, disruptive 

or offensive behaviour, and crew 

have been trained to deal with 

such incidents. 

SMOKING 

Smoking of cigarettes and 

e-cigarettes is not permitted on 

board, including within the toilets. 

FOOD ALLERGIES 

Allergy information is available 

for all snacks – please see the 

packaging label or ask a member 

of the crew. 

ELECTRONIC DEVICES * 

HANDHELD DEVICES WITH A 

‘FLIGHT SAFE’ MODE 

Handheld devices, such as 

tablets, e-readers and mobile 

phones, may be used during all 

phases of the flight, provided the 

‘flight safe’ mode is enabled before 

departure. Larger devices must 

be safely secured in hand luggage 

during taxi, take-off and landing, 

either in the overhead locker or 

under the seat in front of you. Any 

device that transmits or receives 

communications but does not 

have a flight safe mode must be 

switched off from doors closed to 

doors open. 

LAPTOPS, ULTRA-BOOKS 

AND NOTEBOOKS 

Devices may be used during 

boarding but not for taxi, takeoff 

and landing when they must 

be safely stowed away in hand 

luggage. They may be used in 

flight, provided they are set to 

flight safe mode, with WiFi turned 

off, and in the case of the ATR, 

Bluetooth must also be turned off 

throughout the flight. 

DEVICES WITHOUT 

A 'FLIGHT SAFE' MODE 

This will include items such as 

DVD players, electronic games 

and music players. Only small, 

handheld devices may be used 

during taxi, take-off and landing. 

Larger devices must be switched 

off and safely stowed away in hand 

luggage during taxi, take-off 

and landing. 

BLUETOOTH ACCESSORIES 

All Bluetooth accessories (for 

example wireless keyboards, 

headphones etc.) may be used 

on the Embraer, but when 

travelling on the ATR must be 

switched off whenever the 

aircraft doors are closed. 

ARE THERE ANY TIMES 

I CANNOT USE MY 

HANDHELD DEVICES? 

Under certain circumstances 

your flight or cabin crew will ask 

that all electronic devices be 

switched off, for example, during 

refuel operations. This will be 

announced over the PA. 

CAN I USE MY HEADPHONES 

THROUGHOUT THE FLIGHT? 

Personal headphones can be 

used for some stages of the 

flight and may be attached to 

your personal device. We ask 

that customers remove their 

headphones whenever the 

seatbelt signs are illuminated 

during the taxi, take-off and 

landing phases and during the 

safety demonstration. 

CAN I USE A REMOTE 

POWER PACK? 

Aurigny does not allow 

passengers to charge their devices 

whilst on board our aircraft. 

Please ask a member of cabin 

crew if you have any queries. 

*Electronic devices can only be used on the 

ATR and Embraer E195 aircraft. Unfortunately 

they cannot be used on the Dornier. 

BAGGAGE 

ADVICE FOR 

PASSENGERS 

AW 

Always secure a tag onto 

your baggage containing 

key contact details, 

including where you 

will be staying. 

Insert a sheet of paper 

into your bag with key 

personal details, such 

as your name, contact 

details, flight numbers 

and address of where 

you will be staying. 

Carry any essential items, 

such as money and 

medication, with you on 

the flight. 

Customise the look of 

your bag to make it easier 

to identify. 

Immediately report 

the loss of checked-in 

luggage if it does not 

arrive at your destination. 

Do this before leaving 

the airport. 


ON BOARD 

PASSENGER 

AWARENESS 

Welcome on board! 

We hope that you will enjoy your flight and of 

course allow others to enjoy theirs. All passengers 

have the right to safe, secure and comfortable travel on 

board our aircraft. Unruly or disruptive behaviour would ruin this 

experience and could also be traumatic for passengers or crew. 

UNRULY BEHAVIOUR PRIOR TO FLIGHT: 

If unruly or disruptive behaviour is noticed prior to the 

flight, please be aware that transport may be denied. 

UNRULY BEHAVIOUR DURING 

THE FLIGHT: 

If such behaviour is demonstrated during the 

flight, please be aware that there may be serious 

consequences to these actions. The aircraft may divert 

and make an unscheduled landing, authorities may 

meet the flight, and the person responsible for the 

unruly or disruptive behaviour may be arrested, fined, 

charged and/or prosecuted. 

It is for this reason that we ask all passengers to always: 

1. Follow crew member instructions promptly 

2. Respect crew members and fellow passengers 

3. Behave in a safe and appropriate manner 

4. Refrain from endangering the safety of the aircraft 

or its occupants 

OFFENCES AND OTHER ACTS 

COMITTED ON BOARD AIRCRAFT: 

Under the Air Navigation Order (A.N.O) and 

Aviation & Maritime Security Act the following are 

considered as unacceptable behaviours on board: 

1. Assault and other acts of interference against 

a crew member on board a civil aircraft 

2. Assault and other acts endangering safety or 

jeopardising good order and discipline on board 

a civil aircraft 

3. Other offences committed on board a civil aircraft 

OFFENCES TO AVOID: 

Assaulting, intimidating, 

threatening a crew member 

or passenger 

Smoking anywhere on board, 

including in the lavatories 

Refusing to follow instructions 

from the crew 

Tampering with the smoke 

detectors 

Intoxicated or disorderly conduct 

or consuming alcohol which was 

not provided by crew members 

Using a portable electronic device 

when not permitted to do so 

Engaging in or displaying any 

indecent or lewd behaviour 

Removing or damaging safety 

or emergency equipment, the 

aircraft or property on board 

13


GUERNSEY 

WILD 

GUERNSEY 

The Bailiwick of Guernsey’s four islands boast towering cliffs, sandy 

shores, wetlands and woodland, making them home to a dynamic array 

of wildlife. If experiencing nature up close is your thing, then you’ll love 

exploring the diverse habitats of Guernsey, Herm, Sark and Alderney. 

14 

En Voyage | Aurigny’s Magazine

IMAGES ©VISITGUERNSEY 

Spot Atlantic grey seals basking off the 

Alderney coast, explore puffin colonies 

by kayak, forage for edible berries and 

seaweed, and grab some binoculars and 

head to one of Guernsey’s great birdwatching 

spots. By boat or by foot, there 

are lots of fun and fully immersive ways 

to safari around the beautiful Bailiwick. 

The islands are home to a unique 

selection of birds, some of which aren’t 

found on the British mainland. But while 

gannets and gulls are splendid to watch, 

nothing steals the show quite like the iconic 

puffin. These famous birds visit annually 

between mid-March and July and for a 

good look at their breeding colonies, join 

Outdoor Guernsey for a puffin-watching 

kayak trip in Herm. Families will also 

love Island Rib Voyages’ Herm Explorer 

experience, which combines wildlife 

watching around Herm’s islets and beaches 

with a thrilling ride in a high-speed boat. If 

you’re lucky, you may even see dolphins. 

WITH A HUGE VARIETY OF 

PLANT AND ANIMAL LIFE 

TO EXPLORE AND TRULY 

BREATHTAKING SCENERY 

TO DO IT IN, A WILD TIME 

AWAITS IN THE BAILIWICK 

OF GUERNSEY 

ISLAND RIB VOYAGES IMAGE ©VISITGUERNSEY 

The easiest way to discover the Bailiwick’s 

wealth of wildlife is to do so on foot. Follow 

its well-trodden nature trails through bluebell 

woods and protected wetlands, and along 

rugged clifftops and sandy beaches. Stroll 

through the narrow lanes of Guernsey’s 

countryside, with its earth banks and 

hedgerows, which are teeming with wildlife. 

If you want to learn more about the island’s 

natural environment, check out the handson 

workshops run by WildGuernsey. Learn 

where to find the edible produce that grows 

in the wild and how to cook it over an open 

fire. Discover more about permaculture, 

which sits at the heart of the WildGuernsey 

ethos, and enjoy a night under the stars in 

one of its three eco-friendly glamping tents. 

With a huge variety of plant and animal 

life to explore and truly breathtaking 

scenery to do it in, a wild time awaits 

in the Bailiwick of Guernsey. 

If you prefer your feet firmly on dry land, 

Guernsey offers plenty of protected spaces 

for bird watching. The Ramsar site at 

the L’Eree Shingle Bank is a must for any 

enthusiast, with more than 150 different 

species recorded there to date. The Vale 

Pond and CJ McCathie Nature Reserve, 

with its pond and public viewing hide, is an 

idyllic spot from which to observe water 

birds such as snipe and heron - why not 

enjoy a picnic with the glorious view? 

BLUEBELL WOODS 

CLIFF WALKING AND ENJOYING VIEWS IN HERM 

FORAGING AT THE BEACH 

15


DOLPHINS OFF THE COAST AND KAYAKING OFF ALDERNEY 

IMAGES ©JAKE WOODNUTT PHOTOGRAPHY 

CLIFFWALKING IN HERM IMAGE ©VISIT GUERNSEY 

BLOND HEDGEHOG IMAGE ©MARTIN BATT 

ENJOYING THE VIEWS IN HERM IMAGE ©VISIT GUERNSEY 

WILD ALDERNEY 

The third largest and 

northernmost Channel Island of 

Alderney has an incredible diversity 

of wildlife, including species 

that are rare elsewhere, like the 

blond hedgehog. The Alderney 

Wildlife Trust (AWT) provides a 

range of activities, walks and 

tours throughout the year. Kayak 

around the coast with one of the 

AWT’s specialist marine guides, 

or take a sunset guided bat walk. 

Join AWT scientists on their 

monthly marine survey on a roundisland 

boat trip, and keep your 

eyes peeled for the seal breeding 

colony on Burhou. Alternatively, 

climb aboard the Sula of Braye (the 

AWT’s work boat) for a seabird tour, 

organised each Wednesday and 

Saturday from March to October. 

Flying to Alderney is easy with 

Aurigny's daily and direct services 

from Southampton and Guernsey. 

THINGS TO DO IN 

HERM AND SARK 

Just a short ferry ride from 

Guernsey, the island of Sark is 

a rambler’s paradise blessed 

with rugged cliffs and wild, leafy 

woodland. With no cars allowed 

and low levels of pollution, Sark is 

a refuge for wildlife. Its compact 

size makes it ideal for exploring on 

foot or by bicycle, and the marine 

life of its crystal-clear waters can 

be enjoyed on a custom kayak trip 

with Adventure Sark. 

Leave the hard work to someone 

else and opt instead for a boat tour 

with local George Guille. He’s been 

navigating the waters around Sark 

for more than 50 years and knows 

where to find the island’s wonderful 

birdlife, including the resident 

peregrine falcons. 

The smallest island in the 

Bailiwick, Herm, is blessed with 

some of the most picturesque 

white beaches in the Channel 

Islands. Explore the island’s coast 

and nearby puffin and sea colonies 

by kayak with Outdoor Guernsey, or 

by boat with Island Rib Voyages. 


17

SARK DELIGHTS 

First established in 1948, La Sablonnerie retains the characteristics of an old farmhouse built 

some 400 years ago and is situated on the lovely island of Sark in the Channel Islands. 

ADVERTORIAL 

La Sablonnerie is owned and 

managed by Elizabeth Perrée. 

Guests return year after year to 

recapture the beauty of the island 

and to enjoy the excellent cuisine, 

wine, cosiness and friendliness 

that is evident at the hotel. 

Of course, being so close to 

the sea, freshly caught fish and 

famous Sark lobsters are popular 

specialities of the hotel. La 

Sablonnerie has been featured 

by the Which? hotel guide as 

'the place to stay in the Channel 

Islands', and also received the 

highly coveted award from Condé 

Nast Johansen - Small Hotel of the 

Year, as well as being nominated 

as their Most Romantic Hotel 

and now Les Routier’s Hotel of 

the Year. Needless to say, you 

have to visit to find out exactly 

what everyone is talking about. 

Arrive by ferry or private boat, 

horse and carriage or just Shank’s 

pony to enjoy the charm of 

La Sablonnerie, a hotel of rare 

quality situated in the southern 

part of Sark, even more beautiful, 

remote and romantic than the 

rest. Nestled in gorgeous gardens, 

a haven for lovers of peace and 

tranquillity; birds, butterflies and 

flowers. How could one not 

enjoy this amazing paradise? 

A stepping stone to heaven, 

even if you just arrive for one 

of their glorious cream teas or 

a lobster salad in the garden. 

Guests gather in the bar or 

the rose and lavender scented 

garden for a cocktail or a glass 

of Champagne before dining. 

The bar with its roaring log fire is 

a convivial meeting place. After 

dining, guests return to the bar to 

sit and converse with each other. 

Some guests take advantage of 

Little Sark as the perfect place 

for a moonlit walk or simply 

gazing at star-studded skies. Sark 

offers exceptional star-gazing 

due to its lack of light pollution. 

LA SABLONNERIE IS A 

HOTEL OF RARE QUALITY 

SITUATED IN A TIME WARP 

OF SIMPLICITY ON THE 

TINY, IDYLLIC CHANNEL 

ISLAND OF SARK 

Sark is how life used to be, 

it is like stepping back into 

an Enid Blyton book - what 

dreams are made of, but still 

having the modern luxuries. 

La Sablonnerie is a hotel of rare 

quality situated in a time warp 

of simplicity on the tiny, idyllic 

Channel Island of Sark, where 

no motor cars are allowed and 

life ambles along at a peaceful, 

unhurried pace. The hotel has 

an enviable reputation for its 

superb food and wines; local 

butter, fresh cream, meat, fruit 

and vegetables which, where 

possible, are sourced from the 

hotel’s own farm and gardens. 

The hotel accommodation is very 

clean and comfortable and totally 

geared to unhurried relaxation. 

It has a strong international 

clientele who visit regularly. It is 

like having friends to stay, and 

of course, picking up a string of 

awards and accolades is terrific. 

The hotel has been extended 

and discreetly modernised to 

provide 22 rooms, each individual 

in style and décor, including a 

delightful Honeymoon Suite, 

with immaculate comfort, lovely 

linen, fresh flowers and fruit. 

You'll experience excellent food 

and service, ample staff who 

are courteous and a joy to be 

with, creating lots of fun and 

real joie de vivre for everyone. 

The hotel’s motto is ‘Nothing 

is impossible at La Sablonnerie 

- the show must go on - and 

everything must be tickety-boo’. 

CONTACT: 

Elizabeth Perrée at 01481 832061 | E-mail: reservations@sablonneriesark.com | sablonneriesark.com 



£1 

WONDERS 

As visitors arrive on island, one of the most frequently asked question is ‘Where can 

I get the £1 bus?’ Indeed, Guernsey’s buses have become the conversation starter of 

thousands and at just £1 per trip it's no surprise. 

For an island measuring just 25 square miles, why not leave the hire cars at the airport, 

reduce your carbon footprint and explore Guernsey by bus? 

19


71 

93/94 

TRAVEL INLAND TO 

THE LITTLE CHAPEL 

Situated in the rural parish of St Andrew’s is 

Guernsey’s most popular visitor attraction, 

the Little Chapel. A unique and delightful 

chapel decorated with shards of broken 

pottery and glass, this gem is arguably 

the smallest chapel in the world and well 

worth a visit. The number 71 bus travels 

inland, through narrow roads bordered with 

Guernsey granite walls, passing St Andrew’s 

church along the way, and conveniently 

stops just a short walk from the Little Chapel. 

Situated in the picturesque Vauxbelets valley, 

look out for our distinctive Guernsey cows 

who can often be seen making their home 

in the neighbouring field. And if time allows, 

pop into the nearby jewellers and gift shop, 

Martyn Guille Silversmiths, and try a pot 

of luscious Guernsey Dairy ice cream. 

EXPLORE GUERNSEY'S 

COASTLINE 

For a more coastal route, the number 91 

and 92 buses take a clockwise and anticlockwise 

circuitous route around the island, 

passing the popular west coast beaches 

of Vazon and Cobo Bay and the northern 

beaches of Pembroke Bay and L’Ancresse. 

Along with the 93 and 94 routes, these 

buses travel out from the Town Terminus 

in St Peter Port, through St Martin’s village 

with its quaint shops and pretty stone 

cottages, to the parish of Forest, home of 

the German Occupation Museum, which 

is just a short walk away from the airport. 

This fascinating museum houses the largest 

collection of World War II memorabilia 

in the Channel Islands, and even has an 

original Enigma code machine on display. 

Learn about life in Guernsey under German 

Occupation and reflect on those islanders 

whose lives were indelibly changed by war. 

As you reach the west coast of the island, 

travelling through St Pierre du Bois village, a 

stop at Fort Grey, a historic Martello Tower 

now home to the Guernsey Shipwreck 

Museum, is a must. Fondly known as 

‘The Cup and Saucer’, the Fort is located 

opposite the Guernsey Pearl jewellery 

and gift shop, which, in addition to its 

range of pearl jewellery, stocks traditional 

hand-knitted ‘Guernsey’ jumpers along 

with other local gifts and craft items. 

THE LITTLE CHAPEL 

91/92 

PEMBROKE BEACH 

GUERNSEY COWS 


ABOVE LEFT: FORT GREY 

CASTLE CORNET AT NIGHT 

IMAGES ©VISIT GUERNSEY 

MEET JOEY 

21 N1 N2 

Oatlands Village is a family 

retreat located in the parish 

of St Sampson in the north of 

the island, offering fun for the 

whole family with mini golf, a 

bowling alley, café and restaurant, 

craft shop and lots more. 

On display at Oaty & Joey’s 

PlayBarn, a children’s paradise 

of climbing ropes, ball pits and 

one of the largest play frames in 

Britain, is ‘Joey’ - a retired Aurigny 

Trislander airplane, suspended 

from the ceiling of the barn 

on metal cabling. Definitely 

worth a selfie moment. 

Bus route 21 from the Town 

Terminus stops at the Village and 

route 13, just across the road. 

13 

NIGHT OWLS 

N3 

For those with accommodation 

outside of St Peter Port, an evening 

out for a tipple or two in St Peter 

Port is a quick bus ride into town. 

St Peter Port comes alive at the 

weekend, with colourful cocktail 

bars, pubs and restaurants serving 

Guernsey’s very own artisan gins, 

ciders and craft beers. Eateries 

serve up the freshest of seafood 

caught that very morning and at 

the end of the night, night bus 

services are available to get you 

home safely. The N1, N2 and N3 

buses (travelling north, west and 

east respectively) are available on 

Friday and Saturday nights only, 

running hourly from the Town 

Terminus, between 21:45 and 

midnight, and cost just £2.50. 

Clean, friendly and surprisingly 

social, Guernsey’s buses are a 

great way to experience all the 

island has to offer. 

DID YOU KNOW? 

• Guernsey buses are white 

(look out for the few 

remaining green and 

yellow buses) 

• These new white buses 

have been custom-built for 

Guernsey’s narrow roads 

• Buses are wheelchair 

friendly 

• Drivers sell tickets on board 

(cash only) 

• Daytime buses cost just £1 

per trip 

• There is free WiFi on board 

• The PuffinPass bus top-up 

card reduces the trip 

price to just 60p 

• The Night Bus service costs 

£2.50 per trip 

• The ‘round the island’ 91/92 

coastal routes cost £1 per 

trip or £5 if completing 

the full circular route. 

Top tip: get off early! 

JOEY AT OATLANDS 

THE NEW GUERNSEY BUSES 

21


Beach Guide 

Guernsey has a beach and bay for everyone. 

GUERNSEY 

Here we discover the beauty of Vazon Bay. 

VAZON BAY 

WEST COAST 

Vazon Bay is a large expanse 

of sand that is a magnet for the 

island's extreme sports enthusiasts. 

Whether you’re a surfer, kite 

flyer or bodyboarder, Vazon is 

the perfect beach for you. If you 

want to get into surfing, Guernsey 

Surf School is based here and 

teaches all ages and abilities. 

Vazon is also home to some 

great places to eat. If it's a light 

snack or an ice cream you want, 

head to Richmond Kiosk located 

towards the western end of the 

bay. If you'd like a bigger selection 

of food and rooftop dining with 

beautiful views of the beach, 

check out Vistas or Crabby Jacks 

at the eastern end. Both are family 

friendly and perfect for enjoying 

dinner after a day out on the sand. 

Twice a year, the bay plays 

host to the Vazon Coast Road 

Sprint as well as various weekend 

sand racing meets. More 

information on these can be 

found on Guernsey Kart & Motor 

Club’s website gmccc.co.uk. 

WHETHER YOU’RE A 

SURFER, KITE FLYER 

OR BODYBOARDER, 

VAZON IS THE 

PERFECT BEACH 

FOR YOU 

VAZON BAY 

READY TO SURF 

For more information 

on Guernsey beaches 

go to visitguernsey.com 

VAZON COAST ROAD SPRINT 

BODYBOARDING 

ALL IMAGES ©VISITGUERNSEY 

WHAT’S THERE ? 

VAZON BAY 

PARKING 

TOILETS 

CAFÉ AND 

RESTAURANT 

KIOSK 

SWIM 

SURF 

Most of Guernsey’s beaches are 

dog friendly during summer months 

but there are restrictions. Between 

1 May and 30 September dogs are 

banned from Fermain, Petit Bot, 

L’Eree, Vazon (northern end), Cobo, 

Port Soif, L’Ancresse and Pembroke. 


23

ORCHARD HOUSE 

LOCAL MARKET £1,950,000 

This impressive family property has been designed and built to a high specification in an attractive period 

style, imposing in its outside appearance and made distinctive in its interior by the high ceilings and large 

windows giving an abundance of natural light. All rooms enjoy attractive and open aspects over the grounds 

with the top floor providing views to L’Ancresse. There is also lapsed permission to utilise the top floor of the 

double garage as ancillary accommodation to the main house. The house stands on a generous, secluded 

site of 1.48 acres and boasts a lovely paved seating area, which has been planted with an array of beautiful 

flowers and trees to create a real oasis. 

CALL THE LOCAL MARKET TEAM AT LIVINGROOM TODAY ON +44 1481 715555 

24 En Voyage | Aurigny’s Magazine 

GUERNSEY OFFICE T +44 1481 715555 W WWW.LIVINGROOM.GG 

JERSEY OFFICE T +44 1534 717100 W WWW.LIVINGROOM.JE

LES MARCHEZ FARM 

LOCAL MARKET £1,995,000 

Les Marchez Farm is a beautiful farmhouse situated in a secluded country lane within the parish of St. Pierre 

du Bois. In excellent order throughout, the accommodation is very light and offers superb living space for a 

family. The ground floor comprises entrance/sun room, kitchen/dining room with Aga, snug, drawing room, 

bedroom five/study, utility room, plant room, shower room and family room with vaulted ceiling. Externally, 

the site occupies three acres and includes a rear sunny courtyard, stables/outbuilding, swimming pool, 

summer house, gardens, parking for multiple vehicles and adjoining agricultural fields. A truly stunning home 

boasting the best of country living on the island. 

CALL THE OPEN MARKET TEAM AT LIVINGROOM TODAY ON +44 1481 715555 

25


WHAT’S ON 

IN THE BAILIWICK? 

1, 8 & 15 September 

SUNDAY CONCERTS 

Candie Gardens 

Relax on a Sunday afternoon and 

enjoy local and visiting ensembles 

perform in the beautiful setting of 

Candie Gardens. In the event of bad 

weather, performances will take 

place in Guernsey Museum’s theatre. 

7-8 September 

THE BIG GEEKEND 

Guernsey Museum at Candie 

Embrace your nerdy nature at this 

two-day celebration of offbeat 

hobbies, pastimes and collections. 

Now it's in sixth year, this weekend 

is a beloved feature of the Museum 

calendar. Activities take place 10.00- 

16.00 on both days. Discovery Pass 

holders go free. 

10-14 September 

REAL ALE & CIDER 

FESTIVAL 

Herm 

Enjoy an array of ales and ciders 

from around the Channel Islands 

and the UK - many of which 

have not been seen in the islands 

before. There will also be a wine 

and Champagne bar with some 

interesting wine finds from around 

the world, plus a gin bar with over 

40 different gins to choose from. 


AUTUMN WALKING 

FESTIVAL 

Various 

Whether you want to take a short 

sunset walk, a challenging cliff-top 

ramble or discover the historic 

capital, the Autumn Walking 

Festival has walks to suit everyone. 

Guided walks include coastal, 

inland and town walks, historical, 

nature and the arts; all led by 

the Bailiwick of Guernsey’s gold 

and silver accredited guides. 

WHAT’S ON 

ELSEWHERE? 

BUCKINGHAM 

PALACE TOUR 

Until 29 September 

@Buckingham Palace Tour, 

London 

Each summer Buckingham Palace 

opens its doors to the public. Don’t 

miss your chance to visit the official 

London residence of the Queen, 

before it closes until 2020. The year 

2019 marks 200 years since Queen 

Victoria's birth so a special exhibition 

will tell the story of how the young 

queen transformed Buckingham 

Palace from a private house into a 

working royal residence. 

royal.uk/buckingham-palace 

GOING TO 

THE UK? 

FLY TO THE UK WITH OUR LATEST DEALS 

AND SAVINGS AT aurigny.com 

 

FLIGHTS HOTELS CAR HIRE 

FLY TO LONDON GATWICK OR 

LONDON STANSTED TO SEE THE 

BUCKINGHAM PALACE TOUR 


20 September-31 December 

WONDERS OF NATURE 

- THE MACRO & MICRO 

WORLDS 

Guernsey Museum at Candie 

Marvel at some of the most 

extraordinary, exotic and beautiful 

items from the Museum's Natural 

History Collection. Selected objects 

have been restored especially 

for this exhibition with many not 

having been seen by the public 

for decades. In partnership with 

these is a stunning photographic 

exhibition by nationally-recognised 

photomicrographer Michael 

Crutchley. His photographs of the 

microscopic world around us reveal 

alien landscapes that few of us ever 

see. In stunning colour Michael 

reveals alien worlds and creatures 

of exquisite beauty from both the 

terrestrial and aquatic realms. 

21 September 

ANNUAL ALDERNEY 

AIR RACES 

Alderney 

Over 20 planes from around the 

British Isles compete in the 100+ 

mile races which are part of the 

Royal Aero Club’s British Air Racing 

Championships. The last race in a 

series of nine races staged around 

Britain takes place in Alderney 


GUERNSEY RETRO 

FESTIVAL 

Market Building 

A three-day event taking 

inspiration from the 1950s 

and 1960s, featuring classic 

motorcycles, cars, music and 

fashion from the era. With a 

variety of entertainment and a 

local food festival, it will appeal to 

all age groups, while also raising 

money for local charities. 

every year in September. The final 

contestants battle it out in the air in 

two 100-mile handicap races for the 

title of British Air Racing Champion. 

1 October-11 November 

TENNERFEST 

Various restaurants 

Each year, restaurants, bistros, 

gastro pubs and cafes all take part 

in providing fixed-price, low-cost 

menus showcasing the best of 

their cuisine and the local produce 

available in Guernsey. Over 200 

restaurants took part last year across 

the Channel Islands, offering a vast 

range of mouth-watering dishes 

including traditional local favourites 

such as bean jar and gâche melée. 

26 October 

HAUNTED CASTLE 

Castle Cornet 

Mark the forthcoming Halloween 

with a day of ghostly happenings, 

cosy storytelling, spooky crafts and 

more. There will also be a (familyfriendly) 

fancy dress competition at 

3pm. Normal admission applies, so 

entry is free with a Discovery Pass. 

Free entry will also be awarded to 

visitors dressed in full spooky attire 

(if approved by the 'gatekeeper’). 

HORRIBLE HISTORIES 

LIVE ON STAGE! 


@Palace Theatre, 

Manchester 

Using actors and amazing 3D 

special effects, the astounding 

Horrible History shows are 

guaranteed to thrill as historical 

figures and events come alive 

on stage and hover at your 

fingertips. Tickets for both 

Awful Egyptians and Terrible 

Tudors shows available. 

manchestertheatres.com/palacetheatre 

FLY TO MANCHESTER 

TO SEE HORRIBLE HISTORIES 

LIVE ON STAGE! 

 

DRACULA 

29 October-2 November 

@Leeds Playhouse, Leeds 

Step into the world of Dracula 

– if you dare. Seducing countless 

generations, Bram Stoker’s 

legendary vampire lives on in this 

extraordinary ballet. The dark tale 

of the immortal Count is played 

out through Northern Ballet’s 

blend of sensuous dancing and 

gripping theatre enhanced by 

gothic sets and costumes. If you 

think you know what to expect 

from ballet, think again. This is 

ballet with a dramatic bite that 

will leave you thirsty for more. 

leedsplayhouse.org.uk 

FLY TO LEEDS BRADFORD 

TO SEE DRACULA 

 

BRISTOL CHRISTMAS 

MARKET 

8 November-23 December 

@Broadmead, Bristol 

Located in the very heart of Bristol 

City Centre, the Christmas market 

is home to over 50 unique stalls, 

as well as entertainment from the 

likes of Santa and reindeer visits 

in December. Visitors can enjoy 

heated seating, delicious drinks 

and live music in the Jäger Barn 

Bar, and also try their hand at the 

much-loved sport of curling for 

some competitive fun. 

bristolchristmasmarket.com 

FLY TO BRISTOL TO SEE 

THE BRISTOL CHRISTMAS MARKET 

27

CONSIDER TIME 

FOR YOUR PROJECT 

If you are thinking of alterations to your property 

for 2020, now is a good time to start planning. 

The lengthy pre-construction phase can take up to 

approximately ten months * and consists of the following 

processes and considerations: 

1. Survey production 

2. Design/drawing production 

3. Planning applications 

4. Detailed drawing production 

5. Building Control applications 

6. Tender information/construction drawings 

7. Contractor pricing 

8. Tender analysis 

9. Negotiation and contract formation 

Fast tracking this process can be achieved through production 

time, however, application times will be subject to project type 

and complexity. 

Here at JG Architecture we focus on detailed design thought, 

compliance with Guernsey technical standards, structural 

consideration, material selection, sustainability and fabrication 

options at an early stage - vital elements to ensure your budget 

is met and allow the project to be successfully taken through 

the construction phase. 

* Subject to project type and contractor availability. 


EXTENSIONS, CONVERSIONS & NEW BUILDS 

Contact JG Architecture for your FREE initial on-site 

consultation or visit jga.gg for further information. 

T 245767 E INFO@JGA.GG 

29

Made in 

GUERNSEY 

MANDY GIRARD WITH THE GOLDEN GUERNSEY GOATS 

IMAGE ©CLAIRE ROGERS 


GUERNSEY 

GOLDEN 

GUERNSEYS 

In the spring of 2000, when the UK was dealing with the terrible aftermath of 

foot and mouth disease, Mandy and Peter Girard decided to play their part in 

preserving the dwindling Golden Guernsey goats herd. 

The husband-and-wife team of 

St Peter’s in Guernsey started their 

own herd and well, as they say, the 

rest is history. Now the pair have 30 

Golden Guernsey goats – believed 

to be the largest herd on the island. 

At the last count, there were only 

1,200 registered Golden Guernsey 

goats. Mandy, 56, is very fond of 

her Golden Guernsey goats. ‘We 

also feel that Guernsey, being 

such a small island and having its 

very own breed of goat is worth 

shouting about,’ said the mum of 

five. Mandy and Peter have turned 

their passion into a successful 

business. ‘The first time someone 

asked me if we sold the milk from 

our goats, because their child had 

some intolerance and needed 

some, it got me thinking that this 

would be a way for us to pay for 

keeping more goats to promote 

the breed. Then once we had too 

much milk, I had to try cheese and 

it snowballed from there on,’ she 

said. ‘The fat globules in goat milk 

are smaller than those in cow's 

milk, which is why some people 

find it easier to digest if they have 

an intolerance to cow's milk. You 

only have to look at our baby 

goat kids on the farm to see that 

goat milk is good for you, they are 

full of beans and very healthy.’ 

The Golden Guernsey goats' 

milk, cheese and meat have proven 

extremely popular at local stores, 

farmers' markets, and in restaurants 

and hotels across the island. 

‘It is very creamy, the milk has 

high butter fats like cow's milk,’ 

said Mandy. ‘Animals grazing 

in Guernsey seem to produce 

such lovely creamy milk, which is 

excellent for cheese making. Our 

cheese has a mild goat flavour and 

is very versatile as it can be used 

in sweet as well as savoury dishes.’ 

Mandy would also encourage 

people to try goat's meat. ‘It is 

one of the lowest cholesterol red 

meats on the planet and is widely 

eaten all around the world.’ 

THEY ARE SMALLER 

THAN MOST BREEDS 

OF GOAT AND HAVE 

THE DISTINCTIVE 

GOLDEN HAIR LIKE OUR 

BEAUTIFUL GOLDEN 

GUERNSEY COWS 

Mandy said Golden Guernsey 

goats are very laid back, just like 

Guernsey people. ‘They are very 

docile and friendly, like a pet dog 

they will come up to us and want 

to be stroked, but also stroke 

you with the side of their heads,’ 

she said. ‘They all have their own 

personality, we know every one 

of them, they have names and 

pedigrees. They are smaller than 

most breeds of goat and have 

the distinctive golden hair like our 

beautiful Golden Guernsey cows.’ 

