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FINE LIVING IN THE GREATER PASADENA AREA<br />

<strong>February</strong> <strong>2018</strong><br />

PROTECT<br />

YOUR<br />

ASSETS<br />

Do Identity Protection<br />

Services Work?<br />

STRATEGIES FOR<br />

OUTSMARTING<br />

SCAMMERS<br />

SHIELD YOUR HOME<br />

INVESTMENT FROM<br />

WILDFIRES<br />

THE PACIFIC<br />

ASIA MUSEUM<br />

Reopens After Renovation


2 | ARROYO | 02.18


Lic.653340 Photo by Ryan Garvin<br />

YOUR HOME.<br />

YOUR<br />

Masterpiece.<br />

ARCHITECTURE. CONSTRUCTION. INTERIORS.<br />

A love for art and people is what started this company.<br />

Thirty years later, nothing is as important to us as the<br />

incredible friendships that have come from creating<br />

beautiful spaces together with our clients. Let us<br />

show you how our finely tuned design/build process<br />

minimizes the stress involved with home remodeling<br />

and custom home building.<br />

626.486.0510 HartmanBaldwin.com


4 | ARROYO | 02.18


arroyo<br />

VOLUME 14 | NUMBER 2 | FEBRUARY <strong>2018</strong><br />

24<br />

27 34<br />

PERSONAL FINANCE<br />

11 CAN YOU PROTECT YOUR IDENTITY ONLINE?<br />

Last year’s massive Equifax data breach underlined how vulnerable<br />

personal information is to cyberthieves.<br />

—By KATHLEEN KELLEHER<br />

24 THE FIRES NEXT TIME<br />

Strategies for homeowners to protect their assets from the growing threat of<br />

wildfi res<br />

—By BETTIJANE LEVINE<br />

27 TOO MANY PHISH IN THE SEA<br />

How scammers troll for your money, with bait you often can’t detect<br />

—By BETTIJANE LEVINE<br />

30 PACIFIC ASIA MUSEUM REBORN<br />

The only university museum of art from Asia and the Pacific Islands reopens after<br />

extensive renovations.<br />

—By SCARLET CHENG<br />

PHOTO: (bottom right) Michael Cervin<br />

DEPARTMENTS<br />

09 FESTIVITIES American Ballet Theatre Gala, Jerry Kohl at Disney Hall, HBO<br />

Golden Globes party<br />

14 ARROYO HOME SALES INDEX<br />

33 KITCHEN CONFESSIONS When the culinary student becomes the teacher<br />

34 ARROYO COCKTAIL OF THE MONTH Pirate’s Gold<br />

35 THE LIST Chinese New Year at the Huntington, Peter Yarrow at Caltech, the<br />

Pasadena Symphony performs Stravinsky’s Firebird<br />

02.18 ARROYO | 5


EDITOR’S NOTE<br />

Last year set a record for losses from<br />

global natural disasters, estimated<br />

at $330 billion, according to The New<br />

York Times. Between wildfi res and<br />

mudslides, Southern California alone<br />

has taken a huge hit in recent months.<br />

And the future is grim — scientists<br />

say even more natural disasters are<br />

heading our way in the coming years.<br />

Many of the SoCal victims were<br />

well-heeled folk who lived in comfort<br />

and never thought they’d lose their<br />

homes. And, as Bettijane Levine<br />

reports, Arroyoland is increasing under<br />

threat, with much of the area falling<br />

into Cal Fire’s Very High Fire Hazard Severity (VHFS) zone. That places<br />

area residences — for many owners, their largest asset — at risk. But that<br />

doesn’t mean you can’t take steps now to protect your investment, even<br />

if disaster strikes (if it ever does).<br />

Hunker down to protect your resources from other 21st–century threats,<br />

like identity theft, a particular risk for some 145 million Americans (in<br />

all likelihood, including you) whose sensitive personal information was<br />

exposed to hackers in Equifax’s huge data breach last year. But are<br />

identity protection services the answer? Read Kathleen Kelleher’s report<br />

on page 11.<br />

Of course, the Internet is rife with thieves, but the web isn’t the only<br />

route to your assets. As Levine writes, the guy who actually “sold”<br />

the Brooklyn Bridge — twice — a century ago still has many low-tech<br />

successors in scoundrels on the phone who’ve crafted fake caller<br />

IDs or at the door masquerading as couriers. Unfortunately, there are<br />

scams aplenty, so Levine offers experts’ strategies for staying out of their<br />

clutches.<br />

—Irene Lacher<br />

arroyo<br />

FINE LIVING IN THE GREATER PASADENA AREA<br />

EDITOR-IN-CHIEF Irene Lacher<br />

ART DIRECTOR Stephanie Torres<br />

ASSISTANT ART DIRECTOR Richard Garcia<br />

PRODUCTION DESIGNERS Rochelle Bassarear<br />

EDITOR-AT-LARGE Bettijane Levine<br />

COPY EDITOR John Seeley<br />

CONTRIBUTORS Denise Abbott, Leslie Bilderback,<br />

Léon Bing, Martin Booe, Michael Cervin, Scarlet<br />

Cheng, Richard Cunningham, Kathleen Kelleher,<br />

Brenda Rees, John Sollenberger, Nancy Spiller<br />

ADVERTISING DIRECTOR Dina Stegon<br />

ACCOUNT EXECUTIVES Lisa Chase,<br />

Brenda Clarke, Leslie Lamm<br />

ADVERTORIAL CONTRIBUTING EDITOR<br />

Bruce Haring<br />

HUMAN RESOURCES MANAGER Andrea Baker<br />

PAYROLL Linda Lam<br />

CONTROLLER Kacie Cobian<br />

ACCOUNTING Alysia Chavez, Perla Castillo,<br />

Yiyang Wang<br />

OFFICE MANAGER Ann Turrietta<br />

PUBLISHER Jon Guynn<br />

SOUTHLAND PUBLISHING<br />

V.P. OF OPERATIONS David Comden<br />

PRESIDENT Bruce Bolkin<br />

CONTACT US<br />

ADVERTISING<br />

dinas@pasadenaweekly.com<br />

EDITORIAL<br />

editor@arroyomonthly.com<br />

PHONE<br />

(626) 584-1500<br />

FAX<br />

(626) 795-0149<br />

MAILING ADDRESS<br />

50 S. De Lacey Ave., Ste. 200,<br />

Pasadena, CA 91105<br />

ArroyoMonthly.com<br />

©<strong>2018</strong> Southland Publishing, Inc.<br />

All rights reserved.<br />

6 | ARROYO | 02.18


02.18 | ARROYO | 7


8 | ARROYO | 02.18


FESTIVITIES<br />

Avery and Andy Barth with Stella Abrera<br />

Jerry Kohl<br />

Brian, Peggy and Billy Butchkavitz<br />

PHOTOS: ABT Gala, Vince Bucci; HBO's <strong>2018</strong> Golden Globes Party, Gabor Ekecs; Los Angeles Master Chorale, courtesy of L.A. Master Chorale<br />

Misty Copeland and Blaine Hoven<br />

Dita Von Teese<br />

Elizabeth Segerstrom, Kevin McKenzie, Judy Morr and Kara Medoff Barnett<br />

South Pasadena-born Stella Abrera joined other American Ballet<br />

Theatre stars in a one-night-only performance at the Beverly Hilton<br />

Hotel, where more than 300 balletomanes celebrated the eminent<br />

New York-based company at its annual dinner gala in Los Angeles<br />

on Dec. 11, 2017. “ABT is America’s national ballet company, and we<br />

travel all over the country and around the world,” Executive Director<br />

Kara Medoff Barnett told the crowd. “Southern California is our<br />

second home.” Each holiday season, ABT performs Ratmansky’s The<br />

Nutcracker at Costa Mesa’s Segerstrom Center for the Arts, whose<br />

executive vice president, Judy Morr, was honored for supporting<br />

dance… Pasadena philanthropist Jerry Kohl’s dream came true at<br />

Walt Disney Hall, where he guest conducted 2,000 Handel fans singing<br />

the “Hallelujah Chorus” at the Los Angeles Master Chorale’s Messiah<br />

Sing-Along on Dec. 18, 2017. Kohl won his debut at the podium in a<br />

fundraising auction at LAMC’s annual gala last year… Pasadena event<br />

designer Billy Butchkavitz, with the help of siblings Brian and Peggy<br />

Butchkavitz, turned the Beverly Hilton’s Circa 55 and Aqua Star Pool<br />

into a shimmering gold pavilion, inspired by 1960s art, for HBO’s <strong>2018</strong><br />

Golden Globes Party on Jan. 7.<br />

Emilia Clarke, Nikolaj Coster-Waldau<br />

and Gwendoline Christie<br />

HBO's <strong>2018</strong> Golden Globes Party<br />

02.18 | ARROYO | 9


10 | ARROYO | 02.18


CAN YOU<br />

PROTECT<br />

YOUR IDENTITY<br />

ONLINE?<br />

Last year’s massive Equifax data breach underlined<br />

how vulnerable personal information is to cyberthieves.<br />

BY KATHLEEN KELLEHER<br />

When The New York Times published “The<br />

Biggest Tech Failures and Successes of 2017,”<br />

July’s massive Equifax hack topped the list of<br />

“epic failures” that “exposed your personal data<br />

to hackers.”<br />

That so-called epic failure was unprecedented — cyberthieves breached the credit<br />

reporting agency’s repository of sensitive personal information for more than 145 million<br />

Americans, about 44 percent of the population. Exacerbating the personal risk to those<br />

Americans, Equifax executives waited nearly six weeks to publicly disclose the giant hack.<br />

Days after the breach was “detected” by the Atlanta-based company, but well before it<br />

was publicly disclosed, three senior Equifax executives sold almost $1.8 million of the<br />

company’s stock. Equifax has insisted that the executives were unaware of the breach at<br />

the time of those stock sales, but the Securities and Exchange Commission is investigating.<br />

The July incident was the third hacking disclosed by Equifax for the year.<br />

Equifax acknowledged that hackers gained access to the data by exploiting vulnerabilities<br />

in a web application, stealing names, addresses, birth dates, Social Security numbers,<br />

driver’s license numbers, medical bill data and about 209,000 credit card numbers. The<br />

breach also compromised 182,000 “dispute documents,” complaints that include sensitive<br />

personal identifying information. More than 240 lawsuits seeking class action status have<br />

been filed against Equifax, and all 50 state attorneys general have ordered the company to<br />

hand over information. The Federal Trade Commission, Consumer Financial Protection<br />

Bureau, SEC and regulators in Britain and Canada have also ordered Equifax to provide<br />

information.<br />

If you are still unsure if your personal information was compromised in the Equifax<br />

data theft, go to the website equifaxsecurity2017.com where you can determine whether<br />

you were among the more than 145 million people whose information was lost.<br />

Perhaps most disturbing is the fact that no person opts in to Equifax (or the only two<br />

other credit bureaus, Experian and TransUnion) and you cannot opt out. But anyone who<br />

has credit, meaning any adult American, was likely part of the breach, or vulnerable to<br />

identity theft. Credit reporting agencies calculate credit scores based on a consumer’s entire<br />

financial history to determine which consumers get loans and credit cards and at what<br />

interest rate. Credit bureaus scoop up consumers’ personal and financial information and<br />

sell it to banks and other financial institutions, even though no one gives them permission<br />

to do this. Oversight for credit monitoring agencies is lax at best, and they are scrutinized<br />

only when there is an epic transgression. Though the European Union is rolling out<br />

strict new privacy rules, called General Data Protection Regulation, in May, Republican<br />

lawmakers blocked all legislation proposed to better protect Americans’ privacy or to force<br />

credit bureau accountability for loss of people’s personal information.<br />

In other words, you are on your own.<br />

“Once the information is out there, it is out there,” said Clifford Neuman, director<br />

of USC’s Center for Computer System Security. “There is nothing you can do to keep it<br />

from further circulating. You can just make it harder for someone to use it and appropriate<br />

your identity.”<br />

Following is a list of the best ways to protect yourself after your information has been<br />

breached, and Neuman said that everyone should act defensively, assuming that their<br />

personal and financial information has been breached.<br />

FREEZE YOUR CREDIT<br />

Freeze your credit with all three credit reporting agencies — Equifax, Experian, and<br />

