DELIVERING AADHAAR SERVICES
UIDAI-Book-final UIDAI-Book-final
DIGITAL SEVA KENDRAS (CSC) DELIVERING AADHAAR SERVICES – A Unique Initiative CSC Becomes Largest UID Generating Registrar in India
- Page 2 and 3: Hon’ Prime Minister, Shri Narendr
- Page 4 and 5: 4 CSC e-Governance Services India L
- Page 6 and 7: Common Services Centers (CSCs) Revo
- Page 8 and 9: Aadhaar Permanent Enrolment Centre
- Page 10 and 11: Aadhaar Enrolment: Registrar(s): Re
- Page 12 and 13: Registrar Wise Ranking Cumulative A
- Page 14 and 15: Aadhaar-based Services through CSC
- Page 16 and 17: c) Age >15 years at the time of enr
- Page 18 and 19: AADHAAR SEEDING: Aadhaar seeding is
- Page 20 and 21: Authentication/e-KYC Ecosystem CSC
- Page 22 and 23: Opening up of Bank Account by Punja
- Page 24 and 25: Submission of Online FIR by an Appl
- Page 26 and 27: • Special Aadhaar camps have been
- Page 28 and 29: 28 CSC e-Governance Services India
- Page 30 and 31: 30 CSC e-Governance Services India
- Page 32 and 33: 32 CSC e-Governance Services India
- Page 34 and 35: 34 CSC e-Governance Services India
DIGITAL SEVA KENDRAS (CSC)<br />
<strong>DELIVERING</strong><br />
<strong>AADHAAR</strong> <strong>SERVICES</strong><br />
– A Unique Initiative<br />
CSC Becomes<br />
Largest UID<br />
Generating<br />
Registrar in<br />
India
Hon’ Prime Minister,<br />
Shri Narendra Modi:<br />
With advancement in technology, the world is moving towards<br />
being a cashless society. Power of JAM (Jan Dhan, Aadhar &<br />
Mobile vision), will serve as the bedrock of many initiatives to<br />
come. For me, JAM is about Just Achieving Maximum:<br />
• Value for every rupee spent<br />
• Empowerment for our poor<br />
• Technology penetration among the masses<br />
Hon’ Minister,<br />
Shri Ravi Shankar Prasad:<br />
"More than 100 crore residents in India are now registered<br />
under Aadhaar identity. It is an instrument for good governance.<br />
Aadhaar is a mode to reach the poor and needy without the<br />
middlemen."<br />
"Aadhaar crossing the 100-crore mark is indeed a momentous<br />
occasion. This along with the recently notified Aadhaar Act will<br />
give a boost to the government's initiative of bringing a systematic<br />
change in the way services, subsidies and benefits will be directly<br />
delivered to the deserving masses.
contents<br />
No. Content Page<br />
1 Foreword from the Hon’ Minister 5<br />
2 Common Services Centers – Revolutionising Rural 6<br />
Entrepreneurship<br />
3 Aadhaar Permanent Enrolment Center – Digital Seva 8<br />
Kendra, a Game Changer in Governance<br />
4 Journey of Aadhaar through CSC 9<br />
5 Milestones Achieved by CSC SPV in Aadhaar 11<br />
6 Aadhaar-based Services through CSC 14<br />
7 Application of eKYC/Authentication 21<br />
8 Aadhaar Services through CSC – A Differentiator 25<br />
9 Way Forward 27<br />
10 Pioneers of Digital Empowerment through Aadhaar 28<br />
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Common Services Centers (CSCs)<br />
Revolutionizing Rural<br />
Entrepreneurship<br />
Common Services Centers (CSCs) are an integral part of the<br />
Government’s flagship ‘Digital India’ programme. On July 1,<br />
2015, at the launch of Digital India Week, the vision of this<br />
ambitious programme was announced by Hon’ Prime Minister.<br />
For achievement of social objectives such as digital and financial<br />
inclusion, it is envisioned to connect villages in India through broadband<br />
and high speed Internet for delivery of electronic services at the doorstep<br />
of citizens. The program inter-alia provides for enabling access points -<br />
Common Services Centers (CSCs)- across the country.<br />
With the objective of ‘enabling access points for delivery of services to citizen<br />
close to place of their residence’, the Government has decided to set up<br />
atleast one CSC in every Panchayat through CSC 2.0 scheme. The vision of<br />
CSC 2.0 is ‘One Panchayat, One CSC’. It envisages establishment of 2.5 lakh<br />
CSCs covering all Gram Panchayats in the country to provide e-services to<br />
citizens. This will also include integrating the existing 1.5 lakh CSCs and making<br />
operational an additional one lakh CSCs at Gram Panchayats (preferably GP<br />
premises). CSC 2.0 aims to further improve the availability and accessibility of<br />
services to the rural population.<br />
CSCs are one of the largest networks of ICT-enabled access points in the<br />
world, engaged in the delivery of number of Government to Citizen (G2C)<br />
and Business to Citizen (B2C) services, especially catering to rural India. Most of the<br />
Government and private sector agencies are now utilizing CSCs across the country to<br />
