The Star: September 21, 2017

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44 Thursday September 21 2017 Latest Christchurch news at www.star.kiwi Puzzles •Solutions, Crossword sponsored by CROSSWORD 1 2 3 4 5 6 7 8 10 11 12 13 9 14 15 16 17 18 19 20 21 22 23 ©THE PUZZLE COMPANY Across 6. Male former student (3,3) 7. Person who causes damage (6) 10. New Zealand’s best-known poet (3,4) 11. Walking or cycling path (5) 12. Female deer (4) 13. Sea creature, wheke in Maori (5) 16. Friendly (colloq) (5) 17. Stare (4) 20. Popular NZ biscuit (5) 21. Matching cardy and jumper (7) 22. Genuine (inf) (6) 23. Emotional problem (4-2) 008 Down 1. Male who takes on main role at home (5,7) 2. Refuse to change one’s mind (7) 3. Add minutes to prepay phone (3-2) 4. Distinctive NZ bird, piwakawaka in Maori (7) 5. Model of excellence or perfection (5) 8. NZ body of water shaped like a lightning bolt (4,8) 9. Code of behaviour (9) 14. Repair (5,2) 15. Barbecue favourite (7) 18. Form of oxygen (5) 19. Competitor (5) Each number in our DECODER grid represents a different letter - there is a number for all 26 letters of the alphabet. Enter the given letters into all squares with matching numbers. The challenge now is to work out which letters are represented by the other numbers. As you get the letters, enter them into the main grid, and the reference grid. To keep track of the letters you have found, cross them off the alphabet provided. 10 17 23 18 16 14 7 17 15 16 24 G 17 16 17 17 17 9 L K M H F Y S D C I U J R Every row, column and box T B O should A Q contain N the G digits Z 1 to W 9. P V E X SUDOKU I 24 6 23 11 20 9 3 19 17 11 11 3 G 3 23 17 16 22 12 8 9 3 1 6 20 24 17 21 20 3 22 16 21 7 5 16 11 6 21 12 3 21 11 3 26 6 3 1 17 23 11 13 15 21 11 14 3 20 16 17 1 16 24 4 13 24 1 17 25 1 17 15 3 17 9 17 15 1 3 24 17 1 20 17 2 21 13 21 7 23 1 16 21 24 11 17 10 24 22 24 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 I G SOLUTION No.107 108 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Sudoku sponsored by Stems FROM HOME Home Based Childcare & Early Childhood Education P:0800 78 33 78 M: 021 852 425 www.stemsfromhome.co.nz page 51 WORDBUILDER DECODER Each number represents a different letter of the alphabet. Write the given letters into all squares with matching numbers. Now work out which letters are represented by the other numbers. As you get the letters, write them into the main grid and the reference grid. Decoder uses all 26 letters of the alphabet. N T U S E How many words of three or more letters can you make, using each letter only once? Plurals are allowed, but no foreign words or words beginning with a capital. There’s at least one five-letter word. Good 13 Very Good 16 Excellent 22 Wordbuilder sponsored by Decoder sponsored by watch local | support local | shop local Join our hosts Geoff & renee on sKy ChaNNeL 83 Thursday 7.30pm repeaTs friday 1.30am & 7.30am WE SHARE YOUR VISION SKY 083 + On Demand WWW.STAR.KIWI for enquiries, contact Geoff moreton: 021 1066 177 Know someone with arthritis? Call 0900 333 20 today to make a $20 donation Arthritis - anyone, any age The Star

