Property Drop Issue 29

#THEPROPERTYDROP
1-14 JUNE 2018
THEPROPERTYDROP.CO.UK
ISSUE 29
FREE COPY
MONMOUTHSHIRE | SOUTH HEREFORDSHIRE | WEST GLOUCESTERSHIRE
31
FRONT COVER
HOME FOR SALE
34
CONFIDENCE IN PROPERTY
MARKET RETURNS
IN PARTNERSHIP WITH

2 DEPOSIT BUDGETING
With this deposit, I thee wed
Weddings can be very expensive, Meghan Markle and Prince Harry’s nuptials reportedly cost a
staggering £32million. That’s over 1,000 times more than the average wedding.
The greatest cost for the royal couple? Security.
Plus, thousands of guests and onlookers will
run Kensington Palace a whopping £30 million,
estimates Bride Book. This includes the cost of snipers,
undercover police, military technology, and security
drones. The bulk of Kate Middleton and Prince
William’s wedding budget similarly went to security
costs.
New research by hybrid estate agent, Emoov.co.uk,
takes a look at how the increasing cost of our wedding
budget compares to the cost of a mortgage deposit.
The research shows that the money we’re spending
on our weddings across the UK has increased
dramatically over the years, up 88% since 2012 now
costing £27,161 on average. At the same time, the
average UK house price has only seen a 36% increase
and at £225,047, the current wedding spend is enough
to put down a 12% mortgage on a property.
The North East is home to the largest wedding
spend as a proportion of the average house price. The
average property price is just £128,218, but the money
spent on a wedding is still an eye-watering £24,519,
meaning potential buyers could be putting down 19%
THE PROPERTY DROP ROUNDUP
Page
12 - 13
I Love where I live…
Raglan
Not too big, not too small - Raglan is a
village with a great sense of community,
says resident Hazel Davies. This issue,
Hazel tells Sharon Chilcott why it is so
popular with all ages.
Page
31
Front Cover Home
pa black and peter alan’s
Monmouth branch market this
picture perfect stone cottage.
Page
35
Is your home
registered?
There is a possibility that your
property may be unregistered if it
has not been sold, mortgaged or
transferred for at least 30 years.
Contact
Find more details on land registry
us for an initial no obligation consultation.
from the experts at
Okells Law on page 35.

3
of a property’s value on a mortgage for the price of their
wedding day.
While the average wedding spend in Scotland is
higher at £25,098, so too is the average house price
(£144,377). As a result, the budget for the big day north
of the border equates to 17% of a property’s value, the
second highest in the UK.
With a similar wedding spend of over £24,000
and an average house price of £155,385 & £152,891,
Yorkshire and Wales are both home to a wedding to
property price ratio of 16%.
As with property, couples in the capital predictably
pay the most to wed, shelling out a massive £36,155.
But with the cost of homeownership in the capital the
highest across the UK, that massive budget equates to
just 8% of the average property price.
Looking at all areas across the UK, Burnley and
Blaenau Gwent are home to the highest percentage of
property price spent on a wedding. With similar sized
budget of over £24,000 and an average house price of
£86,000, couples could put down 28% of a property
for what they are forking out on their wedding. The
smallest is of course, Kensington and Chelsea where the
London wedding budget of £36,139 only equates to 3%
of the mammoth average property price.
Russell Quirk, founder and CEO of Emoov.co.uk,
had this to say: “Getting married is one of those major
life stages that often prompts a property purchase or
move, but while escalating property prices are stopping
many from climbing the ladder, it seems royal and
celebrity weddings are having drastic influence on the
amount that we spend on our wedding day.
It does beg the question, how some can pull together
such large budgets for a wedding but are struggling to
get that first foot on the ladder, although that said, you
can’t buy a house by cutting corners, but savvy couples
can still have a day to remember on a smaller budget.”
Warren Lewis, Propertyreporter.co.uk
Page
36
Bank of Mum and Dad
The Bank of Mum and Dad (BoMaD)
will be the equivalent of a £5.7bn
mortgage lender in 2018,
according to new research and
forecasts from FTSE100 nancial services
group Legal & General and Cebr.
Page
37
Monaco in pole position
bedroom
bathroom
High demand and limited stock have led to another year of strong growth as Monaco
retains its position as the most expensive residential market in the world.
www.thepropertydrop.co.uk
01600 717255
info@thepropertydrop.co.uk
The icons under the properties throughout
Property Drop indicate the following:
living bathroom
etc
bathroom
bedroom
bedroom
central heating
garage/covered parking
parking
Whilst every care garage/covered is taken parking with materials submitted to The
Property Drop the publisher cannot accept responsibility for
loss or damage garage/covered to such materials. parking parking Opinions expressed in
articles are strictly those of the authors. This publication is
copyright and may parking not be reproduced in any form without
written permission from the publishers.
Prices and details are subject to change and the publisher
can take no responsibility for omissions or errors. The
inclusion of an advertiser in this paper is not necessarily a
recommendation.
©The Property Drop 2018
garage/covered parking
bedroom
Number of
bedrooms
bedroom
living room etc
Number bathroom of
bathroom
living room
central
etc
heating
garage/covered parking
central heating
bathroom
garage/covered parking
central heating
living room etc
bedroom
living room etc
living room etc
reception
rooms
Number of
bathrooms
central heating
central heating
parking
ELECTRIC
Method of
central
heating
Covered
garage
parking
parking
Parking
space

4
PROPERTIES
bedroom
living room etc
Myrtle Cottage, Welsh Newton Common
RRK 01600 772929 www.roscoerogersandknight.co.uk
Price
£300,000
bedroom bedroom
living living room room etc etc
bedroom bedroom
living room living room etccentral heating
garage/covered parking parking
just a 15 minute drive North of Monmouth in the county of South Herefordshire in the hamlet of
central central heating heating
bathroom bathroom
garage/covered parking parking
Welsh Newton on the edge of the Common which is perfect walking country.
2
bathroom
bathroom
1 1
bathroom
MULTI
central heating
central heating
garage/covered parking
This very pretty, two bedroom, stone-built, country cottage is set in an idyllic, quiet, rural location
parking
It has been very tastefully restored retaining many of the original features including
exposed beams, panelling, wooden floors and a stone fireplace with inset multi-fuel
burner providing domestic hot water and heating to radiators throughout.
An impressive oak framed music/garden room has been cleverly added which
opens on to the paved sun
garage/covered
terrace
parking parking
and the parking layout parking could easily incorporate this as part
of a small self-contained annex.
Its elevated aspect provides it with lovely, far reaching views towards the Malverns
and the nearby village of Llangrove has a popular primary school and a very active
hall and pub/restaurant which is close to Ross on Wye giving access to the major road
networks.
Dedicated to letting properties since 1990
We offer a professional service tailored to suit landlords individual needs.
For a quality service at sensible prices speak to our letting team.
2B FOREST ROAD, COLEFORD
£500 pcm
14 CASTLE CLOSE,
MONMOUTH
£585pcm
A modern spacious one bedroom first floor
apartment set in a quiet courtyard location in
Milkwall on the outskirts of Coleford.
Agency Fees Apply
A two bedroom semi detached house situated
in Monmouth.
Agency Fees Apply
THE ANNEXE, ST OWENS
CROSS, HEREFORDSHIRE
£495 pcm
ST JAMES ST, MONMOUTH
£695-£795 pcm
A well presented one bedroom self contained
annexe comprising kitchenette/lounge,
bathroom with shower over bath, bedroom with
fitted wardrobes. Agency Fees Apply
3 two double bed apartments available. They
have the benefit of kitchen with fridge freezer,
living room, bathroom, 2 double bed and
parking. Agency Fees Apply
Call: 01600 772929 • lettings@roscoerogersandknight.co.uk
www.roscoerogersandknight.co.uk

4 BUCKHOLT VIEW, OSBASTON,
MONMOUTH £495,000
WHITE JADE, GROSMONT,
ABERGAVENNY £489,000
B
E
3 4 2 2 3 2
Set in a desirable location in a quiet cul-de-sac on the edge of the
historic market town of Monmouth, within walking distance
of the excellent schools, this four bedroom family home
enjoys far reaching views to the South, an attractive terraced
garden, integral double garage and ample parking.
A spacious and light 3-4 bed family home tucked away in a quiet
cul-de-sac within this sought after vibrant village with its
popular pub, village hall, church, post office, shop and castle.
The property has a large kitchen, conservatory, 2 reception
rooms and study. There is a large private drive with ample
parking, an integrated double garage, south facing terraced
garden and remarkable 180 degree countryside views.
MANDALAY, REDBROOK, MONMOUTH £460,000
PRIORY COTTAGE,
MONMOUTH
£329,500
CHAPEL COTTAGE, LLANCLOUDY,
HEREFORDSHIRE
£279,000
E
F
F
Located high above the River Wye in the
popular village of Redbrook, between
Monmouth and Chepstow this 3 bedroomed
property benefits from generously proportioned
rooms with good levels of light, landscaped
terraced gardens, off road parking and
outstanding panoramic views over the
Wye Valley. The village has a shop, pubs,
church, primary school, village green
and playing field and easy access to
major road networks.
A rare opportunity to acquire this very pretty
3 bed end of terrace cottage tucked away in a
quiet lane a short walk from the town centre.
Carefully restored and upgraded on 3 floors
and brimming with original features including
fireplaces, beams, trusses, flagstone floors,
exposed stone walls, a veranda and a very
private and secluded west facing walled
courtyard garden facing the castle.
An imaginatively converted former chapel in
this popular hamlet 5 miles north of
Monmouth. It now provides a characterful 3
bed single storey home with a
well-established garden with delightful
views and large garage.
The property is on a bus route.
3 Agincourt Square • Monmouth • NP25 3BT • Call: 01600 772929
enquiries@roscoerogersandknight.co.uk • roscoerogersandknight.co.uk
Monmouth & London offices

NEWS
7
Reach a new level of perfection with
Redrow’s Severn Heights development
Situated just a stone’s throw away from Lydney town centre, Redrow’s Severn Heights
development offers the best of both worlds for work and leisure, with convenient transport links
and the ancient woodlands of the Forest of Dean nearby.
Situated just a stone’s throw away from Lydney town centre, Redrow’s Severn
Heights development offers the best of both worlds for work and leisure, with
convenient transport links and the ancient woodlands of the Forest of Dean
nearby.
Severn Heights boasts a selection of three and four-bedroom family homes
handpicked from Redrow’s popular Heritage Collection. All of the properties offer
future residents the perfect blend of classic architecture and modern, family friendly
interiors.
With the picturesque city of Gloucester just a short drive away, Severn Heights
benefits from the charm of village life with all the convenience of a number of cities
within easy reach. Gloucester is well-known for its range of quirky independent shops
and has four distinct shopping quarters to choose from.
Residents will also find a wide variety of local amenities around Lydney High Street
and will be spoilt for choice when it comes to finding fantastic cuisine right on their
doorstep. For leisure facilities, the town has its own golf club, along with an excellent
choice of pitches and courts, a new gym and swimming pool.
The development is ideally located for commuters and has exceptional road links
to Gloucester and the M4 motorway for those working further afield. Chepstow is
located just 9 miles from the development and Bristol around 27 miles. For those who
love the great outdoors the Forest of Dean is just 8 miles away and for flights, Cardiff
and Bristol Airport can be reached in under an hour.
Severn Heights sits within the catchment area of several highly respected primary
and secondary schools, meaning children won’t have to travel far to access good
quality education. For younger children, there’s a choice between Severnbanks
Primary School and Lydney CofE Primary and older pupils will find The Dean
Academy an excellent school for preparing them for higher education.
Kate Lacey, Area Sales Manager of Redrow Homes South Wales, said: “We’re
very excited to be offering so many family homes in such a beautiful location. This
development is proving incredibly popular with house hunters and with the Forest of
Dean right on its doorstep and multiple cities just beyond, it is in a perfect position
for families to enjoy the naturally beautiful countryside whilst remaining close to the
hustle and bustle of urban life.”
“We have now sold all of the homes on the first phase of the development and
have launched the second phase, so encourage anyone who is interested to get in
touch as soon as possible.”
The Sales Office at Severn Heights is open Tuesday-Sunday, 10am-5.30pm and
Mondays, 11am-5.30pm. For further information please call 01594 501807 or visit
www.redrow.co.uk
New Planning Applications
Wales website goes live
Thinking of doing work to your house or farm? From the time of printing The Property Drop,
the way planning applications are submitted to councils in Wales is changing.
A
new ‘Planning Applications Wales’ website went live on the 29th May and will
be the new portal for submitting planning applications or associated consents
to Local Planning Authorities, replacing the Planning Portal.
The website has been designed to make it quicker and easier for anyone to make a
planning application and forms have been simplified. It is designed to meet the needs
of users of the Welsh planning system.
To make a planning application, visit the Welsh Government website planning
pages at www.gov.wales.
Guidance on what types of development can be pursued without the need to apply
for planning permission along with further information on permitted development,
the planning service and building regulations is also available on the Welsh
Government website.
Cabinet Secretary for Energy, Planning and Rural Affairs Lesley Griffiths:
“Our new Planning Applications Wales website will be the place people will need
to go to submit their planning applications from the end of May.
“In designing the new website, we’ve made sure the service meets the needs of
Welsh users. The new website will also make it quicker and simpler for anyone
wanting to submit a planning application.”