extend their last mile reach and deliver services. With geographical equity, CSCs can be of<br />
great importance to organizations engaged in or envisaging service delivery to citizens in<br />
every nook and corner of the country.<br />
The CSC scheme is built on a concept of symbiotic relationship among various stakeholders<br />
and is unique in creating a silent revolution in ICT-based rural entrepreneurship. CSCs offer<br />
the citizens assisted access to e-services with a focus on enhancing governance, delivering<br />
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essential government and other public utility services including Aadhaar service, social<br />
welfare schemes, financial service, education and skill development courses, health,<br />
election services, agriculture and digital literacy, apart from a host of B2C services.<br />
Village Level Entrepreneur<br />
The essence of CSC scheme is that it is managed and operated by a local person whose<br />
acceptability is higher within the community she/he serves. The CSC operator – Village<br />
Level Entrepreneur (VLE) – is the key stakeholder. The success of the Scheme depends<br />
largely on his ability, zeal and passion for setting up a sustainable social enterprise within<br />
the existing constrains of rural India.<br />
Through CSCs, the VLEs are enabling last mile implementation of several flagship<br />
Government schemes/programmes. Schemes like Digital Saksharta Abhiyan (DISHA),<br />
where the VLE supports one person in the family to become digitally literate, also<br />
encourages the community to visit the CSC for other services. Similarly, ‘Jan Dhan Yojana’<br />
of the Government which envisages opening of a bank account for every individual, has<br />
enhanced VLE interface with the community.<br />
One of the key services being delivered by CSCs are Aadhaar services. The Aadhaar<br />
enrolment and updation facility provided by the VLE also supports community participation<br />
as every person, including children of 0-5 years of age are getting enrolled under Aadhaar<br />
through CSCs. Similar initiatives of the Government provide the desired impetus and act<br />
as a catalyst in enabling the VLE to mobilize the community and build trust.<br />
About one crore (ten million) transactions take place every month through CSCs across<br />
the country, which confirms active community participation in CSC framework. The CSC<br />
also leads to unique micro-enterprises which provide local employment to almost 4-5<br />
people per CSC across India. The vision for the future is to transform 2.5 lakh VLEs in the<br />
Gram Panchayats to a self-sustaining network of entrepreneurs contributing immensely<br />
to the Digital India programme.<br />
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Aadhaar Permanent Enrolment Centre (PEC)<br />
Digital Seva Kendra, a game<br />
changer in governance<br />
The Government recently passed<br />
‘The Aadhaar (Targeted Delivery of<br />
Financial and Other Subsidies, Benefits<br />
And Services) ACT, 2016’, which<br />
provides for, as good governance,<br />
efficient, transparent, and targeted delivery of<br />
subsidies, benefits and services, the expenditure<br />
for which is incurred from the Consolidated Fund<br />
of India, to individuals residing in India through<br />
assigning of unique identity numbers to such<br />
individuals. This means that any person who<br />
avails benefit from any Government scheme<br />
would now require an Aadhaar card. Close to 20<br />
crore people in the country still need an Aadhaar<br />
card. This is a huge opportunity for VLEs as they<br />
receive Rs. 35 for each Aadhaar generated. This<br />
not only increases business for CSCs but also<br />
enables the Government in achieving the targeted delivery of various benefits to citizens in a transparent manner. By<br />
using Aadhaar, all duplicate cases are identified and the system becomes transparent and efficient.<br />
CSCs function as Permanent Enrolment Centers (PEC) and are therefore unique and different from many other<br />
enrolment centers. PECs also enhance the income of VLEs through additional services like biometric, demographic<br />
or mobile updates. VLEs earn Rs. 15 per demographic update and Rs. 4 per mobile update. Considering that 70 crore<br />
Aadhaars require update of mobile numbers, this service can provide additional income to VLEs. Similarly, all children<br />
will require a biometric update when they turn 15 years of age. PECs will be the only centre which can update the<br />
biometric data of children under Aadhaar.<br />
There is a plan to turn each of the CSCs into Aadhar Enabled Payment (AEPS) Center that shall provide access<br />
