CRADLE TO CAREER PLAN BY.P.T.PATIL
CRADLE TO CAREER WILL HELP U TO CREAT LIFE MOST VALUABLE ASSET OF YOUR CHILD CAREER
CRADLE TO CAREER WILL HELP U TO CREAT LIFE MOST VALUABLE ASSET OF YOUR CHILD CAREER
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FINANCIAL<br />
ARCHITECT<br />
FINANCIAL<br />
DESIGNER<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI 580030 KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
ONE POINT<br />
SOLUTION<br />
@<br />
LIFE INSURANCE CORPORATION OF INDIA<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
A<br />
CASE<br />
STUDY<br />
A<br />
CASE<br />
STUDY<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH EXPENSES<br />
WILL CHANGE THE AGE<br />
As your child grows,<br />
so do his/her demands<br />
With every passing year, some of his/her needs<br />
increase, while others wane. For instance, healthcare<br />
costs are the highest till the child is 4 years old,<br />
where as education costs form a huge chunk of<br />
expenses between 17 and 21 years.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
But no matter where you are in your<br />
child’s stage of life, it is never too late<br />
to start putting some money away for<br />
their future.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
A regular savings plan to put<br />
something away each month –<br />
whatever you can afford to spare –<br />
will help with everything from school<br />
fees to university costs<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
It is also a great way to encourage<br />
your children to learn about the value<br />
of money, by getting them involved at<br />
an early stage in the investment<br />
process.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
Many parents will not want to think<br />
about how much their child or<br />
children are going to cost them to<br />
bring up.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
You Should Think About Saving For Your Child<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
Which investment option is<br />
the best for your child's future?<br />
They are exposed to the same risks, offer the same<br />
returns and are taxed at the same rate. No mutual<br />
fund will give units at a discount or offer guaranteed<br />
returns just because a parent is saving for his child.<br />
No bank will offer you a higher interest rate.<br />
The taxman too will not exempt any income. So, the<br />
same rules that govern your own investments should<br />
apply to those made for your children.<br />
Your choice should depend on four basic factors: the<br />
tenure of the investment, the risk you are willing to<br />
take, the returns offered by the option and the<br />
taxability of the income.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
"Since each goal has a different<br />
time frame, separating them will<br />
allow the parent to choose the<br />
most appropriate investment to<br />
reach that goal,"<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW<br />
MUCH IT<br />
COST<br />
<strong>TO</strong> RAISE<br />
THE<br />
CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH<br />
IT COST<br />
<strong>TO</strong> RAISE<br />
THE CHILD<br />
your ability to take risks depends<br />
on the time available. As we<br />
mentioned earlier, stocks and<br />
