Property Drop Issue 6
Property paper covering Monmouthshire, South Herefordshire and West Gloucestershire
Property paper covering Monmouthshire, South Herefordshire and West Gloucestershire
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#THEPROPERTYDROP<br />
15-30 JUNE 2017<br />
THEPROPERTYDROP.CO.UK<br />
ISSUE 6<br />
FREE COPY<br />
monmoUThShiRe | SoUTh heReFoRDShiRe | WeST gloUceSTeRShiRe<br />
16<br />
LIVING IN USK<br />
26<br />
MONMOUTH AGENT WINS<br />
NATIONAL AWARD<br />
IN PARTNERSHIP WITH
2 no place like home<br />
Householders confirm there<br />
really is no place like home<br />
We are a nation of aspiring “home improvers” according to a<br />
survey from one of the UK’s largest building societies.<br />
Homeowners in England and Wales are not<br />
afraid to make changes to get the house they<br />
want after a whopping 98.5% told Principality<br />
Building Society there is something about their homes<br />
that they would like to improve.<br />
But it would seem such efforts are completed out of<br />
a genuine love and pride for our properties, with many<br />
only wanting small changes to their homes.<br />
Of the improvements at the top of the wish list,<br />
almost a third (29%) confirmed that size does matter by<br />
admitting they’d choose to expand their homes. Whilst<br />
it was location, location, location for the 15% who’d<br />
opt to change the location of their home, a further 15%<br />
would choose to improve their garden. Interestingly,<br />
almost one in ten (8%) would elect to change their<br />
neighbours given the chance.<br />
Commissioned to gauge homeowners’ attitudes<br />
towards their homes and mortgages, the study of 1000<br />
homeowners also revealed that the kitchen has lost its<br />
www.archerandco.com<br />
position as the heart of the home as residents in England<br />
and Wales are smitten with their lounges.<br />
More than half (57%) now feel most comfortable in<br />
the living room, where spending time with family (50%)<br />
and watching television (90%) are the two most popular<br />
activities. Only one in ten claim to feel most at ease in<br />
the kitchen.<br />
TV presenter and host of BAFTA Winning BBC<br />
property series ‘Hot Houses’ Amanda Protheroe-Thomas<br />
said the results of Principality’s Your House Mortgage<br />
Survey were a fitting reflection of her home nation,<br />
which is well-known for taking pride in the diversity of<br />
its cultural and physical habitat, as well as some of its<br />
most famous landmarks.<br />
www.archerandco.com<br />
The pRopeRTY DRop RoUnDUp<br />
Page<br />
4<br />
I love where I live...usk<br />
Sharon Chilcott interviews Jean Williams,<br />
discussing her wonderful home town<br />
and freedom of Usk recognition for<br />
outstanding contributions to life in the<br />
community.<br />
Page<br />
26<br />
The sorting hat<br />
Phil Smith of Roscoe, Rogers and Knight<br />
gives some timely property buying advice<br />
now that the general election is over.<br />
He’s right, lets try on a new house and<br />
see if it fits…<br />
Pages<br />
16 & 17<br />
Monmouth <strong>Property</strong><br />
bureau<br />
Monmouth based sales and letting<br />
experts, Monmouth <strong>Property</strong> Bureau,<br />
celebrate after recognition in the British<br />
<strong>Property</strong> Awards 2017. Jackie Crossman<br />
and her team win Gold and are shortlisted<br />
for further awards for their services.
3<br />
www.pablack.co.uk<br />
The Carmarthen-born home improvement expert,<br />
who has renovated an old vicarage and Victorian<br />
townhouse among other properties in her time, said: “It<br />
comes as no surprise to me that a land so rich in culture<br />
and with such a diverse landscape should discover its<br />
people to be a nation of house proud home improvers.<br />
Amanda continued: “If done properly, these<br />
improvements can add significant value to a property<br />
and can help make it a more attractive proposition for<br />
any prospective buyer in the future. Unfortunately,<br />
improving your neighbours can often be a stretch too<br />
far!”<br />
The survey also found that beige is most definitely<br />
not boring, with 55% preferring magnolia and neutral<br />
tones in their homes as opposed to the 8% who think<br />
bright is best and favour lively citrus colours.<br />
Despite a conservative approach to décor it seems no<br />
dream is too big for homeowners in England and Wales<br />
either, with a swimming pool (30%), fully equipped<br />
gym (12%) and hot tub (12%) coming top of the ‘outof-this-world’<br />
home improvements category.<br />
A Star Trek ‘holodeck’, a self-cutting lawn and<br />
an internet enabled kitchen which did the grocery<br />
shopping were among the more inventive ‘out of this<br />
world’ improvements desired, while the Welsh lived<br />
up to their sport-loving reputation after residents<br />
there were more likely to go for a full size rugby or<br />
football pitch in their garden than respondents based in<br />
England.<br />
Julie-Ann Haines, Customer Director at Principality,<br />
said: “For most of us home is most definitely where the<br />
heart is but it’s interesting to see that in England and<br />
Wales this is something we have taken on quite literally.<br />
The survey has shown us that as homeowners we<br />
are proud of where we live but we are also clearly<br />
aspirational when it comes to adapting and expanding<br />
the homes we love so dearly to meet our ever changing<br />
needs.”<br />
www.pablack.co.uk<br />
www.roscoerogersandknight.co.uk<br />
www.roscoerogersandknight.co.uk<br />
Julie-Ann continued: “So whilst things on their wish<br />
list might only ever be a pipe dream, it’s important to<br />
remember careful spending and budgeting can go a long<br />
way for freeing up money for home improvements in<br />
the future.<br />
Local Music Festivals<br />
Page<br />
30<br />
With the summer festival scene starting<br />
nationally what do we have to offer locally<br />
in our <strong>Property</strong> <strong>Drop</strong> catchment area.<br />
We look at festivals near Ross on Wye, in<br />
Monmouth, Raglan and in Chepstow.<br />
Can I get a mortgage with<br />
bad or adverse credit?<br />
Martin Newell of Blestium Financial<br />
services goes through the options<br />
available for those suffering with adverse<br />
credit issues. Can you still obtain a<br />
mortgage, what factors affect your credit<br />
score and how much can you borrow<br />
under the right circumstances?<br />
Page<br />
32<br />
bedroom<br />
bathroom<br />
www.thepropertydrop.co.uk<br />
01600 711680<br />
info@thepropertydrop.co.uk<br />
The icons under the properties throughout<br />
<strong>Property</strong> <strong>Drop</strong> indicate the following:<br />
bedroom<br />
living bathroom<br />
etc<br />
bathroom<br />
bedroom<br />
central heating<br />
garage/covered parking parking<br />
garage/covered parking parking Parking<br />
Whilst every care garage/covered is taken parking with materials submitted to The<br />
<strong>Property</strong> <strong>Drop</strong> the publisher cannot accept responsibility for<br />
loss or damage garage/covered to such materials. parking parking Opinions expressed in<br />
articles are strictly those of the authors. This publication is<br />
copyright and may parking not be reproduced in any form without<br />
written permission from the publishers.<br />
Prices and details are subject to change and the publisher<br />
can take no responsibility for omissions or errors. The<br />
inclusion of an advertiser in this paper is not necessarily a<br />
recommendation.<br />
©The <strong>Property</strong> <strong>Drop</strong> 2017<br />
garage/covered parking<br />
bedroom<br />
Number of<br />
bedrooms<br />
bedroom<br />
living room etc<br />
Number bathroom of<br />
bathroom<br />
living room etc<br />
bedroom<br />
living room etc<br />
living room etc<br />
reception<br />
rooms<br />
living room<br />
central<br />
etc<br />
heating<br />
Number of<br />
bathrooms<br />
central heating<br />
central heating<br />
central heating<br />
bathroom<br />
garage/covered parking parking<br />
central heating<br />
parking<br />
ELECTRIC<br />
Method of<br />
central<br />
heating<br />
Covered<br />
garage<br />
space
pRopeRTieS 4<br />
The Sorting Hat<br />
Phil Smith of Roscoe Rogers & Knight gives some timely property<br />
buying advice now that the general election is over<br />
Many of us know about the Sorting Hat at JK<br />
Rowling’s Hogwarts School of Witchcraft<br />
and Wizardry. When a new student puts on<br />
the hat it tells him or her to which of the four houses -<br />
Gryffindor, Hufflepuff, Ravenclaw or Slytherin - they are<br />
most suited.<br />
Well a property is just like the Sorting Hat. It’s as if<br />
it instinctively knows whether it’s right for you - and<br />
you for it. All you have to do is listen carefully to the<br />
conversation the property is having with your inner self.<br />
This is important, as you don’t want to be put in<br />
the wrong house. You want to be somewhere which fits<br />
your personality, as well as your pocket and your spatial<br />
needs.<br />
Of course every now and then even Sorting Hats<br />
can become a bit confused by the choice. Just look at<br />
what the British electorate Sorting Hat has done with<br />
the 2017 general election! It may have to have another<br />
go sooner rather than later. Yes there are many things to<br />
be confused about, especially in property. And it’s not<br />
just about finding the right home for you. What about<br />
the market? Then there’s Brexit, the economy, schools,<br />
transport, mortgages and even the neighbours. And<br />
what about prices? are they going up or down? When is<br />
the right time to buy?<br />
But the right home can magically make many of<br />
these concerns disappear. That is because, apart from<br />
our families and ourselves, our homes are one of the<br />
most important things in our lives. Our homes protect<br />
and nurture us. They keep us warm. They keep us<br />
secure. They inspire us. Why do we become homesick<br />
when we are away for too long? When we are away we<br />
like to create a home-from-home and find somewhere<br />
that is homely. We have home thoughts and like home<br />
cooking. We certainly like home comforts. When we<br />
look for somewhere to live we home in on a place that<br />
we can call home-sweet-home, for our home is our<br />
castle.<br />
Yes the property market is important. But more so is<br />
belonging to the right house. So this weekend why not<br />
forget the general election and Brexit negotiations for a<br />
while. Go and try on a house and let it tell you if you<br />
should move or not.<br />
bedroom bedroom<br />
living living room room etc etc<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
bedroom<br />
coed lank Farm Broadoak, herefordshire<br />
Roscoe Rogers & knight 01600 772929 www.roscoerogersandknight.co.uk<br />
living room living room etc etc<br />
bathroom<br />
living room etc<br />
central heating<br />
4 3 4<br />
4<br />
central heating<br />
central heating<br />
garage/covered parking<br />
Set in a truly rural location on the outskirts of Garway this spacious and beautifully presented,<br />
garage/covered parking parking<br />
Grade II Listed, 16th Century central central heating detached heating farmhouse oozes character and a wealth of original<br />
bathroom bathroom<br />
garage/covered parking parking<br />
features. Restored and remodelled to the highest of standards with bright, light and spacious<br />
rooms throughout arranged attractively over three floors including four large bedrooms. The<br />
grounds total four and a half acres with mature gardens, gravelled driveways and extensive<br />
parking giving access to the newly completed two bedroomed, fully equipped holiday cottages<br />
garage/covered parking parking parking parking<br />
with are now being let with a potential income of £12,000 for each per annum. There is also a<br />
recently constructed, open fronted, detached quadruple garage with invaluable fully boarded<br />
spacious room over with roof lights. On the lower side of the property is a fenced high spec<br />
ménage, an extensive fenced paddock running down to a stream on one boundary and stabling<br />
together with a range of useful and well constructed outbuildings all accessed via a pair of<br />
automated, boarded entrance gates. Garway has an excellent primary school, village pub/<br />
restaurant and active hall and Monmouth is a short distance away with its renowned schools<br />
and excellent links to the major road networks.<br />
OIL<br />
price<br />
offers over<br />
£900,000<br />
Exceptional farmhouse, holiday cottages, land & outbuildings<br />
parking
THE TUMP<br />
PENALLT, MONMOUTH<br />
£845,000<br />
GLENWOOD<br />
CHRISTCHURCH, GLOUCESTERSHIRE<br />
£560,000<br />
4 4 3<br />
E<br />
3 5 3<br />
D<br />
Located high on the outskirts of the popular village of Penallt, in an<br />
Area of Outstanding Natural Beauty yet within easy reach of<br />
Monmouth, Chepstow and major road links, this extended and<br />
remodelled 4 bed character stone cottage sits in 5.7 acres of gardens<br />
and fenced paddocks with fine countryside views. Spacious selfcontained<br />
attached 1 bed annexe, substantial detached double<br />
garage, ample parking, luxury 1 bed log cabin, studio, covered heated<br />
swimming pool, useful outbuildings, a chicken run and a stream fed<br />
pond.<br />
A spacious, light contemporary 5 bed family home adjacent to<br />
outstanding Wye Valley walks imaginatively remodelled to an<br />
exceptionally high standard with a 1 bed annex ideal for multi<br />
generation living. Landscaped gardens with large sun terrace, a gated<br />
drive with parking for several vehicles including caravan or motor<br />
home, a double garage, summer house/log cabin and bar/shed.<br />
6 PRIORY STREET, MONMOUTH<br />
£575,000<br />
SWN-Y-NANT, ABERGAVENNY<br />
£549,000<br />
THE GAS WORKS, HEREFORDSHIRE<br />
£535,000<br />
D<br />
Located a short walk from the market town<br />
of Monmouth this 4 storey Grade II listed<br />
building has many original features. It has<br />
been used commercially by regional<br />
solicitors who rent the ground and first<br />