8
PROPERTIES
bedroom
living room etc
1 Lilac Drive, Monmouth NP25 5DY
Monmouth Property Bureau 01600 719184
www.monmouthpropertybureau.co.uk
Price
£450,000
bedroom bedroom
living living room room etc etc
garage/covered parking parking parking parking
bedroom bedroom
living room living room etc etc
garage/covered parking parking
outlets plus well regarded schools, beautiful walks and stunning countryside.
central central heating heating
It’s not surprising, therefore,
bathroom bathroom
garage/covered parking parking
we see national developers building new homes as housing demand in the area continues unabated.
4
bathroom
bathroom
bathroom
central heating
central heating
central heating
4 3 2
GAS
garage/covered parking
Monmouth has always been a desirable market town with excellent quality national and independent retail
Now approximately 15 years old the Rockfield
Development has become an established and popular
residential area with more and more discerning home
buyers making their forever home there, in no small part
due to its proximity to the town centre and the many
amenities that Monmouth affords.
1 Lilac Drive is arguably one of the finest homes for sale
within the area and this desirable modern family home
offers outstanding high quality accommodation.
Internally this property has been remodelled and updated
to provide a large open plan kitchen/dining/family room
with a contemporary styled log burner, two further
reception rooms and, the pièce de résistance, a beautiful
Orangery that overlooks the south facing garden and
offers a super space for entertaining friends and family
gatherings.
On the first floor are four double bedrooms, two of
which have their own ensuite shower rooms, and a well
appointed family bathroom.
The detached double garage and driveway provide ample
parking for several cars.
parking
monmouth
PROPERTY BUREAU
Your local sales and
lettings specialist
Sales: 01600 719184
Lettings: 01600 719183
Thinking of selling your house?
Here at Monmouth Property Bureau we
take you and your property personally.
We are proud of our reputation for
excellent service and work hard to get the
best price for your property.
Our fees undoubtedly offer the best value
for money in town at 1%*, which
includes solicitors fees for your sale,
saving you a minimum of £500.
Flat 1A, 59 Bridge Street, Usk
Well presented first floor flat in centre of town. Large living/ kitchen space, double bedroom with
dressing area, bathroom, NSH, secure entry system EPC E. Agency Fees Apply.
£425 PCM
So if you are looking for a local,
independent estate agent offering a flexible,
customer focused approach, call
Monmouth Property Bureau
on 01600 719183
or visit us at
The Market Tavern,
Agincourt Square, Monmouth
monmouthpropertybureau.co.uk
* Terms & Conditions Apply
6 Mary De Bohun, Monmouth
Exceptional 3 bed semi detached house close to town and all amenities with extended kitchen,
spacious lounge/diner, enclosed garden, parking. EPC D Agency Fees Apply
£725 PCM
The Market Tavern, Agincourt Square, Monmouth NP25 3BT
monmouthpropertybureau.co.uk

Sales: 01600 719184
Lettings: 01600 719183
ASH LANE, OVERMONNOW
GUIDE PRICE £299,950
A detached family home with large garage,
driveway, four bedrooms, south facing garden
and less than 1/2 mile walk to town centre, junior
school and convenience store. Chain Free EPC D
FITZROY CLOSE, OVERMONNOW
GUIDE PRICE £249,950
A very well modernised, extended and decorated
three bedroom semi detached family home
boasting a superb dining room off the kitchen
and overlooking the garden plus gated driveway
and garage.
TRAFALGAR CLOSE, MONMOUTH
GUIDE PRICE £335,000
A very well proportioned four bedroom detached
family home with westerly garden, driveway,
garage, ensuite shower room to the master
bedroom, an attractive family bathroom suite and
a beautifully appointed kitchen/breakfast room.
HILLCREST RD, WYESHAM
GUIDE PRICE £232,500
An exceptionally well presented three bedroom
semi detached bungalow with garage, parking for
2 or more cars, super south facing garden and
attractive views. The property offers, double
glazing, modern fitted kitchen and bathroom, gas
central heating. EPC D
BUCKHOLT, MONMOUTH
GUIDE PRICE £360,000
Three double bedroom property modernised,
extended, redecorated and refurbished to an
incredibly high standard, offering two Shower
rooms, (one ensuite) stunning views and a large
detached cabin/annex perfect as an office or
potential guest room.
WONASTOW CLOSE, OVERMONNOW
GUIDE PRICE £179,950
A very pleasant two bedroom bungalow with a
well-planned and functional layout offering
attractive gardens, driveway for 3 cars and
garage. Situated on a small cul de sac 1/2 mile
for town centre. Chain Free EPC D
MONNOW KEEP, MONMOUTH
GUIDE PRICE £285,000
A room with a view. This modern three bedroom
terrace offers a well designed and functional
layout with attractive views towards Vauxhall
Meadows and a well presented patio garden,
Situated in a much sought after development, no
more than 300 meters level walking distance to
Monmouth Town Centre EPC B
GROSMONT CLOSE, OVERMONNOW
GUIDE PRICE £189,950
A well proportioned and modernised three
bedroom semi detached modern property on
three floors with off road parking and gardens.
Includes modern style kitchen/dining room and
modern bathroom. EPC C
LLANGROVE, LLANGROVE
PRICE GUIDE £469,950
Hidden gem! A magnificent 4 bedroom detached
property located close to the village centre. with
landscaped gardens a sweeping drive and a
detached stone built office.
EPC F
monmouthpropertybureau.co.uk
The Market Tavern, Agincourt Square, Monmouth NP25 3BT

Rural Residential Commercial Design
djandp.co.uk
newlandrennie.com
NEW
NEW
Guide Price £699,000
Guide Price £885,000
Whitchurch Monmouthshire
Situated in a popular hamlet between Monmouth and Ross-on-Wye, enjoying glorious views over the open countryside towards the
Malvern Hills, this substantial property dates from the 14th Century, having a wealth of period features including oak beams and
inglenook fireplaces. The property comprises sitting room and dining room, farmhouse kitchen, 3 bedrooms and 2 bathrooms.
Adjoining is The Mews cottage which provides a sitting room, study, large kitchen, 3 bedrooms and bathroom. An attached former
walnut store provides office space. The Mews and attached walnut store have been granted planning to extend and develop to
provide holiday lets. There are also large landscaped gardens, patio and gated private parking area with a small paddock. EPC rating F.
Newland Rennie Monmouth office 01600 712916
Raglan Monmouthshire
A beautifully presented and extended former farmhouse boasting a stunning interior, complemented by bespoke specifications, with
the principal rooms overlooking the level grounds and landscaped gardens that extend to an acre with a predominately south-facing
aspect. Benefiting from 4 reception rooms, 5 bedrooms with 3 en suite bathrooms, a beautifully fitted large contemporary kitchen
plus outdoor area offering a great entertaining space. This property has a double garage, large gardens with water feature and outside
lighting. The village is surrounded by wonderful countryside with the Brecon Beacons National Park to the north of Abergavenny,
the Wye Valley to the south and the Vale of Usk to the west. EPC rating C.
Newland Rennie Monmouth office 01600 712916
NEW
Guide Price £620,000 Guide Price £269,950
Lydart Monmouthshire
This detached property is situated to the south of Monmouth, enjoying one of the most outstanding views in the county across the
valley to the Black Mountains in the west. The house has been extended and modernised to provide flexible accommodation and
benefits from a double garage, triple car port and a separate store. Standing in approximately 2 acres of mature, landscaped garden
and paddock, the gardens include a vegetable plot with fruit cage, raised beds and greenhouse and large lawn with a small stream
and a wildflower meadow. Lydart is approximately 2 miles from the town of Monmouth, which provides a comprehensive range of
amenities including both junior and senior schools with excellent reputations. EPC rating E.
Newland Rennie Monmouth office 01600 712916
Wyesham Monmouthshire
This 3 bedroom modern home offers a rear garden, off street parking and a single garage. It is immaculately presented and benefits
from contemporary fixtures and fittings and includes a spacious kitchen/breakfast room that is ideal for family living. The property has
been extended to the rear and offers a tastefully decorated garden room perfect for entertaining. EPC rating B.
Newland Rennie Monmouth office 01600 712916
DAVID JAMES
PARTNERS WITH NEWLAND RENNIE

PROPERTIES 11
bedroom
living room etc
Lower Maerdy Farm, Usk, NP15 1EY
Newland Rennie 01600 712916 www.newlandrennie.com
Price
£750,000
The farmhouse benefits from a detached garage, extensive gardens, orchard and field
extending to four acres. Lower Maerdy Farm is full of character and retains many of its
original features and provides excellent accommodation including a large farmhouse
kitchen, dining room, sitting room, garden room and porch/conservatory, utility room
and wet room. The first and second floors offer flexibility of use with two ensuite
bedroom bedroom
bathroom bathroom
5
living living room room etc etc
central central heating heating
bedroom bedroom
bathroom
bathroom
living room living room etc etc
garage/covered parking
bathroom
central heating
central heating
garage/covered parking
parking
central heating
4 3 2
A substantial detached period farmhouse situated on the outskirts of Usk providing large, spacious rooms
garage/covered parking parking
with a wealth of character including oak beams and trusses and flagstone floors.
bedrooms, family bathroom and a further two second floor bedrooms and shower
room. The property opens to a gravelled parking area and double garage with electric
up and over door and workroom. The large gardens are beautifully landscaped with
garage/covered parking parking parking parking
well stocked flower beds and a large wildlife pond and mature trees and orchard with a
variety of fruit trees. A level pasture paddock extends to approximately 4 acres.
OIL
parking
This month - Raglan
Average price paid
£279,068
Current average value
£315,425
Sales
14
Value change
£18,271
6.15%
Property value data/graphs for Raglan
Property type Avg. current Avg. £ Avg. No. Avg. £ paid
value per sq. ft. beds (last 12m)
Detached £359,632 £226 3.9 £302,695
Semi-detached £222,572 £275 3.2 £205,000
Terraced £142,783 £217 3.0 £207,500
Flats - - - -
Average values in Raglan (Apr 2018)
450,000
Current asking prices in Raglan
Average: £291,410
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - - £299,150 £414,967 -
- - (3) (3) -
Flats - - - - -
- - - - -
All - - £299,150 £414,967 -
- - (3) (3) -
400,000
Current asking rents in Raglan
350,000
300,000
250,000
200,000
150,000
100,000
50,000
0
Detached Semi-detached Terraced Flats
Average: £730 pcm
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - - £875 pcm - -
- - (1) - -
Flats - - - - -
- - - - -
All - - £875 pcm - -
- - (1) - -
Information from Zoopla at time of print

12 THROUGH THE KEY HOLE
I love where I live…
Raglan
Not too big, not too small - Raglan’s a village with a great sense of community, says Hazel Davies.
Here, she tells Sharon Chilcott why it is popular with all ages.
How long have you lived in Raglan?
All my life. My family have lived here for generations - my grandfather, Ivan Davies
was a carpenter in the village.
What’s the best thing about living there?
The community spirit; the way the village pulls together and the fact that people
are always looking out for you. It also has a lot of facilities for a village. It has a
choice of pubs and shops including a butcher, a chemist, a clothes shop and a Nisa
convenience store. Raglan also has a hairdressers, where I have been a receptionist for
almost 14 years. And there’ s nothing you can’t find in our Post Office; if it’s not there
they will get it for you!
What, if anything, spoils it for you?
There’s nothing I don’t like about living here - it’s just such a good community to
live in, but it would spoil it for me if it expanded too much.
What sort of people does the village appeal to?
We are a very mixed community. Raglan has a Primary School so it’s attractive to
families with young children. There are a lot of older people who, once they have
moved here just don’t want to leave. And there are a lot of people, like my own son,
who have been brought up in the village and want to stay here. The development of
affordable housing means that quite a few local young families have been able to do so.
What’s the most fun you have had at a local event?
Probably at the Raglan Festival – four or five years ago before I joined the
organising committee! Now they call me the “bucket lady” because I am there every
year collecting money all weekend! It’s a great event – it’s not just music – it’s broader
than that. This year we are having a bit of a change and we are closing the high street
on Sunday for a street party. We’ll be using a lorry as a stage for live music from 1pm
to 8pm and the Beaufort Arms car park is going to be a car-free, child-friendly zone.

