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Dont leave f<strong>in</strong>ancial matters <strong>to</strong> chance<br />

Mov<strong>in</strong>g from the UK <strong>to</strong> Australia is expensive, and your f<strong>in</strong>ancial plans need <strong>to</strong> take absolutely<br />

everyth<strong>in</strong>g <strong>in</strong><strong>to</strong> account, fac<strong>to</strong>r<strong>in</strong>g <strong>in</strong> the costs of obta<strong>in</strong><strong>in</strong>g visas, as well as mov<strong>in</strong>g you, your<br />

family and your belong<strong>in</strong>gs <strong>to</strong> the other side of the world.<br />

It’s also important <strong>to</strong> understand what your f<strong>in</strong>ances will look like once you’re liv<strong>in</strong>g <strong>in</strong><br />

Australia. Fac<strong>to</strong>rs such as property and rental prices, as well as day-<strong>to</strong>-day liv<strong>in</strong>g costs like food<br />

and retail prices, the costs of public transport or runn<strong>in</strong>g a car, can vary quite significantly<br />

between different Australian locations; websites like Numbeo can be useful <strong>in</strong> research<strong>in</strong>g<br />

relative costs of liv<strong>in</strong>g <strong>in</strong> various cities.<br />

As a f<strong>in</strong>al po<strong>in</strong>t, remember <strong>to</strong> look <strong>in</strong><strong>to</strong> your tax liabilities <strong>in</strong> both Australia and the UK, if<br />

applicable, as this may <strong>in</strong>fluence fac<strong>to</strong>rs such as where you choose <strong>to</strong> hold sav<strong>in</strong>gs and<br />

<strong>in</strong>vestment accounts.<br />

Keep your children <strong>in</strong>volved<br />

If you have children, be sure <strong>to</strong> <strong>in</strong>volve them as fully as possible <strong>in</strong> plann<strong>in</strong>g and arrang<strong>in</strong>g every<br />

step of your move. Children can be particularly sensitive <strong>to</strong> a house move – never m<strong>in</strong>d a lifechang<strong>in</strong>g<br />

relocation <strong>to</strong> the other side of the world. Ask<strong>in</strong>g for (and, perhaps more importantly,<br />

listen<strong>in</strong>g <strong>to</strong>) their op<strong>in</strong>ions and preferences can be a great way <strong>to</strong> keep them feel<strong>in</strong>g engaged<br />

and positive throughout the process. That way, the move is someth<strong>in</strong>g <strong>in</strong> which they are<br />

actively participat<strong>in</strong>g, rather than someth<strong>in</strong>g that’s be<strong>in</strong>g imposed upon them.<br />

To help when mov<strong>in</strong>g with children, take a look at our list of children’s books about mov<strong>in</strong>g<br />

house <strong>to</strong> help them understand what’s go<strong>in</strong>g on.<br />

Decide what you need <strong>to</strong> take with you<br />

Be practical – even ruthless – about what you need <strong>to</strong> take with you when you move. Mov<strong>in</strong>g<br />

large items of furniture or dozens of boxes of ornaments, books, clothes, <strong>to</strong>ys etc. from the UK<br />

<strong>to</strong> Australia can be an expensive bus<strong>in</strong>ess, and <strong>in</strong> some cases it makes more sense <strong>to</strong> buy new<br />

items <strong>in</strong> Australia once you get there. In the months and weeks prior <strong>to</strong> your move you should<br />

make efforts <strong>to</strong> go through and, where appropriate, th<strong>in</strong> out your belong<strong>in</strong>gs. Decide what can<br />

stay (for example, if you <strong>in</strong>tend <strong>to</strong> let out your current property rather than sell<strong>in</strong>g up), what<br />

can be sold, what can be donated <strong>to</strong> charity, and what you want <strong>to</strong> take with you.

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