equity funds work best for longterm<br />
goals. However, if you are<br />
saving for your son's marriage in<br />
2037, steer clear of volatile stocks<br />
and put the money in a debt fund,<br />
or even a fixed deposit.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
Keep in mind the income tax rules that<br />
apply to your investments<br />
The investment portfolio for your child becomes a<br />
mix of short-, medium- and long-term products. Each<br />
option has something to offer, some financial goal to<br />
achieve (see graphic). Fixed deposits offer safety and<br />
assured returns but won't be able to beat inflation.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW<br />
MUCH<br />
IT COST<br />
<strong>TO</strong> RAISE<br />
THE<br />
CHILD<br />
Mutual funds offer high growth but carry a risk and don't offer<br />
any insurance cover. Child insurance plans offer an insurance cover and<br />
help the wealth to grow.<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
You have several products in market<br />
which claim to be Child Plans. They are<br />
costly and complicated for most of the<br />
general investors.<br />
The simple & successful financial<br />
planning is “Don’t buy, if you don’t<br />
understand it”<br />
<strong>CRADLE</strong> <strong>TO</strong> <strong>CAREER</strong> <strong>PLAN</strong><br />
is for your Child Education /Career<br />
which we have designed a step by step<br />
in a simple manner for yourselves<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
ELIGIBILITY CONDITIONS<br />
MINIMUM<br />
AGE @ ENTRY :<br />
90 DAYS LBD<br />
MAXIMUM<br />
AGE @ ENTRY :<br />
MINIMUM<br />
TERM:<br />
MAXIMUM<br />
TERM:<br />
MAXIMUM<br />
MATURITY<br />
AGE :<br />
65 yrs NBD<br />
10Years<br />
25Years<br />
75 yrs<br />
MINIMUM<br />
SUM ASSURED<br />
:<br />
50000 & Multiples<br />
of 5000<br />
MAXIMUM<br />
SUM ASSURED<br />
:<br />
ACCIDENTAL<br />
DEATH &<br />
DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
NO LIMIT<br />
NOT ALLOWED<br />
NOT ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE AS ON DATE SINGLE PREMIUM RISK COVER SURRENDER LOAN<br />
1 10/10/2016 403613 389025 272318 0<br />
2 10/10/2017 0 389025 350123 105000<br />
AGE : 0 YEARS<br />
TERM : 25 YEARS<br />
SUM ASSURED : 900000<br />
3 10/10/2018 0 389025 391433 137000<br />
4 10/10/2019 0 1083600 405203 162100<br />
5 10/10/2020 0 1129500 418973 188500<br />
6 10/10/2021 0 1175400 446513 223300<br />
7 10/10/2022 0 1221300 462578 254400<br />
SINGLE PREMIUM<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
403613<br />
8 10/10/2023 0 1267200 497003 298200<br />
9 10/10/2024 0 1313100 515363 335000<br />
10 10/10/2025 0 1359000 533723 346900<br />
11 10/10/2026 0 1404900 552083 441700<br />
MATURITY BENEFIT @<br />
26 YEARS 10/10/2041<br />
S.A. 900000<br />
S.R.B. 1147500<br />
F.A.B. 405000<br />
<strong>TO</strong>TAL Rs. 2452500<br />
12 10/10/2027 0 1450800 597983 538200<br />
13 10/10/2028 0 1496700 618638 556800<br />
14 10/10/2029 0 1542600 639293 575400<br />
15 10/10/2030 0 1606500 659948 594000<br />
16 10/10/2031 0 1656900 680603 612500<br />
17 10/10/2032 0 1707300 701258 631100<br />
18 10/10/2033 0 1757700 721913 649700<br />
19 10/10/2034 0 1817100 742568 668300<br />
20 10/10/2035 0 1881000 763223 686900<br />
