Albemarle Tradewinds October 2018 Web Final

October 2018 Edition of the Albemarle Tradewinds Magazine October 2018 Edition of the Albemarle Tradewinds Magazine

02.10.2018 Views

The Tax Lady LLC Geri Zaler EA 252-202-5315 Registered IRS tax agent On the Job with Bucks Tree Removal Buck Hilliard 252-330-2618 - Cell: 757-377-6874 Billy Hilliard 252-302-1601 563 Crocker Hill Rd Elizabeth City, NC 27909 312 S Hughes Blvd Suite A Elizabeth City, NC callthetaxlady@gmail.com callthetaxlady.com Is Your “Digital Estate” in Order? If you spend a lot of time on the internet, you’re not just shopping or being entertained, or following the news or participating in an online community. You’re probably also dealing with accounts and information that eventually can become part of your digital “estate.” And if this estate isn’t properly looked after, it can lead to confusion and conflict among your survivors, as well as an opportunity for hackers to try to get at whatever resources they can touch. If you haven’t stopped to think about it, you might be surprised at the number of assets that could become part of your digital estate. You may have financial accounts (banking, brokerage and billpaying); virtual property accounts (air miles, “points” for hotel bookings); business accounts (eBay, Amazon, Etsy); e-mail accounts (Gmail, Outlook, Yahoo); social networking accounts (Facebook, Twitter, Instagram); online storage accounts (Google Drive, iCloud, Drobox); and application accounts (Netflix, Kindle, Apple). Given all these areas, how can you protect and preserve your digital estate? Here are a few suggestions: • Create a detailed inventory of digital assets. Following the categories listed above, draw up a list of all your digital assets. • Document your wishes for how you want your digital assets managed. If you don’t specify how you want your digital assets managed upon your death or incapacitation, you might be opening the door to lengthy legal battles over access to these assets. In a worst-case scenario, your heirs Mold Restoration R us. Inc Certified / Insured for Remediation 252-562-2203 Same-day call backs A TestAmerica Company moldrestoreRus@gmail.com Did you know the Albemarle Tradewinds is located in more than 250 locations in NENC and Chesapeake? Submitted by Chuck O’Keefe and beneficiaries might never get the assets you had intended for them. • Name a digital executor in your last will and testament. A digital executor can accomplish a variety of tasks related to your digital estate, such as transferring online assets to your heirs; closing accounts you don’t want transferred; managing personal materials by archiving or deleting files, photographs, videos and other content you have created; and, finally, informing online communities of your passing. When choosing a digital executor, you’ll want someone you can trust, of course, but you’ll also want to make sure that person is skilled enough in technology to search your computer properly and navigate the internet and multiple websites. Not all states recognize a digital executor, so you may want to consult with a legal professional to learn about the laws governing digital estate planning in your state. Also, even if you have a digital executor, online platforms enforce their own rules about who can or can’t access a deceased person’s accounts. If you are concerned about this, you may want to contact the customer service areas from these types of providers – Google, PayPal, Facebook, etc. – to learn their policies. • Review your plans. Review your digital estate plans on a regular basis, just as you do with your physical/tangible estate plans. The digital world is a fastmoving one, so you’ll need to stay current with changes. In some ways, managing a digital estate can be more challenging than dealing with a physical estate. But by following the above suggestions, you can help reduce any “cyber-angst” your loved ones may feel when it’s time to deal with the digital presence you’ve left behind. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. The Downtown Café and Soda Shoppe Chuck O’Keefe is a Financial Advisor with Edward Jones. Edward Jones (252) 335-0352 www.edwardjones.com Find me on Facebook at: Edward Jones - Financial Advisor: Chuck O’Keefe 301 S.Broad St Edenton, NC 252-482-8300 36 Albemarle Tradewinds October 2018 albemarletradewinds.com

