gender differential paper IJCRB

ijcrb.webs.com
JUNE 2011
INTERDISCIPLINARY JOURNAL OF CONTEMPORARY RESEARCH IN BUSINESS VOL 3, NO 2
Corporation established in the year 1991. The main objective of the Corporation is to render
financial assistance to the activities like Food Processing units, Videography, Agricultural
activities and other viable units. The following schemes are in operation through SWDC :
Schemes financed by National Minorities Development and Finance Corporation
(NMDFC)
• J&K’s Women Development Corporation is raising loan from NMDFC and releasing
the term loans to female beneficiaries for starting income generating units. Rs. 17.33
crores have been obtained from NMDFC and 3300 beneficiaries have been covered
during 10 th Plan. During the year 2007-08, 811 beneficiaries have been benefited with
an input of Rs. 3.87 crores. During 2008-09, 546 beneficiaries were covered with a
financial assistance of Rs 3.20 crores.
• NMDFC also sanctions loan for education of women belonging to minority
communities at nominal rate of interest.
Schemes Financed by National Backward Classes and Finance Development Corporation
(NBCFDC).
Under this scheme loans are advanced to females of backward classes for setting up of their
income generating units financed by NBCFDC. 158 beneficiaries have been benefited during
2007-08 and 163 beneficiaries were covered during 2008-09 by incurring an expenditure of Rs.
0.79 crore.
Swayam Sidha
Swayam Sidha is the modified version of Indira Mahila Yojana as Integrated Programme
for women’s empowerment. Swayam Sidha envisages execution of composite and integrated
projects for women’s empowerment for duration of 4-5 years at the block level by Project
Implementing Agencies.
The scheme in meant for economic empowerment of women by framing Self Help Group.
13 blocks have been identified by Govt. of India in 13 districts of J&K State, 06 in Jammu, 06 in
Kashmir and 01 in Ladakh.
B) Social Welfare Department
Social Welfare Department is also implementing various schemes for development of
the women. These are as follows:
• Development of Vocational Skills
Females in the age group of 15 to 35 years are imparted training in various crafts through
Social Welfare Training Centre run by the Social Welfare Department so that they can become
self dependent and can become able to earn their livelihood. At present, there are 150 Social
Welfare Centers engaged in imparting training to the women folk. The number of inmates in
each centre is 25. The inmates are being provided training for 11 months and are being provided
stipend @ Rs 100 /- per month.
• Lady Vocational Training Centers
Apart from this, there are four ladies vocational training centers in the State one each at
Jammu, Srinagar, kargil and Leh. In these centers, besides imparting advanced trainings in
various crafts, training in stenography is also imported.
C) Rural Development
• Under antipoverty programmes like SGSY, Which have the objective of bringing the
beneficiaries above the poverty line by helping them in setting up income generating
ventures through a mix of bank credit and Government subsidy, at least 4% of the
swarozgaries have to be women.
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