31

Made in 

GUERNSEY 

AN 8 WEEK OLD GOLDEN GUERNSEY GOAT 

RIGHT: PRODUCE AVAILABLE FROM MANDY'S FARM 

IMAGES ©CLAIRE ROGERS 

In addition to rearing her 30 

Golden Guernsey goats, Mandy 

has recently taken up beekeeping. 

‘I have only just started learning 

about keeping bees and really 

enjoying doing something else 

to help another species, there’s 

a great need to promote habitats 

everywhere to help our bees. We 

have a friend’s hive on the farm 

and are hoping to start selling 

honey in the future,’ she said. 

If you’re visiting the island 

and want to purchase Golden 

Guernsey goat's milk, cheese 

or meat, you can do so directly 

from Mandy’s farm and you will 

almost certainly get a glimpse of 

the goats as you pass. ‘Guernsey 

people have a delightful tradition 

of selling their homegrown 

produce on the hedge box outside 

their properties, ours just has 

to be inside the back door as it 

needs to be in a fridge,’ she said. 

You can also purchase Mandy’s 

cheeses from several shops on 

the island, including Forest Stores, 

Surf & Turf, Nelio's Deli, Charlie’s 

Family Butchers, Smithfield Farm 

Shop and farmers' markets. ‘It’s 

also being used by many of our 

talented chefs on the island in 

hotels and restaurants, so look out 

for it on the menus,’ she added. 

Peter is set to retire as a full-time 

carpenter before the end of the 

year, which means he will have 

more time to concentrate on the 

goats and free up Mandy’s time 

to perfect her beekeeping skills. 

The pair has also started offering 

educational farm tours, which have 

proved very popular. They intend to 

continue to offer the tours in 2020. 

Mandy said there’s nothing she’d 

do differently, it’s been a wonderful 

experience rearing her Golden 

Guernsey goats. ‘I think we learn 

by our mistakes and if you work 

hard you appreciate things more,’ 

she said. ‘I do wish we had made 

my dairy a bit bigger now though.’ 

If you are interested in rearing 

your own Golden Guernsey goats 

Mandy suggests joining the Golden 

Guernsey Goat Society in England 

or the Guernsey Goat Society. 

‘There are always more experienced 

people out there who will gladly 

talk to you about goats and give 

you free advice. "Goaty" people 

love talking about goats,’ she said. 

You can find Mandy and the 

Golden Guernsey goats on 

Perry's guide reference 27E1 or 

contact via Facebook 'Golden 

Guernsey Goats Cheese'. 


ST PIERRE PARK 

HOTEL, SPA & GOLF RESORT 

ST PETER PORT, GUERNSEY 

A Christmas 

Break 

 

23rd December – 27 December 

With wide open spaces, views across our lake and 

grounds, and an award-winning spa, St Pierre Park Hotel 

offers a wonderful retreat for your festive celebrations. 

Whether you seek to indulge or explore this season, make 

it extraordinary on the enchanting island of Guernsey. 

Enjoy an island resort experience, including a variety of 

entertainment, fine food and great company with a deserved Christmas break. 

wellper 

person based on 

2 people sharing a Classic bedroom. 

Four night package from £380 A £45 supplement for single occupancy will apply per 

room per night. 

St Pierre Park Hotel, Spa & Golf Resort Rohais, St Peter Port, Guernsey GY1 1FD 

01481 728282 stpierrepark@handpicked.co.uk handpicked.co.uk/stpierrepark 

HOTELS 

BUILT FOR PLEASURE 

33

Adventuring abroad for Autumn? 

Call 723069 or order your foreign currency online 

at www.batif.gg 

or 

BACK FROM 

YOUR 

HOLIDAYS? 

We will buy back* 

or you might want 

to consider this 

worthy cause 

*Ts & Cs apply 

PLEASE DONATE YOUR SPARE 

FOREIGN CURRENCY 

TO CHANNEL ISLANDS 

AIR SEARCH AND HELP US TO 

RAISE £6,000 TOWARDS 

30 FIREPROOF FLIGHT SUITS 

Look out for the collection box or envelopes at BATIF or in most Post Office branches^. 

^excluding Co-op branches 

Visit us in the Guernsey Information Centre 


LONDON> CONNECTING 

Travel 

SPONSORED BY 

UNCOVER 

VANCOUVER 

There are few cities with a natural setting that compare 

to Vancouver. For a holiday where you can explore 

the great outdoors and enjoy top-notch cuisine, it’s a 

great place to start your love affair with Canada. 

VANCOUVER DOWNTOWN CITY SKYLINE IMAGE ©TOURISM VANCOUVER 

35

Travel 

LONDON>CONNECTING 

Canada’s 10 provinces and three territories extend 

from the Atlantic to the Pacific and northward into 

the Arctic Ocean, covering 3.85 million square 

miles, making it the second largest country in the 

world. Much of its expanse is sparsely inhabited 

and the majority of the 35 million Canadians live 

in its southern half. Canada’s cities are brimming 

with historical and cultural treasures, but above 

all the country is all about its stunningly beautiful 

landscapes. These are as varied as its climate, 

which ranges from arctic weather in the north, 

to hot summers in the southern regions. Various 

indigenous peoples inhabited the land for thousands 

of years before European colonisation, and Canada 

is now a spectrum of cultures. Vancouver, in British 

Columbia, is one of the nation’s most alluring cities: 

located on a peninsula flanked by seawater channels, 

urban beaches, the North Shore Mountains and 

1,001-acre Stanley Park, its easily accessible, scenic 

surroundings offer plenty of active experiences. 

HOW TO GET THERE 

Aurigny operates regular flights to Gatwick 

and both Air Transat and WestJet fly directly to 

Vancouver. The flight takes around 10 hours 

and Canada is eight hours behind GMT. 

WHEN TO GO 

Vancouver is a year-round destination but, whilst 

July and August are the warmest months, they 

are also the busiest. September and October 

are ideal: the whale-watching season is in full 

swing, and temperatures are still pleasant. 

Despite being a 1960s tower, the Blue Horizon feels 

modern, and corner guest rooms include a balcony 

with a city view. If you’re on a budget the Buchan, 

just steps from Stanley Park, has bags of charm, 

and there’s a good Italian restaurant at the base of 

the building. 

EATING & DRINKING 

From markets and food trucks to high-end 

restaurants, Vancouver’s food scene is incredibly 

varied. It’s one of the best places in North America for 

Chinese and Japanese food, but you can find pretty 

much any type of cuisine, and the availability of fresh 

fish and shellfish is a plus. Breakfast is a big deal in 

Canada and, with Quebec being responsible for 75% 

of the world’s output of maple syrup, you won’t have 

to make do with a flavoured substitute on your waffles 

or pancakes. Poutine is a Canadian speciality: a mixture 

of chips and cheese curds topped with gravy. 

The coffee and doughnut chain Tim Hortons is seen 

all over Canada but look out for specialist coffee shops. 

London Fog is a drink that originated in Vancouver; 

it’s an Early Grey tea latte with vanilla and sugar. 

Mass-produced Canadian beer tends to be light and 

fizzy, but Vancouver’s craft beer 

scene has exploded over the last 

decade. Canadian wines have a 

good reputation, particularly 

those from Ontario’s 

Niagara- on-the-Lake 

region and the 

Okanagan Valley. 

WHERE TO STAY 

Vancouver has a large number of mid-range hotels 

and many of the nicer options are in the West End, 

a quiet residential area bordering Stanley Park. The 

Loden is a boutique hotel that prides itself on being 

a quiet oasis within the city. You can hop into the 

hotel’s branded black London cab for a free drop-off 

service downtown or relax in the spa. Another great 

option is The Burrard, a renovated fifties motel with 

colourful, retro interiors. All rooms have a Nespresso 

machine and you can borrow a bike for free. 

SUMMER MOUNTAIN BIKING IMAGE ©TOURISM VANCOUVER 


DINING IN GASTOWN 

PRINCE OF WHALES WHALE WATCHING ORCA OCEAN TOUR 

WATER STREET GASTOWN 

GETTING THERE 

FROM GUERNSEY 

Air Transat and WestJet’s direct flights 

to Vancouver depart from Gatwick at the 

respectable times of 10:10 and 10:55, 

so you can have breakfast at your hotel 

or in the airport before you fly. 

Air Transat’s return flight leaves at 14:55, 

landing at 08:25, whilst WestJet leaves at 

16:55, landing at 10:30. Either way, should 

you arrive in time to catch an earlier 

Aurigny flight home than the one you 

have booked, you can enquire about our 

Flight Forward service. 

WHAT TO DO 

Discovering Vancouver by bike is ideal: the city is 

criss-crossed with cycle paths and many hotels have 

bikes available to borrow, or you can rent one from 

Cycle City Tours. Soak up the culture in Gastown and 

Chinatown; Gastown is Vancouver’s oldest district 

and is full of Victorian buildings housing boutiques, 

art galleries and pubs. Entering Chinatown through 

the Millennium Gate, you’ll see Chinese restaurants, 

tea shops and markets lining the streets, while 

traditional Chinese gardens are a peaceful oasis. 

Established in 1886, Stanley Park is surrounded by 

the waters of English Bay and Vancouver Harbour, 

and is best explored by bicycle. Enjoy the spectacular 

views and look out for wildlife such as racoons, 

beavers and blue herons. To really appreciate the 

scope of Vancouver’s natural beauty, take a seaplane 

flight over the city and its surroundings. There are a 

number of options, from 10-minute loops to 45-minute 

flights over the region’s parks, beaches and coastline. 

Vancouver has nine beaches – one on a freshwater 

lake, the rest beside the ocean. Some beaches are 

designated ‘quiet’ zones, such as Sunset Beach at 

the mouth of False Creek, and Spanish Banks West, 

which has picnic tables and allows barbecues. Others, 

such as Kitsilano Beach and English Bay Beach, are a 

hive of activity for families, featuring heated saltwater 

pools, tennis courts and water sport facilities. 

Lying between Vancouver and Vancouver Island, 

the Strait of Georgia is home to several resident orca 

pods, along with migratory grey and humpback 

whales between June and October. Sea lions, 

porpoises, otters, seals and bald eagles are also 

frequently sighted. A boat trip out on the strait gives 

you close views of the wildlife, with a professional 

guide pointing out the species you encounter. 

Set on Vancouver’s far western coast, the glass 

walls of the University of British Columbia’s Museum 

of Anthropology provide vistas of the surrounding 

woodland and the Salish Sea. The museum holds 

a vast collection of artefacts and exhibitions 

related to world arts and cultures, specifically the 

First Nations peoples native to the region. 

Located 75 miles from Vancouver, Whistler frequently 

ranks as one of the world’s top-five winter ski 

destinations. Skiing and snowboarding are the main 

activities in winter, but in summer the lifts keep running 

to provide some of the world’s finest mountain biking, 

highline hiking and other outdoor activities, as well as 

North America’s best summer skiing. So, you might 

choose to spend some time in the mountains as well as 

the city – or maybe save Whistler for your next 

Canadian adventure. 

GATWICK 

CONNECTS 

Looking for a quick and easy way to 

transfer your luggage? 

For hassle-free transfers of your baggage 

from Aurigny to onward destinations, and 

even your onward boarding card, why 

not try out the flight connections 

service, GatwickConnects? 

Search ‘GatwickConnects’ on 

gatwickairport.comfor more information. 

For all your currency needs, order and pay online 

at Batif.gg or call the BATIF team on 01481 723069. 

37


THE POWER 

OF CHANGE? 

ADVERTORIAL 

Fossil-fuels like gas and 

oil won’t last forever, 

and without action our 

environment will struggle 

to sustain the comfortable 

lifestyles we’re used to. 

Guernsey Electricity have 

been making positive 

changes to reduce harmful 

emissions by sourcing 

lower-carbon electricity. 

IMPROVE PROPERTY VALUE 

Electricity offers many great 

opportunities to make valuable 

improvements to our homes. 

From straightforward energysaving 

thermostats that learn 

our habits and save us money, 

to Air Source Heat Pumps that 

absorb heat from the outside 

air to release indoors, there are 

many ways of making our homes 

cleaner and more efficient. 

By partnering our homes with 

a lower-carbon electric future, 

we have the power to enjoy 

a 100%-efficient living space, 

and the latest in technological 

advances. For example, electric 

home heating systems where 

we’re almost guaranteed to save 

money against the installation 

and running cost of a gas heating 

system over a boiler’s lifetime. 

Before you sign up to a 

10-year gas boiler offer, 

enquire how much it will cost 

long-term, including running 

costs and standing charges. 

CLEANER, GREENER LIVING THAT 

DOESN’T COST THE EARTH 

We all need to use energy 

more consciously. Reducing 

electricity bills and our impact 

on the environment as a homeowner 

or property tenant may 

require some lifestyle changes 

– some costing nothing at all. 

The power station has generated 

two-thirds of Guernsey’s 

electricity following the cable 

fault in October 2018. We’ll 

be returning to lower-carbon 

energy toward the end of the 

year following the replacement 

of sub-sea cable GJ1, linking 

Guernsey to France (via Jersey). 

Enjoy peace of mind knowing 

homes are powered from 

lower-carbon sources including 

tidal, nuclear and solar power. 

Sustainable lifestyle changes and 

lower-carbon electricity support a 

cleaner, greener future. We’re the 

first generation to feel the effects 

of climate change, and the last 

who can do something about it. 

Reducing our carbon footprint 

can start from switching off 

power sockets, to switching our 

heating systems to 100%-efficient 

modern alternatives to gas and oil. 


WE ALL NEED TO USE ENERGY MORE CONSCIOUSLY. 

REDUCING ELECTRICITY BILLS AND OUR IMPACT ON 

THE ENVIRONMENT AS A HOME-OWNER OR PROPERTY 

TENANT MAY REQUIRE SOME LIFESTYLE CHANGES 

– SOME COSTING NOTHING AT ALL 

WHAT DOES 100% 

EFFICIENT MEAN? 

Energy cannot be created or 

destroyed, it can only change 

form. This means when we heat 

our homes with electric heating, 

100% of the energy is converted to 

heat, and for every £1 spent, 

we receive £1 worth of heat. 

An old fossil-fuel boiler at 60% 

efficiency emits only 60p worth of 

heat per £1 spent, meaning over 

time we’d need to spend more 

money to enjoy the same level 

of heat. Even when new, these 

boilers will always be less than 

100% efficient thanks to internal 

combustion. 

Money-hungry 

gas heating may 

cost the earth 

in many ways. 

Gas heating in Guernsey is more 

expensive than electric and spent 

energy leaves homes via flues in 

a similar way to emissions leaving 

a car exhaust. Those who’ve 

switched to 100%-efficient electric 

heating find they can lower their 

energy bills, reduce maintenance 

costs, remove unsightly flues, and 

eliminate carbon monoxide risk. 

HOME ENERGY MONITORS 

It’s time to put money back 

in your pocket. An energy 

monitor is a device designed 

to help understand where and 

how you’re using electricity. 

We’re all responsible 

for the energy we use. 

Take control with the Minim+ 

Home Energy Monitors. 

COMFORTING WARMTH 

WITH A SIMPLE SWITCH 

Upgrade your boiler, without 

changing your radiators. 

Electric heating is the home 

improvement that saves more 

than just money. Come in from 

the cold this winter and enjoy 

a cleaner, greener heating 

solution that’s better for you, 

and better for the environment. 

Visit the home heating centre 

at Northside, The Bridge, 

Vale, GY1 3AD 

online at electricity.gg/heating 

or call 01481 200749 

for a free home survey and quote. 

The Minim+ 

Home Energy 

Monitor is available 

from our shop 

on the Bridge 

for only £34 

THE HOME HEATING CENTRE AT 

NORTHSIDE, THE BRIDGE 

For energy saving tips, the latest on Guernsey’s lower-carbon energy, 

news and offers, sign up to Guernsey Electricity’s E-Newsletter – 

electricity.gg/signup 

39

THE CITY OF MANCHESTER GIN EXPERIENCE 


MANCHESTER 

WINTER IN 

MANCHESTER 

You’ll never be bored in Manchester. There’s so much to see and do, especially 

in winter! So, to get you started, we've compiled a list of places to explore, 

attractions to visit and exciting activities to experience together, with friends, 

or as a family. 

MANCHESTER ART GALLERY 

Manchester Art Gallery houses one of 

the UK’s finest art collections presented 

to visitors in imaginative new ways, 

thanks to a £35 million transformation. 

Highlights include outstanding pre- 

Raphaelite paintings, craft, design and 

early 20th-century British art. There’s 

also a wide range of events, from talks 

and tours to hands-on activities for 

children and adults. If you’re hungry 

there are two cafes to choose from. 

For those with children aged three to 

six make sure you try one of the gallery’s 

explorer tool belts to help you explore. 

Belts include binoculars, magnifying 

glasses, spot cards and much more. 

On the top floor, the gallery of 

craft and design was specifically 

created for touching, with ceramics, 

glass, metal and wood objects. 

Manchester Art Gallery is located on 

Mosley Street and is free to visit. 

THE CITY OF MANCHESTER 

GIN EXPERIENCE 

This one’s for the grown-ups. Tour the 

City of Manchester Distillery, learn about 

the often illustrious, sometimes dark 

and intriguing history of gin, and gain an 

understanding of how gin’s diverse flavours 

are concocted during the City of Manchester 

Gin Experience. In this purpose-built space, 

in the heart of the resurgent Green Quarter, 

you’ll enjoy plenty of complimentary drinks; 

from the perfect serve gin and tonics to 

classic cocktails. Finally, let loose on the mini 

copper pot stills and create your very own 

personalised bottle of gin to take home. 

The City of Manchester Distillery is located 

at Manchester Three Rivers and the Gin 

Experience costs £95 per person. 

THE MANCHESTER ISLE OF SARK ART SHIPPING GALLERYCOMPANY 

40 

En Voyage | Aurigny’s Magazine

GOING TO MANCHESTER 

FLY TO MANCHESTER FROM GUERNSEY 

WITH OUR LATEST DEALS AND SAVINGS AT 

aurigny.com 

 


LOOK AHEAD, BOOK AHEAD 

Planning pays off. Did you know passengers who booked 

flights 30 days or more in advance over the past year saved 

25% on average compared to the average fare? 

YOU’LL NEVER BE BORED 

IN MANCHESTER. THERE’S 

SO MUCH TO SEE AND DO, 

ESPECIALLY IN WINTER! 

41


CHINATOWN 

Did you know that Manchester’s 

Chinatown is the second largest 

in the UK? Well, it is so you’re 

pretty much guaranteed a great 

choice of restaurants, bakeries, 

and shops to choose from and 

explore. Situated on Faulkner 

Street, the traditional Paifang 

(architectural gateway structure) 

was built in China and shipped 

over to Manchester as a gift from 

Manchester City Council to the 

Chinese community. If you happen 

to be visiting in February, the annual 

Chinese New Year Festival includes 

stalls and dancing dragons! 

INTU TRAFFORD 

CENTRE 

Ok, now for some shopping. 

Featuring everybody’s favourite 

brands, the intu Trafford Centre 

is the place to go. Here you’ll 

find Selfridges, Stradivarius, Pull 

& Bear, Victoria’s Secret, Primark, 

and Zara, to name but a few. 

Situated at Regent Crescent 

there’s plenty to eat once you’ve 

shopped and dropped, from 

Five Guys to Wagamama. 

SEA LIFE CENTRE 

Located on Barton Square at 

the intu Trafford Centre, Sea Life 

Centre boasts more than 5,000 

sea creatures in 30 displays. 

Hold a crab or touch a starfish 

at the interactive rockpool 

experience and observe creatures 

including sharks, seahorses, 

octopus, jellyfish and rays. 

If that's not enough, the Legoland 

Discovery Centre is just next door. 

Prices vary, with Sea Life Centre 

and Legoland Discovery Centre 

combo tickets also available, 

so it’s a good idea to check 

online before you arrive. 

MANCHESTER CRAFT 

AND DESIGN CENTRE 

If you prefer a more artisanal 

shopping experience, the 

Manchester Craft and Design 

Centre is located at 17 Oak Street 

in the Northern Quarter and 

comprises 16 retail or studio 

spaces, a café and a rolling 

programme of exhibitions 

from leading national and 

international makers. 

Formerly the Smithfield Victorian 

fish market, and crowned with 

a large glass roof, the centre 

now houses two floors of shops 

ranging from jewellery, ceramics, 

and textiles to furniture and 

clothing design. Manchester 

Craft and Design Centre is one 

of the few places in the UK 

where contemporary goods 

are both individually produced 

and sold on the premises. 


CASTLEFIELD BASIN 

LEGO DISCOVERY CENTRE 

INTU TRAFFORD CENTRE 

PLAY FACTORE 

Play Factore is the perfect place 

to go on a rainy day. Not only 

does it boast the tallest standing 

slide in Europe, but also a full 

indoor laser tag arena, go-kart 

track, and zip wire. Whether 

your six months or 16 years old, 

there’s something for everyone. 

No doubt you’ll get hungry, so 

don’t miss the Italian coffee shop 

and pizzeria with fresh and locally 

sourced ingredients for pizzas, 

pasta dishes, salads, and a wide 

selection of side sharing plates. 

Play Factore is situated next to 

the intu Trafford Centre. Check 

the website because prices vary 

depending upon the age of 

the child and the season. 

SEA LIFE CENTRE 

CHINATOWN 

PLAY FACTORE 

43

Travel 

LONDON 

FREE 

ATTRACTIONS 

IN LONDON 

KENSINGTON GARDENS 

IMAGE ©VISITBRITAINIMAGES/HISTORICROYALPALACES 

Notoriously one of the most expensive cities in the world for visitors, London can be a daunting prospect 

for those travelling on a tight budget. But did you know there are plenty of free things to do in London 

whatever your age? In addition to world-class museums – almost all of which have free admission 

– the city is home to picturesque parks, buzzing markets, stunning churches and phenomenal viewpoints. 

Here are just 10 of the hundreds of free attractions in Britain’s capital. 


1. BRITISH MUSEUM 

The British Museum is one of London's top 

attractions and is absolutely free. It is bursting at 

the seams with fascinating artefacts from all over 

the world, from Anglo-Saxon burial treasures 

to Egyptian mummies and samurai armour. 

Remarkably, the 80,000 objects on display at any 

one time only make up 1% of the eight million 

objects in the museum’s possession. 

GOING TO LONDON? 

FLY TO LONDON GATWICK OR LONDON STANSTED 

WITH OUR LATEST DEALS AND SAVINGS AT 

aurigny.com 

 






BRITISH MUSEUM 

IMAGE ©VISITBRITAIN/ JASON HAWKES 

4. TATE MODERN 

Located in what was once Bankside Power 

Station on the south bank of the Thames, Tate 

Modern is one of the city's most loved attractions. 

You can enjoy the permanent collection, which 

includes works by Pollock, Warhol, Matisse 

and Picasso, all for free. The upstairs cafe has 

wonderful views of the Thames, and the building 

itself is pretty spectacular. 

2. HOUSES OF PARLIAMENT 

Built in the mid-19th century, the Houses of 

Parliament is a neo-Gothic wonder and home 

to the world’s most famous clock, Big Ben. It is 

made up of two houses – the Commons and the 

Lords – and if you reserve ahead (or just try your 

luck on the day) you can go inside to watch British 

democracy in action. 

3. GREENWICH PARK 

Head to the top of the hill in the centre of 

Greenwich Park and you’ll be treated to a breathtaking 

free view of the city: the skyscrapers of 

Canary Wharf emerge behind the 17th-century 

Queen’s House, and beyond, the Thames 

meanders its way into the heart of London. 

It’s a perfect spot for a picnic in the capital on 

a summer’s day. 

BOROUGH MARKET 

IMAGE ©VISITBRITAIN/ CRAIG EASTON 

GREENWICH PARK 

IMAGE ©THE ROYAL PARKS 

5. BOROUGH MARKET 

Having celebrated its 1,000th birthday in 2014, 

Borough Market is arguably one of London’s more 

established spots to visit. Located under Victorian 

railway arches and open Monday to Saturday, 

Borough Market is filled with scrumptious food 

and food-lovers, featuring cuisine from all areas 

of the world. It offers everything you need for a 

delicious grab-and-go breakfast or lunch but is 

also a great place for a simple wander – just keep 

an eye out for free samples. 

45

Travel 

ABOVE: NATURAL HISTORY MUSEUM, BLUE WHALE SKELETON 

RIGHT: CHILDREN PLAYING IN PATTERN POD 

IMAGE ©BENJAMIN EALOVEGA, SCIENCE MUSEUM GROUP 

BELOW: CHANGING OF THE GUARD 

IMAGE ©VISITBRITAIN/ANDREW PICKETT 

BELOW RIGHT: MATHEMATICS THE WINTON GALLERY AT THE 

SCIENCE MUSEUM ©JODY KINGZETT, SCIENCE MUSEUM GROUP 

6. CHANGING OF THE GUARD 

One of the best ceremonies in the city, the 

Changing of the Guard takes place every Monday, 

Wednesday, Friday and Sunday at 10.30am outside 

Buckingham Palace. Dressed in bearskin hats and 

red tunics, the Queen’s Guard marches around 

in time to music in a display of grand pageantry, 

as they switch responsibilities with one another. 

8. KENSINGTON GARDENS 

The beautiful Kensington Gardens are home 

to a trove of treasures, including the Albert 

Memorial, the Peter Pan Statue, the Serpentine 

Gallery, the Round Pond and the Diana Memorial 

Playground. All are free to visit and when you’re 

done with the sights, you can wander along 

the tree-lined paths which crisscross the whole 

park. East and north of the gardens are a variety 

of Royal Parks, all free to enter: Regent's Park, 

Hyde Park, Green Park and St James's Park. 

9. NATIONAL GALLERY 

Home to one of the world’s most impressive 

art collections and with more than six million 

visitors every year, the National Gallery houses 

masterpieces by painters including van Gogh, 

Renoir, da Vinci and Michelangelo. Avoid the 

hordes by visiting on weekday mornings or 

Friday evenings. But whenever you go, the 

permanent collections are always free. 

10. SCIENCE MUSEUM 

The fascinating and captivating Science 

Museum fills seven floors with interactive 

exhibits. The Energy Hall highlights the first 

steam locomotives, which date from the early 

19th century, while the third-floor exhibits, 

which include old gliders, hot-air balloons 

and flight simulators, are popular with kids. 

7. NATURAL HISTORY MUSEUM 

Those Victorians sure liked to collect and 

catalogue. This is one of the most compelling 

results: the Natural History Museum owns an 

outrageously large collection (around 80 million 

items) of all things nature in a lovely Gothic 

Revival building, which opened in the late 

19th century. A wildlife garden is open March 

to November, and the main hall is dominated 

by an enormous blue whale skeleton. 


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† Seasonal route. *Twice daily flights Monday to Friday and once daily on Saturday. Sundays once daily until 22nd September 2019 then twice daily. 

47

Travel 

THE COTSWOLDS 

ADVENTURES IN 

THE COTSWOLDS 

The Cotswolds are one 

of the loveliest spots in 

the UK to lace up your 

walking boots and take 

in some country air. 

Designated an Area of 

Outstanding Natural 

Beauty, this picturesque 

region of nearly 800 

square miles is a natural 

playground for anyone 

who loves getting active 

in the great outdoors. 

Spanning over six counties, 

the Cotswolds takes in 

Gloucestershire, Worcestershire, 

Oxfordshire, Warwickshire and 

parts of Wiltshire, Bath, Somerset 

and Bristol. Planning a break to 

the region couldn’t be easier, 

with Aurigny’s daily direct flights 

between Bristol and Guernsey. 

With miles upon miles of 

public pathways and bridleways 

to explore, plus stately homes, 

immaculate National Trust 

Gardens, dovecotes, thatched 

cottages, picture-perfect villages 

and quintessential country pubs, 

the Cotswolds is a hiker’s paradise. 

Whether you’re a seasoned 

walker keen to explore longer 

routes, or more of a novice, 

simply interested in rambling to 

the nearest watering hole, the 

area has trails for all abilities. 

The Cotswolds is not only the 

perfect place for walking but a 

fantastic destination for cycling 

holidays, with its quiet country 

lanes, rolling hills and chocolate 

box villages, ideal for foodie 

pitstops. Most routes will include 

a short stretch on a main road 

or an uphill burst, but you’ll be 

rewarded with outstanding views. 


GOING TO THE COTSWOLDS? 

FLY TO BRISTOL WITH OUR 

LATEST DEALS AND SAVINGS AT 

aurigny.com 

 


DINOSAURS IN THE WILD 





LEFT: WINCHCOMBE WALK FESTIVAL 

ABOVE: CIRENCESTER IN THE SUMMER 

BELOW: ALBINGTON IN SUMMER, KAYAKING AND WAKE BOARDING 

AT THE COTSWOLD WATER PARK ALL IMAGES ©COTSWOLDS TOURISM 

SPANNING OVER SIX COUNTIES, THE COTSWOLDS 

TAKES IN GLOUCESTERSHIRE, WORCESTERSHIRE, 

OXFORDSHIRE, WARWICKSHIRE AND PARTS OF 

WILTSHIRE, BATH, SOMERSET AND BRISTOL 

Whether walking or cycling, 

either base yourself in a single 

village and do a series of circular 

routes or stay in a variety of 

locations, riding or hiking between 

accommodations. Specialist tour 

operators can arrange overnight 

stays and luggage transfers 

between lodgings, so all you 

have to do is enjoy the journey. 

The Cotswolds also offers 

adventures on water. Experience 

kayaking, windsurfing, swimming, 

sailing, waterskiing, wake boarding 

and more at the Cotswold Water 

Park, an area of 40 square miles 

covering more than 150 lakes. 

It’s home to the UK’s largest 

inland bathing beach, where 

you can hire a pedalo, or fire up 

a barbecue, for some muchneeded 

chill-out time. 

49

Travel 

ABOVE: WHATLEY MANOR RIGHT: NIALL KEATING AT WHATLEY MANOR 

MIDDLE RIGHT: THE WILD RABBIT, KINGHAM 

BELOW: A SELECTION OF DISHES FROM THE WILD RABBIT 

From four-star hotels to homely 

B&Bs, campsites and selfcatering 

holiday homes, various 

accommodation is offered within 

the park, making it a good base 

for any action-packed adventure 

holiday in the area. There is a 

variety of accommodation on 

offer throughout the Cotswolds, 

from camping to luxury spa 

resorts - not forgetting all of the 

charming village B&Bs that are 

ideal for mid-range budgets. 

Refuelling after a hard day’s 

exercise is also something to 

get excited about, as the area is 

famed for its produce, including 

local lamb, Gloucestershire Old 

Spot pork, seasonal fruit and 

veg, and Gloucester cheeses. 

For traditional afternoon tea, try 

Huffkins, a Cotswold-wide family 

of bakeries and tearooms, or for a 

rustic country pub lunch head to 

The Lamb Inn in Burford, or The 

Wild Rabbit in Kingham - you’ll 

be spoilt for choice whichever 

village or town you wind up in. 

Fine dining is also on the menu 

and for a truly refined experience 

treat yourself to Michelin-starred 

supper at The Dining Room at 

Whatley Manor, Malmesbury. 

For travellers looking to 

discover a beautiful slice of rural 

England, the Cotswolds has it all 

- fabulous walking trails, scenic 

cycle routes, activities galore 

and food to write home about. 

Your next adventure awaits. 

THERE IS A VARIETY OF 

ACCOMMODATION ON 

OFFER THROUGHOUT 

THE COTSWOLDS, 

FROM CAMPING TO 

LUXURY SPA RESORTS 

- NOT FORGETTING 

ALL OF THE CHARMING 

VILLAGE B&BS THAT 

ARE IDEAL FOR MID- 

RANGE BUDGETS 

GETTING THERE... 

Aurigny operates regular flights between Guernsey and Bristol. 

The easiest way of getting to and exploring the Cotswolds is by rental 

car, although it is possible to travel the area by bus and train. Visit the 

Cotswolds Conservation Board website to download the free Explore 

the Cotswolds by Public Transport Guide, an invaluable information 

resource that also includes recommended walking and cycle routes. 


JOIN US FOR A 

Guernsey’s famous fixed-price food festival 

runs from 1st October to 11th November 

every year and is a great time to eat out. 

We’ll be joining in with a special Tennerfest 

menu as well as offering our usual à la carte, 

and Sunday lunches. 

