- Page 1:
Protecting the poor A microinsuranc
- Page 4 and 5:
Publications of the International L
- Page 6 and 7:
vi Contents Part ii Health insuranc
- Page 8 and 9:
viii Contents 19 Teaching elephants
- Page 10 and 11:
x Contents 15.4 Products included i
- Page 12 and 13:
xii Contents 10.3 Alternative distr
- Page 14 and 15:
xiv Acknowledgements Th is publicat
- Page 16 and 17:
xvi Table of acronyms AABY Aam Admi
- Page 18 and 19:
xviii Table of acronyms FMD foot an
- Page 20 and 21:
xx Table of acronyms NCMSL National
- Page 22 and 23:
xxii Table of acronyms UMSGF Union
- Page 24 and 25:
2 Introduction Benefits for the wor
- Page 26 and 27:
4 Introduction in many emerging and
- Page 29 and 30:
I Emerging issues 7
- Page 31 and 32:
Current trends in microinsurance Wh
- Page 33 and 34:
Current trends in microinsurance As
- Page 35 and 36:
Current trends in microinsurance Si
- Page 37 and 38:
Current trends in microinsurance vo
- Page 39 and 40:
Current trends in microinsurance A
- Page 41 and 42:
Current trends in microinsurance (s
- Page 43 and 44:
Current trends in microinsurance th
- Page 45 and 46:
Current trends in microinsurance an
- Page 47 and 48:
Current trends in microinsurance Fi
- Page 49 and 50:
Current trends in microinsurance Co
- Page 51 and 52:
Current trends in microinsurance sc
- Page 53 and 54:
Current trends in microinsurance In
- Page 55 and 56:
Current trends in microinsurance th
- Page 57 and 58:
Current trends in microinsurance in
- Page 59 and 60:
Current trends in microinsurance sh
- Page 61 and 62:
Current trends in microinsurance cl
- Page 63 and 64:
Th e potential of microinsurance fo
- Page 65 and 66:
Th e potential of microinsurance fo
- Page 67 and 68:
The potential of microinsurance for
- Page 69 and 70:
Th e potential of microinsurance fo
- Page 71 and 72:
The potential of microinsurance for
- Page 73 and 74:
The potential of microinsurance for
- Page 75:
The potential of microinsurance for
- Page 78 and 79:
56 Emerging issues Th ese funds and
- Page 80 and 81:
58 Emerging issues year precipitati
- Page 82 and 83:
60 Emerging issues pre-emptively en
- Page 84 and 85:
62 Emerging issues 3.2 The current
- Page 86 and 87:
64 Emerging issues Hence, this chap
- Page 88 and 89:
66 Emerging issues Table 3.1 Impact
- Page 90 and 91:
68 Emerging issues Expenditure Indi
- Page 92 and 93:
70 Emerging issues Box 3.2 Impact o
- Page 94 and 95:
72 Emerging issues Box 3.3 Insuranc
- Page 96 and 97:
74 Emerging issues Utilization rate
- Page 98 and 99:
76 Emerging issues also measured. 1
- Page 100 and 101:
78 Emerging issues among members of
- Page 102 and 103:
80 Emerging issues 3.3.3 Psychologi
- Page 104 and 105:
82 Emerging issues this direction.
- Page 106 and 107:
84 Emerging issues Th is chapter be
- Page 108 and 109:
86 Emerging issues In many regions,
- Page 110 and 111:
88 Emerging issues Box 4.1 ICICI Lo
- Page 112 and 113:
90 Emerging issues Th e involvement
- Page 115 and 116:
Microinsurance and climate change s
- Page 117 and 118:
Microinsurance and climate change M
- Page 119 and 120:
Microinsurance and climate change B
- Page 121 and 122:
Microinsurance and climate change C
- Page 123 and 124:
Microinsurance and climate change -
- Page 125 and 126:
Microinsurance and climate change -
- Page 127 and 128:
Microinsurance and climate change -
- Page 129 and 130:
Microinsurance and climate change 1
- Page 131 and 132:
Microinsurance and climate change 4
- Page 133 and 134:
II Health insurance
- Page 135 and 136:
Innovations and barriers in health
- Page 137 and 138:
Innovations and barriers in health
- Page 139 and 140:
Innovations and barriers in health
- Page 141 and 142:
Innovations and barriers in health
- Page 143 and 144:
Innovations and barriers in health
- Page 145 and 146: Innovations and barriers in health
- Page 147 and 148: Innovations and barriers in health
- Page 149 and 150: Innovations and barriers in health
- Page 151 and 152: Innovations and barriers in health
- Page 153 and 154: Innovations and barriers in health
- Page 155 and 156: Th ird-party payment mechanisms in
- Page 157 and 158: Th ird-party payment mechanisms in
- Page 159 and 160: Th ird-party payment mechanisms in
- Page 161 and 162: Third-party payment mechanisms in h
- Page 163 and 164: Th ird-party payment mechanisms in
- Page 165 and 166: Th ird-party payment mechanisms in
- Page 167 and 168: Th ird-party payment mechanisms in
- Page 169 and 170: Third-party payment mechanisms in h
- Page 171 and 172: Th ird-party payment mechanisms in
- Page 173 and 174: Third-party payment mechanisms in h
- Page 175 and 176: Th ird-party payment mechanisms in
- Page 177 and 178: Third-party payment mechanisms in h
- Page 179 and 180: Willingness to pay for health micro
- Page 181 and 182: Willingness to pay for health micro
- Page 183 and 184: Willingness to pay for health micro
- Page 185 and 186: Willingness to pay for health micro
- Page 187 and 188: Willingness to pay for health micro
- Page 189 and 190: Willingness to pay for health micro
- Page 191 and 192: Willingness to pay for health micro
- Page 193 and 194: Willingness to pay for health micro
- Page 195: Willingness to pay for health micro
- Page 199 and 200: Savings in microinsurance instil di
- Page 201 and 202: Savings in microinsurance - Exclusi
- Page 203 and 204: Savings in microinsurance Table 8.1
- Page 205 and 206: Savings in microinsurance Through l
- Page 207 and 208: Savings in microinsurance While the
- Page 209 and 210: Savings in microinsurance Others ar
- Page 211 and 212: Savings in microinsurance As persis
- Page 213 and 214: Savings in microinsurance understan
- Page 215 and 216: Savings in microinsurance customer
- Page 217 and 218: Savings in microinsurance bine elem
- Page 219 and 220: 9 Improving credit life microinsura
- Page 221 and 222: Improving credit life microinsuranc
- Page 223 and 224: Improving credit life microinsuranc
- Page 225 and 226: Improving credit life microinsuranc
- Page 227 and 228: Improving credit life microinsuranc
- Page 229 and 230: Improving credit life microinsuranc
- Page 231 and 232: Improving credit life microinsuranc
- Page 233 and 234: Improving credit life microinsuranc
- Page 235 and 236: Improving credit life microinsuranc
- Page 237 and 238: Improving credit life microinsuranc
- Page 239 and 240: 10 Funeral insurance Christine Houg
- Page 241 and 242: Funeral insurance 219 A similar stu
- Page 243 and 244: Funeral insurance A substantial fi
- Page 245 and 246: Funeral insurance 10.2 Key characte
- Page 247 and 248:
Funeral insurance term cover. This
- Page 249 and 250:
Funeral insurance 227 Mobile phone
- Page 251 and 252:
Funeral insurance 229 and the under
- Page 253 and 254:
Funeral insurance be less strict re
- Page 255 and 256:
Funeral insurance power of word-of-
- Page 257 and 258:
Funeral insurance Pure funeral insu