The Star Latest Christchurch news at www.star.kiwi Thursday September 21 2017 45 Open Homes Come to an open home or make a time to view. Cashmere: 75 Valley Road Brand new: Stunning views. 4 bdrms, 2 bthrms, superior fixtures & fittings. Single garage & off street parking for 2 cars. Must Be Sold. Enquiry over $850,000. Ref: RMI10507 Sunday 12 – 12.30pm Linwood: 1a Clive Street Affordable, Sizable & Practical: Just the ticket for first home buyers. 3 big bdrms, large living, modern kitchen. New ceiling insulation, carpet, gas hot water, wet shower. Secure outdoor living. Off street parking. With owners looking for offers under $330,000 this is great value for money. Ref: RMI10514 Sunday 1 – 1.30pm SECTIONS FOR SALE (ready to build on): Aidanfield: 40 Aidanfield Drive 777m2. $339,500. Next door to Aidanfield Christian School. Ref: RMI10525 Marshlands: 9 Queenswood Gardens 2,000m2, rear section, $399,000, exclusive Kingsgate subdivision. Ref: RMI10524 Wigram Skies: 154 The Runway 652m2, $299,500. One of the last available in this location. Available again, collapsed sale. Ref: RMI10526 More properties needed for sale now! Call Trish now for a free appraisal. Trish Lawrence ph 0800 874 745 Initial Realty Ltd Licensed Agent REAA 2008 Appears every week in Trish donates to Camp Quality Home & Property Home & Property appears every Thursday, delivered FREE throughout Christchurch For more information and bookings, contact Mike Fulham M: 021 300 567 E: mike@starmedia.kiwi Getting what you paid for on settlement day In the movies, the day someone gets the keys to their newly bought home is portrayed as a golden, stress-free time. The reality can be rather different, especially if you find your dream home has turned into something akin to Nightmare On Elm Street since you agreed to buy it. “The trick to a stress-free settlement is to do as much as you can in advance, starting with when you’re signing the sale and purchase agreement,” advises Kevin Lampen-Smith, chief executive of the Real Estate Agents Authority (REAA). “The sale and purchase agreement is the legally-binding contract agreed between you and the seller that details the property, the conditions of sale and the price. Make sure that there is an agreed list of chattels, with notes as to their condition, in this agreement. If the property is full of rubbish, and you want it gone before you take possession, make that a condition of the sale. If there are holes in the fence that the seller has promised to fix, get that in writing on the agreement: don’t rely on verbal assurances that something will be done prior to settlement. It’s far better to get all these niggly details sorted out before you sign the agreement than face protracted battles down the track.” As a buyer, you are generally entitled to one opportunity to inspect the property before settlement day. If the property has sitting tenants, ask your lawyer to ensure there is a ‘final inspection’ clause inserted in the sale and purchase agreement before you sign it. This inspection is to make sure that it is in the same or better order it was when you viewed it and agreed to the sale. It is not designed to give you the chance to uncover new defects, or to give a rental agent the chance to appraise the place’s value. “A seller does not have to accommodate any extra requests to visit the property prior to settlement,” Lampen-Smith says. “Remember that the seller may have a lot on their plate; making the property available so your interior decorator can measure up for new curtains is unlikely to be a high priority.” Your real estate agent will usually arrange the inspection with the seller, and accompany you to the property. Most experts recommend that this inspection takes place around 24 hours before settlement day so there are no hold-ups to the transfer of funds and ownership. When you come to inspect the property, everything should be as it was when you decided to purchase it (as reflected by the sale and purchase agreement). Lampen- Smith says you can expect chattels to be in a reasonable working order unless it has been agreed and documented otherwise. You cannot complain to the seller that the oven isn’t clean enough, but you can raise a complaint if it is missing, or it is a different model to the one cited in the agreement. Don’t forget to check that garage door openers and pool covers are in situ, or that locks work properly. If there is a problem, the REAA says you should speak to the real estate agent and your lawyer in the first instance. Your lawyer should work with the seller’s lawyer to reach a satisfactory solution, such as getting the seller to make any necessary repairs, or to deduct any costs from the eventual settlement. Making the final inspection 24 hours before settlement is due gives you and the seller time to reach an agreement over anything outstanding. “Like any property transaction, success often depends on doing things right at the start,” Lampen-Smith says. “Get the details right at the beginning and you’ve got a greater chance of a happy ending.” For independent advice on buying or selling property, check out www.reaa.govt.nz. Your Earthquake damaged home! Talk to us if you are serious about selling your “As is Where is” home. We have sold over 150 “As is Where is” homes and we have a huge database of qualified buyers. Phil & Holly Jones Ph 03-382-2230 Phil 027 435 7711 Holly 027 222 0220 holly.jones@raywhite.com Licensed (REAA 2008) Results Realty Ltd We have achieved record breaking prices recently! www.firsthomes.nz chchsales@firsthomes.nz 021 575 545 3 Bed, 2 Bathroom Double Garage $285,000 Christchurch The Star has some fantastic cost-effective packages available for people selling their property themselves. Visit our Facebook page to download our E Brochure your Selling property privately? HALSWELL Front Unit 2 Dble Bedrooms For more information: Mike Fulham P 364 7406 E mike@christchurchstar.co.nz Make sure there is a legally-binding contract agreed between you and the seller that details the property, the conditions of sale and the price, as well as a list of chattels with notes as to their condition. From only $63+GST you can have your property profiled with a photo! CONTACT: Vicky Sayers P 364 7419 E vicky.sayers@ starmedia.kiwi This is a secure front property, permanent materials, across from Halswell School, close to buses, library, healthcare and shops, in a great location 15 minutes from central Christchurch Contact Brian Davidson (03) 322 8739 or 021 0293 6712 8809397AA NEW LISTINGS Oamaru FIRST HOME BUYER ALERT! Price: SBD BEO $199,000 Web: FSAGF3 3 1 2 IDEAL FOR INVESTMENT OR RETIREMENT FULL OF SURPRISES CENTRAL, SUNNY AND SEA VIEWS! SEASCAPE ON TEES: VIEWS & LOCATION! Price: SBD BEO $232,000 Price: SBD BEO $239,000 Price: SBD BEO $252,000 Price: SBD BEO $379,000 Web: GHNGF3 2 1 1 Web: GHSGF3 3 1 3 Web: GHUGF3 2 1 1 Web: GHHGF3 3 1 - Check out all our listings at www.oamaru.ljhooker.co.nz | Deal with the Best: LJ Hooker Oamaru - The Most Productive Team in NZ * SBD BEO = ‘Sale By Deadline Buyer Enquiry Over’ * LJ Hooker Harveys Group, based on number of transactions Call Oamaru’s No. 1 Team For Listing & Selling - Ph (03) 434 9014 Robertson Real Estate Ltd MREINZ - Licensed Real Estate Agent REAA 2008