AL FRESCO DINING 

AS IT SHOULD BE 

Make the most of any late summer sun in the 

Olive Grove, a sheltered garden, right in the 

heart of St Peter Port. Enjoy a chilled glass of 

wine, freshly-made pizza, delicious sandwiches, 

or something from the à la carte menu, whilst 

looking out across the sea 

to the islands beyond. 

Reservations 

T 01481 738604 

E fandb@theoghhotel.com 

W www.theoghhotel.com 

Reservations 

T 01481 738604 



AUTHENTIC 

INDIAN 

CUISINE 

Chef Japhia Ellaya invites you to experience 

contemporary Indian dishes prepared with 

meticulously balanced spices for a dining 

experience like no other. Relax in convivial 

surroundings, adorned with pictures and 

memorabilia of the island’s past Governors. 

Reservations 

T 01481 724921 



Ann’s Place, St Peter Port, 

Guernsey GY1 2NU 

Aprés Ski... 

Alpine Lodge at the OGH 

Now a firm fixture in Guernsey’s festive 

celebrations, the Alpine Lodge is back for 2019. 

Be sure to book early for the authentic après ski 

experience and enjoy mulled wine, beer in steins, 

schnapps and platters of delicious, warming 

comfort food in an alpine setting with 

rustic wooden walls, barrel tables, 

skis and sledges. 

Reservations 

AT THE OGH 

T 01481 724921 

E meetingsandevents@theoghhotel.com 


51

Travel 

MORE 

THAN 

MOORS 

ROSEBERRY 

TOPPING IN THE NORTH YORK MOORS 

NATIONAL PARK IMAGE ©EBOR IMAGES/NYMNPA 


GOING TO THE NORTH YORKSHIRE MOORS? 

If ever there was a place to get away from it 

all, whether you’re looking for rolling dales, 

magnificent moors or a panoramic and 

rugged coastline, the North York Moors is 

the real deal. And, with Aurigny’s flights from 

Guernsey to Leeds Bradford or Manchester, 

getting there has never been easier. 

The moors themselves, covering more than 

500 square miles, are one of the most expansive 

stretches of heather moorland in the United 

Kingdom - a sweeping domain of fresh air 

and sense of escape that will put you back in 

touch with all Mother Nature has to offer. 

The moors were designated a National Park 

back in 1952, stretching from the Cleveland Hills 

in the north and west to Vale of Pickering in 

the south, encompassing some of the region’s 

most beautiful historical towns including 

Helmsley, Guisborough and Malton. 

If you’re an ambitious outdoor adventurer there’s 

no shortage of things to do, from a hike up fell 

and down dale to a mountain bike ride through 

ever-changing landscape so vast you’ll feel 

you’re the king or queen of your own world. 

But if your plan is to take things at a 

much slower pace, this really is the place 

to take it all in one step at a time. 

The moors themselves include forests and 

ancient woodlands that are home to roe deer, 

badgers, owls, turtle doves and more, while once 

you reach the raw cliffs and coast you may spot 

seals, dolphins and even whales out to sea. 

FLY TO LEEDS BRADFORD OR MANCHESTER FROM 

GUERNSEY WITH OUR LATEST DEALS AND SAVINGS AT 

aurigny.com 

 






THE MOORS THEMSELVES, 

COVERING MORE THAN 500 

SQUARE MILES, ARE ONE OF THE 

MOST EXPANSIVE STRETCHES OF 

HEATHER MOORLAND IN THE 

UNITED KINGDOM 

While, come nightfall, the lack of light pollution 

means it’s all eyes to the skies as a celestial 

light show puts you at one with the universe 

as you contemplate your day’s achievements 

and the possibilities tomorrow has in store. 

If all that sounds a bit ethereal, worry not, you’ll be 

grounded by how much there is to do in each of the 

small urban centres, including arguably the epitome 

of a picture-postcard English town: Helmsley. 

From the thriving market square to the ruins of 

the ancient castle, you’ll have lots to see and do, 

and plenty of excuses to stop and reflect as you 

work your way through cake or afternoon tea in 

one of the town’s traditional tea rooms where 

service is delivered with old-school charm. 

CYCLING ON THE OLD RAILWAY LINE ABOVE FARNDALE 

IMAGE ©RUSSELL BURTON/NYMNP 

53

Travel 

MOST OF ALL, THE 

REGION IS ABOUT 

DISCOVERING THE 

JOY OF FREEDOM, 

THE PLEASURE IN 

SIMPLY BEING, AND 

THE SERENDIPITY OF 

STUMBLING ACROSS 

THE UNEXPECTED 

If shopping is part of your plan, the Moors 

National Park Centre is home to an ever 

changing selection of pop-up boutiques and 

galleries, though the work of the region’s 

creatives is in abundance wherever you 

go, with Stathes Studio Gallery, the Gilles 

Jones glassmakers in Rosedale Abbey, 

and the sculpture work at Bils & Rye in 

Kirkbymooreside all highly recommended. 

But the North Yorkshire 

Moors are also about family 

time. Where else could you 

set out on an adventure 

to discover the mythical 

dragon believed to reside on 

the banks of the River Esk? 

Then there’s the Jurassic 

fossils trail and a challenge 

to walk in the footsteps 

of dinosaurs or even seek 

out the pirates of Robin 

Hood’s Bay. A chance to 

feed your imagination and 

play in the great outdoors. 

If play time is something of a more adult 

occasion, we recommend the Yorkshire 

Distillery Tour at Sutton-on-the-Forest 

where you can work your way around 

England’s only self-built whisky and gin 

distillery… and, of course, enjoy some 

of the produce while you’re there. 

Most of all, the region is about discovering 

the joy of freedom, the pleasure in simply 

being, and the serendipity of stumbling 

across the unexpected. There are 1,400 

miles of right-of-way walking routes to take 

on, visitor centres to absorb to make sense 

of all you see, and if certain sights seem a 

little familiar, you may just have happened 

across landscape that’s made prime-time TV 

on Heartbeat, or even global silver screen 

scenery in the Harry Potter movie series. 

After all of this, and despite that earlier 

afternoon tea, it’s likely you’ll have worked 

up a hearty appetite after all this fresh air. 

Thankfully, the North Yorkshire Moors are 

home to an incredible menu of field-tofork 

dining options, from a cosy pub grub 

meal to some altogether finer dining. 

The Black Swan in Helmsley is 

renowned for its distinct menus, using 

ingredients all found within 30 miles 

of where you sit down to eat. It’s why 

it’s rightly proud of its 3 AA rosettes. 


LEFT: STAITHES EVENING LIGHT IMAGE ©EBOR IMAGES/NYMPA 

ABOVE AND RIGHT: 

- NORTH YORKSHIRE MOORS RAILWAY IMAGE ©GRAHAM STAPLES/NYMR 

- BYLAND ABBEY AND THE MILKY WAY IMAGE ©STEVE BELL/NYMNPA 

- CHILDREN IN A SIGNAL BOX ON THE NORTH YORKSHIRE MOORS RAILWAY 

IMAGE ©JIM VARNEY/NYMR 

For something more eccentric, 

a visit to Staddlebridge means 

a stop off at The Cleveland 

Tontine where this award-winning 

bistro’s idiosyncratic and eclectic 

approach to satisfying diners 

means visitors and locals make 

a point of booking a table to 

enjoy the best in local produce. 

Or you could eat on the go, 

and we’re not talking a fast-food 

takeaway. Climb aboard the North 

Yorkshire Moors Railway’s own 

Pullman for a magical setting 

for a meal, whether a special 

occasion or ‘just because’. The 

period carriages, lavish decoration 

and first-class service will give 

you a chance to take in an everchanging 

view from your seat 

and a meal on the moors you 

really will remember forever. 

Walking, biking, star-gazing, 

dinosaur hunting, shopping, eating 

and more. Much more. Much 

moor. It all awaits you on a visit 

to the North Yorkshire Moors. 

THE NORTH 

YORKSHIRE 

MOORS ARE 

HOME TO AN 

INCREDIBLE MENU 

OF FIELD TO FORK 

DINING OPTIONS, 

FROM A COSY 

PUB GRUB MEAL 

TO SOMETHING 

ALTOGETHER 

FINER DINING 

RIGHT: THE BAY HOTEL, ROBIN HOOD'S BAY 

IMAGE ©TONY BARTHOLOMEW/NYMNP 

GROUP OF WALKERS ON CLEVELAND WAY IMAGE ©EBOR IMAGES 

55

Food 

DA NELLO 

Today’s restaurant industry is awash with those that undergo frequent revamps, with new 

contemporary décor installed and menus that change to reflect the trends in ‘food fashions.’ 

While these evolving restaurants have their own appeal, it can be reassuring and comforting 

to find a restaurant that doesn’t need to keep up with fashions but retains its popularity by 

doing what it does incredibly well for many, many years. These restaurants are a rare breed, but 

Guernsey is lucky enough to have one right at the heart of St Peter Port in the form of Da Nello. 

The restaurant was opened 

in 1978 by the original owner 

Nello Ciotti. Although Nello has 

now retired, many of his early 

members of staff are still working 

at the restaurant, including the 

current owners Manuel Teixeira 

as Restaurant Manager and 

Tim Vidamour as Head Chef. 

Combine this with the fact that 

the simple rustic décor and the 

menu have remained largely 

unchanged over the years, yet 

the restaurant’s popularity seems 

to grow year on year, it’s clear 

to see that they have a winning 

formula and are quite right not 

to mess with it unnecessarily. 

Da Nello’s location in central 

St Peter Port makes it popular 

with shoppers and professionals 

alike at lunch, and groups of 

family, friends, couples and 

business diners in the evening. 

The restaurant’s street-side 

façade looks small but step inside 

and you’re greeted by a beautiful 

mix of Italian décor in the form 

of several different dining areas, 

each with their own unique style 

and ambience. Customers enter 

into the bar area with its cosy nook 

seating, pot plants, an abundance 

of wine racks, exposed granite 

walls with beautiful up-lighting, 

lanterns and a very well-stocked 

bar. Diners then have a choice of 

rooms in which to be seated. 

‘La Saletta’ is the dining room 

with its more formal décor; 

Wooden floors, white-washed 

walls adorned with beautiful Italian 

artwork, cast-iron chandeliers 

and wall-mounted lighting. 

Windows with box plants in La 

Saletta overlook the other main 

dining area, ‘Il Cortile’, meaning 

the courtyard. This is a stunning 

and slightly more casual dining 

area with a glass atrium which 

provides a fantastic al fresco feel, 

complete with terracotta roof 

tiles, hanging plants, windows 

with shutters and a tiled floor. 

It’s hard to imagine the building 

actually dates back to 1450 

when it was the northern most 

defensive gateway to St Peter 

Port. Many of the timber beams 

in the restaurant were originally 

salvaged from shipwrecks of the 

time. Careful restoration of the 

building has retained and restored 

as much as possible including 

the fireplace and granite work. 


Reviews 

‘Beautiful restaurant' 

‘Beautiful restaurant, fantastic service 

and most importantly, wonderful 

food. Will certainly return.’ 

‘Good location’ 

‘After reading good reviews for this 

restaurant, we were not disappointed. 

Excellent lobster linguine, their 

specialty and excellent service. 

‘Amazing meal' 

‘Wow, wow, wow!! Had an amazing 

meal here whilst on holiday, we used 

to live in Guernsey about 20 years ago 

and went here all the time, so thought 

we would go back to see if it had 

changed, and it hadn't, the staff were 

still just as friendly, the food amazing 

and the whole atmosphere great!’ 

THE RESTAURANT’S STREET SIDE 

FAÇADE LOOKS SMALL BUT STEP 

INSIDE AND YOU’RE GREETED BY A 

BEAUTIFUL MIX OF ITALIAN DÉCOR IN 

THE FORM OF SEVERAL DIFFERENT 

DINING AREAS, EACH WITH THEIR 

OWN UNIQUE STYLE AND AMBIENCE. 

Regardless of how beautiful the building is, it’s the 

food that keeps customers returning year after year. 

The menu features Italian and Mediterranean food 

and is extensive and packed full of Italian classics. 

Their signature dish is Lobster Linguine which is 

available as a starter or main. A quick glance through 

their TripAdvisor and Facebook reviews and you’ll 

see just how popular this dish is! Other favourites 

include Carpaccio of Beef, Fettucine with Guernsey 

Crab, Risotto Mare e Monti, Local Sea Scallops, 

and Medallions of Beef with Barolo Sauce. 

Unsurprisingly Da Nello is a very popular 

restaurant so reservations are recommended. 

TO FIND OUT MORE VISIT 

danello.gg 

FOLLOW ON SOCIAL MEDIA 

facebook.com/danellorestaurant 

57

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Executives 

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Join our confidential list of Executives. 

No need to register, simply fill in a brief form 

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situations.gg 


BUSINESS NEWS 

60 NEWS BULLETIN 

The latest business news from 

the Bailiwick of Guernsey 

66 LOCATE GUERNSEY 

Life is better in Guernsey 

74 WE ARE GUERNSEY 

Meeting the opportunities and 

challenges of climate change 

77 HURT 

By Mark Bousfield Group 

Managing Director at Ravenscroft 

78 BUSINESS INTERVIEW 

Meet Olly and Steve, 

co-founders of Resolution IT 

SUSPICIOUS ACTIVITY REPORTS 81 

What can the Channel Islands 

learn from the UK? 

TAXING DEMANDS 82 

Why the new economic substance 

tests could be trickier than you think 

HIGH-FLYING 88 

The latest appointments from 

leading Guernsey businesses 

AIRBNB AND GUERNSEY 

PROPERTY LAW 95 

What homeowners and 

tenants need to know 

BUSINESS INTERRUPTION 

INSURANCE 96 

The importance of getting it right 

59

Business 

BUSINESS NEWS 

Page 63 

Is your 

business ready 

for AI? 

Page 69 

Dealing with 

unmanageable 

workloads 

Page 73 

How did IT 

make it from 

the basement 

to the 

boardroom? 

Cristin Bouchet, Lloyd Sawyer and David Wilson 

DELTA EVENTS CELEBRATES 25 

YEARS OF BUSINESS SUCCESS 

Local event production company Delta Events has 

celebrated its 25th birthday and reflected on its 

phenomenal success from humble beginnings supplying 

sound and lighting equipment from a chicken shed 

operation in Jersey’s Trinity parish. 

The business officially launched in Jersey back in 1994 with 

a team of three, comprising founders Cristin Bouchet and 

Lloyd Sawyer and Dave Wilson, who sadly passed away 

in 2001. Ten years ago Delta set up its Guernsey branch 

to meet a client demand that continues to flourish and 

today boasts a 20-strong team across both islands and 

occupies four vast warehouses to house the latest technical 

equipment, staging, decorations and props. 

Simon Gasston, Managing Director at Delta Events, said: 

'It’s incredible to be celebrating such a milestone in Delta’s 

history. From very modest beginnings in Jersey, the 

business has gone from strength to strength and we’re so 

proud of the reputation we’ve garnered as a leading events 

production specialist across both Jersey and Guernsey.' 

BEDELL CRISTIN ADVISES 

ON THE ACQUISITION OF 

NORDBEN LIFE 

Bedell Cristin has acted as 

counsel to Monument Re on its 

acquisition of Nordben Life and 

Pension Insurance from BenCo 

Insurance Holding, following 

receipt of regulatory approval 

from the Guernsey Financial 

Services Commission. 

Monument Re Limited is a 

Bermuda-based reinsurer 

established to operate as an 

asset-intensive reinsurer and 

acquirer in Europe. 

Bedell Cristin's Guernsey team, 

led by Partner Richard Sharp and 

assisted by Managing Associate 

Lee Osborne and Legal Assistant, 

Jenny Mills, provided corporate 

and regulatory advice. The Bedell 

team worked alongside lead 

counsel for Monument Re, Travers 

Smith LLP. 

On the involvement of 

Bedell Cristin, Richard Sharp 

commented: 'Bedell Cristin is 

pleased to have assisted with this 

transaction. 

'Our depth of experience 

of insurance and regulatory 

issues enabled us to provide 

pragmatic commercial advice 

on the Guernsey aspects of this 

transaction. We have once again 

demonstrated why we are ranked 

as one of the top firms across the 

Channel Islands.' 

GUERNSEY LOCAL MARKET 

ACTIVITY OFF TO A POSITIVE 

START IN FIRST HALF OF 2019 

Sales activity in the Guernsey 

Local Market is up more than 

20% compared to the same time 

last year, according to the latest 

conveyancing statistics compiled 

by Unusualities of Guernsey, an 

independent compiler of local 

conveyancing statistics. 

For the six months to the end of 

June 2019 there were 414 Local 

Market houses and flats sold 

compared to 341 for the same 

period last year. 

Of those 414 Local Market 

transactions, the median price 

(realty only) for the 337 houses sold 

so far this year currently stands at 

£463,125, up from £429,000 for the 

same period last year. The median 

price (realty only) of the 77 Local 

Market flats sold in the first six 

months of 2019 currently stands at 

£236,437, marginally up from the 

£235,500 recorded for last year.* 

For the Guernsey Open Market, 

the 33 transactions recorded by 

Unusualities of Guernsey in the first 

six months of 2019 is one more than 

during the same period last year. 

Of those 33 sales, the median price 

(realty only) of the 30 Open Market 

houses sold this year is £877,500, 

which is down from the £910,000 

for the same period last year. The 

three Open Market flats sold so far 

this year have a median price (realty 

only) of £849,999.* 

Jason Morgan, Head of Carey 

Olsen's Property Group in Guernsey, 

said: 'It is encouraging to see activity 

levels in Guernsey's Local Market get 

off to such a positive start in 2019, 

particularly when you consider that 

2018 as a whole saw the highest 

number of Local Market transactions 

completed since 2011. Similarly, 

the sustained interest in the island's 

Open Market, carrying over from 

Jason Morgan 

last year into 2019, bodes well for 

the future and could be a precursor 

to an increase in sales and prices 

going forward.' 

*None of the total sales numbers quoted 

include inter-family or inter-company 

sales, transactions which are typically 

completed for a nominal consideration. 


APPLEBY HIGHLY 

COMMENDED AS 

OFFSHORE LAW FIRM OF 

THE YEAR 

SURE CHOOSES FEMALE STEM BURSARY WINNER 

Lucy Pratt, a student from the 

Ladies' College, has been selected 

as the first recipient of Sure’s female 

STEM bursary. 

Sure introduced the bursary, the 

first of its kind in Guernsey, at the 

end of January for a female student 

interested in studying a science, 

technology, engineering or maths 

(STEM) related degree at university. 

Lucy was one of many local 

students to apply and plans to study 

Sports Technology Engineering at 

Loughborough University. She was 

chosen for her genuine interest in 

engineering and finding out how 

and why things work, alongside her 

active interest in how technology 

can enhance our daily lives. 

Lucienne De La Mare, HR Director at 

Sure, said: 'We were blown away with 

Lucy’s application for the bursary 

and can’t wait to see her take her first 

steps towards what we expect to be 

a very successful career. 

L-R: Charlotte Dunsterville, Lucienne De La Mare, 

Lucy Pratt and Chris Durnell 

'At Sure we’re committed to 

supporting and developing local 

talent and this bursary aims to do that 

as well as diversify the local telecoms 

and technology sectors. This is just 

one way that we’re supporting the 

island’s economy as it gears up for an 

increasingly digital future.' 

Lucy will receive £1,500 a year to 

support her studies. Additionally, 

she’ll undertake six weeks’ paid 

work experience at Sure every year 

throughout the bursary as well as 

receiving ongoing support from 

female mentors in senior positions 

at Sure. 

Lucy said: 'I feel so lucky to be given 

an opportunity to gain such valuable 

work experience that can contribute 

to my future career aspirations. To be 

able to gain mentors from within the 

company will be such a great help 

moving forwards with my goals.' 

FIRST LOCALLY QUALIFIED DENTAL NURSES 

A group of 11 students has 

completed the first year of a twoyear 

Level 3 Diploma in Principles 

& Practice of Dental Nursing. This 

is the first time that the College of 

FE has run this course which was 

introduced in direct response to 

feedback from the sector. It is aimed 

at individuals already working in 

the profession who wish to gain a 

formal qualification in the field. 

The two-year programme is delivered 

by Catherine Rowberry, who 

qualified as a registered dental nurse 

in 1987 after two years studying at 

Manchester University. Catherine 

also holds the National Examining 

Board for Dental Nurses and has a 

distinction in Oral Health Education. 

College Principal Louise Misselke 

said: 'The College offers a 

responsive provision of professional 

qualifications, working in 

partnership with the island’s various 

industry sectors to ensure that our 

training provision correlates with 

their needs. I am delighted that this 

course is proving such a success.' 

Lorraine Barker, College Faculty 

Director, added: 'We have had 

extremely positive feedback from 

this first group of students who 

have welcomed the opportunity of 

gaining a formal qualification on the 

island within their chosen sector.' 

Appleby was recognised with 

a Highly Commended status in 

the Offshore Law Firm of the 

Year category at this year’s The 

Lawyer Awards, in relation to 

their expertise, legal innovation 

and market-leading strategy. 

The annual awards reward best 

practice and celebrate excellence 

across the entire industry. 

The shortlist was decided by a 

panel of over 60 judges from 

across the industry who debated 

entries from law firms, companies 

and barristers chambers. 

Michael O’Connell, Group 

Managing Partner at Appleby, 

commented: 'This recognition 

from The Lawyer is a testament 

to our highly experienced, expert 

teams across our local and global 

network of practices. We pride 

ourselves on our professionalism, 

integrity and excellent client 

service, and are delighted that this 

has been acknowledged at this 

prestigious event.' 

SAFFERY CHAMPNESS 

REGISTERED FIDUCIARIES 

LISTED AS A TOP 

INDEPENDENT TRUST 

COMPANY 

Saffery Champness Registered 

Fiduciaries has once again been listed 

as a tier-one firm in Eprivateclient’s 

Top Trust Companies. 

Eprivateclient, an online 

publication for leading private 

client professionals, introduced the 

Top Trust Companies rankings ten 

years ago in order to celebrate the 

largest and most successful private 

client-centric advisory businesses. 

They survey over 100 trust 

companies and the rankings are 

based on data received on areas 

such as number of client-facing 

directors, number of client-facing 

trust officers/managers, total 

number of staff and fee income. 

Figures for Saffery Champness’s 

submission were compiled from 

their Guernsey and Swiss offices. 

Managing Director of Saffery 

Champness in Guernsey, Nick 

Batiste, said: 'It is fantastic to once 

again be named as a top trust 

company, our continued inclusion 

in these rankings can be attributed 

to the tailored service we deliver 

and the quality of the staff that we 

employ.' 

61

Business 

BUSINESS NEWS 

CHANNEL ISLANDS 

GAIN THEIR FIFTH 

CIPR FELLOW 

The Channel Islands are now home 

to five Fellows of the Charted 

Institute of Public Relations (CIPR) 

after the professional body’s 

highest accolade was awarded to 

Mark Oliphant. 

Mark is Head of Communications at 

The International Stock Exchange 

(TISE) and sits on the Marketing 

Committee of the Guernsey 

Investment and Funds Association 

(GIFA). He is a Chartered PR 

practitioner and a former Secretary, 

Vice Chair and Chair of the Channel 

Islands Group of the CIPR. 

Mark said: 'I am delighted and 

honoured to have been awarded 

a Fellowship by the CIPR and 

join the ranks of many of the 

industry’s leading practitioners. I 

would like to thank all those who 

have supported me along my 

path. I hope that by continuing to 

represent both the CIPR and the 

broader industry, I can contribute 

towards securing a strong future 

for public relations and those who 

work in the profession, including 

in the Channel Islands.' 

Fellowship is awarded to 

members for their outstanding 

contribution to the CIPR and the 

public relations profession. There 

are fewer than 300 Fellows of the 

CIPR across the world. 

Emma Leech, CIPR President, 

said: 'Congratulations to Mark. 

Your professional achievements 

and commitment to life-long 

learning embody the CIPR’s core 

values. Our community of Fellows 

act as ambassadors for the CIPR, 

promoting professionalism and 

demonstrating best practice 

across the industry.' 

The other Fellows currently based 

in the Channel Islands are Steve 

Falla, Mike Sunier, Adam Riddell 

and William Church. 

William Church, Chair of CIPR 

Channel Islands, said: 'Mark has 

made a significant contribution 

to CIPR Channel Islands, 

including coordinating our tenth 

anniversary celebrations last 

year, as well as representing the 

profession more broadly in the 

islands. It is fantastic that Mark has 

been rewarded with this accolade. 

This further demonstrates the 

communications expertise we 

have available in the Channel 

Islands, where we also have the 

largest proportion of Chartered 

practitioners of any CIPR 

regional group.' 

ROSSBOROUGH 

STAFF CHALK UP 

50 YEARS’ SERVICE 

Three of Rossborough Insurance’s 

local staff have been the recipients 

of long service awards after 

reaching up to a quarter of a century 

with the company. 

Broker Jorden Toms, Accounts 

Assistant Rosie Murgatroyd and 

Accounts and Premises Supervisor 

Kay Leigh, have recently celebrated 

10, 15 and 25 years respectively. All are 

based at the local insurance broker’s 

Bulwer Avenue offices, fulfilling critical 

back office and customer-facing 

roles. John Nicholls, who retired 

from Rossborough after 25 years, 

also received a long service award. 

Director, Richard Clarke, said: ‘I 

believe it is quite unusual now to 

BURSARY SCHEME 

OFFERS INSIGHT INTO 

FINANCIAL SERVICES 

University students from Guernsey 

can now apply for this year’s PraxisIFM 

Bursary Award. It’s the third year the 

global financial services company has 

provided a bursary, which provides 

an annual sum of £2,500 and a 

chance to experience a variety of 

work across a range of areas. The 

PraxisIFM Bursary forms part of the 

Group’s commitment to training 

and development. Group Head of 

Human Resources, Sharon Coburn, 

said the scheme had been popular 

since launch. ‘Over the past two years 

we’ve had some great applications 

from students interested in a variety of 

degrees,’ she said. 

The recipient of the inaugural bursary 

awarded in 2017 was Psychology 

undergraduate Tilly Ayres who has 

just returned to the island, and 

PraxisIFM, for her second summer 

working across various departments. 

L-R: Jorden Toms, Rosie Murgatroyd, John Nicholls, 

Kay Leigh and Director Richard Clarke 

see staff remain with one company 

for so long and I am genuinely 

delighted by the loyalty shown. 

They have built up such a wealth of 

knowledge of not only the company 

and the industry but also of our 

customers, which is invaluable.’ 

The three employees all stated 

that changes in technology, in 

particular within the insurance 

broking industry, had been the most 

dramatic over the period. 

‘Online trading in the personal lines 

market, including motor, house 

and travel insurance, has been a 

key change over the past 20 years,’ 

commented Kay. ‘We are also seeing 

many more requests for travel 

insurance from older islanders due 

to the ageing population.’ 

Each staff member was presented 

with champagne, flowers and 

vouchers in recognition of the time 

spent with Rossborough. 

‘I’ve really gained a deeper 

understanding of the wide range of 

work that is done at PraxisIFM,’ said 

Miss Ayres, who has returned to the 

funds’ new business team. ‘This has 

been really interesting as I am able 

to get involved with more as I’m here 

for longer and see how projects have 

developed while I have been away. 

‘The financial support from the 

bursary and paid summer work 

has been really helpful throughout 

my course,’ said Miss Ayres. 

‘It has allowed me to be a bit less 

dependent on my parents and 

PraxisIFM has been extremely 

flexible with when I can work.' 

Last year’s recipient, Isabel Ives, will 

start her first paid work experience 

in the Group’s Private Client & 

Corporate team on Monday 8 July. 

The former Grammar School student 

is now a Criminology undergraduate 

at Sussex University. 

The scheme is open to Guernsey 

residents and offers the £2,500 

annual bursary over any three-year 

degree and paid work each summer. 


IS YOUR 

BUSINESS 

READY FOR AI? 

Guernsey businesses, 

entrepreneurs and students 

gathered at the Digital 

Greenhouse recently to 

hear from IBM at the Barclays 

Eagle Labs' AI Frenzy event. 

Barclays Eagle Lab Eco-System 

Manager, Gez Overstall, 

explains more. 

The Barclays Eagle Labs’ AI 

Frenzy events are open to 

anyone interested in learning 

how their business can benefit 

from artificial intelligence. 

Adoption of AI has tripled in 

the past 12 months and the new 

technology is continuing to create 

new possibilities for businesses 

large and small. AI is past the 

hype stage now and we want to 

make sure that businesses are able 

to use this expertise to support 

their growth and innovation. 

At our recent AI Frenzy event 

James Cruickshank, Power 

Systems Technical Architect at 

IBM, opened the session with 

a fun exercise demonstrating 

how AI could be used to track 

down a wanted criminal (in this 

case Professor Moriarty), before 

exploring the various uses that 

AI could be put to by businesses 

and other organisations. 

He also traced the evolution of 

AI, through ‘artificial intelligence’ 

where machines mimic human 

behaviour, ‘machine learning’, 

where those machines learn with 

experience, to the current concept 

of ‘deep learning’ neural networks 

that have the capacity to learn by 

themselves by consuming data. 

'Businesses can get a lot out of 

AI,' he said. 'If your business has 

lots of data, and you think you 

could use it to make predictions 

about behaviours or trends, 

then those are two big green 

flags to say that you could use 

AI to improve your work.' 

AI is today’s most important 

enabling technology which 

can be used to reimagine 

consumer experiences and 

business processes. Whether 

your organisation has a budget 

of £500 or £5m, AI can unveil 

revenue growth and cost saving. 

'Attending events such as AI 

Frenzy would be a good starting 

point for anyone interested in 

using AI in their business, and 

there are also many resources 

available from IBM', according 

to Kathryn Waller, a manager 

in IBM’s Barclays client team. 

'We have a worldwide developer 

community that supports each 

other, and many resources that 

can be accessed. While you still 

need some coding skills and 

knowledge, many code patterns 

are available as plug-ins from 

our community site, so if your 

business is interested in chatbots, 

for example, there are options 

to experiment with rather than 

starting from scratch,' she said. 

What do businesses need 

to consider when exploring 

the potential uses for AI? 

At Barclays we consider the 

following as starting points: 

1. Finding trends can be 

made simple. General 

analytical tasks, including 

finding patterns in data, 

can be performed more 

efficiently using AI. 

2. Don’t look to use AI for 

the sake of doing so. 

Instead identify processes 

within your business that 

could be improved and 

ensure AI is included in the 

possible list of solutions. 

3. AI isn’t an overnight solution. 

Timescales for creating AI 

are less certain than for 

traditional software and 

typically extend non-linearly. 

A prototype with limited 

accuracy can be developed 

within three months. 

4. Recognise AI’s potential 

for profit creation. AI 

entrepreneurship is becoming 

mainstream with one in 12 

European start-ups now 

putting AI at the heart of 

their value proposition. 

5. Expect non-traditional security 

considerations. Protect 

yourself and your business 

against malicious activity 

via thorough system testing 

and exception handling. 

Barclays Eagle Labs are spaces 

set up to help businesses create, 

innovate and grow. They also 

operate as community resources 

supporting digital empowerment 

for all. Their focus is to drive 

digital skills development, 

productivity and economic 

growth, and support job creation. 

Join us at our Barclays Eagle 

Labs' AI Frenzy events in 

Guernsey, Jersey, the Isle of Man 

and the UK to discover, network 

and collaborate with other 

forward-thinking individuals. 

Find more information here: 

https://labs.uk.barclays/ai#frenzy 

63

Business 

BUSINESS NEWS 

CAREY OLSEN 

AND PEA SUPPORT 

CREANDUM'S LATEST 

GUERNSEY FUND 

LAUNCH 

Carey Olsen's investment funds 

team in Guernsey, together with 

fund administration specialist 

Private Equity Administrators 

Limited (PEA), have assisted 

Creandum on the establishment 

of Creandum V, a €265 million 

venture fund focusing on earlystage 

opportunities across Europe. 

Following strong demand 

from existing and new 

investors, Creandum V was 

heavily oversubscribed and 

enjoyed re-commitments 

from all institutional investors 

in Creandum IV, while also 

attracting several new investors 

primarily from the US. The fund 

will follow the same strategy as 

previous Creandum funds and 

provide early stage investment for 

European technology companies. 

The Carey Olsen team advising on 

all Guernsey aspects of Creandum 

V's structuring, establishment and 

closing was led by partner David 

Crosland with assistance from 

Senior Associate Chris Hutley-Hurst. 

David said: 'Creandum has a 

stellar reputation in the European 

venture capital space and it was 

no surprise to us to see Creandum 

V enjoy such a smooth and 

significant fundraising. Carey 

Olsen has been privileged to 

work with Creandum for some 

time and it was pleasing to see its 

latest Guernsey fund garner such 

positive attention from investors.' 