TransUnion; that keeps any new creditors from seeing your personal and financial information<br />

in a credit report and issuing a card or loan. You need to freeze it at all three agencies<br />

because an identity thief could use your personal information to apply for credit at a<br />

lender that checks files with just one of the agencies, said Neuman. “Freezing your credit<br />

blocks people from using your information to open a credit card account,” said Neuman.<br />

A credit freeze may require a small fee, usually about $10 per bureau.<br />

After absorbing consumer rage and a lashing from lawmakers, Equifax dropped the<br />

charge to freeze consumers’ credit following the breach. The company offered a free year<br />

of its TrustedID Premier credit protection and monitoring service to all U.S. consumers<br />

who signed up by the end of January; that includes a credit freeze, credit file monitoring<br />

for the three bureaus, the ability to lock and unlock your Equifax credit report, identity<br />

theft protection and insurance and Internet scanning for Social Security numbers. At the<br />

end of the free year, charges apply, as they already do for customers who sign up in Febru-<br />

–continued on page 12<br />

02.18 | ARROYO | 11


–continued from page 11<br />

ary or later. That has angered many consumers, who’ve pointed out that Equifax’s negligence<br />

created the need for the TrustedID Premier services that it is now selling or marketing<br />

to the very consumers victimized by the breach. Naturally, some consumers refuse pay a<br />

nickel to Equifax. The company has since announced the Jan. 31 launch of its Lock & Alert<br />

service; it’s billed as free for life, but the website doesn’t provide details.<br />

NOTE ABOUT UNFREEZING CREDIT<br />

A small fee may apply when you want to unfreeze your credit in order to apply for new<br />

loan or a credit card. (Appalling note: credit reporting bureaus have fought all state laws<br />

designed to make freezes available, along with all other regulatory strictures. Freezes make<br />

it more difficult for credit bureaus to profit from selling Americans’ personal data.)<br />

One problem with a credit freeze is that when you want to apply for a new line of credit<br />

or a loan, you will need to unfreeze your credit and then refreeze it, which may involve fees.<br />

You will be given a PIN number to unfreeze your credit, so be mindful of the PIN number<br />

issued with your credit freeze by each bureau (for a total of three separate PINs) ; you will<br />

need to access the PIN later if you want to open a line of credit. Consumer advocates at<br />

Identity Theft Resource Center (ITRC), a San Diego–based consumer advocacy nonprofit,<br />

are circulating a petition on Change.org (#FreeFromAll3) to make credit freezes free for all<br />

Americans with one free thaw and one free refreeze per year.<br />

MONITORING YOUR CREDIT AND ACCOUNTS<br />

Free credit reports are available once a year from all three credit reporting agencies<br />

by making an online request at annualcreditreport.com, checkfreescore.com and<br />

freescoreonline,com (the latter two websites offer a free seven-day trial, followed by a<br />

monthly fee of nearly $40 — of course, they bank on you forgetting to cancel). You can<br />

also request a free credit report at all three credit bureaus separately. You can space out your<br />

requests to get one report every four months.<br />

Credit Karma is a website and mobile app that pulls your credit scores from Equifax and<br />

TransUnion (but not Experian) anytime, as often as you want, for free; it also offers free<br />

credit monitoring, alerting consumers when there is any change in their credit report or<br />

when a new account is added to their credit report. (Credit Karma does not sell subscriber<br />

information, instead relying on digital advertising income.) Neuman uses Credit Karma.<br />

“Once you set up an account, you get an alert when there is any activity on your credit<br />

file,” which helps detect signs of identity theft more quickly, he said, adding that you won’t<br />

have to search your credit file because of the alerts.<br />

Review credit card and bank statements weekly for red flags. Many credit card companies<br />

and banks automatically provide some identity fraud protection and alert customers<br />

when a suspicious charge occurs out of step with a customer’s spending habits. You can learn<br />

about these services by asking your financial institution or credit card companies. Setting<br />

alerts at your bank to notify you anytime a transaction is made over a set amount, such as<br />

$50, will immediately alert you to any charge of consequence.<br />

IDENTITY PROTECTION SERVICES<br />

For people who want to streamline their monitoring of all three credit bureaus into one<br />

subscription service, and do not mind forking over a monthly fee for expanded services<br />

like identity restoration services, instant fraud alerts and more, there are options such as<br />

IDShield and LifeLock, to name a couple. (Do read consumer reviews before subscribing.)<br />

But even these services have limitations.<br />

“Consumer protection services can be helpful, but they can’t stop identity theft,” warns<br />

Neal O’Farrell, executive director of The Identity Theft Council, a consumer advocacy<br />

nonprofit based in Walnut Creek, California. “They… just let you know that it might be<br />

happening and help you resolve it.”<br />

Identity protection services will monitor all three credit bureaus, send fraud alerts when<br />

your identity is being used, scan the Internet for potential threats to your information,<br />

restore a secure identity if stolen and resolve disputes and losses resulting from identity theft.<br />

Prices generally vary from $10 to $30 a month, depending on the level of protection. The<br />

Equifax breach has been a driver of panicked consumers signing up for identity protection<br />

services, and for the record, Equifax is one of LifeLock’s credit monitoring providers. Since<br />

the Equifax breach, LifeLock’s web traffic increased sixfold, with enrollments jumping 10<br />

times the pre-hack rates, according to Bloomberg News. Equifax has not stated what it will<br />

do to prevent another breach.<br />

STRENGTHEN YOUR PASSWORDS<br />

“Good password habits are essential and especially not using the same passwords forever<br />

or for multiple accounts,” noted O’Farrell, also author of a new, free ebook, Double Trouble<br />

— Protecting Your Identity in an Age of Cybercrime, a broad examination of consumer security,<br />

privacy and identity issues (GetDoubleTrouble.com). “Protecting your personal email password<br />

is critical. If hackers get that password, they can delve through years of your personal<br />

and professional life, stuff you can’t change.” And once personal information is lost, there is<br />

no getting it back. That’s why passwords and PINs require hypervigilance to outwit hackers’<br />

attempts at cracking them.<br />

“The information that has gone out with the Equifax breach has gone out and it is out<br />

there,” said Peter Reiher, a UCLA adjunct professor of computer science. “It is more likely<br />

that any info that you think is private is somewhere that it shouldn’t be. And somebody can<br />

get it if they want it. It is worse when you think about passwords and credit cards and anyone<br />

with a cellphone, or Alexa, where anything you say and do is being sent up to Google<br />

and, hopefully, they are not doing something bad with it.”<br />

Chilling. This is why making your passwords more difficult to cyber-crack, and changing<br />

them regularly is a good strategy. Avoid a short password, or an easily hackable word<br />

or name (no family members), according to Money magazine (time.com/money/collectionpost/2791981/how-do-i-create-a-secure-password/?xd=emailshare).<br />

For guidance on creating<br />

a hack-proof password and a more secure login, go to “How do I create a really strong<br />

password that I can actually remember?”<br />

LOCK YOUR DEVICES<br />

Make sure all your devices (phones, tablets, laptops and desktop computers) have password<br />

protection or fingerprint protection. Sign up for remote locking or wiping your phone<br />

clean, so that if it is stolen you can still remove any personal information lost to thieves.<br />

AVOID CLICKING LINKS<br />

Do not click on potentially virus-contaminated links in emails, a common and easy way<br />

for hackers to access your computer and steal personal information. Instead of clicking on a<br />

link, Google the webpage in the email and click on that entry instead.<br />

HYPERVIGILANCE: THE NEW NORMAL<br />

The Equifax breach is only one of many breaches. According to a Javelin Strategy and<br />

Research study, more than 15 million people were victims of identity theft in 2016, the<br />

highest number of victims in one year ever recorded, and 2 million more than the previous<br />

year. More than 800 data breaches were reported in the first six months of 2017, according<br />

to Identity Theft Resource Center. And almost 1.4 million data records were compromised<br />

worldwide in 2016, according to the cybersecurity firm Gemalto. This suggests that identity<br />

thieves are highly adaptable to the latest iteration of cybersecurity tactics. And that means<br />

consumers, whose data is presumably out in cyberspace, have to live defensively, take every<br />

measure to secure personal data against hackers and stay hypervigilant. ||||<br />