to citizens to withdraw their entitlements and other amount from any bank. VLEs can avail this opportunity<br />
by registering for Apna Dhan. This payment system also requires authentication, which can be done by VLEs.<br />
CSCs are likely to be the sole centre for authentication of citizens for entitlements, at place of his residence. By<br />
working as PECs, CSCs can help the Government in achieving transparent and efficient governance and enhance<br />
the credibility of the service delivery system.<br />
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Journey of Aadhaar<br />
through CSC<br />
CSC e-Governance Services India Limited (CSC Special Purpose Vehicle) started<br />
its journey as a UIDAI Registrar in January 2013. Starting with two Enrolment<br />
Agencies, namely Network for Information & Computer Technology (NICT) and<br />
All India Society for Electronics and Computer Technology (AISECT), the number<br />
of Enrolment Agencies under CSC SPV has today gone up to 74 countrywide. CSC<br />
first started Aadhaar operation in Madhya Pradesh and from there it was no looking back.<br />
Today CSC SPV has its presence in all the Aadhaar states across the country.<br />
Introduction to Aadhaar:<br />
The Unique Identification Authority<br />
of India (UIDAI) is mandated to assign<br />
a 12-digit Unique Identification (UID)<br />
number (known as Aadhaar) to all the<br />
residents of India. This number will<br />
serve as a proof of identity and address,<br />
anywhere in India. Each Aadhaar<br />
number is unique to an individual and<br />
will remain valid for life. Aadhaar uses<br />
IRIS, fingerprint and photographs (face<br />
profile) to identify a resident. In due<br />
course of time, Aadhaar number will<br />
be used for providing citizens access<br />
to services like banking, mobile phone<br />
connections and other government and non-government services. Aadhaar will be:<br />
• Easily verifiable in an online, cost-effective way<br />
• Unique and robust enough to eliminate the large number of duplicate and fake<br />
identities in government and private databases<br />
• A random number generated, devoid of any classification based on caste, creed,<br />
religion and geography<br />
• No need to provide paper based identification –simplifying the life of citizen<br />
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Aadhaar Enrolment:<br />
Registrar(s): Registrars are departments or agencies of the Central<br />
government State government/Union territory, public sector undertaking<br />
and other agencies and organizations, leveraging their existing infrastructure<br />
in order to implement the UID project by interacting with residents. Today,<br />
CSC SPV is the single largest national level Registrar for UID.<br />
Enrolment Agencies: Enrolment Agencies are entities hired by the<br />
Registrars to perform enrolment functions on behalf of the Registrar(s).<br />
Seventy-eight (78) Enrolment Agencies are engaged to perform enrolment functions on<br />
behalf of the Registrar(s).<br />
Aadhaar<br />
Enrolment<br />
Process<br />
Child Enrolment: The population that could not be covered in the initial enrolment camps<br />
needs to be given an opportunity to get enrolled for Aadhaar. New born will also require a<br />
facility to be enrolled for Aadhaar. Children between the age group of 0-5 years are enrolled for<br />
Aadhaar through Android tablet of android version 4.0 and above. The demographic details and<br />
photograph of the child is captured on the tablet. The Aadhaar and fingerprint authentication<br />
of the child’s parents is captured to process the enrolment. A proof of relationship needs to be<br />
produced by the parents to establish the relationship with the child. The acknowledgement<br />
of the enrolment is shared on the mobile number provided at the time of child enrolment. As<br />
the enrolment is done on online mode, the enrolment data is synced with the UIDAI server in<br />
real time, making the enrolment activity faster and time efficient. CSC SPV has deployed the<br />
maximum number of child enrolment tablets across the country.<br />
Permanent Enrolment Centers (PEC’s): PEC’s are<br />
required to facilitate the enrolment of residents<br />
organised by the Registrars. These centers will<br />
have all the devices and enrolment client required<br />
for doing enrolments as well as demographic and<br />
biometric updates. These Permanent Enrolment<br />
Centers will have to adhere to all the prescribed<br />
processes and guidelines issued by UIDAI regarding<br />
fresh enrolment as well as update, and will have<br />
to carry out their work only through software and<br />
hardware prescribed by UIDAI for this purpose.<br />
These PECs are also known as ‘Aadhaar Kendra’.<br />