PEA, Creandum's long-term 

administrator, has once again 

been appointed to provide 

administration services to the new 

fund. James Orrick, Managing 

Director of PEA, said: 'Working 

with Creandum and the investors 

in the fund to support this hugely 

successful launch highlights 

PEA's expertise as a boutique 

venture capital service provider, 

and our awareness of investor 

requirements. 

'Meeting the deadlines that are 

often involved in such launch 

projects is entirely a team effort 

and is made all the more possible 

through Guernsey's agility as 

a specialist fund jurisdiction. 

Congratulations to Creandum 

on this remarkable fundraising of 

their fifth fund.' 

SILVER SUCCESS FOR INNOVATIVE LOCAL APP 

JT’s free My Account customer 

app, the only one of its kind in the 

Channel Islands, has been awarded 

the silver award in the Best App 

category at the recent UK Digital 

Experience Awards 2019 (UKDXA) 

– coming second to BT’s entry 

and ahead of Manchester United’s 

football app. 

Dominic Vye, Head of Commercial 

Development, said, 'The team were 

already so pleased to have been 

shortlisted but being awarded silver 

in such a competitive category which 

included national household names 

is a really fantastic achievement for 

both the team and our customers, 

who have helped us to build it.' 

Now in its fifth year, (UKDXA) 

celebrate the ways in which 

today’s digital technology is used 

to enhance customer experience. 

The awards provide a platform for 

organisations and individuals to 

celebrate the partnerships they have 

formed and be rewarded for their 

digital innovation and customercentric 

culture. 

The JT My Account app was built 

locally, in-house, by JT’s team 

of software developers working 

together with Hollis Consulting. 

The app‘s success is thanks to 

a collaboration with JT’s own 

customers who provided the 

feedback that initiated the idea 

and continued to help via research 

panels and surveys throughout the 

TOP TIER FOR TRUST CORPORATION INTERNATIONAL 

Trust Corporation International 

has been named as one of the top 

independent trust companies in the 

2019 list issued by eprivateclient, the 

online publication for private client 

professionals, after a two-tier climb 

from the previous year. 

The 2019 eprivateclient Top Trust 

Companies list is split into two 

categories of independent trust 

companies and non-independent 

trust companies. The tiers are based 

on reputation, quality of service and 

development process. The result 

of working together with JT’s own 

customers is an app which provides 

a way for them to manage their 

services and view their bills on 

mobile devices, giving them the 

freedom and flexibility to monitor 

and control their account, when and 

where they need to. JT’s app has 

now been downloaded over 40,000 

times with over 32% of JT customers 

now actively using it daily. 

JT customers continue to play a 

leading role in the evolution and 

improvement of the app design and 

functionality, ensuring new trends 

and needs are considered. The app 

now includes live chat which allows 

customers to interact directly with 

the JT team and contact them to 

resolve queries faster than ever 

before. The simple and easy-to-use 

app has resulted in customer bill 

queries reducing by over 50% and 

has also had a positive contribution 

to JT’s commitment to the 

environment by reducing the need 

for paper bills by 62%. 

'The interaction we have with 

our customers remains hugely 

important to the success of the JT 

My Account app, without them this 

would not have been possible. Being 

recognised by UKDXA is a testament 

to the relationship our teams have 

developed with our customers, so 

a big thank you to them for their 

continued support,' said Dominic. 

how the firms have fared in the past 

12 months. 

CEO of Trust Corporation Mort 

Mirghavameddin said 'We are 

extremely pleased to follow up our 

nomination for a STEP Private Client 

Award with a two-tier climb to the 

top tier of the top independent trust 

companies listing. The recognition 

by eprivateclient for all our hard 

work in the past 12 months is a 

testament to our team’s drive to 

achieve excellence.' 


IT'S ONLY THE START FOR 

GUERNSEY FUNDS 

BY ANDREW MAIDEN, DIRECTOR FUND SERVICES AT INTERTRUST 

Guernsey’s strength in the funds sector has been built on the back of a flexible and responsive legal, 

regulatory and business environment for fund managers and sophisticated investors, complemented 

by having specialist providers of legal, tax, audit and administration services. Service providers in 

Guernsey have experienced the lifecycle of alternative asset classes many times so are familiar with 

the unique challenges faced during each stage. 

A FLEXIBLE FUNDS OFFERING 

Guernsey offers managers both regulated funds and 

unregulated supporting investment vehicles. While 

in most cases the 'top fund' will be regulated by the 

Guernsey Financial Services Commission (GFSC), 

the underlying investment holding structure, or the 

supporting managed account or co-investment 

structure, will likely not need to be regulated. As 

an unregulated entity it wouldn’t be a collective 

investment scheme and subsequently it wouldn’t be 

directly regulated by the GFSC, allowing for a greater 

amount of flexibility for both investors and managers. 

Guernsey’s level of success in fund services 

provision has resulted in the creation of a huge 

number of supporting and underlying investment, 

managed account and co-investment structures. 

With over 140 regulated funds in Guernsey, there are 

thousands of supporting entities that form part of 

these regulated fund structures. In some instances, 

the amount of capital invested via managed accounts 

or co-investment structures can exceed what’s 

being invested by the related regulated fund. 

The level of flexibility in setting up Guernsey 

entities - including limited companies, limited 

partnerships, unit trust and protected cell 

companies - means that there’s a suitable entity 

for all investment strategies and structures. 

PRIVATE CAPITAL DRIVING BUSINESS TO GUERNSEY 

In the decade following the global financial crisis 

private wealth has doubled in nominal terms and 

private capital has become a significant source 

of investment for fund managers, particularly in 

Guernsey’s specialist sector of alternative asset funds. 

Private capital as a source of funds for alternative 

asset classes, and the trend of increasingly complex 

private capital structuring arrangements, are driving 

factors for locational preference and this plays to 

Guernsey’s strengths. The island’s leadership in 

private equity, real estate, infrastructure, private 

wealth and private funds, allied to a dedication to 

quality service, is well recognised in the sector. 

In recent research carried out by Guernsey Finance 

it was noted that 'managers are increasingly being 

viewed as a source of deal flow as much as for their 

investment management expertise. Private capital now 

can amount to as much as 75-100% of assets under 

management, particularly for first-time managers.' 

New structures and solutions are becoming 

increasingly common to meet the particular 

demands of this market. Guernsey has the ability 

and track record to develop bespoke structures 

such as its popular and lightly-regulated Private 

Investment Fund (PIF). PIFs offer enhanced 

sophistication, diligence and co-investment 

opportunities which are particularly appealing to 

smaller managers and private family offices. 

LOCAL EXPERTISE FOR INTERNATIONAL CLIENTS 

As fund structures become more complex and 

the demand on managers to provide bespoke 

solutions and structures for individual investors 

becomes ever greater, Guernsey is well placed 

to assist managers with the set-up and servicing 

of a variety of different fund structures within a 

well-regarded, regulated and stable jurisdiction. 

Intertrust is a global leader in providing tech-enabled 

corporate and fund solutions to clients operating and 

investing in the international business environment. 

With over 3,200 employees across 30 key 

financial markets, we’re experts in all private 

capital asset classes. We leverage marketleading 

technology to help clients manage risk, 

improve quality of reporting and deliver value 

to investors. Our client list includes some of the 

largest and most experienced fund managers in 

the world, as well as emerging fund managers. 

Get in touch with Andrew at Andrew.Maiden@ 

intertrustgroup.com or 01481 211301 to find out more. 

Information correct as of print date Aug 2019. 

For disclaimer and legal messages, please visit the 

Intertrust Group website – intertrustgroup.com/legalnotice 

65

Business 

LIFE IS BETTER 

IN GUERNSEY 

Is now the ideal time to consider what living in the Island 

could mean to you? Are you happy living where you do 

now? Do you always feel safe and secure? Is your work-life 

balance perfect? Do you feel ‘in control’ or are things more 

complicated and less convenient than they used to be? 

So how about living somewhere which is safe and beautiful, 

enjoys close community spirit, makes its own laws, has one 

level of income tax and no corporation tax. Continually 

adapting to ensure its economy is prosperous, Guernsey is 

welcoming people who are attracted to a safe, secure and 

convenient way of life. 

Guernsey has quietly evolved 

into a formidable economic 

powerhouse with strong 

commercial ties across the UK 

and Europe, largely unaffected 

by Brexit yet working with the 

UK Government to ensure 

any implications of Brexit are 

managed positively. But there 

is much more to a decision to 

relocate to Guernsey; we have 

looked at ten advantages to 

living in Guernsey compared 

to a large UK town or city: 

1. HOUSE PRICES 

While property in the island 

has always been attractive to 

the rich and famous, homes 

are, when compared to 

London prices, on average 

£75,000 cheaper according 

to the UK House Price Index. 

You are also more likely to 

secure sea views and be able 

to relish some peace and quiet 

around you. Properties within 

Guernsey’s unique Open 

Market offer ample choice 

and values continue to rise. 

2. COMMUTING 

In the UK a commute could 

take over an hour, possibly 

without daylight let alone 

some attractive scenery; by 

comparison in Guernsey, it 

can be 15 minutes and in fresh 

air! Many chose to walk, cycle 

or scooter the short distance 

along stunning coastal paths; 

it is beautifully convenient. 

3. WORKING LUNCH 

Although London, for example, 

enjoys an astonishing array 

of dining options, most 

establishments will be 

packed when lunchtime 

should be relaxing, so often 

lunch becomes a desktop 

sandwich. Conversely, 

Guernsey’s seafood offerings 

are mouth-watering and can 

be enjoyed on a restaurant 

veranda overlooking one of the 

island’s 27 bays; there is rarely 

a queue and if lunch runs over, 

well, it’s only a few minutes 

back to the office or home! 

4. FAMILY 

Commuting in the UK can 

be time-consuming and 

emotionally and physically 

draining. It’s no surprise that 

the lack of quality family time 

is one of the most common 

laments heard among city 

commuters. Even when time 

permits, activities are often 

heavily subscribed and public 

spaces crowded. Guernsey, on 

the other hand, does quality 

time really well. With 29 miles 

of beautiful coastline there 

is an almost inexhaustible 

list of water sports that can 

be enjoyed by the whole 

family including kayaking, 

surfing, diving, jet-skiing, 

windsurfing, kite-boarding, 

sailing, coasteering, fishing and 

paddleboarding to name a few. 

With a tidal range of 33 feet 

(one of the largest in the world) 

the shores are transformed 

every six hours. It is perfect 

for swimming and rock 

pooling. The island’s beaches 

all have their own character, 

many being dog-friendly. 

5. CROWDS 

Wave goodbye to masses 

of commuters and hordes 

of city tourists! In London, 

for example, the population 

density is an average of 4,900 

people per square kilometre. 

Guernsey has only 962 people 

per square kilometre! If you 

desire more tranquillity then 

take a trip to the nearby carfree 

island of Herm, home to 

just 60 people; this increases 

as visitors take the 25-minute 

ferry ride to relish its fabulous 

scenery and hospitality. 

6. WEATHER 

Warmer temperatures mean 

many sub-tropical 

plants thrive in Guernsey. 

The island’s wild orchid fields, 


IT’S THE BOLD AND BRAVE 

WHO MOVE TO SECURE 

A BETTER LIFE. SO WITH 

CONTINUED UNCERTAINTY 

IN THE UK RELOCATING TO 

GUERNSEY OUGHT TO BE 

A SERIOUS CONSIDERATION 

A better life for you 

gorse-carpeted cliff paths, 

parks and stunning stately 

home gardens come alive 

with colour throughout spring 

and the summer months. The 

island also basks in an average 

of two hours more sunshine 

per day in July than London. 

7. SHOPPING 

There is no VAT. In the summer 

months the ‘Sea Front Sundays’ 

provide an extra opportunity 

to enjoy local produce from 

the varied quay-side stalls in 

a truly delightful setting. 

8. EMPLOYMENT 

Guernsey’s unemployment 

rate is enviably low at just 

over 2%, a consequence of 

a thriving economy, where 

the island’s specialist finance 

sector is the largest employer. 

Island employers invest heavily 

in their employees who are 

some of the most skilled and 

qualified in Europe. There 

are a notable number of 

over 65s who chose to work, 

perhaps also a reflection of 

the general well-being and 

longevity of island residents. 

According to the OECD Better 

Life Index Guernsey ranks 

ninth in the world for longest 

life expectancy at 82.3, only 

just beaten by Sweden. 

9. SAFETY 

Where else can you leave the 

roof down on your car or your 

helmet on your motorcycle 

knowing it will still be there 

when you return? In fact, two 

of the Locate team recently 

witnessed staff at a local 

coffee shop turn the ignition 

off in a car that had been left 

unlocked and running! We 

don’t recommend this but it 

certainly demonstrates our 

kind and caring society! 

10. LAST BUT NOT LEAST... 

Given the ongoing uncertainty 

in the UK, Guernsey is also 

appealing to those who 

hedge their bets and leave 

their options open. The island 

remains a self-governing 

British Crown Dependency, 

so as a British or EEA member 

country passport holder 

you can simply relocate; 

Guernsey’s unique Open 

Market category of properties 

makes this possible. 

If you purchase an Open 

Market Part A home for 

£1.32m or more within the 

first 12 months of residence 

you can enjoy a tax cap of 

£50k for up to four years*. 

There are no inheritance, 

capital gains, wealth, gift and 

estate taxes or VAT. Personal 

income is taxed at a flat rate of 

20%. These are all important 

factors, but it is perhaps how 

you feel in yourself that will 

be the biggest benefit - this 

is what people who have 

made the move tell us. 

It’s the bold and brave who move 

to secure a better life. So with 

continued uncertainty in the UK, 

relocating to Guernsey ought to 

be a serious consideration; we 

believe it may well be the best 

decision you will ever make. 

If you would like to find 

out more, we will be 

hosting a lunch at 

The Leadenhall Building, 

London on 10 October. 

Find out why keynote speaker 

and part-time Guernsey 

resident, Lord Digby Jones, 

chose to make a home on 

the island. 

A limited number of guest 

spaces are available. For more 

information please contact: 

Paul Kilminster 

paul@locateguernsey.com 

To start your journey, 

call the Locate Guernsey team 

on +44 (0)1481 743834 

email enquiries@locateguernsey.com 

or visit locateguernsey.com 

This feature has been prepared for general guidance and interest only, and does not constitute 

professional advice. No liability is accepted for any direct, indirect or consequential loss arising 

from the use of the content and the same is specifically excluded. 

67

We listen to what 

you really want from 

a career and take a 

proaccve approach 

to finding you the 

best soluuon. 

We care about 

providing unique 

soluuons, which is why 

the majority of our 

candidates are 

personally 

recommended by their 

peers. 

Our teams in 

Guernsey and Jersey 

focus on delivering 

exactly the right 

career path that fits 

your needs. 

18-20 Smith Street, St. Peter Port 

01481 729340 | info@ado.gg 

7 Castle Street, St. Helier 

01534 281553 | info@ado.je 


Business 

DEALING WITH 

UNMANAGEABLE WORKLOADS 

BY CHRISTINE 

BANGOR- 

JONES, SENIOR 

RECRUITMENT 

CONSULTANT 

AT ALEXANDER 

DANIELS 

OFFSHORE 

For the majority of us, our 

daily working lives go on within 

their allocated hours and, come 

the end of our working day, we 

can switch off, feet up and (for 

some and family commitments 

willing) get some ‘me time’. 

However, there are many 

occasions where our workload can 

grow and grow until it’s no longer 

possible to carry out our duties 

within working hours. It could be 

a shrinking workforce with your 

employer trying to cram in more 

productivity from fewer people, 

it could be a rapid evolution of 

your role or maybe inefficiencies 

within your department. More 

importantly, you need to ensure that 

your mental health and wellbeing 

is intact and when your workload 

is overwhelming, for some, stress 

and anxiety can kick in and it’s 

therefore important to nip this in 

the bud as soon as possible. 

Whatever is causing it, if you’re 

seeing your responsibilities 

grow beyond what you’re 

capable of doing, sitting quietly 

and complaining to friends or 

partners when you arrive home 

isn’t going to cut it in the long 

term, you need to confront this 

at the source before it gets too 

much so that you can continue 

to perform in your role, appease 

the powers that be and maintain 

that proper work-life balance. 

But before raising your hand 

exclaiming this is all too much, do 

your best to analyse the situation 

first; take a deep breath or put time 

aside, stop what you are doing and 

observe the situation. When did 

your workload start becoming too 

much, how has it progressed over 

time and what do you believe are 

the contributing factors to this? 

Once you’ve understood the 

causes behind your situation, ask 

yourself, given the authority, how 

would you solve this in a realistic 

manner and what are the pros and 

cons to this suggested solution? 

When you feel you have analysed 

the situation rationally and have a 

practical and carefully thought out 

option for solving this, you’ll be 

ready for a discussion. It’s always 

best to go to your direct report 

in the first instance, book in a 

meeting and explain how you’re 

struggling with your workload, but 

you have some ideas to make this 

more manageable and you’d like to 

discuss this further. It will be a much 

more productive meeting if you can 

come to the table ready for an open 

discussion and be willing to provide 

proactive solutions to the problem 

at hand. Communication and 

listening are so important after all. 

If you’re experiencing difficulties at 

work and you’d like a confidential 

and unbiased discussion about 

how to overcome issues 

before approaching them 

head-on, feel free to email me 

directly: christine@ado.gg. 

69

Our Trusts 

and Private 

Wealth practice 

Carey Olsen has one of the largest trusts and private wealth legal 

practices in the Channel Islands along with strong practices in 

Bermuda, the British Virgin Islands and the Cayman Islands. 

We have the scale and experience to resource the most demanding 

and complex matters as well as the day-to-day instructions. 

Our trusts and private wealth team represents professional trustees, 

private individuals and families, banks, financial institutions and 

charities from all over the world. 

We understand the longevity of trusts work, which is why we focus on 

building long-term connections with our clients and their advisers. 

To find out more, please contact one of the lawyers listed. 

“ Its trusts and fiduciary group is in a class 

of its own.” 

Chambers and Partners 

Russell Clark 

Partner, Guernsey 

D +44 (0)1481 732049 

E russell.clark@careyolsen.com 

Konrad Friedlaender 


D +44 (0)1481 741567 

E konrad.friedlaender@careyolsen.com 

Natasha Kapp 


D +44 (0)1481 741541 

E natasha.kapp@careyolsen.com 

Siobhan Riley 

Partner, Jersey 

D +44 (0)1534 822355 

E siobhan.riley@careyolsen.com 

OFFSHORE LAW SPECIALISTS 

BERMUDA BRITISH VIRGIN ISLANDS CAYMAN ISLANDS GUERNSEY JERSEY 

CAPE TOWN HONG KONG LONDON SINGAPORE careyolsen.com 


Business 

GUERNSEY 

FOCUSING ON 

FAMILY OFFICES 

BY RUSSELL CLARK, PARTNER AT CAREY OLSEN 

Guernsey’s Financial Services Policy 

Framework makes clear that Guernsey will 

do all that it can to attract family offices and 

the business they generate to the island. 

With recent research suggesting family offices 

currently hold global assets in excess of $4 trillion 

this appears a wise strategy – even if defining 

the term 'family office' can be considered one of 

art rather than science. No two families are the 

same and it follows that no two family offices are 

the same, at least towards the high end of the 

sophistication spectrum of clients that Guernsey 

aims to service. For some families, their office 

provides concierge services, managing domestic 

staff, ensuring that everything is ready to welcome 

them at their properties, that aircraft or yachts 

are fuelled and ready to go when required. Other 

family offices focus instead upon the management 

of family wealth either with a team of investment 

managers in-house or monitoring the performance 

of external investment professionals. Some families 

have offices which do both and much more. 

WHY GUERNSEY? 

The use of Guernsey trustees, Guernsey 

corporate structures, Guernsey-based banks or 

investment managers and Guernsey fund managers 

amongst family offices established in London, 

Geneva and elsewhere is commonplace. 

Encouragingly, we have also recently seen more 

families choosing to establish their own family 

offices in the island. Just as families are diverse, 

the drivers for this are just as diverse too. For some 

families, inadequate service levels from providers 

in other jurisdictions are cited as a reason. With 

others it is Guernsey’s good international reputation, 

white-listed status, rule of law, substance and 

professional infrastructure that attracts them. 

Of course, some Guernsey service providers will 

work with families over the course of several years, 

sometimes in times of difficulty. Relationships 

become strong and the management and staff 

of the service providers become trusted family 

advisers. We have worked with a number of 

families who will wish to personally secure 

the full-time services of those individuals and 

establish local family offices with them. 

For some high-net worth families with complex 

demands the cost of employing their own staff to 

provide key services is less than it would be to use 

the services of a licensed third-party provider. Again, 

we have worked with a number of families who, 

as a result of being in this position, establish their 

own family offices to take advantage of Guernsey's 

highly qualified and talented professional workforce. 

In some cases, those family offices become fully 

regulated by the Guernsey Financial Services 

Commission (GFSC) to provide services to other 

families in order to defray the cost, which in turn 

results in new fiduciary businesses being established. 

Other family offices are being established because 

key family office staff members or even family 

members are relocating to Guernsey. In a world that is 

becoming increasingly transparent as far as wealth is 

concerned, it is becoming difficult for wealthy families 

to remain below the radar. In some parts of the world 

living incognito is not just a matter of preference but 

a matter of personal safety. Guernsey is a politically 

secure, low-crime, low-tax jurisdiction in the same 

time zone as the UK with good connectivity and a 

unique concentration of well-qualified professionals. 

The island is also beautiful with a unique history. All 

are reasons cited by wealthy families for relocating. 

LOOKING AHEAD 

The Policy Framework now makes clear Guernsey’s 

goal to become forefront of mind amongst the 

global financial community for the provision of 

specialist family office services and that it is willing 

to hone its legal and regulatory approach to provide 

the most supportive global environment and 

ecosystem for servicing private capital and wealth. 

This has already been in evidence with the GFSC 

publishing revised guidance on the way private 

trust companies (PTCs) can be controlled and 

administered by licensed fiduciaries. The changes, 

which have been welcomed by local industry, 

simplify arrangements around a PTC's ownership 

and control and offer clients greater certainty. 

71

Managed IT 

Services 

Digital 

Transformation 

Cyber 

Security 

Professional 

Services 

Business 

Continuity Suites 

Managed 

Print Services 

Cloud 

Solutions 


Telephone: 01481 267338 

www.resolution-it.co.uk

Business 

HOW DID IT MOVE 

FROM THE BASEMENT 

TO THE BOARDROOM? 

BY OLLY DUQUEMIN, CEO RESOLUTION IT 

When Resolution IT started 12 years ago, it was with a 

mission to do things differently. It was 2007, the global 

financial recession had started, so possibly not the best 

time to start a business. However, we felt there was a 

definite gap in the market for doing things differently, 

offering affordable, customer-centric IT support and 

advice. Launching with two full-time members of staff 

(myself and Managing Director Steve Brehaut), our aim 

was to ‘design, install and support server-based networks 

using Microsoft Windows, workstations and server 

platforms’. Looking back, that was a very specific aim. 

We knew IT had the power to 

change businesses but neither 

of us could have foreseen the 

rapidity with which technology 

has transformed not only business 

processes but also the people who 

work in them, including us and our 

own business at Resolution IT. 

From historically being viewed 

as a ‘break-fix’ department, 

shut away in an inaccessible 

corner of the office, IT has and 

continues to impact all areas; 

from customer service, to sales, 

to informing real-time business 

strategies. It is increasingly 

seen as the driving force of the 

company and the prime innovator 

of new ideas and processes. 

Released from its basement 

shackles, its power is permeating 

throughout businesses, 

culminating in a seat on the 

Board for the CTO – Chief 

Technology Officer. Who could 

have predicted that someone 

from the IT department would 

reach those levels? With the 

insurmountable rise in cyber 

risk, increasing digitisation of 

business and technological 

innovations appearing almost 

weekly, it’s clear to see why. 

On our own journey, we’ve 

transformed both our services 

and what our people are doing. 

We continue to offer managed 

IT services but as the business 

has grown, both in knowledge 

and technical capability, we‘ve 

taken on increasingly larger 

and more complex projects. 

We’ve expanded the cyber 

security side of the business to 

combat increasingly frequent 

and more sophisticated threats. 

As we continue to reap the 

benefits of digitalisation, so are 

cyber criminals, with cyber crime 

becoming a full-scale industry 

worth hundreds of billions of 

pounds. New buzzwords are 

appearing all the time; spearphishing 

and watering hole attacks 

weren’t even IT terms when we 

started Resolution IT. And let’s 

not forget as the IoT (Internet of 

Things) continues to connect 

our daily activities, so will cyber 

attacks. With the increase in cyber 

crime has come an increase 

in awareness by businesses 

and as the first Guernsey IT 

provider to offer Cyber Essentials 

certification, we’ve noticed a rise 

in businesses becoming certified. 

Digital transformation continues 

to impact the way we do 

business and we’ve seen firsthand 

through ourselves and our 

clients how, by using the right 

solutions, we’ve all been able 

to become more competitive, 

agile and collaborative. Cloud 

technology is breaking down 

physical borders, allowing us all 

to compete on the world stage 

with much bigger players. 

However, we know you can’t 

just digitally transform a company 

with the right solutions, you 

have to take your people along 

with you. Many businesses are 

still operating with cumbersome 

legacy IT systems, as old as 

some of their loyal staff. It’s 

those companies that have 

bought into the realisation that 

it’s as much a cultural shift as it 

is a technological one, that are 

reaping the most benefits from 

it. So we’re also starting to offer 

change management as a service. 

Through our own experience of 

understanding how important it 

is to reskill your staff, we know 

you can only have a successful 

marriage of technology and 

people with a training pre-nup! 

IT IS INCREASINGLY SEEN 

AS THE DRIVING FORCE 

OF THE COMPANY AND 

THE PRIME INNOVATOR 

OF NEW IDEAS AND 

PROCESSES 

And with a move into over 

10,000 sq ft of new purposedesigned 

office space for our 

30-strong team, we’re able to put 

what we preach into practice with 

an amazing space showcasing 

what the modern way of working 

looks like, including over 90 desks, 

as part of our business continuity 

and training suites. Spread out 

across the expansive top floor, it’s 

a physical testament, if one were 

needed, of how far traditional 

basement-based IT has come. 

73

Business 

MEETING THE OPPORTUNITIES AND 

CHALLENGES OF 

CLIMATE CHANGE 

Guernsey’s progress in green and 

sustainable finance has been praised by a 

leading international figure in the sector. 

Stephen Nolan, Managing Director of the 

international network of Financial Centres 

for Sustainability (FC4S), a United Nations 

initiative, spoke at a conference organised 

by Guernsey Finance in association with 

BPP Channel Islands and also met senior 

politicians, regulators from the Guernsey 

Financial Services Commission, and industry 

members involved in green finance. 

Guernsey joined FC4S last year. The 

network includes leading finance 

centres such as London, Paris, Dublin, 

New York and Hong Kong, and most 

recently Tokyo, Beijing and Lagos. 

Mr Nolan highlighted the progress financial 

centres are making in the development of 

climate finance. Paris and London are leading 

the field – Guernsey has an agreement to 

work with the London Green Finance Initiative 

– while others are still at 'ground zero'. 

Guernsey, he added, was making good 

progress. Below, he explains more about 

green finance and Guernsey’s role. 

WHAT IS THE BACKGROUND OF FC4S? 

In 2017, the G7 nations requested that UN 

Environment develop an initiative to further 

mobilise financial centres in support of green 

and sustainable finance initiatives. FC4S was 

established in May 2017 and is delighted that 

Guernsey became a member in mid-2018. 

WHAT IS GREEN FINANCE? 

In order for us to meet climate agenda 

between now and 2030, which is to ensure 

that global temperatures don’t increase more 

than 1.5C, we have to invest nearly $90 trillion 

around the world in green and sustainable 

infrastructure. Within that, we’re trying to 

establish the role of the financial centre 

ecosystem. If we don’t mobilise this capital, 

we won’t meet our climate targets, and we 

all know what will happen if that’s the case. 

HOW BIG A PART CAN GUERNSEY 

PLAY AS A FINANCIAL CENTRE? 

At European level, £2 trillion is required 

to meet Europe’s de-carbonisation targets. 

Guernsey itself must invest maybe hundreds 

of millions at local level and unlock private 

capital along with state capital to meet its 

targets. First, it’s about financing the Guernsey 

transition so the island can create an enabling 

environment where public and private capital 

can invest and, by doing so, get a good return 

and make Guernsey a better place to live. 

Secondly, Guernsey as a financial services 

centre can develop more green products 

and services, tapping into demand 

for capital side supply and products 

that can flow capital into projects and 

unlock further capital in this space. 


REPORTING GLOBAL 

DEVELOPMENTS 

Guernsey Finance is publishing a research 

series this year and has so far studied Family 

Offices, Green Finance and Private Capital. 

IS GUERNSEY DOING WHAT IT SHOULD 

BE TO ENABLE GREEN INVESTMENT? 

As a member of our network through Guernsey 

Green Finance, Guernsey has handled this process 

very strategically and created a public-private initiative 

to determine what is needed to make Guernsey as 

attractive as possible. Guernsey is delivering on its 

plan and moving towards alignment with the Paris 

agreement but it is going to take many years. 

YOUR AGENCY IS HERE TO FACILITATE THAT 

GROWTH – HOW CAN YOU HELP GUERNSEY? 

FC4S works with Guernsey via an annual assessment 

and works with the island on an advisory basis on 

the back of that data, helping develop capacity, 

catalysing action at a local level and setting 

priorities for achieving green finance initiatives. 

Guernsey Green Finance is an example of 

what’s possible when people come together 

around the table. It doesn’t matter what size the 

financial centre is, it’s assessing what it actually 

means in terms of risk and opportunity. 

Guernsey enjoys stability in its financial services 

system and is a hub for several funds domiciled, 

serviced or managed here, and you have billions in 

low carbon funds and there’s a lot happening. 

Guernsey also needs to transition to a lower carbon 

future and will need to develop environmental 

policies conducive to private capital being 

made available to support public funds. 

Address PO Box 655, Somers House, 

St Peter Port, Guernsey, GY1 3PN 

Phone +44 (0) 1481 720071 

Twitter @WEAREGUERNSEY 

Email info@weareguernsey.com Web weareguernsey.com 

PE MANAGERS STILL UNDERESTIMATE 

THE IMPACT OF GREEN FINANCE 

Guernsey Finance’s findings into private equity 

and green finance suggested the political 

backdrop is encouraging private equity managers 

to consider more investment in green and 

sustainable finance – but they also want to see 

more transparency in those funds. 

Research revealed rising interest in green 

investment from managers, but also an 

underestimation in the funding requirements 

and commercial opportunity for limiting 

global warming. 

Three-quarters had increased exposure in 

sustainable finance and everyone planned 

to do so in the future. 

They also agreed that transparent verification 

and certification, such as that offered by 

Guernsey’s world-leading Guernsey Green 

Fund, will catalyse investor demand. 

PRIVATE CAPITAL TAKES BIGGER STAKE 

IN PRIVATE EQUITY MARKET 

Private capital is growing in significance 

as a source of funds for private equity funds. 

The PE industry – particularly smaller, boutique 

and specialist managers – is taking advantage 

of this growth over the decade since the global 

financial crisis. 

Research showed that managers are 

increasingly being viewed as a source of 

deal flow as much as for their investment 

management expertise. 

There is also a trend developing as the growing 

complexity of private capital arrangements 

requires bespoke arrangements, particularly 

among family offices. These issues are driving 

factors for the selection of jurisdiction for 

administration and domicile. 

SUBSTANCE KEY FOR FAMILY OFFICES 

Substance requirements are becoming so 

significant that they are now influencing where 

high-net-worth individuals are basing family 

office arrangements. 

Having satisfied the EU’s substance 

requirements, Guernsey is increasingly being 

considered as a jurisdiction of choice for global 

family offices to manage their wealth structures 

in a safe, secure and stable environment. 

To view the conclusions of all our research, 

go to: weareguernsey.com/literature/. 

75

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Business 

HURT 

BY MARK BOUSFIELD, 

GROUP MANAGING DIRECTOR, 

RAVENSCROFT 

AND YOU COULD HAVE IT ALL 

MY EMPIRE OF DIRT 

I WILL LET YOU DOWN 

I WILL MAKE YOU HURT 

Trent Reznor, Nine Inch Nails, 1995 

Well, here we are again: the end of the world is nigh, 

and we have another new prime minister. How many 

times have we written this in the last 12 or so years? 

The only thing we do know is that the usual media 

hype about the first 100 days is not overblown. If the 

blonde bombshell doesn’t hack it before the end of 

October, then we can safely assume further change. 