21 10/10/2036 0 1953900 783878 705500<br />
22 10/10/2037 0 2044800 956003 860400<br />
23 10/10/2038 0 2180700 983543 885200<br />
24 10/10/2039 0 2316600 1121243 1009100<br />
25 10/10/2040 0 2452500 1153373 1038000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
ELIGIBILITY CONDITIONS<br />
MINIMUM AGE<br />
@ ENTRY :<br />
MAXIMUM AGE<br />
@ ENTRY :<br />
MINIMUM<br />
TERM:<br />
MAXIMUM<br />
TERM:<br />
MAXIMUM<br />
MATURITY AGE<br />
:<br />
MINIMUM SUM<br />
ASSURED :<br />
8 yrs LBD<br />
55 yrs NBD<br />
10Years<br />
20Years<br />
70 yrs<br />
75000 & Multiples<br />
of 5000<br />
MAXIMUM<br />
SUM ASSURED :<br />
200000<br />
ACCIDENTAL<br />
DEATH &<br />
DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
18 Yrs & ABOVE<br />
ALLOWED<br />
NOT ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
NORMAL<br />
ACCIDENT<br />
SURRENDER<br />
LOAN<br />
AGE : 9<br />
TERM : 20<br />
YEARS<br />
YEARS<br />
SUM ASSURED : 200000<br />
SAVINGS<br />
PER DAY<br />
Rs. 19 ONLY<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
6836 3455 1746 582<br />
MATURITY BENEFIT Rs.<br />
@ 28 Years on 10/10/2036<br />
SUM ASSURED Rs. 200000<br />
* LOYALTY ADDITIONS Rs. 105000<br />
<strong>TO</strong>TAL Rs. 305000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com<br />
8<br />
9<br />
10<br />
11<br />
12<br />
13<br />
14<br />
15<br />
16<br />
17<br />
18<br />
19<br />
20<br />
21<br />
22<br />
23<br />
24<br />
25<br />
26<br />
10/10/2016 6836<br />
10/10/2017<br />
10/10/2018<br />
10/10/2019<br />
10/10/2020<br />
10/10/2021<br />
10/10/2022<br />
10/10/2023<br />
10/10/2024<br />
10/10/2025<br />
10/10/2026<br />
10/10/2027<br />
10/10/2028<br />
10/10/2029<br />
10/10/2030<br />
10/10/2031<br />
10/10/2032<br />
10/10/2033<br />
10/10/2034<br />
27 10/10/2035<br />
200000 200000 0<br />
6713 200000 200000 0<br />
6713 200000 200000 0<br />
6713 200000 200000 5930 4200<br />
6713 220000 220000 13178 9200<br />
6713 222800 222800 16473 11500<br />
6713 228600 228600 19767 13800<br />
6713 233600 233600 23062 16100<br />
6713 237400 237400 27674 19400<br />
6713 242600 242600 32616 22800<br />
6713 247400 247400 37887 26500<br />
6713 253800 253800 43487 30400<br />
6713 259600 259600 49418 34600<br />
6713 265000 265000 55677 39000<br />
6713 271200 271200 62266 43600<br />
6713 277600 277600 69185 48400<br />
6713 283400 283400 76432 53500<br />
6713 290800 290800 84010 58800<br />
6713 297400 297400 91917 64300<br />
6713 305000 305000 100153 70100<br />
0<br />
0<br />
0
MINIMUM AGE @ ENTRY :<br />
MAXIMUM AGE @ ENTRY :<br />
MINIMUM TERM:<br />
MAXIMUM TERM:<br />
MAXIMUM MATURITY AGE :<br />
MINIMUM SUM ASSURED :<br />
MAXIMUM SUM ASSURED :<br />
ACCIDENTAL DEATH & DISABILITY BENEFIT<br />
TERM RIDER<br />
Premium Waiver Benefit<br />
ELIGIBILITY CONDITIONS<br />
0 yrs<br />
12 yrs LBD<br />
N.A.Years<br />
N.A.Years<br />
25 Yrs<br />
75000 & Multiples of 5000 upto 100000 & Multiples of<br />
10000<br />
NO LIMIT<br />
NOT ALLOWED<br />
NOT ALLOWED<br />
ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
MODE<br />
PREMIUM WITH<br />
SERVICE TAX<br />
<strong>PLAN</strong> NO : 834<br />
UIN : 512N299V01<br />
AGE : 0 YEARS<br />
TERM : 25 YEARS<br />
SUM ASSURED : Rs. 900000<br />
WITH PREMIUM WAIVER BENEFIT<br />
SAVINGS<br />