Aadhaar Kendra’s can be utilized in more than one<br />
ways. Apart from enrolments and updates, these<br />
Kendra’s can also be used for other services like finding the status of Aadhaar enrolments,<br />
e-Aadhaar letter printing and Lost UID enrolments.<br />
The following services are being provided through CSC PECs:<br />
1. New Aadhaar Enrolment<br />
2. Child Enrolment<br />
3. e-Aadhaar Print<br />
4. UCL (Update Client Lite)<br />
5. Advanced Search<br />
6. Aadhaar Demographic Data Update<br />
7. Aadhaar Biometric Update<br />
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Milestones Achieved by<br />
CSC SPV in Aadhaar<br />
Year Wise Milestone Achieved by CSC e-Governance Services<br />
CSC SPV is the only Registrar which has set up PECs in all the States across the country.<br />
CSCs, run and managed by a local entrepreneur, work as PECs and provide all the UIDbased<br />
services including enrolment of citizens. More than two-three PECS are present<br />
in almost all the blocks of the country, other than the NPR states. Following the recent<br />
decision of the Government to allow UID in NPR states, CSCs in all the remaining<br />
blocks will also start functioning as PECs and provide Aadhar-related services to the<br />
citizens.<br />
DIGITAL SEVA KENDRAS (CSC): <strong>DELIVERING</strong> <strong>AADHAAR</strong> <strong>SERVICES</strong> – A UNIQUE INITIATIVE<br />
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Registrar Wise Ranking<br />
Cumulative Aadhaar Generation by CSC PEC’s since 2013<br />
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Share of PEC’s Among All Registrars<br />
State-wise Deployment of Tablets for Child Enrolment Till May’16<br />
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Aadhaar-based Services<br />
through CSC<br />
UCL (UPDATE CLIENT LITE):<br />
Update Client Lite (UCL) - Phase 1 application helps citizens, who are already enrolled<br />
under Aadhaar, update either demographic or biometric information like:<br />
• Email Id<br />
• Mobile number<br />
• Information Sharing Consent<br />
It is equally important for the citizen to update the central repository to avail the Aadhaar<br />
benefits. Update process is required to enable the citizen to request for updates in the system.<br />
The UCL allows updates only on demographic details. For biometric details update, the<br />
resident should visit an enrolment centre where the Standard Update Client and necessary<br />
infrastructure is available.<br />
The biometric data of user is expected to identify a user uniquely and is not changed<br />
naturally for a long period of time, whereas the demographic details can change multiple<br />
times without any hard conditions. It is, therefore, expected that residents will have<br />
to update their demographic data in the central repository much frequently than the<br />
biometric data. There is a need for large-scale deployment of update centers to cater to<br />
the needs of demographic updates. These updates are not as sensitive as the biometric<br />
updates from security and identity perspective and hence certainly have different need<br />
from authentication measures perspective. Even within demographic details, email<br />
address, mobile number and PIN are the fields that do not need any verification or proof<br />
apart from resident authentication and hence can be updated instantly in an online mode.<br />
UPDATE PROCESS USING UCL:<br />
1. It allows the resident to update the demographic details after the resident has been<br />
allotted an Aadhaar number.<br />
2. Accepts the details as requested by the resident, authenticates the details with resident’s<br />
single fingerprint biometric and sends it to the server to be updated in the central repository.<br />
3. It updates the details and generates a print receipt bearing the changes which have<br />
been requested by the resident.<br />
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ADVANCED SEARCH OPTION:<br />
The Advanced Search Option is a tool incorporated in the Aadhaar Enrolment Client<br />
through which a resident can get his/her copy of E-Aadhaar generated. This helps the<br />
residents who have yet not received the copy of their Aadhaar or have lost it somehow.<br />
This tool basically serves the below four resident needs:<br />
1. If EID/ENO/UID or any one these are known: Here a resident by his/her EID/ENO<br />
can get the E-Aadhaar generated. If the resident has lost his Aadhaar copy, but still<br />
remembers his/her Aadhaar number, then the resident can get the copy of his/<br />
her E-Aadhaar. The resident also needs to give his/her biometric (only fingerprint)<br />
authentication.<br />