floors. Total floor areas approx. 5000ft2<br />
(456m2). Planning permission has been<br />
gained for the vacant floors as well as the<br />
cellar with its recessed courtyard at the rear<br />
to be converted into residential apartments.<br />
There is parking at the rear for 6/7 cars.<br />
Beautifully presented, this 4 bed village<br />
house provides spacious accommodation<br />
over two floors, taking full advantage of its<br />
lovely rural setting in the village of<br />
Llanvapley with its picturesque cricket<br />
pitch, village hall and historic Norman<br />
Church. It has well-proportioned rooms with<br />
countryside views, a sun terrace<br />
overlooking a brook, off road parking and<br />
garage, only approximately 15 minutes from<br />
Abergavenny station with direct rail lines to<br />
Manchester and Cardiff, 2hrs 20 to London.<br />
A rare opportunity to acquire this unique<br />
and characterful 3 bed Grade II listed<br />
private gasworks conversion on the<br />
outskirts of this popular village. Set in an<br />
elevated location with far reaching views<br />
across open countryside, it has a gated<br />
drive with ample parking, a sunny enclosed<br />
courtyard and conservatory, mature<br />
gardens of approx.1/3 acre all within easy<br />
reach of major road networks.<br />
3 Agincourt Square • Monmouth • NP25 3BT • Call: 01600 772929<br />
enquiries@roscoerogersandknight.co.uk • roscoerogersandknight.co.uk<br />
Monmouth & London offices
THE HENDRE, MONMOUTH<br />
LLANTARNUM, LLANTARNAM, CWMBRAN<br />
96<br />
96<br />
acres<br />
acres<br />
Bryn Edrych Farm<br />
• Excellent location with | Direct direct access to Monmouth/Abergavenny to old road<br />
road<br />
• Private situation and location with views over stunning open countryside<br />
• High<br />
specification four bedroom new build farmhouse Farmhouse (subject to to AOC<br />
AOC)<br />
• Excellent collection of of modern agricultural livestock buildings<br />
& general purpose<br />
• buildings<br />
EPC Rating: C | In all approximately 96 acres<br />
• EPC Rating: C | In all approximately 96 acres<br />
Guide Price - £1,500,000<br />
GWEHELOG, USK<br />
215<br />
acres<br />
215<br />
acres<br />
Pentre Bach Farm<br />
Pentre Bach Farm<br />
• Superb accessible location to all principal South Wales road connections<br />
• Traditional Superb accessible Grade II* location Listed five to all bedroom principal Farmhouse<br />
South Wales road connections<br />
• Impressive Traditional Grade traditional II* Listed<br />
brick building bedroom adjoining Farmhouse<br />
Farmhouse referred<br />
• to Impressive as The ‘Great Barn<br />
Hall’ brick building<br />
• Private courtyard with collection of agricultural outbuildings<br />
offering<br />
scope for redevelopment<br />
• Excellent Available appeal as a whole to a or variety in three of interests<br />
lots<br />
Guide Price - £1,850,000<br />
LLANFOIST, ABERGAVENNY<br />
12.6<br />
12.59<br />
acres<br />
Land known as<br />
pren-y-derwen land<br />
• Access from Old Raglan/Usk Road<br />
• • Paddocks Paddocks | | Grazing Grazing Fields Fields | | Hard Hard Standing<br />
Standing<br />
• • Former Stable building | | Mains water<br />
• • For Sale by Informal Tender<br />
• • In In all all approximately 12.59 acres<br />
Guide Price £80,000<br />
GILWERN, ABERGAVENNY<br />
SPECIALIST RURAL PROPERTY AGENTS<br />
• Farms & Land • Smallholdings •<br />
• Rural Residential •<br />
• Country Houses •<br />
• Equestrian Properties •<br />
• Development Sites •<br />
• Paddocks / Amenity Land •<br />
• Forestry & Woodland •<br />
Please contact us for a free<br />
no-obligation Marketing Appraisal<br />
01600 714140<br />
enquiries@powellsrural.co.uk<br />
S S •<br />
vSlmrllSsmpmpl<br />
46.74<br />
acres<br />
Land at Llanfoist<br />
• Good Very accessible grazing/fodder location grassland | Usk Valley | Hard position<br />
standing<br />
• area<br />
Good grazing/fodder grassland | Hard standing<br />
• Deciduous woodland plantation | Natural water<br />
• In In all 46.74 acres - available as a whole or in<br />
or two in lots<br />
two lots<br />
• Lot 1: 16.30 acres | Lot 2: 30.44 acres<br />
Guide Price £315,000 for Whole<br />
BWLCH, BRECON<br />
St Maelog Development Site<br />
• Excellent situation and location with attractive outlook<br />
• Excellent situation and location with attractive outlook<br />
Level development site with existing services connected<br />
• Level development site with existing services connected<br />
• Full planning consent for three detached four bed dwellings<br />
• Attractive ‘Border Oak’ style design of dwellings<br />
• No No<br />
affordable housing contribution payable under existing consent<br />
Guide Price - £300,000<br />
Buckland Farm Barns<br />
Barns<br />
• Superb location within the Brecon Beacons National Park<br />
• Direct Superb connection location within via Buckland the Brecon Lane Beacons to the A40<br />
National Park<br />
• Attractive Excellent development traditional courtyard project<br />
complex of stone barns with wealth<br />
• of Attractive character<br />
traditional courtyard complex of stone barns<br />
• Planning Planning consent consent granted granted for for conversion conversion to to<br />
five individual individual dwellings<br />
dwellings<br />
• No<br />
housing commuted sum payable<br />
No affordable housing commuted sum payable<br />
Guide Price - £950,000<br />
www.powellsrural.co.uk
PROPERTIES 7<br />
bedroom<br />
living room etc<br />
Bryn Edrych Farm, The Hendre, Monmouth, Monmouthshire Price<br />
Powells 01600 714140 www.powellsrural.co.uk £1,500,000<br />
4 2 3<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bedroom bedroom living room living room etccentral heating<br />
bathroom<br />
garage/covered parking<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking<br />
buildings and ring fenced block of good grassland extending to around 96 acres.<br />
bathroom<br />
LPG<br />
central heating<br />
central heating<br />
garage/covered parking<br />
Bryn Edrych Farm offers a superb livestock holding situated in east Monmouthshire,<br />
close to the Welsh Borders, with recently constructed farmhouse, an excellent collection of<br />
parking<br />
parking<br />
parking<br />
Excellent accessible location with direct connection to Old Monmouth / Abergavenny<br />
Road and easy access to A40 at Monmouth & Abergavenny. Private situation and position<br />
with views over stunning open countryside. Four bedroom beautifully presented<br />
farmhouse constructed approximately 4 years ago. High specification accommodation<br />
set out over three floors with potential for attic rooms to form two additional en-suite<br />
bedrooms. Excellent collection garage/covered parking of parking modern parking parking agricultural livestock & general purpose<br />
buildings including twin span cattle/general purpose steel galvanised building. Ring<br />
fenced block of good grassland suitable for grazing & fodder and mainly south facing.<br />
bedroom<br />
living room etc<br />
Dixton Close, Monmouth NP25 3HE<br />
Newland Rennie 01600 712916 www.newlandrennie.com<br />
Price<br />
£395,000<br />
bedroom bedroom<br />
living living room room etc etc<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
central heating<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking<br />
of the most sought after locations in Monmouth with far reaching hillside views<br />
3<br />
1 2<br />
A unique design for a unique buyer<br />
Superb new build eco friendly bungalow, built to a luxurious design and situated in one<br />
and level walking distance to the town<br />
gas<br />
central heating<br />
parking<br />
parking<br />
parking<br />
The exacting specification includes open plan kitchen/<br />
living/dining room with wood burning stove, NEFF<br />
and BOSCH appliances to include slide and hide ovens,<br />
microwave and warming drawer, tall larder fridge and<br />
freezer, quartz worktops, usb and tv sockets to every<br />
room, mechanical heat recovery system, underfloor<br />
heating, sprinkler system, mandarin stone tiles and new<br />
carpets throughout.<br />
The contemporary exterior includes cedar cladding<br />
and sedam roof, powder coated aluminium doors and<br />
windows and rain sensor sky light to bathroom. A sunny<br />
and private landscaped courtyard garden can be accessed<br />
via bi-fold doors from the main living space and master<br />
bedroom.<br />
The brick paviour driveway provides parking for up to 4<br />
cars. There will be a 10 year structural warranty provided.<br />
The spacious interior also offers master bedroom with<br />
en-suite and bi-fold doors to courtyard, 2 further double<br />
bedrooms, bathroom and utility room.<br />
garage/covered parking parking<br />
parking parking
Local<br />
Independent<br />
Professional<br />
87 Monnow Street, Monmouth NP25 • 01600 712916<br />
FIRST CLASS HOMES IN A FIRST CLASS LOCATION<br />
THE ROLLS BuILdINgS<br />
Hereford Road, Monmouth<br />
• Plot 22 - New build, 2 bedroom, top floor<br />
apartment with flooring throughout priced<br />
at £265,000<br />
• Balcony to lounge/dining area offering<br />
stunning views. Master bedroom with<br />
en suite facility<br />
• Allocated parking and communal gardens.<br />
Central lift offering access to all floors<br />
• 10 year Premier Warranty<br />
MONMOUTH<br />
A detached Park Home in a lovely setting near the River Wye and within a short<br />
walk of Monmouth town centre. The property stands in a broad corner plot<br />
with a balcony, landscaped garden, parking and is extremely well presented<br />
both internally and externally with uPVC double glazed windows and doors<br />
and gas central heating. The accommodation includes kitchen, Sitting Room/<br />
Dining Room, Bathroom, two double Bedrooms and en suite shower room.<br />
£142,000<br />
TRELLECH<br />
Situated in the popular village of Trellech between Monmouth and Chepstow,<br />
a detached house, recently built to a very high standard with character features<br />
including wood floors and stone fireplace with large rooms providing spacious<br />
accommodation including a reception hall, cloakroom, sitting room, garden<br />
room, kitchen/breakfast room and three double bedrooms, one en suite and<br />
a family bathroom. The house is approached through double wooden gates<br />
going through the old stone outbuilding to a parking area and detached<br />
garage with a level garden. EPC Band: C<br />
£450,000<br />
BROCKWEIR<br />
A period detached house situated on a country lane amidst the beautiful<br />
countryside of the Wye valley above the village of Brockweir between<br />
Chepstow and Monmouth.<br />
The attractive house provides a handcrafted kitchen and large conservatory,<br />
shower room, utility room and three reception rooms with three bedrooms<br />
and a bathroom. Outside is a mature cottage garden with a graveled parking<br />
area, a detached garage and orchard extending to approximately ½ acre. EPC<br />
Band: F<br />
£525,000<br />
MONMOUTH<br />
Situated in a popular area of Wyesham this 3 bedroom end of terrace corner<br />
plot property sits next to open council grassland and is only minutes away<br />
from the school, local store and post office. Having been refurbished over<br />
the years by the current owners the accommodation now includes lounge,<br />
kitchen/breakfast room, conservatory, cloakroom, bathroom and 3 bedrooms<br />
with fitted wardrobes. The garden has been hard landscaped for ease of<br />
maintenance with pretty church backdrop. The garage and driveway provides<br />
off road parking. A great family home or investment. EPC Band: TBC<br />
£179,000<br />
MONMOUTH TOWN<br />
An individually designed property situated in a much sought after part of<br />
Monmouth town enjoying South-West views over the town to the surrounding<br />
countryside and Black Mountains.<br />
The accommodation includes Reception Hall, shower room, utility room, study,<br />
bedroom 4/family room and open plan kitchen, dining area and living area<br />
and on the first floor three double bedrooms and a family bathroom.<br />
Outside the property stands in a large plot with extensive gravelled area, patio<br />
and lawn.<br />
£550,000<br />
www.newlandrennie.com
ADVICE<br />
9<br />
Radon Gas<br />
You may not have heard of it, but radon is a part of your life - wherever you live.<br />
Below are five facts home owners should know about radon, including<br />
how it can affect your home and your health.<br />
by Sue Drew of Dobbs & Drew<br />
1) Radon is a gas which can seep into our homes and is created when natural<br />
radioactive uranium slowly decays in the ground under our homes and seeps to<br />
the surface. Because of the way we heat and ventilate our homes, some radon gets<br />
indoors through the floor. This is where we get most of our radon exposure.<br />
2) In some parts of the country, homes are more likely to have high radon levels.<br />
Every building contains radon but the levels are usually low. In some parts of the<br />
country homes may have higher levels, and the chances of a higher level depend<br />
on the type of ground. For instance, levels may be higher in parts of the country<br />
rich in granite, such as Dartmoor in Devon and Cornwall.<br />
3) It’s easy to test your home’s radon levels - if you live in an area likely to be<br />
affected by higher levels of Radon, you can get your property tested by placing a<br />
plastic detector in your living room, another in your bedroom and leave them for<br />
three months. After that you post them off and your radon level is calculated. If<br />
the level is high you can take steps to reduce radon levels in your home.<br />
4) High radon levels in the home can be reduced - although high levels of radon at<br />
home can be a problem the good news is they can be reduced by simple building<br />
works. Many people’s first thought is “how much is this going to cost me” but<br />
there are a few options to choose from, depending on the style of your home and<br />
your radon level, ranging from a few pounds to several hundred pounds. Radon<br />
solutions include replacing or<br />
adding ventilation bricks in<br />
outside walls or installing a small<br />
pump in the loft that gently blows<br />
in air. Most remedies work for<br />
years and only need an occasional<br />