- Page 259 and 260:
IV Next-generation index insurance
- Page 261 and 262:
Next-generation index insurance for
- Page 263 and 264:
Next-generation index insurance for
- Page 265 and 266:
Next-generation index insurance for
- Page 267 and 268:
Next-generation index insurance for
- Page 269 and 270:
Next-generation index insurance for
- Page 271 and 272:
Next-generation index insurance for
- Page 273 and 274:
Next-generation index insurance for
- Page 275 and 276:
Next-generation index insurance for
- Page 277 and 278:
Next-generation index insurance for
- Page 279 and 280:
Next-generation index insurance for
- Page 281 and 282:
Table 12.1 Livestock insurance expe
- Page 283 and 284:
Table 12.2 Livestock insurance Indi
- Page 285 and 286:
Livestock insurance 263 line insura
- Page 287 and 288:
Livestock insurance - Absence of ac
- Page 289 and 290:
Livestock insurance Box 12.2 Improv
- Page 291 and 292:
Livestock insurance Box 12.3 Index-
- Page 293 and 294:
Livestock insurance who take other
- Page 295 and 296:
V Insurance and the low-income mark
- Page 297 and 298:
The psychology of microinsurance Th
- Page 299 and 300:
The psychology of microinsurance 27
- Page 301 and 302:
The psychology of microinsurance 27
- Page 303 and 304:
The psychology of microinsurance ca
- Page 305 and 306:
The psychology of microinsurance Mo
- Page 307 and 308:
Th e psychology of microinsurance T
- Page 309 and 310:
Emerging practices in consumer educ
- Page 311 and 312:
Emerging practices in consumer educ
- Page 313 and 314:
Emerging practices in consumer educ
- Page 315 and 316:
Emerging practices in consumer educ
- Page 317 and 318:
Emerging practices in consumer educ
- Page 319 and 320:
Emerging practices in consumer educ
- Page 321 and 322:
Emerging practices in consumer educ
- Page 323 and 324:
Improving client value products are
- Page 325 and 326:
Improving client value - Product: d
- Page 327 and 328:
Improving client value Products inc
- Page 329 and 330:
Improving client value 307 ents fro
- Page 331 and 332:
Improving client value 309 low-inco
- Page 333 and 334:
Improving client value Box 15.2 Pre
- Page 335 and 336:
Improving client value Box 15.4 Pro
- Page 337 and 338:
Improving client value Box 15.5 Pro
- Page 339 and 340:
Improving client value rare, so mem
- Page 341 and 342:
Improving client value three compos
- Page 343 and 344:
Improving client value Figure 15.4
- Page 345 and 346:
Improving client value Products inc
- Page 347 and 348:
Improving client value Yeshasvini a
- Page 349 and 350:
Improving client value costly and q
- Page 351 and 352:
Improving client value limitations
- Page 353 and 354:
16 Microinsurance that works for wo
- Page 355 and 356:
Microinsurance that works for women
- Page 357 and 358:
Microinsurance that works for women
- Page 359 and 360:
Microinsurance that works for women
- Page 361 and 362:
Microinsurance that works for women
- Page 363 and 364:
Microinsurance that works for women
- Page 365 and 366:
Microinsurance that works for women
- Page 367 and 368:
Microinsurance that works for women
- Page 369 and 370:
Microinsurance that works for women
- Page 371 and 372:
17 Formalizing the informal insuran
- Page 373 and 374:
Formalizing the informal insurance
- Page 375 and 376:
Formalizing the informal insurance
- Page 377 and 378:
Formalizing the informal insurance
- Page 379 and 380:
Formalizing the informal insurance
- Page 381 and 382:
Formalizing the informal insurance
- Page 383 and 384:
Formalizing the informal insurance
- Page 385 and 386:
Formalizing the informal insurance
- Page 387:
Formalizing the informal insurance
- Page 390 and 391:
368 18 Is microinsurance a profitab
- Page 392 and 393:
370 Insurers and microinsurance Tab
- Page 394 and 395:
372 Insurers and microinsurance inc
- Page 396 and 397:
374 Insurers and microinsurance 18.
- Page 398 and 399:
376 Insurers and microinsurance 18.
- Page 400 and 401:
378 Insurers and microinsurance - m
- Page 402 and 403:
380 Insurers and microinsurance The
- Page 404 and 405:
382 Insurers and microinsurance Gro
- Page 406 and 407:
384 Insurers and microinsurance bet
- Page 408 and 409:
386 Insurers and microinsurance low
- Page 410 and 411:
388 Insurers and microinsurance 18.
- Page 412 and 413:
390 Insurers and microinsurance - A
- Page 414 and 415:
392 Insurers and microinsurance - T
- Page 416 and 417:
394 Insurers and microinsurance - T
- Page 418 and 419:
396 Insurers and microinsurance The
- Page 420 and 421:
398 Insurers and microinsurance Alt
- Page 422 and 423:
400 Insurers and microinsurance Thi
- Page 424 and 425:
402 Insurers and microinsurance Box
- Page 426 and 427:
404 Insurers and microinsurance Ins
- Page 428 and 429:
406 Insurers and microinsurance Tab
- Page 430 and 431:
408 Insurers and microinsurance Box
- Page 432 and 433:
410 Insurers and microinsurance cor
- Page 434 and 435:
412 Insurers and microinsurance 19.
- Page 436 and 437:
414 Insurers and microinsurance Org
- Page 438 and 439:
416 Insurers and microinsurance pre
- Page 440 and 441:
418 Insurers and microinsurance nol
- Page 442 and 443:
420 Insurers and microinsurance As
- Page 444 and 445:
422 Insurers and microinsurance Bui
- Page 446 and 447:
424 Insurers and microinsurance Add
- Page 448 and 449:
426 Insurers and microinsurance com
- Page 450 and 451:
428 Insurers and microinsurance - A
- Page 452 and 453:
430 Insurers and microinsurance est
- Page 454 and 455:
432 Insurers and microinsurance 78
- Page 456 and 457:
434 Insurers and microinsurance Sin
- Page 458 and 459:
436 Insurers and microinsurance yie
- Page 460 and 461:
438 Insurers and microinsurance and
- Page 462 and 463:
440 Insurers and microinsurance Box
- Page 464 and 465:
442 Insurers and microinsurance to
- Page 466 and 467:
444 Insurers and microinsurance For
- Page 468 and 469:
446 Insurers and microinsurance Mas
- Page 470 and 471:
448 Insurers and microinsurance Box
- Page 472 and 473:
450 Insurers and microinsurance 20.
- Page 474 and 475:
452 Insurers and microinsurance per
- Page 476 and 477:
454 Insurers and microinsurance Th
- Page 478 and 479:
456 Insurers and microinsurance 20.
- Page 480 and 481:
458 Insurers and microinsurance Ban
- Page 482 and 483:
460 Insurers and microinsurance 2)
- Page 484 and 485:
462 Insurers and microinsurance lit
- Page 486 and 487:
464 21 Pricing of microinsurance pr
- Page 488 and 489:
466 Insurers and microinsurance Fig
- Page 490 and 491:
468 Insurers and microinsurance The
- Page 492 and 493:
470 Insurers and microinsurance Box
- Page 494 and 495:
472 Insurers and microinsurance Dat
- Page 496 and 497:
474 Insurers and microinsurance a n
- Page 498 and 499:
476 Insurers and microinsurance Bec
- Page 500 and 501:
478 Insurers and microinsurance pre
- Page 502 and 503:
480 Insurers and microinsurance - M
- Page 504 and 505:
482 Insurers and microinsurance Wha
- Page 507 and 508:
VII Delivery channels and intermedi
- Page 509 and 510:
New frontiers in microinsurance dis
- Page 511 and 512:
New frontiers in microinsurance dis
- Page 513 and 514:
New frontiers in microinsurance dis
- Page 515 and 516:
New frontiers in microinsurance dis
- Page 517 and 518:
New frontiers in microinsurance dis
- Page 519 and 520:
New frontiers in microinsurance dis
- Page 521 and 522:
New frontiers in microinsurance dis
- Page 523 and 524:
New frontiers in microinsurance dis
- Page 525 and 526:
23 Microinsurance intermediaries Al
- Page 527 and 528:
Microinsurance intermediaries from
- Page 529 and 530:
Microinsurance intermediaries 23.1.