2. If EID/ENO/UID is not known: Here a resident by giving his/her Demographic Details, as<br />
given during the time of enrolment, could get the E-Aadhaar generated. The resident<br />
also needs to give his/her biometric (only fingerprint) authentication.<br />
3. A resident can also generate his/her E-Aadhaar on behalf of some other resident<br />
(Relative etc.). Here, the relative or the person coming on behalf needs to give his own<br />
UID and biometric (only fingerprint) and the UID of the resident on whose behalf he/<br />
she has come.<br />
4. Multiple Enrolments by Resident- If a resident has enrolled multiple times then<br />
multiple EIDs will exist. However, E-Aadhaar will be generated corresponding to only<br />
one of the EIDs as rest will be marked as duplicate. Resident can provide any of the<br />
EIDs corresponding to multiple enrolments and if Aadhaar is generated for any of the<br />
EIDs, then also system will download the E-Aadhaar.<br />
DEMOGRAPHIC UPDATES:<br />
1. Various life events such as marriage may lead to change in the demographic details of<br />
residents, such as name and address. Address and mobile number could also change<br />
due to migration to newer locations. Residents may also want changes in their relative’s<br />
details due to marriage, death, etc. In addition, residents could have other personal<br />
reasons to change their mobile number, email address, etc.<br />
2. Changes in various service delivery platforms may lead residents to request changes to<br />
“information sharing consent”, and to add mobile number to CIDR, etc.<br />
3. Any errors made during the enrolment process wherein the resident’s demographic<br />
data may have been captured incorrectly.<br />
BIOMETRIC UPDATES:<br />
a) Age
c) Age >15 years at the time of enrolment – Residents are recommended to update their<br />
biometric data every 10 years.<br />
d) Events like accidents or diseases leading to biometric exception<br />
e) As the Aadhaar authentication service becomes ubiquitous, residents may also<br />
approach for biometric updates because of authentication failures which may result<br />
from incorrect biometric capture or poor biometric quality captured at the time of<br />
enrolment. With improvements in technology, it may be possible to capture better<br />
quality biometrics in the CIDR.<br />
<strong>AADHAAR</strong> UPDATE (DEMOGRAPHIC/BIOMETRIC & MOBILE<br />
NO): STATUS<br />
The UIDAI update policy offers facility to the resident to update/correct following fields in<br />
Aadhaar database via online through Enrolment Client and physical post:<br />
1. Name<br />
2. Address<br />
3. Date of Birth<br />
4. Gender<br />
5. Mobile Number<br />
• Any residents can visit any PEC<br />
and apply for demographic and<br />
biometric data. So far, approx.<br />
1.5 crore Demographic & Biometric<br />
updates have taken place<br />
via CSC SPV PEC’s<br />
• Advance search facilities are<br />
also available in all CSCs<br />
MOBILE UPDATE:<br />
In July 2015, CSC SPV launched an Update facility for the citizens to update Mobile<br />
numbers in the UIDAI database. Till May 2016, 169,400 mobile numbers have been<br />
updated through this facility. In the month of May 2016, 3,487 CSCs have provided Mobile<br />
Update service.<br />
State Wise Updation of Mobile Number<br />
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<strong>AADHAAR</strong> ENABLED <strong>SERVICES</strong>:<br />
UIDAI has provided guidelines to various ministries and departments, banks and other<br />
organizations to define mechanisms and processes for interlinking UID with their<br />
databases on a continuous basis and defining usage and applicability of UID for delivery<br />
of various services. Under the initiative, various Aadhaar-based services are provided<br />
through CSC by leveraging Aadhaar for better governance, accountability and delivery of<br />
services. Other services delivered through PECs are as follows:<br />
• Seeding of Aadhaar with Bank customer databases and also with various departmental<br />
databases<br />
• E-Aadhaar Print; Plastic Aadhaar Card Printing<br />
• BFD (Best Finger Detection)<br />
• E-KYC & Authentication Service<br />
• BC Services : Bank Account Opening , On Us/Off us AEPS (Micro ATM)<br />
<strong>AADHAAR</strong> CARD PRINTING (PLASTIC <strong>AADHAAR</strong><br />
CARD):<br />
As per UIDAI notification, all CSCs have been extended with a facility to<br />
print Plastic Aadhaar Cards leveraging e-KYC. Accordingly, 3,765 CSCs<br />
have delivered PVC Aadhaar Card service across 27 States & UTs in<br />
May 2016. During the period from April 2015 to May 2016, 34,04,910<br />
PVC Aadhaar Cards have been printed through the CSC network.<br />
