I Live Younger - October 2017

up for a fitness program for instance.
If you qualify, there may be a discount
medical card you can get, which will allow
you to switch to lower cost insurance with
your insurer. These cards allow you to
visit physicians in their network who have
lower costs for low-income patients. By
having one of these, you could use an HSA
to afford any expenses.
2
UNDERSTAND DIFFERENT
INSURANCE TYPES
Individual policies usually are much
more expensive compared to the group
coverage given by employers, so it is
advised to plan accordingly. You may
need to sacrifice some aspects of your
policy to help keep the cost affordable,
such as a higher deductible or less
coverage. Every insurer will evaluate you
differently, so it’s well worth your time to
shop several insurers until you find the
cheapest rates for the most coverage.
If your spouse has a health insurance
possibility through an employer, you may
have to pay a surcharge to add your wife
or husband on your plan. It might be
cheaper to each have separate coverages
with your employers. To find out the right
way to go, calculate both scenarios.
These 8 tips will help speed up the time required for you to get that flashing white smile.
CLICK HERE TO LEARN MORE
3
ABOUT HEALTH INSURANCE AND MEDICINES
Re-assess your prescription coverage every year. Health insurance
providers frequently make changes to the medications they cover, so every
time you sign back up, it is advisable that you check the fine print of your
policy terms. If the pill you are taking on a daily basis is suddenly not covered,
it is probably a good time to begin looking for another insurance provider.
Issue 9 • October 2017
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