12 | ARROYO | 02.18


02.18 | ARROYO | 13


arroyo<br />

<br />

~HOME SALES INDEX~<br />

HOME SALES<br />

-33.10%<br />

AVG. PRICE/SQ. FT.<br />

7.01%<br />

Dec.<br />

2016<br />

432HOMES<br />

SOLD<br />

ALHAMBRA DEC.’16 DEC.’17<br />

Homes Sold 29 31<br />

Median Price $592,000 $657,500<br />

Median Sq. Ft. 1462 1522<br />

ALTADENA DEC.’16 DEC.’17<br />

Homes Sold 34 15<br />

Median Price $780,000 $825,000<br />

Median Sq. Ft. 1643 1616<br />

ARCADIA DEC.’16 DEC.’17<br />

Homes Sold 30 21<br />

Median Price $1,125,000 $1,128,000<br />

Median Sq. Ft. 2241 1955<br />

EAGLE ROCK DEC.’16 DEC.’17<br />

Homes Sold 15 15<br />

Median Price $885,000 $815,000<br />

Median Sq. Ft. 1576 1388<br />

GLENDALE DEC.’16 DEC.’17<br />

Homes Sold 120 83<br />

Median Price $727,000 $793,000<br />

Median Sq. Ft. 1606 1424<br />

LA CAÑADA DEC.’16 DEC.’17<br />

Homes Sold 21 17<br />

Median Price $1,450,000 $1,685,000<br />

Median Sq. Ft. 1930 2275<br />

PASADENA DEC.’16 DEC.’17<br />

Homes Sold 139 86<br />

Median Price $790,000 $822,500<br />

Median Sq. Ft. 1600 1542<br />

SAN MARINO DEC.’16 DEC.’17<br />

Homes Sold 14 8<br />

Median Price $2,300,000 $1,806,750<br />

Median Sq. Ft. 2777 2554<br />

SIERRA MADRE DEC.’16 DEC.’17<br />

Homes Sold 8 8<br />

Median Price $742,000 $771,500<br />

Median Sq. Ft. 1603 1421<br />

SOUTH PASADENA DEC.’16 DEC.’17<br />

Homes Sold 22 5<br />

Median Price $1,306,250 $925,000<br />

Median Sq. Ft. 1959 1628<br />

TOTAL DEC.’16 DEC.’17<br />

Homes Sold 432 289<br />

Avg Price/Sq. Ft. $571 $611<br />

Dec.<br />

2017<br />

289HOMES<br />

SOLD<br />

HOME SALES ABOVE $850,000<br />

RECENT HOME CLOSINGS IN THE PASADENA WEEKLY FOOTPRINT<br />

source: CalREsource<br />

ADDRESS CLOSE DATE PRICE BDRMS. SQ. FT. YR. BUILT PREV. PRICE PREV. SOLD<br />

ALHAMBRA<br />

315 North Monterey Street 12/21/17 $2,750,000 3 2643 1923 $170,000 11/18/1986<br />

225 North Valencia Street 12/06/17 $1,350,500 6 2971 1922 $715,000 11/12/2013<br />

1612 Siwanoy Drive 12/07/17 $1,310,000 3 2515 1975<br />

1221 South Garfi eld Avenue 12/19/17 $1,200,000 6 3340 1942<br />

1225 South Garfi eld Avenue 12/19/17 $1,200,000 6 3340 1942<br />

616 North Cordova Street 12/28/17 $1,150,000 4 2100 1940 $95,000 11/30/1978<br />

312 North Primrose Avenue 12/15/17 $945,000 3 2016 1923<br />

ALTADENA<br />

1545 East Mendocino Street 12/04/17 $1,510,000 4 3492 1930<br />

1673 East Calaveras Street 12/08/17 $1,105,000 5 1996 1948 $930,000 04/15/2014<br />

1855 East Altadena Drive 12/04/17 $1,025,000 3 1795 1948 $927,500 05/02/2005<br />

2128 Mar Vista Avenue 12/19/17 $968,000 2 1870 1950 $399,000 07/30/1999<br />

1551 East Loma Alta Drive 01/03/18 $949,000 3 2304 1949<br />

1176 Mt. Lowe Drive 12/12/17 $935,000 3 1843 1925 $160,000 10/12/1984<br />

633 East Poppyfi elds Drive 12/22/17 $850,000 2 1169 1947 $648,000 07/31/2017<br />

ARCADIA<br />

964 Fallen Leaf Road 12/18/17 $11,880,000 0 0 $4,250,000 10/31/2014<br />

1426 Oaklawn Road 12/20/17 $5,550,000 0 0 $2,430,000 08/26/2015<br />

141 East Las Flores Avenue 12/22/17 $4,700,000 7 9216 2016 $1,750,000 12/12/2013<br />

316 East La Sierra Drive 12/21/17 $1,850,000 5 4218 2004 $1,250,000 06/30/2004<br />

166 East Winnie Way 12/08/17 $1,520,000 5 3430 1990 $652,500 10/10/2002<br />

1208 Louise Avenue 12/06/17 $1,368,000 3 2257 1958 $82,500 04/01/1976<br />

566 South 2nd Avenue 12/13/17 $1,325,000 3 2510 2015<br />

1717 Louise Avenue 12/12/17 $1,280,000 3 2161 1963 $975,000 05/14/2013<br />

1029 North Old Ranch Road 12/07/17 $1,153,000 4 2720 1966 $950,000 10/17/2013<br />

1701 El Vista Circle 12/19/17 $1,135,000 3 1955 1951<br />

16 East Magna Vista Avenue 01/04/18 $1,128,000 4 1980 1963 $828,000 06/18/2009<br />

2027 South 7th Avenue 12/26/17 $1,020,000 2 1820 1950 $780,000 10/13/2006<br />

232 East Duarte Road 12/29/17 $1,000,000 3 1904 1962<br />

2120 South 8th Avenue 12/12/17 $978,000 3 1435 1950 $840,000 05/12/2014<br />

401 Alster Avenue 12/22/17 $900,000 3 1900 1948 $783,000 04/16/2007<br />

133 East Haven Avenue 12/07/17 $850,000 3 1511 1960<br />

EAGLE ROCK<br />

5347 Waldo Place 12/29/17 $1,120,000 2 2192 1961 $821,500 08/25/2006<br />

5209 Mt. Helena Avenue 12/26/17 $1,104,000 3 1092 1923 $650,000 06/02/2017<br />

2051 Norwalk Avenue 12/06/17 $960,000 3 1778 1918 $755,000 08/28/2015<br />

4844 Avoca Street 12/19/17 $883,000 3 1858 1950 $455,000 06/21/2006<br />

1461 Yosemite Drive 12/19/17 $873,000 3 1222 1950 $440,000 01/27/2011<br />

2545 Medlow Avenue 12/28/17 $870,000 5 3576 1991 $585,000 03/25/2004<br />

GLENDALE<br />

1539 Princess Drive 12/05/17 $3,200,000 7 8714 1941 $370,000 11/01/1982<br />

1830 Verdugo Vista Drive 12/29/17 $2,150,000 3 3715 1926 $1,500,000 01/09/2014<br />

1840 Deermont Road 12/19/17 $2,105,000 3 3505 1964 $1,500,000 01/29/2014<br />

429 Oak Street 12/01/17 $1,650,000 3 1646 1924<br />

5330 Quail Canyon Road 12/21/17 $1,525,000 5 4102 1986 $306,500 05/12/1986<br />

1733 Royal Blvd. 12/14/17 $1,400,000 3 2544 1950 $791,000 08/26/2010<br />

2181 East Chevy Chase Drive 12/27/17 $1,289,500 3 2156 1931<br />

1613 Wabasso Way 12/05/17 $1,280,000 3 2462 1927 $779,000 08/26/2003<br />

2066 Chilton Drive 01/03/18 $1,270,000 4 2354 1925 $900,000 05/27/2016<br />

619 Bohlig Road 12/15/17 $1,225,000 4 4010 1991 $1,140,000 06/28/2011<br />

1031 Marengo Drive 12/05/17 $1,205,500 4 3023 1987 $325,000 12/18/1987<br />

1608 Greenbriar Road 12/05/17 $1,145,000 3 1996 1965<br />

1112 Elm Avenue #B 12/26/17 $1,115,000 4 2000 1923 $700,000 03/30/2017<br />

1150 Avonoak Terrace 12/27/17 $1,100,000 5 2676 1964<br />

829 Calle La Primavera 12/11/17 $1,100,000 4 1943 1993 $1,005,000 06/26/2006<br />

1342 East Palmer Avenue 12/14/17 $1,035,000 3 2435 1993 $327,345 04/23/1999<br />

415 Ashburton Place 12/11/17 $1,030,000 4 2188 1939<br />

3161 Buckingham Road 12/19/17 $1,008,000 2 1554 1955<br />

700 West Dryden Street 12/27/17 $1,000,000 2 2040 1923 $430,000 06/18/2002<br />

1315 North Howard Street 12/14/17 $1,000,000 2 1058 1952 $562,000 06/17/2009<br />

3548 Buena Vista Avenue 12/27/17 $995,000 2 1634 1926 $674,000 08/24/2009<br />

The Arroyo Home Sales Index is calculated from residential home sales in Pasadena and the surrounding communities of South Pasadena, San Marino, La Canada Flintridge, Eagle Rock, Glendale (including Montrose), Altadena, Sierra<br />

Madre, Arcadia and Alhambra. Individual home sales data provided by CalREsource. Arroyo Home Sales Index © Arroyo <strong>2018</strong>. Complete home sales listings appear each week in Pasadena Weekly.<br />

