Availability <strong>of</strong> Micro-credit In m<strong>an</strong>y <strong>of</strong> the PCS studied, there is great scope for improv<strong>in</strong>g the quality <strong><strong>an</strong>d</strong> the value <strong>of</strong> output through some degree <strong>of</strong> mech<strong>an</strong>ization <strong><strong>an</strong>d</strong> improved market<strong>in</strong>g. However, the people <strong>in</strong>volved tend to operate at or very near the subsistence level. <strong>The</strong>y are unable to <strong>in</strong>vest even <strong>in</strong> very simple equipment that could simplify process<strong>in</strong>g <strong><strong>an</strong>d</strong>, at the same time, yield better quality output. <strong>The</strong> provision <strong>of</strong> small-scale credit would allow people to <strong>in</strong>vest <strong>in</strong> storage <strong><strong>an</strong>d</strong> process<strong>in</strong>g technology that could help them reduce waste <strong><strong>an</strong>d</strong> <strong>in</strong>crease the value <strong>of</strong> their output. 83
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