Instead of prognosticating about the likely length 

of Boris’s tenure in Number 10 – something about 

which I have absolutely no insight – I’ve opted to 

muse upon a modern phenomenon, the taking of 

offence insofar as it is connected to the rise of social 

media influence. You might ask what this has to 

do with investing. Stick with me, we’ll get there… 

Unless you live under a rock, you will have at least a 

passing acquaintance with what could be considered 

the bane of modern existence, social media. From 

innocuous (but ever-so-slightly-irritating) updates 

as to what your ‘friends’ are doing/thinking/eating/ 

drinking to infinitely more chilling livestreams of 

suicide, and attendant cyberbullying, we are now 

constantly immersed in a competition for our everdecreasing 

attention spans. Why? Well, mainly 

because the purveyors get paid through clicks, 

adverts or simply aggregating (and then selling on) 

personal information pertaining to you, the viewer. 

One of the interesting by-products of our new world 

is the division of society into intersectional groups – 

the attempt to identify what makes us individually and 

collectively different from our fellow humans, and then 

to advertise or pander to those differences. It’s a more 

sophisticated version of the old ABC1/C2DE, middle 

class/working class, National Readership Survey social 

grade proxies that have been used by the advertising 

community for the last 50 years. Both processes make 

sweeping assumptions about their subjects; but, with 

the addition of clever tracking tools – like the ones that 

keep (not so) magically advertising stuff you were just 

Googling – they can be refined over time. To the point 

where, for example, you can be specifically identified 

as a swing voter by a particular political party. 

It follows that if your proclivities and affiliations can 

be suitably categorised, your service providers can 

helpfully curate your news and social life in order to 

connect you with others of (supposedly) like mind. 

And thus, your life is enhanced and enriched. Not. 

So, in addition to identifying, advertising and 

selling you anything from toilet rolls to cars, I can 

also provoke your sense of joy/affection or outrage/ 

condemnation by pushing your intersectional 

buttons. Moreover, if I link you to your fellow 

travellers and then declare to you that sense of 

joy/outrage, you may feel obliged to signal your 

affection/condemnation back to the community 

in order to validate your status within it. 

Bear in mind that none of this is new – it is simply 

enhanced community and social organising through 

technology. You have always been able to do all 

these things, but a lack of connectedness meant that 

it took a long time for others to read or hear your 

message. By which time it had often either lost its 

impact or the audience lost interest. Now you can 

achieve it all in real time. Witness the speed with which 

politicians, enterprises and the media react to tweets, 

Instagram posts and YouTube videos, especially 

the hostile ones. Hesitation, even if appropriate, is 

seen as weakness and, often, insensitivity; either 

can be fatal in a 24/7 news environment. 

The squeaky wheel gets most grease is perhaps 

the best way to think of this. Any activist worthy of 

the name understands that you can easily provoke 

and then amplify outrage simply by appealing to 

the hive. The fact that in days gone by virtually 

no one would have known (or cared) about your 

grievance is perhaps a pity but irrelevant. 

Are things likely to change? Maybe. Politicians around 

the world are beginning to look at anti-trust legislation 

for the tech titans, so stand by for appeals to your 

sense of tribal hurt from Facebook, Apple, Amazon, 

Netflix, Google et al. We invest with our heads not 

our hearts but will be watching closely all the same. 

77

Business 

MEET 

OLLY AND STEVE 

Olly Duquemin and Steve Brehaut are the co-founders of 

Resolution IT, specialist outsource providers of innovative IT 

solutions, support and managed services. With technology 

evolving at a bewildering rate, how does this Guernsey firm 

stay ahead of the curve? 

When Olly and Steve, together with 

Phil Duquemin, established Resolution 

IT in 2007 they had a clear goal: ‘We set 

up the business to do things differently 

and focus on being much more than a 

traditional reactive IT support company,’ 

says Olly. ‘We wanted to be an extension 

to our clients’ business, rather than them 

just phoning us up when things went 

wrong.’ Twelve years on, Resolution IT 

has over 30 staff and offers a range of 

services, from managed IT support and 

digital transformation to cyber security 

and print services, as well as moving into 

data analytics and change management. 

‘We’ve always been flexible in the type of 

solutions we provide and it’s 100% about 

what’s right for the client, so we take time 

to understand what’s best for them,’ says 

Steve. As Olly explains: ‘We work very much 

as our clients’ trusted adviser, and their 

success is our success. What’s important 

is that we add value, whether through IT 

support and solutions, or by helping them 

digitally transform so they can work as 

efficiently and securely as possible and be 

competitive within their own industry.’ 

Technology is complex and there’s plenty 

of jargon within the industry, but Steve 

assures, ‘One of our strengths is not talking 

IT mumbo jumbo that the client won’t 

understand. It’s about speaking plain English 

and showcasing what we can do.’ The 

company supports organisations of all sizes 

in numerous sectors, even those with inhouse 

IT staff. ‘If they have specific specialist 

project work that we’re doing day in day out 

but they’re doing as a one-off, we take care 

of that, so their team isn’t having to learn 

something completely new – and we’ll do it 

within their budget and timescale,’ says Olly. 

In response to the increasing need for 

cyber security, Resolution IT’s security team 

continues to expand. As Steve observes: 

‘Our role is to inform all our clients of the 

risks out there and come up with ways 

to help them protect their data and their 

networks. Large enterprises can spend 

hundreds of thousands of pounds whereas 

typical Channel Island businesses don’t 

always have that luxury, so it’s about getting 

the right technology and doing the right 

training with our clients’ staff, helping them 

stay as safe and protected as they can be.’ 

Olly adds, ‘It’s about putting in place layers 

of defence to protect you - but ultimately 

it’s a moving target so cyber security 

is very much a continuous journey.’ 

‘WE’VE ALWAYS BEEN FLEXIBLE 

IN THE TYPE OF SOLUTIONS 

WE PROVIDE AND IT’S 100% 

ABOUT WHAT’S RIGHT FOR THE 

CLIENT, SO WE TAKE TIME TO 

UNDERSTAND WHAT’S BEST 

FOR THEM.’ 

A proactive approach is key, so the team 

advises and can certify organisations 

on Cyber Essentials and IASME security 

standards. ‘It doesn’t necessarily mean that 

you’re immune from a cyber attack, but it 

does demonstrate to our clients’ clients, 

their board and their regulators that they’re 

taking the issue seriously,’ says Olly. ‘There 

used to be a bit of a mindset of 'we’re 


‘THE WAY TECHNOLOGY IS CHANGING AND EVOLVING IS 

EXCITING, BUT WHAT DRIVES ME IS WORKING WITH THE TEAM 

WE HAVE AND THE CULTURE WE HAVE HERE, AS WELL AS THE 

CLIENT RELATIONSHIPS WE’VE BUILT OVER THE 12 YEARS.’ 

Guernsey and why would people 

attack us?' but the reality is that 

with an internet connection, 

you’re as much at risk here as you 

are in a major city,’ adds Steve. 

Keeping up with a rapidly 

changing industry is a challenge, 

but having the right staff 

certainly helps. ‘The whole team 

has a hunger and a passion 

for personal and professional 

development - that’s what 

keeps us ahead,’ says Steve. 

Olly reveals that trainees and 

existing staff will be able to 

benefit from the Resolution 

Academy, a work in progress that 

arose from a Dragons’ Den-style 

contest within the company. ‘Our 

Academy is all about upskilling 

our staff, not only around their 

professional qualifications but 

their soft skills as well. There’s a 

skills shortage here so we have to 

develop our home-grown talent. 

Some of our top consultants 

came in as trainees, and it gives us 

a real buzz that people who join 

us are inspired to develop and are 

very committed to the company.’ 

Resolution IT recently won 

the YBG Bill Green Award for 

Entrepreneurial Spirit, and was 

ranked amongst the world’s 501 

most strategic and innovative 

managed service providers 

in Channel Futures’ annual 

rankings, a unique accolade 

for a locally run, locally owned 

business. The growing company 

will be moving into 10,000 sq 

ft of new purpose-designed 

offices later this year, which 

includes 90+ business continuity 

desks and training facilities; 

confidence in the future is high. 

It’s hard to predict how the 

industry will evolve. ‘It’s like 

looking in a crystal ball when it 

comes to technology for the next 

10 years but what we do know is 

that it’s changing at a faster rate 

than it was in 2007,’ says Olly. 

‘That’s why we’re spending a lot 

of time with our clients on digital 

transformation so that they’re not 

left behind.’ Steve adds, ‘It’s about 

working smarter, and enabling 

staff to innovate in other areas 

because they’re not bogged 

down with manual, tedious tasks 

that nobody wants to do.’ 

‘It’s not just about technology, 

it’s working with people, 

building those relationships and 

helping them reach their full 

potential within technology,’ 

says Olly. Steve sums up, ‘The 

way technology is changing 

and evolving is exciting, but 

what drives me is working 

with the team we have and 

the culture we have here, as 

well as the client relationships 

we’ve built over the 12 years.’ 

OLLY DUQUEMIN (LEFT) AND STEVE BREHAUT 

79

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Business 

£ 

SUSPICIOUS 

ACTIVITY REPORTS 

– WHAT CAN THE CHANNEL 

ISLANDS LEARN FROM THE UK? 

£ 

£ 

£ 

£ 

BY DAVID CADIN, 

MANAGING 

PARTNER OF 

BEDELL CRISTIN 

The Law Commission of England 

and Wales has just produced 

a report on suspicious activity 

reports (SARs) filed under the 

anti-money laundering regime. 

Although there are some 

fundamental differences between 

the English regime and those 

applicable in the Channel Islands, 

the broad approach is similar. 

Financial services businesses 

must file SARs whenever they 

‘think that there was a possibility, 

which was more than fanciful’, 

that a person is engaged in money 

laundering or have objective 

grounds for so suspecting. 

In the UK, some 463,938 

SARs were submitted between 

April 2017 and March 2018. 

The Law Commission carried 

out an independent analysis of 

a sample of those reports. 

The main conclusions were that: 

• there was a substantial variance 

in the quality of SARs filed; 

• there was clear evidence that 

some reporters misunderstood 

their legal obligations under the 

Proceeds of Crime regime; 

• around 15% of SARs did 

not meet the threshold of 

suspicion (i.e. there was no 

‘possibility, which was more 

than fanciful’), and that would 

equate to approximately 4,121 

SARs having been submitted 

unnecessarily between October 

2015 and March 2017; 

• this corroborates the view 

that the threat of individual 

criminal liability for the relevant 

officials working in the reporting 

sector for a failure to make 

a disclosure encourages 

defensive reporting; and 

• in addition to this, reporters 

only articulated reasonable 

objective grounds to suspect 

in 52.4% of the SARs analysed. 

The Law Commission made a 

number of recommendations, 

including a fundamental one 

requiring additional guidance to 

be provided as to what exactly 

amounts to a suspicion. 

ALTHOUGH THERE ARE 

SOME FUNDAMENTAL 

DIFFERENCES BETWEEN 

THE ENGLISH REGIME 

AND THOSE APPLICABLE 

IN THE CHANNEL 

ISLANDS, THE BROAD 

APPROACH IS SIMILAR 

However, possibly the most 

interesting recommendation is 

the last, which deals with the 

suggestion of thematic reporting 

or ‘Geographical Targeting Orders’. 

These remove the reporter’s 

discretion to assess suspicion 

and instead require them to make 

reports if certain specified criteria 

are met (for example, an obligation 

to report may be triggered if a 

transaction occurs in or across a 

prescribed geographical location, 

or certain financial or other 

thresholds are met). The Law 

Commission thought that thematic 

reporting might have a role to 

play in addressing problems of 

underreporting by certain sectors 

but recommended that a costbenefit 

analysis should be done 

to ensure proportionality within 

the reporting regime, before any 

such changes were made. 

The report provides independent, 

publicly-available analysis of the 

SAR regime in England and Wales 

and can be used by businesses 

to benchmark and indeed, to 

challenge their own behaviour. It 

is a really useful document and 

one which the Channel Islands 

would do well to emulate. 

Indeed, although Jersey usually 

prides itself on being the vanguard 

of regulatory developments, the 

latest ‘quarterly report’ published 

by the Joint Financial Crime Unit 

is for September 2016 (which 

noted that there were 2,317 SARs 

in 2015 and disclosures were 

slightly higher in 2016). Similarly 

in Guernsey, the latest information 

available is for 2015. Current 

figures and typologies for the last 

quarter in both jurisdictions would 

be a real benefit to industry. 

Suspicious Activity Reporting 

is also a crucial focus for the 

international community (indeed, 

the Cayman regime came in for 

significant scrutiny in the recent 

FATF report). With a further 

evaluation of Jersey's AML regime 

by MONEYVAL in a couple of years, 

we clearly need to do better! 

That is even more important given 

that resources are tight in both 

islands. If the trends identified in 

England by the Law Commission 

were to be repeated in the Channel 

Islands, many of the SARs filed will 

not be properly justified, institutions 

will have been reporting customers 

and clients inappropriately, and 

the authorities will have had to 

deal with a significant number 

of unnecessary reports. 

81

Business 

TAXING DEMANDS: 

WHY THE NEW ECONOMIC SUBSTANCE TESTS 

COULD BE TRICKIER THAN YOU THINK 

BY ALEXANDRA MCINNES AND DAVID WALDRON, PWC CHANNEL ISLANDS 

Certain Guernsey businesses must now have the ‘economic substance’ 

needed to show that the income they are taxed on is generated here on 

the island rather than being diverted from abroad. The big challenge is 

gathering together all the evidence needed to prove that. If your business 

can’t, it could find itself mired in costly and disruptive investigations. 

Worldwide, tax is at the top 

of the legislative agenda as 

governments collectively and 

individually seek to secure what 

they see as their fair share. 

Last year, the Government of 

Guernsey announced that the 

island had earned the highest 

OECD rating for the quality of its 

tax transparency and international 

information exchange 1 . This was 

followed by confirmation from 

the OECD that Guernsey's tax 

regime was not harmful to the 

global economy. Commenting 

on the OECD decision, Gavin St 

Pier, President of the Policy & 

Resources Committee, said: 'The 

affirmation that our tax regime is 

not harmful in the global economy 

is an important decision to help 

challenge misconceptions about 

Guernsey. Guernsey has a long 

track record as a transparent 

and cooperative jurisdiction that 

meets international standards as 

they emerge. The maintenance 

of this track record remains one 

of the priorities in the island's 

Future Guernsey Plan. The OECD's 

review published this week 

provides further independent 

confirmation of this. It will be 

no surprise to anyone who 

has knowledge of Guernsey's 

exemplary standards in this field.' 2 

SUBSTANCE TESTS 

The Government of Guernsey 

sees its commitment to 

transparency and international 

co-operation as being further 

reflected in its agreement to 

introduce tests to confirm 

economic substance, the next 

stage of compliance with the 

EU’s code of conduct on tax 3 . 

These are also being introduced 

in Jersey and the Isle of Man 

as well as other jurisdictions. 


The tests are designed 

to prevent taxable income 

being diverted to ‘nameplate’ 

companies, which are registered 

in a jurisdiction but perform 

little or no economic activities 

there. The three criteria are: 

1. The company is managed 

and directed in Guernsey 

2. The company’s core income 

generating activities (CIGA) 

are undertaken in Guernsey 

3. The company maintains 

adequate physical 

premises, people and 

expenditure in Guernsey 

EASIER SAID THAN DONE 

There may be some misplaced 

complacency over the rules 

as companies presume that 

this substance is what they 

already have and therefore 

demonstrating this in the 

redesigned tax return will be a 

quick and painless exercise. 

Unfortunately, filing is unlikely 

to be straightforward. Companies 

should speak to their advisors and 

begin to collate the necessary 

data and make preparations for 

reporting now rather than the last 

minute. For example, you know 

that your company is managed 

and directed here, but do you 

have the records of board meeting 

frequency, minutes of what was 

discussed and who was there to 

demonstrate this? Just having 

a meeting isn’t enough, it must 

also take the strategic decisions 

governing the company’s future. 

Similarly, your CIGA could 

include outsourced activities as 

well as in-house operations, as 

long as the outsourcing is in the 

island. Outsourced activities can 

be included in your return. But you 

need to be able to demonstrate 

adequate supervision over them. 

The resources of the service 

provider may also be taken into 

account, but that in turn is likely 

to require a high level of clarity 

in service level agreements 

and co-ordination over filing. 

CALLED TO ACCOUNT 

Without this evidence in place, 

you may find filing very difficult 

or even fail an audit. Lack of 

preparedness for a tax audit 

will end up taking up more 

management time than proactive 

preparation. It’s therefore 

important to look at what data 

you need and how this can 

be generated, along with the 

necessary governance procedures 

and agreements with outsourcers 

needed to underpin this. 

THE BIG PICTURE 

The other big reason that 

economic substance isn’t just 

a tick-the-box compliance 

exercise is that it isn’t a one-off. 

Rather it’s part of a global push, 

with a lot more related moves 

coming up on the horizon. 

Key developments include the 

OECD’s roadmap for resolving 

the 'tax challenges arising from 

the digitalisation of the economy', 

which despite the name would 

apply to virtually every company 

with international operations, 

digital or otherwise. And with 

proposals that include minimum 

taxation and allocation of profits 

according to fixed formulae, this 

could severely disrupt intra-group 

transfer pricing arrangements. 

Our best recommendation would 

therefore be to look at economic 

substance as part of a big picture 

that encompasses multiple 

strands of tax reform. Are your 

operating structures, including 

where you pay tax, still viable? 

How will economic substance 

compliance in Guernsey and other 

crown dependencies impact on 

the transfer pricing arrangements 

in your group as a whole? 

With attention now, all 

this can be managed. The 

Government of Guernsey has 

said that a clear demonstration 

of the economic substance that 

underpins businesses on the 

island would enable Guernsey 

to emerge stronger and more 

competitively positioned 4 . But 

everyone needs to comply first. 

ADVERTORIAL 

WE HELP CLIENTS SOLVE 

IMPORTANT PROBLEMS 

OUR ADVISORY TEAM ARE SPECIALISED IN THESE AREAS 

 

Getting your technology strategy right 

 

 

 

 

 

 

 

 

 

 

Unlocking the value of your data 

Making your business cyber secure 

Complying with changing regulation 

Managing risks in your business 

Having the right controls in place 

Strategic changes to drive success 

Project management support 

Listing your business 

Managing your back office 

Liquidations 

To find out how our Advisory team in Guernsey 

can help you, contact alexandra.mcinnes@pwc.com 

1 

States of Guernsey media release, 23 July 2018 (https://www.gov.gg/article/166371/Guernsey-receives-top-marks-for-transparency-from-OECDs-Global-Forum 

2 

States of Guernsey media release, 25 July 2019 (https://www.gov.gg/article/172736/OECD-review-concludes-that-Guernseys-tax-regime-is-not-harmful) 

3 

‘Economic substance’, States of Guernsey (https://www.gov.gg/economicsubstance) 

4 

We are Guernsey, 29 April 2019 (https://www.weareguernsey.com/news/2019/guidance-on-guernseys-economic-substance-requirements-published/) 

83

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Business 

OAK GROUP 

ENHANCES FUND 

EXPERTISE 

BY MARK WOODALL, MANAGING DIRECTOR, OAK FUND SERVICES (GUERNSEY) LIMITED 

A MATURING INDUSTRY 

As the financial services industry 

matures, the Channel Islands 

continue to see an increase 

in consolidations resulting in 

integrated, multi-jurisdictional 

service providers covering fund, 

fiduciary, trust and corporate 

services. While the majority 

of mergers and acquisitions 

have been facilitated through 

private equity investment, Oak 

Group ('Oak'), a private client, 

corporate services and fund 

administration business, has 

taken a fresh approach. 

THE OAK BUSINESS MODEL 

Oak has completed a number of 

acquisitions backed by investment 

from a local, listed fund whose 

investors are based in the 

Channel Islands. With long-term 

committed capital, Oak intends to 

grow steadily, placing an emphasis 

on client service and retention 

to create value in the business 

without the internal financial 

pressure that is typical of most 

M&A transactions. This innovative 

approach offers the opportunity 

for the continued involvement 

of the original principals from 

each of the companies acquired 

and for employees to obtain 

an interest in the business. 

ACQUISITION OF IAG 

In May 2019, Oak completed the 

acquisition of Guernsey-based 

fund administrator, International 

Administration Group ('IAG'). IAG 

is a specialist provider of fund 

administration and depositary 

services to private equity, 

open-ended, listed and alternative 

asset fund structures. IAG has 

nearly 20 years of expertise in 

fund administration and provides 

a full suite of services including 

financial reporting, company 

secretarial and corporate 

governance, cash management, 

investor services, listed fund 

services, compliance and 

regulatory applications. IAG has 

given Oak its first substantial 

fund administration operation 

and is now the centre of fund 

expertise within the Oak business. 

THE FUTURE OF FUNDS 

The alternative asset industry has 

seen significant growth over the 

last decade with corresponding 

growth in assets under 

administration across every asset 

class. Both new and established 

managers continue to recognise 

outsourcing as an essential 

component of structuring and 

managing their funds. Similarly, 

investors increasingly expect to 

see evidence that fund managers 

have commissioned the services 

of an experienced third-party 

administrator to provide process 

transparency, credibility and 

professionalism to the operations. 

The increased need for asset 

managers to be flexible and 

deliver more detailed reporting 

to investors demonstrates the 

growing complexity of fund 

administration and the need 

to have the best people using 

best-in-class technology to 

deliver a quality service. As part 

of Oak, we have strengthened 

our jurisdictional and asset class 

coverage. We look forward to 

giving clients the opportunity to 

leverage our reputation, resources 

and expertise as an established 

fund administrator and offer 

them access to a specialist team 

of professionals supported by 

leading industry technology. 

COLLABORATION 

We are very excited to have 

joined Oak to become the 

centre of its fund administration 

services. We agree on the 

fundamental importance 

of a personal, director-led 

approach to client service 

and Oak made the continued 

involvement of IAG’s shareholders 

a condition of the deal. 

In order to capitalise fully on our 

growing reputation in the market, 

we sought a partner who could 

provide a larger platform and 

complementary skills to help us 

achieve our goals. Recognising 

the needs of clients and staff, 

we concluded that Oak provided 

the most attractive option. 

Stuart Platt-Ransom, Chief 

Executive Officer of Oak, 

said: 'IAG has significant 

experience within the funds 

industry - they are specialists 

in delivering a tailored and 

professional fund administration 

service, so I’m pleased that 

their highly knowledgeable 

team is joining Oak.' 

Guernsey will remain the 

centre of operations for IAG’s 

fund administration services 

and IAG will be able to offer 

its clients a broader range 

of services and solutions in 

Guernsey and elsewhere. 

85

Business 

ASSET 

ALLOCATION MATTERS 

ADVERTORIAL 

Investors are taking a keener 

interest than ever before in their 

investments, preferring to, at least, 

have an understanding of how 

their money is being invested 

and what it’s being invested in. 

Many take this a step further and 

want to play an active role in the 

composition of their portfolios, 

something that the modern 

investment manager is only too 

happy to help with. 

Increased engagement in money 

management is, on the whole, a 

positive thing. However, one of 

the challenges when it comes 

to investing money on financial 

markets is that it is easy to get 

lost. As we strive to optimise our 

portfolios, we are exposed to a 

constant cascade of news which 

influences our thought processes 

and investment decisions. As a 

result, our portfolios may end up 

reflecting a rather uncoordinated 

compilation of investments rather 

than a well-diversified portfolio 

that was originally constructed 

with the goal of delivering the 

income or growth actually 

required to meet our needs. At 

the heart of this issue is asset 

allocation – how a portfolio is 

divided among different types and 

classes of investment to maximise 

returns and meet the client’s 

objectives. 

WHERE TO START? 

The first important step in the investment process is to determine what 

our personal financial goals are. Before thinking about the investment 

strategy, we need to think about the target return – by how much we 

need our portfolio to grow in order to meet our future financial goals. 

At the same time, we also need to determine our risk tolerance – how 

much risk are we willing and able to take in exchange for potentially 

achieving higher returns? The answer to these questions is partly 

given by our individual investment horizon. An investor with a longer 

investment horizon is generally willing and able to tolerate a higher 

level of risk because cycles where returns are lower than desired can be 

endured while waiting for better times to come. In contrast, investors 

with a shorter time horizon tend to favour a lower risk portfolio as they 

would generally be less willing and able to withstand a bad spell. 

BUILD AN OPTIMAL PORTFOLIO 

Investors are well advised to build a portfolio which achieves either 

the maximum return possible for a given level of risk, or which takes 

the minimum level of risk for a given target return. A portfolio which 

does this is known as an optimal or efficient portfolio. The concept 

of constructing an optimal portfolio is a cornerstone of modern 

portfolio theory and was introduced by the Nobel Laureate Harry 

Markowitz in 1952. All optimal portfolios strive for the so-called 

‘efficient frontier’. In essence, an investor should aim to construct a 

portfolio of different asset classes which lies on this efficient frontier. 

SOURCE: THOMSON REUTERS DATASTREAM, JULIUS BAER INVESTMENT PUBLISHING CHART 

FOR ILLUSTRATIVE PURPOSES ONLY, BASED ON THEORETICAL DATA 


WHY IS THE ASSET ALLOCATION DECISION SO IMPORTANT? 

Having clearly defined a target return and the willingness and ability to 

tolerate risk, what now? While the exact figure is debatable, it is widely 

believed that at least 80% of portfolio returns may be attributed to the 

portfolio’s asset allocation. Hence, determining what weight is allocated 

to each asset class is crucial. The dominance of the asset allocation 

decision relative to individual stock selection comes from the fact that 

different asset classes are not perfectly correlated i.e. their performance 

does not move up or down by the same amount and at the same time. 

Consequently, a portfolio benefits from investing across different asset 

classes and, through diversification within asset classes, an investor can 

optimise the portfolio’s risk-adjusted returns. 

PORTFOLIO MANAGEMENT 

– REBALANCE REGULARLY 

TO STAY ON TRACK 

Having decided on and 

implemented the appropriate asset 

allocation given one’s risk and 

return targets, market movements 

will naturally cause the actual 

allocation to stray from the target 

allocation over time. Allowing 

the asset allocation to wander 

too far from the initial allocation 

decided upon would likely mean 

that the risk level and expected 

return of the portfolio are likewise 

drifting and no longer reflect those 

desired by the investor. Unless 

target return and/or risk tolerance 

changes, the logical course of 

action would be to bring the 

portfolio back in line regularly with 

the target allocation. This practice 

is referred to as rebalancing and 

should be considered frequently, 

at least once a year. 

ADVERTORIAL 

SOURCE: THOMSON REUTERS DATASTREAM, JULIUS BAER INVESTMENT MANAGEMENT 

THE COST OF UNDERINVESTING IN THE LONG-TERM 

Underinvesting hurts, even more so in a negative rate environment like 

the one we have today where cash has become a negative contributor to 

performance. Building an efficient portfolio (minimising the risk for a given 

expected return) is very important, but so is being invested sufficiently in 

risky assets because, if the time horizon is long enough, then taking risk 

should pay off. 

ASSET ALLOCATION MATTERS 

The aim of proper asset 

allocation is to select a 

combination of investments that 

has the highest likelihood of 

enabling us to meet our financial 

goals, while not exceeding 

the level of risk that we feel 

comfortable with. Investors 

should also be very mindful of 

the cost of underinvesting. While 

diversification is key, it is also vital 

to remain disciplined and regularly 

rebalance the portfolio in order 

to ensure that the asset allocation 

serves the investment objectives. 

Julius Baer has had a presence 

in Guernsey for 30 years and 

our local team has experience 

in building bespoke investment 

mandates for clients that 

factor in their goals to allocate 

their assets accordingly. 

SOURCE: THOMSON REUTERS DATASTREAM, JULIUS BAER INVESTMENT MANAGEMENT 

If you’re interested in learning 

more about investing with 

Julius Baer get in touch with 

Craig Allen on 

+44 (0) 1481 746461 

or craig.allen@juliusbaer.com 

Bank Julius Baer & Co Ltd, Guernsey Branch is licensed in Guernsey to provide banking and investment services and is regulated by the 

Guernsey Financial Services Commission. 

87

Business 

HIGH-FLYING APPOINTMENTS 

Commercial litigation lawyer, 

Kirthi Kalyan, has joined the 

dispute resolution team at Babbé 

as an associate. 

She brings with her more than five 

years’ experience advising clients on 

various aspects of large scale, crossjurisdictional 

corporate investigations 

and expertise in corporate litigation, 

business ethics, anti-money 

laundering and anti-corruption. 

In her previous role with Norton 

Rose Fulbright in South Africa, Kirthi 

advised multi-national companies on 

matters relating to corruption, fraud 

and corporate espionage involving, 

among other regulators, the UK 

Serious Fraud Office. 

A graduate of the University 

of California, Berkeley, Kirthi 

completed her Master of Laws 

with a specialisation certificate 

in Environmental Law from the 

American institution and has been 

admitted as an Attorney of the High 

Court of South Africa. 

Kirthi said: 'I am thrilled to be 

joining such a well-respected 

team at one of Guernsey’s 

leading law firms during this 

exciting period of growth.' 

Kirthi Kaylan 

BABBÉ’S LITIGATION 

TEAM CONTINUES 

TO GROW 

Babbé’s Managing Partner, Andrew 

Laws, said: 'Our dispute resolution 

team is one of the largest in 

Guernsey representing international 

clients in the most complex and 

high value cases. The appointment 

of Kirthi has strengthened 

our offering even further. Her 

international experience and 

expertise in anti-money laundering 

is especially relevant following the 

introduction of Guernsey’s new AML 

Handbook earlier this year.' 

SENIOR APPOINTMENT 

AT RESOLUTION IT 

Resolution IT has appointed 

Dan Brown as Senior Systems 

Consultant. Originally from 

the UK, Dan joins the business 

with extensive experience in 

outsourced managed IT services 

and project management. 

Dan said: ‘It’s really refreshing to 

see how technology has been 

embraced here in entrepreneurial 

Dan Brown 

and innovative businesses. In the short time I’ve been 

here, I’ve experienced a real sense of clients being 

open to new technological ideas, offering new ways 

of working and that’s really exciting to see. People 

are taking measured and informed decisions, yet are 

receptive to change – something you don’t always see in 

the SME marketplace in the UK.' 

Olly Duquemin, Resolution IT’s CEO, said: ‘We’re really 

lucky that someone of Dan’s calibre decided to make 

the move to Guernsey. With his wide understanding 

of delivering complex infrastructures with exceptional 

customer service, he’s already made a positive mark for 

both clients and colleagues alike.' 

COLLAS CRILL JERSEY APPOINTS 

HEAD OF CONVEYANCING 

Collas Crill has appointed Gavin Renault as Head of 

Conveyancing within its Jersey office. 

Martin Le Boutillier, Partner and Head of the 

Jersey property team, said: ‘Gavin's appointment 

at Collas Crill helps cements the firm's position as 

the go-to property team in Jersey. He joins a team 

of three dedicated property partners and a strong 

conveyancing team and will add to the wealth of 

experience within the property department. Gavin is 

very well known locally and will help the department 

grow in its core strategic areas.’ 

Gavin said: ‘I’m delighted to be joining the property 

team. Collas Crill already has an established reputation 

as a leading player within the property sector and I’m 

looking forward to applying my experience to build on 

that success and drive the team forward.' 

NEW HEAD OF NETWORKS 

AND SECURITY AT C5 ALLIANCE 

Stafford Slater has been appointed Head of Networks and 

Security. He has more than 18 years’ experience working 

in enterprise environments and a proven track record 

providing services to Channel Island and global firms to 

support and optimise their security, 

In his new role he will be building a renewed focus on 

security strategy across C5 Alliance, developing the security 

and networking practice and supporting the existing 

managed services team with the design and onboarding of 

innovative managed security and networking solutions. 

CEO of C5 Alliance, Scott Workman, said: 'We are very 

pleased to welcome Stafford to our team. He brings 

technical knowledge and extensive experience working 

with clients to deliver technological solutions to help 

them achieve their business goals.' 


TISE ANNOUNCES NEW 

NON-EXECUTIVE DIRECTOR 

OF REGULATORY ARM 

The International Stock Exchange (TISE) has 

announced Adrienne Muir as a new Non-Executive 

Director of its regulatory arm, The International 

Stock Exchange Authority Limited (TISEA). 

Adrienne was appointed to the Board of TISEA on 

26 June and will combine this position with her role 

as Chief Operating Officer of VoxSmart Limited, 

a provider of mobile surveillance technology in 

financial services. 

Mark Tubby, Chairman of TISEA, said: 'I am 

delighted to welcome Adrienne to the Board 

of TISEA. She brings significant experience 

in financial markets infrastructure, change 

management and organisational development, 

which will be hugely valuable in further 

developing the company as an operator and 

regulator of a leading international exchange.' 