14 | ARROYO | 02.18


GLENDALE<br />

1031 Oberlin Drive 12/04/17 $972,000 2 1218 1962 $565,000 04/28/2011<br />

3200 Buckingham Road 12/05/17 $970,000 4 2315 1959 $460,000 09/14/2000<br />

2325 Los Amigos Street 12/28/17 $969,000 3 1138 1947<br />

437 Canyon Drive 12/27/17 $935,000 4 2195 1949 $268,000 04/03/1997<br />

576 Caruso Avenue 12/27/17 $935,000 2 1338 2008 $575,000 02/02/2010<br />

1614 West Kenneth Road 12/13/17 $925,000 3 1592 1936<br />

1414 Highland Avenue 12/06/17 $900,000 2 1584 1953<br />

2609 Hermosita Drive 12/19/17 $900,000 4 2257 1924<br />

3227 Cornwall Drive 12/27/17 $889,000 3 1424 1963 $735,000 07/18/2017<br />

2014 Chilton Drive 12/29/17 $880,000 3 1631 1940 $272,500 05/10/1994<br />

334 Parkwood Drive 12/19/17 $875,000 3 2088 1955 $455,000 06/26/2001<br />

3219 Henrietta Avenue 12/19/17 $869,000 3 1733 1949 $772,000 09/12/2007<br />

1738 Glenwood Road 12/06/17 $865,000 3 1662 1937 $645,000 06/23/2005<br />

700 East Cypress Street 12/01/17 $856,500 2 1251 1925 $535,000 02/18/2011<br />

1917 Caminito De La Valle 12/06/17 $853,000 2 2093 1990 $675,000 05/08/2013<br />

LA CAÑADA<br />

1022 White Deer Drive 12/20/17 $1,815,000 4 2306 1966 $600,000 05/28/1999<br />

970 Regent Park Drive 12/13/17 $1,685,000 4 2275 1950 $850,000 09/01/2011<br />

4930 Angeles Crest Highway 12/27/17 $1,242,000 3 1946 1956 $845,000 10/10/2012<br />

4534 Cypress Drive 12/06/17 $975,000 3 1269 1954<br />

4315 Commonwealth Avenue 12/08/17 $3,600,000 6 5427 1999 $740,000 09/12/1997<br />

4930 Revlon Drive 12/05/17 $2,660,000 3 1560 1947 $1,259,000 03/02/2015<br />

5010 Hill Street 12/01/17 $2,400,000 4 3088 1955 $1,100,000 05/09/2005<br />

826 Green Lane 12/04/17 $2,245,000 2 1708 1951 $2,120,000 07/01/2015<br />

2263 San Gorgonio Road 12/13/17 $1,859,000 3 3388 1956 $1,600,000 02/23/2007<br />

4905 Angeles Crest Highway 12/07/17 $1,830,000 4 2746 1962<br />

905 Wiladonda Drive 12/06/17 $1,827,000 2 2714 1952 $1,000,000 11/10/2004<br />

827 Salisbury Road 12/27/17 $1,620,000 3 2052 1931 $1,315,000 03/28/2014<br />

5249 Escalante Drive 12/14/17 $1,200,000 4 2848 1949 $485,000 12/27/1989<br />

5122 Crown Avenue 12/29/17 $1,200,000 3 1429 1951 $775,000 04/11/2005<br />

4728 Castle Road 12/06/17 $1,125,000 3 2501 1947 $457,500 02/16/2001<br />

1974 Hilldale Drive 12/05/17 $850,000 2 1472 1954 $749,000 08/04/2005<br />

PASADENA<br />

320 Patrician Way 12/12/17 $3,700,000 4 5850 1956 $300,000 08/20/2007<br />

180 South San Rafael Avenue 12/06/17 $3,600,000 3 3087 1959<br />

1490 El Mirador Drive 12/07/17 $3,050,000 4 3990 1963 $2,650,000 07/21/2016<br />

3390 Lombardy Road 12/07/17 $3,003,000 4 3979 1953 $2,255,000 11/14/2012<br />

155 Cordova Street #501 12/07/17 $2,450,000 3 3840 2010 $2,450,000 01/08/2013<br />

1715 Knollwood Drive 12/15/17 $2,300,000 2 2670 1959 $1,530,000 04/21/2017<br />

931 Canon Drive 01/03/18 $2,125,000 3 1975 1962 $1,330,000 04/05/2013<br />

295 Palmetto Drive 12/15/17 $2,106,000 6 3313 1919 $2,150,000 10/02/2007<br />

581 Busch Place 12/19/17 $1,900,000 3 2861 1938<br />

1637 Hastings Heights Lane 12/12/17 $1,691,000 3 3433 1984 $1,475,000 04/22/2005<br />

1118 Glen Oaks Blvd. 12/15/17 $1,670,000 2 1828 1954 $1,050,000 06/09/2017<br />

1447 Edgecliff Lane 12/01/17 $1,634,500 4 2618 1930 $1,365,000 07/31/2014<br />

2953 East California Blvd. 12/12/17 $1,535,000 3 2148 1949 $1,009,000 01/19/2007<br />

1380 East Villa Street 12/15/17 $1,460,000 6 4220 1925 $915,000 11/18/2013<br />

1190 Afton Street 12/22/17 $1,444,000 3 2712 1950<br />

554 Prescott Street 12/14/17 $1,400,000 4 2960 1914<br />

1677 Oakdale Street 12/12/17 $1,375,000 4 2143 1922 $620,000 12/31/2012<br />

1650 San Pasqual Street 12/29/17 $1,331,500 3 2253 1951 $1,095,000 04/24/2012<br />

645 Cliff Drive 12/21/17 $1,300,000 3 2079 1953 $985,000 03/08/2006<br />

356 South Grand Avenue 01/02/18 $1,275,000 2 1727 1965<br />

1490 Lancashire Street 12/01/17 $1,210,000 3 2298 1965 $750,000 03/13/2003<br />

1295 Doremus Road 12/11/17 $1,207,000 4 1836 1958 $815,000 07/01/2010<br />

1622 Poppy Peak Drive 12/07/17 $1,135,000 1 1534 1964<br />

1 South Orange Grove Blvd. #5 12/06/17 $1,100,000 2 2104 1980 $785,000 03/13/2009<br />

191 South Daisy Avenue 12/06/17 $1,100,000 4 1968 1948 $825,000 02/04/2014<br />

1101 Heatherside Road 12/29/17 $1,032,500 3 1428 1948 $760,000 11/10/2004<br />

653 South Lake Avenue #4 12/28/17 $1,030,000 3 2556 2006 $810,000 11/17/2006<br />

480 South Los Robles Avenue #3 12/20/17 $1,005,000 3 1850 2009 $785,000 11/15/2011<br />

776 South Orange Grove Blvd. #3 12/28/17 $1,000,000 2 2084 1982 $740,000 02/23/2010<br />

3781 Mountain View Avenue 12/05/17 $985,000 6 2474 1963<br />

1964 Monte Vista Street 12/05/17 $970,000 3 2225 2000 $680,000 05/05/2004<br />

1695 North Catalina Avenue 12/18/17 $952,000 2 1552 1929 $680,000 03/31/2017<br />

2279 Loma Vista Street 12/12/17 $950,000 3 1647 1930 $470,000 11/19/2002<br />

625 South Orange Grove Blvd. #6 01/02/18 $925,000 3 1908 1965 $700,000 05/21/2015<br />

3232 La Vina Way 12/21/17 $910,000 3 2131 1974 $550,000 03/31/2004<br />

862 North Hill Avenue 12/13/17 $890,000 2 1550 1921 $775,000 12/09/2005<br />

968 South Orange Grove Blvd. #A 12/04/17 $880,000 3 1340 1954 $885,000 03/13/2006<br />

2042 Layton Street 12/27/17 $875,000 3 1584 1924 $441,000 09/15/2003<br />

1091 North Marengo Avenue 12/01/17 $854,500 2 1583 1897 $368,000 08/08/2013<br />

SAN MARINO<br />

1288 Oak Grove Avenue 12/05/17 $12,880,000 9 9204 1930 $500,000 04/11/2006<br />

2395 Adair Street 12/11/17 $2,380,000 5 2774 1940 $671,000 01/25/2001<br />

1225 Oakwood Drive 12/04/17 $2,125,000 3 3107 1951 $1,625,000 06/27/2012<br />

1875 Kenilworth Avenue 12/20/17 $1,833,500 4 2957 1940<br />

2930 Sheffi eld Road 12/19/17 $1,780,000 3 1903 1948<br />

440 Pilgrim Place 12/13/17 $1,700,000 3 2333 1957<br />

2990 Somerset Place 12/12/17 $1,570,000 4 2028 1950 $1,350,000 08/30/2013<br />

1935 Montrobles Place 12/19/17 $1,350,000 3 1549 1926 $358,000 09/25/1992<br />

SIERRA MADRE<br />

219 Rancho Road 12/19/17 $1,800,000 4 3190 1934 $560,000 07/28/1994<br />

543 East Orange Grove Avenue 12/19/17 $1,250,000 2 2469 1941 $286,500 07/21/2000<br />

170 Adams Street 12/12/17 $925,000 2 2260 1922 $350,000 06/15/1998<br />

455 Mt. Wilson Trail 12/01/17 $905,000 3 1597 1963 $440,000 10/19/2000<br />

SOUTH PASADENA<br />

713 Flores De Oro 01/03/18 $1,650,000 4 2174 1972<br />

1301 Mountain View Avenue 12/27/17 $1,284,500 3 2084 1962 $165,000 04/28/1981<br />

1425 Lyndon Street #C 12/04/17 $925,000 4 1628 1985 $388,636 04/28/2003<br />

1133 Grevelia Street 12/05/17 $850,000 2 1240 1977 $482,500 09/30/2011<br />

02.18 ARROYO | 15


16 | ARROYO | 02.18


ARROYO<br />

HOME & DESIGN<br />

SPECIAL ADVERTISING SUPPLEMENT<br />

SCORE A GREAT MORTGAGE WITH<br />

GOOD CREDIT SCORES<br />

The housing market is heading into prime season for buying a home<br />

BY BRUCE HARING<br />

If you’re an apartment dweller, you know the<br />

drill. Each month, you write a check to your<br />

landlord, watching as a thousand dollars or<br />

more goes from your pocket to his or hers.<br />

The real estate website Zillow notes that the median rent price in Los<br />

Angeles County hit $3,000 as of November, 2017. That means $36,000<br />

per year is going to someone else if you live alone. In some markets –<br />

particularly in the hottest and hippest areas to live – rent can consume as<br />

much as half of take-home income.<br />

Instead of continuing on that path to nowhere, you could make a<br />

smooth transition to home ownership. The median home value in Los<br />

Angeles County is now $588,000, per Zillow. While some claim the market<br />

is due for a correction, there’s also an old saying - no one ever went broke<br />

buying California real estate. That’s because they aren’t making any<br />

more of it, and this is a state whose population is growing.<br />

Given that situation, it may be time for you to explore getting out<br />

of the rent race and consider owning your own house, townhouse or<br />

condominium. By doing so, you gain control of your living situation and<br />

benefi t from any appreciation on the property’s value.<br />

Of course, not everyone can qualify for a home loan. You need a<br />

down payment in most cases, must be employed or doing well in your<br />

own business, and your credit score can’t be terrible. While there are<br />

many factors that go into a loan determination, there are credit score<br />

minimums in most cases.<br />

Cornett Communications, a public relations fi rm that monitors the<br />

real estate market, determined that a FICO score of at least 650 is a good<br />

level to be at for most fi nancing situations. But you can have a lower<br />

–continued on page 18<br />

02.18 | ARROYO | 17


—ADVERTISING SUPPLEMENT—<br />

–continued from page 17<br />

score, in some instances, and still manage to secure a loan.<br />

Fannie Mae and Freddie Mac are government-backed mortgage<br />

lending houses, and many other lenders look to them for guidance on<br />

standards. Fannie Mae requires a minimum credit score of 620 with a 20<br />

percent down payment for its loans, and no more than 45 percent of your<br />

income can go towards paying debt.<br />

The Federal Housing Administration and the Veterans Administration<br />

also provide credit to certain segments of the population. The FHA<br />

requires a minimum credit score of 580 and a 3.5 percent down payment.<br />

The Veterans Administration is an even better deal – there is no minimum<br />

credit score required to qualify for a loan, and 100 percent fi nancing is<br />

available. However, any down payment and a good credit score will<br />

lower your mortgage’s interest rate. To qualify, you must be an armed<br />

services veteran.<br />

THE FED MAY RAISE RATES<br />

If you decide to move forward on getting a home and your credit<br />

score matches up with the lender’s standards, it’s a good idea to move<br />

fast. Interest rates on home loans are still at historic lows, but that could<br />

change in the coming year.<br />

The Federal Reserve is the central bank that determines the prime<br />

lending rates that infl uence what you pay for your mortgages, credit<br />

cards, and other loans. Last year, they raised the prime lending rate a few<br />

times, marking only the second time since the 2008 fi nancial crisis that<br />

the needle has moved upward.<br />

When the rates rise, you pay more for any loans. Although no one<br />

can predict which way the economy is headed and the Fed’s response<br />

to that movement, many seasoned observers believe that interest rates<br />

will be raised several times in the coming year.<br />

Let’s assume you have a decent credit score and a down payment,<br />

are gainfully employed in some fashion, and are ready to seek out your<br />

new home. There are several steps you can take before starting to call<br />

real estate agents that will make your search easier and improve your<br />

chances of getting a home. These steps are being pre-qualifi ed and preapproved<br />

for a mortgage.<br />

–continued on page 23<br />

18 | ARROYO | 02.18


02.18 | ARROYO | 19


20 | ARROYO | 02.18


02.18 | ARROYO | 21


22 | ARROYO | 02.18


—ADVERTISING SUPPLEMENT—<br />

–continued from page 18<br />

PRE-QUALIFIED VS. PRE-APPROVED<br />

You can become pre-qualifi ed based on your own statements. A<br />

lender will ask several questions either over the phone or via the Internet<br />

or an app. They will try to get a picture of your income, debts and assets to<br />

get a rough idea of how much mortgage assistance you will likely receive.<br />

Once they determine that, you can begin looking at neighborhoods and<br />

houses within your price range.<br />

Keep in mind that pre-qualifi cation does not mean you have a loan<br />

in place. In order to qualify for a mortgage, you need to move from prequalifi<br />

ed to pre-approved, the next step in the mortgage process.<br />

Getting pre-approved is where the rubber meets the road in lending.<br />

Instead of relying on your statements – a process that proved disastrous<br />

in the great real estate meltdown of 2008 – the mortgage lender will now<br />

require tax forms, bank statements, pay stubs and other documents that<br />

indicate that your claims of prosperity are valid. These are particularly<br />

important in major metropolitan areas, where high real estate prices<br />

require what’s known as a “jumbo” loan, which is so large it’s not backed<br />

by the government.<br />

Once the lender determines how much they will be willing to lend<br />

you, you can begin shopping in earnest. Sometimes, in a competitive<br />

housing market, there are multiple bids for the same residence. Having<br />

fi nancing in hand means you are a serious bidder and will not present any<br />

undue problems to the seller regarding closing. That can sometimes give<br />

you an edge over less-qualifi ed people.<br />

There’s one more step on the path to home ownership, though – your<br />

mortgage lender will need to make a fi nal commitment. In this process,<br />

the house you want to buy will be evaluated to make sure you’re not wildly<br />

over-paying for it. The home will also be appraised for structural fl aws and<br />

any legal matters that may tie up the title.<br />

While that appraisal is going on, you may also undergo a fi nal round<br />

of scrutiny on your own fi nances. This is done to ensure that nothing has<br />

changed in your circumstances since pre-approval, like losing a job or<br />

piling on some other form of enormous debt.<br />

Presuming everything clears, you will soon be fi lling out paperwork<br />

and picking up the key to your new home. You will be done with rising<br />

rents, and now join the long line of home owners that are the bedrock of<br />

any society.<br />

If your credit score or other circumstances weren’t suffi cient to get a<br />

home loan, don’t despair. You can build up your credit score monthly by<br />

paying your bills on time, paying down credit card balances, and making<br />

sure your credit report doesn’t contain errors. Over time, you will rise to a<br />

level where mortgage lenders will compete for your attention. ||||<br />

02.18 | ARROYO | 23


THE<br />

FIRES<br />

NEXT<br />

TIME<br />

Strategies for<br />

homeowners to<br />

protect their assets<br />

from the growing<br />

threat of wildfires<br />

BY BETTIJANE LEVINE<br />

“There was a desert wind blowing that night. It was one of those<br />

hot dry Santa Anas that come down through the mountain passes<br />

and curl your hair and make your nerves jump and your skin itch.<br />

On nights like that every booze party ends in a fight. Meek little<br />

wives feel the edge of the carving knife and study their husbands’<br />

necks. Anything can happen.”<br />

That’s how Raymond Chandler described Santa Anas in his 1938 novella “Red<br />

Wind.” And when the dry winds arrive, wildfires often arrive with them. Aptly<br />

named, they pounce like raging bulls, erratic and unpredictable, depending on wind<br />

direction and severity. It’s been happening since long before there were humans here<br />

to lament or write about them.<br />

In the beginning, the fires were spontaneous eruptions every 30 to 130 years;<br />

they were nature’s way of preserving the valleys’ foothill greenbelts which depended<br />

upon fire to regenerate and flourish. Nowadays, wildfires happen every year with increasing<br />

frequency and severity, and 95 percent of them are caused by humans rather<br />

than nature. Experts predict that extended periods of high temperatures combined<br />

with continuing lack of rain will cancel out the seasonal aspect of wildfire danger and<br />

replace it with a year-round threat to life and what many count as their largest asset<br />

— their home. Governor Jerry Brown recently said that we have to start assuming<br />

that fire season will go right through Christmas.<br />

Much of Arroyoland is considered by the California Department of Forestry and<br />

Fire Protection (Cal Fire) to be in the highest category of risk for ignition. Pasadena,<br />

Duarte, Glendale, La Caňada Flintridge and Monrovia are all tagged as Very<br />

High Fire Hazard Severity (VHFS) zones. In 1993, 115 homes burned in the Eaton<br />

