I Live Younger - October 2017
In the October 2017 issue of I Live Younger, look for our guides on dealing with tinnitus, eradicating acne, boosting your memory, and more. Our team is here to help you improve in a variety of areas in life, and truly rewind the clock back to the exuberance of your youth. Give a man a fish, and he'll eat for a day. But teach him how to fish, and you've fed him for a lifetime.
In the October 2017 issue of I Live Younger, look for our guides on dealing with tinnitus, eradicating acne, boosting your memory, and more. Our team is here to help you improve in a variety of areas in life, and truly rewind the clock back to the exuberance of your youth. Give a man a fish, and he'll eat for a day. But teach him how to fish, and you've fed him for a lifetime.
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Regardless of how comprehensive your<br />
health insurance policy is, making the<br />
decision to use generic drugs will always<br />
be more cost effective. There are only rare<br />
instances when you won’t be able to get<br />
a generic version of your prescription,<br />
and research indicates that the name is<br />
the only way in which generics differ from<br />
brand name drugs.<br />
4<br />
BE CAREFUL WITH THE<br />
INFORMATION YOU PROVIDE<br />
Do not offer up information if someone<br />
from a health insurance agency is<br />
discussing the application process. Give<br />
them only the information they directly<br />
request, nothing more. Any extraneous<br />
information that you provide can be used to<br />
increase your premiums or deny coverage.<br />
Your enrollment, or even worse your<br />
claim, could be rejected due to incorrect<br />
information being provided. It cannot be<br />
stressed enough to be careful when putting<br />
down information. Read your enrollment<br />
form in its entirety to avoid these problems.<br />
5<br />
RESEARCH HEALTH INSURANCE REGULATIONS<br />
When buying health insurance, familiarize yourself with local laws and<br />
regulations regarding health insurance. Does your state legislation offer individuals<br />
protection for preexisting medical conditions? Knowing these laws will allow<br />
you to correctly identify the provider that is right for you, but also know more<br />
about what you are getting yourself into during the process. You will also be<br />
in the know if they try to illegally deny you the coverage to which you are entitled.<br />
Private insurance can not be bought across state lines, as it is regulated by your home<br />
state. This means that going to an out-of-state hospital might not even be covered in<br />
your policy. Insurance companies set their own rules, so be sure to find out their policies<br />
ahead of time.<br />
24 Issue 9 • <strong>October</strong> <strong>2017</strong>
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