13
In what other ways are you involved in your local community?
I’ve been Vice-Chairman of the Raglan Community Council for about a year.
How would you advise someone new into the area to get to know the locals?
There’s lots going on - the Post Office always has lots of advertisements for groups
to join and events to go to.
Where do you go for a spot of “culture”?
I like going to the theatre and shows in Cardiff or Bristol, both easily accessible.
Where would you book up for a celebratory meal?
Well, it’s my son’s birthday next week and we are going to The Cripple Creek out
on the Abergavenny Road.
Where would you go for a casual
evening out?
I’d probably start with a quiet
drink in The Beaufort Arms in the
village and then go on to The Ship
where, since the new owners have
taken over, they have been putting
on entertainment and have live music
evenings.
I’d go to Cardiff or Cribbs Causeway near Bristol.
Where do you shop for day-to-day groceries?
Where would you go to blow the
cobwebs away?
I would take my Husky dog for
a walk. We are very lucky to have a
dog-friendly, family-friendly Healthy
Footsteps walk around the village. If I
was going further afield, I would go to
the Sugar Loaf or Blorenge.
If you were going to splash out on a
smart new dress, where would
you go to shop for it?
There are very few days I don’t go to the local Nisa store for something or other.
If adult friends were staying with you, where would you take them?
I’d show them the village and take them to Raglan Castle and out into the
wonderful countryside surrounding us.
If friends with children were staying with you, where would you be most likely
to take them?
I think Raglan Farm Park would make a fun outing with children.
What’s the best time of year in your village?
Summer means festival time! There’s the Raglan Festival in June (this year June 8
to 10) and then there’s Raglan Day on August Bank Holiday Monday. That’s organised
by the Raglan Festival committee too. I remember going to this as a kid and we
brought it back about two years ago as a proper full day event with a parade. It’s
fantastic. In mid-August, the festival committee also jointly hosts a charity, ‘Veterans
versus Raglan Rovers’ football match. It’s held in conjunction with Raglan Rovers in
order to raise money and awareness for them and it’s being held for the third time this
year.
Tell me one fascinating fact about Raglan that you don’t think is widely known?
Comedian and TV presenter Alexander Armstrong is related to Edward Somerset,
6th Earl of Worcester who lived at Raglan Castle and is buried at Raglan Church. He
was known as Edward the Inventor as he invented what would have been one of the
earliest steam engines.
Facts and Figures
Raglan is a thriving, historic village, which with its associated wards has a population of around 2000. The village
is overlooked by the ruins of a majestic 15th Century castle, the youngest stone-built castle in Wales, which is
unusual in being six-sided in shape and unlike traditional castles since its keep is outside the main castle. Raglan is
approximately midway between the towns of Monmouth and Abergavenny and has good access to the A40 and
A449, bringing Cardiff and Bristol within easy travelling distance. It’s set amidst the rolling Monmouthshire hills,
ideal for walkers and country-lovers. For golf enthusiasts, Raglan Parc Golf Course is nearby.
Photo Credits
Opposite page Raglan Castle:
© Crown copyright (2018) Cadw, Welsh Government
Other photos courtesy of Hazel Davies;
Raglan Music Festival Committee and Sharon Chilcott
Sharon Chilcott

14 NEWS
The weird and wonderful things
househunters do to get their
offers accepted
There’s no denying it, homebuyers face an emotional rollercoaster when it comes to finding the right property.
You can spend months searching for a property that ticks all the right boxes, so when you eventually find one,
the priority is making sure your offer is accepted. Propertymark asked its members to reveal the
extravagant things they have seen buyers do over the years to secure their dream home.
Porsche plea
One potential buyer was worried a sale wouldn’t be accepted at the last hurdle,
so offered to buy the owner’s Porsche as well as the house to help guarantee the sale.
The deal was sealed and the new owner sped off into the sunset having secured two
purchases instead of one.
Luxury retreat
Hoping to make their offer stand out from the crowd, one buyer took the owner
away to a country manor hotel and spa for a weekend of pampering.
Landscaping lure
After putting an offer forward, a persistent buyer volunteered to landscape and
tend to the owner’s new garden for two years free of charge, in exchange for accepting
the offer.
Trolley temptation
While viewing a potential property, a prospective buyer asked the agent to close
and lock the front door behind them at the viewing. The agent later discovered this
was because the viewer had brought the full asking price, in cash, in a gingham
shopping trolley, hoping to make a deal there and then.
Buy without viewing
One particularly impatient buyer couldn’t even wait to see their perfect property
before putting down an offer. All she had to go off was a description via email with the
agent and a blurry video – she hadn’t even seen any photos!
Throw money at the situation
A determined buyer offered £32,000 over the asking price to secure a property
that was already under offer to gazump the other party, while another offered £50,000
when a vendor withdrew a house from the market.
Paying for tenancy
In a desperate bid to get their offer accepted, one prospective buyer offered to pay
a full 12-month tenancy for the sellers to go and rent somewhere else, so they were
more likely to accept his offer.
Wining and dining the owners
One potential buyer invited the vendor out for an indulgent dinner at an expensive
restaurant, with the hope to persuade them into accepting their offer on the property.
It worked – winner, winner, chicken dinner!
A surprise introduction
Another buyer took matters into their own hands and presented themselves on
the doorstep of the seller asking to pay the deposit in full there and then to secure the
deal.
Mark Hayward, Chief Executive, NAEA Propertymark comments:“Buying a
home is a big financial investment and buyers want the process to go as smoothly
as possible. We hear many bizarre stories about buyers trying to woo sellers in a
desperate bid to secure the deal, but this is something that can be easily avoided. It’s
important to build a relationship with your agent to help ensure you’re getting the best
possible advice about your purchase. Experienced agents will anticipate any issues
that could arise and prevent potential buyers from having to go to these extremes to
secure an offer on their dream home.”

New Redrow homes available in Lydney
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from £302,995
Find your dream new home
at Severn Heights in Lydney.
Speak to our Sales Consultants
today to find out more.
#bettermemories
Images are indicative only. Details correct at time of going to print.
Severn Heights
Wintour Drive, Lydney, Gloucestershire GL15 5FA
See website for opening times
Call: 01594 501844
Visit: redrow.co.uk/severnheights

Making estate agency make sense.
Contact us on 01594 811111
or theteam@ferrino.co.uk
47 High Street,Lydney, Gloucs GL 15 5DD
HIGH STREET, NEWNHAM -
£535,000
POPES HILL, NEWNHAM -
£475,000
HIGH STREET, BLAKENEY -
£325,000
Dean House with attached cottages is situated in the
popular riverside village of Newnham on Severn, twelve
miles south of Gloucester City. The property is occupied
as one spacious family home but has the potential to create
a separate annexe or even two. There is plenty of flexible
accommodation over all. The main house is arranged as
three reception rooms, four bedrooms and three bathrooms
with a further bedroom and bathroom on the second floor.
The connected cottage has a large sitting room and three
bedrooms with the ground floor utilised for workshops and
storage. There is a large private garden with an orchard and
productive vegetable plot. Dean House is a unique family
home, very comfortable with lots of character. Newnham is
a popular village with shops, school, doctor and easy access
to major road and rail networks. The property is offered for
sale with ‘No Onward Chain’.
This individual family home is set in a large plot in the
peaceful rural countryside of Popes Hill, Gloucestershire,
a beautiful location enjoying superb views over the
surrounding countryside and Severn Vale. The property
has a flexible layout with the possibility to divide and
create a duel accommodation. The accommodation
includes a large sitting room, kitchen/dining room,
conservatory, study, four bedrooms and two bathrooms.
Outbuildings include a workshop and a large timber
shed, there is also a hen house with attached chicken
run. The raised decking and patio provide great outside
entertaining space, there is off road parking for a number
of vehicles. A versatile home, lots of space inside and out,
a fabulous location within easy reach of major road and
rail networks. The property is offered for sale with ‘No
Onward Chain’.
This unique landmark property is situated in the heart of
this popular village on the doorstep of the beautiful Forest of
Dean, Gloucestershire. Blakeney is a village with a friendly
welcoming community. It is an ideal location for families
and has much to offer, including an excellent general
store, doctors surgery, pubs and restaurant, primary school
and secondary school transport. This is an opportunity to
purchase a family home of character with attached business
premises. It is presently operated as the local Post Office
with space given over to retail. The cottage has a cosy sitting
room and dining room each with open fires, a spacious
kitchen/breakfast room and three double bedrooms and a
large shower room. It has a sheltered south facing walled
garden and private secure parking. There is an opportunity
to continue trading or alternatively, revert to residential use.
A charming property with a number of exciting options in
a great location.
POPES HILL, NEWNHAM -
£325,000
This charming stone built forest cottage sits in excess
of an acre of ground in the beautiful peaceful rural
countryside of Popes Hill, Gloucestershire, an idyllic
unspoiled setting. It has been the much loved family
home for as long as can be remembered, it would
now benefit from investment and modernisation to
achieve its full potential. The accommodation includes
two reception rooms, kitchen, two double bedrooms
and a family bathroom. The elevated position of the
property benefits from the bright south easterly aspect,
the terrace is a fabulous sun trap. There is parking space
at the front and separate vehicular access to the land
at the rear. Paynes Cottage is a rare gem offering the
ideal opportunity to experience peace and privacy in
a stunning location all within twenty minutes drive of
Gloucester City.
BOXBUSH ROAD, COLEFORD -
£300,000
Boxbush Road is situated just off the town centre, a quiet
location within walking distance of the shops, cinema,
doctors surgery and a wide variety of small town amenities.
This attractive family home is built from local stone, it
has a handsome facade, lovely period features and wellproportioned
rooms with high ceilings and original period
features. There are two comfortable reception rooms and a
stylish fully equipped modern kitchen/dining room. The
generous accommodation is arranged over three floors
with bedrooms, five in total, and bathrooms on both levels.
The attic is converted for even more space and the cellar
provides very useful storage space. The garden is large with
a productive vegetable plot and plenty of space for relaxing
and outside activity. This is a delightful, family home with
a warm and welcoming atmosphere in a good convenient
location.
HIGH STREET, RUARDEAN -
£225,000
The opportunity arises to purchase a large development plot
of land in the popular village environment of Ruardean,
Gloucestershire. Details are available on the Forest of Dean
District Council web site ref. P1583/16/APP Approval
of Reserved Matters for outline planning permission
P0742/14/OUT for the erection of two detached
dwellings with ancillary works. The proposed plans are for
two five bedroom properties to include three reception
rooms, kitchen and utility, study, ground floor shower room
and double garages, two en-suite bedrooms, three further
bedrooms and a family bathroom. Ground works have
already commenced on site to initiate the planning. This
historical village is situated on the edge of the Forest of
Dean above the beautiful Wye Valley five miles from the
market town Ross on Wye and the M50 motorway. It is
a family friendly community with Post Office, shops, pub,
primary school and church. Please contact us to register
your interest.
ferrino.co.uk

