Albemarle Tradewinds October 2018 Web Final

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JIM KAIGHN INSURANCE AGENCY- HOME OF THE “INSURANCE DOCTOR” ATTN: MILLENNIALS--(Generation Y), Generation X, Generation Z-- An Apology to you!! have been doing these insurance articles for two years now, I always trying to give the best insurance information and money matter information that I could. I never tried to target one particular age bracket or demographic, but it has come to my attention recently that my rhetoric and phrasing of my content may not be reaching everyone in the same way. I guess ,because of my age ,I have slanted my articles more toward folks nearing or at retirement age, but never meaning to.. I have been told by many of you younger folks that you want content also aimed at you and your upbringing and schooling.. So, here is my apology to you guys and gals for not being sensitive to your way of learning about these matters. Again, my generation learned these money concepts from our parents, from schooling and from agents like myself who always educated their clients in the different forms of insurance.. But, Now I realize that YOUR form of learning is not from the old ways, but from the new ways.. You folks are born into the internet age, smart phone and t.v. ads that make insurance really look unimportant, just something we need, not really understanding its overall importance in your financial scheme of things.. You are being told CHEAPER IS BETTER, your roll models are a waitress, a small rodent, a cartoon general and an internet site to get the cheapest Life Insurance without being told of all the options out their to choose from different types, not just TERM!! So, from now on, my articles will cover my topics aimed at ALL AGES of readers..If any of you We sell 2-sided mattresses! Alice and Don James djames1062@aol.com Bringing quality mattresses direct from the factory to YOU! Every Style, Every Comfort, Every Size FREE PILLOW WITH ANY PURCHASE $599.00 OR MORE New models arriving weekly! 252-435-2400 Open Tues. - Fri. 10 am - 5 pm Sat 10 am - 3 pm Mattress Direct want to hear of a particular topic, just let me know!! E-mail me at “insdr@roadrunner.com”, or call me at 252 335 5983 or 252 202 5983.. It is NOT YOUR FAULT the school systems do not not teach basic insurance concepts through middle school and high school.. In the lower grades you are taught how to count money, but not taught how to use it, how to save it or spend it or budget it.. It is a hard lesson to learn as you grow up with no one to really teach you about the proper way to use money smartly.. Money is not the root of all evil.. GREED over using it is..Talk to your grandparents and see if they have done well, how did they do it!! Ask them, they might be able to point you in the right direction, NOT A WAITRESS, A RODENT, A CARTOON GENERAL or some radio or T.V. shows.. Until next month -- HAPPY TRAILS TO YOU-- THOUGHT of the month- this quote comes from BENJAMIN FRANKLIN, one of our founding fathers and signers of the U.S. CONSTITUTION. in 1769!! Yes before the signing.. His take on Life Insurance importance “A policy of life assurance is the cheapest and safest mode of making certain provision for one’s family . It is time our people understood and practiced more generally life assurance. Many a widow and orphan have great reason to be thankful that the advantage of life assurance was understood and embraced by the husband and father. A large amount has been paid.. to widows and orphans when it formed almost their only recourse” Professionalism by Jim Bray What does Professionalism mean to me? Professionalism refers to the way in which a person conducts business and how they interact with coworkers, subordinates, and the public. Professionalism is more than possessing a college degree or a long list of accomplishments. Professionalism incorporates many different attributes that make a person a true professional. A professional should be confident, polite, and a good communicator. Professionalism means remaining calm even in a tense work environment. A professional must be reliable and dependable. People will be counting on you to get the job done promptly and with a satisfactory outcome. Professionals should be competent in their field and willing to educate those around them. If I am elected Sheriff, I will ensure I am surrounded by men and women who are competent and highly trained to perform their duties. Professionalism means being organized and accountable for your actions and the actions of subordinates. A professional must accept responsibility and take their job seriously. Lastly, what I believe to be the most important characteristic of professionalism is ethics. A professional should do what is right even when no one is watching. Integrity and ethics form the foundation of a person and this defines a real professional. The level of leadership a person is capable of is often reflected in their professionalism. As the Sheriff of Perquimans County, I want to be that strong leader that exemplifies professionalism while being a positive role model for the community. I would appreciate your support in my bid to be the Perquimans County Sheriff in 2018. by Jim KAIGHN, CLU,CHFC,RHU,AABA, BSBA,LUTCF “Most of the harm in the world is done by good people, and not by accident, lapse, or omission. It is the result of their deliberate actions, long persevered in, which they hold to be motivated by high ideals toward virtuous ends.” ― Isabel Paterson, God of the Machine Elect Jim Bray for Perquimans County Sheriff 112 D Currituck Commercial Drive in Moyock, NC (Off 0f 168, Close to Food Lion) 10 Albemarle Tradewinds October 2018 albemarletradewinds.com