check.<br />
5) If you have high levels of<br />
Radon at home, you should<br />
take action - if we breath in<br />
high levels of radon over long periods of time this exposure can lead to damage<br />
to the sensitive cells of our lungs which increases the risk of lung cancer. Radon<br />
causes about 1,000 lung cancer deaths in the UK every year. We also know that<br />
the combined risks of smoking and high radon exposure can really make a major<br />
difference to your chances of developing lung cancer. That’s why if you’ve got high<br />
radon at home and you smoke, it’s important you do something about it.<br />
When purchasing your new home your conveyancer will carry out searches which<br />
will alert you to any radon gas present in the property and you can then take steps<br />
accordingly.<br />
Dobbs & Drew<br />
<strong>Property</strong> Lawyers<br />
Opening hours Monday to Friday 9am to 5pm, Saturday 10am to 1pm<br />
Thinking of Moving House?<br />
Sell your Current home for £599 inclusive<br />
Buy your New home for £899<br />
plus Stamp Duty & Land Registry fee<br />
Sell & Buy together for £1399<br />
plus Stamp Duty<br />
& Land Registry fee<br />
Call us Today: 01594 562239<br />
sue.drew@dobbsanddrew.co.uk lisa.dobbs@dobbsanddrew.co.uk<br />
Blue Rock House, Blue Rock Crescent, Bream,<br />
Glos, GL15 6LW<br />
www.dobbsanddrew.co.uk
10 NEWS<br />
bedroom<br />
living room etc<br />
Osbaston, Monmouth<br />
Monmouth <strong>Property</strong> Bureau 01600 719184<br />
www.monmouthpropertybureau.co.uk<br />
Price<br />
£500,000<br />
One of the problems with DIY is you need a lot of practise before you get to be any<br />
good and if you’re not good at it then best to leave well alone. Personally I can’t even be<br />
trusted to paint a wall without either getting more on me or the floor than the intended<br />
surface.<br />
So it is rather pleasing to offer an extensively remodelled and updated property which<br />
also happens to be situated in one of Osbaston’s premier locations.<br />
Internally this immaculately presented house has been fastidiously maintained and<br />
modernised The jewel in the crown is a spectacular master bedroom suite boasting<br />
vaulted ceilings, a large dressing room/nursery (5th Bedroom) plus a luxurious ensuite<br />
bedroom bedroom<br />
4<br />
living living room room etc etc<br />
garage/covered parking parking parking parking<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
bathroom<br />
central heating<br />
3 3 1<br />
central heating<br />
central heating garage/covered parking<br />
with a double width shower. There are three more bedrooms, one with an ensuite<br />
shower room and a beautifully appointed family bathroom.<br />
garage/covered parking parking<br />
central central heating heating<br />
On the ground bathroom bathroom floor there is an unusually wide garage/covered elegant parking main reception parking with interconnecting<br />
doors to the stylish dining room, ideal for entertaining. The kitchen is<br />
again very spacious and well appointed with a very good sized breakfast/dining area,<br />
all overlooking the immaculate lawned gardens to the rear. The study is situated away<br />
from the hubbub of the main house and makes a useful music room too.<br />
Agents Note: The property is located on an unadopted road and the double garage has<br />
been converted to create a single garage and study/music room.<br />
GAS<br />
parking<br />
monmouth<br />
PROPERTY BUREAU<br />
Your local sales and<br />
lettings specialist<br />
Sales: 01600 719184<br />
Lettings: 01600 719183<br />
Glen Lea, Redbrook,<br />
An exceptional three bedroom detached home<br />
set in large gardens with lovely views and a<br />
fantastic garage/workshop. EPC D Agency<br />
Fees Apply<br />
£825 PCM<br />
7 Howells Place, Monmouth<br />
Refurbished 2 bed cottage 2 minutes walk to<br />
Monnow St, entrance porch, spacious open<br />
plan kitchen/living room, well appointed shower<br />
room, Gas CH EPC F Agency Fees Apply<br />
£625 PCM<br />
The Courtyard, Craig Y Dorth,<br />
Delightful barn conversion in idyllic rural<br />
location, fully fitted kitchen, sitting room with log<br />
burner, EPC C. Agency Fees Apply<br />
£625 PCM<br />
The Cottage, Skenfirth,<br />
Characterful attached cottage with original<br />
stone mullion windows in idyllic location with far<br />
reaching views. Agency Fees Apply<br />
£625 PCM<br />
The Market Tavern, Agincourt Square, Monmouth NP25 3BT<br />
monmouthpropertybureau.co.uk
Sales: 01600 719184<br />
Lettings: 01600 719183<br />
OSBASTON, MONMOUTH £480,000<br />
CINDERHILL ST, MONMOUTH £135,000<br />
• Build Potential<br />
• Space For 2 Houses<br />
• Planning Required<br />
• 4 Receptions<br />
• 4 Bedrooms<br />
• Three Car Garages<br />
• 0.4 Acre gardens<br />
• Outstanding Views<br />
• EPC E<br />
• Needs Refurbishing<br />
• 2 Bedrooms<br />
• 2 Receptions<br />
• Attic Room<br />
• Kitchen<br />
• Shower/WC<br />
• Gardens<br />
• EPC D<br />
• Chain Free<br />
CLAWDD DU, MONMOUTH £136,500<br />
WYEFIELD COURT, MONMOUTH £162,500<br />
• Needs Refurbishing<br />
• 3 Bedrooms<br />
• Lounge/Diner<br />
• Kitchen<br />
• Wet Room/Sep WC<br />
• Cloakroom<br />
• Gardens<br />
• EPC D<br />
• CHAIN FREE<br />
• Ideal Buy to Let<br />
• 3 Bedrooms<br />
• Lounge<br />
• Bathroom<br />
• Kitchen<br />
• Gardens/Parking<br />
• Mid Terrace<br />
• Chain Free<br />
• EPC C<br />
TRELLECH, MONMOUTH £185,000<br />
MANSONS CROSS, MONMOUTH £325,000<br />
• Build Potential<br />
• Planning Required<br />
• 2 Bedrooms<br />
• Lounge<br />
• Kitchen/Breakfast<br />
Room<br />
• Conservatory.<br />
• Bath. WC<br />
• Driveway<br />
• EPC E<br />
• Build Potential<br />
• Room to Extend<br />
• Planning Required<br />
• 1/2 Acre Gardens<br />
• 3 Bedrooms. 2<br />
Receps<br />
• Kitchen<br />
• Wet Room. 2 WC<br />
• Garage. Driveway<br />
• EPC D<br />
monmouthpropertybureau.co.uk<br />
The Market Tavern, Agincourt Square, Monmouth NP25 3BT
Sales - Monmouth<br />
Sales - Monmouth<br />
Sales - Monmouth<br />
Sales - Monmouth<br />
New<br />
Price<br />
New<br />
New<br />
Llanvair Discoed £559,000<br />
A beautifully presented 4 double bedroom detached family<br />
home with an indoor swimming pool and sauna. Located in one<br />
of the prettiest villages in Monmouthshire, the property offers<br />
very flexible accommodation and is set in particularly generous<br />
landscaped gardens offering a good degree of privacy.<br />
Monmouth £750,000<br />
On the market after an extensive refurbishment and with stunning<br />
views across farmland and to the Wye Valley, this property<br />
offers generous living accommodation to include a fabulous<br />
kitchen / dining / family room and self-contained annexe.<br />
Monmouth £160,000<br />
This mid terraced home located within walking distance of<br />
the town centre offers two double bedrooms, large living /<br />
dining room and a kitchen. Outside there is ample off road<br />
parking and an attractive garden with mature tree and patio<br />
area.<br />
Llandogo £150,00<br />
OPEN HOUSE SATURDAY 17TH 11-12 NOON<br />
Offered with no onward chain, this ground floor apartment<br />
with outstanding Forest views has a large open plan living/<br />
dining room, two double bedrooms, ample storage, allocated<br />
parking and pleasant communal space.<br />
Sales - Monmouth<br />
Sales - Monmouth<br />
Sales - Monmouth<br />
Sales - Monmouth<br />
New<br />
New<br />
New<br />
Monmouth £319,950<br />
Although on the outskirts of an estate, this detached property<br />
offers privacy and is not overlooked and has accommodation to<br />
include two reception rooms, breakfast kitchen, utility, WC and<br />
four bedrooms, with pleasant front and rear gardens.<br />
Rockfield £450,000<br />
Located just two miles from Monmouth, this traditional cottage<br />
boasts character and charm surrounded by mature gardens. To<br />
the ground floor there are four reception rooms and a generous<br />
kitchen, and the first floor landing leads to four bedrooms and<br />
a large bathroom.<br />
Monmouth Town £350,000<br />
Located in the heart of Monmouth this lovingly renovated<br />
home offers stylish living within walking distance of all the<br />
local amenities. Accommodation includes three double bedrooms,<br />
an open plan living / dining / kitchen and an impressive<br />
roof terrace.<br />
Coleford £190,000<br />
This deceptively spacious and characterful property has been<br />
well maintained by the present owners who have lived here<br />
for over 30 years, benefiting from off road parking and easy<br />
access to the town centre, as well as two reception rooms and<br />
three bedrooms.<br />
Sales - Chepstow<br />
SOLD<br />
Subject to<br />
Contract<br />
Sales - Chepstow<br />
Sales - Chepstow<br />
Sales - Chepstow<br />
Willow Close £200,000 St. Stephens Court, Undy £269,950 Fedw Wood £299,950 Llangwm £360,000<br />
Updated kitchen and bathroom, garage, new carpets, 3 bedrooms,<br />
ground floor WC, UPVC double glazing, level gardens<br />
to front and rear.<br />
**NO CHAIN**. Brand new kitchen/diner with integral appliances,<br />
brand bew bathroom & en-suite, converted garage offering two<br />
levels of additional rooms, open plan kitchen/diner leading into<br />
conservatory, set in quiet cul-de-sac, off road parking for two<br />
vehicles, great links to major access roads.<br />
Three bedroom detached family home, space to extend, catchment<br />
to highly regarded local schools, walking distance to<br />
Chepstow town centre, large driveway including garage, sought<br />
after area, enclosed rear garden<br />
Delightful detached cottage, immaculately presented throughout,<br />
new UPVC double glazing, semi-rural idyllic setting, enclosed<br />
front garden with parking, new combination boiler,<br />
stunning views, log burner,<br />
Sales - Chepstow<br />
New<br />
Sales - Chepstow<br />
New<br />
Sales - Chepstow<br />
SOLD<br />
Subject to<br />
Contract<br />
Sales - Chepstow<br />
New<br />
Holmleigh, Tintern £330,000 Castelea, Caldicot £164,950 Woolpitch, Chepstow £452,00 Lewis Way, Chepstow £245,00<br />
Character property, outstanding views across The Wye Valley,<br />
three good sized bedrooms, newly renovated bathroom, driveway<br />
for 2 cars, sun terrace, superb period features, popular village<br />
location.<br />
***NO CHAIN*** Two bedroom semi detached, garage & driveway<br />
for two cars, excellent location, walking distance to town centre,<br />
great access to commuter links, well-presented level gardens, entrance<br />
porch,<br />
A large spacious family home, newly fitted kitchen with Quartz<br />
granite work surfaces, double garage with parking for several<br />
cars, five bedrooms over three storeys, set in quiet cul de sac,<br />
stunning outlook, rear landscaped garden with deck, close to<br />
both The Dell & St Mary’s primary schools.<br />
Detached bungalow in sought after location, two double bedrooms,<br />
new carpets throughout, detached garage, conservatory,<br />
large corner plot, updated kitchen, lovely views.
PROPERTIES 13<br />
Carys from Shirenewton Primary School<br />
wins Peter Alan’s Design a Sign competition<br />
Peter Alan were proud to celebrate the opening of their 29th branch in Chepstow,<br />
specialising in both Peter Alan and pa black.<br />
To coincide with the launch of Peter Alan<br />
Chepstow the branch offered all primary<br />
school students across Chepstow, Caldicot<br />
and the surrounding area an opportunity to showcase<br />
their art by entering a ‘DESIGN A FOR SALE SIGN<br />
COMPETITION’ which resulted in the winning design<br />
being displayed on a one off unique FOR SALE BOARD<br />
and also used on properties within the Monmouthshire<br />
area.<br />
“Today we had the great pleasure of announcing<br />
the winner of our art competition” says manager Pete<br />
Burrows. “We had hundreds of entries from children<br />
aged between four and eleven from Primary Schools<br />
throughout the Monmouthshire area. Deciding on a<br />
winner was an incredibly hard decision as the standard<br />
of children’s artwork was so high. However, with its<br />
bright and eye catching design , the winning entry<br />
came from Carys Faulkner, aged Ten from Shirenewton<br />
Primary School. This board will be rotated around all<br />
of Peter Alan’s housing stock from as far as Lydney all<br />
the way to Magor. Huge thanks to all of the children<br />
and staff at Shirenewton, Pembroke and Rogiet Primary<br />
Schools for all of your hard work. We thoroughly<br />
enjoyed looking through all of your fantastic designs<br />
and we look forward to working with you all again in<br />
the near future.”<br />
To contact the team at Peter Alan Chepstow please<br />
call 01291 630876<br />
bedroom<br />
living room etc<br />
Shangrila, Well Lane, Llanvair Discoed<br />
PA Black 01600 714355 www.pablack.co.uk<br />
4<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bedroom bedroom living room living room etc etc<br />
bathroom<br />
bathroom<br />
central heating<br />
central heating<br />
Price<br />
£559,000<br />
central heating<br />
2 2 2<br />
garage/covered parking<br />
Located in the sought after village of Llanvair Discoed this well presented<br />
garage/covered parking parking<br />
home has a lot to offer! Set in a generous and mature plot, the property<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
offers privacy and seclusion whilst being in the heart of the village.<br />
OIL<br />
parking<br />
The bright and spacious accommodation can be arranged to suit your specific needs,<br />
with bedrooms on both the ground and first floor making garage/covered it parking ideal parking parking parking<br />
for multi generational<br />
living. There is a dining room with feature fireplace leading on to the breakfast kitchen<br />
that benefits from integrated appliances and plenty of space for alternative dining. The<br />
first floor landing is bright and spacious and leads to the living room which has a<br />
wonderful stone fireplace and plenty of natural light from the three windows. There are<br />
two bedrooms on the first floor and a large family bathroom with corner bath and walk<br />
in shower cubicle. The property is fitted with UPVC double glazing throughout which<br />
brings in lots of natural light.