PROPERTIES 17
bedroom
living room etc
18 Abergavenny Road, Usk NP15 1SB
Archer & Co 01291 672212 www.archerandco.com
Price
£325,000
bedroom bedroom
3
living living room room etc etc
bedroom bedroom
bathroom
bathroom
living room living room etc etc
bathroom
central heating
central heating
garage/covered parking
central central heating heating
bathroom bathroom
garage/covered parking parking
operated up and over door. The property has many appealing features and as previously
garage/covered parking parking parking parking
the A449 with excellent road links to further larger urban facilities such as Monmouth,
parking
central heating
1 2 2
Attractive bay fronted semi-detached property in a central Usk position with river views.
The property which is situated in a most convenient position along the Abergavenny
Road has the benefit of being a traditionally constructed bay fronted three bedroomed
semi detached property, set in an elevated position with attractive views and from the
top of the rear terraced garden has commanding views across towards the Blorenge
Mountain.
A fully automatic wall mounted Baxi gas fired boiler situated in the utility room provides
hot water for both domestic and central heating use and this combined with the full
UPVC double glazing enable heating costs to be maintained at a minimum.
garage/covered parking
To the front of the property is situated a detached double garage with electrically
mentioned is situated in a convenient central location within easy walking distance of
Usk Town centre with the accompanying shopping facilities and offers easy access to
Newport etc. The A449 also gives excellent access to the M50 to the Midlands and
beyond and at Newport the Coldra roundabout gives access to the M4 with Cardiff and
Bristol being within easy reach.
GAS
parking
bedroom
living room etc
5 Moorfield Avenue, Blakeney, Glos
Ferrino 01594 811111 www.ferrino.co.uk
Price
£299,999
It is not only a classic stone cottage from the outside but also benefits from a huge
amount of interior character, all enhanced by a delightful mature country garden.
The property was originally two cottages, number four and five, the whole terrace being
purpose built for the workers of the adjacent old water mill.
There are two reception rooms both with lovely old stone fireplaces, kitchen, four
bedrooms, two bathrooms and a separate cloakroom.
bedroom bedroom
bathroom bathroom
4
living living room room etc etc
central central heating heating
bedroom bedroom
bathroom
bathroom
bathroom
living room living room etccentral heating
2 3 3
central heating
central heating
garage/covered parking
This charming picture postcard cottage is set in the ever popular village of Blakeney
on the doorstep of the beautiful Forest of Dean, Gloucestershire.
garage/covered parking
garage/covered parking
GAS
parking
parking
parking
The garden is a treasure, very sheltered with an abundance of colourful flowers and
shrubs.
The covered courtyard is a fabulous place garage/covered parking parking parking parking to sit out and relax. The property is in walking
distance of the village shop, pub, doctors surgery, village school and Post Office.
This very desirable home is offered for sale with ‘No Onward Chain’.

18
PROPERTIES
bedroom
living room etc
Laurel Park, Chepstow, Monmouthshire
Archer & Co 01291 626262 www.archerandco.com
Price
£355,000
bedroom bedroom
3
living living room room etc etc
bedroom bedroom
bathroom
Well presented extended three bedroomed end of terrace house.
bathroom
living room living room etc etc
bathroom
central heating
central heating
central heating
2 1 1
OIL
garage/covered parking
parking
This extended end of terrace (one of three) is being sold
for the first time in over 30 years and has been a much
loved family home for the current Vendors during all of
that time.
garage/covered parking parking
The accommodation comprises vestibule, entrance hall, The property has recently installed double glazed
central central heating heating
cloakroom, living room, dining room, bathroom bathroom conservatory, windows and a new garage/covered roof. There parking are parking well maintained
kitchen/breakfast room, three bedrooms and family
bathroom.
landscaped gardens to the front and rear together with
ample driveway parking and garage.
garage/covered parking parking
parking parking
bedroom
living room etc
Woodside, Llanvaches, Monmouthshire
Fine & Country 01291 629799 www.fineandcountry.com
Price
£675,000
bedroom bedroom
bathroom bathroom
5
living living room room etc etc
central central heating heating
garage/covered parking parking parking parking
bedroom bedroom
bathroom
bathroom
living room living room etc etc
garage/covered parking
bathroom
central heating
central heating
garage/covered parking
parking
parking
central heating
2 2 1
Individually designed large family house within private landscaped garden with rural views.
garage/covered parking
Versatile layout - potential for granny!
A large, individually designed, family house well situated within a rural setting with
private landscaped gardens, yet only 6 miles from the M4 at The Coldra. With a versatile
layout, including two ground floor bedrooms or additional sitting room and study there
is flexible accommodation for a large family and/or entertaining and with potential
for granny! Hall, fitted cloakroom, ‘L’ shaped drawing room, huge dining room and
orangery, well fitted kitchen, family room and utility. Upstairs are three further beds (1
en-suite).
The property, set in garden and grounds of approximately a third of an acre, is
approached off the village lane by a well splayed drive and ornate electrically operated
gated entrance onto the parking area in front of the double garage, with a pair of up and
over doors, and internal door to excellent office / gymnasium, with double glazed Velux
rooflights, deep double glazed window and glazed door out to the rear terrace. From
the brick paved parking area there is a matching path to the front entrance. Between the
house and garage is a covered gated pathway linking the front and rear gardens.
OIL
parking

4 2 3 C
4 2 2 F
5 3 2 E
1 1 1 D
DEVAUDEN
Very well presented 4 bed brick built family home
Low maintenance level, landscaped gardens to rear
Ample driveway parking, double garage
Archer & Co Chepstow 01291 62 62 62
£460,000
TINTERN, LOWER WYE VALLEY
Home and retail unit in famous beauty spot
Excellent shop & two large 2 bed flats
Attractive garden, outbuildings & parking
Archer & Co Chepstow 01291 62 62 62
£425,000
PWLLMEYRIC, CHEPSTOW
Individually designed 5 bed family house
Very popular village location
Large private gardens, Lovely views
Archer & Co Chepstow 01291 62 62 62
Guide price £495,000
CHEPSTOW
One bed ground floor apartment
Within walking distance of Town Centre
Well maintained, No onward chain
Archer & Co Chepstow 01291 62 62 62
Guide price £125,000
4 1 3 D
3 2 1 E
3 2 2 G
4 2 1 D
TUTSHILL, CHEPSTOW
Recently refurbished link-detached 4/5 bed house
Ample parking for 2/3 cars
No onward chain
Archer & Co Chepstow 01291 62 62 62
Guide price £295,000
TINTERN
Well presented 3 bed character cottage
Very popular village location
Stunning views over the River Wye & beyond
Archer & Co Chepstow 01291 62 62 62
£340,000
DEVAUDEN
Detached 3 bed dormer bungalow
Well established landscaped gardens
Gated driveway parking plus garage
Archer & Co Chepstow 01291 62 62 62
Guide price £410,000
TRELLECH
Spacious 4 bed detached family home
Edge of popular village location
Ample driveway parking plus garage
Archer & Co Chepstow 01291 62 62 62
£420,000
3 1 1 D
3 1 1 F
4 3 2 B
4 2 3 F
CHEPSTOW
Very well presented 3 bed house
Ideal for first timer buyer or as family home
Garage & off road parking for 2 cars
Archer & Co Chepstow 01291 62 62 62
Guide price £269,950
WOODCROFT, CHEPSTOW
Refurbished 3 bed period cottage
Village setting, 2 miles Chepstow
Courtyard garden, useful office/studio
Archer & Co Chepstow 01291 62 62 62
£350,000
LITTLE MILL
Most Attractive Family Residence
Well Maintained Accommodation
Open Rural Aspect to Front Elevation
Archer & Co Usk 01291 67 22 12
£399,950
USK
Spacious 4 Bed Semi Detached Property
3 Reception Rooms, Two Bathrooms
Good Size Gardens
Archer & Co Usk 01291 67 22 12
£489,950
3 1 1 C
4 2 D
3 1 2 D
3 1 2 E
USK
Attractive Bay Fronted Semi Detached
Central Usk Position with River Views
3 Beds, Gas C/H, D/G, Double Garage
Archer & Co Usk 01291 67 22 12
£325,000
RAGLAN
Spacious 4 bed Detached Family Residence
Level Position with Good Size Gardens
Cul-de-sac Position
Archer & Co Usk 01291 67 22 12
£369,950
LLANGYBI
Attractive 3 Bed Detached Bungalow
Quiet Cul de sac Position
Large Well Laid Out Mature Gardens
Archer & Co Usk 01291 67 22 12
£399,950
LLANGWM, NEAR USK
Double Fronted Detached Cottage
Recently Extended & Totally Refurbished
Gardens Bordered by Stream
Archer & Co Usk 01291 67 22 12
£399,950
Associated Park Lane office

Chepstow
Monmouth
Usk
Ross-on-Wye
Abergavenny
Newport
Forest of Dean
WOOLASTON
To be sold for the first time in nearly 40 years, a very spacious and well maintained
three storey period home in about an acre, conveniently situated and with superb views
over open fields to the rear. A former inn of considerable character with a wealth of
exposed beams, it is perfect for a large family and entertaining and with the added
benefit of a teenage/granny suite. The four reception rooms include a superb panelled
drawing room with fireplace, there is a large well fitted breakfast kitchen and the six
bedrooms include an impressive master suite. Outside are lovely mature gardens, room
for a paddock and excellent outbuildings including garaging and stables. EPC Rating: F
Fine & Country Chepstow 01291 629799 £715,000
BROCKWEIR
In a beautiful unspoilt setting in the lower Wye Valley, with a lovely south west aspect
over extensive mature gardens, an extended and recently refurbished old cottage.
Approached over a narrow country lane, following the river, about a mile from the
centre of the historic riverside village of Brockweir, and easily accessible to Chepstow
and the Severn Bridge. The refurbishment included a new kitchen, bi-fold doors to
enhance the view and a ground floor cloakroom/shower. There is a hall, fine sitting
room, large open plan dining kitchen, four good bedrooms and family bathroom. The
extensive gardens include a huge terrace to enjoy the sun and view, lawns and beds and
borders, shrubs, and exotic planting and an excellent summerhouse. EPC Rating: D
Fine & Country Chepstow 01291 629799 £580,000
Cheltenham
Bristol
Cardiff
London
CHEPSTOW
This elegant and well-presented late Georgian Grade II listed property of
considerable style and character retains many original features including
staircase, magnificent bay windows, cornices, coving, dado rails and ceiling
roses. Enjoying an elevated position within walking distance of Chepstow town
centre which features a range of shops, restaurants, pubs, leisure facilities road,
bus and rail links with the Schools of St Johns on the Hill, and Monmouth
Haberdashers Schools all within easy reach. EPC Rating: N/A
LLANBADOC, NEAR USK
One of a small and exclusive group of exquisite modern homes, with gated
security entrance. conveniently situated close to Usk. Built for the vendor in
the early 2000's and completed to an exacting specification with high ceilings
and a host of luxury fittings. Perfect for entertaining or a large family there is a
most impressive hall, 3 main reception rooms and huge, quite amazing family
area with lounge, dining, superb kitchen and orangery. Four large bedroom
suites, sitting room/playroom and 3 car garaging with studio/bed over.
Landscaped garden. EPC Rating: E
Fine & Country Chepstow 01291 629799 £725,000
Fine & Country Chepstow 01291 629799 £1,250,000

Regionally
32 offices
throughout
the south west
TROSTREY, NEAR USK
Situated approximately 3 miles equidistant between Raglan and Usk the property comprises a most
imposing double fronted detached Victorian residence standing in approximately 1.25 acres and set
in an elevated rural locality with outstanding & far reaching views across Monmouthshire. The family
residence set in tranquil rural surroundings has the benefit of 4 reception rooms, well fitted kitchen, 6
bedrooms, 3 bathroom/shower rooms and offers well proportioned family accommodation which
could easily be utilised for multi generational living. It is the Agents opinion that to appreciate the
many unusual and unique features contained within this property an internal inspection is essential.
EPC Rating: F
Fine & Country Usk 01291 672034 £950,000
GWEHELOG, NEAR USK
Little Pastures nestles in the lee of the sought after Village of Gwehelog in the centre of
Monmouthshire within 10 acres of pasture land and is currently subject to a Rural
Enterprise Restriction being a Commercial Farriery. The property is situated in an area
high in equine pursuits & other sporting facilities including golf, angling etc are within easy
access. It has been particularly well maintained by the present owners & offers spacious
accommodation and is situated in a phenomenal countryside position taking full
advantage of open views. To appreciate the standard of accommodation & the many
unusual & unique features within Little Pastures an internal inspection is essential. EPC
Rating: D
Fine & Country Usk 01291 672034 £950,000
Nationally
225 offices across
Great Britain
Internationally
Plus 75
offices globally
5000
professional
associates all
around the world
UPTON BISHOP, ROSS-ON-WYE
A former Chapel, sympathetically restored and updated, situated in a hamlet
within the village of Upton Bishop. Large lounge with spiral stairs, gallery floor
above, feature full length windows. Fitted kitchen, dining area, ground floor
bedroom and first floor master bedroom with original beams. Privately
enclosed garden and parking. EPC Rating: F
ASHPERTON, NR. LEDBURY
Available for the first time in almost 50 years, a particularly handsome, well
proportioned 1920's home, with beautiful gardens and far reaching views over
surrounding countryside. Several spacious reception rooms, 5 double
bedrooms and 2 bathrooms. Thoughtfully landscaped gardens., Architect
designed timber clad studio, offering a multitude of potential uses, 2 single
garages and ample parking. EPC Rating: F
Fine & Country Ross-on-Wye 01989 764132 £285,000
Fine & Country Ross-on-Wye 01989 764132 £825,000