MICHAEL P. SANDERS, P.C. Serving the Albemarle Region and the Outer Banks since 1990. Criminal and Traffic Law, Personal Injury and Wrongful Death, General Practice. Dear Dr. Crime Dr. Crime is a pseudonym for a social scientist holding a Ph.D. degree in sociology and in criminology. He has worked in all major parts of the criminal justice system. Drop him a note at the website www.keepkidshome.net If you or your child is in trouble, he may be able to help, give him a call (2523390000) or E-mail at reedadams@yahoo.com Mon, Tues, & Fri: 9AM - 6PM Thurs. 9am - 7PM Wed: 9AM - 1PM Sat: 9AM - 3PM 1755 C City Center Boulevard Elizabeth City, NC 27909 Office (252) 331-1628 Fax (252) 331-1657 www.michaelsanderslaw.com We are located near the 3 Amigos Mexican Restaurant and behind the Sherwin-Williams Paint Store. Bibles, Books, Children’s Corner, Gifts, Jewelry, Music, DVD’s, T-Shirts, Pastor Robes and Shirts, Featuring great Local Artists... FootPrint footprintchristianresources.com Christian Resources & Unique Gifts 206 N. Poindexter St Elizabeth City NC 27909 252-562-6690 Dear Dr. Crime: I am a parent of a pre-teen and hear she was vaping. What is that? Is it good or bad? Single Parent Dear Parent: It is like smoking with a pipe, but not like Grandpa did with tobacco. Some of the vaping now uses marijuana. Science News reported that about 1 in 11 kids have smoked pot that way. Looking just at high school kids, 1 in 3 have done that. Is it bad? Heck yes!! I hope you can get her to stop. This is a serious matter. See https://www.sciencenews.org/article/how-many-uskids-are-vaping- marijuana?utm_source=email&utm_me- dium=email&utm_campaign=latest-newsletter-v2SPON- SOR Dear Dr. Crime: I am a computer technician and have concerns about what I see developing with Artificial Intelligence (AI). If the robots get smarter than humans, will they become crooks? Almost Einstein Dear Albert: Your question is of concern to all of us. In fact the “headline” in the March issue of Scientific American is “SELF-TAUGHT ROBOTS – artificially intelligent machines are starting to learn spontaneously”. They even teach themselves social behaviors. The April issue of Smithsonian has a report entitled “Be(a)ware” that discussed your concerns and asked if we will have a world dominated by super smart robots. To top off the current news that reflect your concern, Fox News is reporting “the first “robot sex brothel” in the United States reportedly slated to open in the Houston, Texas area this month, which allows customers to purchase and rent life-sized dolls “warm and ready to play,” (http://www.foxnews.com/ tech/2018/09/25/countrys-first-robot-sex-brothel-set-toopen-in-texas-prompts-backlash-report.html). All of us, not just the computer experts, must stay aware of this issue and develop relevant social policy. Dear Dr. Crime: I sure am glad you are there, for I don’t want to ask this question of my kid’s teachers and look stupid. I am worried about the amount of time they (twins) spend on their cell phones. I hear they cause brain cancer and hurt the brain in other ways. Is that true? If I take the phones away we will have a genuine fuss. Dad who learned on a manual typewriter Dear classmate: I came along before the new stuff just like you did, probably at the same time. My professor in graduate school promised to help me with typing my dissertation, by giving me top of the line technology. He gave me a bottle of WhiteOut. But your question is important. I will not attempt to answer the medical question but I will try to get an answer for you later if you will call me. I can tell you there is much speculation about the impact the cell phones have on the social environment of teen agers. This is important enough that Scientific American put out a special report about “smartphones and teen brains” (see Vol 318, #2, February 2018). The report says we need more research on the topic, and that multiple variables are likely influencing teens. For example, they report the current crop of kids show higher depression levels than in the past. Dear Dr. Crime: I think you are avoiding the worst crime of all time, the betrayal of Christians by our religious leaders. Is it possible it is not true? What should we do as deceived Christians? Everyday Christian Dear Brother: I guess I have to face what I see so often in the news about our hypocritical pastors and priests and the sad, viciously harmed children. The Daily Advancei reports another report showing 3,677 children in Germany are sex abuse victims by their Priests. Half of those victims were less than 13 years old and 1/3 were altar boys. I suspect you know of the report on the Catholic Church in Pennsylvania. In 2003, researchers at John Jay College conducted a study on child sexual abuse by Catholic priests. That research included information from 97% of Catholic dioceses (see Understanding the Sexual Abuse Crisis in the Catholic Church: Challenges with Prevention Policies: https://www.researchgate.net/ publication/247523934 ) . The research identified 4,392 priests as sexual abusers from 1950-2002. The research provided analysis and data in exceptional detail. As there are approximately 40,580 Catholic priests serving in the United States of America, so awful as the number of abuser is, it leaves the vast majority of priest as decent men. It is our position that those decent priests, as well as the abused children and family members, should be prayed for and helped where possible. More research is needed to understand this and to propose comprehensive social policy and law. facebook.com/AlbemarleTradingPost Albemarle Tradewinds October 2018 11
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