Canyon area of Altadena, with embers from that fire setting off flames that burned a<br />

dozen homes in Pasadena and Glendale. In 2009, the Station Fire threatened 12,000<br />

structures, mostly in Pasadena, La Cañada Flintridge, Glendale, La Crescenta and<br />

Altadena. It came within one eighth of a mile of Jet Propulsion Labs and destroyed<br />

89 nearby homes and 120 other structures. The cause was arson.<br />

We were lucky to avoid damage from last December’s multiple fires, the largest<br />

ever recorded in Southern California history (although a brush fire scorched 50 acres<br />

near Mt. Wilson just last October). Such disasters were once attributed to building<br />

homes in or near wildfire-prone areas, but that explanation no longer holds true.<br />

Stephen Pyne, a wildfire historian who’s written 30 books on the subject, told the<br />

Los Angeles Times last October: “It’s no longer just the case that we’re building homes<br />

where the fires are. The fires seem to be going where the houses are.”<br />

Financial losses are the least of our worries when we wake in the middle of the<br />

night to firefighters pounding on our door, telling us to get out quickly. In the recent<br />

24 | ARROYO | 02.18


fires, some families had minutes or even seconds to evacuate before their homes<br />

ignited or exit roads were blocked. We’ve all read stories of those who couldn’t even<br />

corral their pets in time to save them. The financial aftermath comes later, affl icting<br />

those who’ve lost everything and haven’t fully prepared for such eventualities.<br />

No matter how well we try to protect our property, we’re all somewhat vulnerable. So<br />

how do you prepare for such an event, which may occur months or years from now, or<br />

may never happen? And what do you take with you if you have to leave in a hurry?<br />

DO THIS NOW, BEFORE DISASTER STRIKES.<br />

Many experts weighed in on this subject after last year’s fires around California.<br />

Their suggestions are worth noting — they’ll stand you in good stead whether you’re<br />

confronted with fire or any other kind of catastrophic event that requires you to leave<br />

your home quickly.<br />

l. Read your home insurance policy carefully.<br />

Don’t assume that your agent, who may be very capable, has covered you correctly.<br />

There are hundreds of sad stories from fire victims of every economic bracket who<br />

trusted they were completely covered for rebuilding but found out otherwise — when<br />

it was too late. Many were short more than $100,000 in rebuilding costs, some in the<br />

hundreds of thousands. Some could not afford to rebuild.<br />

Your policy should not simply cover the value of your home; it should cover all<br />

costs of rebuilding it according to current codes. “Roughly 60 percent of American<br />

homes are underinsured,” according to CoreLogic, an Irvine-based company that<br />

provides data to home insurers. Amy Bach, director at United Policyholders, a San<br />

Francisco–based nonprofit representing consumers, calls it “a huge problem.” Consumers<br />

rely on their agents, who sometimes rely on formulas that do not cover costs,<br />

she says. Sometimes even the most reliable agents simply make mistakes.<br />

Also, if you’ve updated or added onto any part of your home (such as a kitchen<br />

or deck), report that to your insurance agent. Homeowners who fail to update after<br />

making improvements are in for problems, says Janet Ruiz of the Insurance Information<br />

Institute trade group in New York.<br />

2. Pack an evacuation bag (sometimes called a grab-and-go kit) with<br />

all your important documents, so you can quickly take them in an emergency.<br />

It should contain birth certificates, passports, social security cards, property titles,<br />

home insurance policy, crucial health cards and records, any critical papers. You may<br />

think some of these are easily replaceable, but in chaotic times it could take weeks or<br />

months, and you’ll need many of them immediately after any disaster. You’ll want the<br />

home insurance policy to ensure you get proper coverage if you’re filing a claim with<br />

your insurer or FEMA, especially since adjusters will be overworked and rushed.<br />

Digitize as many important documents as you can and keep a hard drive in the kit<br />

or make sure they’re available online. If you have old, irreplaceable family photos, you<br />

might send them and any important videos to be scanned and transferred to DVDs,<br />

which can be stored in a safety deposit box.<br />

–continued on page 26<br />

02.18 | ARROYO | 25


–continued from page 25<br />

Take a video of your home including all furniture, art and belongings. This will be<br />

essential for insurance purposes. You might even want to video the inside of clothing<br />

drawers and closets if you have lots of stuff. One survivor of the 2003 San Diego fire<br />

told the L.A. Times that in order to receive insurance money, “she had to figure out<br />

how many T-shirts were in her drawers and what canned goods were in her cupboard.”<br />

Paula Baker, whose home was destroyed, told the paper: “It was exhausting. You<br />

have to make a lot of very big decisions financially and otherwise at a time when your<br />

mind is kind of reeling.”<br />

3. In another kit, keep a change of underwear and clothes, toiletries, a<br />

supply of medications, extra prescription glasses or contact lenses and<br />

perhaps any small irreplaceable jewelry or heirlooms you would not want<br />

to live without.<br />

Make a list in advance of other irreplaceable items you’d take depending on the<br />

time you have to evacuate and space you have in your vehicle. If there’s little time,<br />

grab your essential kits and go. If there’s more time, grab the items you’ve prioritized.<br />

4. Don’t forget to set aside a stash of cash.<br />

It’s key in times of disaster, and you want to have a good amount on hand in one<br />

of your kits.<br />

5. If you have pets, keep a bag of food, pet meds and other essentials<br />

near your document and clothing kits.<br />

You can rotate the food and meds, so they don’t become outdated.<br />

6. Plan on exactly what electronics you want to take — phone, laptops,<br />

tablets.<br />

And keep extra cords and chargers in your kit.<br />

AFTER THE DISASTER<br />

1. Keep a detailed journal starting the day of the wildfire, flood or any<br />

disaster that hits your home.<br />

Consumer advocates say meticulous notes will help the insurance claim process go<br />

more speedily and accurately. A diary should be updated daily with the dates, times<br />

and names of those you spoke with by phone or met with, including insurers, adjusters<br />

and contractors, plus a brief entry of what was said. Keep an envelope with all receipts<br />

that document your living expenses from the time you had to evacuate. According to<br />

Amy Bach of United Policyholders, receipts for temporary housing and other living<br />

expenses will document your additional living costs that are reimbursable.<br />

2. Even if your house has been totally destroyed, it is essential that you<br />

take pictures of the damage.<br />

If it’s too painful, Bach says, ask a friend or relative to do it for you. Such photos,<br />

even if they show only a remaining foundation, can help indicate the size and shape<br />

of the home and damage sustained.<br />

Above all, be vigilant when dealing with the aftermath of a wildfire or other<br />

disaster. Remember, when you’re dealing with claims adjusters and agents who are<br />

burdened with dozens or hundreds of cases under time pressure, you need to be your<br />

own best advocate. ||||<br />

26 | ARROYO | 02.18


TOO MANY PHISH<br />

IN THE SEA<br />

How scammers troll for your money, with bait you often can’t detect<br />

BY BETTIJANE LEVINE<br />

Most of us think we’re too savvy and<br />

sophisticated to fall for scams. We’d never<br />

wire money to a stranger promising us<br />

millions if we just send a few dollars. And<br />

we’d never opt for those get-rich-quick<br />

or easy-weight-loss schemes touted on<br />

social media and TV. But these days, many<br />

scammers seem as savvy and sophisticated<br />

as those they’re trying to scam. Combining<br />

technology with insight into human nature,<br />

they can catch us off guard more often than<br />

we’d like to think.<br />

–continued on page 28<br />

02.18 | ARROYO | 27


–continued from page 27<br />

Last November, USA Today reported the revival of a scam that actually began in<br />

Australia, where a caller claiming to be a courier service rep phoned people to ask if<br />

they would be home to accept a package that required a signature. Soon a uniformed<br />

courier arrived with flowers and wine. Because the gift contained alcohol, the<br />

courier said, there was a $3.50 verification charge to prove he’d actually delivered<br />

it to adults of legal drinking age. He couldn’t accept cash because the company<br />

needed proof of delivery via credit or debit card. They swiped the cards of people<br />

who consented on the small mobile machine the courier carried, which printed<br />

out receipts. A few days later, victims learned that their bank accounts had been<br />

drained by numerous withdrawals at various ATMs. The Electronic Funds Transfer<br />

at Point of Sale (EFTPOS) machine he carried was set up to skim not only their<br />

card numbers, but their PIN numbers as well.<br />

This kind of scam harkens back to pre-digital days, when financial scammers<br />

had to use ingenuity, energy and acting ability to squeeze money out of their marks.<br />

Some were brilliantly successful, and if they’d used their talents differently, they<br />

might have wound up wealthy, instead of poor and in jail. In the early 1900s, for<br />

example, George C. Parker actually sold the Brooklyn Bridge twice, convincing<br />

buyers they would control access and could set up toll booths which would garner<br />

millions of dollars. He also sold Grant’s Tomb, the Statue of Liberty and Madison<br />

Square Garden. For each project he had to produce legal-looking ownership<br />

documents and take on a false identity, as he did in the Grant’s Tomb sale where<br />

he pretended to be the general’s grandson. Or consider Charles Ponzi (1882–1949),<br />

whose name and scheme have long outlived him, its most notorious perpetrator<br />

of late being Bernie Madoff. Both men bilked investors of millions by promising<br />

outrageously high short-term profits. Ponzi and Madoff paid old investors with<br />

money coming from new ones, a plan that worked until investors tried to claim<br />

their profits and found there weren’t any.<br />

Indeed, thousands of clever con artists have been chronicled in newspapers by<br />

name and location since America’s founding. In the Internet era, however, we can’t<br />

tell who or where most scammers are based. They are nameless, faceless and can operate<br />

from anywhere across the globe. Even governmental agencies and police authorities<br />

can do little but issue warnings on their websites regarding current scams<br />

to look out for. The Internal Revenue Service, the Federal Trade Commission, the<br />

Securities and Exchange Commission and multiple nongovernmental groups, such<br />

as AARP, all issue and update such warnings. But even the most cautious among<br />

us aren’t likely to search for warnings before clicking on something that stirs our<br />

emotions or scratches our itch for a good bargain.<br />

That was the case for many of Netflix’s 110 million users, who fell prey to a<br />

recent phishing scam that looked legit. As Fortune reported, an email message<br />

arrived in their mailboxes saying the company could not confirm their billing information<br />

and service would be suspended unless they replied. Those who did so gave<br />

sensitive information, not to Netflix but to scammers who’d carefully designed the<br />

email using Netflix’s logo, font, etc. Lesson learned? Skillful scammers can copy<br />

any company’s formats and logos and fool people into thinking an email, social media<br />

message or coupon is real when it’s actually fake. And every bit of information<br />

scammers glean can be used or sold to help eventually commit identity theft.<br />

Thousands of Facebook users were scammed when they responded to a Mother’s<br />

Day promotion, allegedly from Bed Bath & Beyond. It offered a coupon for $75<br />

off purchases for those who forwarded the offer to their Facebook friends and<br />

answered a few simple survey questions. Those who complied never received the<br />

coupon because it was a scam, and it was almost exactly like one that had skewered<br />

customers of Costco, Amazon, Home Depot and Kroger earlier in the year.<br />

According to Snopes — which offers pictures of the legitimate-looking offer on<br />

its website — those who clicked to get the coupon and answered the survey allowed<br />

scammers to mine sensitive information such as email addresses, telephone<br />

numbers, dates of birth and credit card details. Snopes says such ruses can result in<br />

all sorts of unwanted flim-flam offers that are difficult to stop, plus the disclosure of<br />

personal details to social media grifters. Such scams include a simple but effective<br />

28 | ARROYO | 02.18


“like-farming” scam, which can lead to embarrassment when the page they liked is<br />

eventually converted into one with content that is salacious or otherwise unpalatable.<br />

Like-farming is simply the scammers’ way of acquiring massive numbers of<br />

Facebook likes for nefarious purposes. They post a compelling page with emotionally<br />

charged content about adorable animals, a sick child or groups who’ve been<br />

devastated by natural disasters. Then they collect information from users who<br />

interact with the page and sell that information to other scammers. Sometimes they<br />

erase the page’s original content and replace it with something used to spread malware<br />

or phishing scams. These tactics can result in stolen credit card numbers and<br />

all sorts of unwanted intrusions into users’ feeds. Last year, Facebook suspended a<br />

user who created a like-farming post that claimed Facebook would donate money to<br />

a cancer-stricken child if enough shares and likes were accrued. The story featured<br />

a stolen photo of a child (who actually had nothing more severe than chicken pox),<br />

and the text appeared so sincere that more than 1 million users shared the story.<br />