22
PROPERTIES
bedroom
living room etc
Moorend Farm, Ashperton, Herefordshire
Fine & Country 01989 764132 www.fineandcountry.com
Price
£1,299,500
bedroom bedroom
5
living living room room etc etc
bedroom bedroom
bathroom
Great potential for business ventures or equestrian use, approx. 36 acres.
Moorend Farm presents a fantastic opportunity to acquire a Grade II listed, 17th
century farmhouse complete with 36 acres of land, including orchards, pasture and
arable land, interspersed with an array of both traditional and modern outbuildings.
There is great potential for business ventures or equestrian use, with most of the
outbuildings being in excellent condition. The property comes to the market for the
first time in almost 100 years, offering buyers a unique opportunity to obtain both a
beautiful home in a glorious setting as well as a diverse and exciting array of income
possibilities.
bathroom
living room living room etc etc
bathroom
central heating
central heating
central heating
5 2 1
garage/covered parking
garage/covered parking parking
A prime example of a traditional central central heating heating 17th Century black and white farmhouse, offering
bathroom bathroom
garage/covered parking parking
an abundance of character features throughout. The property has great potential to be
split into two separate dwellings, with two staircases and two separate entrances.
Ashperton is a popular village having a church, primary school and village hall. It
garage/covered parking parking parking parking
is situated approximately five miles from the market town of Ledbury which has an
excellent range of amenities including supermarkets, restaurants, community hospital
and a mainline railway station. Hereford is also easily accessible and there are good
road links from Ledbury and Ross-on-Wye to the M50 and M5.
OIL
parking
bedroom
living room etc
Peterstow, Ross-on-Wye
Parrys 01989 768484 www.parrys.com
Price
£270,000
bedroom bedroom
bathroom bathroom
3
living living room room etc etc
central central heating heating
bedroom bedroom
bathroom
1 3
bathroom
Delightful three bedroom semi detached cottage in a popular village location.
Garden/Courtyard area and ample parking.
Nestled away down a quiet country lane near the village of Peterstow is this delightful
semi detached stone built cottage. The property was converted just a few years ago, and
has been finished to a very high standard, with measures taken to ensure great energy
efficiency. There is lots of character present throughout the house, with exposed beams
and solid oak cottage style doors throughout. The accommodation comprises a spacious
modern kitchen, downstairs cloakroom, living room with double doors opening out to
the front patio, 3 bedrooms, master with en-suite, and a family bathroom.
bathroom
living room living room etccentral heating
central heating
garage/covered
central heating
parking
garage/covered parking
garage/covered parking
GAS
parking
parking
parking
Outside is a good sized patio, a lawned area adjacent to the driveway, a courtyard with
parking for several vehicles and a timber storage shed.
The property is within easy reach of nearby amenities in the ever popular village of
garage/covered parking parking parking parking
Peterstow, including a village shop, post office, pub and bus stop. More extensive
amenities are available in Ross-on-Wye. Ross-on-Wye has a variety of most attractive
period buildings with a good range of shopping, sporting and cultural amenities.

24 NEWS
Taking control of the
home sales process
The rise of online estate agencies has quickly and
dramatically transformed the way people
buy and sell houses in the UK.
(L-R) Sarah Harrison, Hayley Brading and Elizabeth Jones head up Capsel Homes
- an innovative new estate agency for South Wales.
With many property searches starting online, tools such as Rightmove,
Zoopla and Gumtree have become an important way to find a new home.
For sellers, getting their property onto Rightmove has become arguably
the most important part of the sales process. All properties on Rightmove need to be
listed by a registered estate agency.
Capsel Homes enables sellers to get their homes onto Rightmove and the Capsel
Homes website for just £275 including VAT. People can then add optional extras –
from photography to accompanied viewings – meaning they only spend money on the
things they actually need.
Alternatively, Capsel Homes offers a full estate agency service for just £1,500
including VAT that covers all areas of the selling process – from arranging
accompanied house viewings to sales progression. Capsel Homes also offers a range of
affordable lettings services. This great value package is perfect for people with limited
time or who want to take the stress out of selling their home.
With both services offering telephone and email support from our friendly team
of local property experts – Capsel Homes offers people the best option for people
looking to sell their home in south Wales.
Capsel Homes is part of Monmouthshire Housing Association (MHA) and all
profits from Capsel Homes go towards building new affordable homes in south Wales
– so people get to save money and give back to their community.
Visit www.capselhomes.com to find out more.
The Energy Efficiency Regulations
The Energy Efficiency (Private Rented Property) (England and Wales) Regulations 2015 establish a
minimum level of energy efficiency for privately rented property in England and Wales.
This means that, from April 2018, landlords of
privately rented domestic and non-domestic
property in England or Wales must ensure that
their properties reach at least an Energy Performance
Certificate (EPC) rating of E before granting a new
tenancy to new or existing tenants. These requirements
will then apply to all private rented properties in
England and Wales – even where there has been no
Change in tenancy arrangements - from 1 April
2020 for domestic properties, and from 1 April 2023 for
non-domestic properties.
Full guidance on the regulations for both domestic
and non-domestic landlords has been published by the
Department for Business, Energy and Industrial Strategy
and can be viewed online at: https://www.gov.uk/
government/publications/the-private-rented-propertyminimum-standard-landlord-guidance-documents.
The documents provide guidance and advice on:
• The scope of the regulations: the steps a landlord
should take to determine whether their property
is covered by the regulations, and the steps they
should take to ensure their property complies with
the minimum level of energy efficiency;
• Relevant improvements: how a landlord can identify
appropriate energy efficiency improvements for their
property;
• No-upfront Cost Funding (domestic only): how
a landlord can investigate availability of no-cost
funding to cover the cost of improving a domestic
property;
• Cost effectiveness (non-domestic only): how
a landlord can determine whether particular
improvements would be cost effective to install in a
non-domestic property;
• Exemptions and exclusions: the exemptions
framework and the steps a landlord should take to
register a valid exemption;
• Enforcement: the enforcement framework and the
options open to enforcement authorities when
policing compliance with the minimum standards,
including information on fines and other penalty
options;
• The appeals framework: landlord appeals will be
heard by the First-tier Tribunal, part of the court
system administered by Her Majesty’s Courts and
Tribunals Service; the guidance discusses the steps
a landlord will need to take to lodge an appeal, and
how that process will be managed.
If a landlord believes that an EPC F or G rated
property they let qualifies for an exemption from the
minimum energy efficiency standard, that exemption
must be registered on the Private Rented Sector (PRS)
Exemptions Register - a self-certification database.
Detailed information on exemptions criteria is set out
in the published guidance documents.
By George Pacey

traditional.
estate agents.
Sell your home online for only £275 or use
our full estate agency service for £1,500.*
capselhomes.com
0333 207 9000
*Terms and conditions apply, please visit capselhomes.com for more information. Prices are inclusive of VAT.

26 NEWS
Site Safety Presentation at
The Dell Primary School, Chepstow
A Honor Goodsite Site Safety
presentation was delivered at a school
assembly to all pupils at The Dell
Primary School, in Chepstow.
Corporate Social Responsibility Co-ordinator, Kelly
Edwards, delivered the presentation with the help of
Considerate Constructors Mascot, Honor Goodsite.
Pupils were given the opportunity to dress up in hard
hats and hi viz vests and have their photo taken with Honor
Goodsite. Following the presentation the pupils were tasked
with designing a poster based on something they had learnt.
All winning posters were displayed on the site hoardings.
The winning three posters were rewarded with
construction related lego prizes, presented by Kelly Edwards,
CSR Co-ordinator, during a school assembly.
Unlock the value of your
home with Equity Release
Improving health and an increase in life expectancy is putting a strain on people who
fund their lifestyle on limited resources, particularly in times of instability on stock
markets and low interest rates.
Coupled with this is the increase in debt being carried into retirement, funding the
provision of care, supporting children in adulthood and the growth in relationship
breakdown with the over 60s.
As an owner, your property is probably your biggest asset and with the passage
of time there has been an ever-increasing number of homeowners turning to equity
release as a means of releasing some of the tax-free cash tied up in it. What started off
as a scheme to enable people in need to release capital or income from their home has
developed into an integral part of financial planning to be used in a variety of ways
including:
• maintaining your standard of living by supplementing income or replacing capital
• consolidating credit cards, loans and other debts
• paying off an interest-only age restricted mortgage
• home improvements and adaptations
• holiday of a lifetime
• funding medical and social care
• assisting children and grandchildren on the property ladder
• funding divorce or civil partnership settlements for self or children
• paying school and university fees
• mitigating inheritance tax
Equity release is highly regulated and there are many safeguards in place to protect
those who take out a plan, however, it is important that advice is sought from a
specialist solicitor and financial adviser with the relevant experience early in the
process.
GWYN JAMES
S O L C I T O R S
THE PROPERTY SPECIALISTS
u Residential Sales and Purchases
u Remortgage
u Buy to Let
u Shared Equity Purchases
u Help to Buy Schemes
u Leasehold Properties
u Equity Release
u Property Trusts
u Sharing Ownership
u Property Disputes
COLEFORD | MONMOUTH | ROSS ON WYE | CINDERFORD
(01594 833042) (01600 775950) (01989 564209) (01594 822277)
info@gwynjames.co.uk
www.gwynjames.co.uk
Gwyn James Solicitors is a trading name of Gwyn James Legal Limited
which is authorised and regulated by the Solicitors Regulation Authority