Sales & Lettings Agent<br />
Open 7 days per week<br />
No Sale - No Fee<br />
Free Valuations<br />
Tel: 01291 629292<br />
DINWOOD COTTAGE, SHIRENEWTON<br />
• FANTASTIC DETACHED FAMILY HOME FULLY REFURBISHED<br />
THROUGHOUT • FIVE BEDROOMS (TWO EN-SUITE)<br />
• THREE FORMAL RECEPTION ROOMS • OPEN PLAN KITCHEN/<br />
DINING ROM LEADING TO ORANGERY<br />
• POOL HOUSE WITH FULLY HEATED SWIMMING POOL, SAUNA AND<br />
SHOWER ROOM • LANDSCAPED GARDENS/OUTSIDE KITCHEN/<br />
APPROX. 7 ACRES<br />
£949,950<br />
GREENACRE HOUSE, WHITEBROOK, LLANVACHES<br />
• INDIVIDUALLY DESIGNED DETACHED FAMILY HOME<br />
• FOUR RECEPTION ROOOMS/FIVE BEDROOMS (TWO EN-SUITE)<br />
MASTER WITH BALCONY<br />
• KITCHEN/BREAKFAST PLUS UTILITY ROOM<br />
• QUITE SECLUDED LOCATION HAVING PANORAMIC VIEWS<br />
• DETACHED STONEWORK OUTBUILDiNG, DOUBLE GARAGE • E.E.R. - D<br />
£625,000<br />
WENTWOOD VIEW, CALDICOT<br />
• SPACIOUS AND WELL PRESENTED DETACHED PROPERTY<br />
• FOUR BEDROOMS (MASTER EN-SUITE BATHROOM)<br />
• TWO RECEPTION ROOMS PLUS KITCHEN/BREAKFAST ROOM<br />
• PRIVATE, SUNNY GARDENS PLUS GARAGE<br />
• NO ONWARD CHAIN • E.E.R. - E<br />
£334,950<br />
BIRCHWOOD ROAD, WOOLASTON<br />
• SPACIOUS DETACHED FAMILY HOME<br />
• THREE BEDROOMS • LIVING/DINING ROOM<br />
• UPDATED FAMILY BATHROOM PLUS GROUND FLOOR W.C.<br />
• LEVEL FRONT AND REAR GARDENS PLUS GARAGE<br />
AND PARKING • E.E.R. - E<br />
£219,950<br />
SHAKESPEARE DRIVE, CALDICOT<br />
• STYLISH DETACHED FAMILY HOME • THREE BEDROOMS<br />
• LIVING ROOM PLUS ATTRACTIVE FAMILY KITCHEN/DINING<br />
ROOM • BATHROOM PLUS WET ROOM<br />
• CORNER GARDENS WITH BESPOKE SUMMERHOUSE<br />
• E.E.R. - C<br />
£224,950<br />
VALENTINE LANE, CHEPSTOW<br />
• END TERRACE PROPERTY<br />
• FOUR BEDROOMS (MASTER EN-SUITE)<br />
• LIVING ROOM PLUS CONSERVATORY/DINING ROOM<br />
• KITCHEN/BREAKFAST ROOM PLUS UTILITY ROOM<br />
• NO ONWARD CHAIN • E.E.R. - D<br />
£209,950<br />
EXMOUTH PLACE, CHEPSTOW<br />
• MID-TERRACE PROPERTY<br />
• FULLY REFURBISHED THROUGHOUT HAVING MANY<br />
CHARACTERFUL FEATURES • TWO DOUBLE BEDROOMS<br />
• TWO RECEPTION ROOMS • COURTYARD GARDEN<br />
• VIEWING HIGHLY RECOMMENDED<br />
£189,950<br />
CALDICOT ROAD, PORTSKEWETT<br />
• SPACIOUS DETACHED FAMILY HOME WITH THREE RECEPTION ROOMS<br />
• UPDATED THROUGHOUT WHILST RETAINING CHARACTERFUL<br />
FEATURES • FOUR BEDROOMS (MASTER DRESSING ROOM)<br />
• KITCHEN/BREAKFAST ROOM PLUS UTILITY ROOM AND GROUND<br />
FLOOR W.C.<br />
• ENCLOSED REAR GARDEN PLUS SINGLE GARAGE • E.E.R. - C<br />
£384,950<br />
Magor/Undy Area<br />
Tel: 01633 745396 Tel: 01291 624881<br />
WYE VALLEY BARNS, BROCKWEIR<br />
• SUPERB BARN CONVERSION<br />
• 5 BEDROOMS, 3 ENSUITE<br />
• OPEN TERRACE AREAS AND GROUNDS<br />
• AVAILABLE 1ST JULY 2017<br />
• EPC RATING D<br />
£2250 PCM<br />
BEECH HOUSE, TINTERN<br />
• DETACHED PROPERTY SITUATED IN BEAUTIFUL WYE VALLEY<br />
• 4 BEDROOMS<br />
• TERRACED GARDEN LEADING TO WOODS<br />
• AVAILABLE 1ST JULY 2017<br />
• EPC RATING F<br />
£1250 PCM<br />
2 JOHN RASTRICK RISE, THORNWELL<br />
• MODERN DETACHED PROPERTY<br />
• 3 BEDROOMS, MASTER WITH ENSUITE<br />
• GARAGE WITH DRIVEWAY<br />
• AVAILABLE 26TH JUNE 2017<br />
• EPC RATING B<br />
£900 PCM<br />
3 MALT HOUSE CLOSE, ALVINGTON<br />
• 3 BEDROOM DETACHED PROPERTY<br />
• MAIN BEDROOM WITH ENSUITE<br />
• OPEN PLAN LIVING/DINING ROOM<br />
• AVAILABLE NOW<br />
• EPC RATING C<br />
£850 PCM<br />
68 ST ANNES CRESCENT, UNDY<br />
• MODERN 2 BEDROOM END TERRACE PROPERTY<br />
• REFITTED WHITE GLOSS KITCHEN<br />
• CONVENIENT LOCATION<br />
• AVAILABLE NOW<br />
• EPC RATING D<br />
£650 PCM<br />
UNIT 2, OFF BEACHLEY ROAD, SEDBURY<br />
• SECURE AND LARGE LOCK UP/STORAGE UNIT<br />
• CONVENIENT LOCATION<br />
• KITCHEN AND OFFICE AREAS<br />
• SECURE EXTERNAL GATES<br />
• AVAILABLE NOW<br />
£650 PCM<br />
FLAT 5, ST MARYS ARCADE, CHEPSTOW<br />
• PURPOSE BUILT 2ND FLOOR FLAT<br />
• 1 BEDROOM<br />
• CENTRAL TOWN LOCATION<br />
• AVAILABLE NOW<br />
• EPC RATING C<br />
£475 PCM<br />
FLAT 4, THE MOAT HOUSE, CHEPSTOW<br />
• FIRST FLOOR FLAT<br />
• 1 DOUBLE BEDROOM WITH ENSUITE BATHROOM<br />
• 1 PARKING SPACE<br />
• AVAILABLE NOW<br />
• AWAITING EPC<br />
£475 PCM<br />
www.thinkmoon.co.uk
PROPERTIES 15<br />
bedroom<br />
living room etc<br />
9 Home Farm Court, Shirenewton, Chepstow<br />
Moon & Co 01291 629292 www.thinkmoon.co.uk<br />
Price<br />
£424,950<br />
bedroom bedroom<br />
living living room room etc etc<br />
central central heating heating<br />
• Generous kitchen with ample dining area • Four double bathroom bedrooms bathroom (three en-suite)<br />
4<br />
bedroom<br />
bathroom<br />
bathroom<br />
living room etc<br />
central heating<br />
2 4 2<br />
• Principal residence of stylish former model farm<br />
• Delightful period accommodation with outstanding rural views • Two spacious reception rooms<br />
• Private gardens and double garage • Energy efficiency rating - C<br />
9 Home Farm Court comprises of the principal wing of the former Home Farm,<br />
Shirenewton, itself developed at the turn of the last century as a model farm for the<br />
Liddell family who owned Shirenewton Hall and its surrounding environs. At the time<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
of construction, it would have been a very desirable gentleman’s farm with number 9<br />
garage/covered parking parking parking parking<br />
forming the principal accommodation at that stage. In subsequent years the property<br />
was sold and has now been attractively converted to the pleasant development it now is.<br />
parking<br />
parking<br />
bedroom<br />
living room etc<br />
Plas Newydd, Usk, Monmouthshire<br />
Fine & Country 01291 672212 www.fineandcountry.com<br />
Price<br />
£1,150,000<br />
bedroom bedroom<br />
Magnicent Grade 11 Listed early Victorian Residence.<br />
Gardens of almost 2 acres in the centre of Usk.<br />
living living room room etc etc<br />
central central heating heating<br />
bathroom bathroom<br />
Five receptions rooms, two kitchens, nine bedrooms.<br />
9<br />
bedroom<br />
bathroom<br />
bathroom<br />
living room etc<br />
central heating<br />
5 4 2<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
parking<br />
parking<br />
Located in most private and sheltered gardens extending to almost two acres in the lee<br />
of the grounds of Usk Castle yet within just a few hundred yards of the centre of the<br />
historic former market town of Usk, Plas Newydd ranks unquestionably among the best<br />
of the very few properties of this calibre found in the area.<br />
The house was completed in about 1836 to the order of Francis McDonell, Esq (who<br />
donated the site of the nearby Roman garage/covered Catholic parking parking Church parking parking opened in 1847) and occupied<br />
by descendants until its sale out of the family. It has had only three owners prior to<br />
purchase by the present Vendors in 1984.
16 Local living<br />
I love where I live… Usk<br />
Jean Williams, a well-known personality in Usk, is also quite a celebrity amongst the fly-fishing fraternity.<br />
Her knowledge of the River Usk, her fly-tying skills and the renown of its former owner bring anglers<br />
from far and wide to the doors of the legendary Sweet’s Fishing Tackle shop, where Jean has presided for<br />
the past 40 years. Jean has just been granted the freedom of Usk, in recognition of her<br />
outstanding and long-lasting contribution to life in the community, where she has been a Brownie leader<br />
for 50 years. Sharon Chilcott talks to her about life in the ancient market town.<br />
Sharon Chilcott<br />
So, Jean, or should I say Honorary Burgess, how long have you lived in Usk? All my<br />
life and that’s more than 70 years. If I was a stick of rock it would simply read Made<br />
in Usk all the way through! I would never have wanted to live anywhere but here. It<br />
was just wonderful to be made an Honorary Burgess. It means I now have the right to<br />
take my sheep across Usk Bridge – I don’t have any but lots of people have offered me<br />
some!<br />
And how long have you<br />
worked in Sweet’s? Full time,<br />
ever since I left school, but I<br />
used to come in on a Saturday<br />
before that. I began as an<br />
assistant to Lionel Sweet, a<br />
famous fisherman who was<br />
fly-fishing Champion of<br />
Europe for nearly 20 years.<br />
When he passed away in<br />
1978, I bought the business<br />
with my husband, Michael.<br />
What makes the town special? It has a character that’s all its own, with the castle, the<br />
bridge, the churches and the river. Where else could you find so many private gardens<br />
open to the public for charity every year? Then there’s the Usk in Bloom initiative<br />
with its unbeatable record of achievements and the scores of other societies and<br />
organisations which give the town its beating heart.<br />
For you, what’s the best thing about living in Usk? The community spirit and<br />
friendliness of its people and the beautiful scenery all around.<br />
Would your family say the same things? My husband and son would probably also<br />
mention the fact that it has good sports facilities – there are clubs for rugby, cricket,<br />
tennis, badminton and bowls and my husband is a member at Raglan Parc Golf Club.<br />
Does Usk have its own personality? Yes, people often say to me that when they go<br />
shopping in the town they are struck by people’s old-fashioned courtesy.<br />
Where’s your favourite local café or pub? When I meet a friend for coffee we often go<br />
to The Three Salmons. The staff are friendly and attentive and it’s fairly traditional. But<br />
we are spoilt for choice. I also sometimes go to Number 49 or to Sprokwobbles, on<br />
the opposite side of the street.<br />
Jean Williams at the ceremony where she was made<br />
Honorary Burgess. Photo: Robert Hughes<br />
What three words best<br />
describe Usk? A fisherman’s<br />
paradise!<br />
Where do you go for a spot of “culture”? I go to the theatre in Bath or to Cardiff, but<br />
I also like supporting our local amateur dramatic players and I like going to Silver<br />
Screen, which shows a film once a month in the Memorial Hall in Maryport Street.
17<br />
Where would you book up for a meal out? The Olway Inn on the outskirts of Usk is a personal<br />
favourite. I also like the Cross Keys which has a real fire and a nice ‘olde worlde’ ambience and The<br />
Nags Head has a good selection of food and lots of character.<br />
What would you do locally to “blow the cobwebs away”? Go for a walk – there’s a good short walk<br />
along the river, for a longer walk I go up behind the castle and for a longer walk still, along the flood<br />
plain.<br />
Where would you shop for a smart new dress? The Copper Tree, in Bridge Street and then I would go to<br />
D & E Rennels for the shoes.<br />
Where doyou shop for groceries? I usually pop<br />
to the Co-op in town in my lunch hour. Even<br />
for a special occasion, I don’t find the need<br />
to go further afield than Usk for my food<br />
shopping.<br />
What’s your favourite local event? The Usk<br />
Show is a must! The picnic basket comes out<br />
once a year, especially.<br />
How would you advise someone moving into<br />
the area to really get to know the place and the<br />
people? Join a club; go to church; if you are<br />
into sport join one of the sports clubs; look in<br />
the Usk Rural Life Museum and The Sessions<br />
House for information about what’s going on<br />
– oh, and pop along to the Country Market<br />
in the Conservative Club in Maryport Street<br />
every Thursday.<br />
Tell me something about Usk that’s not widely known... Well, if you have lived in Usk as long as I have,<br />
you are called an Usk Butterfly, after the motif that was used on the Japanware made in Usk in the late<br />
eighteenth and early nineteenth centuries.<br />
Facts and Figures<br />
Usk is a picturesque little town on<br />
the banks of the River Usk, known<br />
amongst fishermen for its salmon and<br />
brown trout. Locals enjoy walking<br />
and picnicking on the river banks<br />
and, for children, there are two<br />
riverside playgrounds. Usk is one<br />
of the oldest towns in Wales. The<br />
Romans established it as a strategic<br />
fortress and the town is overlooked<br />
by a ruined twelfth century castle on a<br />
site first developed by the Normans.<br />
In summer, the “town of flowers” is<br />
a mass of floral displays, which have<br />
helped it win its class in Wales in<br />
Bloom 35 years in a row. It has also<br />
carried off a ‘Britain in Bloom’ title<br />
four times. 2017 sees it, again, making<br />
the list of finalists. Underlining Usk’s<br />
floral credentials is the annual Open<br />
Gardens, this year over the weekend<br />
of June 24 and 25. Around 20 private<br />
gardens will open to the public to<br />
raise money for local charities. A<br />
further draw for keen gardeners is the<br />
fact that the town boasts two nearby<br />
garden centres. Usk’s packed calendar<br />
of regular events features a weekly<br />
Country Market, a twice-monthly<br />
Farmers’ Market and a flourishing car<br />
boot sale. Annual events include Usk<br />
Summer Festival (July 1-2, this year)<br />
and Usk Show, a traditional agricultural<br />
show held every September since<br />
1844 and this year on September 9.<br />
The town also hosts a Winter Festival,<br />
with a Christmas market and a visit by<br />
Santa. Residents are looking forward to<br />
welcoming more than 15,000 cyclists<br />
on July 9 as VELOTHON Wales returns<br />
to the county. They have decorated<br />
old and disused cycles for display<br />
around the town to provide riders with<br />
an eye-catching entrance. Add to all<br />
this activity Usk’s vibrant independent<br />
shopping scene, a wide choice of inns,<br />
hotels, cafes and restaurants, and a<br />
variety of clubs and societies and it’s<br />
easy to see why Jean says that life here<br />
is never boring. For more information:<br />
www.usktown.org
18<br />
PROPERTIES<br />
bedroom<br />
living room etc<br />
Coombe Lea, Catbrook, Monmouthshire<br />
Fine and Country 01291 629799 www.fineandcountry.com<br />
4<br />
bedroom bedroom<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
bathroom<br />
central heating<br />
central heating<br />
Price<br />
£695,000<br />
central heating<br />
4 3 2<br />
garage/covered parking<br />
An outstanding modern family house off the head of a select cul-de-sac<br />
garage/covered parking parking<br />
within this sought after village, amidst glorious countryside above the Wye<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
Valley some 8 miles from Chepstow and The Severn Bridge.<br />
OIL<br />
parking<br />
It stands within beautiful large gardens approached over a long drive to a detached<br />
double garage/workshop. Porch, hall with part galleried garage/covered parking landing, parking parking parking<br />
fitted cloakroom, 4<br />
reception rooms, huge 37ft conservatory, fitted kitchen and utility. Upstairs are 4 large<br />
bedrooms (2 en-suite including a superb master) and family bathroom. Catbrook is a<br />
sought after village surrounded by glorious countryside. There is a village hall, several<br />
country pubs nearby and a primary school and doctors surgery in the adjacent village of<br />
Trellech. Nearby Chepstow and Monmouth have facilities to satisfy most requirements.<br />
The Severn Bridge is a short drive distant and provides excellent road links. Bristol<br />
Parkway, for fast London trains, is only 20 miles away.<br />
bedroom<br />
living room etc<br />
31 Lewis Way, Chepstow, NP16 5TA<br />
Archer & Co 01291 626262 www.archerandco.com<br />
3<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bedroom bedroom living room living room etc etc<br />
bathroom<br />
bathroom<br />
central heating<br />
central heating<br />
Price<br />
£195,000<br />
garage/covered parking<br />
The property is situated at the end of a quiet cul-de-sac in a very<br />
garage/covered parking parking<br />
pleasant and sought after location which is within walking distance<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
to the local amenities of Thornwell<br />
central heating<br />
1 1 1<br />
GAS<br />
parking<br />
This is a very well presented property and is approached via a driveway which provides<br />
parking for up to two cars, single garage and double glazed front door with canopy<br />
porch. Off the good sized hallway is a newly re-fitted kitchen providing an excellent<br />
range of base and wall cupboards, cloakroom, very useful under stairs storage cupboard,<br />
lounge/dining room with double glazed patio doors leading to rear garden. On the first<br />
floor are three bedrooms, garage/covered two parking very parking parking parking<br />
good double and one single which is currently used<br />
as a study and family bathroom.
