E Magazine Volumn 44 Issue November 2018 9 D

ETMMedia.net 

Winter II Edition 

Volume 44 

$20.95 USA 

(CAN $19.00) 

ETMMedia.net 

Page 1 E The Magazine for Today’s Female Executive 

Subscription link ETMMedia.net


Subscription link etmmedia.net



What’s 

NEW at 

What Is ETM Media? 

This 

E The M 

Today 

What If? 



is Our Time 

agazine for 

’s Female Executive 

Become a 

Member 

–it’s Free 

Click Here 

to Join 



Become an 

Industry Leader - 

JOIN ETM Media 

Click Here to Watch 



CONTENT 

15 

34 

16 

40 

24 

30 

Top 

Performers 

Build Their 

Personal Brand 

50 

Howard Lim 

New Branding 

for Millennials-Part 1 

Subscription link www.female-exec.com/s.html E The Magazine for Today’s Female Executive Page 7

The Best TEAM in Media 

Global Virtual Workforce 

Click Here to 

Check Out Career Opportunities 

Contact Human Resources 

HR@ETMMedia.net 



Pairing 

Chocolate 

with 

Dessert 

Wine 

CONTENT 

Becoming 

Michelle 

Obama 

Living A 

Balanced 

Lifetyle 

Smart Whole 

Leadership 

Step 

into 

Great 

Health 






Laura 

Faye 

Terri Wildemann 

Culinary Artist 

Katie O’Reilly 

Speaker, Author and 

Financial Coach 

Katarina 

Anderson 

Wine Expert. 


Daniel 

Djouder 

Economic and 


Tracy Repchuk 

Social Media Ex- 

Leslie Pogue 

Author,Speaker 


I am the one that 

makes the bread, weaves the fabric, 

creates the peace, negotiates the smiles, 

shuts it down and wakes it all back up. 

I am the Swiss Army Knife of mankind. 

I am the one that gives birth 

and keeps life goingwhether 

I have to nudge it with my heart, 

my mind, my blood or my foot! 

I keep the bass rhythm of life moving. 

I am that female that executes 

the needed, the necessary 

and the fantastic. 

I am THAT female executive. 

-Althea Ledford 



From the Editor’s Desk 

Welcome to this issue of E The Magazine for Today’s Female Executive. 

This month’s theme is: “The Power of GO!” 

Have you ever come to a complete stop? Stopped going to school, stopped working on 

your business, stopped taking care of yourself, stopped exercising or any series of 

stops? 

If you've ever stopped something with the intention of getting back to it, did you? The 

odds of picking back up where you left off are never in your favor. The trick is to keep going. 

Momentum is a powerful force when mixed with the right ingredients. 

Every great accomplishment is riddled with challenge, opposition, preparation and a 

number of obstacles “average” mindsets would succumb to. But YOU are not average so 

we don’t expect YOU to quit or trick yourself into a soft quit aka “on hold” or suspension”. 

Fortune favors the bold”. 

Everyone has a busy schedule, so here are some other options to help you avoid stopping: 

1) slow down, 2) recalculate you priorities, 3) stream line your processes or 4) call 

in the troops for help. I'm going to circle that last option of calling in the troops. That can 

be everything ranging from, passing out chores to the family, shared responsibilities, 

carving out time for you just as if you were going into the office. And most importantly, 

setting up boundaries. 

Voids have a funny way of being filled. If you release yourself from something you wanted 

to finish, that extra time will be filled up with something else-thus pushing you even 

further from your goals. Don’t give space to anything that will delay, detour or distract 

you. These little foxes kill, steal and destroy the birthing process of a vision. 

Stay on point, keep focus and press towards the mark of excellence. The power of 

momentum is in your favor. 

I hope you enjoy this issue. 

-Althea Ledford 


Mercedes Benz Fashio 

Fall/Winter 2018 

Click He 



n Week 

re to View 



Fendi Fall W 

Click to Watch full s 



inter 2018/2019 

how 



Chanel Fall W 




inter 2018/2019 

how 



Laura Biagio 




tti Fall Winter 2018 

how 



Living Fearlessly with Lisa 

A New Column & Mini Series by Lisa Mc Donald, 

Author, Motivational Speaker, TV and Radio show 

Host. Blogger, Vlogger, mentor, personal 

development Coach. 



Click to Listen or Watch! 

Cathy Liska/Lisa Mc Donald 09/21/18 

Carmen Gentile/Lisa Mc Donald 09/14/18 

Scott Armstrong/Lisa Mc Donald 08/17/18 



About Lisa Mc Donald 


McDonald explores the obstacles 

and challenges that 

hold people back from leading 

happy, successful, and 

abundant lives. The show 

seeks to inspire and empower 

listeners to break the cycle 

of negative thoughts and actions 

that prevent them from 

reaching their goals. Each 

week, Lisa interviews newsmakers, 

entrepreneurs, motivational 

coaches, entertainers, 

athletes, philanthropists, 

activists and authors who 

embody what it is to "live 

fearlessly" and thrive. Guests 

and host share personal experiences 

and tips in frank, 

open discussion. 


McDonald Podcasts 

LinkedIn: Lisa McDonald and 

coming soon Business 

Page! 2018 start date. 

Instagram: @FearlessLisaM 

Twitter: @FearlessLisaM 

Watch Episode on 



WATCH 

Trailer 



Part of a New Series “Train You 

www.karlamaree.com 



Types of 

Stress 

Part 2 

r Brain” by Karla Maree 







About Karla Maree Karla Maree is a functional diagnostic nutritionist and 

health coach who specializes in healing the body and restoring happy moods. Her fifteen 

years of practice has a special emphasis on correcting the brain’s neurotransmitter functioning. 

She is actively involved in both clinical and private client work, as well as teaching holistic 

brain-chemistry recovery to health professionals worldwide. She champions a formula for 

rejuvenating health and mood by focusing on key areas such as nutrient deficiencies and 

dietary imbalances as well as identifying and eliminating the instigators behind cravings, exhaustion, 

stress, hormone dysregulation, and insomnia. 

Using targeted amino acids, she has been enormously successful in eradicating all cravings, 

which ultimately sabotage so many clean-eating attempts. She is a firm believer in 

simplifying nutrition and uprooting destructive health myths. 

Karla uses specialized testing to identify specific causes of exhaustion and insomnia and 

uses her extensive knowledge of these difficult and often debilitating issues to design custom 

protocols to help guide clients back to vibrant wellness. 

Private Practice: Certified Nutrition Consultant & Certified Neuronutrient Therapy Specialist 

Nutrition Consultant, Nutritional Therapy Institute, Mill Valley, California Distance Instructor: 

Neuronutrient Therapy Institute, Mill Valley, California Nutritionist, Summit Estate Recovery 

Center, Los Gatos, California. Contact Karla at karlasnutrition@gmail.com or call 650-430- 

5250. Visit www.karlamaree.com for further information. 



Subscribe 

Today 

The basic membership is free 



ETM Media 

Features 

Dr Marissa Pe 

Radio/TV Host of Take My Advice, I'm Not Using It: Get B 

with Dr. Marissa, Motivational Speaker, Author, Singer, P 



i 

alanced 

eace Maker 



So my friend doesn’t have an 

answering machine…she has a 

questioning machine! When you 

call her it says, “WHO ARE YOU 

AND WHAT DO YOU WANT?!” 

Well, I am Dr. Marissa, dubbed 

and introduced as ‘the Asian 

Oprah’ to the real Oprah by Dr. 

Michael Bernard Beckwith! And 

I want to fulfill my life purpose… 

to be a Beneficial Presence on 

the Planet and so my life work is 

to splatter more hope and happiness 

around the world as collateral 

damage! An Organizational 

Psychologist by academic 

training, a Global Thought Leader 

by soul and spirit training, 

and shy by nature…sarcasm is 

another service I offer! 

I love speaking, consulting, 

coaching, retreat-ing, podcastcreating, 

lecturing, broadcasting, 

TV commentating, producing, 

broadcast journaling, news 

writing, Red-Carpet interviewing, 

teaching, writing, singing, 

MCing, moderating, meditating 

and using every avenue possible 

to be a channel of Peace 

and an instrument of Love. And my favorite 

job is being a mom, as you can 

see from the picture. Yes, it’s a lot but I 

have about 11,888 days left on the planet 

plus or minus a couple thousand depending 

on how long my body will last… 

and I DON’T WANT TO WASTE ONE 

DAY!!! 

Now your turn…WHO ARE YOU AND 

WHAT DO YOU WANT? 

Are you are a company/organization 

looking for an Inspirational Speaker or 

Effectiveness Consultant? 

Are you an individual looking for a Life Balance 

or Executive Coach to help with more 

Hope and Happiness? 

Are you a TV/Radio show looking for a fabulous 

guest? 

Are you a business looking for more exposure 

on an award-winning, syndicated big 

name platform broadcasting in over 100 

countries? 

Are you looking for Press Coverage on your 

Red Carpet Event? 

Then Dr. Marissa is your answer! 



WHY 

DR. MARISSA? 

Ph.D. credentialed 

expertise 

but supremely 

down to earth and 

relatable, with a 

broad reach 

across topics and 

fields, from Leadership 

Effectiveness 

to Hope and 

Happiness, from 

Diversity and 

Teamwork (Why 

Can’t we JUST 

GET ALONG?!) to 8 Ways to Happiness from 

Wherever You Are, from Branding and Marketing 

to Self-Development (Be the Best that 

You can Be and Broadcast it!) and for special 

groups including Women, People of Color and 

Entrepreneurs (Calling the BS Belief Systems 

that Help and Hurt the Entrepreneur/Leader/ 

Women/PoC in Business). Thanks to her decades 

of experiential experience with public, 

private, government and international organizations, 

Dr. Marissa also has the ability to tailor 

any talk/program to ensure that the takeaways 

are relevant and translatable from theory/concepts 

to positive changes in the individual 

and organization. 

Diverse, woman of color so your speaker lineup 

can reflect your valuing of diversity, Dr. 

Marissa balances out young and old, black 

and white, professional and personal, work 

and play, real and optimistic, because it’s all 

about BALANCE for Hope and Happiness. 

She is recognizable with her honorable moniker 

as the ‘Asian Oprah’, and Dr. Marissa was 

actually introduced to Oprah as such by Dr. 

Michael Bernard Beckwith who is gave her 

the nickname. 

Seasoned sought-after speaker on 

large and small stages, Dr. Marissa has 

motivated people all over the US Europe 

and Asia, including at the LA Convention 

Center Small Business Vendor 

Fair (Frank Mottek from KFI who MC’d 

the event said “I’ve never seen a gathering 

of 5000 people quiet down so 

quickly and listen with so much attention 

as soon as Dr. Pei started speaking!”), 

Amgen Pharmaceutical National 

Conference in Seattle, Toyota National 

HR conference in New Orleans, Wells 

Fargo National Event at the Kodak 

Theater with fellow speaker William 

Shatner/Captain James T. Kirk, Women’s 

Economic Forum New Delhi India, 

and the University of Shanghai, China 

to name a few. 

Consulting Organizational Psychologist 

for past 25+ years with Fortune 100+ 

companies like Johnson & Johnson, 

Mastercard, Wells Fargo, Cedars-Sinai, 

AT&T, Mattel, LA County, Toyota & 

Bank of America for with More Joy and 

less Stress at work…through strategic 



planning, teamwork, valuing diversity, 

managing change, improving 

communication, appreciation, conflict 

resolution and executive coaching 

for the technically brilliant interpersonally 

challenged leaders in the 

organization. Former professor at 

UCLA Anderson School of Management, 

Boston University and the 

European Business School, Dr. 

Marissa taught Organization Development, 

Managerial Interpersonal 

Communication, Conflict Management 

and HR graduate level courses 

and co-authored a bestselling 

business text with Dr. Fred Massarik 

UCLA Professor Emeritus 

“Organization Development 

and Consulting: Perspectives and 

Foundations” Pfeiffer. 

Celebrity Host/On-Air Personality 

with an impressive track record interviewing 

A-Level Celebrities on 

the Carpet and on her show like 

John Travolta, Halle Berry, Quincy 

Jones, bestselling authors Dr. John 

Gray, Marianne Williamson, Neale 

Donald Walsch, Geneen Roth, Don 

Miguel Ruiz, TV icons Potsie and 

Mrs. C. from Happy Days Anson Williams 

and Marion Ross, Fran Drescher, Corey 

Feldman and Music greats Supremes 

Scherrie Payne, Toni Tennille, ShaNaNa, 

Jefferson Starship Cathy Richardson, 

Santana Andy Vargas, Keiko Matsui and 

Dave Koz, Olympic Gold Medalists Shannon 

Miller and Laurie Hernandez, famous 

fathers Laila Ali and Kerri Kasem, 


Humanitarians and Activists Ric O’Berry (The 

Cove) and CNN Hero Bruno Serato to name a 

very small portion of the 318 unique consecutive 

weeks of show and Red Carpet guests 

over the past 5 years. Can watch their podcasts 

and interviews on Dr. Marissa’s YouTube 

Channel. Her shy nature allows her to not only 

be your Keynote Speaker but can also easily 

be an MC and/or Panel Moderator. 

