gender differential paper IJCRB

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ijcrb.webs.com INTERDISCIPLINARY JOURNAL OF CONTEMPORARY RESEARCH IN BUSINESS H3: Bank selection criteria for different income group are different. JUNE 2011 VOL 3, NO 2 Ho4: Bank seletion criteria for different age group are not different. H4: Bank selection criteria for different age group are different. Population and Sampling The total population includes all Islamic banks’ customer in Okara. There are three Islamic banks in Okara i.e. Dubai Islamic Bank Ltd., Islamic Bank Ltd., and Meezan Bnak Ltd. The total customers of these three Islamic banks are our population and we are taking the sample of 100 customers randomly from these three banks. Findings In this study, 100 questioners were conducted and SPSS was used to interpret data. We used multiple regression analysis to find the satisfaction level of customers regarding criteria of choosing Islamic banks. There are four dependent variables whose satisfaction level is resulted from independent variable. We have four demographic factors in this study such as <strong>gender</strong>, occupation, age and income. Results H1: Bank selection criteria for male and female are different. In the regression table 7 which is supporting the hypothesis showing statistics about <strong>gender</strong> that, male gives highest importance to convenience (Beta 0.325) i.e. (strong global and local networks, convent branch location, and sufficient transaction time). Whereas female responds highest to cost and benefit (Beta 0.527) factor i.e. (cost and benefits describe low service charges and good returns). Both of these have significant level P
ijcrb.webs.com INTERDISCIPLINARY JOURNAL OF CONTEMPORARY RESEARCH IN BUSINESS H3: Bank selection criteria for different income group are different. JUNE 2011 VOL 3, NO 2 Table 9 supports the hypotheses and shows that people who have income level 20000- 30000 give more importance to corporal efficiency (Beta 0.656), people having income level 31000-50000 gives high preference to Convenience (Beta 0.437) and the people who have income level of 50000 or above prefer higher to compliance (Beta 0.452). When people chose Islamic banks with different level of income gives different responds to different criteria. The second important factor for income level 20000-30000 is compliance (Beta 0.494) people having income level 31000-50000 prefer (Beta 0.185) and the people with income level 50000 or above prefer compliance (Beta 0.401). Whereas P
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