twitter.com/parrysproperty<br />
facebook.com/parrysproperty<br />
01989 768484<br />
www.parrys.com<br />
penCraIG<br />
Spacious Accommodation<br />
First Floor Apartment<br />
Rent Inc Water Rates<br />
EPC Rating E<br />
£495 pCm<br />
Call In and<br />
Speak to one<br />
of our team<br />
lYnne, ann, dan<br />
Who WIll<br />
be happY to<br />
aSSISt You<br />
WIlton<br />
1 / 2 Bedroom Flats<br />
Tenant & Visitor Parking<br />
One Mile Town Centre<br />
EPC Rating D<br />
from £435 pCm<br />
roSS-on-WYe<br />
roSS-on-WYe<br />
Refurbished Town House<br />
3 Bedrooms Gas C/H<br />
Available Immediately<br />
EPC Rating D<br />
1 / 2 Bedroom Apartments<br />
Superbly Presented<br />
Viewing Highly Recommended<br />
EPC Rating D<br />
£695 pCm from £525 pCm<br />
roSS-on-WYe<br />
Spacious Accommodation<br />
Apartment On Two Floors<br />
3 / 4 Bedrooms<br />
EPC Rating E<br />
£795 pCm<br />
thIS SpaCe<br />
Could be<br />
lettInG<br />
Your<br />
propertY<br />
marStoW<br />
Detached Barn Conversion<br />
Open Plan Living 2 Beds<br />
Large Enclosed Garden<br />
EPC Rating C<br />
£725 pCm<br />
All rents quoted are subject to an additional administration fee paid by the tenant/s plus a deposit equivalent to 1.5 months rent<br />
Abergavenny Monmouth Ross-on-Wye Usk London<br />
Associated Park Lane Office
PROPERTIES 23<br />
bedroom<br />
living room etc<br />
The Croft, Kempley, Gloucestershire GL18 2BU Price<br />
Fine & Country 01989 764132 www.fineandcountry.com £450,000<br />
bedroom bedroom<br />
living living room room etc etc<br />
supporting the conservation garage/covered parking of parking the species.<br />
parking parking<br />
bedroom bedroom<br />
living room living room etc etc<br />
garage/covered parking parking<br />
enjoying a superb outlook to the rear across open farmland to the Malvern Hills and beyond.<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
3<br />
bathroom<br />
bathroom<br />
bathroom<br />
central heating<br />
central heating<br />
central heating<br />
3 2 2<br />
The Croft is a detached 1930s bungalow in an enviable setting within the village of Kempley,<br />
The accommodation provides three reception rooms along with a breakfast kitchen,<br />
three bedrooms, a bathroom and a separate shower room. The property sits within a<br />
plot of a little over half an acre, featuring mature gardens, outbuildings, ample driveway<br />
parking and a double garage.<br />
Kempley - It is the special combination of a rich heritage, rare wild daffodils and its<br />
hard-working residents that makes Kempley an enviable place to live. Visitors from<br />
OIL<br />
garage/covered parking<br />
all over the world come to see the churches and wild daffodils that enthusiastic local<br />
volunteers enable to flourish. A daffodil trail incorporates a number of nature reserves<br />
Kempley has recently been included in the newly formed 28 mile Newent Cycle Loop,<br />
bringing yet more visitors to the area. The Village Hall is the social hub of Kempley,<br />
however there is also a local Produce Market and the Kempley Café.<br />
parking<br />
Building Plot, Old Nurseries Site, Whitchurch, Ross-On-Wye, HR9 6DW<br />
Parrys 01989 768484 www.parrys.com<br />
Offers in region<br />
of £700,000<br />
Rural residential development site • Detailed consent for 6 detached houses<br />
On the site of former Nurseries a residential development site of an area with detailed<br />
consent for 6 executive style detached houses. The site is situated on the old A40<br />
between Whitchurch and Wyastone and enjoys pleasant views over fields. Whitchurch<br />
is about a mile and Ross-on-Wye and Monmouth about 6 miles and 4 miles respectively.<br />
Cetailed Planning Permission was granted on the 6th January 2017 under ref 163303<br />
for the development of ‘6 new residential dwellings’. Extracts from the consent are<br />
reproduced herein. Further details are available at our Ross-on-Wye office or on the<br />
Herefordshire Planning Portal.
24 ADVICE<br />
<strong>Property</strong> Disputes<br />
Buying, selling and owning residential property can be very<br />
stressful where problems may arise during the initial stages through<br />
misrepresentation of information, poor professional service or the<br />
condition of the property on completion of the transaction.<br />
The problems can continue throughout ownership with neighbour and<br />
boundary disputes, high hedges, party wall issues, excessive noise, parking<br />
and driveway access, and planning permission.<br />
As a landlord or tenant of a leasehold property, disputes may arise over the<br />
interpretation of the lease or tenancy agreement, deposits, rent reviews, repossession,<br />
rent recovery and claims for disrepair.<br />
Owning a property jointly, receiving financial help from a parent or grandparent<br />
to assist in purchasing , and an elderly person sharing ownership or occupation are<br />
all common scenarios where lawyers are rarely involved in the early stages of the<br />
transaction, or where the advice given has been inadequate, giving rise to disputes<br />
when the relationship breaks down.<br />
At Gwyn James Solicitors, we appreciate that those involved will wish to resolve<br />
or avoid the dispute as quickly as possible with costs kept to a minimum. We<br />
have both the expertise and the experience to assist you in resolving your dispute<br />
efficiently with the minimum of stress. Our Dispute Resolution Team will listen<br />
carefully to you to gain a full understanding of the issues giving rise to the dispute<br />
and practical advice will be given to assist you in taking control of the situation as<br />
well as offering you legal representation where required.<br />
Getting it right at the onset can avoid disputes in the future. Gwyn James<br />
Solicitors can guide you through the complex field of property law and estate<br />
planning, including: advice on property ownership; establishing a trust or formal<br />
agreement where property is jointly owned, a financial contribution made or sharing<br />
occupation with others; and dealing with issues relating to your property on being<br />
admitted into care or on your death or the death of a joint owner.<br />
GWYN JAMES<br />
S O L C I T O R S<br />
THE PROPERTY SPECIALISTS<br />
u Residential Sales and Purchases<br />
u Remortgage<br />
u Buy to Let<br />
u Shared Equity Purchases<br />
u Help to Buy Schemes<br />
u Leasehold Properties<br />
u Equity Release<br />
u <strong>Property</strong> Trusts<br />
u Sharing Ownership<br />
u <strong>Property</strong> Disputes<br />
COLEFORD | MONMOUTH | ROSS ON WYE | CINDERFORD<br />
(01594 833042) (01600 775950) (01989 564209) (01594 822277)<br />
info@gwynjames.co.uk www.gwynjames.co.uk<br />
Gwyn James Solicitors is a trading name of Gwyn James Legal Limited<br />
which is authorised and regulated by the Solicitors Regulation Authority<br />
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LIVING<br />
25<br />
Classy conservatories<br />
Transform stuffy glazed extensions<br />
with Didier & Dandelion.<br />
Claudia<br />
Forget unpleasant chunky ratton and relentlessly beige upholstery, the conservatory now has<br />
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Didier & Dandelion offer a range of gorgeous pre-loved furniture (sometimes tickled-up,<br />
sometimes left to speak for itself), tactile home-décor items and accessories, and a few lovely gifty<br />
bits. Our vintage curiosities help to offer our little shop a timeless appeal, adding to the calming<br />
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Wire Tree Light, £5 Rabbits, from £44 Baskets, from £30 Vintage frames, from £54 Cushions & Throws, from £30<br />
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Tel: 01600 711500 • www.didieranddandelion.co.uk
26 NEWS<br />
Monmouth <strong>Property</strong> Bureau<br />
wins prestigious Gold Award<br />
Monmouth <strong>Property</strong> Bureau has just won<br />
The British <strong>Property</strong> Awards 2017 Gold Award for Monmouth.<br />
The British <strong>Property</strong> Awards are one of the most inclusive estate agency awards, judging on average over 90% of agents that<br />
meet their criteria on a local level. With a team of mystery shoppers, agents are judged comprehensively over different<br />
mediums, scenarios and time scales to ensure that agents have been rigorously and fairly judged.<br />
Robert McLean from The British <strong>Property</strong> Awards said “If an agent has been attributed with one of our awards it is simply down<br />
to the fantastic customer service levels that they have demonstrated across a prolonged period of time. Winning agents should<br />
be proud that their customer service levels provide a benchmark for their local, regional and national competition” Monmouth<br />
<strong>Property</strong> Bureau performed outstandingly throughout the extensive judging and have now been shortlisted for a number of<br />
national awards. Owner Jackie Crossman said “Going the extra mile for our clients whether they are vendors, landlords, tenants or<br />
purchasers is at the core of our business ethos and to receive national recognition for the high standards we deliver by winning this<br />
award is testament to the hard work of everyone at Monmouth <strong>Property</strong> Bureau. “<br />
If you are considering selling or letting your property call Monmouth <strong>Property</strong> Bureau on 01600 719183 or visit them at<br />
The Market Tavern, Agincourt Square, Monmouth.<br />
Online estate agents<br />
Online estate agents have certainly made a big splash in the property market. You only need to turn on your TV to<br />
see an online estate agency advert, or walk down the street to see their ‘for sale’ boards outside a home.<br />
As a nation that has spent many years criticising<br />
estate agents, it’s no surprise that a money saving<br />
‘do it yourself’ model was a welcomed change.<br />
Then came the best of both worlds - a hybrid approach<br />
that combined the online experience with the support of<br />
regional estate agents.<br />
There has been a lot of debate about the different<br />
approaches. Some have criticised hybrid estate agents<br />
for lack of local knowledge and others have criticised<br />
traditional estate agents for charging too much<br />
commission. At the end of the day, surely it’s simple.<br />
Homeowners will be happy if their property sells.<br />
With this in mind, it’s interesting to hear that recent<br />
research conducted by the estate agency comparison<br />
website GetAgent, found that half of online agent<br />
listings hadn’t sold after a 14 month period.<br />
The same research showed that many homeowners<br />
who chose an online/hybrid agent in the first instance,<br />
later switched to a traditional high street agent to sell<br />
their property, and it didn’t take sellers long to do so.<br />
Almost half of vendors who switched from one top<br />
hybrid estate agent did so in the first two months. And<br />
out of those properties re-listed, 65% had asking price<br />
changes. It does seem that homeowners were quick to<br />
lose faith in the online model.<br />
It’s of course, not unusual for homeowners to choose<br />
more than one estate agent to sell a property. However,<br />
online agents encourage sellers to pay an upfront fee<br />
regardless of whether the property sells. Over 80% of<br />
those interviewed chose to use an online or hybrid<br />
estate agency due to the perceived cost savings. If the<br />
property sells then the upfront fee is a much cheaper<br />
alternative to the usual commission % taken by the<br />
traditional estate agents. But the big worry is if the<br />
upfront fee is paid and the property remains unsold.<br />
GetAgent interviewed one online agent customer;<br />
“I came across the hybrid agent online and I liked<br />
the idea of saving money. I did not like the idea of<br />
conducting the viewings myself so chose the full<br />
packaged service. However, I found there were a lot of<br />
communication issues and I had to ask them to redo the<br />
photos they took because the quality was so poor.”<br />
What’s also worrying is that if homeowners are<br />
using both online and traditional, surely they will then<br />
have to pay the upfront fee to the online agent AND the<br />
commission to the traditional agent- definitely not the<br />
way to save money.<br />
Homeowners were crying out for a change and<br />
online agents have definitely disrupted the market.<br />
However, it’s too early to tell whether online agents<br />
are a better way for homeowners to sell their homes.<br />
With over 15,000 estate agents in the UK, you can’t<br />
help but think adding more to the mix will just confuse<br />
homeowners further. Perhaps homeowners don’t need<br />
more estate agents to choose from, and instead they<br />
need help distinguishing between the good and the bad<br />
from those that already exist.<br />
GetAgent CEO, Colby Short:<br />
“Homeowners should decide which estate agent to<br />
use based on their performance. How many properties<br />
they have sold in that area. How quickly they have sold<br />
them. How close to the asking price they were sold<br />
for. With this information, homeowners can feel more<br />
confident in their decision making and make sure they<br />
end up with an estate agent that suits them”<br />
Research overview: analysis of 500 new listings by<br />
Purplebricks and all listings by Tepilo, Housesimple<br />
and Emoov posted in January 2016. Analysis period:<br />
January 2016 – March 2017. Data source: Nielsen, Land<br />
Registry, Zoopla, Rightmove and our very own GetAgent<br />
questionnaire.<br />
Written by bethan@getagent.co.uk
MARKETS 27<br />
Stop-start in the town<br />
and country markets<br />
Beyond London, the prime market has seen some<br />
marked changes compared to those in the capital.<br />
Prices fell by a similar amount post-credit crunch, bottoming out<br />
in March 2009 after dropping by an average of 20% over 18 months.<br />
They then recovered over half of these losses in the following year.<br />
But between March 2010 and September 2014, there was little<br />
discernible growth. Modest increases in the commuter zone were<br />
offset by prices slipping back in the Midlands, the North and<br />
Scotland.<br />
A market less exposed<br />
By the time of the major overhaul in stamp duty, prices were<br />
4% below their 2007 peak on average. Even in the prime suburban<br />
markets, they were just 8% above the previous high-water mark. That<br />
has meant they have been less exposed to some of the factors that<br />
have caused London to falter.<br />
Market moves In the period following the 2014 stamp duty changes, prices in the prime<br />
London market have gone through large adjustments, particularly in the highest price sector<br />
10-year price growth<br />
50%<br />
40%<br />
30%<br />
20%<br />
10%<br />
0%<br />
-10%<br />
34.4<br />
44.0<br />
1<br />
15.0 13.9 12.8<br />
1.0<br />
2<br />
-11.4<br />
-14.2<br />
2<br />
But they have not been immune to those pressures either. Total<br />
price growth since December 2014 has been confined to 4.4% on<br />
average, meaning that values<br />
-20%<br />
Prime<br />
central<br />
London<br />
Other<br />
prime<br />
London<br />
Prime<br />
London<br />
suburbs<br />
Inner<br />
commute<br />
Outer<br />
commute<br />
Wider<br />
South<br />
Midlands<br />
& North<br />
Scotland<br />
are still only just back to their pre-credit crunch peak across the<br />
market as a whole.<br />
However, this broad average disguises some trends in the market.<br />
Where people have made the move out of London, for example, they<br />
have increasingly opted for the buzz and convenience of urban life –<br />
one reason why the townhouse has outperformed the manor house.<br />
New trends in buyer preference<br />
But that’s not the only reason why prime urban property has<br />
outperformed its country counterpart, given the trend has extended<br />
well beyond London’s commuter zone. The market for the best<br />
housing which the likes of York, Chester and Edinburgh has to offer<br />
has been more robust than for period country property. This suggests<br />