Producer and Host of an award-winning 


positive talk radio/tv show “Take My 

Advice, I’m Not Using It: Get Balanced 

with Dr. Marissa” for 6 years 

broadcasting LIVE out of the Sunset 

Gower Studios in Hollywood 

California and syndicated on 

IHeartRADIO, CNBC/NBC News 

Radio KCAA AM FM, UBNRadioTV 

and winner of the 2016 Podcast of 

the Year Top 10 in Health Award 

from a field of 440 thousand shows 

and 100 million downloads, If your 

product/book/service would like 

high level exposure Dr. Marissa 

can help craft a show/podcast 

around you to use for unique PR/ 

Marketing. 

Life Balance Coach, Dr. Marissa’s 

newest book ‘8 Ways to Happiness 

from Wherever You Are outlines the 

comprehensive Life Balance 

Coaching Process that helps individuals 

who are on antidepressant 

and anti anxiety medication and 

STILL anxious and depressed with 

SIDE EFFECTS on top of it find their way 

into a Happy Life 88% of the time. Turning 

mid-life crises into a mid-life opportunity, 

Dr. Marissa uses a variety of Balance 

tools including meditation, tai chi and chi 

qong to move individuals from past pain 

and future fear into the time of their life! 

Internationally recognized with multiple 

awards and write ups: 

A 3-page spread in the 2014 Remarkable 

Women Anniversary Marie Claire China 

Hearst magazine, Inc. magazine, Forbes 

magazine, Orange County Register, Sun 

Newspaper monthly column andmore. 

Winner of the 2005 Role Model of 


Media Award, 2007 Remarkable Woman of 

the Year Award, 2012 Asian Entrepreneur of 

the Year Award, 2014 Asian Heritage Award, 

Business Person of the Year 2014 Lotus 

Award, 2016 Top 10 in Health Podcast of the 

Year Award, 2016 OC500 List of the most Influential 

People from a field of 3.5 million in 

Orange County California and 2017 Iconic 

Woman of the Year Award at the Women’s 

Economic Forum in India. 

So there you have it…more about me on the 

rest of the site that gives you a little more detail 

and direction on how I can help you and 

where you can find me! Because It’s All About 

Balance…Peace In and Peace Out…World 

Peace through Inner Peace!! 


How Top 

Performers 

Build Their 

Personal 

Brand 

Part 1 

Lori Ruff: Branding Expert & Chief Branding Offic 



er at ETM Media. #SuiteBranding 



Since the early 

days of social 

media, the question 

most often 

asked has been, 

“What do I post?” 

Today, as you’re looking 

at your LinkedIn 

profile (trying to dress it 

up as you navigate 

your career upstream) 

or your Facebook or 

Instagram feed (trying 

to tone it down as you 

decide to take your career 

more seriously), 

the core of that question 

has not changed. 

“What do I post that will 

portray the image of 

the me I want to be?” is 

perhaps the mostasked 

version from 

people ready to take 

their career seriously, 

or seriously to the next 

level. And that typically happens when your 

Why does not align with what you thought 

your passion was, or when your Passion 

does not seem to align with the work you do, 

and you are ready to make the effort required 

to make a change. 

Ok here’s the thing. It all starts with 

you. Who you are. What you believe. What 

you believe in. What you will always 

choose. Because that’s how people come to 

know you. 


People and life will test you and everyone 

will take notice of how you respond. How 

do you respond? Think about it because 

your response is based on what you believe. 

Your core values are the internal 

compass that guides you through any decision. 

You cannot waiver far from your own 

true North and stay happy and sane. So, 

you need to understand and be clear about 

your own personal, unique guiding values. 


this far, you know the first step 

is to be clear about who you are 

and your intention. Regardless 

of the channel, Facebook, 

LinkedIn or Twitter, stick to you 

and your authentic self. Share 

content (either yours or someone 

else’s) that demonstrate 

the principles that you hold 

dear. Help your readers and 

viewers make the connection by 

highlighting what attracted you. 

Karé Anderson sums it up like 

this and I haven’t heard a more 

clear or articulate statement of 

what I believe is our collective 

strength: 

Start building trust right now. People feel a 

natural connection to the authentic. It’s not 

hard to create what’s already there… you 

just need to stay plugged in once you find it. 

That’s how communities of followers are 

built. Just as sure as the traveler looks for 

firm ground, those you meet will feel more 

secure when they feel you are consistently 

real and authentic. In person, look folks in 

the eye and make your handshake 

firm. Online, you must do the same thing. 

How do you accomplish it? If you’ve read 


“The stronger the signal we 

send to ourselves of our specific, 

highest purpose, the greater 

the clarity we have about it, and 

attention we instinctively give to 

it. We are better able to describe 

it, to recognize individuals, 

situations, insights and other 

resources that can support 

us in serving it – and to be more 

astute, caring supporters of others 

in serving their higher purpose.” 

‒ A Mutual Matters Credo 

Preparation Principles 

Be Vulnerable 

Do other people see the real me or am I 

wearing a mask obscuring who I really 

am? What is holding me back from 

portraying my authentic self in public? 


Be real. Show your authentic self 

to the world. Clarify your “specific, 

highest purpose” and live it. Let 

that self-shape your message and 

share it as wildly as the cybersphere 

will let you. Seek out 

others who support and grow your 

message. Use your powers for 

good. 

John Wayne famously said, 

“Courage is being afraid but saddling 

up anyway”. Let’s be 

clear. Everybody is afraid of 

something. We are all vulnerable 

on some level. We create convoluted 

techniques to hide the places 

we are uncomfortable showing. 

No matter how much we 

“trust”, there are somethings we 

are willing to reveal. But here’s 

the thing – are we afraid of our 

weaknesses or afraid of asking for 

help? Is that simple action of revealing 

ourselves the same as admitting 

that we are less than perfect? 

Nobody can do it all. Nowhere 

in history has one person 

done it alone. Everyone has a 

story of a mentor or of someone who 

helped and made a difference in their 

life. That gift remains with each of us 

for all of our lives regardless of the 

success or failure we experience. 

strip away the camouflage, the patches, all the 

subterfuge and ask for help. Delegate the activities 

that you don’t do well, provide clear direction 

on what you need and stand back and 

trust someone else to amaze you. 

Th 

Go 

Stu 

And it is a gift. What if we can find a 

way to share that gift with people who 

we meet and who are important to us? 

The very giving frees you from the fear 

that keep you from saddling up. The 

giving builds trust with your team. And 

the best part is the result is almost always 

better than any individual on the 

team could have provided. So 

Page 44 E The Magazine for Today’s Female Executive 

Now is the time to be Accountable to yourself 

You have to die. Everything else is a 

choice. Your choice. It’s time to stop blaming 

your parents, your enemies, your circumstances 

or whatever monsters you have created to 

blame for your unhappiness. If you don’t like it, 

change it. 


e 

od 

ff 

Be real. 

Show your 

authentic 

self to the 

world. 

Clarify your 

“specific, 

highest 

purpose” 

and live it. 

always an action verb… what is it 

that you DO? “I [Your Verb], therefore 

I am.”What you do is driven 

by your why. Your WHY drives you 

to seek excellence in everything 

you do, even when no one is 

watching. What things seem to 

pull at you even as your life 

moves through all the highs and 

lows, noisy and quiets moments? 

Marketing expert, Alex Mandossian 

gets his audience to answer 

their core Why and it’s always 

an action verb… what is it 

that you DO? “I [Your Verb], therefore 

I am.” 

My personal Why is “I love, therefore 

I am”. I want people I meet to 

feel my heart. I want to make people 

feel valued. In the spirit of poet 

Maya Angelou, I want people to 

remember not what I said or did, 

but how I made them feel, even if 

they experience my work without 

my being in the room. Everything I 

do stems from my love for God’s 

most precious creation. 

Here’s the truth with a capital T. If you don’t 

try, nothing will change. 

Find Your Why (Who are you at your core?) 

What motivates me, gives me my "why" for getting 

up in the morning and facing the world? 

What you do is driven by your why. Your WHY 

drives you to seek excellence in everything you 

do, even when no one is watching. What things 

seem to pull at you even as your life moves 

through all the highs and lows, noisy and quiets 

moments? 

Marketing expert, Alex Mandossian gets his 

audience to answer their core Why and it’s 


What fuels your desire to seek excellence, 

not because it’s a competition, 

but because you truly enjoy it? 

What do you do when no one is watching? 

What things seem to pull at you 

even as your life moves through all the 

highs and lows, noisy and quiets moments? 

Some people teach, some people 

are care-givers, others seek to refine 

processes or relationships. As sure 

and as subtle as magnetism, we are 

naturally drawn to certain experiences 

and people. Often, we aren’t even 

aware of it, but we strive to use our talents 

in certain ways that make us 

unique. Let’s be clear –what do you 


Think back to 

the times you 

felt things 

strongly. 

Are there 

common 

elements of 

these multiple 

moments 

that you 

remember? 

have to do; what can you not avoid expressing? 

To clarify your Why, try a twopronged 

approach. First, create a list of 

the things that you enjoy doing. Focus on 

things that you enjoy so much that time 

seems to slip away without you realizing 

it. As you review, modify and add to this 

list, look out for things that you do without 

thinking, that just seem to speak to something 

inside you. I use the following questions 

to ignite the process: 

Think back to your happiest moments. 

What were you doing? Who were 

you with? What made it pleasurable? 

• Play your life like a movie. Think back 

to school events, summer camp, 

church, activities and play in your 

neighborhood. Think back to the times 

you felt 


things strongly. Are there common elements 

of these multiple moments that you remember? 

Think in reverse. What are the things that 

you find most hateful and disturbing. What 

makes you mad and leaves you frustrated. 

Now think about the opposite of those 

things. You may find that your Why crystalizes 

in front of your eyes. 

• What do you do when you have free time? 

What do you do when you are bored? 

• What is exciting? What relaxes you? Why? 

• When you don’t have any pressing obligations 

or when the most pressing obligation 

is to do something for yourself, what do you 

choose? 

• Do you like to solve problems? Do you go 

outside and what do you do? 


•Is it more about the event or the fact 

that you have to concentrate and think 

about something other than your 

day? Do you do it alone or with people? 

• 

How do you feel after? Why? Do you 

have new energy or do you just burn off 

the stress? 

What are your hobbies? What about 

these activities do you like? What about 

them make you the most comfortable/at 

ease? 

Remember the last time you “lost track of 

time”. What were you doing? Who were 

you with? What do you remember that 

was enjoyable or that made you feel that 

the time flew by? 

Trigger the second prong while you work 

on your list. Ask your friends and others 

who know you well to describe what talents 

they think about when they think of 

you. 

Try to get them to express what they 

think of as your unique capabilities. 

Think of your own friends – who do you 

call on to help you get organized, who is 

helpful when you need to brainstorm, 

who is good at simplifying a problem, so 

you can implement actions? It is often 

easier to see qualities in others than in 

ourselves and you can use your friends 

perspectives to help clarify your own 

thinking. If you include family, friends, 

work colleagues and/or team mates you 

will get a broad perspective that may 

help you hone in on the Why that drives 

you. 

Landing on Your Feet 

and Putting Down 

Roots 

21 Rituals to Transform Your 

Life and 

Interior Space 

by Sherry Burton Ways 

Click Here Available Now 



A New Series coming this winter 

by Alicia Maciel: Speaker, Writer, Executive Co 



Through Inclusion, 

Trust & Wellbeing. 

ach, Founder & CEO of BeingWell.life. 





Dr. Barbara Young 

Hosts 

Transformation 

For Success 

Radio Show 

Awesome Guests 

Compelling Topics 

Listen In! 



Andy 

Bales 

How I’ve 

Worked my 

Whole Life to 

Get on Skid 

Roll 

Mrs. Debra 

Horn 

How I Turned 

My Dreams 

into Plans 

Dr. Nyree 

Berry 

Jacob 

Masters 

Millennial 

Viewpoints: 

Why Should 

I Vote ? 


