MR Microinsurance_2012_03_29.indd - International Labour ...

Index 631
KaSAPI 12, 26
Kenya 14–15
Britak 309
Chogoria Hospital 49
CIC 20, 207, 306, 368
claim settlements 312
composite products 318–21
consumer protection 573
consumer research findings 577, 584
credit life 115
death 220
Equity Insurance Agency 211
funeral costs 221, 317
funeral insurance 218
harambees 49
index insurance contract 241
insurance assistance 224
insurance associations 31
International Livestock Research Institute 543
livestock diseases 260
livestock insurance 242, 268
livestock mortality predictions 248
MicroEnsure 512
mobile phone companies 362
M-PESA 17, 534
NHIF 317–18, 371
PACE 305, 316–17, 318, 319, 320, 321
sex workers 338
Swedish Cooperative Centre and Microfinance
Opportunities 288–9
transparency 579–80
Kenya Orient Insurance 401
Kenyan Tea Development Authority 309
key accounts 534
key performance indicators 479
Kilimo Salama weather-index insurance 534–5, 537
Kolbila village 247, 248
Kremer, M. 280
Kunzemann, T. 83
Laajaj, R. 245, 247
labour flexibility 67
labour legislation 498
lac collectors 440
Lao PDR 136, 138
Latin America 12, 13–14, 17, 136, 405
see also specific countries
LeapFrog Investments 31
Leftley, Richard 203
Lei, X. 68, 75, 76
lenders 202–3
Leventhal, H. 284
liaison officer 145–6, 150
LIC (Life Insurance Corporation) 16, 49, 443, 450, 458
life insurance 34, 342, 432–3, 443–4, 581
Life Insurance Corporation see LIC
lifecycle events 331
Lin, W. 68, 75, 76
List, J. A. 278
literacy levels 345, 346
A Little World 458
livestock
data on 468
diseases 259–60
food and water scarcity 260
identification methods 266
mortality predictions 248
risks 259
technology 267
vulnerabilities 258, 259
Livestock in Development 259
livestock insurance
bank loans 434
basis risk 267
BASIX 263, 266
claims ratio 434
claims verification 264
community-based model 269
difficulties 264–5
Eritrea 261–2
fraud 434
IFFCO-Tokio 536
index-based insurance 242, 267, 268, 536
India 258, 261, 433–5
innovations 265–71
Iran 262
Kenya 268
Mongolia 87
Mutual and Federal 401
pilot 416
production risk management 271–2
reasons for 258–60
risk-reduction services 435
veterinarians 472
Viet Nam 262–3
Livestock Protection Scheme 268, 270
livestock support services 265
Living Standards Survey 75
loans 250–2, 253, 434, 443
see also borrowers
Loewe, M. 43, 45, 49, 50, 57
Lofgren, C. 161, 165, 170–1
Loma Prieta earthquake 281
loss potential, framing 277–8
loss prevention techniques 416–17
loss ratio 582
low-collateral environments 253
low-income households 11–18, 177
accident risk 306
commercial insurers 48
developing market 399–400
distribution channels 450–8
financial services 549
funeral insurance 217
gender/risk 332–6
HMI 156–8
India 428
informal mechanisms 316
intermediaries 507
liquidity 470
microinsurance 373, 549
products 433–42
risk management 238–9, 288
risk of death 220
salience of insurance 280–1
social networks 470
technology 528
loyalty 16, 189, 193, 195, 202, 311, 402, 451, 488
macroinsurance 93, 96–9
Madagascar 515
magazine subscriptions 276
Magnoni, B. 351–2
malaria 114
Malawi 71, 72, 87, 90–1, 241
Malayan Insurance Company 372, 376
acquisition costs, low 393–4
affordability/competitiveness of premiums 385
disability cover 380
expense ratios 392–3
gross insurance profit 377
partners 383–4