Adrienne said: 'I am delighted to be joining TISEA at 

a time of successful development and growth for 

the company and significant technological changes 

in the wider markets. Exchanges have been a large 

part of my career and I look forward to working 

with my fellow Board members and our teams, 

our members and all our stakeholders to further 

enhance the offering of TISE.' 

OAK APPOINTS NEW MANAGING 

DIRECTOR IN GUERNSEY 

Paul Schreibke has been appointed Managing Director 

of Oak Group’s private client and corpo-rate services 

business in Guernsey subject to regulatory approval. 

Previously Managing Director at Intertrust, he joins the 

business with more than 30 years’ experience in the 

taxation, trust and corporate sectors. 

In his new role, Paul will provide input into the 

company’s strategy as Oak continues to grow both 

organically and by further acquisitions. He will be 

involved in integrating new teams as the business 

evolves and will specifically work with employees 

in Guernsey to support their development. 

'Oak is a locally-owned business with global ambitions 

and I’m excited to be joining the group at such a critical 

phase of its development,' said Paul. 

'The team at Oak put relationships first which enables 

them to understand and anticipate client needs and they 

continually exceed expectations by providing a high level 

of efficiency and service. The group is aiming to become 

the trusted provider of financial services to institutional 

and private clients in the markets it operates in and I will 

be working with the team to realise this goal.' 

Oak group’s Chief Executive Officer, Stuart Platt-Ransom, 

said: 'Our clients are our focus and the relationships we 

build with them underpin everything we do. We’re proud 

of our people-led culture and commitment to ensure 

our clients receive a quality, personal and cost-effective 

service. With Paul’s expertise we will continue delivering 

on this as we grow the business internationally and 

clients can benefit from our global reach in the future.' 

Megan Thoume and Emily Lord 

ORCHARD EXPANDS 

EXPERTISE IN DIGITAL 

Orchard PR has promoted Megan Thoume to the new 

role of Digital Content Executive and appointed Emily 

Lord, an experienced influencer relations practitioner, to 

the position of Senior Account Executive. 

Emily has joined the PR agency from MAC Cosmetics, 

part of the Esteé Lauder group. She brings experience 

in event management and social media, particularly 

working with influencers, and will work with the 

Orchard senior team to develop and implement 

creative campaigns. 

A graduate of the Delamar Academy at Middlesex 

University, Emily has returned to Guernsey after spending 

six years in London. At MAC she project managed the 

brand’s involvement at large scale events such as the 

Laurence Olivier Awards, the British Independent Film 

Awards and the Capital FM Summertime Ball and built 

collaborative relationships with established social media 

influencers. 

Megan joined Orchard three years ago as an intern on 

the Creative Industries Guernsey Placement Scheme 

and soon became a permanent member of the team. 

Megan regularly uses her skills in media production to 

create innovative digital content including video and 

has responsibility for supporting colleagues on a 

range of clients in the finance, technology, retail 

and charity sectors. 

Megan is a graduate from the University of Winchester 

where she received a first Bachelor of Arts (BA) Hons 

in Media Production. In 2018 she achieved the CIPR 

Professional Certificate and became a member of the CIPR. 

Brooke Kenyon, Managing Director (Client Services) 

at Orchard, said: 'We would like to congratulate Megan 

on her promotion and welcome Emily to our team. 

Megan has an excellent range of skills which have 

enhanced our digital offering immensely in line with 

the latest industry innovations. 

'Emily brings something new to Orchard with her 

experience building relationships with high profile 

social influencers, when used in the right way they can 

now play a fundamental role in PR strategy. Her event 

management skills also make her a great fit for our team.' 

89

Business 

THIRD TERM AS 

JERSEY BÂTONNIER 

FOR BEDELL 

CRISTIN PARTNER 

Bedell Cristin Managing 

Partner David Cadin has 

been elected Bâtonnier by 

the Advocates of the Jersey 

Bar for a third term. 

David has been Bâtonnier since 

2013, serving two three-year 

terms. His re-election to serve 

a third term, of one year, is 

unprecedented in recent years. 

The Bâtonnier is head of the Jersey 

David Cadin 

Bar, responsible for legal aid in Jersey, acts as the link 

between the legal profession and the court and has the 

privilege of making speeches on behalf of the whole 

profession at notable occasions such as the Assise 

d'Héritage and the appointment of a new Bailiff (as will 

happen later this year when the Deputy Bailiff succeeds 

Sir William Bailhache). 

An additional responsibility this term will be to sit on 

the new Legal Aid Guidelines Committee, which will be 

responsible for delivering a legal aid scheme that works 

and is fit for purpose. 

David said: 'There are significant changes on the horizon 

in terms of legal aid, so the next year will represent a 

challenge as we strive to achieve a set of guidelines that 

work for everyone. 

'Serving as Bâtonnier is, and has been, a great honour, 

and I look forward to continuing the work that I have 

done on a broad range of issues over the next year.' 

NEW DIRECTOR 

OF PRIVATE 

WEALTH AT 

INTERTRUST IN 

JERSEY 

Intertrust in Jersey has 

appointed a new Director to 

further develop its private 

wealth business. 

Steve Carr, who previously 

worked at a local fiduciary 

Steve Carr 

firm, has over 20 years’ experience in 

private client services and has excellent knowledge of the 

market. He specialises in working with entrepreneurial 

and high-net-worth clients from a wide range of 

industries and sectors. 

Steve joins the growing Intertrust private wealth team 

which has offices in all the major finance centres around 

the world. 

Ian Rumens, Global Head of Private Wealth at Intertrust, 

welcomed the appointment, saying: 'Steve brings with 

him significant expertise and joins us at a confident 

time for our private wealth business which we expect to 

continue to grow and develop in the years to come.' 

Steve said: 'Intertrust has a reputation for putting people 

first and offering a superb client service and I am looking 

forward to contributing to the firm’s ongoing success 

and forging new relationships on behalf of the marketleading 

private wealth team.' 

L-R: David Salisbury, John Bridge and Marcel Le Claire 

CYBER SUPPORT BOOST 

FOR JERSEY CHARITIES 

Three of JT’s senior security team have become the 

latest recruits to the Jersey Charitable Skills Pool (JCSP) 

and are calling on their industry colleagues in cyber 

security to join the growing number of expert volunteers 

offering their knowledge and advice to local charities. 

The JCSP was set up earlier this year in response to the 

increasing need for charities, like businesses, to protect 

their systems and information against cyber attacks and 

potential data breaches. 

JT’s Group Security Officer Marcel Le Claire, Security 

Product Manager David Salisbury, and Security 

Consultant John Bridge, will be donating 30 hours 

of professional advice to local charities on a range of 

issues including cyber security policy, procedures, risk 

assessment and testing. 

Marcel said: 'Charities are just as vulnerable as larger 

companies but very often don’t have the resources, time 

or finances to make the right investment to safeguard their 

systems and the data they hold. It can be difficult to know 

where to turn and hopefully by pooling our skills in this 

way from people across the industry, it will mean that our 

local charities are able to get some free expert advice that 

they so desperately need. We’re truly delighted to be in a 

position to be able to offer something back to our island.' 

JCSP chairman Dave Cartwright said that he was 

delighted with the addition of qualified and experienced 

volunteers from JT: 'Jersey has more than its fair 

share of world-class expertise in cybersecurity and 

communications, and we’re really encouraged by 

the calibre of the people who have made a time 

commitment to the JCSP and our community. 

'Incidentally, the time commitment doesn’t have to be 

onerous. Any time that someone with the right skill set 

and knowledge can provide will make a real difference 

to a charity or NFP that would otherwise be struggling 

to find the right advice on a limited budget. The more 

experts and companies that commit just a few hours per 

year, the more resources the charities and other not-forprofits 

that support our community will have to draw on.' 

The JCSP was founded by the Channel Islands Information 

Security Forum with the primary purpose of providing 

cybersecurity consultancy to charities, but it is hoped that 

the group will broaden its remit to other business areas and 

across the Channel Islands as a whole if the cybersecurity 

pilot is a success. Charities and not-for-profits can apply for 

time from the pool at jerseycsp.org.uk 


Business 

LTS TAX... 

NOT JUST TAX 

BY ERICA HARRISSON, ASSISTANT MANAGER, AND DANIELLE EMERY, CLIENT ACCOUNTANT, LTS TAX LIMITED 

As the largest independent taxation services company in Guernsey, LTS not only 

provides UK and Guernsey taxation services to companies, individuals and trustees, 

but also offers tailored accounting services. 

With a broad client base, we 

prepare accounts for small 

locally owned and managed 

trading companies to large 

investment portfolio and property 

holding companies owned by 

Guernsey resident clients. 

We offer a full accounting 

service depending on the client’s 

individual needs, whether it 

be regular bookkeeping from 

source records or preparing 

financial statements from 

software such as QuickBooks, 

Xero, Sage and other such 

accounting software packages. 

LTS Tax Limited employs 

qualified accountants as well 

as Chartered Tax Advisors and 

is registered with Chartered 

Institute of Taxation, resulting 

in an integrated approach to 

your business needs utilising 

the expertise and knowledge 

of both accountancy and 

tax professionals. 

Two of the firms qualified and 

experienced accountants, Erica 

Harrisson and Danielle Emery, lead 

this service and have an excellent 

knowledge of Guernsey company 

requirements and vast experience 

of many industry sectors. 

WITH A FOCUS ON 

PROVIDING A PROACTIVE, 

HIGH QUALITY SERVICE 

WITH A PERSONAL AND 

FLEXIBLE APPROACH, 

WE EXCEED CLIENT 

EXPECTATIONS AND MAINTAIN 

THE HIGHEST STANDARDS 

Erica joined LTS Tax Limited 

in 2016 from a global fiduciary 

services organisation, having 

qualified as a Certified Chartered 

Accountant (ACCA) the previous 

year. In 2018, Erica also achieved 

her Chartered Tax Advisor (CTA) 

qualification, enabling her to 

look after the tax affairs of 

Guernsey and UK tax clients as 

well as preparing accounts. 

After completing her 

accountancy training in 2011 

with one of the 'big 4' firms, 

Danielle gained substantial 

experience in the fiduciary and 

fund industries prior to joining 

LTS Tax Limited in August 2018. 

Danielle is a member of the 

Institute of Chartered Accountants 

in England and Wales (ICAEW). 

With a focus on providing a 

proactive, high quality service with 

a personal and flexible approach, 

we exceed client expectations and 

maintain the highest standards. 

As an owner-managed business 

LTS Tax Limited prides itself on 

having the ability to act quickly 

and proactively for the benefit of 

clients without the constraints of 

larger organisations, ensuring a 

tailored and personalised client 

offering at competitive prices. 

ADVERTORIAL 

ADVERTORIAL 

For further information about accountancy services provided by 

LTS Tax Limited, please contact: 

Francis Snoding, Danielle Emery and Erica Harrisson 

T: +44 (0) 1481 755862 | E: taxenquiries@lts-tax.com | W: lts-tax.com 

Ground Floor, North Suite, Tudor House, Le Bordage, St Peter Port, Guernsey, GY1 1DB 

91

Business 

ISLANDHEALTH PARTNERS PAST AND PRESENT 

ADVERTORIAL 

ISLANDHEALTH 

- STILL GOING STRONG 125 YEARS ON 

There aren’t many organisations anywhere that began life in the 19th century and are still 

going strong today. But Guernsey Medical Practice IslandHealth, which this year celebrates 

a notable anniversary, is one that’s in excellent health 125 years after its origin in 1894. 

FIRST PARTNER, DR VALENTINE GIBSON 

In medicine, many things have 

changed beyond recognition 

in that period but some of the 

fundamentals have remained 

constant. At the heart of good 

clinical practice is the patient 

describing their circumstances 

to their doctor and the GP then 

drawing on expert medical 

knowledge, years of training and 

a good understanding of their 

patient to deliver treatments 

that help. That trusted doctor/ 

patient relationship was vital 

in the 1890s and remains 

vital at IslandHealth today. 

IslandHealth didn’t start out 

under that name, (more recently 

many islanders will be more 

familiar with the ‘L’Aumone and 

St Sampson’s surgery’ name), but 

an unbroken line of partners can 

be traced back to Dr Valentine 

Gibson who started it all from 

number 16 Hauteville in St 

Peter Port in August 1894. 

In addition to its L’Aumone and 

St Sampson’s sites, IslandHealth 

also has a Town surgery at Frances 

House in La Plaiderie and has 

a headcount of more than 80 

people including 19 doctors, 

12 nurses and a large support 

team that makes sure the patient 

experience is as good as it can 

be. In addition, physiotherapy, 

osteopathy, hearing services, 

podiatry and psychological 

therapy are also offered at 

IslandHealth premises. L’Aumone 

and St Sampson’s have busy 

pharmacies on their sites too. 

The current Chairman, Dr Paul 

Williams, has spent more than 


25 years with the surgery and, 

with his fellow partners, oversees 

a busy practice with a patient 

list of about 20,000 people. 

‘125 years is a wonderful 

achievement,’ said Dr Williams, 

‘there can only be a handful of 

other Guernsey institutions dating 

back that far that are still going in 

2019 so today’s doctors and staff 

owe a debt of thanks to all those 

who went before us. We’re also 

proud that working at IslandHealth 

is something that’s crossed the 

generations and still does now. 

In the early days the founder was 

joined by his nephew and over 

the years that followed, on four 

occasions we’ve had a doctor 

follow their parent’s footsteps and 

also become a partner. Many of 

our staff can count their service 

in decades not years. I think 

those are revealing characteristics 

about working at IslandHealth.’ 

Looking ahead, Dr Williams finds 

it easy to be optimistic about the 

future. ‘The model of delivering 

healthcare in Guernsey is one that 

is popular with patients. Being 

able to see a doctor, often your 

own doctor, on the same day that 

you call for an appointment is 

common in Guernsey, but I think 

very unusual in the UK. We keep 

in close touch with our patients 

and they tell us it’s important.’ 

‘General practitioners are 

well-qualified generalists which 

means this dovetails perfectly into 

Guernsey’s model of delivering 

primary care effectively. But 

many IslandHealth doctors also 

have areas of special interest 

from allergies to cardiology, 

dermatology to paediatrics, 

rheumatology to women’s 

health to name but a few.’ 

‘It’s also very exciting that plans 

are being considered for the 

redevelopment of our L’Aumone 

surgery. This is a very significant 

milestone for IslandHealth as we 

hope to hear soon that planning 

approval will be forthcoming for 

what will be the most modern 

health centre in Guernsey. It’ll 

transform the location and 

improve the patient experience.’ 

‘Medicine will change as 

scientific research continues to 

make diagnosis and treatment 

more effective, but the human 

element can’t be replicated, and 

we hold great store in the precious 

and trusting relationship between 

our patients and the doctors they 

look to for help. For the next 125 

years IslandHealth will continue 

to provide an expert, friendly and 

caring service to our patients, 

just as Dr Valentine Gibson did 

when he began it all in 1894.’ 

ARCHITECT’S DRAWING OF THE PROPOSED NEW L’AUMONE SURGERY 

‘125 YEARS IS A WONDERFUL ACHIEVEMENT,’ 

SAID DR WILLIAMS, ‘THERE CAN ONLY BE A HANDFUL 

OF OTHER GUERNSEY INSTITUTIONS DATING BACK 

THAT FAR THAT ARE STILL GOING IN 2019 SO TODAY'S 

DOCTORS AND STAFF OWE A DEBT OF THANKS TO 

ALL THOSE WHO WENT BEFORE US' 

LIST OF PARTNERS 

1894 TO PRESENT: 

1894 Dr Valentine Gibson 

1919 Dr Dick Gibson 

1923 Dr Bill Fox 

1925 Dr Maurice Fox 

1936 Dr Alistair Rose 

1938 Dr Peter Heyworth 

1955 Dr Jim Dickson 

1956 Dr Micky Fox 

1959 Dr Tony Fox 

1966 Dr Tom Parsons 

1967 Dr John Toynton 

1970 Dr George Eddie 

1971 Dr David Swainston 

1972 Dr Stephen Heyworth 

1977 Dr Bob Haskins 

1979 Dr Steve Rebstein 

1983 Dr Stephen Brennand Roper 

1983 Dr Nick Paluch 

1985 Dr Nigel Allen 

1986 Dr Sue Hollwey 

1988 Dr John Longan 

1989 Dr John Curran 

1989 Dr Peter Richards 

1991 Dr Robbie Hanna 

1991 Dr Jonny Pearce 

1993 Dr Graham Reilly 

1995 Dr Tim Sinnerton 

1998 Dr Liz Norris 

1998 Dr Paul Williams 

2001 Dr Nick Fazakerley 

2001 Dr Jo Le Noury 

2002 Dr Beverley Workman 

2005 Dr Ruth Jones 

2005 Dr Louise Brook 

2006 Dr Stella Richards 

2006 Dr Ian Baxendale 

2013 Dr Julia Rebstein 

2013 Dr Tom Littlefair 

2016 Dr Mike Long 

2017 Dr Lyndon Griffiths 

2018 Dr Rachel Heath 

2018 Dr Abi Griffiths 

2018 Dr Duncan Watt 

93

We believe financial 

flexibility is a must 

for our clients. 

We are Butterfield. 

At Butterfield in Guernsey, we specialise in assembling 

the best people, products and services to create bespoke 

financial solutions, whatever your requirements. 

It is a skill Butterfield has honed over 160 years in banking. 

Although much has changed over that period of time, our core 

values, entrepreneurial spirit and unrelenting focus on our clients’ 

needs, remains at the heart of everything we do. 

To find out more about Butterfield Guernsey’s personalised 

wealth management services, please contact one of our 

Business Development Advisers on +44 (0)1481 711521 

or e-mail Guernsey@butterfieldgroup.com 

Butterfield Bank (Guernsey) Limited 

PO Box 25 

Regency Court 

Glategny Esplanade 

St. Peter Port 

Guernsey GY1 3AP 

www.gg.butterfieldgroup.com 

THE BAHAMAS • BERMUDA • CAYMAN ISLANDS • GUERNSEY • JERSEY • SINGAPORE • SWITZERLAND • UNITED KINGDOM 

Butterfield Bank (Guernsey) Limited (“BBGL”) is licensed and regulated by the Guernsey Financial Services Commission (“GFSC”) under The Banking Supervision (Bailiwick of Guernsey) 

Law, 1994 and The Protection of Investors (Bailiwick of Guernsey) Law, 1987, each as amended from time to time, under registration number 85. BBGL’s products and services are available 

in Guernsey and only in those other jurisdictions where they may be legally offered or obtained. BBGL is registered under the Data Protection (Bailiwick of Guernsey) Law 2017, under 

registration number 11160 and with the Guernsey Registry under registration number 21061. BBGL is a participant in the Guernsey Banking Deposit Compensation Scheme (the “Scheme”) 

established by The Banking Compensation Scheme Deposit of Guernsey Ordinance, 2008 (the “Ordinance”). The scheme offers protection only in respect of ‘qualifying deposits’ (as that 

term is used in the Ordinance) of up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period subject to certain 

limitations as set out in the Ordinance. Full details are available on the Scheme’s website www.dcg.gg or upon request. Butterfield Trust (Guernsey) Limited (“BTGL”) is licensed and regulated 

by the GFSC under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc (Bailiwick of Guernsey) Law, 2000, as amended, under registration number 101113. 

BTGL is registered under the Data Protection (Bailiwick of Guernsey) Law 2017, under registration number 10959 and with the Guernsey Registry under registration number 31645. BBGL 

and BTGL both have their Registered Office address at P.O. Box 25, Regency Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 3AP. Photo by Peter Chamberlain on Unsplash. 


Business 

AIRBNB AND 

GUERNSEY 

PROPERTY LAW: 

WHAT HOMEOWNERS AND 

TENANTS NEED TO KNOW 

Reports in the media suggest there has been an increase of 

some 500% in the past four years in the number of Guernsey 

properties registered with online agents like Airbnb that allow 

people to offer short-term lodgings or home stays for a fee. 

The number of Guernsey homes listed with online agents 

is in the hundreds, from luxury modern villas to private 

rooms in a house. 

While this is fantastic news for tourism it is essential that any 

homeowners wishing to register with an online agent to offer 

short-term lodgings comply with applicable restrictions. 

TOURISM RESTRICTIONS 

Restrictions are in place for those 

intending to make accommodation 

available to visitors to the island. 

In Guernsey, anyone providing 

sleeping accommodation, board, 

lodging, or board and lodging for 

reward for a period of three weeks 

or less must have a boarding permit, 

obtained from the Committee 

for Economic Development by 

contacting Marketing & Tourism. 

TITLE RESTRICTIONS 

For apartments it is necessary to 

ensure the relevant estate schedule 

and any regulations have no 

restrictions on this type of letting. 

With online agents becoming more 

popular, these restrictions are 

likely to be increasingly common. 

LENDING RESTRICTIONS 

Homeowners should consider 

whether any mortgage or loan in 

place over the property contains 

restrictions on any form of letting 

or sharing occupation of the 

property. These restrictions are very 

commonplace where a homebuyer's 

mortgage has been entered 

into (rather than a buy to let). 

Failure to comply with the 

terms of the mortgage and 

obtain the lender's consent risks 

triggering an event of default. 

LEASE RESTRICTIONS 

Often residential leases in 

Guernsey contain restrictions 

over subletting. 

Listing your rented property 

with an online agent in breach of 

the terms of your lease may have 

serious consequences which could 

potentially lead to the landlord 

seeking a court order for early 

termination of the lease, recovering 

possession of the property and a 

claim for damages to compensate 

for any loss they have suffered. 

PLANNING RESTRICTIONS 

If the use of your property changes 

from residential use class to tourist 

accommodation, otherwise known 

as 'visitor economy’ use, then 

you may need to seek planning 

permission for a change of use. 

Planning has issued guidance on 

what would constitute a change of 

use - for example, one bedroom in 

a three-bedroom dwelling could 

be used for bed and breakfast 

accommodation without resulting 

in a material change of use, but use 

of two bedrooms and a separate 

sitting/dining room for bed and 

breakfast accommodation would 

amount to a material change of use. 

Your home can be used as a 

holiday let for up to a maximum 

of ten weeks over the course 

of a single year, on the proviso 

BY ADVOCATE MARTYN BAUDAINS, 

PARTNER AT OGIER 

that no individual letting shall 

exceed 28 days’ duration. 

You should also ensure the 

building complies with local 

building regulations and the 

Guernsey Fire Service Law. 

INSURANCE CONSIDERATIONS 

Failure to seek prior consent 

of your contents insurer before 

registering with an online agent 

may risk them refusing to pay 

out if the property is being used 

against the terms of the insurance 

policy. You should also seek advice 

about Public Liability Insurance 

cover as this may be required 

under health & safety legislation. 

YOUR HOME CAN BE 

USED AS A HOLIDAY LET 

FOR UP TO A MAXIMUM 

OF TEN WEEKS OVER THE 

COURSE OF A SINGLE 

YEAR, ON THE PROVISO 

THAT NO INDIVIDUAL 

LETTING SHALL EXCEED 

28 DAYS’ DURATION 

FOOD HYGIENE 

If you are providing food 

with the accommodation you 

should also seek advice from 

Environmental Health - you may 

be required to engage with their 

hygiene star rating system. 

If you are looking to register with 

an online agent, we recommend you 

review any relevant contracts and 

legal documents before doing so. 

Where no restrictions prevent you 

from hosting guests through Airbnb, 

it is important to remember that any 

money you earn as a host is taxable 

income and should be declared. 

95

Business 

BUSINESS 

INTERRUPTION 

INSURANCE 

– THE IMPORTANCE 

OF GETTING IT RIGHT 

OLIVER GOATER, NETWORK INSURANCE, DISCUSSES THE COMPLEX 

AREA OF INSURANCE THAT IS BUSINESS INTERRUPTION 

Business Interruption (BI) is 

a complex area of insurance, 

which requires a good level of 

understanding to achieve the 

right outcome for customers, 

but mistakes are common 

and evidence suggests that 

around 40% of policies are 

thought to be underinsured. 

BI insurance is designed to help 

businessess recover to the position 

they were in prior to a loss. This 

does not simply mean supporting 

a business while it reinstates 

damaged property, such as 

repairing buildings or machinery. 

BI policies are designed to provide 

the continued financial support 

a business needs to return it to 

its previous status. Even after a 

property has been reinstated, it 

can take a significant amount of 

time for a business to win back 

lost customers, train new staff 

or integrate new equipment. 

There are three main types 

of BI cover, each operating in 

different ways and it is crucial that 

the correct and most suitable BI 

cover is in place. They are: loss of 

gross profit, loss of gross revenue 

and increased cost of working. 

Each of these covers operates 

in a different way and there are 

several reasons why they might 

be best suited to a customer’s 

particular circumstances. 

Business Interruption policies 

are also unique in that they 

are limited by both a sum 

insured and a maximum 

indemnity period. Getting either 

wrong could mean you are 

underinsured and you suffer an 

even greater financial loss. 

LOSS OF GROSS PROFIT 

A gross profit basis is the most 

common choice of business 

interruption cover in the UK. 

This covers the loss of net profit 

following a reduction in turnover, 

standing charges and also any 

increased cost of working. 

Gross profit's key distinguishing 

feature is that customers can 

specify certain costs to deduct 

in order to arrive at their final 

sum insured. These deductions 

are known as variable costs or 

uninsured working expenses 

(UWEs) and vary in direct 

proportion to the reduction in 

turnover. The intention is to enable 

customers not to insure these 

costs, thus reducing the exposure 

base to which a premium rate 

is applied, which means a 

customer’s premium is likely to 

be less. However, incorrectly 

specifying UWEs is a common 

source of underinsurance, which 

can lead to further financial loss 

for the business and guidance 

can be provided by your broker 

to ensure you identify them and 

adequately insure your exposure. 

Gross profit policies were 

developed for customers with 

directly variable costs, such 

as those in the manufacturing 

and retail sectors; however as 

business models have changed 

it may not be the case that this 

type of cover is best suited. 

LOSS OF GROSS REVENUE 

If, having carefully considered 

loss scenarios and there are few 

directly variable costs, then a 

different basis of cover, such as 

loss of gross revenue, may be 

more suitable. A gross revenue 

basis covers the reduction in 

turnover following a loss and also 

any increased cost of working. 

This basis can help customers 

avoid some inherent difficulties 

when calculating a gross profit 

sum insured and reduce the risk 

of underinsurance. To calculate 

the gross revenue sum insured, 

customers simply need to know 

the total turnover of their business 

and the length of indemnity 

period. Traditionally gross revenue 

has been considered most suitable 

for the service industry, including 

business such as accountants, 

solicitors and hotels as the 

majority of their costs such as 

staff and IT will not reduce in 

direct proportion to turnover. 

Generalising should however 

be avoided and each customer 

should be assessed according to 

their own particular circumstances. 

INCREASED COST OF WORKING 

Increased cost of working 

is essentially the bare bones 

of BI cover and it provides a 

customer with cash to cover 

reasonable additional expenses 

that will help the business 

recover following a loss. 

This basis of cover on its own is 

really only suitable for customers 


whose business continuity 

planning and management is such 

that they will be very resilient to 

a loss. For example, business that 

are able to easily minimise the 

impact to their business and might 

simply require some additional 

cash to put an established 

recovery plan into action. 

These costs may include staff 

overtime, hiring temporary staff, 

renting alternative premises and 

advertising. No calculation is 

required and the customer can 

set their own sum insured based 

on their assessment of the risks. 

THE IMPORTANCE OF 

INDEMNITY PERIODS 

The indemnity period is the 

period of insurance protection. 

It normally commences from 

the date of the event or damage 

and normally ends when your 

business is fully operational 

again or when the specified 

indemnity period has expired, 

whichever occurs first. Indemnity 

periods commonly start at 12 

months and may be increased 

to 18, 24, 36 or 60 months. 

When setting an indemnity 

period you must take into account 

worst-case scenarios, which 

includes taking into account a 

vast range of circumstances that 

can add significant time to an 

organisation's recovery. Examples 

may include, but are not limited 

to; planning permissions and 

associated applications and 

objections, environmental issues, 

lead times for replacing plant and 

machinery, discovery of hazardous 

material such as asbestos, 

potential Health and Safety 

enquiries, recruiting and re-training 

staff and seasonality, meaning you 

miss important trading periods. 

Issues can easily arise that add 

time to a business’s recovery and 

it is not uncommon for a business 

to start reinstating damaged 

property six months after a loss. 

In addition, people are often 

overly optimistic about how 

quickly their business will 

recover to pre-loss levels and we 

frequently see customers who 

have chosen a shorter indemnity 

period of, say, 12 months. In our 

experience setting an indemnity 

period of less than 24 months 

is difficult to justify, although 

there may be certain businesses 

for which it is appropriate. 

BI claims can span several years 

and claim payments will cease 

at the end of the indemnity 

period, even if the sum insured 

has not been exhausted, so 

it is important the indemnity 

period is set correctly. 

SETTING THE SUM INSURED 

Misunderstandings over how 

to calculate gross profit are 

one of the leading causes of 

BI underinsurance. Confusion 

over insurance terms and what 

elements to include frequently 

result in sums insured being set at 

inadequate levels. As an example, 

a BI gross profit figure is not the 

same as an accounting gross profit 

figure, which can lead to some 

policyholders not insuring for 

the correct amount. You should 

therefore not just take the figure 

from your annual accounts. 

The insurable gross profit 

figure is the net profit plus the 

costs that continue when the 

business is not operating and 

the most common calculation 

for insurance purposes is:- 

Insurance Gross Profit = 

(Turnover + Closing Stock + 

Work in Progress) – (Uninsured 

Working Expenses + Opening 

Stock + Work in Progress). 

An accountant’s gross profit 

calculation will subtract any 

cost that varies in proportion to 

production; but for insurance 

purposes they may vary in 

direct proportion. This is a key 

distinction and a source of 

much underinsurance. Examples 

include key staff wages, fixed 

price materials under contract, 

and other consumables. 

You therefore need to ensure 

that any costs that will continue 

after a loss (partial or total) are 

met under the policy and it is 

therefore crucial to never exclude 

an expense unless you are certain 

it will cease in the event of a loss. 

Consideration should also be 

given to future business trends 

and the gross profit sum insured 

will need to be adjusted for that 

length of time. For example, if the 

business is predicted to grow by 

20% over the next 24 months, then 

the gross profit sum insured should 

be increased to reflect this growth. 

CONCLUSION 

Whilst BI insurance provides 

much needed cash flow to assist 

a recovery, it is a complex area of 

insurance and one that should not 

be overlooked when purchasing 

or renewing your insurance policy. 

BI insurance should form part of 

a wider business continuity plan, 

which identifies the exposures 

to the business and how you 

would respond to a loss. Every 

customer's resilience and postloss 

actions will be different so it 

is important that you liaise with 

your insurance broker and spend 

time with them to explain this and 

you can work together to ensure 

that the cover is adequate to meet 

your needs should a loss occur. 

At Network we have a team of 

experienced professionals who 

are able to meet with you at your 

premises, or at our office on the 

South Esplanade to understand 

your requirements and build an 

insurance solution unique to 

you. Please contact us on 01481 

701400 or pop into our offices 

on the South Esplanade to find 

out how we can help you. 

Network Insurance, with you 

every step of the way. 

ADVERTORIAL 

97

WE’RE BACK! 

JERSEY IS BACK ON THE AGENDA 

AND THIS TIME WE MEAN BUSINESS. 

DAY RETURN FLIGHTS BETWEEN 

GUERNSEY AND JERSEY. * 

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FROM 

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ONE WAY 

RESERVATIONS +44 (0) 1481 267267 Facebook @AurignyAirServices Instagram @Aurigny_gsy 

GUERNSEY • JERSEY • ALDERNEY • BRISTOL • EAST MIDLANDS • GRENOBLE † • LEEDS BRADFORD † 

LONDON GATWICK • LONDON STANSTED • MANCHESTER • NORWICH † 


† Seasonal route. *Monday to Friday only. 


Business 

FACES OF BUSINESS 

ROBIN 

NEWBOULD 

Robin is the Managing Director of BullionRock which specialises in the 

dealing in and storage of gold, silver, platinum and palladium. In December 

2017, BullionRock was acquired by Ravenscroft, a company which Robin 

helped establish when it began. Since rejoining Ravenscroft, Robin has also 

been appointed as the Group Head of Execution & Advisory. 

How do you start off your 

working day? 

Do you travel much in 

your role? 

How would you 

quantify success? 

I always wake up before my alarm goes 

off at 6.45am. I don’t eat breakfast but 

do have a hot water with lemon; a 

habit inherited from my grandfather! 

