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Page 12 <strong>Medway</strong> & <strong>Millis</strong> Local Town Pages www.localtownpages.com <strong>May</strong> <strong>2019</strong><br />
Living Healthy<br />
NEW LOCATION<br />
continued from page 11<br />
is family. We are from the community,<br />
most of us live in the<br />
community, and our focus is to<br />
serve the community. You will see<br />
us in the office, at the local supermarket<br />
and in the ER at 1 a.m.<br />
if there is a need for our care.<br />
Our focus is you, your vision and<br />
excellent results. We are proud<br />
to offer world class cataract surgery<br />
closer to home! Our optical<br />
shop has its own lab and can cut<br />
Find Your Balance<br />
First Class Free!<br />
YOGA AT THE ASHRAM<br />
368 Village St, <strong>Millis</strong>, MA<br />
www.YogaAtTheAshram.org<br />
508-376-4525<br />
Treat your<br />
Mother!<br />
Sunglasses!<br />
508-376-0800<br />
<strong>Millis</strong>ton Common | <strong>Millis</strong> MA<br />
Open: Tue 9-6, Wed 9-7, Thur 9-6,<br />
Fri 9-5, Sat 9-4<br />
and finish your glasses while you<br />
wait. We offer after-hours, same<br />
day emergency appointments<br />
and Saturday appointments.<br />
We have a new management focused<br />
on quality customer care.<br />
Six providers dedicated to the<br />
best in eye medicine and surgery<br />
and now to even serve you better<br />
a state-of-the-art gorgeous office<br />
at 750 Union Street in Franklin.<br />
Please stop by and say hi! We are<br />
here to serve you!<br />
For more details, see our ad<br />
on page11.<br />
PHOTO CREDIT<br />
PHOTO BY<br />
ANTONIKA<br />
CHANEL ON<br />
UNSPLASH<br />
Register O’Donnell Promotes<br />
Homestead Act<br />
Norfolk County Register of<br />
Deeds William P. O’Donnell<br />
today reminded homeowners<br />
about the importance of filing<br />
for Homestead protection.<br />
Under Massachusetts law, a<br />
Homestead recording provides<br />
limited protection against the<br />
forced sale of an individual’s<br />
primary residence to satisfy unsecured<br />
debt up to $500,000.<br />
“For most people, their<br />
home is the most important financial<br />
asset they have,” noted<br />
Register O’Donnell. “If you<br />
own a home, and it is your<br />
primary residence, one way<br />
to protect it is to file a Homestead.<br />
The Homestead law<br />
also allows for the filing of an<br />
Elderly Homestead application,<br />
which defines an elder as<br />
a person who is 62 years of age<br />
or older. This protection can be<br />
increased if the elderly couple<br />
files jointly.”<br />
O’Donnell further stated,<br />
“The Homestead law was significantly<br />
enhanced by an act<br />
of the Massachusetts Legislature<br />
back in 2011. Language<br />
in the new law states a valid<br />
Homestead cannot be terminated<br />
when refinancing a mortgage.<br />
Other changes include<br />
wording which states that a<br />
Homestead can provide protections<br />
for a primary home even<br />
if it is kept in trust. The definition<br />
of a primary residence<br />
has been further expanded to<br />
include a manufactured or mobile<br />
home.”<br />
While a Homestead provides<br />
important protections for<br />
homeowners, it is important<br />
to note there are certain debts<br />
that are exempted from protection<br />
under the Homestead Act.<br />
These include federal, state<br />
and local tax liens, as well as<br />
mortgages contracted for the<br />
purchase of a primary home<br />
and nursing home liens. Most<br />
other mortgages, debts, and<br />
encumbrances existing prior to<br />
the filing of the Declaration of<br />
Homestead, along with probate<br />
court executions for spousal<br />
and child support, are also not<br />
covered under the Homestead<br />
protection statute.<br />
Homestead recordings can<br />
be filed at the Registry of Deeds<br />
for a state imposed fee of $36.<br />
To find out more about the<br />
Homestead law, or to get a free<br />
application, please go online to<br />
the Registry’s website at www.<br />
norfolkdeeds.org or contact the<br />
Registry’s Customer Service<br />
Center at (781) 461-6101.<br />
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125, 127 at: & 137 E. Main<br />
We will mail a gift certificate Offer expires package <strong>May</strong> for you.<br />
125, 127 & 137 E. Main<br />
Or stop in and pick them up!<br />
Street in Milford,<br />
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We are located at: Street We are located at:<br />
Offer expires <strong>May</strong> 18, <strong>2019</strong><br />
20 Daniels Milford, St., Hopedale, and<br />
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125, 127 & 137 E. Main<br />
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