it is part of a wider change in preference.<br />
For those who prefer rural life, it has been a case of small is<br />
beautiful, with a stronger market for cottages and farmhouses than<br />
grander, larger stock, which increasingly looks like good value. Early<br />
evidence for 2017 is one of cautious optimism. Prices rose by 0.8% in<br />
the first quarter, but modest growth across all regions beyond London<br />
and in all<br />
price bands, reflects a more fluid market than London, which is<br />
more exposed to changes in sentiment.<br />
1<br />
Prime regional price movements by property type People are increasingly opting for<br />
the buzz of urban life, one reason why the townhouse is outperforming the manor house<br />
Price growth<br />
2<br />
14%<br />
12%<br />
10%<br />
8%<br />
6%<br />
4%<br />
2%<br />
0%<br />
-2%<br />
-4%<br />
-6%<br />
Strong historic price growth means there is a significant price gap between London and the commuter<br />
zone. It also means factors such as stamp duty are now having a greater impact in the capital.<br />
Due to a slower recovery, prices in the wider south of England are only just back to their levels of 10<br />
years ago and are lower than 10 years ago in the Midlands, the North and Scotland.<br />
Price growth has been most robust in the townhouse<br />
market, where prices have risen by an average of<br />
27% in the past 10 years, followed by smaller country<br />
properties. Meanwhile, larger-priced country properties<br />
remain below where they were 10 years ago,<br />
presenting comparitively good value for money.<br />
Townhouse Cottage Farmhouse Rectory Manor house Country house<br />
Key: Annual growth (Q1 2016-Q1 2017) Price movement since stamp duty changes (2014)<br />
Source Savills Research<br />
3.1<br />
11.3<br />
2.3<br />
7.4<br />
1.2<br />
3.3<br />
0.9<br />
2.1<br />
-0.2<br />
-1.3<br />
-1.1<br />
-4.6<br />
Source Savills Research
30 ADVICE<br />
Can I get a mortgage with<br />
bad or adverse credit?<br />
Martin Newell,<br />
Blestium Financial<br />
What Loan to Value can I get for a<br />
Bad Credit Mortgage?<br />
What is an Adverse Credit Mortgage?<br />
An “adverse” or “bad credit” mortgage is when you have a low credit score or<br />
historic payment issues which may make it harder for you to get a mortgage.<br />
What causes a bad credit history?<br />
There are numerous things that can result in a low credit score.<br />
Below are some of the key contributors to a “bad”or “low” score:<br />
1. Not being on the electoral roll at your current home<br />
2. County court judments, IVAs and bankruptcies in the last 6 years<br />
3. missed payments/defaults on recent credit<br />
4. Wrong previous addresses on credit report<br />
5. Lots of credit applications, especially declined ones<br />
6. Debt to income ratio<br />
7. Any payday loan information<br />
Negative indicators on Your Credit History:<br />
1. CCJs<br />
2. IVAs<br />
3. Bankruptcy<br />
4. Defaults<br />
5. Debt Management Plan<br />
6. Missed or Late Payment<br />
But it is often not as bad as you think, those people who have had credit issues<br />
in the past could still get a mortgage. A broker will have the knowledge and be able<br />
to place your application with a mortgage lender that may be more sympathetic than<br />
others.<br />
How do you know if you have bad credit?<br />
If you are being contacted by debt collectors, or receiving letters from credit card<br />
or loan companies, it will be clear that you credit history is not as strong as it could<br />
be. However, for some the first real sign they have a bad credit rating is when they are<br />
declined by a high street lender after they try and get a mortgage. Many people will<br />
not know their credit history until they apply for a mortgage.<br />
The best way to find out your credit score and history is to obtain your own credit<br />
report. There are three main credit report providers Experian, Equifax and Noddle.<br />
Blestium Financial Services will be more than happy to obtain these for you and<br />
explain what the report means for you.<br />
Poor Credit Mortgages<br />
If you are looking for a mortgage with poor credit and have a poor credit rating or<br />
some elements in your credit history which may make getting a mortgage difficult, it<br />
can feel like you’re fighting an uphill battle. High street lenders are typically reluctant<br />
to provide mortgages to those who they consider have “poor credit”, which is due<br />
mainly to their own process and not fully understanding each applicant.<br />
The loan to value (LTV) is a common way for lenders to show how much of a<br />
mortgage you can obtain against the value of the property. This is best thought of as<br />
how much deposit do you need to have in order to get the mortgage. With bad or<br />
adverse mortgages the LTV is very important as the less you need to borrow, the more<br />
likely it will be that you get the mortgage. Most lenders that will offer an adverse<br />
credit mortgage will usually need a 25% deposit although there are new mortgage<br />
lenders that will consider only a 10% deposit.<br />
Some mortgage lenders will ignore CCjs and defaults if they have been paid in<br />
full and are more than 2 years old. Other lenders will ignore small indiscretions for<br />
example a late credit card payment or a default with your mobile phone provider.<br />
How much can I borrow if I have a bad<br />
credit rating?<br />
As with all mortgage applications it will be assessed on your ability to demonstarte<br />
you can afford the monthly repayments. Most lenders will consider between 4x and 5x<br />
your income.<br />
Please feel free to contact Blestium Financial Services for free advice and guidance.<br />
mortgages, life insurance and finance specialists<br />
4 Re Mortgage<br />
4 Overseas Mortgages<br />
4 Buy To Let Mortgage<br />
4 Let To Buy<br />
4 Help To Buy<br />
Professional<br />
We offer professional<br />
bespoke mortgage<br />
advice. So you know<br />
we are providing the<br />
best advice for you.<br />
Top Floor, The Market Tavern, 26 Agincourt Square, Monmouth NP25 3BT<br />
E: blestium@hotmail.com<br />
Tel: 01600 775393<br />
Impartial<br />
The advice we provide<br />
is impartial and we<br />
are not tied to any<br />
lender.<br />
4 Equity Release<br />
4 Protection<br />
4 Asset Finance<br />
4 No broker fees<br />
Confidential<br />
We offer a strict<br />
confidential service<br />
so you know you<br />
can trust us.<br />
www.blestium.com
PROPERTIES 31<br />
A housebuilder with a difference…<br />
the Freeman Way<br />
The MF Freeman Group of Companies is an outstanding example of a truly dynamic and successful 2nd<br />
generation family business based locally, in Ruardean. Last year saw the 50th anniversary of this<br />
extraordinary business which started out in plant hire and has diversified into, amongst other things,<br />
property development with the homes division, Freeman Homes.<br />
The housebuilder has created many<br />
developments in the local area and their latest<br />
project is an intimate collection of only 6<br />
homes in the beautiful village of Llangrove,<br />
Herefordshire. Fast becoming one of their<br />
flagship developments, The Close is attracting<br />
a lot of attention and has already won awards<br />
with stunningly designed and contemporary<br />
houses.<br />
Being a family housebuilder and a local<br />
business, they aim to deliver something<br />
different to mass market housebuilders.<br />
Spacious homes are their signature, homes<br />
that allow you to live how you want and<br />
enable homeowners to embrace modern living.<br />
Luke Freeman, Joint CEO, is proud to<br />
be creating something unique “I have an<br />
enormous sense of pride when I see people<br />
enjoying the homes we’ve built.” Luke, a true<br />
visionary entrepreneur, also has a strong focus<br />
on creating a high performance, learning and<br />
empowered organisation.<br />
“What excites me as a developer is that<br />
we are making a difference on many levels, to<br />
the communities we build in, the people who<br />
live in our homes, the suppliers and teams<br />
we work alongside and also to the people we<br />
employ. That’s the focus that sees us building<br />
for a better future.”<br />
Village life really does offer a different<br />
pace of life, the air is cleaner, the stars are<br />
much brighter and it really is the best of<br />
both worlds. If you are interested in moving<br />
to a beautiful new home in a perfect village<br />
location call 01989 770360 or visit<br />
www.theclosellangrove.co.uk.
32 out & about<br />
Local Music Festivals<br />
Some of the music festivals taking place in the area over this coming summer...<br />
Raglan Music Festival<br />
Friday 9 - Sunday 11th June<br />
Celebrating over decade of<br />
promoting fab music in the<br />
heart of Monmouthshire<br />
the Raglan Festival will take place,<br />
as always, throughout the second<br />
weekend in June: 9-11th June. The<br />
boutique music festival takes place<br />
across the whole village and will host<br />
many varied and exciting gigs, open<br />
mics and activities for all ages throughout the weekend;<br />
many of which are free, so save the date in your diary<br />
and come along and enjoy!<br />
This year we host our ever-popular kids’ music<br />
workshops as well as hosting the finals of ‘Raglan’s Got<br />
Talent’ children’s competition! Highlights include music<br />
performances by Raglan VC Primary School, Monmouth<br />
Comprehensive School, Taiko Mynydd Du, Samba Viva<br />
and several Gwent Music groups of pupils. Also, during<br />
the weekend we’ll be supporting up and coming talent,<br />
Ted Jevans, Lucy Merrett, Ellen May and Katie Dykes as<br />
well as hosting a whole host of local acts, Wylde Bird<br />
Seed, Turner Street Crash, Catch 22, Taffy Was a Thief,<br />
The Rob Conley band, Shimai, Matahari jazz and Pennie<br />
Ray and Jonny Quick.<br />
As ever 2017 will see two fantastic festivals taking<br />
place in Raglan village. As well as the Music Festival,<br />
Raglan Day will also take place on Bank Holiday<br />
Monday 28th August. If you’d like to take part in the<br />
carnival parade or operate a stall at this event then<br />
please get in touch.<br />
www.raglan-festival.com<br />
Monmouth Festival<br />
Friday 28th July - Saturday 5th August<br />
Kicking off the 2017 schedule on Friday 28th<br />
July will be The Delray Rockets. Belting out<br />
Rockabilly/Rock’n’Roll and Blues, this high<br />
energy outfit will give the festival a fun filled fantastic<br />
first Friday night and set the scene for nine nights of<br />
party. Then Monmouth Busking Festival will return<br />
for its fourth year with the support of organiser Nick<br />
Penny, who doubles up as music festival treasurer too,<br />
on Saturday 29th July. In the evening we have Bare<br />
Knuckle Parade, whose debut album is due for release<br />
this summer. Having appeared at Glastonbury and<br />
having supported James Bay, this band from the South<br />
West come to Monmouth with glowing endorsements<br />
from Dermot O’Leary and Rhod Gilbert. We have great<br />
expectations for<br />
Saturday night.<br />
The town will be<br />
awash with colour<br />
and creativity on<br />
Sunday 30 July as<br />
we launch our first<br />
family fun day. Stalls<br />
and rides, stage entertainment throughout the afternoon<br />
and who doesn’t like a bit of ABBA. Get those flares out<br />
and be ready to sing along to all their greatest hits when<br />
Abba Magic hit the stage on Sunday night. A day and<br />
night for everyone will be followed on Monday with<br />
‘Monmouth’s Got Talent’ winner Ella Young opening the<br />
night before we see The Don Fox Scandal followed by<br />
Chapel Row, all the way from Merthyr, who will wow us<br />
with a blend of high energy rock, great guitar riffs and<br />
cool lyrical melodies.<br />
Tuesday will see the stage rocking to Voodoo<br />
Vegas before Monmouth favourites, Big Mac return<br />
to the festival on Wednesday. If you like the Beat, Bad<br />
Manners, The Specials or Madness then Ska tribute<br />
band 2Rude will light up your Thursday night. Friday<br />
is when the King of Rock n Roll Meets the Monsters<br />
of Rock - from AC/DC to ZZ Top performed by the<br />
one and only King Rocker. Will Elvis be eclipsed by<br />
the King of Pop when Forever Jackson takes the stage<br />
on Saturday night? Come and watch then enjoy our<br />
traditional firework display to close the show.<br />
Throughout the week there will be something for<br />
everyone, with most bases covered to suit all tastes.<br />
There will be a classical programme at St Mary’s Church,<br />
a great selection of Indie/folk/rock at the second stage<br />
in the Three Horse Shoes and a free Classic Film Show<br />
at The Savoy on Thursday. Our fringe events are taking<br />
place in even more venues this year and we are grateful<br />
to EE Monmouth for sponsoring us and helping us to<br />
expand.<br />
www.monmouthfestival.co.uk<br />
Linton Festival<br />
Friday 7th - Sunday 9th July<br />
Showcasing 14 established and up-and-coming<br />
artists, this 3 day festival is now celebrating<br />
its 17th year and is recognised as one of<br />
Herefordshire’s premier music events.<br />
Come and enjoy great music, food, real ales and<br />
ciders in a friendly rural country pub setting.<br />
This year’s line-up includes headliners The Billy<br />
Walton Band (Friday), Bernie Marsden (Saturday) and<br />
Hayseed Dixie (Sunday).<br />
Very much an international feel to the Festival this<br />
year with The Billy Walton Band returning from the<br />
USA, who continue in the Jersey shore tradition of<br />
Bruce Springsteen & The E Street Band.<br />
Bernie Marsden will be doing two sets this year,<br />
his usual blend of Rory, Whitesnake and classic songs<br />
on Saturday and playing an acoustic set and telling us<br />
about his life’s work on Sunday.<br />
Hayseed Dixie will bring along their own musical<br />
genre “Rockgrass” to headline and close the Festival<br />
on Sunday.<br />
Two bands are visiting from the Emerald Isle, the<br />
awesome Band of Friends with their tribute to Rory<br />
Gallagher and The Mama Martin Band playing their<br />
sassy, raunchy blend of R&B.<br />
Henrik Freischlader from Germany will be playing<br />
some high class blues rock and all the way from<br />
Australia we have the Pierce Brothers who started<br />
busking on the streets of Melbourne and now deliver<br />
their own unique style of irresistible energy to festival<br />
crowds around the world.<br />
“Dynamic”, “bizarre” and “eclectic” are all words<br />
used to describe Wille & the Bandits. Slim Chance<br />
evolved around three members of Ronnie Lane’s band<br />
so be prepared to do some singing! Rainbreakers<br />
provide some “new school” blues rock. Slide stomp<br />
blues machine Half Deaf Clatch starts us off on Saturday<br />
and local band and Festival favourites Slowburner on<br />
Sunday.<br />
The Festival is run by local volunteers and is a<br />
non-profit organisation with the aim of supporting local<br />
charitable and other voluntary groups. Over the last 17<br />
years it has donated over £100,000 to such charities as<br />
Air Ambulance, St Michael’s Hospice, Cystic Fibrosis,<br />
Hope Support Services, Hope for Tomorrow, The<br />
Brownies, Scout Group and Linton Church.<br />
Tickets start from £20 and all details of how to get<br />
hold of them can be found on the Festival’s website<br />
together with full details of the line-up and venue<br />
information.<br />
www.lintonfestival.org<br />
Castell Roc<br />
Thursday 17th - Monday 28th August<br />
Castell Roc at Chepstow Castle Music Festival<br />
features a truly spectacular and intimate venue,<br />
nationally recognised for its relaxed atmosphere and<br />
wide variety of shows. This year featuring well known<br />
acts as New Model Army, The Quireboys, The Craig<br />
Charles Funk and Soul club, Hells Bells AC/DE Tribute<br />
Band, The Counterfeit Stones, The Bon-Jovi Experience,<br />
Colabro, The Magic of Motown, and Antarctic Monkeys<br />
among others.<br />
www.castellroc.co.uk
PROPERTIES 33<br />
bedroom<br />
living room etc<br />