44 Thursday <strong>September</strong> <strong>21</strong> <strong>2017</strong><br />

Latest Christchurch news at www.star.kiwi<br />

Puzzles<br />

•Solutions,<br />

Crossword sponsored by<br />

CROSSWORD<br />

1 2 3 4 5<br />

6 7 8<br />

10 11<br />

12 13<br />

9<br />

14 15<br />

16 17<br />

18 19<br />

20 <strong>21</strong><br />

22 23<br />

©THE PUZZLE COMPANY<br />

Across<br />

6. Male former student (3,3)<br />

7. Person who causes damage (6)<br />

10. New Zealand’s best-known poet<br />

(3,4)<br />

11. Walking or cycling path (5)<br />

12. Female deer (4)<br />

13. Sea creature, wheke in Maori (5)<br />

16. Friendly (colloq) (5)<br />

17. <strong>Star</strong>e (4)<br />

20. Popular NZ biscuit (5)<br />

<strong>21</strong>. Matching cardy and jumper (7)<br />

22. Genuine (inf) (6)<br />

23. Emotional problem (4-2)<br />

008<br />

Down<br />

1. Male who takes on main role at<br />

home (5,7)<br />

2. Refuse to change one’s mind (7)<br />

3. Add minutes to prepay phone (3-2)<br />

4. Distinctive NZ bird, piwakawaka in<br />

Maori (7)<br />

5. Model of excellence or perfection (5)<br />

8. NZ body of water shaped like a<br />

lightning bolt (4,8)<br />

9. Code of behaviour (9)<br />

14. Repair (5,2)<br />

15. Barbecue favourite (7)<br />

18. Form of oxygen (5)<br />

19. Competitor (5)<br />

Each number in our DECODER grid represents a different<br />

letter - there is a number for all 26 letters of the alphabet.<br />

Enter the given letters into all squares with matching numbers.<br />

<strong>The</strong> challenge now is to work out which letters are represented<br />