Sales & Lettings Agent
Open 7 days per week
No Sale - No Fee
Free Valuations
Chepstow Office Tel: 01291 629292
TRELOWEN, CAERWENT
• SPACIOUS SEMI DETACHED PROPERTY
• THREE BEDROOMS
• KITCHEN/DINING ROOM
• GROUND FLOOR W.C AND FAMILY BATHROOM TO FIRST
• OFF ROAD PARKING AND SINGLE GARAGE
£224,950
CYPRESS RISE, LLANDOGO
• SUPERB SPACIOUS PROPERTY WITH WYE VALLEY VIEWS
• FIVE BEDROOMS ALL WITH EN-SUITE FACILITIES
• THREE GENEROUS RECEPTION ROOMS
• KITCHEN/BREAKFAST ROOM PLUS UTILITY AREA OFF
• UNDERCROFT GARAGE AND AMPLE PARKING • E.E.R - E
£630,000
WEDGEWOOD DRIVE, PORTSKEWETT
• EXTENDED DETACHED DORMER BUNGALOW
• FOUR / FIVE BEDROOMS, TWO WITH EN-SUITE FACILITIES
• TWO/THREE RECEPTION ROOMS
• OPEN PLAN KITCHEN/DINING ROOM
• ENCLOSED PRIVATE REAR GARDENS
£324,950
COURT HOUSE ROAD, LLANVAIR DISCOED
• WELL PRESENTED EXTENDED DETACHED BUNGALOW
• SUPERB MASTER BEDROOM WITH EN-SUITE SHOWER RM
• GUEST BEDROOM TWO WITH EN-SUITE SHOWER ROOM
• THREE FURTHER BEDROOMS
• POOL ROOM WITH HEATED SWIMMING POOL • E.E.R - D
£650,000
WYEBANK WAY, TUTSHILL
• INDIVIDUALLY DESIGNED DETACHED BUNGALOW
• 2/3 BEDROOMS
• 1/2 RECEPTION ROOMS
• CONSERVATORY
• NO ONWARD CHAIN • E.E.R - D
£249,950
FAIRWINDS, PWLLMEYRIC
• SPACIOUS DETACHED FAMILY HOME
• THREE DOUBLE BEDROOMS
• UPDATED KITCHEN/BREAKFAST ROOM & UTILITY
• SINGLE GARAGE WITH ATTACHED GARDEN ROOM & WC
• NO ONWARD CHAIN • E.E.R - E
£429,950
BULWARK ROAD, BULWARK
• WELL PRESENTED THREE BEDROOM SEMI-DETACHED
• TWO RECEPTION ROOMS PLUS CONSERVATORY
• GROUND FLOOR CLOAKROOM/W.C.
• PURPOSE BUILT STORAGE AREA
• GARDENS TO FRONT AND REAR • E.E.R - D
£249,950
ST GEORGE ROAD, BULWARK
• TASTEFULLY UPDATED DETACHED FAMILY HOME
• THREE DOUBLE BEDROOMS
• TWO RECEPTION ROOMS
• UPDATED FAMILY BATHROOM
• NEWLY FITTED DOUBLE GATES TO DRIVEWAY • E.E.R - D
£284,950
Magor/Undy Area
Tel: 01633 745396
Chepstow Lettings Office
Tel: 01291 624881
WOOLPITCH WOOD, CHEPSTOW
• TWO BEDROOM APARTMENT
• SPACIOUS LIVING ROOM
• MODERN FITTED KITCHEN
• AVAILABLE 1ST JUNE 2018
• EPC RATING C
£650.00 PCM
ELAN WAY, CALDICOT
• SEMI DETACHED BUNGALOW
• TWO BEDROOMS
• LIVING/DINING ROOM
• AVAILABLE 11TH JUNE
• EPC RATING D
£650.00 PCM
SALISBURY HOUSE, MAGOR
• PREMIUM TWO BEDROOM APARTMENT
• LARGE OPEN PLAN LIVING AREA
• LUXURY FITTED KITCHEN WITH APPLIANCES
• AVAILABLE NOW
• EPC RATING C
£725.00 PCM
ST TEWDRICS ROAD, BULWARK
• THREE BEDROOM TERRACE FAMILY HOME
• TWO SEPARATE RECEPTION ROOMS
• GAS CENTRAL HEATING & DOUBLE GLAZING
• UTILITY ROOM AND WC
• AVAILABLE 18TH JUNE 2018
£750.00 PCM
GREEN STREET, CHEPSTOW
• THREE BEDROOM MID TERRACE
• TWO SPACIOUS RECEPTION ROOMS
• TWO OFF ROAD PARKING SPACES
• AVAILABLE NOW
• EPC RATING C
£775.00 PCM
LEWIS WAY, THORNWELL
• THREE BEDROOM HOME
• MODERN REFITTED KITCHEN
• SINGLE GARAGE TO SIDE
• AVAILABLE 16TH JUNE
• EPC RATING C
£775.00 PCM
BEECH HOUSE, TINTERN
• DETACHED PROPERTY SITUATED IN THE WYE VALLEY
• FOUR BEDROOMS
• MODERN KITCHEN/BREAKFAST ROOM
• AVAILABLE NOW
• EPC RATING F
£1250.00 PCM
BOX TREE COTTAGE, PWLLMEYRIC
• EXTENDED DETACHED COTTAGE
• FOUR BEDROOMS, MAIN WITH ENSUITE
• DRIVEWAY PARKING AND SINGLE GARAGE
• AVAILABLE NOW
• EPC RATING E
£1325.00 PCM
www.thinkmoon.co.uk

PROPERTIES 29
bedroom
living room etc
Lime Kiln Court, Llanvaches
Moon & Co 01291 629292 www.thinkmoon.co.uk
Price
£725,000
bedroom bedroom
living living room room etc etc
central central heating heating
bathroom bathroom
garage/covered parking parking
Outside the property benefits from off road parking and detached double garage with
garage/covered parking parking parking parking
bedroom bedroom
bathroom
living room living room etc etc
bathroom
1 Lime Kiln Court comprises of a well appointed and immaculately presented property
situated within this quiet cul-de-sac in the rural village of Llanvaches.
The property is architect designed and is well proportioned throughout offering a
superb family space. To the ground floor the property offers generous reception hall
giving access to study, formal dining room, ground floor w.c. and drawing room, as well
as access to open plan kitchen/dining/garden room with utility and further ground floor
w.c. off. To the first floor are four bedrooms, master of which with en-suite and dressing
room and bedroom 2 also with en-suite facilities as well as a large family bathroom.
To the second floor are a further two bedrooms, one of which with an en-suite facility.
6
bathroom
central heating
central heating
garage/covered parking
parking
central heating
3 4 2
garage/covered parking
level lawned gardens to the rear, benefiting from barbecue and seating area with views to
surrounding countryside. Being situated in Llanvaches, a number of facilities are close
at hand to include local pubs and restaurants with a range of amenities in nearby Magor,
Newport and Chepstow. There are good bus, road and rail links including the Severn
Tunnel Junction with the A48, M4 and M48 motorway networks bringing Newport,
Cardiff and Bristol within easy commuting distance.
GAS
parking
Plastic Free Chepstow
Plastic Free Chepstow is one of the newest voluntary groups in Chepstow. Set up in February this year
and linked with Transition Chepstow, it is planning to make a big difference. Its objectives are straightforward
but ambitious: to drastically reduce the amount of plastic that is used once then thrown away,
and to eliminate plastic litter from our streets and countryside.
The reasons for this are compelling.
Most of the plastic that has
ever been made is still with us,
much of it entering the oceans with
devastating effects on marine life. 5,000
pieces of plastic pollution, including
more than 150 plastic bottles, have
been found for every mile of beach in
the United Kingdom. A UN report has
suggested that if current trends continue
unchecked there will be more plastic
than fish in the sea by 2050. While
action by governments is important, the
group believes that local action - by every
one of us - is essential.
Amongst Plastic Free Chepstow’s
first actions has been the campaign
SOS - Straws off Streets. Local
pubs, restaurants and cafes are being
encouraged to give up plastic straws and
donate them to primary schools, where
children have been invited to turn them
into sculptures. To help inspire them,
local businesses Compose Management
Limited, Moore Language Solutions
and Cherished Earth Wholefoods have
donated a series of books to seven local
primary schools. Wild Tribe Heroes tells
the stories of animals who are damaged
by the thoughtlessness of humans,
bringing environmental problems to
life through simple stories and beautiful
illustrations. Their author, Ellie Jackson,
will judge the competition, and winning
entries will be on display in June in the
library and under the town archway.
The group is working hard to
get Chepstow recognised as a Plastic
Free Town – a process set up by the
organisation Surfers Against Sewage.
To achieve this requires the support
of local government, businesses, and
community organisations. Chepstow
Town Council has already demonstrated
its commitment, passing a resolution to
remove single-use plastics from its own
premises and the events it supports.
During Plastic Free Chepstow
Week (June 10-17) there will be a
range of events promoting Plastic Free
Chepstow, including on June 10 a stall
at the Sunday market, on June 12 a talk
(promoted by Chepstow Bookshop) from
Martin Dorey, author of No.More.Plastic,
and the following weekend a litterpicking
walk followed by a Plastic Free
picnic. For details of these events and
more, visit the group’s Facebook page
Plastic-Free Chepstow.
Chepstow residents looking to cut
down on the amount of plastic they
use can remember the ‘5Rs’ - refuse
unnecessary plastic, refill your water
bottle and coffee cup - and also your
washing-up liquid and laundry bottles,
replace single-use plastic with more
sustainable alternatives and recycle
whatever you can. Last but not least,
take a bag when you go out and remove
plastic litter from your street or park:
together we can eliminate plastic litter
from Chepstow.

30
PROPERTIES
bedroom
living room etc
Redbrook, Monmouth
pa black 01600 714355 www.pablack.co.uk
Price
£630,000
bedroom
bathroom
bedroom living room etc living room etc
bathroom
6/7
central heating central heating
garage/covered garage/covered parking parking parking
bedroom bedroom
bathroom
parking
bathroom
2 3
bathroom
living room living room etccentral heating
garage/covered parking
GAS
central heating
central heating
garage/covered parking
Substantial stone built house with self-contained annex in a beautiful village location on the River Wye.
garage/covered parking parking
Lovely gardens and ample parking. Self-contained annex - ideal rental or holiday let.
Dating back to the early 1700’s, this imposing property has been extended in later
years to provide a substantial family home with a self-contained one bedroom annex
The present owners have extensively yet sympathetically refurbished the property,
parking
parking
retaining a lot of character whilst providing all the modern conveniences. Set in good
size gardens, the property is on the edge of Redbrook village next to the Wye River and
just minutes by car from the historic market town of Monmouth.
bedroom
living room etc
Kimberly
pa black 01600 714355 www.pablack.co.uk
Price
£500,000
bedroom bedroom
living living room room etc etc
central central heating heating
Spacious lounge with log burner, large bathroom kitchen/dining bathroom
room.
4
bedroom bedroom
bathroom
bathroom
living room living room etc etc
garage/covered parking
bathroom
central heating
central heating
garage/covered parking
parking
central heating
2 2 2
Detached bungalow in rural location on a south westerly plot of over an acre including a paddock,
with double garage, hay barn and kennels and ample parking for numerous vehicles.
garage/covered parking parking
OIL
parking
Enjoying a rural location in the delightful area of Welsh Newton Common, this
exceptionally well presented and very spacious detached bungalow is set on a south
westerly plot of just over an acre and comprises formal gardens as well as an enclosed
paddock which currently houses livestock. The bungalow briefly comprises a large
entrance hallway, a very bright and attractive lounge which has a wood burner and
views across the gardens and countryside, a fitted kitchen / dining room with a centre
island, utility room, shower room/WC, office, boot room, and another large inner
garage/covered parking parking parking parking
hallway which gives access to the four double bedrooms (one bedroom with an en-suite
WC) and the refitted family bathroom with a double shower.

Sales - Monmouth
NEW
Sales - Monmouth
Great
Potential
Sales - Monmouth
Stone
Built
Sales - Monmouth
Rental
Income
Port Mahon £240,000
This detached family home is well situated, offering three
bedroom detached property. Accommodation comprises three
reception rooms, downstairs shower room, three bedrooms,
family bathroom, front and rear gardens along with detached
garage. Awaiting EPC.
Plump Hill £420,000
Situated in a rural location between Cinderford and Mitcheldean,
this 3 bedroom detached cottage is approached from the main
road along a private forestry road. Sitting grounds over just
over an acre (STM) the stone built cottage, although remote, is
only a short drive away from Cinderford. EPC F.
Llanrothal £478,000
A stone built 3 double bedroom detached cottage in a very
rural location and set in gardens of just under half an acre.
The cottage is full of character and features, such as the open
fireplaces with the wood burning stoves, ‘ledge and brace’
interior doors, oak floors and some beamed ceilings. EPC F.
Newton Lodge £1,400,000
Set in well-defined grounds of over 5 acres (STM), with
outstanding views across open countryside, Newton Lodge is
a large 5 bedroom country house with a range of outbuildings
and stone barns that have been converted into residential
dwellings which provide a substantial rental income. EPC G.
Sales - Monmouth
Full of
Character
Must
View
Sales - Monmouth
Wye
Valley
Sales - Monmouth
Must
View
Sales - Monmouth
Goodrich £500,000
No onward chain with this stone built 4 bedroom detached
property was once the stable block of a large country house and
was converted in 1975 into a two storey residential property by the
previous owner. Wonderful elevated position above the village, with
stunning views of the surrounding area. EPC G
Cross Ash £575,000
Sitting in grounds approaching an acre in size, this imposing 5
bedroom detached property, with accommodation over three
floors, is full of history and character and enjoys a southerly
aspect to the rear with glorious views across fields and open
countryside towards Monmouth. EPC G.
Redbrook £650,000
Situated in the village of Redbrook, and located within a short
stroll of the River Wye, a stone built 19th century 3 bedroom
cottage and a two storey/2 double bedroom stone built detached
annex set around a central courtyard with its own waterfall.
Stunning village location next to the River Wye. EPC E.
Cinderford £235,000
This is a truly unique opportunity to own a family home set in
the popular Oak Field Development with superb views of the
horseshoe bend in the River Severn and the Cotswolds. Plenty
of natural light and walking distance to the local school this
property MUST BE VIEWED! EPC C.
Sales - Chepstow
Stunning
Sales - Chepstow
Reduction
Sales - Chepstow
Garage
Sales - Chepstow
Must
be Viewed
Woolpitch, Chepstow £550,000
**EXCLUSIVE PROPERTY THAT NEEDS TO BE VIEWED TO BE FULLY
APPRECIATED** CALL TO BOOK YOUR TIME-SLOT TODAY** This
immaculate newly renovated family home offers exclusivity and
uniqueness! Open Plan, High End Bespoke Kitchen, Landscaped
Garden, High Tech Lighting, En-suite Bathroom. Don’t miss this one.
Caldicot Road, Rogiet £279,995
**Built in 1890 is this delightful stone built cottage offering
generous accommodation** Set on a generous corner plot
with attractive grounds and ample off road parking. It offers
double bedrooms and a ground floor shower room! Viewing
is essential. EPC E.
School Hill, Chepstow £275,000
**VIEWING HIGHLY RECOMENDED** Don’t miss this one! An
attractive impressive 3 store town house close to Chepstow
Town Centre! Ideal first time buy! Impressive newly fitted
bathrooms and kitchen! EPC C.
Well Lane, Llanvair Discoed £560,000
**IS IT TIME TO COME OUT OF SUBURBIA? ** A great opportunity
to purchase this charismatic detached house set in the heart
of the village community! With such great features on offer
such as it’s swimming pool and leisure suite and opportunity
for adaptable living. EPC F.
Sales - Chepstow
Reduction
Sales - Chepstow
SSTC
Sales - Chepstow
Coming
Soon
Sales - Chepstow
Barn
Conversion
Rosetor, Undy £450,000 Boxtree Cottage, Catbrook £325,000
**DECEPTIVELY SPACIOUS** Rosetor comprises five double
bedrooms with a wonderful living space, with two receptions rooms
and a generous kitchen diner leading to a large conservatory. This
is an ideal family home that offer scope to grow into and develop
further so ideal for that young family. Newly fitted block drive and
GARAGE. Awaiting EPC.
**ATTENTION INVESTORS** An opportunity to purchase a
renovation and development plot. A detached cottage standing
in a large garden with outline planning permission in the
popular quaint village of Catbrook set above the Wye Valley.
EPC F.
Little Hervells, Chepstow £650,000
**UNDER CONSTRUCTION** Set just at the top of Chepstow
town centre in its own private grounds Little Hervells offers the
opportunity to combine town living with seclusion and privacy.
These impressively built homes offer generous internal space,
with gardens and garage. Call for further details. EPC exempt.
The Old Dairy, Redwick £539,000
**WANT THAT SEMI RURAL LOCATION**THIS HAS BEEN
REDUCED TO SELL**Don’t miss the opportunity to purchase this
fantastic charismatic barn conversion. Set on a large plot with
is charming gardens this is one not to miss. Five bedrooms,
garage, ensuite to two bedrooms. NO ONGOING CHAIN! EPC D.