Adam 

Markel 

Making 

Your Life a 

Masterpiece 








Laura Faye interviews Lisa S. Fine .Esq 

On Divorce Mediation 





Laura: Hi Lisa. Thank you so much 

for speaking with me about Divorce 

Mediation today. So your Website, 

Mediationisbest.com, is that more 

than just a URL? 

Lisa: Yes Laura. It is my philosophy 

after practicing law for over 21 

years, that alternative dispute resolution, 

which is really mediation and 

arbitration, is more cost efficient, 

faster, and can even be less stressful 

for participants than litigation. I 

represent clients in divorce actions 

in court and conduct divorce mediations 

on a daily basis so I can say 

this first hand. So, yes, I do believe 

Mediation is Best! In fact, I always 

try to explain the option of mediation 

to people who contact my office for 

representation in a divorce action 

because I honestly believe that it is 

the best process for most people. 

Laura: When you say “most people”, 

are there some couples for whom Divorce 

Mediation is not an option? Or maybe not 

the right option? 

Lisa: Absolutely. When I first speak with 

potential mediation participants, I do ask if 

there has been any allegations by either 

side of domestic violence, which can be 

physical, verbal or financial, or substance 

abuse by either party. This is because if 

there is an imbalance of power, which is 

true in the case of domestic violence, mediation 

is not the correct process. Additionally, 

if there is substance abuse, I have 

concerns about the person being able to 

participate in the process in a constructive 

fashion, and, in the end, I cannot have 

someone sign an agreement if they are 


under the influence of a substance that 

makes them unable to understand what they 

are signing. In those limited circumstances, I 

do believe that the adversarial system potentially 

offers people more protection. 

Laura: How is Mediation different? 

Lisa: The easiest way to explain the mediation 

process is to compare and contrast it, 

with the more well-known adversarial or “two 

lawyer” system. With the adversarial process, 

the parties each hire their own attorneys, 

and those attorneys will counsel their 

respective client and discuss heir client’s position 

with each other outside of the presence 

of the clients. Often times, the conflict can 

become influenced by the posturing of the 


way more “emotional heat” than the Husband 

ever intended. In mediation, all the 

parties are in the same room, talking to 

each other with the mediator present to 

assist them in having constructive, meaningful 

conversations that can lead to a settlement. 

There is no filtering of the message 

from one party to the other. And, as 

Mediator, I can actually assist the parties 

in removing the emotional components of 

the discussion and keep them focused on 

the facts at hand. Of course, the other factor 

is cost. It is probably five times less 

than protracted litigation. Plus the “fees” 

are much more predictable and the parties 

have more control over the costs and 

when they pay them as compared to litigation. 

Laura: So what exactly is Divorce Mediation 

and how does it work? 

attorneys, and can even become blown 

out of proportion. I liken this to the game 

of telephone I used to play as a childwhere 

one person starts a message by 

whispering into the next person’s ear. By 

the time the message gets to the last 

person, it has completely mutated into a 

different statement. The change can occur 

subtly as it passes from one person 

to the other. So if Husband tells his attorney 

he wans his baseball card collection 

as soon as possible, then his attorney 

is in a heated conflict about another 

issue of the case with Wife’s attorney 

and drops in the information about the 

baseball cards, the Wife’s attorney may 

the relay the message to his client with 


Lisa: We typically meet in my conference 

room once a week for one to two hours, 

until we have covered all of the pertinent 

issues, including custody and parenting time 

(visitation), child support, spousal support 

(maintenance) and equitable distribution. At 

that point, I draft a “Proposed Settlement 

Agreement” based on all of the discussions 

had by the parties. We go over the Agreement 

in a follow up meeting so that the parties understand 

it, and then the parties are given the 

opportunity to take the Settlement Agreement 

to have it reviewed by independent counsel of 

their choice. This is not required, but I always 

give participants the option of doing so. Once 

the Proposed Settlement Agreement is finalized 

on consent of the parties, I draft and file 

the papers for the parties to obtain an Uncontested 

Divorce. 


Laura: What about people 

with young children. Do you 

resolve custody and visitation 

issues? 

Lisa: When I meet with participants 

with children for the 

first time at a consultation, I 

always tell them that their 

children are actually “the 

most important people not in 

the room”. This resonates 

throughout the entire process 

and sometimes I have to remind 

them once things are 

underway. During the mediation 

process, before the 

participants have filled out 

any financial forms, or provided 

any documents, we 

discuss custody and parenting 

time, which is the terminology 

I prefer to use. I 

mean, a parent should not be 

“visiting” with his/her child, 

right? They are parenting 

the child. So we assign parenting 

time. First I will explain 

the principals of residential and legal 

custody to the participants so they understand 

the terms. And then the parties 

have a conversation, that I help lead if necessary, 

discussing, quite simply, where the 

children should live (residential custody) 

and how important, non “day-to-day” decisions 

should be made for the children by 

the parents (legal custody). I have, quite 

fortunately, found that most of the time, this 

decision comes quite quickly to the participants. 

Then we hammer out a detailed 

parenting time schedule involving weekday 

and weekend parenting time, as well as 

holidays. It is here that I 


find mediation so wonderful as we have the 

ability to really craft a schedule that is tailored 

for the parties and the children’s specific 

circumstances. This is especially true 

for individuals who may not have a typical 9- 

5 job situation. 

Laura: Do your Mediation clients ever end 

up in Court? 

Lisa: As I tell participants in the initial consultation 

in my office, my goal is to keep the 

parties out of Court today and every tomorrow 

after. The parties are made aware that 

nothing, no issue, is too big or small to 


discuss during a meeting. Often times the 

parties are unable to get to the bigger issues 

because they become hung up in the 

smaller, day to day conflicts that arise, especially 

if the parties are still living in the 

same home. But this is true in litigation as 

well. In Mediation, I encourage the parties, 

when they first walk in for a meeting, 

to let me know if there are any urgent matters 

or conflicts to discuss before we get to 

what I may have on my list as the next issue 

to discuss and resolve. Things can 

get petty. I have had couples who are hiding 

each other’s toiletries 

and turning off the power when the 

other is trying to cook dinner. That 

type of “War of the Roses” (one of 

my favorite movies, by the way) behavior 

does not lend itself to mediation. 

I have lost a few along the 

way in those types of situations. 

But those are few and far between. 

Fortunately, most of the time the 

participants I work with are committed 

to the Mediation process, and 

understand that this means they 

have to be civil to each other. Of 

course I do have parties get emotional 

during meetings, but I have 

methods of assisting them through 

that. In every Mediated Settlement 

Agreement, I include language that 

the parties are committed to returning 

to Mediation if they need to 

modify the Agreement or if a conflict 

arises. This, as I explain to them, is 

because none of us have a crystal 

ball, and circumstances can change 

in the future. And I have had people 

return to make adjustments 

“Post Judgment” (after the Divorce 

Judgment is signed and entered)- 

often years later. The process then is the 

same as before. We discuss, I draft, they 

sign and file the Modification to Settlement 

Agreement as pro se litigants. 

Laura: But what if the issue that comes up 

in Post Judgment is urgent-like a party isn’t 

paying Child Support? Are they prevented 

from going to Court if it is absolutely necessary? 

Lisa: Not at all. The participants in my Mediations 

are well aware that Mediation is a 



voluntary process. During the initial Divorce 

Mediation, people are free to stop if they 

want. If they stop the process because of 

reconciliation, I wish them luck and send 

them on their way, hopeful for their success 

at a second chance-it has happened, though 

it is rare. If they are heading in the direction 

of litigiation, I may try one last meeting to see 

if we can resolve the conflict without Court, if 

they are willing, because I know what is in 

store for them. But the choice is theirs and I 

cannot and will not stop them from going to 

Court if that is what they feel they need to do. 

In the Settlement Agreements I draft as Mediator, 

I make it clear that Mediation is not a 

“precondition” to litigation and if an emergency, 

such as non-payment of support arises, a 

party is not precluded from going to Court on 

an emergency basis, or otherwise. Mediation 

is never a precondition to litigation. But I do 

want the parties to think twice before turning 


to litigation if that is possible, and to return 

to the Mediation process to address any 

changes or conflicts that develop. And I 

have been pleasantly surprised to see that 

happen, for example, in cases where circumstances 

for custody and parenting time 

change because a party wants to move. I 

am happy to say I have been able to assist 

people in resolving these types of issues 

which would cost them tens of thousands 

of dollars to litigate in Court for a fraction of 

the cost and, more importantly, minimal adverse 

impact on the lives of the parties and 

the children because of the parties’ willingness 

to work together in the Mediation process. 

Laura: Do you ever do a Separation Agreement 

for people rather than going forwardto 

Divorce? And why would someone do a 

Separation Agreement rather than go forward 

with getting the actual Divorce? 


Lisa: Yes. One of the things we discuss 

during the Mediation is whether the parties 

want a Separation or to go all the way 

through with a Divorce. The two most common 

reasons given for Separation vs. Divorce 

are: (1) the concern of one party losing 

health insurance benefits upon divorce, 

and (2) the parties are not sure they want 

the divorce, but they need something in 

place to secure finances and, often, custody 

and visitation. We discuss the pros and 

cons, and the parties make an informed decision 

together, as they do with every other 

issue. 

Laura: Any crazy stories to share? 

Lisa: Actually, when I was first doing Divorce 

Mediation, I worked for a firm that had 

me travel to different offices he rented 

around Long Island to meet with the clients. 

I remember one office had all of these baseball 

bats in glass boxes hanging on the 


walls everywhere, including the conference 

room. All I could think was that if things got 

heated, this was an invitation for disaster! I 

never really understood that. But now it’s 

kind of funny and fortunately, they were a 

nice calm couple. 

Laura: Lisa, thank you so much for that overview. 

Hopefully people will see that Mediation 

is an option for their Divorce. 

Lisa: Thank you Laura. Its always a pleasure 

to talk with you! And hopefully your readers 

will see why I believe Mediationisbest is more 

than just a URL! 

Laura: And finally Lisa, would you say that 

the process of Divorce is black and white or 

50 Shades of Grey? 

Lisa: 50 Shades, definitely. Every situation is 

different. Every personality. But that’s what 

keeps it interesting, right Laura? 

Laura: Absolutely. 


Lisa s fine Esquire is a general 

practitioner with over a 

decade of experience in various 

areas of law. After obtaining 

a Bachelor of Science 

in communication from 

Boston University she went 

to a foster at University 

School of Law where she 

received her Juris doctorate 

may of 1996 please see previously 

worked as a senior 

trial attorney for a law firm 

and not so County prior to 

that Lisa was associate rate 

general practice firm in Nassau 

County where she gathered 

the general practice 

experience and litigation 

skills necessary to run her 

own general practice firm 

Lisa has successfully litigated cases representing both plaintiffs 

and defendants in the state courts of New York, as well as the 

eastern and southern district federal courts of New York. She 

became her own practice she began her own practice and 

Western Suffolk to be able to service your clients in many different 

areas. 

On her own since 2003, Lisa developed to confirm conform to 

the needs of her local clients clientele. With a focus on divorce 

and family law mediation and arbitration and personal injury as 

well as commercial and business transactions, Lisa offers a 

wide range of services to our clients. This is general practice 

background and evaluating her clients needs. 

Click to Play 

www.ETMMedia.ne 

Lisa's general practice background allows her to see the big 

picture in evaluating her clients needs. Recognizing that each 

client has a unique situation that requires "outside of the box 

thinking", Lisa utilizes her knowledge and experience in different 

areas of law to come up with a solution that conforms to the 

client's distinct needs. 

As immediate Past President of the Suffolk Women's Bar Association, 

a chapter of the Women's Bar Association of the 

State of New York and a former director of the suffolk County 

Women's Business Enterprise Coalition (SCWBEC), Lisa is a 

strong advocate for women in and out of the workplace. 

Lisa is admitted to the New York State Bar,Eastern District of 

New York and Southern District of New York as well as being 

paneled on the American Arbitration Association commercial 

expedited panel. 

We Aways Hav 

Lise is married with two young daughters and enjoys spending 

time with them hiking, painting, reading and watching silly movies 



t 

e a Pointe... 



Part of a New Series by Dr. Anissa McNeil 

Orphans” www.Edworks4U.org 



“I tell the Stories of Foster Youth & 



When I asked our 51 orphaned girls in 

Port Au Prince Haiti, why is it important 

that you study and get an education? 

A 9 year old girl responded, 

“To have a life”. She so easy and 

clearly articulated the drive and passion 

of my work. 

If a 9 year old baby girl knows that education 

is the key than truly we adults 

understand and should make provisions 

for every child to be educated. 

My girls in Port Au Prince are near 

and dear to my heart because of their 

tenacity, strength, and relentless ability 

to create joy! 