by the other numbers. As you get the letters, enter them into<br />

the main grid, and the reference grid. To keep track of the<br />

letters you have found, cross them off the alphabet provided.<br />

10 17 23 18 16 14 7 17 15 16 24<br />

G<br />

17 16 17 17 17 9<br />

L K M H F Y S D C I U J R<br />

Every row, column and box<br />

T B O<br />

should<br />

A Q<br />

contain<br />

N<br />

the<br />

G<br />

digits<br />

Z<br />

1 to<br />

W<br />

9.<br />

P V E X<br />

SUDOKU<br />

I<br />

24 6 23 11 20 9 3 19 17 11 11 3<br />

G<br />

3 23 17 16 22 12 8<br />

9 3 1 6 20 24 17 <strong>21</strong> 20 3 22<br />

16 <strong>21</strong> 7 5 16<br />

11 6 <strong>21</strong> 12 3 <strong>21</strong> 11 3 26 6 3 1<br />

17 23 11 13 15<br />

<strong>21</strong> 11 14 3 20 16 17 1 16 24 4<br />

13 24 1 17 25 1 17<br />

15 3 17 9 17 15 1 3 24 17 1 20<br />

17 2 <strong>21</strong> 13 <strong>21</strong> 7<br />

23 1 16 <strong>21</strong> 24 11 17 10 24 22 24<br />

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z<br />

1 2 3 4 5 6 7 8 9 10 11 12 13<br />

14 15 16 17 18 19 20 <strong>21</strong> 22 23 24 25 26<br />

I<br />

G<br />

SOLUTION<br />

No.107<br />

108<br />

1 2 3 4 5 6 7 8 9 10 11 12 13<br />

14 15 16 17 18 19 20 <strong>21</strong> 22 23 24 25 26<br />

Sudoku sponsored by<br />

Stems FROM HOME<br />

Home Based Childcare & Early Childhood Education<br />

P:0800 78 33 78 M: 0<strong>21</strong> 852 425<br />

www.stemsfromhome.co.nz<br />

page 51<br />

WORDBUILDER<br />

DECODER<br />

Each number represents a<br />

different letter of the alphabet.<br />

Write the given letters into<br />

all squares with matching<br />

numbers. Now work out which<br />

letters are represented by the<br />

other numbers. As you get the<br />

letters, write them into the main<br />

grid and the reference grid.<br />

Decoder uses all 26 letters of<br />

the alphabet.<br />

N T U S E<br />

How many words of three or more letters can you<br />

make, using each letter only once? Plurals are<br />

allowed, but no foreign words or words beginning<br />

with a capital. <strong>The</strong>re’s at least one five-letter word.<br />

Good 13 Very Good 16 Excellent 22<br />

Wordbuilder sponsored by<br />

Decoder sponsored by<br />

watch local | support local | shop local<br />

Join our hosts Geoff & renee<br />

on sKy ChaNNeL 83<br />

Thursday 7.30pm<br />

repeaTs friday 1.30am & 7.30am<br />

WE SHARE YOUR VISION<br />

SKY 083 + On Demand<br />

WWW.STAR.KIWI<br />

for enquiries, contact<br />

Geoff moreton: 0<strong>21</strong> 1066 177<br />

Know someone with arthritis?<br />

Call 0900 333 20 today<br />

to make a $20 donation<br />

Arthritis - anyone, any age<br />

<strong>The</strong> <strong>Star</strong>

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