State-wise Share in Aadhaar Card Printing from April’15 – May’16<br />
G2C ONLINE PVC <strong>AADHAAR</strong> CARD<br />
(CASH ON DELIVERY):<br />
Citizens can now order Aadhaar PVC Card online<br />
and get it delivered at their doorstep. The Aadhaar<br />
card will be printed on a PVC card after validating<br />
the resident’s identity via OTP and retrieving her/his<br />
e-KYC from UIDAI.<br />
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<strong>AADHAAR</strong> SEEDING:<br />
Aadhaar seeding is a process by which the Aadhaar number of residents are included in<br />
the database of service providers for enabling Aadhaar-based authentication during service<br />
delivery, i,e. linking of Aadhaar number to beneficiary ID. The objective is not to replace the<br />
currently used unique identifier of the customers/ residents/ beneficiaries with Aadhaar.<br />
Aadhaar Seeding Procedure<br />
Demographic Aadhaar Seeding Framework Developed<br />
by CSC e-Governance:<br />
The UIDAI allows ASAs to perform demographic authentication on all consented users. The<br />
Demographic Authentication Service does not send information<br />
about the user. It only validates the given information and responds<br />
with whether the information matches with its database or not.<br />
Biometric Aadhaar Seeding Framework:<br />
There is a need to match the database of UIDAI with other database<br />
like NHM/PDS etc for each beneficiary before it gets finally seeded<br />
within the departmental database. The verification is carried out by<br />
leveraging e-KYC phenomenon within the CSC network as follows:<br />
Matching of Record Before Final Seeding in Database<br />
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<strong>AADHAAR</strong> SEEDING SERVICE FOR BANKS:<br />
CSC e-Governance Services has launched one more service to help the citizens to seed<br />
their Aadhaar number in their respective Bank Accounts using e-KYC platform. So far, 10<br />
banks namely CBI/PNB/Union Bank/ICICI etc are using this service.<br />
<strong>AADHAAR</strong> AUTHENTICATION & E-KYC <strong>SERVICES</strong>:<br />
The UIDAI has been created with the mandate of providing a unique identity (Aadhaar)<br />
number to all residents of India and also defining usages and applicability of Aadhaar for<br />
delivery of various services. As a first of its kind service, the electronic Know Your Customer<br />
(e-KYC) service of the Unique Identification Authority of India (UIDAI) is transforming<br />
the entire KYC process by making it paperless, instantaneous, secure, economical and<br />
non-repudiable. These services help enhance citizen convenience and greatly increase<br />
business efficiency across sectors that require proof of identity and address.<br />
a. AUA/ASA (Authentication User/Service Agency):<br />
Process by which the Aadhaar number, along with other attributes, such as<br />
demographics/biometrics/OTP is submitted to UIDAI's CIDR for verification.<br />
b. KUA/KSA (e-KYC User/Service Agency):<br />
E-KYC is a service offered by UIDAI through which the KYC procedure is carried out<br />
electronically. Resident authorizes/Consented UIDAI to provide service providers<br />
his/her demographic data Demographic information of the resident includes name,<br />
address, date of birth, gender, phone, email ID and photograph.<br />
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Authentication/e-KYC Ecosystem<br />
CSC SPV has signed an e-KYC/Authentication agreement with various Central/State<br />
government-level departments, banks and other private companies. In this regard, almost<br />
nine (9) crore transactions have been recorded till May 30, 2016. Major transactions have<br />
been recorded with e-KYC mode. Almost 14 state governments have come on-board for<br />
these facilities, namely Himachal Pradesh, Punjab, Haryana, Jharkhand, Chhattisgarh,<br />
Odisha, Andhra Pradesh, Telangana, Maharashtra and Daman & Diu. Apart from the state<br />
governments, so far 28 institutions have tied up with CSC SPV to enable authentication<br />
and E-KYC services for citizens.<br />
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Application of e-KYC/<br />
Authentication<br />
Disbursing Entitlements Leveraging Aadhaar as e-PDS:<br />
Aadhaar Enabled Solution Implemented: The primary challenge faced within the current<br />
set of PDS operations is the misreporting of sales. To make operations at the Fair Price<br />
Shops more transparent and more difficult to misreport, it is<br />
recommended that a PoS device be utilized for FPS transactions<br />
with Internet- enabled biometric authentication (Aadhaar-based).<br />
Aadhaar Authentication Components: It describes components of<br />
the Aadhaar Authentication system and the flow of authentication<br />
