I Live Younger - October 2017
In the October 2017 issue of I Live Younger, look for our guides on dealing with tinnitus, eradicating acne, boosting your memory, and more. Our team is here to help you improve in a variety of areas in life, and truly rewind the clock back to the exuberance of your youth. Give a man a fish, and he'll eat for a day. But teach him how to fish, and you've fed him for a lifetime.
In the October 2017 issue of I Live Younger, look for our guides on dealing with tinnitus, eradicating acne, boosting your memory, and more. Our team is here to help you improve in a variety of areas in life, and truly rewind the clock back to the exuberance of your youth. Give a man a fish, and he'll eat for a day. But teach him how to fish, and you've fed him for a lifetime.
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6<br />
KNOW THE COVERAGE YOU QUALIFY FOR<br />
Health insurance policies have a long list of different coverage options, requiring<br />
you to do some homework and be very detailed and organized in your approach<br />
to selecting a policy. When you get started, be sure to have all of the documents<br />
that you will need ready to go. Also be sure to know what you want and need from<br />
your health insurance, be ready to talk about it, and spend some time researching<br />
which ones look good to you so that you are happy with your insurance policy.<br />
Make sure that your health insurance plan covers pregnancy expenses before you get<br />
pregnant, and if yours doesn’t then you’ll need to find one that does. This is critical because<br />
a number of medical coverage policies do not extend to certain elements involved with<br />
pregnancy and/or labor issues.<br />
7<br />
THE CATASTROPHIC HEALTH<br />
INSURANCE OPTION<br />
Catastrophic health insurance coverage<br />
is an option for individuals that cannot<br />
afford a standard health insurance policy.<br />
Catastrophic coverage will protect you<br />
in case you experience a severe, lifethreatening<br />
illness or an unexpected<br />
accident of injury. It makes a great addition<br />
to your overall health insurance portfolio.<br />
If you are thinking about catastrophic<br />
health insurance, you need to do some<br />
serious research. Be sure that this<br />
type of insurance will cover your needs<br />
regarding catastrophic events. After you<br />
purchase the policy, set up a specified<br />
savings account. Make regular deposits<br />
into this account so that you will be able<br />
to afford your deductibles if anything<br />
catastrophic occurs.<br />
8<br />
TALKING WITH YOUR<br />
HEALTH PROVIDER<br />
You’ll have to find a health insurance policy<br />
which lets you choose your own doctor if<br />
you want to keep your current health care<br />
provider. You should ask your doctor which<br />
health insurance plans are accepted and<br />
use one of those. Ask your health provider<br />
if they are giving the necessary mandated<br />
records to the Medical Information<br />
Bureau. You are entitled to an annual copy<br />
of the records at no charge every year.<br />
With more knowledge about health<br />
insurance, you will find it becomes easier<br />
to make the right decision concerning<br />
insurance options for yourself and your<br />
family. Now more than ever, it’s important<br />
to have adequate and affordable health<br />
coverage. Health insurance is among the<br />
most crucial decisions you’ll ever make.<br />
Issue 9 • <strong>October</strong> <strong>2017</strong><br />
25
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