- Page 531 and 532:
Microinsurance intermediaries 509 I
- Page 533 and 534:
Microinsurance intermediaries FMiA
- Page 535 and 536:
Microinsurance intermediaries allow
- Page 537 and 538:
Microinsurance intermediaries alone
- Page 539 and 540:
Microinsurance intermediaries 23.3.
- Page 541 and 542:
Microinsurance intermediaries Simil
- Page 543 and 544:
Microinsurance intermediaries the c
- Page 545 and 546:
Microinsurance intermediaries Movin
- Page 547:
Microinsurance intermediaries devel
- Page 550 and 551:
528 24 The technology revolution in
- Page 552 and 553:
530 Infrastructure and environment
- Page 554 and 555:
532 Infrastructure and environment
- Page 556 and 557:
534 Infrastructure and environment
- Page 558 and 559:
536 Infrastructure and environment
- Page 560 and 561:
538 Infrastructure and environment
- Page 562 and 563:
540 Infrastructure and environment
- Page 564 and 565:
542 Infrastructure and environment
- Page 566 and 567:
544 Infrastructure and environment
- Page 568 and 569:
546 Infrastructure and environment
- Page 570 and 571:
548 25 Access to insurance and fina
- Page 572 and 573:
550 Infrastructure and environment
- Page 574 and 575:
552 Infrastructure and environment
- Page 576 and 577:
554 Infrastructure and environment
- Page 578 and 579:
556 Infrastructure and environment
- Page 580 and 581:
Table 25.2 Regulatory defi nitions
- Page 582 and 583:
560 Infrastructure and environment
- Page 584 and 585:
562 Infrastructure and environment
- Page 586 and 587:
564 Infrastructure and environment
- Page 589 and 590:
Access to insurance and fi nancial
- Page 591 and 592:
Access to insurance and fi nancial
- Page 593 and 594:
Access to insurance and financial s
- Page 595 and 596:
26 Protecting consumers while promo
- Page 597 and 598:
Protecting consumers while promotin
- Page 599 and 600:
Protecting consumers while promotin
- Page 601 and 602:
Protecting consumers while promotin
- Page 603 and 604:
Protecting consumers while promotin
- Page 605 and 606:
Protecting consumers while promotin
- Page 607 and 608:
Protecting consumers while promotin
- Page 609 and 610:
Protecting consumers while promotin
- Page 611 and 612:
Protecting consumers while promotin
- Page 613 and 614:
Protecting consumers while promotin
- Page 615:
Protecting consumers while promotin
- Page 618 and 619:
596 About the authors Janice Angove
- Page 620 and 621:
598 Appendix David Dror holds a PhD
- Page 622 and 623:
600 Appendix microinsurance is a ke
- Page 624 and 625:
602 Appendix For five years he work
- Page 626 and 627:
604 Bibliography Bibliography Acces
- Page 628 and 629:
606 Bibliography —; Chamberlain,
- Page 630 and 631:
608 Bibliography De Allegri, M.; Sa
- Page 632 and 633:
610 Bibliography Franco, L.M.; Diop
- Page 634 and 635:
612 Bibliography International Asso
- Page 636 and 637:
614 Bibliography Magnoni, B.; Zimme
- Page 638 and 639:
616 Bibliography Narayan, D.; Pates
- Page 640 and 641:
618 Bibliography Setel, P.; Abeyase
- Page 642 and 643:
620 Bibliography —; Lindelow, M.;
- Page 644 and 645:
622 Index Index Note: page numbers
- Page 646 and 647:
624 Index BoP see bottom of the pyr
- Page 648 and 649:
626 Index fair treatment 582-7 fram
- Page 650 and 651:
628 Index group pricing 224 improvi
- Page 652 and 653:
630 Index Janashree Bima Yojana 49
- Page 654 and 655:
632 Index pawnshop distribution 12,
- Page 656 and 657:
634 Index gross insurance profit 37
- Page 658 and 659:
636 Index RSBY 448 social protectio
- Page 660 and 661:
638 Index stakeholder diversity 18-
- Page 662:
640 Index WTP see willingness to pa