request and response. The high level components are:<br />
1. Authentication at the front end: Authentication front end largely<br />
consists of the service provider at the point of service, such as<br />
a fair price shop using an Aadhaar compliant authentication<br />
device to authenticate ration card holders who come to<br />
purchase subsidized grains. A biometric authentication device<br />
is deployed at the point-of-service.<br />
2. Authentication Partner<br />
3. Authentication Backend at CIDR<br />
Owner Organization<br />
Objective of Work<br />
Total FPS Outlets/Circle<br />
Go Live/ Total Transactions Since<br />
Inception<br />
Stakeholders<br />
Aadhaar Authentication Agency<br />
Aadhaar Tools Adopted<br />
Business Model Adopted<br />
Infrastructure@ FPS<br />
Dept. of Food & Civil Supplies, Govt. of NCTD<br />
To achieve transparency in PDS by ensuring via Aadhaar Authentication of the<br />
beneficiary at the time of disbursement to the entitlement holder at FPS Outlet<br />
42 FPS @ Delhi; Across All PDS Circle<br />
April 2015; 528,129<br />
UIDAI HQ, Dept. of Food & Civil Supplies, Govt. of Delhi, NIC, CSC<br />
e-Governance Services India Ltd & FPS Owner<br />
CSC e-Governance Services India Ltd<br />
Authentication using Fingerprint Biometrics, Aadhaar Seeded PDS Database<br />
End to End Implementation of TPDS Solution by CSC eGovernance Service<br />
India Ltd<br />
PDS Application (Developed by NIC) & Multi Function Tab<br />
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Opening up of Bank Account by Punjab National<br />
Bank using e-KYC via CSCs (Working as Business<br />
Correspondent):<br />
E-KYC service of UIDAI may be accepted as a valid process for KYC verification. The<br />
information containing demographic details and photographs are made available from<br />
UIDAI as a result of e-KYC process. While using e-KYC service of UIDAI, the individual user<br />
has to authorize the UIDAI, by explicit consent, to release her or his identity/address<br />
through biometric authentication either to the bank branches/business correspondents<br />
(BCs). The UIDAI then transfers the data of the individual, comprising name, age, gender,<br />
and photograph of the individual, electronically to the bank/BCs, which may be accepted<br />
as valid process for KYC verification.<br />
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Issuance of Passport by Ministry of External Affairs<br />
Client Objective Solution Implemented Benefit<br />
Ministry<br />
of External<br />
Affairs, Govt.<br />
of India<br />
With a view to making<br />
the Passport issuance<br />
process simpler,<br />
more secure<br />
and reliable, the<br />
Passport Seva Project<br />
has taken the<br />
initiative to digitally<br />
integrate with the<br />
UID database for validating<br />
the Aadhaar<br />
number, submitted<br />
by the passport applicant,<br />
as a Proof of<br />
Identity and Proof of<br />
Address<br />
For an applicant who gives the Aadhaar<br />
number on his/her passport application, the<br />
Aadhaar number along with the biometric<br />
data, captured at the Passport Seva Kendra,<br />
are sent to UID’s e-KYC service platform. The<br />
demographic details along with photograph<br />
returned by UID are displayed to the<br />
Verification Officer/Granting Officer - thus<br />
helping in validating identity of the applicant<br />
based on the Aadhaar number<br />
Resident:<br />
-No need to carry<br />
documents/Cards<br />
-No need to fetch<br />
ID documents,<br />
immediate on line<br />
authentication<br />
Department:<br />
-No paper workneed<br />
for photo<br />
copy<br />
-Cost Saving<br />
-Improved<br />
Regulatory<br />
compliance<br />
Issuance of Insurance Policies Using e-KYC:<br />
It is for the first time that paperless e-KYC based<br />
life insurance policies are being sold through CSCs<br />
in India. Identification of the customer is done<br />
through biometric authentication and personal<br />
details accessed from the UIDAI. The policy is<br />
delivered instantly to the customer. It takes less<br />
than three minutes to deliver the insurance policy<br />
to the customer. CSC offers a unique platform to<br />
all insurance companies to extend life and nonlife<br />
insurance products and services to citizens,<br />
especially those living in rural India. This would<br />
support the Government in its endeavour for achieving comprehensive financial inclusion.<br />
E-KYC integration will be completed during this year with all the insurance companies.<br />
Registration of Students Using e-KYC & Authentication at the time of Exam<br />
under NDLM (National Digital Literacy Mission):<br />
