MR Microinsurance_2012_03_29.indd - International Labour ...

602 Appendix
For five years he worked as an independent adviser mainly on issues of social security design, with a focus on
savings. He has advised Southern African pension funds and the FinMark Trust, a foundation with the objective of
making markets work for the poor, and has provided advice to governments in the region on their social security systems.
More recently, Rob accepted the challenge of managing a young long-term insurer which meets the needs of customers
through partners.
Anupama Sharma is a veterinary graduate with post-graduate qualification in rural management. She has worked as a
consultant with the Centre for Insurance and Risk Management (CIRM) where she helped in developing risk management
tools for dairy and agriculture sector. She studied livestock-related insurance products, problems and prospects in
detail. She has also participated in the monitoring and evaluating of livestock insurance projects on the use of new
technology and documenting the learnings from project sites in India. She initiated a project for designing innovative
productivity cover for dairy cattle. She has also evaluated various models for microinsurance delivery, including
community-based livestock insurance.
Herman Smit is a Research Associate at the Centre for Financial Regulation and Inclusion (Cenfri). His research has
related primarily to the broader area of financial inclusion and more specific areas of retail payments systems, Anti-
Money Laundering and Combating the Financing of Terrorism (AML/CFT) and microinsurance. His research work
in Africa, East Asia and Latin America focuses on innovation in the delivery of financial services to low-income people.
Before joining Cenfri, he lectured on economics at London Varsity in Cape Town, South Africa. During his studies in
the Netherlands, he also interned at PricewaterhouseCoopers in Amsterdam. Herman holds a Master’s degree in
Economics (Tilburg University, Netherlands), specializing in Competition and Regulation, a BCom Honours in
Econometrics and a Bachelor’s degree in Statistics (University of Pretoria, South Africa).
Anja Smith is a Director at the Centre for Financial Regulation and Inclusion (Cenfri). She is a development economist
by training, with experience in financial sector policy and regulatory strategy for development, access to financial
services, and supporting governments in making markets work for the poor. Anja has extensive experience in the areas
of consumer protection, financial literacy, regulation for market development and distribution of financial services
gained from her work across Africa and Latin America. She has conducted various studies on microinsurance, most
recently focusing on alternative distribution of microinsurance. Before joining Cenfri in 2008, Anja spent three years
working in the access to financial services practice area of Genesis Analytics. She holds a Master’s degree in Economics
(Cum Laude), BA Honours in Economics (Cum Laude) and a BA in Value and Policy Studies (University of Stellenbosch,
South Africa).
Roland Steinmann is a consultant for the MicroInsurance Centre. He holds an MSc in Environmental Sciences (ETH
Zurich, 1997) and an MRes in International Economics (IEP/Sciences Po, Paris, 2007). His recent microinsurance
work has taken him to Armenia, Bangladesh, Bosnia, Ghana, Jordan, Kenya, Philippines, Viet Nam and the West
Bank. As an active member of the Microinsurance Network since its creation he co-steers the working group on agricultural
microinsurance. He has also authored a manual for efficient process design in microinsurance.
Before focusing on microinsurance, he acquired extensive insurance expertise during eight years as an underwriter with
Swiss Re. In 2008 he co-founded the Fair Trade Insurance Initiative, which promotes innovative insurance solutions for
smallholders in developing countries.
Donna Swiderek worked as an actuarial associate for a cooperative life insurer in Canada where she specialized in overseeing
reserve calculations, financial reporting and dynamic solvency testing from 1990 to 2000. She obtained her ASA
in 1993. After taking a break and running a health retreat, she returned to the actuarial world as an independent consultant
with Denis Garand & Associates (DGA). She has participated in numerous pricing projects and studies, mainly
involving disability products.
Donna has worked internationally since 2008. She has spoken at microinsurance conferences in India and
Kazakhstan and has developed numerous microinsurance workshops and training courses held in countries such as
Kenya, the Netherlands and the Phillippines. As a consultant for microinsurance, she has performed evaluations for
organizations in South Africa, Sri Lanka and three NGOs in Bangladesh. This has included examination of pricing,
business planning, marketing, management, financial and actuarial analysis and product development for micro health
and life insurance.
Nashelo Tande began her actuarial career at Quindiem Consulting working in the short-term insurance and development
finance areas, the latter of which included involvement in the microinsurance field and the development of insurance
regulation for developing markets. Following the acquisition of Quindiem by Ernst & Young, Nashelo now holds
an Assistant Manager role in Ernst & Young’s Africa Actuarial Services division. Her role is mainly in the short-term
insurance area, where she specializes in the valuation of short-term insurance liabilities.
Clémence Tatin-Jaleran is an independent consultant currently working with several organizations including the
MicroInsurance Centre and Denis Garand & Associates. An actuary by training, she has spent ten years working in the
field of general insurance, including three years on microinsurance. She has worked with microfinance institutions
(MFIs), insurers, rural banks and other non-profit organizations in Bangladesh, Bolivia, Egypt, India, Indonesia, Mali,
Peru, the Philippines and Viet Nam. During these assignments, she has undertaken evaluation of schemes, market
research, product design (health, weather index, life), training design and delivery, pricing and financial projections for
microinsurance schemes. Clémence holds a Master’s degree in Financial and Actuarial Sciences from the Financial and
Insurance Sciences Institute in Lyon, France. She is a Fellow of the Institute of Actuaries in France, and served as an
ILO Technical Assistance Fellow for the Microinsurance Innovation Facility in India in 2009 and 2010.
John Wipf is a microinsurance development consultant. He worked part-time in microinsurance from 1992 and has
worked full-time since 1998. He joined Denis Garand & Associates (DGA) in 2005. Before moving to the Philippines