PER DAY<br />
Rs. 116<br />
ONLY<br />
YEARLY HALF YEARLY QUARTELY ECS / SSS<br />
42220 21340 10785 3595<br />
BENEFITS<br />
AGE RETURNS FROM LIC<br />
20 90000<br />
21 90000<br />
22 90000<br />
23 90000<br />
24 90000<br />
25 450000<br />
BONUS 1036800<br />
F.A.B. 315000<br />
<strong>TO</strong>TAL RS. 2251800<br />
AS ON YEARLY<br />
AGE<br />
DATE PREMIUM RISK COVER SURENDER LOAN<br />
(If Needed) (If Needed)<br />
1 10/10/2016 42220 40694 0 0<br />
2 10/10/2017 41457 81388 0 0<br />
3 10/10/2018 41457 1029600 0 0<br />
4 10/10/2019 41457 1072800 56609 45300<br />
5 10/10/2020 41457 1116000 108258 86600<br />
6 10/10/2021 41457 1159200 135690 108600<br />
7 10/10/2022 41457 1202400 163373 130700<br />
8 10/10/2023 41457 1245600 191478 153200<br />
9 10/10/2024 41457 1288800 226196 181000<br />
10 10/10/2025 41457 1332000 263070 210500<br />
11 10/10/2026 41457 1375200 302327 241900<br />
12 10/10/2027 41457 1418400 340930 272700<br />
13 10/10/2028 41457 1461600 395495 316400<br />
14 10/10/2029 41457 1504800 461184 368900<br />
15 10/10/2030 41457 1566000 534508 427600<br />
16 10/10/2031 41457 1613700 606945 485600<br />
17 10/10/2032 41457 1661400 688339 550700<br />
18 10/10/2033 41457 1709100 780200 624200<br />
19 10/10/2034 41457 1765800 884488 707600<br />
20 10/10/2035 41457 1827000 1003392 802700<br />
21 10/10/2036 1897200 1148361 918700<br />
22 10/10/2037 1985400 1311528 1049200<br />
23 10/10/2038 2118600 1495419 1196300<br />
24 10/10/2039 2251800 1702786 1362200<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
ELIGIBILITY CONDITIONS<br />
MINIMUM AGE @<br />
ENTRY :<br />
MAXIMUM AGE @<br />
ENTRY :<br />
MINIMUM TERM:<br />
MAXIMUM TERM:<br />
MAXIMUM<br />
MATURITY AGE :<br />
MINIMUM SUM<br />
ASSURED :<br />
MAXIMUM SUM<br />
ASSURED :<br />
ACCIDENTAL DEATH<br />
& DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
Premium Waiver<br />
Benefit<br />
0 yrs<br />
12 yrs LBD<br />
N.A.<br />
N.A.<br />
25 Yrs<br />
100000<br />
&Multiples of<br />
10000<br />
NO LIMIT<br />
NOT ALLOWED<br />
NOT ALLOWED<br />
ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
MODE<br />
PREMIUM WITH<br />
SERVICE TAX<br />
<strong>PLAN</strong> NO : 832<br />
UIN : 512N296V01<br />
AGE : 0 YEARS<br />
TERM : 25 YEARS<br />
SUM ASSURED : Rs. 900000<br />
WITH PREMIUM WAIVER BENEFIT<br />
YEARLY<br />
HALF<br />
YEARLY<br />
QUARTELY<br />
SAVINGS<br />
PER DAY<br />
Rs. 108<br />
ONLY<br />
ECS / SSS<br />
39429 19930 10073 3357<br />
SURVIVAL BENEFITS<br />
Rs.<br />
18 10/10/2033 180000<br />
20 10/10/2035 180000<br />
22 10/10/2037 180000<br />
MATURITY BENEFITS 10/10/2040<br />
SUM ASSURED 360000<br />
BONUS 1036800<br />
FINAL ADDITIONAL BONUS 315000<br />
<strong>TO</strong>TAL RS. 1711800<br />
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
SURENDER (If<br />
Needed)<br />
LOAN (If Needed)<br />
1 10/10/2016 39429 38004 0 0<br />
2 10/10/2017 38717 76008 0 0<br />
3 10/10/2018 38717 1029600 0 0<br />
4 10/10/2019 38717 1072800 54188 43400<br />
5 10/10/2020 38717 1116000 102878 82300<br />
6 10/10/2021 38717 1159200 128965 103200<br />
7 10/10/2022 38717 1202400 155303 124200<br />
8 10/10/2023 38717 1245600 182063 145700<br />
9 10/10/2024 38717 1288800 215032 172000<br />
10 10/10/2025 38717 1332000 250057 200000<br />