New Life of Currituck Money, Marriage, and Mansion. thought it might be fun and challenging to do a three-part I series on thankfulness leading up to thanksgiving this year. So, last month I wrote about being thankful with what we have financially, this month is on marriage. It is not hard to find a conversation these days about the trend of marriages breaking apart, living together without being married etc. If you read this article and call me old fashioned that is okay with me. For 30 years now, I have Pastored and counseled many marriages and one thing is still true. Selfishness brings separation and sacrifice brings satisfaction. Whether we want to believe it or not we were created to love and to love unconditionally. Philippians 2:3-5 says “Do nothing from selfishness or empty conceit, but with humility of mind regard one another as more important than yourselves; do not merely look out for your own personal interests, but also for the interests of others. Have this attitude in yourselves which was also in Christ Jesus” When I choose to look at and act in thankfulness towards my wife there is no grass that looks greener on the other side of the fence. The grass is greener at home. I can already here some of your responses, “You don’t know my spouse”. Your right I don’t, but I have a question for you, how stubborn, arrogant and petty can you be? Please let me say that I never advocate mental, physical, verbal or emotional abuse. So, If I am willing to learn how to love unconditionally most of the time my spouse is willing too. It was about ten years ago that a movie come out called “Fire Proof” from that movie there was a book made called “The Love Dare”. The love dare is a 40-day challenge to do acts of unconditional Arts on the Perquimans by Pastor Dan Bergey The Perquimans Arts League is sponsoring the eighth annual juried Arts and Crafts Show Saturday, October 6, 2018, from 10 AM – 4 PM. The show is held at the Perquimans County Recreation Center, 310 Granby St., off Harvey Point Road, Hertford. Admission is $3.00. Along with unique items produced by talented artists from throughout NE North Carolina and Virginia, there will be the always popular bake sale, door prizes throughout the day, food and drink available for purchase, and a 50/50 raffle, which garnered nearly $1,000.00 for last year’s lucky winner. Proceeds from the raffle will support the building fund for the new PAL gallery in downtown Hertford. love for your spouse. Doing something like this can help your marriage no doubt yet you can start today. Choose each day to be thankful for your spouse and communicate it to them without any expectation for anything in return. Life brings enough challenges on its own, sickness, disease, and a host of other ailments cause stress in many ways. Unconditional love is a strong foundation that will give you and I the opportunity to serve one another in a way that says you are important to me. I encourage you today to begin being thankful for your spouse and your family. I know you can do it. Next month we will talk about our mansions. Home is where the heart is, do you believe that? newlifecurrituck@gmail.com Office - 252-453-2773 Church website - newlifecurrituck.org Dan Bergey - Senior Pastor pdbjar5@gmail.com The Power of the Cross By Ron Ben-Dov Copyright 9/25/18 all rights reserved There’s electric power, steam power, power of the pen; I’ve heard of hydro power, combustion engines, and the wind; You’ve got hydrogen, solar, and the power of money; Yet nothing is as strong as the power of the cross; We’ve had armies and their weapons of mass destruction; There have been terrorists, murderers, and anarchists, galore; They spill your blood, and steal your treasure, and sap your soul; Yet nothing is as strong as the power of the cross; Only two have ever made the ultimate sacrifice, for you; The American military man, and Jesus Christ, the only two; So, salute the flag and thank a soldier, airman, sailor, or marine; But hit your knees in prayer, praising Jesus Christ; For only Jesus died upon the cross, so you may have eternal life; Nothing is as strong as the power of the cross; Copyright all rights reserved 53rjbd@gmail.com In addition to your yearly favorite vendors, come meet more than twenty new vendors, including Ronnie Barefoot, with handcrafted outdoor furniture, jewelry from students in the professional crafts class at College of the Albemarle, stained glass from Jim Fowler, and photography by Sherri Guzman. As part of the fresh new look for the show, there will be an outside vendors’ area, including a dining tent. Also outside will be a food truck from RJ’s Catering and Geraldine, the yarn truck from Knitting Addiction. Look for gourd bird houses, pottery, jewelry, outdoor décor, unusual fabric items, charming children’s sweaters, photography, watercolor and acrylic paintings, wood-turned items, books, greeting cards and even kettle corn, fudge and coffee beans. Have your list in hand for holiday gifts, birthday gifts, special friend items, and keep a lookout for that one-of-akind, can’t-live-without-it item that you didn’t know you needed! Mark your calendar for October 6th; you don’t want to miss Arts on the Perquimans. The author was born in Telaviv, Israel - In 2008 a life changing event occurred and the flow of faith based poetry has run ever since. Author of the following books: Faith Based Poetry Inspiration by God, Perspiration by Ron Inspiration by God, More Perspiration by Ron Inspiration by God, Even More Perspiration by Ron Inspiration by God, Perspiration by Ron, Volume IV Inspiration by God, Perspiration by Ron, Volume V Inspiration by God, Perspiration by Ron, Volume VI Inspiration by God, Perspiration by Ron, Volume VII School of Life – Secular Poetry American Legion Post 126 – Photo collection of members and activities of Hertford’s Post 126 facebook.com/AlbemarleTradingPost Albemarle Tradewinds October 2018 37