At the time of registration under NDLM programme, students need to do the registration<br />
using e-KYC & complete the full coursework. Similarly, after the completion of the<br />
same, the same student needs to authenticate using ASA/KSA system to identify his/her<br />
credentials.<br />
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Submission of Online FIR by an Applicant for Jharkhand Dept. of Police via CSCs:<br />
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Aadhaar Services through<br />
CSC – A Differentiator<br />
• A major contribution to the success story of CSC SPV has<br />
been of our women VLEs who have been a continuous source<br />
of inspiration. Kiran Kumari from Giridih district Jharkhand<br />
completed 22,000 successful Aadhaar enrolments and has<br />
been a role model for others in her district.<br />
• CSC SPV has also been an active partner in terms of social<br />
responsibility. On direction of Social Welfare Department<br />
of Government of Bihar, Aadhaar camps were organised in<br />
various districts of Bihar to cover up all the pending pensioner<br />
enrolments.<br />
• Child Enrolment is now the primary focus for all Aadhaar<br />
ecosystem partners<br />
and CSC SPV has<br />
been upfront in taking<br />
this activity ahead.<br />
In Jhabua district of<br />
Madhya Pradesh,<br />
Aadhaar enrolment of<br />
a new born baby was<br />
carried out by CSC<br />
VLE on the initiative of<br />
local administration,<br />
merely 22 minutes of her birth at a local health centre.<br />
• Apart from the new born, elderly citizens, the torch<br />
bearers of our society have also been covered under<br />
the Aadhaar drive. A 105-year-old woman was enrolled<br />
for Aadhaar in Jhabreda village of Haridwar district in<br />
Uttarakhand. Smt. Gyano Devi, the elderly woman, has<br />
also been a witness to the Jallianwala Bagh incident in<br />
pre-Independence era.<br />
• Religious festivals are an integral part of Indian culture and a platform where millions<br />
of people come together. CSC SPV organized an Aadhaar enrolment camp at Singhasth<br />
Kumbh Mela in Ujjain district of Madhya Pradesh few months back.<br />
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• Special Aadhaar camps have been conducted by CSC SPV in 145 Government<br />
department, such as:<br />
• Parliament of India, Union Public Service Commission, Staff Selection Commission<br />
• Ministry of Defence, Ministry of Finance , Ministry of Human Resource Development<br />
• Registrar of Newspapers for India<br />
• Railway Ministry, Ministry of Social Justice, Ministry of Food Processing and Ministry<br />
of Corporate Affairs<br />
• Ministry of Information & Broadcasting, Central Information Commission, Ministry<br />
of Tribal Affairs<br />
• Ministry of Labour & Employment, Ministry of Social Welfare, Custom Commission<br />
Office<br />
• Institute of Secretariat Training & Management, etc.<br />
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CSC e-Governance Services India Limited
Way Forward<br />
CSC today stands as the number one registrar of Aadhar services in the country. We have<br />
to work hard and aim to bring the last citizen into the fold of Aadhaar and its associated<br />
benefits. Going forward, one of the activities which all the government agencies /<br />
departments need to do is seeding of Aadhaar numbers in their citizen database. Even<br />
the Census may need to consider Aadhaar for all citizens. This offers huge opportunity to<br />
the CSCs. Recently CSC has launched seeding of Aadhaar with bank accounts; a proposal<br />
in this regard has been submitted to all national and private banks and approval received<br />
from some banks. CSCs have a great opportunity to seed Aadhaar in bank accounts of<br />
citizens. CSCs are also likely to receive a mandate from Rural Development Ministry and<br />
Department of Food and Civil Supplies for seeding of Aadhaar in MGNREGA and ration<br />
card database. The effort shall be to provide Aadhaar-based services to citizens in close<br />
proximity to his place of residence through the Common Services Centers and support<br />
the Government in simplifying the life of every citizen.<br />
All CSCs across the country can start PEC and only need the Aadhaar kit (Biometric and Iris<br />
scanner) and a certified operator. All those who want to start Aadhaar PEC can register at<br />
http://registration.csc.gov.in/uidreg/PecRegForm.aspx.<br />
By working as PECs, CSCs can help the Government in achieving transparent and efficient<br />
governance and further enhance the credibility of the service delivery system. VLEs will<br />
then truly be called Desh Ko Badalney Wale!<br />
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