Facebook apologized and removed the post.<br />

Even your phone is vulnerable. Remember those caller ID screens on telephones<br />

that were a great boon when they first appeared? How nice to know who’s calling.<br />

Nowadays, one can’t always tell who’s calling from looking at the screen. We<br />

all know not to answer calls from numbers and names we don’t recognize. But<br />

callers half a world away can now program calls to look like they’re coming from<br />

right around the corner — with the same area code and even the same first three<br />

numbers as your own home phone, often with no name given or one that sounds<br />

familiar. People are tempted to answer because they assume it’s a nearby friend or<br />

neighbor.<br />

Worse yet, reports are surfacing that scammers who’ve gleaned some of your<br />

personal information from hackers who sold it can program calls to say they’re<br />

coming from your very own doctor’s office or your bank. These scammers may<br />

know your health conditions, or whether you’ve borrowed money, and they use<br />

various ruses that sound official to gather even more information. Many of these<br />

scams occur during open enrollment periods for Medicare, which is prime time for<br />

scammers trying to steal money and identities. AARP says this: “Never trust caller<br />

ID. Scammers can easily make it display whatever identity and phone number they<br />

choose, thanks to ‘spoofing’ products for sale on the Internet. Also, don’t be taken<br />

in if callers have personal info about you: fraudsters have been known to contact<br />

Medicare patients and accurately give the names and addresses of their doctors. It’s<br />

unclear how they got the information.”<br />

A recent tragic death in Wichita, Kansas, resulted from a spoofed or “swatted”<br />

(fake call summoning a SWAT team to an unsuspecting victim’s home) 911<br />

call that looked local and authentic to the police operator, but actually came from<br />

an online gamer in California. He claimed he was holding his family hostage and<br />

about to kill them. The 911 operator sent police to the residence the call allegedly<br />

came from — the home of a totally innocent 28-year-old father. He came to the<br />

door and was shot dead by officers who thought he was reaching for a weapon.<br />

It would take many encyclopedic volumes to catalogue the various scams now<br />

circulating on the Internet, some using information hacked from computer files of<br />

legitimate entities who were supposed to have kept the information secret. Con artists<br />

have a wide array of frauds: charity scams, fake sporting-event and theater-ticket<br />

scams, investment scams, census-related scams, government-grant scams, IRS scams<br />

and many more. There are stings targeted at specific religious, ethnic and sexual<br />

identity groups. If you think you’re smart enough to spot them all you’re probably<br />

wrong, experts say. So the best advice is not to believe anything or anyone you haven’t<br />

checked out — snopes.com and scambusters.org are good sources — before you enter<br />

into seemingly harmless contact online or by phone. ||||<br />

02.18 | ARROYO | 29


USC Pacifi c Asia Museum Director Christina Yu Yu<br />

PACIFIC ASIA<br />

MUSEUM REBORN<br />

The only university museum of art from Asia and the Pacific Islands<br />

reopens after extensive renovations.<br />

BY SCARLET CHENG<br />

Many have passed the two-story Chinese-style<br />

building on North Los Robles Avenue in Old<br />

Pasadena and wondered, What’s behind those<br />

thick beige walls topped with a green-tiled<br />

roof, curled up at the edges? A mural on the<br />

side wall provides clues — a large dragon with<br />

a twisting body, red stalks of bamboo and a<br />

seal-shaped sign containing the words “Pacific<br />

Asia Museum.” Now under the auspices of the<br />

University of Southern California, the Pacific Asia<br />

Museum (PAM) is the only university museum<br />

dedicated to the arts of Asia and the Pacific<br />

Islands, and it reopened in December after<br />

a year-and-a-half of seismic retrofitting and<br />

renovations.<br />

I enter the reception area through an arched portal, and Christina Yu Yu, the museum’s<br />

director for the last three years, comes down from upstairs offices to greet me. We<br />

start our interview in the first gallery of the current show — Winds from Fusang: Mexico<br />

and China in the Twentieth Century, running through June 10 as part of the Getty’s Pacific<br />

Standard Time LA/LA initiative focusing on Latin American and Latino art. We talk<br />

about some of the changes that have taken place, including the most obvious one: the<br />

removal of the old gift shop — it used to be in the large space where we are now seated —<br />

to make way for exhibition space. (But don’t worry; a smaller gift shop will be installed<br />

by the entrance desk.)<br />

“Our mission is to promote cross-cultural understanding, through arts and culture,”<br />

PHOTO: Courtesy of PAM<br />

30 | ARROYO | 02.18


Leopoldo Mendez, Fusilamiento, 1950 Ignacio Aguirre, Emiliano Zapata hecho prisionero por su lucha enfavor de Los campesinos, 1947<br />

IMAGES: Courtesy of PAM<br />

says Yu Yu, a former curator of Chinese and Korean art at the Los Angeles County<br />

Museum of Art. “How to make it happen, I think there are different strategies: before,<br />

we were very much a community-focused museum, and that is something we are still<br />

very committed to — we want to introduce Asian arts and culture to Southern California.<br />

Now that we are part of USC, [we want] to be integrated into the curriculum, that<br />

is something we’ve added.” One thing they’re working on, for example, is an augmented<br />

reality experience for visitors, possibly involving their cellphones. This collaboration with<br />

the USC Viterbi School of Engineering’s Information Technology Program will be “like<br />

a treasure hunt.”<br />

The building itself has long held a special place in the cultural history of Pasadena. It<br />

was built in 1924 for Grace Nicholson, an art collector and dealer who specialized in Native<br />

American and Asian art and artifacts. The architectural firm of Marston, Van Pelt &<br />

Maybury designed it in the style of a Chinese nobleman’s mansion, replete with a central<br />

courtyard containing a garden and a small pond. To ensure authenticity, Nicholson<br />

ordered some of the materials — including ceramic tiles, stone and marble carvings — directly<br />

from China; other architectural details were made by local craftsmen who studied<br />

photographs of Chinese buildings. When the building opened, the downstairs rooms<br />

functioned as an art gallery and shop, while the second floor was Nicholson’s home.<br />

In 1943 she donated the building to the City of Pasadena, retaining the right to live<br />

there until her death in 1948. Later it was occupied by the Pasadena Art Institute, which<br />

in 1954 became the Pasadena Art Museum. In 1970 that museum moved to Orange<br />

Grove and Colorado boulevards and became part of the Norton Simon Museum. The<br />

following year, the Pacificulture Foundation moved into the Nicholson building, starting<br />

the Pacific Asia Museum and eventually purchasing the property.<br />

Small museums are notoriously difficult to sustain financially, unless they have a hefty<br />

endowment, and this one did not. After years of financial struggle as a nonprofit, the<br />

museum came under the umbrella of USC in 2013, a move that brought in more than $1<br />

million to help underwrite the museum’s operating costs through its transitional period.<br />

USC also paid for an overall evaluation of the physical facilities, which led to the recent<br />

retrofitting and renovations; those cost another few million (the museum declines to<br />

reveal exactly how much). In addition to the retrofitting, the university also improved<br />

collections storage spaces, reinstalled the permanent exhibition and began a thorough<br />

inventory of holdings. Ultimately, the museum is expected to be self-sustaining.<br />

Visitors enter the museum building from the north wing, where the admissions desk<br />

and reception area are located. (The special exhibition galleries are in the south wing.)<br />

From there, a series of small galleries introduces visitors to Pacific Island, South Asian<br />

and Southeast Asian art, with the large galleries at the end of this wing dedicated to<br />

China, Japan and Korea. “We have 15,000 items in our collection,” Yu Yu says. “Geographically<br />

we cover all the regions in Asia, and chronologically, our oldest pieces are<br />

from 4,000 years ago. We have Neolithic pottery, and we also have contemporary art.”<br />

While museum officials will eventually pursue more acquisitions, their immediate focus is<br />

on exhibitions and programming.<br />

There are a number of outstanding items on display in the permanent collection, and<br />

Yu Yu highlights them during a walkthrough. From India is a medium-size second-century<br />

sandstone sculpture showing a “loving couple,” as the label says. “This is actually one<br />

of the earliest stone sculptures in Southern California,” she points out.<br />

In the Chinese section, her attention veers toward a blue-and-white plate, with a qilin,<br />

a lion-like mythical animal, painted in the center. It dates from the late Yuan to early<br />

Ming periods (i.e., the early 14th century) and reflects a Persian influence in its decorative<br />

border and use of cobalt blue. “It’s one of the most important pieces here,” says Yu Yu. In<br />

the Japan section, there are several classical woodblock prints, including the iconographic<br />

South Wind, Clear Sky by Katsushika Hokusai. This is the close-up of Mt. Fuji under a<br />

lacy canopy of clouds, part of a famous series depicting the majestic mountain from different<br />

angles.<br />

The temporary Winds from Fusang exhibition explores a little-known topic — the<br />

interchange between Chinese and Mexican artists that occurred in the 1930s and then<br />

again in the 1950s, after China had become a Communist nation. The show was cocurated<br />

by Yu Yu and guest curator Shengtian Zheng, a veteran Chinese art scholar and<br />

curator based in Vancouver.<br />

During an exhibition preview, Zheng explained the show’s inspiration. “Fusang is<br />

not a real place,” he said. “In Chinese mythology, it’s a mysterious place in the East.”<br />

For the Chinese in the 20th century, Mexico seemed a faraway and exotic place. In the<br />

1930s Mexican artist Miguel Covarrubias visited China twice, and several of his stylized<br />

illustrations are in the show, as well as works by Chinese artists who emulated him. Then<br />

–continued on page 32<br />

02.18 | ARROYO | 31


Diego Rivera, The Dream (Suefi o), 1932<br />

–continued from page 31<br />

in 1956, the touring exhibition National Front of Plastic Arts of Mexico: An Exhibition of<br />

Paintings and Prints introduced more than 60 Mexican artists to a Chinese audience,<br />

starting in Beijing. The show included works by Diego Rivera, Xavier Guerrero, Leopoldo<br />

Méndez, José Clemente Orozco and David Alfaro Siqueiros. That year Siqueiros<br />

himself made a trip to China, meeting important officials such as Prime Minister Zhou<br />

Enlai, as well as a number of Chinese artists.<br />

The exhibition shows their correspondence and pamphlets, actual artworks included<br />

in the 1956 exhibition, as well as art by Chinese artists influenced by the show. “This<br />

exhibition had a strong impact on Chinese muralists,” says Zheng. One was Yunsheng<br />

Yuan, who designed a major mural for the Beijing International Airport in 1979. Yuan<br />

had visited the minority Dai people in Yunnan Province, and his mural showed them celebrating<br />

the Water Splashing Festival, much as the Mexican muralists had celebrated the<br />

life and culture of indigenous peoples in their own country. The Chinese mural turned<br />

out to be a controversial one, since it showed nude figures. ||||<br />

THIS MONTH AT PAM<br />

With Chinese New Year falling on Feb. 16, the museum offers two very special<br />

programs this month: On Feb. 8 there’s a discussion about fusion food with chefs<br />

Erwin Tjahyadi (Komodo, Bone Kettle) and Ricardo Zarate (Paiche, Rosaline),<br />

moderated by Los Angeles Times food critic Jonathan Gold (program cost is $15). On<br />

Feb. 17 the museum celebrates the Lunar New Year with free admission, performances<br />

and artmaking workshops.<br />

USC Pacific Asia Museum is located at 46 N. Los Robles Ave., Pasadena. Hours are 11<br />

a.m. to 5 p.m. Wednesday and Friday through Sunday, and 11 a.m. to 8 p.m. Thursday.<br />