The Tax Lady LLC<br />

Geri Zaler EA<br />

252-202-5315<br />

Registered IRS tax agent<br />

On the Job with Bucks Tree Removal<br />

Buck Hilliard<br />

252-330-2618 - Cell: 757-377-6874<br />

Billy Hilliard<br />

252-302-1601<br />

563 Crocker Hill Rd Elizabeth City, NC 27909<br />

312 S Hughes Blvd<br />

Suite A<br />

Elizabeth City, NC<br />

callthetaxlady@gmail.com<br />

callthetaxlady.com<br />

Is Your “Digital Estate” in Order?<br />

If you spend a lot of time on the internet, you’re not just shopping or being<br />

entertained, or following the news or participating in an online community.<br />

You’re probably also dealing with accounts and information that eventually<br />

can become part of your digital “estate.” And if this estate isn’t properly<br />

looked after, it can lead to confusion and conflict among your survivors, as<br />

well as an opportunity for hackers to try to get at whatever resources they<br />

can touch.<br />

If you haven’t stopped to think about it, you might be surprised at the<br />

number of assets that could become part of your digital estate. You may<br />

have financial accounts (banking, brokerage and billpaying);<br />

virtual property accounts (air miles, “points” for hotel bookings); business<br />

accounts (eBay, Amazon, Etsy); e-mail accounts (Gmail, Outlook, Yahoo);<br />

social networking accounts (Facebook, Twitter, Instagram); online storage<br />

accounts (Google Drive, iCloud, Drobox); and application accounts (Netflix,<br />

Kindle, Apple).<br />

Given all these areas, how can you protect and preserve your digital<br />

estate?<br />

Here are a few suggestions:<br />

• Create a detailed inventory of digital assets. Following the categories<br />

listed above, draw up a list of all your digital assets.<br />

• Document your wishes for how you want your digital assets managed.<br />

If you don’t specify how you want your digital assets managed upon your<br />

death or incapacitation, you might be opening the door to lengthy legal<br />

battles over access to these assets. In a worst-case scenario, your heirs<br />

Mold Restoration R us. Inc<br />

Certified / Insured for Remediation<br />

252-562-2203<br />

Same-day call backs<br />

A TestAmerica Company<br />

moldrestoreRus@gmail.com<br />

Did you know the<br />

<strong>Albemarle</strong> <strong>Tradewinds</strong><br />

is located in more than<br />

250 locations in NENC<br />

and Chesapeake?<br />

Submitted by Chuck O’Keefe<br />

and beneficiaries might never get the assets you had intended for them.<br />

• Name a digital executor in your last will and testament. A digital executor<br />

can accomplish a variety of tasks related to your digital estate, such as<br />

transferring online assets to your heirs; closing accounts you don’t want<br />

transferred; managing personal materials by archiving or deleting files,<br />

photographs, videos and other content you have created; and, finally,<br />

informing online communities of your passing. When choosing a digital executor,<br />

you’ll want someone you can trust, of course, but you’ll also want<br />

to make sure that person is skilled enough in technology to search your<br />

computer properly and navigate the internet and multiple websites. Not<br />

all states recognize a digital executor, so you may want to consult with a<br />

legal professional to learn about the laws governing digital estate planning<br />

in your state. Also, even if you have a digital executor, online platforms enforce<br />

their own rules about who can or can’t access a deceased person’s<br />

accounts. If you are concerned about this, you may want to contact the<br />

customer service areas from these types of providers – Google, PayPal,<br />

Facebook, etc. – to learn their policies.<br />

• Review your plans. Review your digital estate plans on a regular basis,<br />

just as you do with your physical/tangible estate plans. The digital world<br />

is a fastmoving one, so you’ll need to stay current with changes. In some<br />

ways, managing a digital estate can be more challenging than dealing with<br />

a physical estate. But by following the above suggestions, you can help<br />

reduce any “cyber-angst” your loved ones may feel when it’s time to deal<br />

with the digital presence you’ve left behind.<br />

This article was written by Edward Jones for use by your local Edward<br />

Jones Financial Advisor.<br />

The Downtown Café<br />

and Soda Shoppe<br />

Chuck O’Keefe is a<br />

Financial Advisor with<br />

Edward Jones.<br />

Edward Jones<br />

(252) 335-0352<br />

www.edwardjones.com<br />

Find me on Facebook at:<br />

Edward Jones - Financial<br />

Advisor: Chuck O’Keefe<br />

301 S.Broad St Edenton, NC<br />

252-482-8300<br />

36 <strong>Albemarle</strong> <strong>Tradewinds</strong> <strong>October</strong> <strong>2018</strong> albemarletradewinds.com

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!