Several of the girls are survivors of 

sex trafficking and participate in 

counseling. We are all working to 

help them heal. 

The horror of sex trafficking caused 

several of the girls to miss school and 

they are behind and feel embarrassed 

and afraid to pick up pen and 

paper to begin learning again. Understandably 

so, and thus we take 

baby steps to help them through the 

process. Later this month, 

I will provide trauma informed training 

to the staff so that we will provide 

care and services in the best way. 


the market place and purchase clothing an the essential 

items needed. I also began to purchase 

school supplies, repair school uniforms, and purchase 

school uniforms. The look of joy and hope on 

their faces was and is priceless! 

After days of replacing items and preparing the girls 

for school, I asked them again why should we work 

so that you go to school? Several replied, “So that 

we can live!” That’s enough for me. 

Every Girl 

Deserves an 

Education 

Donate Today ! 

As we began to prepare for the 

2018/2019 school year, we were 

surprised and faced senseless 

violence from bandits in the area. 

The senseless violence cause a 

delay in the start of the school 

year until Oct. 1 st . Some of the 

girls thought that maybe they 

would not go to school and needed 

personal items. 

The market place in Port Au 

Prince is vast and dynamic. I 

was able to trek through 











Howard Lim 

Andy 

Bales 









A Summary of 

Retirement Options 

Part of a series by Caitlin Chin: Speaker, 



Author, Educator and Financial Expert 



You’ve probably thought to 

yourself in a not too distant 

past, of how young you 

were and that you didn’t 

have to worry about, save 

or plan for retirement. So 

how is that working out for 

you? 

Just as the days fly by, 

years and decades fly by 

just as fast and before you 

know it, you’re wallowing in 

a sea of regret of why you 

didn’t start saving for retirement 

sooner. Not only did 

you not save any money for 

retirement, but you’ve 

racked up an insurmountable 

load of debt, essentially 

taking many steps backwards 

towards achieving 

your retirement goals. Of 

course, I’m guilty of this 

myself, but many times we 

try to sustain a lifestyle we 

cannot afford by making 

purchases on credit knowing 

we are not able to pay it 

off at the end of the month. 

Once this type of spending 

pattern begins, it will continue 

to snowball, building up ever larger 

debts for many years to come. 

Don’t worry: Regardless of what stage in 

life you’re in, the good news is, it’s never 

too late to begin the journey towards a 

comfortable retirement. Don’t dwell on the 

past. However, you must not procrastinate 

for another day as I will discuss some of 

the most important concepts to understand 

Don’t worry: 

Regardless of 

what stage in 

life you’re in, the 

good news is, 

it’s never too 

late to begin the 

journey towards 

a comfortable 

retirement. 

and apply, when it comes to retirement planning. 

Multiply by 25 Rule – This rule is a tool to 

give you an idea of how much to save up depending 

on how much you need for annual 

spending during your retirement years. For 

example, if you want to withdraw $60,000 per 

year, you will need to save up $1,500,000 

($60,000 X 25). However, if you can live 

comfortably withdrawing just $48,000 per 



Take advantage of retirement 

savings vehicles 

that have tax benefits 

such as employer 

sponsored 401K, Roth 

IRA and Traditional IRA 

Accounts. 

year ($12,000 less per year), you will only 

need to save up $1,200,000 ($48,000 X 25). 

What this means is that you need to save 

$300,000 for every $12,000 in annual withdrawal 

during retirement. In other words, if 

you can reduce your spending by $1000 per 

month during retirement ($12,000 annually), it 

can help you avoid lots of stress of having to 

save significantly more during your working 

years. After all, it’s always easier to spend 

less money than to have to save up more. 

Employer 401K 

Match – If you work for 

an employer that offers 

a 401K Match, always 

take advantage of it. If 

your employer will 

match up to 3%, then 

you must first contribute 

at least 3% of your income 

in order to benefit 

from your employer’s 

contribution. However, if 

you only contribute 2%, 

then your employer will 

only contribute 2% 

which means you’re 

leaving some free money 

on the table. Abandoning 

any amount of 

free money over the 

course of your career 

can mean tens of thousands 

of dollars in lost 

savings over the long 

term. In addition to contributing up to 

the amount your employer will match, 

you should, if possible, contribute as 

much more as you can afford to. 

Roth IRA - Contributions to Roth IRA 

are not tax deductible. However, any 

interest, dividends or distributions 

earned are tax free, as long as nothing 



is withdrawn before the age 

of 59 ½ at which time it may 

be taxed at the federal and 

state level, as well as an 

early withdrawal penalty assessed 

by the IRS. There 

are certain situations when 

you can withdraw before 

age 59 ½ without the penalty, 

such as; if you are a firsttime 

home buyer and you 

need some of the funds for 

a down payment, or, if used 

for higher education. The 

Roth IRA also has income 

requirements which must be 

met before you’re allowed to 

contribute. 

For 2017, in order for you to 

qualify to contribute to a 

Roth IRA, your modified adjusted 

gross income should 

be < $186,000 if you are 

married filing jointly. However, 

you can contribute a 

reduced amount if your income 

is ≥ $186,000 but < 

$196,000. Once your modified 

adjusted gross income 

is ≥ $196,000, then you will not be able to 

contribute to the Roth IRA. 

For single filers, your modified adjusted 

gross income should be

effect of compounding interest 

for the amount that was 

cashed out for the life of the 

investment. For example, 

cashing out a $50,000 

401K savings will only 

leave you with $32,500 if 

taxed at 25% plus a 10% 

penalty. It is advisable that 

once you leave an employer, 

to roll over your 401K to 

a traditional IRA account so 

you have the ability to keep 

track of how it’s doing as 

well as the benefit of not 

having all of your investments 

scattered which 

makes it difficult to track. 

Compound Interest – Compound interest 

occurs when interest is initially added 

to the principal, and any future interest is 

then earned on principal and any previously 

accumulated interest. Once you understand 

theavoid the temptations to cash out 

your 401K every time you leave an employer. 

benefits of compounding interest, you 

will Any amount you cash out before the 

age of 59 ½ will be assessed a federal and 

state tax and a 10% IRS penalty which can 

quickly add up to a significant amount of 

savings considering it will also lose the 


Rule of 72 – You may 

have heard of this term, but 

just in case you’re not familiar 

with it, it is a way to 

determine what length of 

time it will take your investment 

to double depending 

on the rate of return. For 

example, you invest $100 

at 4%, it will take 18 years for your $100 to 

double into $200 (72 = 4 X 18). However, if 

you invest $100 at 9% interest, then it will 

only take 8 years to double to $200 (72 = 9 X 

8). I’m not encouraging you to invest your 

hard-earned money on risky investments that 

promise high returns, but to encourage you 

to start your savings early as most safe investments 

have lower returns but takes a 

longer period of time to double. 

Pay off all debts and credit cards - The 

correct way to use credit cards is to pay off 

the entire balance at the end of the month. 

Of course, there might be emergency . 


cut your 

spending 

such as 

reducing 

your 

visits to 

the nearest 

coffee shop 

from 3 

times a day 

to only 

once in the 

morning. 

situations where you may not be able to, but 

try to pay it off as early as possible. Getting 

in perpetual debt will only set you back on 

your retirement goals because the interest 

you’re paying every month for years and 

years, could be compounding your retirement 

savings. 

Reduce Spending - This advice may 

sound a bit redundant but I cannot emphasize 

how important it is, as our monthly income 

is usually limited and the only way to 

increase your savings is to decrease your 

spending. There are many simple ways to 

gradually cut your spending such as reducing 

your visits to the nearest coffee 

shop from 3 times a day to only once in 

the morning. Once you’ve got that habit 

in control, reduce those visits from 7 times 

a week to only 3 or 4. It may sound like 

an enormous feat to conquer but if you 

make those changes one small step at a 

time, you’ll thank yourself later in retirement. 

Once you’ve put these concepts to practice, 

you will be well on your way to retiring 

comfortably 



. 

Caitlin Chen 

Having worked in the financial services industry 

since 1999, Caitlin has served 

countless clients, giving them guidance to 

achieve their financial goals throughout 

different stages of their life. She is a graduate 

of UCLA with a BA in Philosophy and 

an MBA in Finance from Argosy University. 

Caitlin believes that although we all do our 

best to keep our finances in check, there 

are always life challenges or simply situations 

we’ve never experienced and not 

sure how to deal with, which can set us 

back financially for many years. Caitlin 

has experienced this major life challenge 

herself during the economic recession of 

2008. However, with courage, determination 

and patience, she has rebuilt what 

was lost. 

Today, Caitlin continues to inspire others 

to empower, engage and execute to their 

own financial wellness, ONE MINUTE at a 

time. 

Title of series: Millennial Money Minute 

(Empowerment through financial wellness) 

Caitlin’s blog 

www.millennialmoneyminute.com 

Click Here to 

Subscribe 









Elite French restaurant offers chef Eric 

Ripert's refined seafood, expert service & luxurious 

decor. 

155 W 51st St, New York, NY 10019 

Menu: le-bernardin.com 



The Craft Steak 

Tom Colicchio 

Owner 



The Craft Restaurant 

Chef Tom Colicchio's refined, farm-fresh 

American fare served in an elegantly understated 

space. 

43 E 19th St, New York, NY 10003 

Menu: craftrestaurant.com 



Roasted Porkling 

The Steak 



The Breslin 

Contemporary, high-end British gastropub 

in a hip, vintage-inspired space at the Ace 

Hotel. 

16 W 29th St, New York, NY 10001 

MENU https://www.thebreslin.com/ 



El 

Up 

Da 

de 

11 

Me 



even Madison Park 

scale American tasting menus from chef 

niel Humm served in a high-ceilinged art 

co space. 

Madison Ave, New York, NY 10010 

nu: elevenmadisonpark.com 



Hardin 

Upscale 

in sophis 

32 E 21s 

Menu: h 



gs Restaurant 

American fare & classic cocktails served 

ticated environs with shabby-chic flair. 

t St, New York, NY 10010 

ttp://www.hardingsnyc.com/menus/ 



One Dine R 

Upscale eater 

seasonal men 

One World Tra 

285 Fulton St, 

Menu: 

https://oneworl 



estaurant 

y atop One World Trade Center with a 

u, cocktails & sweeping city views. 

de Center, 

New York, NY 10007 

dobservatory.com/en-US/bar-restaurant 



Narcissa Re 

Inviting spac 

turning out r 

can cuisine. 

The Standard, 

Reservations: 



staurant 

e in The Standard East Village 

efined, farm-to-table New Ameri- 

25 Cooper Sq, New York, NY 10003 

http://www.narcissarestaurant.com/ 



Chocolate Pairings 

By Laurie Forster, The Wine Coach® 

Chances are you are going to be indulging in 

some chocolate this Cupid’s Day, whether from 

your Valentine or that you bought to treat yourself. 

This might lead you to the question, “What 

wine should I pair with my chocolate hearts and 

truffles? 

It’s important to note that a good pairing will depend 

on the type of chocolate you’re savoring. 

Overall, you want to match bolder, darker chocolates 

with bigger wines and lighter, sweeter chocolates, 

like white or milk, with lighter wines. In my 

opinion, sweet and fortified wines work better with 

chocolate than dry wines. Before you start writing 

letters to disagree with me—I do acknowledge 

that there are some dry red wines, like Cabernet 

or Zinfandel that can work wonderfully. 

Here are my suggested pairings for dark, milk 

and white chocolate. All you need to do is invite 

the right person and add some love. 

Dark 

There are actually several great 

choices when choosing a perfect 

partner for dark chocolate. One of 

my favorites is Brachetto d’Acqui 

from the Piedmont region of 

northwestern Italy. Made 

primarily from the 

Brachetto grape, this red 

sparkling dessert wine 

has intense raspberry flavors 

with the perfect 

amount of sweetness for 

dark chocolate. Think of it 

as a raspberry sauce for 

your chocolate. The bubbles 

also act to cleanse your palate before 

each new bite of dark chocolate. 

The traditional favorite of chocolate 

lovers is Port and I especially like 

Tawny Port with chocolate. 

Tawny Ports are known for 

their dark rich flavors of raisins, 

toffee, caramel and nuts, 

which happen to all be great 

toppings for chocolate. These 

ports are named after their tawny 

color, which is obtained by aging 

the wine in oak. True Port wines 

are fortified wines from Portugal 

(called Porto), but great Tawny Port-style wines are 

made in Australia, the United States and South Africa. 