32 FINANCE
Advice for the first time buyer
You may find buying your first home a little bit daunting. With the challenge of finding your first property,
choosing the right mortgage, selecting the best solicitor and making sure the whole process runs smoothly, you
may find the information below useful to help you achieve the first rung of the property ladder.
The first step is to contact us at Blestium Financial Services and we will advise
you on the mortgage options available to you. It doesn’t matter if you haven’t
found a property just yet, we can provide you with some facts and figures that
will help you select the property within your price range. As we do not charge broker
or advice fees this information won’t cost you anything apart from 30 minutes of your
time.
In the meantime we’ve outlined below some background information on
mortgages for first time buyers that we hope you’ll find useful.
How much can you borrow?
The amount that a lender will lend to you, very much depends on your individual
circumstances and different lenders’ affordability criteria. Lenders look at what you
can afford, based on the number of people applying for the mortgage and assessing
affordability, by taking into consideration your income and outgoings and any other
liabilities that you may have. Some lenders offer very good deals for first time buyers,
so it is always worth asking us to research the market on your behalf. To help your
adviser have a recent payslip and bank statement available so that you can be given a
more accurate figure for your new mortgage.
What other costs do you need to be aware of?
It is also worth remembering the additional costs, on top of your deposit and
mortgage that you will be expected to pay.
For example, you will have to pay stamp duty for the property which you are
purchasing. The amount of stamp duty varies depending on the
price of the property and whether you are buying in Wales or
England.
Plus you will have to pay for the survey and the valuation of
the property, and solicitor’s fees.
You may also have fees to pay to the lender for your mortgage.
These could be an arrangement fee and/or booking fee.
Are there schemes to help First time
buyers?
HTB equity loan
Martin Newell,
Blestium Financial
With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost
of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage
to make up the rest.
You won’t be charged loan fees on the 20% loan for the first five years of owning
your home.
mortgages, life insurance and finance specialists
4 Re Mortgage
4 Overseas Mortgages
4 Buy To Let Mortgage
4 Let To Buy
4 Help To Buy
Top Floor, The Market Tavern, 26 Agincourt Square, Monmouth NP25 3BT
E: blestium@hotmail.com
Tel: 01600 775393
4 Equity Release
4 Protection
4 Asset Finance
4 No broker fees
Professional Impartial Confidential
www.blestium.com
Help to buy ISA
The Help to Buy: ISA is available from a range of banks and building societies.
The accounts are available to each first time buyer, not each household. This
means that if you are planning to buy with your partner, for example, you could
receive a government bonus of up to £6,000 towards your first home.
Save up to £200 a month into your Help to Buy: ISA. To kickstart your account, in
your first month, you can deposit a lump sum of up to £1,200.
The minimum government bonus is £400, meaning that you need to have saved
at least £1,600 into your Help to Buy: ISA before you can claim your bonus. The
maximum government bonus you can receive is £3,000 – to receive that, you need to
have saved £12,000.
When you are close to buying your first home, you will need to instruct your
solicitor or conveyancer to apply for your government bonus. Once they receive the
government bonus, it will be added to the money you are putting towards your first
home. The bonus must be included with the funds consolidated at the completion
of the property transaction. The bonus cannot be used for the deposit due at the
exchange of contracts, to pay for solicitor’s, estate agent’s fees or any other indirect
costs associated with buying a home.
For more free advice contact Martin Newell at Blestium Financial Services. We
have offices in Monmouth and are happy to do appointments at your home or
workplace in the evening or weekends.

PROPERTIES 33
bedroom
living room etc
Flat 6, Richard Creed Court, Monmouth
Redcliffe Homes 01600 711751 www.redcliffehomes.co.uk
Price
£249,995
bedroom bedroom
bathroom bathroom
2
living living room room etc etc
central central heating heating
garage/covered parking parking parking parking
bedroom bedroom
bathroom
bathroom
bathroom
living room living room etccentral heating
1 2 1
garage/covered parking
central heating
central heating
garage/covered parking
Situated within the former cottage hospital, retaining the charm and character for which
garage/covered parking
the building has long been loved, as a local landmark.
Last opportunity to buy this first floor, 2 bedroom apartment remaining within the
unique and characterful conversion building. This apartment provides low maintenance
and comprises of open plan living/dining area, separate kitchen with balcony, master
bedroom with ensuite, allocated parking and flooring included throughout.
If you are looking to move quickly then this apartment is available for immediate
occupation.
GAS
parking
parking
parking
Set within a communal landscaped setting, opposite Haberdashers School for Girls,
The Rolls Building offers a short walk to the town centre with its individual shops,
restaurants, bars, cafes and Savoy Theatre.
Why not ask about the schemes we have available to assist with your move or
downsizing.
MAKE YOUR MOVE TO MONMOUTH
WITH EASY MOVE
Sell your home with ease when you
buy a brand new Redcliffe home.
The pressures of trying to sell your current home can really take the fun out of
moving. So why not let Redcliffe Homes do the hard work for you with our easy
move scheme?
Simply reserve the Redcliffe home of your dreams then we will help you sell
yours. We will arrange everything from getting your current home valued to
arranging viewings at times convenient to you. We can even help towards your
estate agents' fee!
Moving to a Redcliffe home has never been easier.
So what have you got to lose? Reserve your ideal Redcliffe home today
Call our Sales Advisor today to learn more 01600 711751
This is a computer generated image, details may vary.
redcliffehomes.co.uk

34 NEWS
Homeowner Confidence in Property
Market Regains Momentum
• Brits predict average property price rises of 6.9 per cent in their area over next six months
• 84 per cent of Brits expect property value increases in their area over the next six months
• Expected average area price growth has risen from 4.9 per cent to 6.9 per cent over the last six months
• West Midlands is the most and North East England is the least confident region, with expected growth 10.6 and 2.6 per cent
respectively over the next six months
Homeowner confidence in the property market has risen, according to the
latest Housing Market Sentiment Survey from Zoopla. More than eight in 10
homeowners (84 per cent) now expect house prices in their area to grow in
value, an increase of 14 per cent since the survey was last taken in November 2017.
The research also shows that expected property price growth in their area has risen to
6.9 per cent, up from 4.9 per cent. Both percentages represent the largest increase in
consumer confidence since H1 2016.
Regionally, those in the East Midlands and the East of England are the most
optimistic about their local property market; 93 per cent and 90 per cent of
respondents respectively expect house price rises over the next six months. The South
West is the third most optimistic region, with 89 per cent of homeowners expecting
an increase in their area’s property values. In contrast, North East England is the least
confident region, with only 63 per cent expecting rises – this still represents a rise of
22 per cent since November 2017. London and the Yorkshire and Humber are the
second and third least confident regions, with 76 per cent and 84 per cent anticipating
increases respectively.
When it comes to the rate at which homeowners think local house prices will
increase in value in their area, this has also increased across the regions. Those in the
West Midlands are the most confident, with homeowners predicting properties in their
area to rise in value by 10.6 per cent over the next six months, compared to just 5.4
per cent in November. Homeowners in East Midlands are the second most confident,
followed by Scotland, with the regions expecting properties to grow in value by 9.2
per cent (up 4.1 per cent) and 8.6 per cent (up 1.7 per cent) respectively. The lowest
house price growth is expected in North East England, where homeowners anticipate
a minor increase of 2.6 percent.
However, despite this increase in confidence, the majority of homeowners are still
not planning on spending more on home improvements over the coming six months
(64 per cent). Fewer homeowners (6.7 per cent) are planning to refinance a mortgage,
a decrease of more than two per cent (2.3 per cent) from last November. In addition,
the amount of homeowners planning on making home improvements during this time
remains flat with 43 per cent planning on rejuvenating their home – the same since
the last survey.
Lawrence Hall, spokesperson for Zoopla, comments: “It’s encouraging to see a
bounce-back in consumer confidence in the market - it’s the largest increase we’ve
seen since 2016. This shows that homeowners are starting to regain their confidence
in the property market, with those in the East of the UK having the most optimism.”
Are you overpaying Stamp Duty?
HMRC has stated that at least 15,700 buyers overpaid stamp duty last year.
Are you, or your buyers, making incorrect assumptions about purchase costs?
Despite the high cost of stamp duty, some buyers
and, surprisingly often, their professional
advisors, are getting their tax calculations
wrong, prompting would-be movers to hold back and
others, HMRC has confirmed, to over-pay by tens of
thousands.
The Wilmslow branch of estate agents, Jackson-
Stops, recently saved one well-heeled buyer several
hundred thousand pounds in Stamp Duty Land Tax
(SDLT), merely by pointing out one aspect of the
current rules. Another nearly fell foul of a much more
common misinterpretation, the clarification of which
reduced their tax bill by £18,000 to £20,000.
Why the confusion?
The most common misunderstanding concerns
liability for the 3% additional property surcharge (lifting
SDLT on a £600,000 home from £20,000 to £38,000).
HMRC say they get calls about this every day and that
over 15,700 buyers overpaid last year.
Some assume that owning any other property
triggers liability for this. But it should not apply when
replacing your “principal place of residence” and, if you
move before selling your previous home, you have three
years to claim the 3% surcharge back, when you do.
Thus, to take one example, when the owner of a buy-tolet
property who sold her main residence to live abroad,
returned and bought a replacement, she did not have
to pay the 3% surcharge. Similarly, the buyer of a four
bed cottage with one bed studio who mistakenly paid a
£20,000 surcharge, was able to claim it back.
The second issue concerns mixed use properties.
CGT liabilities loom large here but, where a purchase
includes, for example, offices or land that is clearly
agricultural, commercial SDLT rates can apply. In the
case of one Midhurst buyer of a farmhouse with 50
acres, the difference was £186,750.
Relief is also available if buying multiple dwellings
in a single transaction. The process takes into account
the tax that would be paid on the individual average
price, as opposed to taxing, say, five £200,000 houses
as if they were a single £1 million property. It applies a
minimum rate of 1% but, again, can make a substantial
difference. Ultimately, HMRC deals with all purchases
on a case-by-case basis.
In an economy subdued by tight credit controls,
political uncertainties and affordability limits, the
market over around £1.25 million has been especially
hard hit by high property tax rates. This has pushed
prices down disproportionately (i.e. by more than the
extra SDLT) just as demand for good family houses
below £1 million continues its relative strength.
The upshot of this is that, whilst would-be
downsizers are left feeling a little disappointed by just
how far down they’ll have to go to realise the cash they
want, those trading up to what our back page writer
might refer to as “a very big house in the country” can
get a lot more for the price difference, than at this time
last year. Especially if they can pay less stamp duty than
envisaged, as well.
By Warren Lewis (propertyreporter.co.uk)