Tickets cost $10, $7 for seniors and students; members and children 17 and under are admitted<br />

free, and admission is free for all Thursday from 5 to 8 p.m. and the second Sunday of the<br />

month. Call (626) 449-2742 or visit pacificasiamuseum.usc.edu<br />

IMAGE: Courtesy of PAM<br />

32 | ARROYO | 02.18


KITCHEN<br />

CONFESSIONS<br />

Sayonara<br />

WHEN THE CULINARY STUDENT BECOMES THE TEACHER...<br />

BY LESLIE BILDERBACK<br />

Facebook is mostly annoying, but it does have some perks — not the least of which is<br />

reconnecting with old friends. This is the story of one such incident that happened a<br />

few years ago.<br />

A former student reached out via Facebook and invited me to eat at her restaurant. In<br />

my past life as a culinary instructor, I had hundreds of students, but this one stood out, as<br />

the best ones always do. She was not in love with pastry making, as I recall, but she passed<br />

it with a determined attitude.<br />

My husband and I drove out to her kaiseki restaurant, n/naka, in Culver City and<br />

enjoyed what was surely one of our top five meals of all time. I was familiar with kaiseki<br />

but had never experienced it. It is the most formal type of Japanese dining, blending two<br />

culinary traditions — that of the temples and that of the palaces. From the Buddhist<br />

temples and tea ceremony comes an economically restrained preparation of food, intended<br />

to highlight the natural essence of each ingredient. The more opulent cuisines of the<br />

imperial court and the samurai household include multiple courses of ornate, costly<br />

ingredients. Modern kaiseki chefs weigh these two principles, mix in a keen awareness of<br />

local micro-seasons with a dash of foraging and highlight local ingredients to present a<br />

culinary story of a particular time and place. The meal typically hovers around 13 courses<br />

presented in a prescribed order, but the chef is free to add or subtract courses based on the<br />

season, region and personal style. Portions are small, delicate and presented on special<br />

dishes designed to visually represent the terroir. It is widely accepted that French nouvelle<br />

cuisine was inspired by kaiseki, and that is certainly possible, although I have never met<br />

a French chef as thoughtful as my former student. Her work is intricate, deliberate and<br />

amazing.<br />

After the meal, she came out and asked if I would offer her a critique of the meal,<br />

especially the dessert portion. I wrote up a short summary of observations, and we met for<br />

lunch. I learned that she was to be featured in a documentary series that was about to drop<br />

on Netflix, and she was expecting a surge in business. She was not happy with her current<br />

dessert offerings (she was still baking off the notes from my class some 20 years earlier)<br />

and, after hearing my suggestions, she asked if I could just come and cook for her for a little<br />

while.<br />

I was stunned.<br />

I’d been out of formal fine dining for decades. And although there were a few bakery<br />

jobs here and there, none of them featured tablecloths. I had mostly been earning my keep<br />

as a food writer and occasional culinary teacher. But I certainly knew how to do it. And it<br />

just so happened that I was between gigs, having tried, unsuccessfully, to switch careers<br />

with a newly minted masters degree in art history. Also, my nest was recently emptied.<br />

So I was happy to have something to do besides sobbing in a fetal position in alternating<br />

empty kids’ rooms. I agreed to help, intending to work for a few months to set up a pastry<br />

program, then move on.<br />

That was three years ago. This month, with mixed emotions, I am saying goodbye.<br />

I am finally getting a chance to use my new degree, teaching in a real college that gives<br />

degrees (unlike culinary schools, whose motives I will forever question). Though I will<br />

always keep my fingers (so to speak) in the food business, I am anxious to do something a<br />

little more personally meaningful. Not that cooking can’t be meaningful — it’s just that<br />

there is a limit to the satisfaction I can get from making fancy food for rich people.<br />

There is another reason I am looking forward to stepping back. I am feeling my age.<br />

My feet, back and various bodily joints hurt more and more each month. My flour allergy<br />

(yes, a baker with a flour allergy) is getting harder and harder to manage. Also, I’m tired<br />

of getting up at 4 in the morning, and falling asleep at 7:30 at night — I basically have no<br />

nightlife (that is, it’s night when I never go out).<br />

–continued on page 34<br />

02.18 | ARROYO | 33


–continued from page 33<br />

PIRATE'S<br />

GOLD<br />

My age has manifested also in the work I do. I have become a culinary curmudgeon.<br />

I was trained in the ’80s, which is a culinary light-year away from what’s happening on<br />

the scene now. I have never wanted to be an overly fussy tweezer chef, I am not interested<br />

in newfangled techniques, I fear fancy equipment and I loathe everything molecular and<br />

architectural. I don’t need a Thermomix to magically blend and cook my custards; I have<br />

a stove and a bowl and a whisk. I don’t need a silicone mat to line my baking sheets; I<br />

have parchment paper. I don’t want to use stabilizers or liquid nitrogen in my ice creams; I<br />

consider that cheating. I am not a chef who embraces change. I am the Grumpy Old Man<br />

of the restaurant world. Get off my (culinary) lawn!<br />

That said, I have learned some things — a little about Japanese tradition, and a lot<br />

about myself. I became a faster and more efficient cook. I learned how to be more frugal<br />

in my work. I learned to appreciate ingredients in a new way and gained respect for the<br />

most mundane elements of my pantry. (I can work magic with rye flour and a lemon now.)<br />

I learned that greatness has nothing to do with size, or gender, or ethnicity, or funding;<br />

rather it is about heart, empathy, stamina and determination. I learned that I am not<br />

alone in my disdain for the “female chef” moniker, and that we’d all just like to be plain<br />

ol’ regular chefs. I learned that the student can, in fact, surpass the teacher. Often. And<br />

always in the sweetest, most delightful ways.<br />

But most important, I learned that, despite everything, at 53 I can still throw down.<br />

And I probably still will. In a month or so I will miss it and have regret, because that’s how<br />

I roll. I try stuff, get bored and move on. I’m lucky I am able to do that, and lucky to have<br />

always loved my work. I realize most of the world doesn’t live that way, and I am grateful.<br />

I have met my replacement. She is about 20 years younger than I am. She is well<br />

trained and well traveled. She has a great attitude and a sunny disposition. She’ll be<br />

amazing.<br />

Thank you for everything, Niki-san. ||||<br />

STORY AND PHOTO BY MICHAEL CERVIN<br />

Ombra is an open-air wine and cocktail bar, which opened in mid-2016<br />

at the Americana at Brand in Glendale. Seeking to set their cocktail<br />

program apart from the mainstream, proprietor Andrea Scuto scoured bars<br />

in Los Angeles and New Orleans. “I searched and searched for what was different<br />

and unique,” he says. “Cocktails spark people’s imagination.” Scuto’s cocktail menu<br />

changes quarterly, to keep it fresh and interesting, but unique drinks like Pirate’s Gold<br />

will always remain. And as this cocktail suggests, Ombra is pursuing less traditional<br />

cocktails with a bit of theatrical flare.<br />

A mélange of rum, tamarind and ginger beer, accented with fresh citrus, it seems<br />

like this should taste bold. “This is a big boy,” says Andrea. But it’s really not a heavy<br />

drink, just a robust cocktail, with citrus that lightens the dark notes of the tamarind<br />

and brings out the brown spice and sweetness of the rum. Sample this with Ombra’s<br />

flatbread topped with blue-cheese spinach, caramelized onions and provolone cheese,<br />

or their jalapeňo and whole-grain-mustard deviled eggs. ||||<br />

INGREDIENTS<br />

1¾ ounce Sailor Jerry's Spiced Rum<br />

½ ounce lime juice<br />

PIRATE’S GOLD<br />

½ ounce housemade tamarind syrup<br />

(1-to-1 ratio tamarind paste, sugar and water)<br />

½ ounce True Roots Ginger Beer<br />

METHOD<br />

1. Shake all ingredients together. Pour over ice cubes in a tumbler.<br />

2. Spray edible gold spray around lip of glass. Garnish with cinnamon stick and lime wedge.<br />

n/naka’s Matcha Sablé<br />

I’ve turned to this recipe time and again, because it exemplifies buttery shortbread<br />

while, at the same time, honoring the traditional flavor of matcha. In case you didn’t<br />

know, matcha is the powdered green tea used in traditional Japanese tea ceremonies.<br />

When I started my career, matcha could only be found in Little Tokyo or via mail<br />

order. Now you can get it at Ralph’s.<br />

INGREDIENTS<br />

12 ounces (3 sticks) unsalted butter<br />

1¼ cups powdered sugar<br />

2¾ cups all-purpose flour<br />

1 tablespoon matcha powder<br />

METHOD<br />

1. Don’t bother sifting anything. Just combine it all in the bowl of a standing mixer fitted with a<br />

paddle attachment, and blend slowly --- for 3 to 5 minutes --- until it forms a dough. Wrap the dough<br />

in plastic wrap, press into a disc and refrigerate for at least 30 minutes. (Dough can be stored in the<br />

fridge for a week, or if frozen, much longer.)<br />

2. To bake, preheat oven to 350° and line a baking sheet with parchment paper (or a silicone<br />

mat — for you modernists). Remove the dough from the fridge, and knead it slightly until pliable.<br />

Roll out on a dusted work surface to a quarter-inch thick, and cut into desired shape. (Alternatively,<br />

you can roll the dough into logs, chill for an hour, then slice into coins.) Set onto prepared baking<br />

sheet a half-inch apart (they don’t spread much), and bake for 20 minutes, turning the pan halfway<br />

through baking for even browning. Cool completely before removing from the tray. Serve with a cool<br />

glass of milk, or a not-too-sweet dish of vanilla ice cream. Simplicity is delicious.<br />

Leslie Bilderback is a chef and cookbook author, a certified master baker and<br />

an art history instructor. She lives in South Pasadena and teaches her techniques<br />

online at culinarymasterclass.com.<br />

34 | ARROYO | 02.18


A SELECTIVE PREVIEW OF UPCOMING EVENTS<br />

COMPILED BY JOHN SOLLENBERGER<br />

THE LIST<br />

Dance Films,<br />

Degas Talk at<br />

Norton Simon<br />

All events are<br />

included in regular<br />

museum admission<br />

of $15, $12 for seniors; members, patrons<br />

and students 18 and younger are admitted<br />

free:<br />

Feb. 2 — The 1935 fi lm Top Hat stars Fred<br />

Astaire as an American dancer in Britain<br />

who falls for a model (Ginger Rogers)<br />

who mistakes him for his goofy producer.<br />

It runs from 5:30 to 7:10 p.m.<br />

Feb. 9 — Swing Time, screening at 5:30<br />

p.m., is a 1936 fi lm featuring Ginger Rogers<br />

and Fred Astaire; Astaire’s character,<br />

a performer and gambler, visits New York<br />

City to raise $25,000 so he can marry his<br />

fi ancé, then becomes entangled with a<br />

beautiful, aspiring dancer.<br />

Feb. 16 — An American in Paris (1951),<br />

at 5:30 p.m., is the story of a former GI<br />

(Gene Kelly) who remained in Paris to<br />

study painting and betrays his wealthy<br />

benefactor by romancing a woman<br />

(Leslie Caron) involved in a relationship<br />

with his best friend.<br />

Feb. 23 — Singin’ in the Rain (1952), at<br />

5:30 p.m., follows a 1920s silent fi lm actor<br />

(Gene Kelly) pursuing a spunky chorus<br />

girl (Debbie Reynolds), alarming his divalike<br />

leading lady, in a lighthearted musical<br />

spoof of the early days of Hollywood.<br />

Feb. 24 — Assistant Curator Emily Talbot<br />

discusses “Beyond the Pale: The Radical<br />

Realism of Degas’ Little Dancer, Aged<br />

Fourteen,” exploring its controversial<br />

debut at the sixth Impressionist Exhibition<br />

in 1881; some welcomed the tinted wax<br />

fi gurine as an exciting new direction in<br />

realist art, while others were disturbed<br />

by Degas’ unidealized treatment of the<br />

dancer’s body and facial features. The<br />

lecture runs from 4 to 5 p.m.<br />

The Norton Simon Museum is located at<br />

411 W. Colorado Blvd., Pasadena. Call<br />

(626) 449-6840 or visit nortonsimon.org.<br />

Zipper Piano<br />

Concert<br />

Hails Oppressed<br />

Feb. 6 — Native Californian<br />

pianist Susan<br />

Svrcek performs an 8 p.m. concert,<br />

“A Hymn for the Oppressed,” at the<br />

Colburn School’s Zipper Concert Hall.<br />

The program includes “Chained Hands<br />

CHINESE NEW YEAR,<br />

JAPANESE TREES AT<br />

THE HUNTINGTON<br />

Feb. 1 — A lecture on “Louis C. Tiffany’s Glass Mosaics” explores the renowned glass<br />

master’s lesser-known glass mosaic work, perhaps his most expressive medium.<br />