Another fortified wine that is a great partner with dark 

chocolate is Banyuls. This dessert wine is made 

from the red grape, Grenache, in the Roussillon 

region of southern France. Like port, this wine is fortified 

with a distilled spirit made from grapes. This 

fortification takes place before fermentation is complete 

which leaves residual sugar (i.e. sweetness) 

in the wine. With a rich texture and flavors of raisins, 

plums, mocha and black cherries, this is 

the perfect partner to dark 

chocolate or, to enjoy all 

by itself! 



Milk & White 

White and milk chocolate require more 

delicate pairings. These are sweeter 

chocolates and don’t work with dry 

wines like dark chocolate does. One 

of my favorite pairings for these types 

of chocolates is Moscato d’Asti. 

Semi-sparkling or frizzante, 

this sweet white bubbly is 

made from the Moscato Bianco 

grape in Piedmont Italy, 

just like its red relative 

Brachetto. Perfumed floral aromas 

mix with flavors of ripe 

peach and pear. Moscato’s acidity 

keeps it from seeming too 

sweet and is a nice contrast to 

the creaminess of these chocolates. 

Also, due to its having a 

lower alcohol content than most 

wines (5-7%), it’s a great choice 

for the end of a meal. 

Another great partner for white or milk chocolate 

is a fortified Muscat wine. There are some great 

French examples such as Beaumes de Venise 

and Muscat de Riveslates which are the 

classic standards. New world countries make 

their own versions of these Muscat based dessert 

wines, including South Africa, California and Australia. 

In Australia, they call dessert wines, like 

Muscats, “stickies” referring to their full, rich 

consistency. I especially like the Australian 

Muscats coming from the Rutherglen region 

because they are not only 

delicious but also a good 

value. Muscats 

are sweet and full bodied with the aromas of 

rose petal, ginger and orange as well as raisins. 

This Valentine’s Day, no matter whether you 

are going out or staying in, there is a wine to 

sip with your favorite chocolate indulgence. 

Just take into consideration the type of chocolate 

when choosing the right partner in 

order to ensure that the two complement 

each other. Just like for every person 

there is a soul mate; for every chocolate 

there is the right wine. 

Try this pairing for 

White Chocolate… 

Ceretto Santo Stefano 

Moscato d’Asti (Piedmont, 

Italy) 

Capitalize on the Moscato craze! Fruity, 

Fizzy and aromatic, this Moscato will 

make them as giddy as their first crush. 

Delicious with every sip and only 5.5% 

alcohol, this is a great lunch or 

brunch wine, too. Pair with 

your white chocolate 

treats for a heavenly 

combination. 



Try these pairings for 

Dark Chocolate… 

Banfi Rosa Regale Brachetto 

d’Acqui (Piedmont, Italy) 

One whiff of the Banfi Brachetto brings 

images of roses and raspberries to 

mind. This sweet sparkler has a clean 

finish that is perfect for chocolate. 

The acidity of this wine also makes it 

a good paring for spicy 

Asian dishes or salads 

with berry vinaigrettes. 

Warre’s 

“Otima” 20 

year Tawny 

Port (Portugal) 

Try this pairing for 

Milk Chocolate… 

Yalumba Museum Muscat 

(Australia) 

Made from the red and pink varieties 

of Muscat, this “sticky” from 

Yalumba is the perfect sip with 

milk chocolate. Yalumba is one 

of the oldest family run wineries 

in Australia and delivers great 

value across all its wines. This 

sweet Muscat is amber in color 

with ginger and orange aromas 

and a touch of rose petal. 

Aged for 20 years 

in seasoned oak 

barrels, this tawny 

port has perfectly 

balanced tannins and acids 

making each sip bright and elegant. 

Flavors of nuts and raisins 

make it a great 

match for chocolate 

mousse or chocolate 

Domaine de la Rectorie 

Banyuls (Roussillon, France) 

Made from slightly raisinated Grenache 

grapes, this is a definite 

soul mate for chocolate! This fortified 

wine is a great crossover for 

people who already know and love 

ruby Port. The Domaine de la Rectorie 

Banyuls is full and smooth 

with flavors of red berries and a 

touch of spice. 



Laurie 

Forster 

The Wine Coach 

is one of the country’s leading wine experts whose 

mission is to demystify wine one glass at a time. 

The queen of wine edutainment, she is also the author 

of the award-winning book, The Sipping 

Point and a regular guest on TV and radio shows 

across the country. Laurie’s specialty is delivering 

unique corporate keynotes, teambuilding events 

and group tasting seminars for corporate leaders 

such as MetLife, LG, Microsoft and the US Chamber 

of Commerce. 

Laurie’s radio show The Sipping Point can be 

heard every week on WBAL or in her free App The Wine 

Coach which was rated one of the 

Top 8 Wine Apps by Wine Enthusiast magazine. She 

partners with her better half Chef Michael Forster to create 

The Wine Coach Club. 

For FREE secrets to make wine easy and FUN!: 

http://thewinecoach.com/videoseries/ 

sommeliersecrets.html 

Join The Wine Coach® Wine Club: 

http://thewinecoach.com/wine-club/ 

HIRE 

Laurie for your next corporate, client 

or fundraising event! More Info: 

http://thewinecoach.com/speakingcorporate/ 

With over 125 pages of wine essentials 

along with stunning photos, The Sipping 

Point is the perfect book for you or any 

wine lover on your list! 

wwwTheSippingPoint.com 

WATCH Laurie! 

Teach us how to 'Drink like Olivia 

Pope' from ABC's Scandal! 

Click Video below or click link 

www.TheWineCoach.com/Scandal 

Laurie was Just on 

Fox News 

http://tinyurl.com/k6suu6z 







Ingrid here, your chocolate eating, 

wine drinking health coach, to help 

you create a more balanced lifestyle 

so that you can shine, not just 

in one area of your life, but in all areas 

of your life! 

But first, why am I talking about living 

a more balanced lifestyle? 

We as women spend a lot of time 

compartmentalizing the various areas 

of our lives: relationships, career, 

money, health… but we all 

know that if one area is out of 

whack, our WHOLE life is affected. 

There’s a saying I have, “How you 

do one thing, is how you do everything”. 

Imagine making tons of money and 

being in a loving, happy marriage or 

relationship BUT you have no time 

to exercise. Pretty soon your appreciation 

for your flow of money and 

love is diminished because your 

body is not getting the exercise it 

needs to feel alive and energized. 

That’s why it’s so important to think 

of your life as one holistic pie, and 

make the decision to put your energy 

into making every piece of that 

pie as yummy as possible. 

So, what would create a more balanced 

lifestyle look like? 

Creating a more balanced lifestyle 

would mean taking a really good 

look at All areas of your life: relationships, 

career, money, exercise, 

health…making decisions 

about what is and what isn’t working 

in each area. 

Sometimes the reason we stay 

stuck in unhealthy or unhappy areas 

of our lives is because it’s 

easier in a way, to stay stuck in 

what’s familiar, rather than find 

the creativity and energy to make 

the changes needed to improve 

our quality of life and move into 

the unknown. 

In my coaching practice, I cover 

all of the areas mentioned above, 

but today I’m going to share with 

you a couple of my favorite things 

that will contribute to having a 

more balanced lifestyle in the areas 

of creating more energy,(which 

we all could use) and calming the 

mind to create more focus 

throughout your day. 

Let’s start with first thing in the 

morning. 

So, not everyone has 15-30 extra 

minutes every morning to do yoga 

poses or some sort of exercise to 

get the juices flowing, but I bet we 

could all squeeze in 3 minutes 

first thing, even before we get out 

of bed. 

It’s 

-bo 

We 

the 

and 

to t 

rac 

with 

tee 

gul 

you 

in t 

is a 

sig 

Eve 

wa 

sta 

day 

goo 

wh 

me 

wa 

up 

goo 

mo 

cal 

cen 

and 

giz 

the 

wh 

alw 

cas 

So 

ste 

ene 

stre 



what I call the 3 minute, energy 

osting body stretch. 

all know that waking up on 

wrong side of the bed 

getting a rushed start 

he day where you’re 

ing out of the house 

un-brushed 

th, AND 

ping down 

r coffee 

he car 

bad 

n. 

ryone 

nts to 

rt their 

on a 

d note, 

ich 

ans 

king 

in a 

d 

od, 

m and 

tered 

enered 

for 

day, 

ich isn’t 

ays the 

e, right? 

here are the 

ps to the 3 minute 

rgy boosting body 

tch: 



Step 1* First set a happy alarm 5 

minutes earlier than usual. Your body responds 

to messages that you give 

it, so give it a happy ring to wake 

up to! 

Download your favorite tune or 

nature sound and use that as your 

happy alarm sound. Set it for just 

5 minutes earlier than usual, that 

all. Your body will thank you! 

Step 2* Start your body stretch 

as soon as you open your eyes. 

Often times in the morning, once 

we’re up we get distracted by 

emails, text messages, or racing 

to get that first cup of coffee. So, 

carpe diem, seize the day by starting 

your stretch even before you 

get out of bed! 

Lying down, simply stretch your 

legs out and reach your arms 

overhead and REALLY stretch 

your body, or sit up in bed and do 

the same, this time stretching your 

arms to the ceiling. 

We 

mo 

for 

the 

Th 

ne 

da 

wa 

I b 

ge 

you 

An 

Step 3* Lastly, finish your 

body stretch right next to your 

bed. The key is to honor these 3 

minutes you have set aside to 

stretch your body. 

The trick is to FOCUS your attention inward, 

breathe DEEP inhales and exhales, and 

reach up for the sky. You can clasp your fingers 

overhead to keep them together to 

deepen the stretch. 

How does this stretching boost energy you 

ask? 



ll, you know how sometimes on a chilly 

rning when you start your car, you let it run 

a couple of minutes to warm up and get 

gas circulating? 

e same is true for our bodies. All they really 

ed to get going is a little kick start for the 

y, and a simple stretch as soon as you 

ke up will do it. 

et you will feel different immediately, and 

t the boost of energy that you need to start 

r day off right! 

other area that is essential to living a balanced 

lifestyle is calming your body 

and mind. 

Here are 2 super ways to calm 

your body and mind throughout the 

day. They will help keep you focused 

and energized as you go 

through your day. 

Step 1 can be done right in your 

office, or if you live in the LA area 

like myself, it can be REALLY 

helpful if you’re stuck in our 

wonderful traffic! Lol 

Step 1* Put both feet firmly 

on the ground, sit up straight 

with your shoulders pulled 

back to open up your heart, 

close your eyes, (obviously 

not while driving) and take 

full, DEEP breaths, in and 

out, in and out, in and 

out. Shoot for 10 times. 

When you open your 

eyes, notice how different 

your body feels. 

Do you feel calmer, 

clearer, more 

relaxed? 

Now that you’ve calmed your body, are you 

ready for step 2? Don’t worry, it’s just as easy. 

So, you’ve heard of positive affirmations right? 

Well, I believe they actually work. I use them 

every day! 

Why? Because your body is not going to do 

what you tell it to do unless your mind believes 

it first! 

Think of a short, sweet sentence that I like to 

call your MOTIVATIONAL MANTRA. 

Here are a few examples to get you started: 

I choose to be energized. 

I breathe in calm, and exhale stress 

I am committed to having a wonderful day 

Choose one that resonates with you or change 

up the words to create your own. Write it on 

sticky notes and stick them on the top of your 

computer or bathroom mirror. Then read it or 

memorize it and say it out loud to yourself at 

least 6 times a day, every day, and see what 

happens. 

How will this contribute to living a 

more balanced life? 

Well, put it this way, water will not flow 

through a blocked pipe. Similarly, your energy 

or life force is not going to flow well if 

you’re all tensed up, agitated or on guard. 

So with step one, you’re learning to quiet 

your mind, calm your nervous system and 

save energy for you to use later when you 

really need it. 

And with step 2, you’ll be amazed at the results 

over time if you say your mantra over 

& over again. You’ll find that your mind will 

start to believe it and your body will follow. 



Why? Because that’s the 

way our minds work. 

They start to believe what we tell 

them to believe. It really is that 

simple. 

In my coaching practice, I 

use what’s called the 

wheel of life. It 

helps my clients 

identify which 

areas of their 

lives are out 

of balance. 

I’ve included 

a diagram 

of the 

wheel so 

that you can 

try it for 

yourself. 

Look at each 

section and 

place a dot on the 

line marking how satisfied 

you are with each 

area of your life. 

A dot nearer the center of the circle indicates 

dissatisfaction, while a dot placed 

towards the outside of the circle indicates 

ultimate happiness. When you have 

placed a dot on each of the lines, 

connect the dots to see your wheel 

of life. 


Are there areas where your wheel is flat? 

Are these areas calling to be nourished? 

Do you want to develop a deeper connection 

to yourself? 

go to 

Do you want to be challenged in 

new ways? 

