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MR Microinsurance_2012_03_29.indd - International Labour ...

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630 Index<br />

Janashree Bima Yojana 49<br />

Karnataka state 70<br />

legislation for microinsurance 589<br />

life insurance 432–3, 443–4<br />

livestock insurance 258, 261, 433–5<br />

low-income households 428<br />

Marsh India 517–18<br />

MicroEnsure 512<br />

microinsurance 12, 552<br />

Micro-Insurance Regulations 460<br />

micro-pension 51<br />

MNAIS 101<br />

PACE client value assessment tool 305, 323, 324<br />

PlaNet Guarantee 515<br />

private insurance companies 429<br />

rain-indexed insurance 87<br />

Rashtriya Swathya Bima Yojna 9n1<br />

regulation for microinsurance 586–7<br />

rural banks 451<br />

SEWA 342, 344<br />

Small Farmers’ Development Agency 434<br />

subsidies 16, 430, 441–2<br />

success in microinsurance 462–3<br />

tea-estate workers 294<br />

TPP 136<br />

Vimo SEWA 74, 77, 83–4, 122–3<br />

weather-index insurance 89<br />

see also IRDA; Yeshasvini scheme<br />

India Post 451<br />

Indian National Sample Survey Organization 164<br />

Indonesia 13, 220, 356<br />

informal economy 40–1, 53–4<br />

informal insurers 17, 25, 53–4, 316, 563<br />

information and communication technology 127–8,<br />

155, 501, 528, 529, 538<br />

information management 460<br />

information processing chain 538<br />

infrastructure factors 80, 459, 460, 487, 567<br />

innovation<br />

alternative distribution 488<br />

commercial insurers 430<br />

distribution 402, 4<strong>03</strong>–4, 486–7, 488, 495–6, 501<br />

HMI 112–13, 122–8<br />

livestock insurance 265–71<br />

microinsurance 401<br />

quota-driven 427<br />

risks 553<br />

stability 569<br />

success 4<strong>03</strong><br />

Inside the Initiative (2011) 27<br />

Insurance Association of Malawi 72<br />

insurance business models 490–1<br />

insurance card 145–6<br />

Insurance Commission, Philippines 563<br />

Insurance Core Principles 553, 588<br />

Insurance Education Working Group 286<br />

insurance literacy levels 102–3, 307<br />

see also consumer education<br />

Insurance Regulatory and Development Authority<br />

see IRDA<br />

insurance supervisors 550, 560, 564, 583–4<br />

Insure Lives and Livelihood, CARE India 288<br />

insurers<br />

distribution partners 500<br />

government-owned 427<br />

intermediaries 2<strong>03</strong>–4, 354<br />

reinsurers 18–23, 24–6, 38, 106<br />

integrated care and financing model 134–5<br />

interbank payments 567<br />

Intergovernmental Panel on Climate Change<br />

(IPCC) 83<br />

interlinked contracts 242, 249–54, 256<br />

intermediaries<br />

bridging role 506<br />

commission charges 524<br />

competition 523<br />

conventional 504–5, 508–9<br />

delivery channels 505–6, 523, 524<br />

distribution 10, 583<br />

licensing of 593<br />

market intelligence 523<br />

market-making 5<strong>03</strong>, 521–2, 523, 525<br />

as match-makers 521, 522<br />

microinsurance 508–9, 510–16<br />

neutrality 521<br />

portfolio administration 524<br />

premiums 524–5<br />

product design 29<br />

regulation of 354–5<br />

role of 5<strong>03</strong><br />

traditional/microinsurance activities 508, 516–20<br />

trust 591<br />

value of 521–5<br />

internal dispute resolution 585<br />

<strong>International</strong> Association of Insurance Supervisors<br />

see IAIS<br />

<strong>International</strong> Centre for Agricultural and Rural<br />

Development (ICARD) 271, 280<br />

<strong>International</strong> Cooperative and Mutual Insurance<br />

Federation (ICMIF) 31, 107<br />

<strong>International</strong> Covenant on Economic, Social and<br />

Cultural Rights 40n1<br />

<strong>International</strong> Crop Research Institute for the Semi-Arid<br />

Tropics (ICRISAT) 244–5, 248<br />

<strong>International</strong> Finance Corporation (IFC) 31, 515<br />

<strong>International</strong> Food Policy Research Institute 271, 438<br />

<strong>International</strong> <strong>Labour</strong> Organization see ILO<br />

<strong>International</strong> Livestock Research Institute, Kenya 543<br />

<strong>International</strong> <strong>Microinsurance</strong> Conference 31<br />

<strong>International</strong> Organization for Migration (IOM)<br />

Guatemala 357<br />

Internet-based transaction processing 538, 566<br />

investors 30–1, 80<br />

IOM (<strong>International</strong> Organization for Migration)<br />

Guatemala 357<br />

Iota 211<br />

IPCC (Intergovernmental Panel on Climate Change)<br />

83, 84<br />

IRAM 49<br />

Iran 262<br />

IRDA (Insurance Regulatory and Development<br />

Authority) 427, 429, 434, 452, 460, 552,587<br />

iterative learning process 410, 411, 425–6<br />

Jacquier, C. 121<br />

Jamii Bora Trust 319, 320<br />

Janashree Bima Yojana 49<br />

Jeevan Madhur 443<br />

job creation 80<br />

Joint IC-CDA-SEC Memorandum Circulars 563<br />

joint ventures 26<br />

Jones, S. 284<br />

Jordan 57, 209, 342, 401<br />

Journal of Risk and Insurance 29<br />

Jowett, M. 76, 77<br />

Jütting, J. 47, 48, 77<br />

Kalaignar 446, 447, 448<br />

Karlan, D. 89, 279, 281, 283<br />

Karnani, A. 22<br />

Karnataka state, India 70<br />

Karuna Trust 465

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