Then, it’s any combination of cycling, 

walking the dog or coercing my two 

sons out of their beds, before checking 

my diary to see what lies ahead. I 

usually manage the boys’ school drop 

off, a real privilege that I am delighted 

Ravenscroft understands: it remains 

a business with strong family values. 

How would you describe 

your leadership style? 

I like to be able to understand, do 

and demonstrate everything! My 

approach is invent, test, do the work 

and then find the right people to pass 

it on to. I’ve been involved in the setup 

of two businesses – Ravenscroft in 

2005 and then BullionRock in 2012. 

You have to be a doer to try and 

make any start-up business a success. 

How do you maintain a 

healthy work/life balance? 

It can be a struggle! Whilst I start a bit 

later, I often stay late, but thankfully 

not “London late!” One of the many 

advantages of living in Guernsey is 

that I am almost always home in 

time for dinner with my family. 

BullionRock didn’t require me to travel 

a great deal, apart from the occasional 

visit to the refinery. Since rejoining 

Ravenscroft, I go regularly to Jersey to 

see the growing team over there and 

have been across to Peterborough 

where we have our Vartan Ravenscroft 

office. I haven’t made it down to 

our office in Monaco….. yet! 

Where is your favourite 

place in the world? 

Anywhere on holiday – usually a 

French gite - the boys in the swimming 

pool, Mrs N sat next to me and, 

hopefully, a blue sky above. I also 

love L’Etacq in Jersey – controversial 

for someone living in Guernsey I 

know! We lived near there when I 

was running Ravenscroft’s Jersey 

office, before BullionRock, and so, 

as well as being absolutely stunning, 

it has a lot of fond memories. 

What single achievement 

are you most proud of? 

Typically, but not to be underestimated, 

being the best husband and father that 

I can be. Whilst nothing sensational, I 

did manage to cycle up Mont Ventoux 

in Provence: 21km at a 7.5% average 

incline to an altitude of over 6,200ft! 

Unknowingly, my wife had booked 

a family holiday and mentioned the 

villa had a view of a mountain from 

the garden. In the cycling world, 

Ventoux is on the “must-do” list. 

It’s subjective, but I do think that for 

a business to be successful, every 

person involved must feel like an 

integral component part of the whole, 

need to do their job well and enjoy it. 

What’s the best piece of 

advice you were ever given? 

To tell the truth. I have been taught 

to consider, always, what I am 

saying, who I am saying it to, and the 

probable, or possible, outcome. 

As a child, what did you want 

to be when you grew up? 

My mum still has a piece of 

schoolwork that I’d written in crayon 

when I was about seven years old 

which said I wanted to be a soldier 

or a stockbroker. I made it to the 

last 50 of 2,000 applicants for an 

Army scholarship, but no further, 

and the rest, as they say, is history! 

What is the last thing 

you think about at the 

end of the day? 

I write lists incessantly so try and 

get the latest version ready before 

I go to bed. My phone will be on 

charge in a different room whilst I 

read until the lights go out and I’ll 

be asleep within five minutes. 

99

In your element. 

In your portfolio. 

Choose your metal. Choose your purity. Choose your weight. 

Choose to diversify your portfolio. Store bullion bars and coins 

in our secure vault in the Channel Islands, free of VAT and GST. 

Now you’re in your element. 

Ravenscroft Precious Metals 

Gold | Silver | Platinum | Palladium | Visit bullionrock.com/invest or call +44 1481 706767 

BullionRock is the trading name of Ravenscroft Precious Metals Limited and Coinbox Limited, which are registered with the Guernsey Financial Services Commission 

as Non-Regulated Financial Services Businesses. All calls will be recorded and monitored for training and security purposes. 


Business 

HOW CAN GUERNSEY 

MANAGE THE TRANSITION 

TO A LOW CARBON FUTURE? 

BY ALAN BATES, GUERNSEY ELECTRICITY CEO 

As Guernsey 

Electricity 

looks to 

replace the 

undersea 

cable which 

connects 

Guernsey to 

France this 

year and return the island to lowcost, 

low-carbon and renewable 

imported electricity, Alan Bates, 

the company’s CEO, explores 

how optimising new ideas for 

electricity generation could be 

ideal for small jurisdictions. 

When the inter-island electricity 

cable failed in October 2018, 

Guernsey lost access to the 

French electricity grid and its 

supply of low-carbon energy. 

This immediately highlighted 

again the core energy needs 

of small, island communities – 

security of supply, reduction in 

carbon emissions to meet climate 

change aims, and for consumers, 

the affordability of energy. 

So what possible solutions are 

there for Guernsey as a small 

community going forward? To 

meet these core needs, we believe 

having resilient connections to 

the European electricity market 

are key to securing low-carbon 

and low-cost energy. It also 

allows us to manage the gradual 

transition to more locally sourced 

energy, as renewable technologies 

develop and present opportunities 

for Guernsey to become more 

self-sufficient. A move towards 

local renewable energy is not a 

steep change but a transition that 

requires careful management and 

a resilient grid as a foundation, 

hence our continued investment 

in connectivity with Europe. 

As a small, self-governing 

jurisdiction, Guernsey is well 

placed to manage the energy 

transition journey. We have the 

autonomy to set ambitious goals 

that could lead to radical change, 

and the ability to control and 

coordinate how we get there. As 

a small energy economy, we’ll 

feel the effects of change more 

acutely and must therefore ensure 

we maximise the opportunities of 

new technology whilst minimising 

the risks along the journey, all 

the while balancing energy 

affordability with security of 

supply and environmental impact. 

Reconnecting the link with 

France via Jersey this autumn 

is an important starting point 

and will immediately return the 

island to 85% to 95% low-carbon, 

low-cost energy. A key part of 

our future plan is a second cable 

link installed directly to France 

which would further reduce 

Guernsey’s dependence on fossil 

fuels and provide supply resilience 

for the imported electricity. 

This secure connectivity to 

Europe is also becoming more 

essential as in Guernsey we are 

seeing larger, solar electricity 

generation projects come to 

fruition, including the installation 

of a large solar array at Guernsey 

Electricity’s headquarters, and 

in the coming months a similar 

investment at Guernsey Post. 

Local consumers are also 

starting to invest in new energy 

technology and smarter homes, 

which will begin to play a part 

in the island’s level of selfsufficiency. 

What is critical for our 

island now is how we manage the 

adoption of renewables into the 

island’s electricity generation mix. 

WE HAVE THE 

AUTONOMY TO SET 

AMBITIOUS GOALS 

THAT COULD LEAD TO 

RADICAL CHANGE, 

AND THE ABILITY TO 

CONTROL AND 

COORDINATE HOW 

WE GET THERE 

As a community we need to 

build our energy independence 

in a way that does not disrupt 

our local energy economy to the 

unfair detriment (or advantage) of 

some customers. To optimise our 

electricity provision today and in 

the future, we will need to ensure 

that we maximise the value of the 

local renewable generation to 

the island, which may also mean 

the ability to store it. We need to 

plan for not only when there is 

insufficient sun and wind, but also 

when there is too much. 

The potential for energy to flow 

and be stored between renewable 

generation sources, the island's 

power grid, our electric vehicles 

and our home storage provides 

great opportunity for us to reduce 

our reliance on fossil fuels. 

Whilst these changes will 

happen over the next generation, 

Guernsey needs to manage the 

changes step by step. We need 

to make sure our energy journey 

meets not only our environmental 

aspirations but also works for 

our island today, and tomorrow. 

To meet these aspirations, we 

need to set our own pathway, 

and not follow the path set by 

much larger jurisdictions. 

This all makes for an exciting 

future, with electricity and 

the Guernsey community 

at the heart of it. 

101

Together 

we thrive 

with HSBC 

Leading Channel Island creative and digital marketing agency, Oi, has won 

the advertising and marketing account for HSBC following a pitch process. 

The agency has been appointed as HSBC’s 

full-service advertising, design and 

digital marketing agency for its services 

dedicated to customers in the Channel 

Islands and Isle of Man, as well as its expat 

business which provides specialist support 

to people living and working abroad. 

“Oi’s pitch to HSBC, which embraced the 

very latest digital marketing techniques and 

technology, was really exciting to work on, 

and even better to win,” said Peter Grange, 

Chief Executive Officer at Oi, which is 

celebrating its 15th anniversary this year. 

“We are looking forward to working 

together with the team at HSBC to 

produce highly effective marketing activity 

and campaigns locally, nationally and 

internationally, over the coming years.” 

For more information visit 

www.oi-you.com 

www.ciiom.hsbc.com 

www.expat.hsbc.com 

Kara Lisik, Head of Marketing at HSBC, said, 

“Oi’s considerable experience, 

locally and internationally, makes 

them the ideal agency for HSBC 

and we’re very excited to be 

working with them.” 

Oi is the largest full-service creative and 

digital marketing agency in the Channel 

Islands. A team of 33 experts provide the 

full range of advertising, branding, digital 

and marketing services to clients locally, 

nationally and internationally. It recently 

appointed Chris Atkinson, former VP of 

Sales and Marketing at Microsoft Asia 

Pacific, as its new Executive Chairman. 

HSBC is well established in Jersey, Guernsey 

and the Isle of Man, employing over 1,000 

people across the islands. They provide 

retail customers across the islands with 

an extensive range of banking and wealth 

management services. While the Expat 

business provide specialist services, 

expert support and connections to help 

expats build fulfilling and successful lives 

abroad for themselves and their families. 


Business 

ARE PRIVATE EQUITY 

FUND MANAGERS 

UNDER PRESSURE? 

BY JAMES ORRICK, PEA MANAGING DIRECTOR 

The upward 

trajectory of 

private equity 

markets is 

not expected 

to end any time soon. Analysts 

predict private capital will dominate 

markets for decades to come. 

Research demonstrates the upturn 

in returns on B2B investments is due 

to companies using a commercial 

acceleration programme rather than 

the traditional cost-cutting strategy. 

Reports reveal the median 

return on investment when 

using value-creation strategies 

is between 20% and 30% higher 

than simply improving costs. 

Whilst the focus on value-creation 

significantly improves ROI and offers 

a broader range of strategic options, 

managing portfolio companies 

becomes much more complex. 

Furthermore, there is a growing 

trend to invest long-term capital 

in order to allow fund managers 

more opportunity to implement 

transformational change that drive 

returns on investment. Typical time 

frames are five, seven or 10 years. 

MANAGING GROWTH 

The requirement to boost revenue 

puts immense pressure on fund 

managers. With private equity 

funding having such a significant 

impact on the global economy, 

market failures are likely to result 

in the shortfall of pension funds. 

Growth in the European private equity market has hit unprecedented targets 

over the last couple of years. 2018 was a record year - €80.6 billion invested 

in 7,800 companies. PEA's Managing Director James Orrick takes a look. 

Identifying growth opportunities 

earlier than your competitors 

inevitably helps to generate more 

value and achieve greater potential. 

However, private equity investments 

not only involve having access to 

capital but span the company’s 

entire development cycle. 

The value chain must comprise 

a wider network of resources. 

Product innovation goes hand 

in hand with the adoption of 

process innovation which requires 

fund managers to adopt a 

dynamic administrative model. 

Then there’s the issue of inflated 

acquisition prices. According to 

reports, the average buyout price 

has increased by almost 2.5% in 

the last decade. The uptick in 

takeover costs makes it difficult for 

fund managers to identify lucrative 

opportunities that are capable 

of successfully navigating the 

traditional eight percent hurdle rate. 

PEA QUALITY CONTROLS 

EU directives have changed 

the way private equity funds are 

administered. Fund structures are 

now subject to higher standards 

of quality control and investors 

demand greater transparency. 

As the demands become heavier, 

fund managers are focused on 

procuring partnerships with 

private equity administrators 

who possess specialist skills and 

the technology to install quality 

controls that mitigate risk. 

PEA focus on delivering a valueadded 

service that continuously 

exceeds expectations. Our 

technology and resources are 

aligned to ensure our team receives 

continuous training and achieves 

benchmarks that result in delivering 

consistently high standards. 

While there is an emphasis 

on technology and innovation 

in the pursuit of an agile fund 

administration service, at PEA, 

our service offering has additional 

benefits, such as our qualified 

and detail-driven staff who set 

themselves apart from other fund 

administrators through their focus 

and dedication to client service. 

Their knowledge enables PEA 

to offer a truly boutique service, 

helping fund managers to place 

reliance on their administrative 

team and thus alleviating some 

of the pressures they are facing 

in this fast-moving market. 

With offices in Guernsey, 

Sweden and Denmark, we have 

the capacity to manage onshore 

and offshore pan-European funds. 

And our team of highly-highlyqualified 

professionals provide 

bespoke administration solutions 

that include reporting, assistance 

in transparency demands and 

provide assistance with identifying 

funding opportunities from an 

administrative perspective. 

ADVERTORIAL 

Private Equity Administrators Limited is regulated by the Guernsey Financial Services Commission and 

licensed under both The Protection of Investors (Bailiwick of Guernsey) Law, 1987 and The Regulation of 

Fiduciaries, Administration Businesses and Company Directors, etc (Bailiwick of Guernsey) Law, 2000. 

103

abbelegal.com 

DISPUTE 

RESOLUTION 

There is always 

more than one route 

to a commercial 

resolution 

Fast. Effective. Pragmatic. 

Our tier one ranked dispute resolution practice is 

widely recognised for the provision of pragmatic 

and commercially driven solutions. We have a 

consistent track record of acting on leading and 

landmark cases and are considered to be the 

specialists in dispute resolution having represented 

clients in the largest and most complex cases in 

Guernsey. 

From mediation to trial advocacy, we seek 

to resolve matters quickly and effectively, 

and provide advice to clients considering and 

protecting their best interests and privacy. 

Our dispute resolution team is widely 

acknowledged for its expertise in fields including 

contentious trust litigation, investment fund 

litigation, commercial fraud, insolvency, and 

professional indemnity. 

We provide our clients with an integrated and 

seamless service with whom we have formed 

genuine partnerships built over a century of 

practice. We are approachable and assessable, 

and have the skills, expertise and scale to handle 

the most demanding, complex and innovative 

instructions. 

To find out how Babbé can help with your legal 

requirements, call us on +44 1481 713371 

or email dr@babbelegal.com 

Babbé LLP, P.O. Box 69, La Vieille Cour, La Plaiderie, St Peter Port, Guernsey, GY1 4BL 

+44 1481 713371 mail@babbelegal.com Babbé LLP 


Banking & Finance | Corporate | Dispute Resolution | Employment | Financial Services Regulation 

Insolvency & Restructuring | Investment Funds | Property | Trusts & Pensions | Wills & Estates

Business 

GUERNSEY LAW 

PUT TO THE TEST 

IN US COURT 

ADVERTORIAL 

BY TODD MCGUFFIN AND CHRIS DYE AT BABBÉ LLP 

The international nature of Guernsey’s financial services 

sector was highlighted once again in a high-profile legal 

hearing held before the United States Bankruptcy Court 

in Dallas, Texas where the Bankruptcy trustee was 

seeking confirmation by that court of a sophisticated 

cross-border reorganisation plan for two insolvent 

financial services firms. 

Babbé LLP, Partner Advocate Todd McGuffin was instructed 

by the trustee to provide expert opinion and testimony on 

various aspects of Guernsey law in relation to this complex 

multi-party application – he explains further: 

Todd McGuffin 

Partner 

Babbé LLP 

Chris Dye 

Senior Associate 

Babbé LLP 

Guernsey’s international reputation as a wellregulated 

international finance centre with a 

sophisticated, fit-for-purpose legislative environment 

was put to the test in recent hearings held in the USA, 

dealing with the reorganisation plans for two financial 

services firms with links to the island. 

The insolvent firms in question provided highly 

specialised financial advisory services to a Guernsey 

investment fund with respect to its investments in $4 

billion collateralised debt structures domiciled in the 

Cayman Islands. 

Babbé was instructed by the Trustee due to our 

extensive multi-jurisdictional experience in crossborder 

dispute resolution, corporate insolvency law 

and financial services regulation. In particular his 

opinion and testimony before the court covered a 

number of areas including: 

• The recognition of foreign corporate insolvency 

office holders (liquidators, administrators, 

receivers) in Guernsey and the extent of assistance 

the Royal Court of Guernsey may provide in 

response to judicial requests for assistance from 

foreign courts 

• The recognition and enforcement of foreign 

judgments in Guernsey law including with respect 

to the extent of the public policy prohibition 

on the enforcement of foreign penal laws as an 

infringement of state sovereignty; 

• The enforcement of foreign arbitral awards 

under the Convention on the Recognition and 

Enforcement of Foreign Arbitral Awards adopted 

by the United Nations Conference on International 

Commercial Arbitration 1958 (known as the 

New York Convention) and under the Arbitration 

(Guernsey) Law, 2016; 

• The availability of various equitable remedies 

before the Royal Court of Guernsey including 

remedies with respect to accessorial lability for 

breach of trust, equitable tracing of cross-border 

assets, retrospective rectification of corporate 

records and registers to mitigate against the 

consequences of fraudulent acts by directors and 

the declaration of constructive trusteeships; 

• The extent of the Guernsey Financial Services 

Commission’s discretionary powers to regulate and 

supervise investment funds under the Protection of 

Investors (Bailiwick of Guernsey) Law, 1987 and the 

Registered Collective Investment Scheme Rules; 

and 

• The law relating to the duties of directors of 

Guernsey companies as derived from the muchcelebrated 

$2 billion Guernsey case of Carlyle 

Capital Corporation (in which Babbé LLP acted for 

the successful lead defendants before the Royal 

Court of Guernsey and Guernsey Court of Appeal). 

After an exhaustive and highly contested hearing, 

the United States Bankruptcy Court confirmed the 

reorganisation plan as proposed by the trustee. In 

doing so, the Court acknowledged and accepted 

Babbé’s expert opinion and evidence and our 

significant assistance to the Court in determining the 

issues before it was noted. The United States District 

Court very recently dismissed a subsequent appeal 

to the plan confirmation order of the United States 

Bankruptcy Court. 

As this case demonstrates the Tier 1 Dispute 

Resolution and Regulatory team at Babbé LLP 

routinely advises on the largest and most complexed 

cross-border cases and provides expert advice on 

Guernsey law in foreign court proceedings around 

the globe. 

105

Commercially driven solutions. 

For us it's a walk in the park. 

Litigation specialists and insurance specialists 

Providing a full claims handling service and legal representation for 

a number of insurers, to include Channel Island insurers 

Experienced, qualified solicitors who can provide efficient and low 

cost solutions 

Act for a number of high net worth individuals and provide 

practical, commercially driven solutions 

E: info@prosperitylaw.com T: 0161 667 3686 W: www.prosperitylaw.com 


Business 

CHANNEL ISLANDS ARE 

BEACONS OF STABILITY 

IN TURBULENT TIMES 

By Simon Torode, Founder, CEO, Livingroom Estate Agents 

ADVERTORIAL 

Uncertainty continues to be 

the watchword for the global 

economy but the Channel Islands 

have proved to be resilient in the 

face of the shifting global sands. 

Fortunately our own sands remain 

firm (not to mention golden!) and 

the islands offer evidence that 

stable systems of government, 

economies and societies are the 

key ingredients for building a 

healthy and successful lifestyle. 

Livingroom Founder, CEO, Simon 

Torode takes a look at how the 

islands are weathering the global 

storms and how their property 

markets are thriving as a result. 

In economic circles there is a wellknown 

and accepted theory called 

the ‘Financial Instability Hypothesis’ 

which states that, contrary to what 

one might think, a stable economy 

actually breeds instability. 

Unfortunately, it took the 2008 

subprime mortgage crisis to 

hit the US and ricochet around 

the world for this theory to be 

accepted, by which time the 

American economist behind it - 

Hyman Minsky – had long since 

passed away. Minsky claimed 

that where there is a stable 

economy people are more likely 

to take risks and this in turn causes 

financial instability and potentially 

leads to economic crisis. 

Looking at the UK’s post-war 

boom-and-bust cycle, this theory 

certainly makes sense and our 

Channel Islands can never claim 

to be immune to recession or 

financial crisis. However, we have 

survived the financial storms of the 

last century better than a number 

of our counterparts. Why is that 

the case and what are the trends 

we are seeing in each island? 

HEALTHY PROPERTY MARKETS 

As the only pan-Channel Island 

estate agency that was founded 

in the islands, we’re uniquely 

placed to offer a view not just 

about our local property markets 

but also island life as a whole and 

what makes the islands tick. 

UNCERTAINTY CONTINUES 

TO BE THE WATCHWORD 

FOR THE GLOBAL 

ECONOMY BUT THE 

CHANNEL ISLANDS HAVE 

PROVED TO BE RESILIENT 

IN THE FACE OF THE 

SHIFTING GLOBAL SANDS 

Of course we in the islands aren’t 

isolated from the wider world and 

no-one can claim to escape from 

the daily headlines dominated by 

Brexit. What the United Kingdom’s 

departure from the EU is eventually 

going to look like is (still!) up in the 

air at the time of writing. However, 

what has become increasingly 

apparent over the course of 2019 

is that the Channel Islands are 

effectively weathering the storm 

of uncertainty to stand as beacons 

of stability in turbulent times. 

Positivity is impacting the islands’ 

property markets and affecting 

prices. Even where we may not have 

seen significant price increases, 

the Channel Islands’ markets have 

firmly held their value and the 

market has remained buoyant and 

active, which is much more than 

can be said for swathes of the UK. 

STABILITY HELPS BUILD 

FOR THE FUTURE 

Despite the UK’s lack of clarity, 

the Bailiwicks of Guernsey and 

Jersey continue to maintain 

good relationships with the UK 

Government and its European 

counterparts. We continue to 

facilitate work into the UK and into 

Europe. We continue to attract new 

residents from around the world. 

We continue to be seen as centres 

of excellence for financial services. 

As those of us who live here know 

so well, the islands represent a 

stable option for building a fulfilling, 

safe and secure future. More and 

more people are realising that 

and we’re delighted to share the 

islands’ success with the world by 

marketing them to prospective 

new islanders around the globe. 

Think a more stable lifestyle 

might be for you? 

Get in touch with the Livingroom 

team in Guernsey 

on +44 1481 715555 or at 

livingroom.gg or in Jersey 

on +44 1534 717100 or at 

livingroom.je. 

107

Oi gives 

birth to 

Junior 

A specialist branding and marketing agency 

team for startups in the South West of England. 

Leading Channel Island creative and digital 

marketing agency Oi has given birth to a specialist 

startup branding and marketing agency team 

servicing the South West of the UK. 

Junior is a team within the full-service 

agency focused on making startups 

successful with ‘New brand thinking’. 

A team, experienced in integrated 

marketing, advertising, branding, 

design, video production, website 

and app development, digital and 

social media marketing, will help 

ambitious new brands looking to be 

disruptive in their sectors. 

“There is signicant signicant clustering of startups in the 

South West of the UK, with places like Bristol 

leading the way as centres of excellence for digital 

innovation, including articial intelligence and tech 

brands. Many want a full-service oering 

without going to big agencies.” 

Torti Algate, New Business Director 

at Junior, who has over 14 years‘ 

agency experience including a 

signicant time in the Middle East 

and most recently South West of 

the UK, said the new agency team 

oering was already in high demand. 

The full-service oering is for clients with 

budgets between £25,000 and £75,000 in an early 

startup stage of their lifecycle. Once Junior clients 

exceed that budget they can choose to work with 

Oi for bigger, ongoing projects and campaigns 

from a 30+ strong team. 

“Many startups initially use branding 

agencies, but often cannot aord a larger, 

full-service creative and digital marketing agency 

service. Junior gives them the best of both worlds 

in a cost-eective way during their early stages of 

growth,’ she said. 


“Oi has a track record of making bigger brands 

more successful. We felt the time was right to 

launch Junior to service ambitious startups and 

strategically it also fuels future growth for Oi.” 

Pictured: Torti Algate, New Business Director at 

Junior, and Peter Grange, Chief Executive Ocer 

of Oi. The agency has launched Junior, a specialist 

branding and marketing agency team servicing the 

rapidly expanding startup sector in the South 

West of England. 

“We are passionate 

about business 

innovation and see 

a great opportunity 

in the startup space” 

Peter Grange, Oi Chief Executive Ocer. 

Meet Junior 

Startup a conversation at 

www.oi-junior.com 

Meet Oi 

Visit www.oi-you.com 

109

+ 

Stunning! 

amazing exhibition 

Remarkable 

VISITOR COMMENTS 


Sport 

SPECSAVERS YOUTH GAMES BRIEFING 

IMAGE ©SPECSAVERS 

A POSITIVE 

PATHWAY 

We all know that 

exercise is good for our 

minds and our bodies, 

and the Guernsey Sports 

Commission is working 

in the island’s primary 

schools to encourage 

children to enjoy sport 

and physical activity 

from an early age. 

En Voyage spoke to 

Jeremy Frith, a Director 

of the GSC, to find 

out more. 

Everyone remembers PE at 

school, but not all of us have 

fond memories of our lessons. 

Jeremy Frith of the Guernsey 

Sports Commission agrees: ‘A 

lot of people’s views of what 

PE looks like are influenced by 

their own experiences, but how 

sport and physical activity are 

designed to be delivered now 

is hugely different, and much 

more inclusive than it ever 

was.’ The Primary School Sport 

Partnership organised by the 

Commission provides Guernsey’s 

primary schools with a range 

of opportunities through PE 

lessons, lunchtime and afterschool 

clubs and festivals. And 

whilst the programme was 

previously funded through 

sponsorship, it now has the 

financial backing of the States 

of Guernsey’s Committee for 

Education, Sport & Culture. 

‘Deputy Fallaize, our 

political representative on the 

Commission, has been really 

supportive, and we’ve also had 

Jon Ravenscroft come in as Chair,’ 

says Jeremy. ‘That leadership 

and support from the top is 

fundamental, and it’s important 

for the taxpayer to understand 

that the funding goes straight 

into face-to-face delivery in 

schools.’ The Commission’s staff 

are multi-skilled sports coaches 

who actually work in the schools. 

‘Part of their role is to support 

curriculum time in PE and games 

lessons, but they also work with 

the teachers to target and support 

particularly vulnerable children 

who don’t access sport outside 

of school,’ explains Jeremy. 

Being based in the schools allows 

coaches to tailor the programme 

for each teacher and cohort of 

pupils, rather than offering a 

one-size-fits-all solution. 

111

Sport 

CHILDREN TAKING PART IN VARIOUS SPORTING 

ACTIVITIES FOR THE SPECSAVERS YOUTH GAMES 2019 

ALL IMAGES ©SPECSAVERS 

The Commission’s work ties 

in with the Bailiwick Big Picture 

Curriculum, which was developed 

to provide ‘joyous and purposeful’ 

learning opportunities. As Jeremy 

outlines: ‘We’re trying to avoid 

specialising in sports too early, 

because we know that children 

who specialise early are more 

at risk of dropping out. So we’re 

very much focusing on the 

fundamental movement skills 

- running, jumping, throwing, 

catching, striking and so on. 

We’ll introduce a theme like 

stabilisation, jumping or balance 

and help make that relevant 

to each sport. And then when 

the children get to years 5 and 

6, the Sports Development 

Officers will step in and that’s 

when the introduction to 

more sport-specific content 

RESEARCH SHOWS 

THAT EXPOSURE TO 

A VARIETY OF SPORTS 

AT AN EARLY AGE 

HELPS PEOPLE TO 

RETURN TO AN 

ACTIVITY LATER IN LIFE 

comes in, but there’s still a 

strong reference back to those 

fundamental movement skills.’ 

Research shows that exposure 

to a variety of sports at an early 

age helps people to return to an 

activity later in life. ‘What we want 

to do is make sure the children 

have a broad experience of lots 

of sports, so even if they don’t 

take it up now they understand 

what’s out there.’ For example, 

nationally 96% of boys who play 

football at the age of 11 won’t be 

playing when they are 18. ‘I’ve 

got friends who work in a variety 

of different professional sporting 

academies, and their challenge 

sometimes with children who 

have only done one sport is that 

they’ve built all these fantastic 

sport-specific skills, but they lack 

the actual movement skills to 

make them dynamic and effective 

within the game,’ says Jeremy. 

The Specsavers Youth Games, 

a biennial festival organised by 

the Commission, broadens the 

experience of children in years 5 

and 6 by getting them to choose 

a sport they haven’t tried before, 

and to compete in that sport and 

represent their parish district. 


Inclusion is a big part of the 

GSC’s five-year action plan. ‘We’ve 

got to make sure that everyone 

can access sport and physical 

activity, regardless of their socioeconomic 

status, disability, gender 

or sexual orientation – and sport’s 

made a massive shift but there’s 

still a long way to go.’ That doesn’t 

just mean accessing sport within 

school, but to support the pathway 

of each child from enjoying PE 

lessons to finding an activity they 

want to pursue outside of school, 

so they can access the wider 

benefits that physical activity 

provides throughout life. Part 

of this remit is to identify young 

people who may need support, 

as well as those with physical 

or learning impairments that 

might enable them to get para 

classification, ‘But equally there’s 

a big job to be done in terms 

of destigmatising Paralympic 

sport for some people. We know 

there are people that could get 

a classification but don’t want to 

pursue it. The para sport pathway 

provides massive opportunities, so 

why not take advantage of that?’ 

The GSC works with secondary 

schools, and with all its member 

sports to make sure that the 

inclusion message is carried 

through. ‘There’s no point in 

children taking the brave step of 

wanting to go to a community 

club and not feeling welcomed 

or finding that the coaches don’t 

have the skills or experience to 

understand their needs,’ says 

Jeremy. ‘We want to make 

sure that when we have those 

sorts of successes they can be 

sustained in the long term and 

aren’t just a flash in the pan.’ 

What’s clear from talking to 

Jeremy is that physical activity is 

about much more than keeping 

fit. Take team sports, for example: 

‘It’s the whole thing of working 

with a group of people - winning 

together, losing together, the 

communication and support 

that’s required. When you get 

into a game it’s much like the 

work environment where you’re 

under pressure and you need to 

get information from one person 

to another, and then at the end 

there’s the opportunity to reflect 

on what you’ve done and what you 

could have done better, but not to 

throw blame around. Being part of 

a team teaches you all those skills. 

‘Sport’s also great way to learn 

about failure and how to come 

back and develop resilience, which 

is a reason why competition, 

introduced at the right age and 

stage, is really important for our 

young people,’ adds Jeremy. 

It’s good to know that future 

generations will look back on their 

primary school PE lessons as the 

first step on a lifelong journey. 

'WE’VE GOT TO MAKE SURE THAT 

EVERYONE CAN ACCESS SPORT AND 

PHYSICAL ACTIVITY, REGARDLESS OF 

THEIR SOCIO-ECONOMIC STATUS, 

DISABILITY, GENDER OR SEXUAL 

ORIENTATION – AND SPORT’S MADE 

A MASSIVE SHIFT BUT THERE’S STILL 

A LONG WAY TO GO' 

113

Sport 

WALKING 

FOOTBALL 

Walking football is a sport and activity for everyone and anyone. Whether you’re 

male, female, a teenager or retired, if you’ve been injured or you have a health 

condition there’s no turning you away. The Guernsey Walking Football Club isn’t 

just about a sport, it’s about a community of men and women playing sociably 

– and competitively – all with a common interest and love of keeping active. 


Guernsey Walking Football has gained in popularity 

since it was introduced to the island by Paul Wheatly 

and friends in 2014. The now Guernsey Walking 

Football Club has around 75 members and attracts 

about 50 participants every week – year-round. 

‘We’re just now coming up to five years,’ said Paul, 

71, retired. ‘I went to the UK to watch it in 2012 and 

in 2014, with the help of colleagues, set up the 

Guernsey Walking Football Club. Now we’ve got 50 

active members with players aged 18 to 70-plus. It’s 

the perfect sport for anyone coming back from an 

injury or wanting to improve their health,’ said Paul. 

The rules in walking football are pretty similar 

to regular football and you can play with 

anywhere from five to eight players on each 

side. Walking football is a non-contact sport 

so safe for youngsters to play too. ‘We would 

love to see more families out there playing 

together on the pitch. It’s no different to a 

family game of rounders or cricket on the beach 

and that’s why I love it so much,’ said Paul. 

Guernsey Walking Football Club attracts all 

levels, capabilities, and experience, 

and men and women play on 

the same team. ‘It’s a great 

sport to play if you’ve got a 

knee injury, say, or you’re 

recovering from most 

health conditions. We 

are looking to do some 

teambuilding work with 

a few local companies 

and also working 

with some health 

professionals to provide 

additional support to 

our players. We want 

everyone who plays to 

be healthy,’ said Paul. 