6 Somerset Road, Overmonnow, Monmouth<br />
Michael Skidmore 01600 714466 michaelskidmore.com<br />
Price<br />
£129,000<br />
bedroom bedroom<br />
living living room room etc etc<br />
bedroom bedroom<br />
bathroom<br />
garage/covered parking parking<br />
If you live an active social life and have no time for gardening, then this is the property for you.<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
This modernised, low maintenance, 2 bedroom, top floor flat comes with many mod<br />
cons such as under floor heating, high spec kitchen incorporating a Neff double oven<br />
and with lovely rural views from every window.<br />
Its location allows easy access to all amenities the market town of Monmouth, located<br />
in an Area of Outstanding Natural Beauty, has to offer, whether they be hobbies,<br />
entertainment, shopping or dining.<br />
Contemporary Town Living<br />
2<br />
bathroom<br />
bathroom<br />
living room living room etccentral heating<br />
1 1 1<br />
central heating<br />
central heating<br />
garage/covered parking<br />
parking<br />
Competitively priced at £129,000, this property would be perfect for first time buyers<br />
trying to get a foot on the property market or for those looking for an investment.<br />
If you wish to view this property please contact Michel Skidmore Estate Agents on<br />
garage/covered parking parking parking parking<br />
01600 714466.<br />
ELECTRIC<br />
10 Monnow Street, Monmouth,<br />
Monmouthshire, NP25 3EE<br />
www.michaelskidmore.com<br />
ms@michaelskidmore.co.uk<br />
Tel: 01600 714466<br />
No Upward Chain<br />
Delightful Views<br />
MICHAEL SKIDMORE<br />
ESTATE AGENTS<br />
OVERMONNOW LLANCLOUDY KING’S WOOD GATE<br />
RENTAL<br />
zoopla.co.uk • onthemarket.com<br />
Extremely well presented 2 Bed Top Floor Apartment.<br />
Refurbished Bathroom & Kitchen. Underfloor heating. D/G.<br />
Residents Parking. EPC rating E.<br />
£129,000<br />
No Upward Chain<br />
Converted Former Chapel which now provides a characterful<br />
3 Bed Home. Inc. Conservatory & above average sized<br />
Garage/Workshop. EPC rating F.<br />
£279,000<br />
Viewing Essential<br />
Call us to register your interest in this new build 3 Bed Semi-Det<br />
House with Gas CH & D/G. Garage. Available upon completion<br />
approx. July. Awaiting EPC rating. Bond required £750.<br />
£750 PCM<br />
MONMOUTH OVERMONNOW MONMOUTH<br />
RENTAL<br />
Standing in above average sized garden with vehicular access &<br />
2 Garages is this spacious 4 Bed Town House. Gas CH. Viewing<br />
essential in order to appreciate size & layout. EPC rating E.<br />
£449,950<br />
Improved & well insulated End Terraced House with Gas CH &<br />
D/G. Porch, Hallway, Cloakrm, Dining Rm, small Conservatory,<br />
Sitting Rm, Kitchen, Landing, Bathrm, 3 Bedrms. EPC rating C.<br />
£147,000<br />
Viewing essential for this pretty 2 Bed Cottage which is close to<br />
the town’s main amenities yet discreetly tucked away. EPC rating<br />
F. Bond required £600.<br />
£600 PCM
34 PROPERTIES<br />
bedroom<br />
living room etc<br />
Hill House, Blakeney Hill, Blakeney<br />
Ferrino 01594 811111 www.ferrino.co.uk<br />
3<br />
bedroom bedroom<br />
bathroom<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bathroom<br />
living room living room etccentral heating<br />
central heating<br />
central heating<br />
garage/covered parking<br />
This idyllic country cottage is situated in the heart of the<br />
garage/covered parking parking<br />
friendly hillside community of Blakeney Hill on the edge of the<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
Forest of Dean, Gloucestershire.<br />
Price<br />
£315,000<br />
2 1 2<br />
GAS<br />
parking<br />
It sits in a large south facing garden in an elevated position enjoying far reaching views<br />
over the beautiful countryside in the direction of the Cotswold garage/covered parking Hills. parking parking parking<br />
The accommodation<br />
in the cottage is arranged as a very cosy sitting room with original fireplace and a wood<br />
burning stove, dining room/snug, kitchen and separate utility room, three comfortable<br />
bedrooms and the family bathroom. The terrace to the front of the cottage is the perfect<br />
spot to sit out and appreciate the tranquillity and enjoy the beautiful outlook. Blakeney<br />
is a most popular village, the amenities include an excellent shop/off licence, Post Office,<br />
primary school, pub/restaurants and doctors surgery. This lovely cottage represents a<br />
perfect country retreat in a delightful location. A true picture postcard home offered for<br />
sale with ‘No Onward Chain.’<br />
Silent Spaces<br />
by Anne Wareham<br />
For many years I’ve thought that gardens are wasted on gardeners.<br />
Not on all of us gardeners - but it is true that many gardeners visit gardens<br />
simply to look at plants (with a certain acquisitive eye…), have a chat with<br />
friends and family, nice day out - and a piece of lemon drizzle cake.<br />
But gardens have a lot to offer people with no interest in gardening or plants<br />
- beauty, escape, sometimes art - as in the garden itself or sculpture within it, -<br />
and: peace.<br />
This last is not true of every garden. I never seem to visit one of our large<br />
institutional gardens, as in the RHS or National Trust, without there will be a lawn<br />
mower or hedge trimmer at work. (I know – there are good reasons and it can be<br />
hard enough for us to organise) But we, like many personal gardens, I imagine, make<br />
sure that there is no noisy work at Veddw when we have garden visitors. We’re in the<br />
country and we are fortunate to have good neighbours who are not noisy, (we are<br />
probably the worst noise makers in our lane) so people often comment on the peace<br />
here. Traffic noise we have no control over, but it is rarely intrusive here.<br />
And now there is a new initiative, by Liz Ware, celebrating and encouraging such<br />
silence in gardens: ‘Silent Space’. A brilliant idea and one for anyone who opens their<br />
garden and who can to embrace? It seems to have interesting effects. Someone came<br />
to me last year to say that they had also found themselves wanting to be quiet in other<br />
parts of the garden, in the way that you feel like whispering in a church.<br />
Veddw House Garden, The Fedw, Devauden, is open every Sunday afternoon in<br />
June, July and August from 2-5. Further details on website Veddw.com
Making estate agency make sense.<br />
Contact us on 01594 811111<br />
or theteam@ferrino.co.uk<br />
47 High Street,Lydney, Gloucs GL 15 5DD<br />
HIGH STREET, NEWNHAM -<br />
£850,000<br />
The Ship Inn is a landmark property situated in the<br />
popular and historic High Street of Newnham on Severn,<br />
Gloucestershire. Planning permission has been granted for<br />
an exciting development. The development is divided to<br />
either side of the carriage entrance. The left hand side was the<br />
original Ship Inn. The new development of this side consists<br />
of; a four bedroomed (two en-suite), two storey house; an<br />
attached one bedroomed apartment with separate entrance;<br />
and a detached one bedroomed house. There is a garden<br />
together with two parking spaces. The right hand side consists<br />
of a five bedroomed (two en-suite) three storey house; an<br />
attached two bedroomed, two bathroom, mainly ground floor<br />
house with a separate entrance, garden and two parking spaces.<br />
The plans for conversion to the proposed layout are available<br />
from the Forest of Dean planning website, reference number<br />
P1262/16/LBC and P1263/16/LBC. This represents a unique<br />
opportunity to create either a large private residence, or an<br />
investment to generate a significant revenue stream from long<br />
term residential or holiday letting.<br />
HIGH WOOLASTON, LYDNEY -<br />
£550,000<br />
Tanglewood is a unique property situated in the peaceful hamlet<br />
of High Woolaston, a semi-rural yet accessible area of South<br />
Gloucestershire. The original barn was converted approximately<br />
seventeen years ago to create a unique and comfortable family<br />
home. It is extremely well presented inside and outside. A<br />
detached indoor heated swimming pool with summer room,<br />
garaging and workshop make Tanglewood a very desirable<br />
property. The spacious ground floor accommodation extends to<br />
three reception rooms, kitchen, separate utility room and shower<br />
room. In addition to the current facilities, the ground floor<br />
layout has the potential for an independent living arrangement<br />
suitable for extended family or dependant relative. The first floor<br />
offers three spacious double bedrooms, the master being en-suite<br />
and a family shower room. The property is enhanced by wellestablished<br />
landscaped gardens and colourful borders of mature<br />
shrubs. A large patio provides excellent outside entertaining<br />
space. There is a dedicated workshop, storage room, undercover<br />
garaging for two vehicles and ample parking space on the drive. A<br />
home of character in the heart of beautiful rural countryside yet<br />
within a short distance of major road and rail networks.<br />
WINTLES HILL, WESTBURY-<br />
ON-SEVERN - £415,000<br />
Treveth is a most attractive property set in beautiful landscaped<br />
gardens on the outskirts of Westbury Village, approximately<br />
eight miles south of Gloucester. This spacious family home<br />
offers the comfort and convenience of a modern property<br />
combined with pleasing original architectural features of the<br />
period. Tall chimneys and typical arched brickwork entrance<br />
add to the appeal. Internally, a fine oak parquet floor extends<br />
through most of the ground floor. There are four reception<br />
rooms, a focal point of the living room being the open fireplace,<br />
a fully fitted kitchen, four bedrooms, two en-suite and family<br />
bathroom. The second floor is given over to the loft studio,<br />
a room with plenty of natural daylight. The front garden<br />
is a heaven of established borders and beds stocked with an<br />
abundance of flowers, shrubs and specimen trees, whilst the<br />
rear garden profits from a very productive vegetable and fruit<br />
garden. There is a detached double garage and plenty of parking<br />
space. An appealing family home with a sense of the country<br />
yet within easy commuting distance of major road and rail<br />
networks.<br />
BREAM, LYDNEY -<br />
£399,000<br />
This unique property represents a fine example of an original<br />
1906 Methodist Chapel recently converted into a spectacular<br />
family residence, it sits in its own private garden in a popular<br />
central village location. The conversion maintains the integrity<br />
of the original building and now provides superb, energy<br />
efficient, high quality accommodation, the internal space having<br />
a stunning visual impact. This extends to an impressive open<br />
plan living space which incorporates the kitchen and dining<br />
area. Double height rooms and tall arched windows allow light<br />
to flood through the interior, a remarkable innovative design.<br />
On the first floor the master suite, three further bedrooms and<br />
family bathroom are accessed from a galleried landing. A truly<br />
individual property combining period architecture with the<br />
best of contemporary modern design. Bream offers a friendly,<br />
active community, the village shops, school and Community<br />
Centre are within walking distance. Along with ‘The Old<br />
Chapel’, is the opportunity to purchase, at additional cost, the<br />
adjoining Sunday School.<br />
HIGH STREET, NEWNHAM -<br />
£289,000<br />
Fairview Cottage is situated in the heart of the village of<br />
Newnham on Severn, Gloucestershire. It has been the<br />
much loved home of the present owners for over sixty<br />
years and would now benefit from some modernisation.<br />
There is plenty of family size accommodation including<br />
two reception rooms, kitchen, large utility room and<br />
four bedrooms. The property has a secure garden to<br />
the rear and a two storey outbuilding with potential<br />
for conversion to an office/studio. Newnham is a very<br />
popular village with a range of amenities. The shops,<br />
primary school and doctors surgery are all in walking<br />
distance. The property presents the opportunity for<br />
a new owner to put their own personal stamp on the<br />
design and create a unique family home. It is offered for<br />
sale with ‘No Onward Chain’.<br />
NAILBRIDGE, DRYBROOK -<br />
£195,000<br />
This traditional forest cottage sits in a lovely large garden<br />
on the outskirts of town, a great location convenient for<br />
shops, schools and the wide range of amenities the town<br />
and local village have to offer. It has been a much loved<br />
home for many years and although very functional, it<br />
does have gas central heating and full double glazing<br />
throughout, there is scope for improvement and<br />
modernisation. The accommodation at present extends<br />
to three reception rooms, two bedrooms and family<br />
bathroom. There are a number of useful outbuildings<br />
and green houses. The cottage is set back from the road<br />
in an elevated position enjoying an outlook towards the<br />
forest. It represents an ideal investment opportunity, has<br />
the potential to extend and is offered for sale with ‘No<br />
Onward Chain.’<br />
ferrino.co.uk
36 MARKETS<br />
House prices reach new high<br />
despite election fears<br />
The latest analysis and data from Your Move has<br />
revealed that, despite uncertainty surrounding<br />
the General Election, the average price of a home<br />
in England and Wales reached a new high in May, with a<br />
rise of 0.3% to £303,200.<br />
According to the report, the value of the average<br />
home has now increased £13,934, or 4.8%, in the last<br />
12 months.<br />
The data shows that activity also remained relatively<br />
strong, with transactions slightly lower than usual for<br />
the season but still up 6% on April, with an estimated<br />
62,500 sales.<br />
Your Move says a sharp slowdown in sales in<br />
London, the South East and East of England is<br />
increasingly being offset by more resilient performance<br />
in the North.<br />
Transactions in the North East (up 10%), North<br />
West (6%), Yorks & Humberside (7%), East Midlands<br />
(4%), West Midlands (6%) and Wales (13%) are all<br />
higher in the three months to the end of April 2017<br />
than the same period in 2015. Conversely, transactions<br />
in high-priced areas such as Greater London and the<br />
South East are down by 19% and 7% respectively.<br />
West Midlands remains the region with the highest<br />
growth in prices, but Liverpool has been named the ‘city<br />
to watch’.<br />
Oliver Blake, Managing Director of Your Move and<br />
Reeds Rains estate agents, said: “There was a lot of<br />
talk about housing from the parties in their election<br />
manifestos it’s now time for those words to be put into<br />
action.<br />
The market remains resilient<br />
and there’s encouraging activity in<br />
the North, but we need to urgently<br />
address the serious blockages<br />
in house building holding back<br />
labour mobility and economic<br />
competitiveness in too many areas<br />
of the country.”<br />
Russell Quirk, founder and<br />
CEO of eMoov.co.uk, had this<br />
to say: “The latest industry<br />
data shows London property<br />
transactions are on the fall with<br />
prices likely to follow or at least stagnate.<br />
This lack of buyer demand will have been largely<br />
fuelled by those waiting for some stability from last<br />
week’s vote however, it is likely this market slowdown<br />
will now linger like a bad smell over the coming months<br />
as a result of the rather unsavoury outcome.”<br />
Written by propertyreporter.co.uk<br />
Millennials spend over a third<br />
of take home pay on rent<br />
Landbay Rental Index, powered by MIAC, analyses the affordability of housing for millennials<br />
According to the latest Landbay Rental Index,<br />
millennial tenants are spending a third of<br />
monthly take home pay on rent, with those in<br />