ADVICE
35
Voluntary First
Registration of Title
Titles to properties in England and Wales fall into two
categories, registered and unregistered.
Approximately 84% of all property titles are now registered
and the Land Registry is keen to encourage
voluntary first registration of the remaining 16%.
The Land Registry offer a 25% reduction on its fees for such an application. If
you own unregistered land then there are a number of reasons why you may
wish to consider a voluntary registration.
Since 1990 it has been compulsory to register land ownership. However, a trigger
to do so only occurs when there is a sale of a property, a mortgage or some other
change of ownership. There is a possibility that your property may be unregistered if
it has not been sold, mortgaged or transferred for at least 30 years. There are many
reasons why you should consider such an application: -
• Registered titles come with a state backed guarantee and are more secure.
Historically, title was proved by old deeds but a registered title is now recorded
on a central register allowing you to have access to proof of ownership. Currently
there are approximately 25 million titles registered on the Land Registry Database.
• Registered land is less susceptible to property fraud due to the Land Registry
identification procedures. If anyone attempts to make a claim on your land, the
Land Registry will notify you of that application. If your title is unregistered the
Land Registry do not know that you are the owner of the property and so cannot
contact you.
• Generally speaking, selling a property with a registered title simplifies the sale. It is
not uncommon when selling an unregistered title to find there are issues with the
title plans, descriptions of the property and even missing title documents which
can delay the sale and even cause the sale to fall through leading to frustration,
unnecessary expense and disappointment for all parties involved. If there are
any issues with an unregistered title these will be resolved when a voluntary first
application is made.
• If the unregistered title documents to your property are destroyed, lost or stolen
you would have to reconstruct the title which can be expensive and would require
an application to the Land Registry for registration of title.
For more information please contact office@okells-law.co.uk or
telephone 01989 762009/01594 842242.
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36 MARKETS
Bank of Mum and Dad lending
needed for 1 in 4 UK housing
transactions in 2018
The Bank of Mum and Dad (BoMaD) will be the equivalent of a £5.7bn mortgage lender in 2018, according to new
research and forecasts from FTSE100 financial services group Legal & General and Cebr. ‘BoMaD’ remains a major
force in the UK housing market in 2018. 27% of buyers will receive help from friends or family, up from 25% in
2017. This year, the Bank of Mum and Dad will help 316,600 loved ones buy a home - up from 298,300 in 2017.
The value of Bank of Mum and Dad-supported property purchases in 2018 will
rise to £81.7 billion, representing a £4.2 billion or 5% increase since 2016.
However, parents are providing smaller sums - the average BoMaD
contribution will decline from £21,600 in 2017 to £18,000 in 2018. Total lending has
reduced from its height at £6.5bn in 2017 to £5.7bn in 2018. This is, however, still an
overall increase against £5bn of lending in 2016.
Nigel Wilson, Group Chief Executive at Legal & General, said: “The Bank of Mum
and Dad remains a prime mover in the UK housing market, and will lend the best part
of £6bn to buyers this year, with over 315,000 transactions being underpinned by
parental help.
“However, it’s clear that households are feeling the pinch, as BoMaD contributions
have reduced by an average of 17% from nearly £22,000 to a still very generous
£18,000.
“The fact that in 2018, 1 in 4 housing transactions in the UK will be dependent on
the Bank of Mum and Dad, while hard-pressed parents are finding it more difficult to
provide the funds to help their family with deposits, will further exacerbate the UK’s
housing crisis.
“We need more homes for the young, old and families alike. Legal & General is
playing its part by announcing an initiative to deliver thousands of new affordable
homes.”
Other key findings from Legal & General’s “Bank of Mum and Dad” research
include:
The number of properties funded by BoMaD financing has grown by 3% from
305,000 to almost 317,000.
BoMaD contributions are highest in London (almost £31,000 per transaction on
average) and lowest in Scotland (just under £11,000). More buyers in London (41%)
receive BoMaD help than in any other region
Under 35s are most likely to receive BoMaD assistance with nearly 3 in 5 receiving
money from family and friends to buy a property. This drops to just 8% for over 55s
Even homeowners aged between 45 and 55 are now relying on BoMaD, with one
in five (20%) receiving assistance from their parents.
Equity release has increased slightly as a source of funding for loved ones’ home
purchases, from 3% to 4%. However, nearly half of over 55s that are open to the
idea of an equity release would put the money towards a loved one’s home purchase
deposit, with 20% wanting to contribute to mortgage payments and other housing
costs.
Nigel Wilson, Group Chief Executive at Legal & General, concludes: “The volume
of transactions depending on Bank of Mum and Dad funding keeps on growing, even
as parents find it harder to provide as much money for the deposit. BoMaD funding
is a vital plank in the housing market, but this year the supply of funds is being
squeezed. This is not a positive trend - nor is it sustainable or fair for our parents
and young people to remain so co-dependent when it comes to housing purchases.
We need to take action to fix the housing market and open up affordability for all.
Institutions like Legal & General are making a positive difference in the supply of
affordable residential housing as well as the towns and cities in which the homes
are built. Jobs, infrastructure and economic growth are needed to create thriving
communities where people can afford to buy.”
The latest house price data released by Rightmove has revealed that prices of newto-the-market
property saw a 0.4% (+£1,228) rise this month. A modest increase by
all accounts but enough to push the national average to a new record of £305,732.
According to the figures, record monthly visits to Rightmove in March indicated
a strong interest in property, though the subdued 1.6% annual rate of price increase
warns that many buyers are increasingly price sensitive.
On average sellers are achieving 96.7% of their final asking price, a gap of just over
£10,000 on the current national asking price, though this varies by region, location
and property.
Russell Quirk, founder and CEO of Emoov.co.uk, commented: “There is still
an appetite for homeownership amongst UK buyers evident by the record number
of visits to Rightmove, but a lack of commitment is resulting in a reduction in the
number of sales agreed.
This is hardly surprising when you consider the reality gap between the
expectations of stubborn sellers and the current market climate. While actual price
growth is remaining somewhat static, over-optimism on the side of UK home sellers is
continuing to push asking prices ever higher.
This is becoming a big problem and the widening gap between asking price and
sold price will only result in a further decline in buyer interest and a continued market
slowdown.”

INTERNATIONAL
37
Monaco, still pole position
High demand and limited stock have led to another year of strong growth as Monaco retains its
position as the most expensive residential market in the world.
For the fourth successive year, residential transaction volumes in Monaco were more than €2 billion. Testament to a
supply-constrained market, volumes were down 23% on the record €2.7 billion in 2016.
High demand and a shortage of stock pushed up average prices a further 6% to €4.5 million. With an average price
per square metre of €41,300, Monaco remains the most expensive residential market in the world – 13% higher than
prime Hong Kong, the second most expensive market.
In 2017, almost one-quarter of all transactions in Monaco were for properties of €5 million or more. These included
34 sales of more than €10 million – accounting for 8% of all transactions. By comparison, there were 61 sales of £10
million-plus properties across the whole of London during the same period.
€2.1 billion
Total of
residential
property
transacted
456
Number of
transactions
+6%
Annual price
growth from
2016
€4.5 billion
Average
resale price
€41,300
Average price
(per sq.m.)
Diversity and demand
Monaco is home to 139 nationalities, a diverse demand base that supports a resilient residential market. According
to recent census figures, the Principality’s population grew 5.5% between 2008 and 2016. The French remain the largest
national group (24.9%), but the Monégasque (22.5%), and Italians (21.9%) are growing faster. The British account for
7.5% of the population.
The numbers of Russians and Greeks have grown rapidly since 2008, but only comprise 2% and 1% of the
population, respectively.
Source: Savills World Research using IMSEE

38 HOME IMPROVEMENTS
These beautiful
additions to your home
are available from local
independent
Salt and Pepper Ltd
31-33 Monnow Street,
Monmouth
saltandpepper.co.uk
Tel: 01600 719717
Cast Iron Sundial
(34 x 39 x 54cm)
Large cast iron sundial
with hour indicator
Arthur Leather Sofa
£349
Arthur
Leather Chair
£649
£139
£54.99
Montana Concrete Planters
from
£59
Outdoor Arch Mirror
(65 x 2.4 x 140cm)
This large mirror based
on old Saxon church
windows create visual
space in the garden and
are made specifically for
the outside.

HOME IMPROVEMENTS
39
Home Security - Hints & Tips
Whether you live in a studio apartment, a two bed semi-detached house or a rural manor house, your home is your castle
and you need to protect it. Home security and safety is an important concern for most people, but it needn’t be a worry.
With a few simple techniques, you can sleep soundly knowing that your home is as safe and secure as can be.
Most of us would regard our homes as safe but there could be a few gaps in
your security system that can easily be fixed. Here’s how:
Think like a burglar
Try planning to burgle yourself! This is a great way to uncover any weaknesses in
your security system that may have previously escaped your notice.
Always lock up, even if you only pop out for a pint of milk. You would be
surprised how many burglars just walk in through an unlocked door or window
and don’t need much of an opportunity to do so. Also think about security of your
windows and doors. Wooden doors and windows or old uPVC windows can be
easier to break into. uPVC double glazing windows and doors of the highest quality
standard, complete with state of the art locks, are ideal for making your home as
secure as possible.
Fit an alarm and ensure all wiring is effectively hidden. Many professional burglars
seek out places where they can disconnect the security system. And if you have a
faulty alarm that frequently goes off, get it fixed immediately and let your neighbours
know that it’s been repaired. Many people ignore an alarm that goes off regularly.
Is there anyone home? Does your house appear occupied at all times? Leave a light
on that can be seen from outside or use timers to switch radios on and off when you’re
not at home.
New home, who has the key?
Always change all the locks when you move into a new house. You don’t know
how many people have been given a copy in the past and it’s better to be safe than
sorry. If you lose your keys, change the locks immediately.
Before handing your house key over to a cleaner for several hours, make sure the
person is honest and reputable. Check all references thoroughly. If the house cleaner is
from a firm, call your local Better Business Bureau to check on the firm’s reputation.
Locking yourself out is a pain, and leaving a spare key somewhere handy can seem
like a smart move. But keeping a spare key somewhere notoriously obvious like in
the mailbox, under the doormat, or on a nail behind the garage, can be a risky move.
Might you have a trusted neighbour you can leave a key with instead?
decorative glazing? See who is at the door before opening and with the use of privacy
glass make it more difficult for intruders to see what’s inside. Frosted glass offers
privacy, toughened glass offers security and options such as patterned glass, leaded
windows and even stained glass offer style choices to suite your style.
Man’s best friend
Dogs are good deterrents to burglars. Even a small, noisy dog can be effective —
burglars do not like to have attention drawn to their presence. Be aware, however, that
trained guard dogs do not make good pets. Obedience training and attack training are
entirely different, and only the former is appropriate for a house pet.
Privacy for your place
As well as looking great, window and door shutters allow you to adjust the amount
of privacy and offer a stylish alternative to traditional nets or curtains. They can be a
great deterrent for burglars too as they won’t be able to spot any valuables through the
window.
Are your windows and doors double glazed? Alongside being economical and
durable, uPVC double glazing gives you a sense of being extra safe and secure.
Nosey neighbours
Keep your neighbours in the loop, tell them when you’re going away but don’t
leave notes out for them, these can be welcome notes for a burglar. Also talk to your
neighbours about any suspicious people or strange cars you notice lurking about, they
might have seen something suspicious too.
Stranger danger
Ask for credentials from any sales-person who requests entry to your home. Ask
that their ID be pushed under the door. Many professional burglars use this cover to
check out homes. If you’re doubtful, check with the person’s office before letting him
or her in.
If someone comes to your door asking to use the phone to call a mechanic or the
police, keep the door locked and make the call yourself.
Why not replace the entrance to your home with a welcoming front door with

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