11 10/10/2026 38717 1375200 287362 229900<br />
12 10/10/2027 38717 1418400 336882 269500<br />
13 10/10/2028 38717 1461600 395495 316400<br />
14 10/10/2029 38717 1504800 461184 368900<br />
15 10/10/2030 38717 1566000 534508 427600<br />
16 10/10/2031 38717 1613700 606945 485600<br />
17 10/10/2032 38717 1661400 688339 550700<br />
18 10/10/2033 38717 1709100 780200 624200<br />
19 10/10/2034 38717 1765800 884488 707600<br />
20 10/10/2035 38717 1827000 1003392 802700<br />
21 10/10/2036 38717 1897200 1148361 918700<br />
22 10/10/2037 38717 1985400 1311528 1049200<br />
23 10/10/2038 38717 2118600 1495419 1196300<br />
24 10/10/2039 38717 2251800 1702786 1362200<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
ELIGIBILITY CONDITIONS<br />
MINIMUM<br />
AGE @ ENTRY<br />
:<br />
MAXIMUM<br />
AGE @ ENTRY<br />
:<br />
18 yrs LBD<br />
50 yrs NBD<br />
MINIMUM<br />
TERM:<br />
13 Years<br />
MAXIMUM<br />
TERM:<br />
25 Years<br />
MAXIMUM<br />
MATURITY<br />
AGE :<br />
MINIMUM<br />
SUM ASSURED<br />
:<br />
MAXIMUM<br />
SUM ASSURED<br />
:<br />
ACCIDENTAL<br />
DEATH &<br />
DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
65 yrs<br />
100000<br />
&Multiples of<br />
10000<br />
NO LIMIT<br />
ALLOWED<br />
ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
<strong>PLAN</strong> NO : 833<br />
UIN : 512N297V01<br />
AGE : 30 YEARS<br />
TERM : 20 YEARS<br />
P.P.TERM : 17 YEARS<br />
SUM ASSURED Rs. 900000<br />
SAVINGS<br />
PER DAY<br />
Rs. 107 ONLY<br />
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
<strong>TO</strong>TAL RISK COVER * SURENDER<br />
NORMAL ACCIDENT (If Needed)<br />
LOAN<br />
(If Needed)<br />
30 10/10/2016 38992 4657500 5557500 0 0<br />
31 10/10/2017 38288 4567500 5467500 0 0<br />
32 10/10/2018 38288 4477500 5377500 0 0<br />
33 10/10/2019 38288 4387500 5287500 53149 42500<br />
34 10/10/2020 38288 4297500 5197500 100387 80300<br />
35 10/10/2021 38288 4207500 5107500 125771 100600<br />
36 10/10/2022 38288 4117500 5017500 151374 121100<br />
37 10/10/2023 38288 4027500 4927500 177252 141800<br />
38 10/10/2024 38288 3937500 4837500 208748 167000<br />
39 10/10/2025 38288 3847500 4747500 242100 193700<br />
40 10/10/2026 38288 3757500 4657500 277425 221900<br />
41 10/10/2027 38288 3667500 4567500 314961 252000<br />
MODE YEARLY HALF YEARLY QUARTELY ECS / SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
38992 19704 9956 3319<br />
MATURITY BENEFITS<br />
ON 10/10/2041<br />
RS. 2407500<br />
42 10/10/2028 38288 3577500 4477500 366217 293000<br />
43 10/10/2029 38288 3487500 4387500 426725 341400<br />
44 10/10/2030 38288 3397500 4297500 494425 395500<br />
45 10/10/2031 38288 3307500 4207500 569871 455900<br />
46 10/10/2032 38288 3217500 4117500 644004 515200<br />
47 10/10/2033 38288 3127500 4027500 727148 581700<br />
48 10/10/2034 38288 3037500 3937500 821105 656900<br />
49 10/10/2035 38288 2947500 3847500 927598 742100<br />
50 10/10/2036 38288 2857500 3757500 1049150 839300<br />
51 10/10/2037 38288 2767500 3667500 1197487 958000<br />
52 10/10/2038 2677500 3577500 1364119 1091300<br />
53 10/10/2039 2587500 3487500 1551954 1241600<br />
54 10/10/2040 2497500 3397500 1763610 1410900<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
YEAR<br />
YEARLY<br />
PREMIUM<br />
RETURNS<br />
FROM LIC<br />
YEAR<br />
YEARLY<br />