Subscription link etmmedia.net 

Do you want to build 

a better relationship 

to food? 

Do you want 

to be held 

accountable 

and 

show up 

for yourself? 

If you 

are 

ready to 

embrace 

the best, 

most balanced 

version of yourself, 

www.goodhealthgreatlifenow. 

com and schedule a time to talk with me 

about the important steps to take to make 

changes in your lifestyle that will help you 

CREATE YOUR DREAM LIFE!

The Magazine 

With Real 

Success 

Talk For Men. 

Coming Soon 

On ETM Media 



Step 

into 

Great 

Health - 

Back to the Basics 

Part of a new series by Rennae Brewer: W 



ellness Coach and Educator 



As a wellness coach 

and educator for 

over 15 years, I see people 

every day who are on a quest to maintain 

a healthy weight, improve their 

overall health and well-being and prevent 

and slow down the progression of 

degenerative diseases like heart disease, 

diabetes and cancer. The question 

is “where do you start”? We want 

to educate and empower our clients so 

that they will be able to heal themselves 

using complementary therapies 

and mind-body integration. 

We like to start with the basics… internal 

cleansing (detoxification) and nutrition. 

Detoxing involves reducing the 

intake of toxins and improving elimination 

through diet and body therapies 

such as colon hydrotherapy, infrared 

bodywraps, skin brushing, massages, 

saunas and when needed, detox supplements 

designed for specific organs. 

Chemicals, refined foods, sugar, caffeine, 

alcohol, tobacco, and many 

drugs should be avoided to reduce the 

toxic load. Everyone can benefit from 

internal cleansing. Every day our bodies 

are exposed to toxins and pollutants 

in the air we breathe, the water 

we drink, and the food we eat. When 

waste and toxins can be eliminated 

from the body, there is no problem. But 

when toxins build up faster than they 

can be eliminated or when the elimination 

systems are not performing, these toxins 

can accumulate and create dis-ease all 

over the body. 


(Lungs). So the first step is to improve every 

elimination channel in the body to help 

with detoxification. The body will produce 

energetic and metabolic waste that translates 

into physical levels of detoxification 

that need to move through the elimination 


have the least resistance to the toxic waste 

material. It is also very important to listen 

to your body. We often ignore signs and 

symptoms when the body is giving us an 

indication that something is not quite right. 

For instance, feeling bloated is often a sign 

of a digestive issue. Chronic gas can be a 

symptom of an underlying digestive condition, 

like irritable bowel syndrome or lactose 

intolerance or it could be as simple as 

drinking with meals, or not chewing your 

foods thoroughly. There are a lot of ways 

to describe excessive gas: burping, belching, 

flatulence, and bloating. Bloating is 

used to describe the sensation of excess 

stomach gas that has not yet been released. 

A great majoritiy of our clients 

come to BodyClenz initially because of gas 

and bloating. 

channels. When the elimination channels 

are overloaded, they become inefficient 

and congested. The toxins are forced into 

the bloodstream and settle into those organs 

and tissues which 


Colon hydrotherapy (aka colonics) is not a 

cure, but is a valuable therapy for a variety 

of colon issues, including reducing the 

buildup of gas in the colon. Naturopaths 

believe that 90% of 

all illnesses are directly or 

indirectly related to toxicity 

in the bowel. By stripping down 

the old toxic mucus lining from the colon 

and flushing out excessive gas and waste, 

the number one source of disease in the 

body could be reduced. A more efficient 

means of waste elimination and nutrient absorption, 

both of which are essential to any 

lasting healing process, can be aided by 

colon hydrotherapy. Then the friendly bacteria 

will be produced to keep the colon 

safe from putrefaction and further autointoxication. 


Some possible 

signs of a toxic colon 

are: constipation, 

gas and bloating, 

coated tongue, 

bad breath, allergies, 

indigestion, 

backache, abnormal 

body odor, low 

energy dark circles 

under the eyes, 

cold hands and 

feet, blood pressure 

up and down, 

low sex drive, disturbed 

and restless 

sleep, menstrual 

problems, or swelling 

of legs. 

Many surgeons and 

physicians are beginning 

to understand 

the importance 

of bowel 

care in the prevention 

of disease. 

THE NEXT 

STEP 

The most important way of strengthening 

your body’s natural defenses is to 

improve your diet and drink a sufficient 

amount of water. Eating a diet with 

plenty of fruits and vegetables has 

been linked to improved health, and for 

good reason. Veggies and fruits are 

loaded with vitamins, minerals, fiber, 

and antioxidants, which have been 

shown to protect against chronic diseases. 


Medical science has proven beyond a shadow of 

doubt that a diet rich in fruit and vegetables can 

improve your odds of avoiding diseases like that. 

There are at least nine different families of fruits 

and vegetables, each with potentially hundreds 

of different plant compounds that are beneficial 

to health. Eat a variety of types and colors of 

produce in order to give your body the mix of nutrients 

it needs. This not only ensures a greater 

diversity of beneficial plant chemicals but also 

creates eye-appealing meals. 


The most 

important 

way of 

strengthening 

your 

body’s natural 

defenses 

is to improve 

your diet and 

drink a 

sufficient 

amount of 

water. 

A diet rich in vegetables and fruits can lower 

blood pressure, reduce the risk of heart disease 

and stroke, prevent some types of cancer, 

lower risk of eye and digestive problems, 

and have a positive effect upon blood 

sugar, which can help keep appetite in 

check. Eating non-starchy vegetables and 

fruits like apples, pears, and green leafy vegetables 

may even promote weight loss. 

Their low glycemic loads prevent blood sugar 

spikes that can increase hunger. 

Leading health advocacy organizations 

like the National 

Cancer Institute and the 

American Heart Association 

all recommend eating 7 to 13 

servings of fresh raw fruits 

and vegetables every day. 

Lately, I have been focusing 

more on my own diet and realized 

that my diet was not 

meeting that recommendation. 

A friend introduced me 

to a product called 

JuicePlus+. Juice Plus+ 

products are made from the 

juice powder concentrates 

and oils from more than 40 

different fruits, vegetables 

and grains and comes in capsule, 

gummy or a powder 

form. While Juice Plus+ isn’t 

a substitute for eating fruits 

and vegetables, our whole 

food-based products support 

a healthy diet by offering a 

much wider variety of naturally 

occurring vitamins, along 

with antioxidants and phytonutrients 

found in fruits and 

vegetables. Every Juice 

Plus+ product is made from 

quality ingredients grown 

farm fresh, providing the natural nutrients 

your body needs. 

I recommend JuicePlus+ to anyone who will 

listen because it's such an easy way to make 

sure that they get more nutrition from fresh 

fruits and veggies into the diet every single 

day. Good health is the result of lots of 

things including a good diet, exercise and 

even getting a proper amount of sleep but 



one of the simplest things anyone 

can do is take 2 capsules in 

the morning and 2 capsules at 

night. You are improving your 

odds every time you do! 

For more information on internal 

cleansing and/or to purchase 

JuicePlus+, please contact 

me at (310) 595-5390 or 

via email at rennae@bodyclenz.com 

OR visit 

www.bodyclenz.com or 

www.rennae.juiceplus.com. 

Rennae is the 

owner of 

BodyClenz 

Holistic 

Health Center 

in Lawndale, 

California 

(South Bay 

area of Los 

Angeles). 

BodyClenz 

was opened in 2003 with one 

purpose in mind….to assist 

clients in achieving optimum 

health naturally. Rennae believes 

in the body’s ability to 

heal itself and utilizes her expertise 

to assist in this process. 

The main focus is internal 

cleansing via detoxification, 

nutrition, and weight 

loss. With a sense of humor, 

she strives to make each clients 

encounter meaningful 

by guiding and motivating 

them to make the best 

choice for their lives… one 

step and one day at a time. 

Rennae personalizes each 

treatment to the individual’s 

needs and goals and strives 

to facilitate an opportunity for 

positive results. 

Financ 

Literac 

For Today's 

C Suite Exec 

A New Series-Coming This Sum 



ial 

y 

utives 

mer By Jon L. Bowles Financial Advisor 



A Series by Dr. Shira Bush, CEO, "The Book Creator" an in 

philanthropist, entrepreneur, and developer of adva 



ternational speaker, author, 

nced Page 123 E book The Magazine marketing for Today’s Female Executive systems 


“Find a group of people 

who challenge 

and inspire you, 

spend a lot of time 

with them, and it will 

change your life.” 

– Amy Poehler 

"None of us, including 

me, ever do great 

things. But we can all 

do small things, with 

great love, and together 

we can do 

something wonderful." 

– Mother Teresa 

The term “collaboration” 

has been bandied about 

in recent years. We 

know and have enough 

evidence to show that 

being a collaborative leader is a tremendous 

asset in balance. Women, who can 

retain this core ability while acting decisively 

to make things happen, have the skills 

and demeanor to thrive in the future. Are 

you one of them? Do you have the skills 

and demeanor to thrive as a collaborative 

leader? 

Numerous research studies show women 

are natural collaborators. We see it all the 

time: people helping each other to achieve 

what they seek to enrich their lives and of 

those around them. 


or value as collaborative. Collaboration 

means working together to create something. 

The operative words are “create 

something together.” 

A number of years ago, Flynn Heath Holt 

Leadership (FHHL) hosted a seminar for 150 

businesswomen. Many of the attendees already 

held senior leadership positions in 

large companies, while others had been 

come to terms with their ambition. These 

women cited their indecisive perspective primarily 

on their strong preference to collaborate 

and cooperate rather than brazenly be 

in charge. 


Do Not Wait for 

Leaders; 

do it alone, 

person to person” 

-Mother Teresa 

The research from the seminar noted that 

exceptional collaborative women, have a 

talent for establishing buy-in. 

Collaborative leadership is the wave of the 

future. However, the problem is there can 

be an overemphasis on consensus, which 

can be viewed as weak, thus creating scenarios 

when collaboration has been ineffective. 

Examples include asking for permission, 

appearing indecisive and failing to assert 

a strong point of view. 


According to an article 

written by Laura Henderson 

and Sharon Hadary, 

founder and former executive 

director of the Center 

for Women's Business 

Research, “How Women 

Lead: It’s All About Creating 

A Culture Of Collaboration,” 

women have a terrific 

advantage for team 

building because women’s 

leadership styles are collaborative, 

inclusive, and 

consultative. They further 

explain that women gain 

commitment by enrolling 

team members in achieving 

a common vision, actively 

soliciting and listening 

to employees’ ideas, 

and creating a culture focused 

on ethics, quality 

and concern for the individual. 

“Women leaders recognize that people 

want to be intellectually stimulated and energized 

by their environment, to know they 

are making a valuable contribution, and to 

be recognized for their performance, so 

they operate with collaboration, not command. 

The leader’s job is to get everyone enrolled 

in their vision so that it becomes a 

shared driving force. Every team member 

has to be committed to the overall organizational 

goals rather than to departmental 

or individual group goals.” 


The leader’s 

job is to get 

everyone 

enrolled in 

their vision so 

that it becomes 

a shared 

driving force. 

Judy Robinson says, “Outsiders have the 

perception that since there is a clear chain 

of command in the Army, you can just give 

orders and people will obey you. Command 

has given way to collaboration in 

every modern organization.” 

Judy Robinson goes on to say, “that while 

you may get action by giving orders, you 

are getting obedience, not a sense of 

achieving goals that make a difference. If 

that’s how you try to lead, you don’t get anybody 

anywhere. You need to explain to 

your team why the goal is important. You 

have to make it a team effort and value 

what everyone does.” 

“Having shared vision and goals really 

helps create a culture of success,” says 


Maria Coyne, Executive Vice President, 

Consumer and Small Business Segment 

Head, KeyBank, member Executive Council, 

KeyCorp. “Part of a culture of success is 

that you all want to achieve the mission, 

and working together, you have fun in the 

process. It doesn’t imply that you are just 

working insane hours — although that happens 

sometimes — but that you are balanced 

and having fun and focusing on the 

right things. Success creates success.” 

“Making the work meaningful to them is one 

of the most important ways to engage people 

in their work. Take the time to ensure 

that your team members understand the importance 

of the work they are doing, how it 

will be used, and how it will contribute to the 

success of the company and the client. .” 


When your team 

has done a good 

job, let them 

know. Take the 

time to celebrate 

the team’s progress 

and success 

and to recognize 

individual 

performance. 

Teams that believe their work will make a 

difference are more enthusiastic about 

their work and work harder to achieve the 

goal. 

Making sure employees know they are appreciated 

is a necessary and rewarding 

business strategy. Recognize and reward 

success. When your team has done a 

good job, let them know. Take the time to 

celebrate the team’s progress and success 

and to recognize individual performance.” 

