MR Microinsurance_2012_03_29.indd - International Labour ...

622 Index
Index
Note: page numbers in italics denote figures or tables
Aadhar unique identification card 460n23
Aarogyasri 446, 447, 448
ability to pay (ATP) 468–9, 478
abuloy 327
academics 28–9
access
to care 113–14
to consumer protection 569, 571
to healthcare 65, 73–9, 137–8, 168, 474, 481
to insurance 10, 293–4, 306–9, 555
Access to Insurance Initiative 1, 27, 426, 553, 572
accidental death and disability covers (AD&D)
AKSItext 533
CBHIs 451–452
claims ratios 499
claims settlements 312
client value 306
commercial insurers 401
composite products 443
Cover2go 416
HDFC 533
IFFCO-Tokio 420
Max Vijay 182
MFIs 588
PACS 451
pricing of 389
profitability 396
qualifying risks 62
and repatriation 350, 351, 352, 358
Sarve Shakti Suraksha 183
SegurCaixa 352
SINAF 234
standardized wording 592
TPD 208–9
accreditation 459
Acharya, A. 64
ACORD initiative 540, 541
acquisition costs, low 393–4
Activists for Social Alternatives 49
actuarial pricing 28, 265, 464, 466, 478, 483
AD&D see accidental death and disability covers
administration
costs 391–5, 479–80, 528, 540
efficiency 394
in-house 445
profitability 369, 370
adverse selection see anti-selection
AES Electropaulo 497
affinity groups’ insurance 10
affordability 125, 128–9, 310, 468–9, 478
Africa
drought 85
funeral insurance 218
health cover 20
insurance statistics 12, 14–15
mobile phone companies 16
Zurich 405
see also specific countries
Africa, Central 136
Africa, East 119, 120–1
Africa, West 136, 199, 241, 244–6, 280
African Insurance Organization (AIO) 31
African Life 30
Aga Khan Agency for Microfinance (AKAM) 510–12
Aga Khan Development Network (AKDN) 510–11
agencies, outside 413
agents
bridging function 510
commission 568
conventional 504
licensing for 587
remuneration 585
tied 505, 583–4
training 387, 504
Aggarwal, A. 69, 70, 71, 75, 76, 77, 78, 80
aggregators 383, 428, 498, 504, 505, 576, 583, 588
agricultural credit 254, 374
Agriculture Bank 262, 504
agriculture insurance
area yield 435–7
contract design 437–9
data quality 440–1
distribution 441–2
index insurance 239–42
losses, weather-related 86
market development 280
small farms 254
states 107
take-up rates 89
weather-indexed 87, 437, 536
see also livestock insurance; weather-index insurance
Agriculture Insurance Company 16, 401
Ahmed, M.U. 342, 343
AIC (Alternative Insurance Company) 83–4, 219, 231,
233, 351, 432, 436, 441
AIDS 57, 127, 334, 581
AIG 419
AIG Uganda 209, 210
AIO (African Insurance Organization) 31
airtime payment 533
AKAM (Aga Khan Agency for Microfinance) 510–12
AKDN (Aga Khan Development Network) 510–11
AKSItext 533
Alante Financial 357
All Lanka Mutual Assurance Organization
(ALMAO) 343
Allianz
disability cover 415
Munich Re 409
savings/life insurance 401