a three bed property spending 30% and those in a two<br />
bed spending 39%. Those attempting to live alone face<br />
spending over two thirds (69%) of monthly take home<br />
pay.<br />
For tenants aged between 18-39 and living alone,<br />
69% of a monthly post-tax income of £1,447 is spent on<br />
£1,012 of rent. In a shared house of two people, overall<br />
rent of £1,152 adds up to 39% of each tenant’s income,<br />
while those co-habiting in a three-bed property would<br />
each spend 30% of their monthly take home pay on a<br />
rent of £1,322.<br />
Rents have continued to rise over the last five years,<br />
increasing by 9% across the UK since April 2012 and<br />
by 8% in London – with monthly payments remaining<br />
a huge burden on those struggling to save, despite the<br />
pace of rental growth beginning to slow since August<br />
2015, from 2.66% to 0.82%. While rents have begun to<br />
fall in prime Central London, outer boroughs popular<br />
with millennials, such as Barking and Dagenham,<br />
Havering and Bexley have seen rents grow by 26%,<br />
18.9% and 18.2%.<br />
Although rents are beginning to turn a corner,<br />
for young people, who are often attempting to juggle<br />
the double-edged sword of inflation of over 2%, low<br />
interest rates – and in many cases large sums of student<br />
debt – spending such a percentage of take home pay on<br />
rent leaves little to cover regular monthly living costs<br />
and bills, and even less to save towards their future, be<br />
that a pension or a deposit for a home of their own.<br />
John Goodall, CEO and founder of Landbay<br />
said: “For intermediaries, this generation is<br />
the future of their client base, a generation<br />
who will face a tough financial journey.”<br />
Whether these millennial tenants<br />
are renting as a stepping stone on<br />
the way to home ownership – or<br />
in some cases choosing to rent for<br />
life – this generation are relying<br />
on a well-served buy-to-let<br />
market to ensure rental growth<br />
doesn’t become unbearable.<br />
What is now needed is some firm Government<br />
commitment to improving standards, affordability and<br />
supply of rental properties.”<br />
Written by Warren Lewis
INTERNATIONAL<br />
37<br />
Currency exchange experts<br />
could be key to a successful<br />
overseas investment<br />
UK property has long played an important role in the wealth management strategies of<br />
overseas investors looking for a perceived safe haven for their money.<br />
As the UK begins to prepare for life outside the European Union, the impetus to<br />
buy British has become that little bit more attractive with the Pound’s notable<br />
fall in value after the Brexit vote. Yet, as any experienced investor will attest,<br />
having a considered currency exchange strategy for real estate purchases is absolutely<br />
crucial to gaining maximum advantage from favourable fluctuations in the value of<br />
sterling.<br />
John Treacy, International sales director at Seven Capital, takes a look at the<br />
importance of managing the process for investors new and old.<br />
International investing by its very nature differs from investing in your home market<br />
in many ways but most obviously, around the issue of currency exchange. Notoriously<br />
difficult to read and subject to considerable fluctuations, often over very short<br />
periods of time, foreign exchange markets can present a significant pitfall for overseas<br />
investors looking to invest in British property even when the rates are in their favour.<br />
Sterling takes a pounding<br />
This is very much the case currently. At time of writing, the pound lay significantly<br />
lower against a basket of international currencies than it did a year ago - as much as<br />
11%, 10% and 8% against the US Dollar, Hong Kong Dollar and Euro respectively.<br />
With such considerable opportunity for significant savings to be made by foreign<br />
investors and budgets stretching notably further, this has naturally provided a major<br />
impetus for even greater overseas interest in British property.<br />
This is especially the case at the more affordable end of the market beyond London<br />
and the South East, to which Chinese and Middle Eastern investors are becoming<br />
increasingly drawn.<br />
Fledgling investors could be forgiven for not looking beyond their increased<br />
spending power in the UK property market afforded by the weakness of the Pound<br />
but the reality is that any currency gains can soon be eaten away by imprudent<br />
attention to the money transfer process itself.<br />
Banking on value?<br />
One of the first traps that overseas investors can fall into is using their own bank<br />
to handle the deposit and balance transactions, leaving themselves at the mercy of the<br />
exchange rates of the day and what can often be eye-wateringly high bank charges.<br />
Using your own bank can seem like a prudent and secure option when transferring<br />
funds overseas, but the reality is that with the right due diligence, using a third-party<br />
specialist currency firm can be equally safe and typically makes far greater financial<br />
sense.<br />
Broadly speaking, currency transfer specialists offer much better exchange rates<br />
than banks, with savings of as much as 4% not unheard of. Such a saving, while not<br />
initially appearing monumental, would equate to £6,000 on a property valued at<br />
£150,000. What’s more, fees and commission charges are significantly less among<br />
currency specialists. The average high street bank charges a fee for each transaction<br />
they make, regardless of the amount being transferred. Currency specialists typically<br />
don’t charge a fee on transactions over a certain value, enabling further savings to be<br />
made.<br />
Aside from the obvious financial benefits, currency specialists increase their appeal<br />
further through in-depth expertise. Ultimately, they are experts in how to handle<br />
international payments effectively and minimize risks, whereas a high-street bank<br />
handles a variety of different services and will have little expertise in the overseas<br />
property buying process. Specialists on the other hand typically assign clients their<br />
own personal trader from the outset as a sole point of contact who will be on hand to<br />
provide support throughout the buying process.<br />
Forward thinking<br />
One of the most popular means of securing a referred transfer rate is to use a<br />
forward contract. These essentially enable buyers to set a rate now for a future transfer.<br />
This protects buyers from adverse future exchange rate movements, allowing them to<br />
plan their budgets safe in the knowledge they know exactly how much they will be<br />
spending and receiving in both currencies.<br />
For investors that are willing and able to be especially fleet of foot in their decision<br />
making, there’s also the option of spot contracts, whereby currency is bought ‘on the<br />
spot’, when a rate may be particularly or unusually beneficial.<br />
Naturally, when transferring considerable amounts of funds overseas, safety and<br />
security is an important consideration. As such, when choosing a currency specialist<br />
to work with, buyers should specify those regulated by the relevant financial services<br />
regulatory body in their country of origin. In the United Kingdom, this is called the<br />
FCA (Financial Conduct Authority). They offer a searchable database of accredited<br />
suppliers through an online register at https://register.fca.org.uk. Ideally, your chosen<br />
specialist should operate segregated client accounts, which ensure your funds go<br />
direct into a client’s account as opposed to the company’s account, meaning your<br />
funds are safe at all times, regardless of any other unforeseen circumstances.<br />
A longer-term relationship?<br />
What’s more, your relationship with a currency specialist needn’t necessarily finish<br />
once a final property purchase has been made. Many investors choose to continue to<br />
work with a specialist after completion through regular payment plans, which can<br />
be used to automatically send funds to an overseas bank account to cover typical<br />
landlord expenses such as utility and maintenance bills and mortgage payments.<br />
Indeed, the most assiduous overseas investors take this a step further by setting up<br />
forward contracts on their regular payments. This can be particularly appropriate for<br />
investors with larger portfolios as it enables them to keep abreast of the exact amount<br />
they are set to transfer each month and allows for meticulous budgeting, and indeed<br />
further savings.<br />
As with any investment process, much of the key to success lies in planning and<br />
due diligence. Taking the time to research and shortlist potential specialists and<br />
outlining your specific requirements well in advance of your proposed purchase are<br />
obvious and not onerous first steps to make. Using a bank to transfer funds may well<br />
feel like the easiest and safest option, but investors from Qatar to Hong Kong can<br />
find that taking the extra time to look beyond the high street for specialist currency<br />
consultancy can pay significant dividends over the long run of the wealth management<br />
process.
38 HOME IMPROVEMENTS<br />
Are homeowners<br />
leaving themselves at<br />
risk with unchecked<br />
tradesmen?<br />
critchcraft<br />
WALL AND FLOOR TILES<br />
According to the latest research by home service<br />
marketplace Plentific.com, nearly four out of<br />
five homeowners admit that they would hire a trade<br />
professional without checking for public liability or<br />
professional indemnity insurance.<br />
Hiring a trade professional who does not have the appropriate insurance<br />
cover can leave a homeowner financially vulnerable if things go wrong, or if<br />
they are dissatisfied with the work carried out.<br />
All home improvement or renovation projects come with some risk. Without<br />
public liability insurance, any costs arising from on site injuries or damaged property<br />
will fall to the customer to pay. Similarly, if the work carried out, advice given or<br />
specialist services offered by a Pro are unsatisfactory, without professional indemnity<br />
insurance, the financial costs to amend the project will again fall to the homeowner<br />
to organise.<br />
Shockingly, according to the research, only 54% of homeowners check the Gas<br />
Safe Register when hiring tradesmen to work on their gas utilities. This percentage<br />
drops to 48% for under 55-year-olds, but rises to 60% for homeowners aged 55<br />
and over. Ensuring that a property’s gas utilities are safely maintained is essential<br />
to prevent serious hazards or accidents. Checking the Gas Safe Register lets<br />
homeowners know whether a trade professional is qualified to legally and safely<br />
carry out work on gas appliances.<br />
The research reported by Warren Lewis on the propertyreporter.co.uk website,<br />
shows that 57% of homeowners believe checking reviews from previous customers<br />
is a must before hiring a trade professional. Checking a trade professional’s website<br />
also ranked highly, with 43% of respondents claiming that this was a key step when<br />
hiring a professional. This trend was stronger for younger homeowners, with 63% of<br />
18 to 34-year-olds following this rule, compared to just 39% of respondents aged 55<br />
or over.<br />
Knowing what to look for when hiring a professional may be daunting for some,<br />
so Plentific does all the hard work for the customer when it comes to checking<br />
credentials. The ‘Verified Pros’ available through Plentific have been thoroughly<br />
vetted to ensure that they have all the appropriate cover for their trades. With the<br />
added backing of the Plentific Guarantee, an industry first insurance policy that<br />
comes as standard with Verified Pros, homeowners can also benefit from an extra<br />
layer of protection if the job doesn’t go to plan.<br />
Plentific has partnered with several high profile names in the property industry,<br />
including Simply Business, the UK’s biggest business insurance broker. This<br />
partnership makes it easier for Pros to keep on top of their insurance cover through<br />
automated notifications that alert them when their cover is due to expire, and by<br />
comparing the best deals on their behalf. For homeowners, this provides further<br />
reassurance when hiring a trade professional that they will be protected if something<br />
goes wrong.<br />
Stephen Jury, Spokesperson for Plentific, commented, “It’s shocking to think that<br />
the majority of homeowners aren’t properly checking the tradesmen they let into<br />
their homes to carry out renovation or repair work. These projects can be costly, so if<br />
something goes wrong, it’s essential to be protected.<br />
The fact that more homeowners check previous customer reviews over<br />
credentials such as the Gas Safe Register, could be surprising to some. However, it<br />
shows how much influence people put on real life testimonials and recent customer<br />
experiences.”<br />
We sell an extensive range of stunning bathroom,<br />
kitchen, wall and floor tiles to suit your home renovation needs.<br />
With samples available and loads of end of lines clearance prices.<br />
We offer extensive product knowledge at our vast showroom.<br />
Showroom open daily from 9am to 5pm<br />
01291 626588<br />
Bulwark Ind Est, Chepstow NP16 5QZ<br />
Specialists in all aspects of portable storage<br />
Looking for additional space or<br />
need extra storage facilities?<br />
ReeceR sell, hire, purchase and manufacture jacklegs,<br />
anti-vandal units, containers, shippers, sleepers, mobile<br />
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Whatever your needs, we have the solution.<br />
01594 528224<br />
info@reecer.co.uk • www.reecer.co.uk<br />
Ashwell Grange, Stroat, Chepstow, Monmouthshire NP16 7LS<br />
Manufactured in the UK
MONMOUTHSHIRE<br />
CONSERVATORY COMPANY<br />
CONSERVATORIES . ORANGERIES . UPVC & ALUMINIUM WINDOWS<br />
SECONDARY GLAZING . DOORS . GREENHOUSES . GARDEN BUILDINGS<br />
When choosing your orangery,<br />
conservatory, doors or windows, we<br />
ask you to focus on three key attributes:<br />
style, colour and material choice.<br />
All of these allow for a completely<br />
bespoke design and enable you to<br />
create the perfect product to enhance<br />
your home.<br />
Take the images to the right, for<br />
example. A uPVC conservatory,<br />
complimented by a clean cut,<br />
streamline Aluminium roof system.<br />
This extension was designed as an<br />
artists studio so an abundance of even,<br />
ambient light was key when planning<br />
the space.<br />
Did you know, we do even more<br />
than our stunning range of tailormade<br />
conservatories and orangeries?<br />
We also supply windows, an array of<br />
different style doors and fascia. Here<br />
we would like to focus on some recent<br />
work where we installed all these<br />
products.<br />
This beautiful county cottage [to the<br />
left] has benefited from new fascia<br />
boards, replacement uPVC windows,<br />
French doors and glorious red<br />
composite doors.<br />
We hope you’ll agree that the results<br />
enhance this property whilst flattering<br />
it’s character and quality finish.<br />
“Working with the team from Monmouthshire Conservatory Company on our<br />
home improvements was very simple, straightforward and hassle-free.<br />
The level of customer service was excellent at all times and nothing was ever too<br />
much trouble. The range and quality of their products represents great value for<br />
money and deliver outstanding enhancements to any property”.<br />
Mr Carlson<br />
MONMOUTHSHIRE CONSERVATORY COMPANY<br />
Pengethley Garden Centre<br />
Peterstow<br />
Ross-on-Wye<br />
Tel: 01989 730 551 _ Fax: 01989 730 596<br />
Herefordshire<br />
info@monmouthshireconservatorycompany.co.uk<br />
HR9 6LL<br />
www.monmouthshireconservatorycompany.co.uk
CALL: 01600 711680<br />
EMAIL: INFO@THEPROPERTYDROP.CO.UK<br />
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