Kelly Conway, curator of American glass at Corning, New York’s Corning Museum of<br />

Glass, speaks at 7:30 p.m. in Rothenberg Hall. Admission is free; no reservations are<br />

required.<br />

Feb. 17 and 18 — The Huntington celebrates Chinese New Year and the Year of the<br />

Dog with lion dancers, mask-changing performances, martial arts, Chinese music<br />

and other activities, from 10 a.m. to 5 p.m. both days. Free with regular Huntington<br />

admission of $29, $24 for seniors, $24 for students 12 to 18 and $13 for youth 4 to 11;<br />

members and children under 4 are admitted free.<br />

Feb. 24 and 25 — The Huntington’s annual Bonsai-a-Thon features exhibits, demonstrations,<br />

prize drawings, a bonsai bazaar and a live auction between 10 a.m. and<br />

5 p.m. both days. Free with regular admission (see above).<br />

The Huntington Library, Art Collections and Botanical Gardens is located at 1151<br />

Oxford Rd., San Marino. Call (626) 405-2100 or visit huntington.org.<br />

in Prayer,” a 1979 work by Japanese<br />

composer Yuji Takahashi; Takahashi’s<br />

“Kwangju”; “The People United Will<br />

Never Be Defeated!,” Frederic Rzewski’s<br />

1975 composition honoring the Chilean<br />

people’s struggle against the repressive<br />

regime of Augusto Pinochet. Tickets are<br />

$35, $30 for seniors, $20 for students.<br />

The Colburn School’s Zipper Concert<br />

Hall is located at 200 S. Grand Ave., L.A.<br />

Visit pianospheres.tix.com for tickets.<br />

Visit facebook.com/lapianospheres for<br />

information.<br />

Caltech Music:<br />

Sixties, Schubert,<br />

Scottish Songs<br />

Feb. 10 — “An<br />

Evening with Peter<br />

Yarrow” showcases<br />

a founding member of the legendary<br />

folk group Peter, Paul and Mary. The trio<br />

was known for such hits as “If I Had a<br />

Hammer,” “Puff the Magic Dragon” and<br />

“Blowin’ in the Wind.” Yarrow will sing,<br />

play guitar and share stories about music<br />

and social activism in the 1960s era<br />

of change and upheaval. The concert<br />

starts at 7 p.m. in Caltech’s Ramo Auditorium.<br />

Tickets are $30, $10 for students<br />

and children.<br />

Feb. 11 — A Coleman Chamber Music<br />

concert features the Schubert Ensemble,<br />

performing works by Hummel, Faure and<br />

Schubert, starting at 3:30 p.m. in Beckman<br />

Auditorium. Tickets are $20 to $55.<br />

Feb. 23 — A Pasadena Folk Music Society<br />

concert features Old Blind Dogs, a<br />

legendary Scottish folk group, performing<br />

high-energy instrumentals, traditional<br />

ballads and songs by contemporary<br />

writers, starting at 8 p.m. in Beckman<br />

Institute Auditorium (not to be confused<br />

with the larger Beckman Auditorium<br />

located nearby). Tickets are $25, $5 for<br />

Caltech students and children.<br />

All venues are located on the Caltech<br />

campus at 1200 E. California Blvd., Pasadena.<br />

Call (626) 395-3841 or visit events.<br />

caltech.edu.<br />

Country, City<br />

Rockin’ at The<br />

Rose<br />

Feb. 10 — Iconic<br />

country-rock group<br />

Pure Prairie League performs their classic<br />

sound, combining sweet memories<br />

from their 1960s Ohio origins to edgy,<br />

muscular contemporary tunes. Tickets<br />

are $24 to $48.<br />

Feb. 15 — The Fifth Dimension comes<br />

to town, with a program of the vocal<br />

group’s romantic hits. Songs include “Up,<br />

Up, and Away,” “One Less Bell to Answer,”<br />

“Last Night I Didn’t Get to Sleep at<br />

All,” “Wedding Bell Blues” and “Stoned<br />

Soul Picnic.” Tickets are $28 to $48.<br />

Feb. 21 — The rockers of Styx continue to<br />

perform their sweeping, anthemic tunes<br />

after more than 40 years of making<br />

music, reprising such hits as “The Grand<br />

Illusion,” “Blue Collar Man,” “Lady,”<br />

“Come Sail Away,” “Miss America” and<br />

“Renegade.” Tickets are $79 to $149.<br />

Doors open at 6 p.m. and headliners<br />

start at 9 p.m. for each show at The<br />

Rose, 245 E. Green St., Pasadena. Call<br />

(888) 645-5006 or visit roseconcerts.com.<br />

–continued on page 36<br />

02.18 | ARROYO | 35


THE LIST<br />

–continued from page 35<br />

Improv Rules in<br />

Burbank<br />

Feb. 12 —Flappers<br />

Comedy Club and<br />

Restaurant launches “Flappers Improv<br />

Comedy Night,” produced by Ken<br />

Pringle, hailed as the “dean of students<br />

at Flappers Comedy University,” and<br />

Kent Skov, founder of the L.A. Connection,<br />

in a recently established partnership<br />

of the city’s two prominent comedy<br />

institutions. Pringle and Skov auditioned<br />

more than 200 of L.A.’s best improvisers<br />

to assemble the all-star Flappers House<br />

Improv Team, including some from the<br />

Burbank Comedy Festival. The show will<br />

run the second Monday of every month,<br />

featuring the house team, plus special<br />

guest troupes and featured acts. The<br />

initial Feb. 12 show starts at 8 p.m. Tickets<br />

are $10.<br />

Flappers Comedy Club and Restaurant is<br />

located at 102 E. Magnolia St., Burbank.<br />

Call (818) 845-9721 or visit fl apperscomedy.com.<br />

Camerata<br />

Pacifi ca Wanders<br />

Through Europe<br />

Feb. 13 — Chamber<br />

music ensemble<br />

Camerata Pacifi ca continues its season<br />

with a 7:30 p.m. concert at the Huntington.<br />

The concert features Harty’s<br />

“In Ireland”; Rabl’s Four Songs, Op. 5;<br />

Schubert’s “Der Wanderer,” “An Schwager<br />

Kronos,” “Wanderers Nachtlied”<br />

and “Der Musensohn”; and Loeffl er’s<br />

Four Poems for Voice, Viola and Piano,<br />

Op. 5. The performers are Paul Coletti,<br />

viola; Andrew Garland, baritone; Adrian<br />

Spence, artistic director and principal<br />

fl ute; Warren Jones, the Robert and<br />

Mercedes Eicholz Chair in Piano; and<br />

Ani Aznavoorian, principal cello. Tickets<br />

cost $56.<br />

The Huntington Library, Art Collections<br />

and Botanical Gardens is located at<br />

1151 Oxford Rd., San Marino. Call (800)<br />

557-2224 or visit cameratapacifi ca.org.<br />

Pasadena<br />

Symphony<br />

Salutes Stravinsky<br />

Feb. 17 — The Pasadena<br />

Symphony’s<br />

Singpoli Symphony Classics Series features<br />

Stravinsky’s Firebird suite, with concerts<br />

at 2 and 8 p.m. in the Ambassador<br />

Auditorium. David Lockington conducts,<br />

with featured cello soloist Inbal Segev.<br />

The concert also includes Dvorak’s Cello<br />

Concerto and a new commissioned<br />

work by Dale Trumbore. Tickets are $35<br />

and up.<br />

Ambassador Auditorium is located at<br />

131 S. St. John Ave., Pasadena. Call (626)<br />

793-7172 or visit pasadenasymphonypops.org.<br />

“Hope” Inspires Novel<br />

Salastina Concert<br />

Feb. 17 — Pasadena-based Salastina<br />

Music Society’s <strong>February</strong> concert at<br />

the Pasadena Conservatory of Music<br />

is “Bryan’s Playlist,” featuring favorite<br />

pieces of concert and KUSC host Bryan<br />

Lauritzen. The program was inspired by<br />

the e.e. cummings poem, “Hope.” Works<br />

include John Luther Adams’ “Looking<br />

Towards Hope,” “Musica Celestis” by<br />

Aaron Jay Kernis, “Voodoo Dolls” by<br />

Jesse Montgomery, “Mikhail’s Thunder”<br />

by Mohammed Farouz, Florence Price’s<br />

“Swing Low, Sweet Chariot,” Caroline<br />

Shaw’s “Entr’acte” and works by<br />

Tchaikovsky, Elena Kats-Chernin, Charles<br />

Ives, Germaine Tailleferre, Gabriela<br />

Lena Frank, Beethoven and Strauss. The<br />

performance begins at 8 p.m. in the<br />

school’s Barrett Hall.<br />

The Pasadena Conservatory of Music is<br />

located at 100 N. Hill Ave., Pasadena.<br />

Tickets cost $32. Visit salastina.org.<br />

L.A. Chamber<br />

Orchestra Looks<br />

to Londom<br />

Feb. 24 — The L.A.<br />

Chamber Orchestra<br />

(LACO) performs a<br />

London-themed concert titled “Regal<br />

Classics” at 8 p.m. Scottish conductor<br />

Douglas Boyd leads the orchestra,<br />

with tenor Thomas Cooley performing<br />

Britten’s Serenade for Tenor, Horn and<br />

Strings and Haydn’s Symphony No.<br />

104, “London.” Also on the program is<br />

a world premiere by Ellen Reid, commissioned<br />

by LACO. The performance<br />

takes place at Glendale’s Alex Theatre,<br />

–continued on page 38<br />

36 | ARROYO | 02.18


02.18 | ARROYO | 37


THE LIST<br />

GRAND PARK OFFERS<br />

VALENTINE’S VENUE<br />

Feb. 14 — The City of Los Angeles is promoting Grand Park as a romantic space<br />

for lovers on Valentine’s Day, offering a beautiful setting for a picnic dinner and<br />

a moonlit walk amid views of City Hall and the Arthur J. Will Memorial Fountain.<br />

Guests can dine on picnic dinners at tables for two around the fountain and<br />

throughout Olive Court. The park is open from 5:30 a.m. to 10 p.m. daily.<br />

Grand Park is bounded by the Music Center to the west, City Hall to the east,<br />

between First and Temple streets in downtown L.A. Visit grandparkla.org.<br />

–continued from page 36<br />

repeating at 7 p.m. Feb. 25 at UCLA’s<br />

Royce Hall. Ticket prices start at $27.<br />

The Alex Theatre is located at 216 N.<br />

Brand Blvd., Glendale. Call (213) 622-<br />

7001 or visit laco.org.<br />

Russian Nights Concert Raising<br />

Rubles for Kids<br />

Feb. 24 — Pasadena’s Professional<br />

Child Development Associates (PCDA)<br />

hosts "Russian Nights: A Black Tie Affair,"<br />

a chamber music concert and dinner,<br />

including caviar and special delicacies,<br />

catered by Chef Claud Beltran.<br />

Featured performers include Ruslan<br />

Biryukov, cellist with the Glendale Philharmonic<br />

and the L.A. Cello Quartet;<br />

Roberto Cani, violinist and concertmaster<br />

with the L.A. Opera; and pianist<br />

Armen Guzelimian. The fundraiser at<br />

a private home in the Pasadena area<br />

runs from 5 to 9 p.m. Tickets cost $250.<br />

Proceeds benefi t children with special<br />

needs who are served by PCDA.<br />

Visit pcdateam.org/russiannights for<br />

tickets. ||||<br />

38 | ARROYO | 02.18


02.18 | ARROYO | 39


40 | ARROYO | 02.18

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