GUERNSEY WALKING FOOTBALL CLUB IN ACTION AT KGV 

ALL IMAGES ©CLAIRE ROGERS 

GUERNSEY WALKING 

FOOTBALL CLUB 

ATTRACTS ALL LEVELS, 

CAPABILITIES, AND 

EXPERIENCE, AND MEN 

AND WOMEN PLAY ON 

THE SAME TEAM 

115

Sport 

GUERNSEY WALKING FOOTBALL CLUB IN ACTION AT KGV 

ALL IMAGES ©CLAIRE ROGERS 

For those that wanting to take 

the sport seriously, the club 

organised for two top walking 

football referees from the UK to 

visit as well as England’s Walking 

Football Manager of the over 

60s who coached players over 

a weekend. ‘It was brilliant,’ said 

Paul. ‘I don’t think any other 

walking football club has brought 

in the England Manager before.’ 

When En Voyage spoke to 

Paul, the club was in the throes 

of organising the first ever 

Guernsey Walking Football Festival, 

sponsored by The Taste of India, 

with teams visiting from the UK 

and Jersey. ‘We’re trying to get 

a bit more joined up with Jersey 

and so one of the things we’re 

looking at is a Channel Islands 

walking football team to play 

in the European games. We’ve 

also been invited to play in the 

Walking Football Super Masters 

World Cup, but we’ve got a little 

way to go before that,’ he said. 

For those that want to improve 

and participate in competitions 

Paul is looking to cater to that, 

but he also wants to retain the 

friendly and social atmosphere of 

the club. ‘We’re like most clubs, 

very sociable and welcoming,’ 

he said. He also said it was very 

much a pay-and-play club with 

no full membership. ‘Basically, 

you just pay to play and if you 

take a break for a few weeks 

that’s ok you just come back 

when you want to play again.’ 

Guernsey Walking Football Club 

would like to see walking football 

introduced into mainstream 

football at some point. ‘It fits with 

joining as a "mini" and progressing 

all the way through to senior vets 

and finishing up with walking 

football to complete your football 

pathway through life,’ said Paul. 

Currently, sessions are on 

Tuesdays from 6-7pm 

and Sundays 8:45- 

10am at the KGV 

Memorial Playing 

Fields. Games 

are played on 

3G pitches, 

a synthetic 

turf. If you’re 

interested 

in giving the 

sport a go your 

first session 

is free. 

BASICALLY YOU JUST 

PAY TO PLAY AND IF 

YOU TAKE A BREAK FOR 

A FEW WEEKS THAT'S 

OK YOU JUST COME 

BACK WHEN YOU 

WANT TO PLAY AGAIN 


SPORTS DIARY 

SEPTEMBER 2019 EVENT DATE TIME ABOUT 

ATHLETICS 

RUGBY 

CRIMESTOPPERS 

RUNWAY RUN 

CLIFF PATH SERIES - 

RACE 3 

GUERNSEY RAIDERS 1st 

V BRIGHTON 

Saturday 14 Sept 21:00 

Open to athletes, fun runners and 

corporate teams 

Sunday 22 Sept 09:00 10 miles from the Imperial 

Saturday 14 Sept TBC Footes Lane 

MOTOR 

SPORT 

TRIATHLON 

HILL CLIMB Saturday 21 Sept 09:00 Val des Terres 

SAND RACING Sunday 28 Sept 11:45 Vazon Bay 

AUTOCROSS Sunday 29 Sept 12:00 Chouet beach 

GUERNSEY GRANITE 

MAN TRIATHLON 

Sunday 1 Sept 07:00 

½ Iron Distance Triathlon 

Supporting sprint distance race 

starting at the same time 

X-TRI GSY Sunday 15 Sept 09:00 Portlet/Pleinmont 

off-road Triathlon 

FUN/ 

SPECTATOR 

RUNNING - INVESTEC 

GUERNSEY MIND 10K 

Sunday 8 Sept 08:30 10km fun run starts from KGV 

OCTOBER 2019 EVENT DATE TIME ABOUT 

ATHLETICS 

FOOTBALL 

RUGBY 

FUN/ 

SPECTATOR 

CLIFF PATH SERIES - 

RACE 4 

GUERNSEY FC 

v VCV ATHLETIC 

GUERNSEY RAIDERS 1st 

v TUNBRIDGE WELLS 

GUERNSEY RAIDERS 

LADIES v READING 

SKIPTON 

SWIMARATHON 

Sunday 13 October 09:00 15 miles from Havelet 

Saturday 19 October 14:00 Footes Lane 

Saturday 5 October TBC Footes Lane 

Monday 28 October 13:00 Footes Lane 

2-6 October TBC Beau Sejour 

TRIATHLON 

SWIM/RUN ADVENTURE 

RACE 2 

Sunday 6 October 12:00 

Various bays. 

New and challenging course 

(with half distance option). 

FISHING 

THE ALDERNEY 

ANGLING FESTIVAL 

Saturday 19 October 

TBC 

150 competitors from the UK and Channel 

Islands hope to land the biggest fish, or the 

one that got away last year and break another 

British record. 

SAVE THE DATE EVENT DATE TIME ABOUT 

Pembroke Bay. 5km run/jog or walk. 

FUN/ 

SPECTATOR PARKRUN GUERNSEY Every Saturday 09:00 

Pre-register to have your time recorded 

and sent to you Please register in advance at 

parkrun.org.uk 

FOR GROUP BOOKINGS 

 

EMAIL group@aurigny.com GROUPS 


117

Community 

COMMUNITY SPIRIT 

BUTTERFIELD RECEIVES SILVER 

KEEP GUERNSEY GREEN AWARD 

Butterfield has received the silver Keep Guernsey Green Award from the 

States of Guernsey for its commitment to the environment by ensuring 

best practice in energy conservation and waste management. 

The Keep Guernsey Green Award, which is administered by the Agriculture, 

Countryside and Land Management Service, allows local organisations 

to share their success and commitment to the environment. The 

Award demonstrates to customers, staff and business partners that the 

organisation actively plans its energy conservation and waste management, 

raises staff awareness of the importance of environmental issues and seeks 

improved ways of managing the 

organisation’s energy and waste. 

Butterfield has demonstrated its 

commitment to the environment 

by putting in place various initiatives 

which reduce the use of single-use 

plastic, encourages sustainable 

living, creates energy conservation 

solutions and tackles the global 

plastic pollution problem. 

BUTTERFIELD HAS 

DEMONSTRATED ITS 

COMMITMENT TO 

THE ENVIRONMENT 

BY PUTTING IN PLACE 

VARIOUS INITIATIVES 

The Bank stopped buying plastic cups for the water machines and instead 

gave all employees a reusable water bottle, saving more than 150,000 cups 

per year. Staff also received reusable, stainless steel coffee cups following 

Butterfield’s partnership with local coffee shop Muse, which included a 10% 

discount on orders for employees who brought in their reusable coffee cup. 

To reduce energy usage, Butterfield changed its office lighting from 

fluorescent to LED and they now switch off automatically through a 

sensor system. Meters were also installed to monitor the consumption of 

gas, electricity and water, aiding the business in regularly reviewing figures 

and considering improvements to save more energy. 

Butterfield also has an annual community day, which is celebrated with 

either a team beach clean or another environmentally focused activity in 

the 10 jurisdictions in which it operates. 

Lindsay Ozanne, Deputy Managing Director at Butterfield Trust (Guernsey) 

Limited, said: ‘We are committed to protecting the environment in the 

communities which we call home. We’re delighted to receive the silver Keep 

Guernsey Green Award, which acknowledges our ongoing efforts. 

At Butterfield, we are continuously looking at ways to improve our 

sustainable operations and reduce our impact on the environment. 

We hope that these small changes across the business will make a big 

difference in the island for the long term.’ 


30/30 CYCLE TAKES TOTAL RAISED FOR 

LES BOURGS TO OVER £740,000 

This year’s Ian Brown’s Cycle Shop’s 

30 Rides in 30 Days, supported 

by Julius Baer, the leading Swiss 

wealth management group, raised 

£75,000 for Les Bourgs Hospice. 

30 Rides in 30 Days set islanders a 

challenge to ride their bicycle for 

at least one hour per day, every 

day from 27 April–26 May. 

This year Julius Baer celebrates its 

30th anniversary in Guernsey and 

to mark the occasion the bank 

elected to sponsor the challenge 

and 15 members of its staff took 

part. Employees are also taking part 

in other ’30/30’ related events such 

as walks, bay swims, runs and yoga 

(see right) with all money raised 

going to Les Bourgs Hospice. 

Stehen Burt, Branch Manager 

of Julius Baer in Guernsey, said: 

‘Guernsey has a fantastic community 

focus and we’re proud to have been 

a part of that for 30 years.’ 

‘The Julius Baer team felt that 

taking part and giving back to 

the community was much more 

meaningful than just holding a 

celebration for ourselves. I’d like to 

thank everyone for taking part in 

this year’s event and to Ian Brown 

for organising a great initiative 

once again.’ he added. 

This year marks the 12th edition 

of the challenge which has now 

raised more than £740,000 for Les 

Bourgs Hospice. 

Ian Brown, Managing Director 

of Ian Brown’s Cycle Shop, who 

created the challenge, said: ‘Thank 

you to everyone who participated 

in, supported and donated to this 

year’s challenge. Les Bourgs is 

a fantastic charity that supports 

hundreds of locals every year 

and we hope to come back next 

year even stronger to continue to 

benefit the charity.’ 

112 people took part in this year’s 

challenge ranging from novices 

to avid cyclists with the youngest 

participant being six years old. 

Trish De Carteret, Fundraising 

Administrator at Les Bourgs 

Hospice, said: ‘Each year when I 

see the amount that the public has 

raised for us I’m blown away. The 

generosity of the Guernsey public 

will never fail to amaze me. 

‘Thanks to Ian, the team at Julius 

Baer and everyone who was 

involved, your efforts will make a 

real difference.’ 

The final amount was announced 

at the challenge’s ‘final word’ event 

on 13 June at Les Rocquettes 

Hotel. The event was organised as 

a thank you to riders, to announce 

the amount raised and to hand out 

participation plaques. 

Ian Brown’s 30 Rides in 30 Days 

challenge was created in 2008 to 

revive interest in cycling in Guernsey 

and raise funds for charity. 

GUERNSEY MIND 

NOMINATED FOR 

NATIONAL AWARDS 

Guernsey Mind has been nominated 

in two categories of the Mind 

Network Excellence Awards 2019. 

The awards recognise and celebrate 

excellent work and practice within 

the local branches of Mind across 

England and Wales. Each branch of 

Mind is an independent charity, run 

by local people, for local people. 

Guernsey Mind has been nominated 

in the categories of ‘Tackling Stigma 

and Discrimination’ and ‘Partnership 

and Profile’ following its recent Mind 

Quality Mark review. 

Emily Litten, Executive Director of 

Guernsey Mind, said, ‘We have an 

excellent team and I am delighted 

for everyone here that our work 

has been noticed and recognised 

at national level. This is an 

achievement, so whether we win 

the titles in October or not, I am 

feeling very proud.’ 

30KM CLIFF RUN IS 

NEXT CHALLENGE FOR 

JULIUS BAER 

To mark Julius Baer’s 30th 

anniversary in Guernsey, staff have 

taken part in a range of events 

to raise money for Les Bourgs 

Hospice, the latest of which 

saw seven members of staff and 

31 friends of Julius Baer take 

part in a reverse version of the 

30km cliff run challenge known 

locally as the ‘dogbreaker.’ 

The challenge began at the Mallard 

Cinema and headed west towards 

The Imperial. The group headed 

up onto the cliffs at the Fairy Ring, 

followed the south coast cliff paths 

to Jerbourg and on to the finish at 

the bottom of Le Val des Terres. 

Stephen Burt, Branch Manager 

at Julius Baer in Guernsey and 

participant in the cliff run, said: 

“The conditions certainly added to 

what was already a tough event, 

with blistering heat to contend with 

as well as the terrain. Keeping cool 

was as important as keeping going. 

“However it was all worth it to raise 

money for Les Bourgs Hospice. In 

our year of celebration we have 

taken part and sponsored many 

events and so far raised thousands 

for this fantastic local charity." 

119

Community 

CHILDREN 

TAKE PART IN A 

SCHOOLS’ LOVE 

TENNIS FESTIVAL 

Hundreds of primary school 

children in Jersey took part in the 

Schools’ Love Tennis Festival on 

5 July, organised by the Tennis 

Hub – St Clements and sponsored 

by Oak. 

The festival was the culmination of 

a four-week programme to teach 

tennis skills to year two students in 

schools across the island. 

The initiative aimed to inspire 

children to take up tennis as a 

sport and grow tennis participation 

on the island. It also provided 

an opportunity for teachers to 

observe ideas to bring tennis into 

the P.E curriculum. 

The newly acquired skills were put 

to the test at the Schools’ Love 

Tennis Festival where students had 

a go at a series of fun challenges 

and games, coincidentally during 

the first week of Wimbledon. 

SKIPTON HELP 

BOXING CLUB 

IMPROVE THEIR 

HOME 

The Skipton Community Fund 

has lent its support to the 

Guernsey Amalgamated Boxing 

Club, providing the club with a 

financial contribution towards the 

renovation of its gym. 

The donation of £1,500 comes 

following the boxing club’s appeal 

to raise £500k to make vital 

improvements needed at its gym. 

Funds will be put towards renovation 

works and expanding the footprint 

of the club. In addition to this 

contribution, Skipton’s staff members 

also donated their free time to giving 

the gym a much needed deep-clean. 

Mandy Hobart, Coach and 

Fundraising Co-ordinator of 

Guernsey Amalgamated Boxing 

Club, said: ‘We still have a lot of 

work to do to reach our goal, but 

we have had a lot of support to 

date and we are really grateful to 

the Skipton Community Fund for 

‘Witnessing hundreds of children 

pick up a tennis racket and learn 

the rules of the game, working 

together and having fun while 

exercising was a joy to see,’ said 

Managing Director of Oak in 

Jersey, Nicola Gott. 

‘It was also fantastic to see that 

the festival received a positive 

endorsement from famous tennis 

coach Judy Murray, who tweeted 

her support. 

‘Oak is proud to support initiatives 

which encourage physical activity 

and sponsoring the Tennis Hub 

aligns with our commitment to the 

local community.’ 

their generous contribution. We’ve 

had lots of interest in joining the 

club, particularly from youngsters, 

so it’s vital that the club is able to 

accommodate them and their 

families to keep the sport at the high 

level it is currently at on the island.’ 

The club, which produced 

commonwealth boxer Billy Le 

Poullain, has tripled the number of 

carded boxers at the club over the 

last three years as boxing becomes 

an increasingly popular sport. 

‘It’s been fantastic teaming up with 

Oak to deliver this programme,’ 

added coach Mark Gilmour. ‘The 

blocks of sessions at the schools 

were great opportunities to 

collaborate with teachers to deliver 

fun and physical literacy lessons 

based around tennis for the children. 

‘The tennis festival was a fun way 

to round up the programme by 

introducing the children to the 

Hub and hopefully it will inspire 

some of them to take up tennis or 

at the very least take away the skills 

they learnt to other aspects of 

what they choose to pursue.’ 

Aaron Walden, Commercial 

Manager of Skipton International, 

said: ‘The Skipton Community 

Fund is all about offering clubs and 

community organisations access 

to funding where there are limited 

options available to them. The 

boxing club provides a great service 

to the community on the island 

and is producing some fantastic 

sportsmen. We are proud to be able 

to support them in this small way 

and be part of their journey onto 

bigger and better things.’ 


RAVENSCROFT TAKES TO THE STREETS 

FOR WEEK-LONG LITTER PICK 

A sombrero and a car registration 

plate were the most unusual items 

found by Ravenscroft staff during a 

week-long litter pick. 

The investment services company 

was the first to sign up this summer 

to Pick It Up Guernsey’s Womble52 

initiative which encourages local 

business to choose a week of 

the year and go out and pick up 

rubbish from around the island. 

‘The aim of Womble 52 is for us as 

a community to come together 

and do our bit to keep Guernsey 

as litter free as possible. Pick It 

Up Guernsey’s recent cigarette 

collection was a huge success and 

that has led to a growing interest 

from people wanting to be involved. 

I’m delighted that Ravenscroft, 

which has been a great supporter, 

has now signed up to Womble 52,’ 

said Andrew Munro, founder and 

trustee of Pick It Up Guernsey. 

‘Ravenscroft also purchased from us 

litter pickers for their staff to borrow 

when wombling as well as pocket 

ashtrays which they are giving 

out free to their staff. I hope more 

companies will follow their lead.’ 

Ravenscroft sent out teams for 30 

minutes every day for five days 

and cleaned the streets around its 

office in New Street. As well as the 

NEW EVENT AIMS 

TO REVIVE THE 

ISLAND’S HISTORY 

A new community event to 

celebrate and bring to life the 

island’s post-war culture will take 

place from 27-29 September. 

Created by Jeff Fox and Dennis 

Le Prevost, the Guernsey Retro 

Festival is a three-day event taking 

inspiration from the 50s and 60s, 

featuring classic motorcycles, cars, 

music and fashion from the era. 

With a variety of entertainment and 

a local food festival, it is hoped the 

event will attract all age groups, as 

well as visitors, while also raising 

money for local charities Mind, 

Mug and Men’s Shed . 

Jeff and Dennis came up with 

the idea as part of the Guernsey 

sombrero and registration plate, 

glass and plastic bottles, takeaway 

containers, tin cans, cigarette 

packets, wrappers and hundreds of 

cigarette butts were also collected. 

‘It was surprising just how much 

was collected over the week. 

Places that had been cleaned one 

day then had litter in them the next 

day. It was an eye opener for all 

the Ravenscroft staff who went out 

during the week and we had some 

great feedback from people who 

saw us out and about and thanked 

us for taking the time to keep 

St Peter Port clean,’ said Sophie 

Gordon, head of Ravenscroft’s 

sports and social club. 

Katrina Bray and Shannon Lancaster are 

pictured with Pick It Up’s mascot Daisy 

Tourism Ideathon where they won 

the ‘Pure Innovation’ category. 

The weekend will be a celebration 

of the end of austerity with 

dancing, motorcycles, cars, music 

and dressing up – it was a real 

golden period of our heritage and 

we are looking forward to bringing 

that back to life. 

The Festival is being supported by 

Specsavers. Jeff said: ‘Specsavers 

epitomises everything we want 

in a partner. They are extremely 

professional with a big heart when 

it comes to local projects.’ 

Dame Mary Perkins, co-founder 

of Specsavers, said: ‘At Specsavers 

we value the community and are 

always looking for ways to support 

those around us. This will be a 

fantastic event for Guernsey which 

we hope will be enjoyed by many 

islanders and visitors alike.’ 

ST SAMPSON’S HIGH 

SCHOOL WINS FIRST 

CENTRAL’S ROBOT 

OLYMPICS 

To mark Women in Technology Day, 

16 students from Ladies’ College and 

St Sampson’s High School teamed 

up to hold an Olympic-style event 

with EV3 Lego robots. 

The programme, co-constructed by 

First Central Group, saw four teams 

of year nine students' compete to 

code their robots to complete three 

different sporting events; lacrosse, 

shot put, dressage, and for the grand 

finale – a synchronised dance. 

The aim of the session was to 

develop the student’s creative 

problem solving, engineering 

and coding skills. The winning 

team was from St Sampson’s High 

School, but all the teams' robots 

who competed managed to throw 

some excellent shapes on the 

digital dance floor. 

Digital Greenhouse held the event 

as part of the Digital Innovators 

Programme, which they devised 

with First Central as a way of 

developing opportunities for 

young people to engage with 

digital technologies. 

Lucy Kirby, Head of Digital at the 

Digital Greenhouse, said: ‘The 

Digital Innovators Programme has 

shown that there is a really high level 

of innovation and digital creativity 

on the island. It’s great to be able 

to work with companies, like First 

Central, to help young people build 

and develop these essential critical 

thinking, problem solving and 

collaborative skills for their futures.’ 

Two representatives from First 

Central were also on hand to offer 

their technical expertise. Lisa Le 

Huray, Quality Assurance Analyst 

from First Central, said: ‘I would 

have loved the opportunity to 

attend an event like this when I was 

a student. I always knew I wanted 

to work in technology, so this 

would have been a great initiative 

to take part in. 

‘It’s inspiring to see that there are 

lots of bright young women who 

are interested in a digital career. It 

was incredible to see how quickly 

they all picked up coding the 

robots and I hope some of them 

decide on an exciting career in 

technology!’ 

121


LITERARY 

LANDSCAPE 

En Voyage dives in to the literary world with authors, 

themes and stories linked to the Bailiwick of Guernsey. 

DANCING WITH THE MOON 

BY EMMA DESPRÉS 

Dancing with the Moon is author Emma 

Després’ journey, her way of incorporating 

elements of the spiritual and the holistic 

into such a clinical process. 

Dancing with the Moon by Emma Després 

is published by I AM Self-Publishing and is 

out now. 

ABOUT THE AUTHOR 

As a yoga teacher and Reiki master, local mum Emma is very much in 

tune with energies and connected to all things holistic. At 36, after a year 

of trying (and failing) to conceive, her fears were confirmed: she and 

her husband were told they may never have children. Humbled by this 

sobering truth, she realised she’d have to throw herself into the world of 

science, hook, line and sinker, if there was any chance of motherhood. 

It was against all of her instincts and everything she believes in, but it was 

the only way. Emma doesn’t normally take any medicines and suddenly 

was injecting herself with synthetic hormones, having the most invasive 

of examinations, and manipulating her hormonal system with drugs. 

Of the book Emma says that, 'Although different for each couple, IVF is an 

incredibly challenging and exhausting process, both physically, mentally 

and emotionally. I hope that in sharing how I navigated my way through 

the process, I can help other women feel more at ease and, crucially, able 

to maintain a positive mindset on their own IVF journeys.' 

EMMA 

DESPRÉS 

Did you always hope to a write? 

Yes, from childhood I had 

always hoped to write a book. 

If not, what did you want to 

be when you grew up? 

I also wanted to be a teacher. 

Who are your favourite 

three authors? 

Tricky question! I love the books 

rather than the authors. So, three 

of the most impactful books I have 

read in recent years might include 

Dawna Markova’s 'I Will Not Die 

an Unlived Life', Paul Kalanithi’s 

‘When Breath Becomes Air’, 

and Sharon Blackie’s ‘If Women 

Rose Rooted’. I’m partial to the 

poetry of Lalla, Hafiz and Rumi 

too. And Pema Chodron makes 

Buddhism very accessible. 

What genre do you most 

enjoy reading and why? 

Biography. I love reading about 

other people’s lives, there is 

always something to learn 

from them, wisdom to gain. 


What time of day is best 

for you as a writer? 

Early morning, the earlier the 

better, when the sun is rising, 

the energy is light, and the only 

sound is the birds singing. 

How do you overcome the 

proverbial ‘writer’s block’? 

Yoga helps to let the grip of my 

mind go a bit, so that there might 

be some space for insight - the 

insight generally arrives later when 

I’m cycling, swimming or walking. 

What made you decide to write 

Dancing with the Moon? 

Well I was pregnant at the time, 

with my youngest son, Eben, and 

I was aware that an increasing 

number of Reiki and yoga students 

were approaching me who were 

experiencing fertility issues, and 

I was often repeating my story to 

them. I decided to blog about it so 

that I could direct women there 

instead. These blog postings took 

on their own energy, and before 

too long I had a sense that perhaps 

I could put the postings together 

for a book, but at that point I 

didn’t have a conclusion. Then 

Eben was born, and the manner in 

which this unfolded gave me the 

perfect conclusion. I realised soon 

after his birth that I had a book – I 

just needed to finish writing it! 

Have you heard form 

people who have read 

Dancing with the Moon? 

Yes, I have. One Saturday 

afternoon I popped into Forest 

Stores and as I was waiting to be 

served, a lady rushed over to me 

to ask if I was Emma Després. I 

confirmed that I was she and the 

lady excitedly told me that she was 

THIS OVERWHELMING 

NEED TO WRITE A BOOK 

DOESN’T JUST STOP 

WHEN YOU’VE WRITTEN 

THE FIRST BOOK, THIS 

JUST FURTHER FUELS 

THE PASSION 

pregnant from IVF and that my 

book had really helped navigate 

her IVF journey. I was rather taken 

aback as I had no idea who she 

was, and how she might have 

worked out who I was either! I was 

delighted for her, and chuffed to 

bits that the book had helped her. 

A couple of other ladies have been 

kind enough to share with me how 

much my book has helped them 

too, and there are a number of 

positive reviews on Amazon that 

support this. I’m really grateful for 

the positive feedback, it makes 

all the hard work worth it! 

What was the most challenging 

aspect of this book? 

The seemingly endless editing 

and re-reading. I was sick 

to death of reading and rereading 

through it by the end! 

Where is your favourite place in 

Guernsey and why? 

Until about ten years ago, having 

grown up on the West Coast, 

it was, without doubt, high tide 

Vazon on a summer’s evening, 

with the sun setting. However 

since moving to St Andrew's, 

my other favourite place is Petit 

Bot; nothing beats a high tide 

early morning swim here - we’ve 

usually got the beach to ourselves, 

especially in winter, so there is 

a real sense of freedom and of 

belonging, we almost know the 

Petit Bot ducks by name! 

What’s your fondest memory of 

Guernsey as a youngster? 

Endless summer days spent on 

Richmond beach with my brother, 

Ross, and our cousins, Katherine, 

Julian and Mark. We were like 

the famous five at least in our 

minds! We had so much fun! 

What do you wish you’d known 

before becoming a writer? 

That this overwhelming need to 

write a book doesn’t just stop 

when you’ve written the first book, 

this just further fuels the passion. 

What advice would you give to 

any budding authors? 

Write. I know that’s not original 

advice but if you don’t start writing, 

then you will never publish a book. 

Don’t worry about how you might 

write a best seller, and how you 

might get the book published, 

because then you’ll never start. 

Just write what is in your heart, 

the words that have to be written 

and the rest will take care of itself. 

Have you any other projects in 

the pipeline? 

Well I published another book, 

'Namaste’, about nine months 

ago. I’d been working on that 

book for 11 long years. It details 

my trek to Everest Base Camp 

with an organised group, little 

did I realise when I signed 

up however that I would be 

accompanied by two other 

Guernsey folk. Even up Everest 

I couldn’t achieve anonymity 

and I’m sure the other people 

in our group got sick of hearing 

us three talk about Guernsey! 

123


THE ALADDINS CAVE 

KIDS’ COLOURING COMPETITION 

PRETTY PUFFINS 

In honour of our Bailiwick wildlife (see pages 

16-18), we want to see your very own puffin. 

Feel free to use any medium you like from 

crayons and pens to glitter and collage. 

40th anniversary 

Save at the Cave 

WIN 

A £20 ALADDINS 

CAVE VOUCHER 

TO ENTER: 

Create your image using any media you choose and send it to: 

En Voyage Colouring Competition, Oi, Unit 9, Les Caches Business Park, Les Caches Road, 

St Martins, Guernsey, GY4 6PH by 31 October 2019. Open to children up to the age of 10. 

KIDS 

FOR 

ENTRANT NAME: 

EMAIL ADDRESS*: 

ADDRESS: 

AGE: 


*Email address will only be used to contact the winner, and postal address is required 

for delivery of the prize. Please note entries cannot be returned.

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LES CANUS ROAD, CAPELLES, GY2 4UJ • MON-SAT 8:30AM-5:30PM 

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125

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Cappuccino 

Latte 

Hot Chocolate 

Tetley English Breakfast Tea 

£2.50 

EACH 

WARNING: 

These drinks are hot, please handle 

with care in order to protect 

yourself and fellow passengers. 

BREAKFAST BITES 

Muffins 

Double Chocolate 

or Blueberry & Toffee 

Belvita 

Breakfast 

Yogurt 

Crunch 

SWEETS 

£2 

EACH 

Dairy Milk Duo, Maltesers Big Bag, 

or 4 Finger Kit Kat 

BAR DRINKS 

Echo Falls 

£4.50 

White or Rosé 18.75cl 

Live for the Journey 

£4.50 

Red 18.75cl 

Lunetta Prosecco 

£6 200ml 

Magners Cider or 

Carlsberg Lager 

£4.50 330ml 

2 FOR 

£7 

2 FOR 

£7 

2 FOR 

£10 

SOFT DRINKS 

150ml 

Coca Cola or Diet Coke 

£1 

EACH 

150ml 

Britvic Orange or Tomato Juice 

150ml 

Schweppes Lemonade or 

Canada Dry Ginger Ale 

150ml 

Slimline Tonic Water 

or Tonic Water 

200ml 

Robinsons Fruit Shoot £1.50 

500ml 

Still Spring Water £1.50 

SNACKS 

£1.50 

EACH 

Pringles 

Original or 

Sour Cream & Chive 

Mini Cheddars 

Sea Salted 

Pretzels 

McVities 

Shortbread 

£1 

EACH 

£2 

EACH 

2 FOR 

£7 

Spirits 50ml £5 

Bacardi, Courvoisier, 

Gordon’s, Jack Daniel's, 

Smirnoff Red, 

Bombay Sapphire 

or Famous Grouse 

Pimm's 

£4.50 

250ml 

2 FOR 

£7 

2 SPIRITS 

AND 

2 MIXERS 

£10 

COMBO DEALS 

DEAL 1 DEAL 2 DEAL 3 DEAL 4 DEAL 5 DEAL 6 

Hot drink 

AND 

Muffin or 

Breakfast Bar 

Hot drink 

AND 

Cheddars, 

Pretzels 

Cheddars, 

Pretzels 

Hot drink and 

Kit Kat OR 

McVities 

OR Pringles OR Pringles Maltesers 

Shortbread AND Beer, Cider, AND 

OR Dairy Milk 

Wine OR Pimm's a soft drink 

£4 £3 £6 £2.50 £3.50 £2 

Soft drink 

AND Kit Kat 

OR Maltesers 

OR Dairy Milk 

ALLERGENS 

Please be aware that some of our products may contain allergens and some of our customers may bring onboard their own products containing allergens. 

If you are susceptible to serious complications arising from allergens it is your responsibility to make our cabin crew aware of this immediately. 

127

Duty-Free 

On board 

DUTY FREE 

£16 

EACH 

or 2 FOR 

£26 

SPIRITS 1 Litre 

Gordon’s London Dry Gin 

£10 each or 2 FOR £18 

The Famous Grouse Whisky 


MIX & MATCH 

Famous Grouse 

Whisky or 

Gordon's Dry Gin 

for 

£18 

£10 

EACH 

or 2 FOR 

£18 

Bombay Sapphire Gin 


Smirnoff Blue Vodka 


£12 

EACH 

or 2 FOR 

£20 

CIGARETTES & TOBACCO 

Golden Virginia Tobacco 5 x 50g £35 

Benson & Hedges 

Silk Cut 

Lambert & Butler 

Marlboro Gold 

EACH 

400 PACK 

£54 

400 pack equivalent 

to £2.70 per 20 pack 

EACH 

200 PACK 

£42 

200 pack equivalent 

to £4.20 per 20 pack 

WHEADON'S 

GIN 70cl 

A premium artisan 

gin distilled in very small 

batches handcrafted 

in Guernsey 

On flights between the Channel Islands and the UK, the 

allowance includes 200 cigarettes and one litre of spirits. 

A duty free service is only available on the Embraer and ATR 

aircraft. You must be 18 or over to purchase tobacco or 

alcohol. Credit cards, debit cards or cash accepted. 

£28 

Rock Samphire 

and Pink Grapefruit 

or 

Yuzu, Lemongrass 

and Green Tea 

70cl 

£28 

PLEASE NOTE: 

Items will not be exchanged/refunded, 

please check your duty free purchases 

before departing the aircraft. 


Duty-Free 

KNOW 

THE PAST 

PROTECT 

THE FUTURE 

We are an independent global specialist 

of private wealth, corporate and fund 

services to high net worth families, 

institutional clients and fund managers 

Guernsey Isle of Man Jersey 

Luxembourg Malta Mauritius 

Regulatory information can be found at www.oak.group/regulatory 

www.oak.group 

129

ogier.com 

Focus on the 

Channel Islands 

Local businesses are the engine room of the Channel 

Islands’ economy. With nine offices around the globe 

and a diverse practice, we’re known for our work with 

international organisations. But our heart is in the 

Channel Islands and we’ve never taken our focus away 

from the local market. 

Ogier’s local legal services team covers property, 

employment and regulatory law. We work with clients 

who are buying or selling a business, entering into a joint 

venture or restructuring, as well as advising on day to 

day issues from financing and corporate governance to 

contracts. 

Local Legal Services in 

Guernsey and Jersey 

Business and commercial law 

Competition law 

Dispute resolution 

Employment law 

Offshore relocations 

Planning and environmental law 

Property and construction law 

Regulatory law 

Trusts Advisory Group 

Wills, probate and estate planning

0299 AUR En Voyage Issue #18 Flickbook

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