Anne Stevens, Chairman, CEO, and Principal 

at SA IT Services, characterizes her 

leadership style as “push, push, hug.” She 

says you must set goals that stretch people 

and be explicit about your 

expectations. However, “you can’t push 

without a hug,” says Anne. There has to be 

a balance. If you do either one without the 

other, you will be ineffective. “It’s setting 

objectives, and then at the end of the day, 

recognizing the humanity in all of us.” 

“In addition to believing that the organizational 

vision is worth pursuing, employees 

must perceive that in achieving the organization’s 

goals, they also will be successful 

in achieving their own personal and professional 

goals. Take the time to understand 

what success means to your team members 

and how you can help them achieve 

it. 



The most successful 

leaders help people recognize 

their individual 

strengths. Give them opportunities 

to use those 

strengths and build new 

ones. Employees want to 

feel they are making progress, 

doing work that is 

meaningful both to them 

and to the organization. 

Reinforce employees’ 

confidence in their skills 

by putting them in situations 

where they can perform 

successfully and be 

recognized.” 

Gina O’Reilly, COO at 

Nitro, in her article, 

“United We Stand: Why 

Women And Men Need 

To Collaborate For Success,” 

for Fast Company 

shares, “we need to stop 

taking sides in the gender 

debate if we want to 

work together equally.” 

She goes on to say, 

“Rather than engage in divisive tactics, 

isolate ourselves at female-only events, 

or openly complain about an issue that 

needs to be addressed, we can all practice 

what I call complementary collaboration: 

simply recognizing, respecting, and 

embracing the fact that men and women 

bring different but often hugely complementary 

skills to the table that, if nurtured 

and developed, can be a very powerful 

and highly successful combination for 

any business. 

It’s worth emphasizing this isn’t just a 

“feel good” thing. Businesses should 


It’s important for women to ha 

examine the issue pragmatically to fully recognize 

the significant impact women can 

have on a company’s bottom line. 

Not only do women bring unique talents and 

complementary skills to the boardroom (and 

every other position for that matter), we hold 

tremendous purchasing power. Today, women 

make or influence a staggering 85% of all 

consumer purchases across all categories. 

Considering the influence and importance 

women have in the purchasing process, their 

perspective should be more than just nice to 

have for companies that want to tap into a 

market’s full potential. Business leaders 


ve each other’s backs 

who recognize the power of understanding 

their entire customer base and work diligently 

to listen and make women’s voices 

heard, come out on top. 

So, what can we all do to help correct the 

gender imbalance for current and future 

generations? Here are a few simple tips to 

help drive complementary collaboration: 

1. Be Authentic 

Women and men often feel they have to 

act a certain way in the workplace in order 

to be successful. This is particularly common 

in female leadership roles where 

people wrongly assume 

you need a tough-as-nails 

attitude to succeed, especially 

in male-dominated 

environments. However, a 

lack of sincerity can be felt 

a mile away and only perpetuates 

the problem, so 

it’s best to choose the authentic 

route and just be 

yourself. You’ll be surprised 

how much more receptive 

others are as a result. 

2. Embrace and Play To 

Your Strengths 

According to Google, 

women-led tech companies 

achieve 35% higher 

return on investment, and 

when backed by venture 

capital, deliver 12% more 

revenue than their male 

counterparts. Most women, 

irrespective of their position, 

bring a high level of 

perceptiveness and emotional 

IQ that’s critical for 

leading teams and growing a business. So, 

rather than worrying about the skills they 

lack, women should recognize their talents 

and double down on them, while men can 

help ensure more women are part of the mix 

from the onset for optimal business success. 

3. Support One Another 

It’s important for women to have each other’s 

backs and foster a supportive, positive work 

environment. Try to make an effort to connect 

with other women in your company and industry 

by attending networking and skill 



development events or 

by organizing casual 

meet-ups. Include men 

in some of these activities 

as well. 

4. Introduce and 

Lead Change 

Merely complaining 

about something you 

could absolutely play a 

hand in changing, or at 

least improving, isn’t 

helpful. Instead, take 

the bull by the horns 

and pave the way for 

change. Women are 

natural born leaders, 

and the “matriarch 

mentality” can be a 

strong positive force 

within any business. 

The key is to have both 

men and women align 

behind this mindset 

and drive change collectively. 

In this vein, 

let’s move past all the 

talk about whether 

Sheryl Sandberg, an 

American technology 

executive, activist, and 

author who serves as 

the chief operating officer (COO) of Facebook 

and founder of Leanin.org (also known as the 

Lean In Foundation), is in touch with the realities 

of average women and instead celebrate 

her efforts to raise awareness for the issues 

we face. Collectively, we can make a difference. 

We can do so much more to lead by example 

and help foster complementary collaboration 

and a greater balance between men and 

women in the workplace. As women, we have 

As women, 

we have a 

responsibility 

to help other 

women 

succeed so we 

can all play 

our part, no 

matter how 

small. 

a responsibility to help other women succeed 

so we can all play our part, no matter 

how small. 

4. Introduce and Lead Change 

Merely complaining about something you 

could absolutely play a hand in changing, 

or at least improving, isn’t helpful. Instead, 

take the bull by the horns and 

pave the way for change. Women are 

natural born leaders, and the “matriarch 

mentality” can be a strong positive force 



to raise awareness for the issues 

we face. Collectively, we 

can make a difference. 

We can do so much more to 

lead by example and help foster 

complementary collaboration 

and a greater balance between 

men and women in the 

workplace. As women, we have 

a responsibility to help other 

women succeed so we can all 

play our part, no matter how 

small. 

within any business. 

The key is to have both men and women 

align behind this mindset and drive change 

collectively. In this vein, let’s move past all 

the talk about whether Sheryl Sandberg, an 

American technology executive, activist, and 

author who serves as the chief operating officer 

(COO) of Facebook and founder of 

Leanin.org (also known as the Lean In Foundation), 

is in touch with the realities of average 

women and instead celebrate her efforts 


Men share the same responsibility. 

To those men who have 

worked with great women and 

recognized firsthand what we 

bring to the table, spread the 

word!” 

While these steps can help 

women battle the discrimination 

they encounter in the workplace, 

fixing this problem relies 

on all men and women. We all 

want to believe in a world 

where hard work pays off. However, 

as long as women fail to 

receive full credit for their contributions, 

they’ll remain stuck 

on the sidelines while men continue to 

reap the benefits of collaborative success. 

Are You Interested In Writing A 

Book? Call To Schedule Your Complimentary 

Accelerated Book Creation 

Consultation Session To Become 

an Author in 90 Days Without 

Writing a Word (A $500 Value) By 

Calling 818-209-1863 or email 

DrShira@TheBookCreator.com 


necessary to address a pressing problem. 

Are you doing what is necessary to address 

a pressing problem as an activist, 

supporter, volunteer or a member of an 

activist group or movement? Regardless 

of the definition, how are you contributing 

to the world today, tomorrow or the next 

day either domestically and/or globally? 

Are You Interested In Writing A Book? 

Call To Schedule Your Complimentary 

Accelerated Book Creation Consultation 

Session (A $500 Value) By Calling 818- 

209-1863. 



Click her- Available on Amazon 



The Intuitive Leader - 

Smart 

Whole 

Leadership 



At an event last night two like-minded retired senior Navy Officers - one 

in his late 70's and another in his 50's could not stop speaking when 

they found out about my upcoming leadership book, The Enchanted 

Boardroom: Evolve Into An Unstoppable 

Intuitive Leader, (Sept. 13th). It was as if a door was unlocked 

and they could speak freely without being judged. 

You see, in the book, I dispel the mystery of merging 

the practical, tactical and logical with the intuitive, emotional, 

spiritual and physical sides of ourselves to provide 

whole leadership. It's about listening to those 

images, those disembodied words one hears, and 

those goosebumps and innate knowing and recognizing 

that they are powerful messages. Instead 

of running away you run towards them, incorporate 

and work with the messages that come 

because they give you needed insights to 

complement the facts. Both sides are 

critical to solid decision making. 

Leaders throughout history refer to 

working with intuition to lead 

wholly and completely. 

Yes, it's time to get this message 

out and liberate those 

amazing leaders who already 

use these tools, 

and are too scared to admit 

it, because of the 

fear of being judged 

and labeled "not all 

there. " In fact, they 

are the ones who 

are all there .... 

so exciting! 



A MESSAGE FROM: 

Founder/CEO of The Women of Global Change 

Female Executives joining together to lead the new economy. The Year of the Woman is 

2016 and female executives are on the rise in America and beyond. Many organizations 

and publications are ushering in the new wave. It is not too long ago that women received 

the right to vote, coming so far, and still there is a long way to go for equal rights. Such 

organizations and top companies that are known for having higher percentages of women 

employed includes Bright Horizons, Nordstrom, Mayo Clinic, and Starbucks. Many other 

organizations offering women in training in business have appeared on the horizon as 

well, such as The Women of Global Change Summit and WGC Gateway Program, STEM, 

LeTIP, NAFE (National Association of Female Executives) and also publications of additional 

support can be found in E Magazine (Female-Executive), Ms. Magazine, Avant 

Garde, and Entrepreneur Magazine. 

With the majority of the workforce currently being women, and with women being 80% of 

the consumers in the US, this gives incredible power for standing up and stepping in for 

the year of the women: 2016. Ladies, it is time for us to lead united... YOU are the change 

the world is waiting for. 

More about Dame Shellie Hunt can be found at 



Michal Mael 

Michal’s worldly experience and exotic background makes her the perfect ambassador for 

Nature’s gems. 

From international businessmen and women, to Beverly Hills celebrities, and everyone in 

between, Michal uses her expertise to place the exact crystals needed giving them what they 

desire in both home and work environments. She designs pieces specifically based on what’s 

missing, giving them access to it, and energizing their lives, and has developed her own technique 

and system of Energy Positioning Placement . Michal travels from continent to continent 

several times a year to hand pick the best gems from mines in China, Viet Nam, Brazil , 

Peru, Morocco, to Timbuktu for our clients. 

Elle febbo 

From Foster Homes to Harvard Law, Elle Febbo, now a best selling, award 

winning author, is also the CEO of Febbo Media, Associate Producer of the 

Emmy acknowledged, “Project: Forgive”, keynote speaker, globally published 

journalist and child advocate. 

Last year, Elle was acknowledged by Jane Seymour and the Open Hearts 

Foundation for her work with Big Brothers Big Sisters, receiving high honors 

with an award for service and a check for $10,000. in support of her efforts, 

which she donated to Big Brother’s Big Sisters of Ventura County. 

Elle serves as a Contract Adviser for the National Writers Union and was 

recently elected as the Southern California Chapter Chair in recognition for 

her efforts to reach the masses and open doors for the voices of writers from 

around the globe in association with the International Authors Coalition. 

Her company, Febbo Media is designed to make books, products and business 

matter, through collaborative cause marketing, and her workshops, 

seminars and lectures are designed to take business leaders, authors and 

entrepreneurs to the next level through service and collaborative affiliation, 

with the message that anything is possible when the like-minded and likehearted 

come together to make it happen. 

Munni Irone 

Founder of Peace 4 Arts Awards 

Munni Irone has received numerous civic and global awards such as The 

Philanthropist Queen of Beverly Hills, Adame Commander Award by the 

royal family of Europe, and teacher of the year award along with several 

philanthropist awards. Even though, she much prefers to be know as 

“Munni the Philantropist”. 

She is CEO of MJD Film Productions and is associated with multiple 

charitable organizations in the United States and worldwide. Munni conducts 

workshops to help leaders find their purpose, defining self-images, 

getting deep into their core with honesty in their lives. She believes that 

this is the only way that they can attain balance within themselves. 

OAKWOOD Occasions 

Full Service Planning & Management for Professional & Personal Events! Expos, Festivals, 

Parades, Workshops, Weddings and Corporate Events coordination, budgets, 

vendor management, rentals, music and entertainment, floral, design, photography, 

photo booths, candy favor stations, tents, tables, chairs, linens, servers, bartenders, 

transportation and so much more! 

visit: www.OakWoodOccasions.com 

www.OakWoodOccasions.organogold.com 



Available 

on 



An intimate, powerful, and 

inspiring memoir by the 

former First Lady of the 

United States 

In a life filled with meaning and accomplishment, 

Michelle Obama has 

emerged as one of the most iconic 

and compelling women of our era. 

As First Lady of the United States of 

America—the first African American 

to serve in that role—she helped 

create the most welcoming and inclusive 

White House in history, while 

also establishing herself as a powerful 

advocate for women and girls in 

the U.S. and around the world, dramatically 

changing the ways that 

families pursue healthier and more 

active lives, and standing with her 

husband as he led America through 

some of its most harrowing moments. 

