MR Microinsurance_2012_03_29.indd - International Labour ...

66 Emerging issues
Table 3.1 Impact assessment framework and evidence from studies reviewed
Author(s) Year Scheme Type Countries Financial protection Access to services Com- Com- Com-
munity
impact
Expenditure
Raising funds
Income/consumption
smoothing
Asset accumulation/
resource allocation
Waiting times
Aggarwal 2010 Yeshasvini Health India 0/- + + 0 + + +/0
Cai et al. 2009 n.a. Livestock China +
Chankova
2008 32 West African
Health Ghana,
+/0 +/0 +/0
et al.
schemes
Mali,
Senegal
Diop et al. 2006 32 West African
Health Ghana,
+/0 +/0 +/0 +
schemes
Mali,
Senegal
Franco
2008 Four Equity
Health Mali + + +/0 +
et al.
Initiative schemes
Gine and
2007 n.a. Weather
Malawi –
Yang
index
Gnawali
2009 Nouna Health
Health Burkina
+/0
et al.
District Scheme
Faso
Gumber 2001 VimoSEWA Health India 0 + –
Jowett
2004 Vietnam Health
Health Viet Nam + +
et al.
Insurance
Jütting 2004 Four “mutuelles” Health Senegal + +
Lei and
2009 New Cooperative
Health China 0 + +/0 +/0
Lin
Medical Scheme
(NCMS)
Morsink
2011 PAID Plan Natural
Philip- Philip-
+/0 +
et al.
disaster
pines
Msuya
2004 Community
Health United Re- Re-
+
et al.
Health Funds
public of
Tanzania Tanzania
Polonsky
2009 Nine Oxfam- Oxfam-
Health Armenia + +
et al.
funded schemes
Ranson 2001 VimoSEWA Health India + 0
Schneider
2001 54 community
Health Rwanda + +
and Diop
health schemes
Sepehri
2006 Vietnam Health
Health Viet Nam +
et al.
Insurance
Smith and
2008 32 West African
Health Ghana,
+/0 +/0
Sulzbach
schemes
Mali,
Senegal
Wagstaff
2009 New Cooperative
Health China +/0/– +/0 +
et al.
Medical Scheme
Wagstaff
2005 Vietnam Health
Health Viet Nam + + +/0 +/0
and
Pradhan
Insurance
Yip et. al 2009 Rural Mutual
Health Care,
NCMS
Health China +/0 +
Note: Th e results relating to equity are not included for the reasons discussed in the text.
Utilization rates
Health status
Type/quality of care