Along the way, she showed 

us a few dance moves, crushed 

Carpool Karaoke, and raised two 

down-to-earth daughters under an 

unforgiving media glare. 

In her memoir, a work of deep reflection 

and mesmerizing storytelling, 

Michelle Obama invites readers 

into her world, chronicling the experiences 

that have shaped her—from 

her childhood on the South Side of 

Chicago to her years as an executive 

balancing the demands of 

motherhood and work, to her time 

spent at the world’s most famous 

address. With unerring honesty and 

lively wit, she describes her triumphs 

and her disappointments, 

both public and private, telling her 

full story as she has lived it—in her 

own words and on her own terms. 

Warm, wise, and revelatory, 

Becoming is the deeply personal 

reckoning of a woman of soul 

and substance who has steadily defied 

expectations—and whose story 

inspires us to do the same. 



The 10 New Golden Rules fo Customer S 

New York Times Best Selling Author Todd 

Duncan's latest breakthrough book masterfully 

reveals the 10 NEW golden rules of 

customer service in this compelling real life 

story of The $6,000 Egg. Todd is joined by 

his wife Debra, author, writer, and Executive 

Producer of over 100 direct response 

television shows. This book is a must read 

for anyone wanting to have a strategic advantage 

in the marketplace and win their 

customers loyalty and business forever 

Available 

now 



TODD & DEB DUNCAN 

ervice 



About NAFE 

Nafe is the largest global network 

for women with thousands of members. They 

recently celebrated their 42nd anniversary, headquartered 

in New York they have many affiliate networks 

across the country. 

Would a group of women sharing their dreams… 

supporting, encouraging and mentoring you, be 

beneficial at this time of your life. Nafe offers great 

benefits to members, and the annual membership 

is only $39.00 go to www.nafe.com and check out 

all the wonderful benefits, Information on the 

Southern CA networks can be found 

at www.wrnafe.com The network meeting fees 

are $10.00 for Nafe Members and $15.00 for 

guests then you pay the restaurant direct for your 

meal.like eating right now? Using this simple technique, 

my choices changed to a healthier fare. Instead 

of a cheese tuna melt, coke, and french fries, 

I’d glance through WWW.NAFE.COM 

The NAFE Success Up 

conference tickets are selling and all the 

vendor slots are sold out, you can go 

towww.wrnafe.com and see all the bios of 

the speakers and the entertainers all 

whom are amazing, we also set up a nafe 

facebook page where we post items on 

the conference as well that link isLink for 

conference page 

https://www.facebook.com/ 

NAFECONFERENCE2017/?fref=ts 



The cost for the tickets are 

$90.00 and include continental 

breakfast, lunch, snacks 

all the speakers and entertainers 

and shopping with 

the vendors, opportunity 

drawings and door prizes. If 

you are using a credit card 

you can purchase your ticket 

on 

thewww.wrnafe.com website 

if you are using a check 

make it payable to Robbie 

Motter dba SuccessUp Conferences 

and mail to Robbie 

Motter 27701 Murrieta Road 

#216 Menifee, CA 92586 that 

wrnafe.com website has all 

the speakers and entertainers 

bios for you to view as 

well they are all amazing. 

We also have a nafe facebook 

page where nafe members 

can go and introduce 

themselves as well as tell us 

what you do and if you have 

some specials to share let us 

know that as well here is 

that link https:// 

www.facebook.com/ 

groups/197601170355640/ 

Congratulations to Tiffany Tremont 

the Director of nafe San Antonio, 

Texas and her company, check this 

out Governor Abbott's State of the 

State address 

Please visit the link 85th Session 

Chamber Archived Broadcast for 

January 31, 2017 @10am, Duration 

02h 31min below. 

http://tlchouse.granicus.com/ 

MediaPlayer.php? 

view_id=39&clip_id=12511 


If you advance to mark 1:23 of the Governor’s 

State of the State Address, you will 

see that Governor Abbott honored Silotech 

and Tiffany Tremont on the House 

floor. As a Service Disabled Veteran, 

Woman, Minority Owned Small Business, 

she was honored and humbled to represent 

San Antonio (Military City) in Advanced 

Cyber, Enterprise IT, and most importantly 

job growth in Texas. 

These are some of the other awards she 

and her company Silotech have received 

2016 Inc. 5000 Ranked #1065 2015 Inc. 

5000 Ranked #2178 

2016 San Antonio Business Journal Best 

Places to Work – Small Business 

2016 AFCEA International Women in 

AFCEA Appreciation Award 

2015 San Antonio Business Journal – 

Tech Flash Titans Award – Cybersecurity 

2015 San Antonio Business Journal 

CEO - C-Suite Award – Small/Medium 

Business 

2015 San Antonio MED Week – IT Firm of 

the Year 

2015 San Antonio Business Journal Best 

Places to Work – Small Business 

2014 San Antonio Business Opportunity 

Council’s (SABOC) MED Week Award for 

Excellence in Contract Support 

2014 San Antonio Business Journal Women’s 

Leadership - Business Leader of the 

Year & Entrepreneurial Leader 

TO contach Tiffany 

Tremont 

Silotech Group, 

Inc. 10100 Reunion 

Place, Ste 250 San Antonio, 

TX 78216 O 

210.569.0950 M 

210.748.0707 ttremont@SilotechGroup.co 

m 


Congratulations to Murrieta nafe member 

Reatha Reedus who with her daughter Dr. Desiree 

Reedus recently help to put together with 

the GFWC Riverside Women’s Club a very 

successful GO RED Event at the Riverside 

Women’s Club. 

Also congratulations to NAFE/Women In Networking 

in Indiana who has become partner 

with the National Women’s History Project 

(NWHP), which recognizes and celebrates 

the diverse and historic accomplishments 

of women by providing informational 

services and educational and promotional materials. 

The network President said “One of the benefits 

of being a partner with the NWHP is we 

can post our events with them, and they have 

the capability to publish them on a broader 

scale for us, e.g., in Indy and other 

states! NAFE/WIN is currently in their Women’s 

History Newspaper “The Gazette”. We 

are looking for different avenues to expand 

knowledge about our 501 ( c ) (3) organization 

and to grow. This along with other venues 

hopefully will put us further on the “map”. Our 

website is currently under construction 

and being updated by NAFE/WIN’s Webmaster 

Jay Fitzsimonds” 

Robbie Motter, nafe global coordinator is putting 

together a quote book and is looking for 

your favorite quote, here is the information that 

is needed and who to send it too, you can 

send up to three quotes, the quotes should 

cover Business, Fun or Health. Here is where 

you send them and you have until March 1at 

to get them in.This book is a nafe Western Region 

Conference Fundraiser As a nafe member 

I would like you to be a part of “Heartfelt 

Sayings” a spiral-bound book that includes 

your favorite quote about business, health or 

just plain fun. Simply submit your quote (it can 

be your own or someone else’s) in 50 words or 

less by March 1 st . Also include your name, 

business name, e-mail and Website. 

E-mail the info to JoLynn Vensel 

at jmv9465@gmail.com. 

The book will be available for purchase at the 

April 22, 2017, Success Up nafe Women’s Conference. 

Please take this free opportunity to share your tidbits 

of wisdom with like-minded professional women! 

Don't delay get them to JoLynn today and in subject 

of the email add Quotes for nafe book. The 

deadline is firm so take time today and get your 

quote in. You may send two or three quotes. If 

you have any questions on this please don;t hesitate 

to give me a call 951-255-9200 

You know what my two quotes will be: It's All 

About "SHOWING UP" as showing up is like a 

treasure map, you never know what treasure you 

will find. My second one is "The POWER IS IN 

THE ASKING" Magichappens when you ask and 

opens doors you never even imagined. 

So Members SHOWING UP in this book is a great 

opportunity for YOU! So don't delay do it today. 

A large group of nafe members are off to Catalina 

and Mexico on a cruise so watch for photos in 

next months From the Desk of Article and March 

8 th I am on the way to Hawaii to celebrate my 

81 st birthday and also to meet our Hawaii active 

and inactive nafe members. My birthday also falls 

on International Women’s Day and I always knew 

I was an International Women. 

Until next issue I wish you Health, Happiness and 

continued success. And please know you can call 

me anytime at 951-255-9200 or 

email rmotter@aol.com, as I am always here for 

our nafe members across the globe. 

Robbie Motter, nafe Global Coordinator 

Page 144 E The Magazine for Today’s Female Executive 


of 

Angel Toussant 

I first met Angel through my Riverside nafe 

director Joan E. Wakeland and was very 

impressed as to what a dynamic women 

she is. She also recently joined our Riverside 

nafe network. I also had the opportunity 

to hear her speak at several locations 

and she is amazing. I asked her to speak 

for some upcoming nafe meetings, which 

are in Menifee, Murrieta and Temecula and 

I am looking forward to those presentations. 

Angel Toussant was born and raised in Anchorage, 

Alaska and at age 37 moved from 

Anchorage to Northern California. She remained 

in Northern California until April, 

2016 at which time she found her new 

home in Murrieta,California. 

She said “my proudest life accomplishment 

is raising two phenomenal daughters. 

I love to say I can die a happy person if I 

accomplish nothing else in life because of 

the relationship I have with my girls. I am 

confident my relationship with my daughters 

is well above average and I am confident 

they feel the same way, despite the 

many parenting mistakes I made along the 

way”. 


Angel believes we should never stop educating 

ourselves. For her first leg of education at 

the beginning of college she chose psychology 

once she had satisfied that education she 

pursued business and law. Currently she is in 

pursuit of a marketing education when that 

education is satisfied she is sure she will find 

a new education interest to pursue. 

Her career choices are as varied as 

her education choices She has held positions 

from teachers aid to police officer and 

many careers in between. Currently, she is 

providing monitoring services for parents who 

are required by the courts to have supervised 

visits. She consider myself a serial entrepreneur, 

because she continually invests in endeavors 

that provide her the opportunity 

for her to grow a healthy income while doing 

what she loves to do, which is to always find 

new ways to help others around her, be it 

family, friend, or stranger. 

She has written and published two journal 

books. The first was for recovering addicts 

(out of print) and the second one is for 

goal‐setting. She is currently writing a personal 

growth book which she plans to publish 

by year end. She owns an online store 

(LifesPowerStore.Com) thttp:// 

lifespowerstore.com/ hat sells, educational/ 

personal growth books, 

and other educational, inspirational, motivational 

tools and products. 

Her hobbies, like her education and careers 

are varied. She enjoys golf, horseback riding, 

photography (nature and wildlife), snow 

skiing, boating, jet skiing, jewelry making, 

hiking, bike riding, and graphic design. 

Angel can be reached by 

email angel@atsmartdecisions.com 


ttremont@silotechgroup.com 

VP of Events: Jacqueline Jackson, 

Jacqueline.jackson@utsa.org 

210-458-2483 

VP of Communications: Chris 

Slowey, sloweyrcpoa@yahoo.com, 

210-569-0953 

VP of Finance: Natasha Robles, 

nrobles@silotechgroup.com, 210-569- 

0959 

Our website address is 

www.nafesa.org. 

TEXAS 

Dallas 

P-31 Women Inc, Contact Connie Mitchell 

214-404-6462 

Midland 

Successful Women’s Alliance, Diector 

Mary Elena Duron 432-978-2009 

San Antonio 

NAFE San Antonio Network 

(Formerly We Lead) 

Meets at Norris Conference Center @ 

North Park 618 NW Loop 410, San Antonio 

TX 78216 2nd Wednesday of every 

month 11:30 AM to 1:30 PM 

President: Tiffany Tremont, ttremont@silotechgroup.com, 

210-569-0953 

Waco 

Women’s Information Network, Max Nolen 

Director 

254-717-5188 max_nolan@us.aflac.com 

E The Magazine for Today's Female Executives 

edited by Althea Ledo who runs 

the LA Nafe Nework has 4 pages dedicated 

to Nafe so be sure and send her your 

news. allyledo@aol.com and mark in subject 

News or even stories for Nafe section. 

Here is the website for the Magazine 

www..FemaleExecutivweMagazine.com 

Also send news to Paula Damiano for the 

Nafe E Newsletter her email is pauladamiano@hotmail.com 

We are always looking for more individuals 

to step to the plate to start additional 

Nafe networks contact Robbie Motter, 

Nafe Global Coordinator, 

rmotter@aol.com or 951-255-9200 



ETM-Mobile

E Magazine Volumn 44 Issue November 2018 9 D

Create successful ePaper yourself

Delete template?

Save as template?