PREMIUM<br />
RETURNS<br />
FROM LIC<br />
2016 28679 0 2016 28679 0<br />
2017 28160 0 2017 28160 0<br />
2018 28160 0 2018 28160 0<br />
2019 28160 0 2019 28160 0<br />
2020 28160 0 2020 28160 0<br />
JEEVAN LAKSHYA POLICY<br />
An Example of Death Benefits in Jeevan Lakshya policy :<br />
2021 0 50000 2021 28160 0<br />
2022 0 50000 2022 28160 0<br />
2023 0 50000 2023 28160 0<br />
Incase Death occures on 5 th policy<br />
year, The following death benefits will<br />
be given to your nominee<br />
Incase Death occurs on<br />
9 th policy year, The following<br />
death benefits will be given to<br />
your nominee<br />
2024 0 50000 2024 28160 0<br />
2025 0 50000 2025 0 50000<br />
2026 0 50000 2026 0 50000<br />
2027 0 50000 2027 0 50000<br />
2028 0 50000 2028 0 50000<br />
2029 0 50000 2029 0 50000<br />
2030 0 50000 2030 0 50000<br />
2031 0 50000 2031 0 50000<br />
2032 0 50000 2032 0 50000<br />
2033 0 50000 2033 0 50000<br />
2034 0 50000 2034 0 50000<br />
2035 0 50000 2035 0 50000<br />
2036 0 1035000 2036 0 1035000<br />
<strong>TO</strong>TAL BENEFITS 1785000 <strong>TO</strong>TAL BENEFITS 1585000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
• BACHAT AS FIXED DEPOSIT<br />
• EMPLOYER – EMPLOYEE<br />
• BENEFIT <strong>TO</strong> EMPLOYER<br />
• BENEFIT <strong>TO</strong> EMPLOYEE<br />
• WITHDRAWAL OF ADVANCE<br />
• INTEREST PAID ON ADVANCE<br />
• MONEY BACK TAX FREE<br />
• MATURITY TAX FREE<br />
• LOYALTY LTG<br />
• INSURANCE AT NO MEDICAL<br />
• BETTER THAN TERM INSURANCE<br />
• ASSIGNMENT AVAILABLE<br />
ELIGIBILITY CONDITIONS<br />
MINIMUM AGE @<br />
ENTRY :<br />
MAXIMUM AGE @<br />
ENTRY :<br />
15 yrs LBD<br />
66, 63, 60 yrs NBD<br />
MINIMUM TERM: 9,12,15 Years<br />
MAXIMUM TERM: 9,12,15, Years<br />
MAXIMUM<br />
MATURITY AGE :<br />
MINIMUM SUM<br />
ASSURED :<br />
MAXIMUM SUM<br />
ASSURED :<br />
75 yrs<br />
9=35000,12=50000,15=700<br />
00<br />
NO LIMIT<br />
ACCIDENTAL DEATH<br />
& DISABILITY BENEFIT<br />
NOT ALLOWED<br />
TERM RIDER<br />
NOT ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE : 15 YEARS<br />
TERM : 9<br />
SUM ASSURED : 900000<br />
SINGLE PREMIUM<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
YEARS<br />
659708<br />
MATURITY BENEFIT @<br />
24 Years On 10/10/2025<br />
Rs. 734863<br />
AGE<br />
AS ON<br />
DATE<br />
SINGLE<br />
PREMIUM<br />
RISK<br />
COVER<br />
SURVIVAL<br />
BENEFITS<br />
SURRENDER LOAN<br />
15 10/10/2016 659708 900000 0 573866 0<br />
16 10/10/2017 0 900000 0 605660 363400<br />
17 10/10/2018 0 900000<br />
0<br />
534125 320500<br />
18 10/10/2019 0 900000 135000 565918 339600<br />
19 10/10/2020 0 900000 0 597711 358600<br />
20 10/10/2021 0 999000<br />
0<br />
527766 316700<br />
21 10/10/2022 0 999000 135000 559559 335700<br />
22 10/10/2023 0 999000 0 591353 354800<br />
23 10/10/2024 0 999000 0 521408 312800<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
ELIGIBILITY CONDITIONS<br />
MINIMUM<br />
AGE @ ENTRY :<br />
MAXIMUM<br />
AGE @ ENTRY :<br />
13 yrs LBD<br />
50 yrs NBD<br />
MINIMUM<br />
TERM:<br />
20 Years<br />
MAXIMUM<br />
TERM:<br />
20 Years<br />
MAXIMUM<br />
MATURITY<br />
AGE :<br />
70 yrs<br />
MINIMUM<br />
100000<br />
SUM ASSURED<br />
&Multiples of 5000<br />
:<br />
MAXIMUM<br />
SUM ASSURED<br />
:<br />
ACCIDENTAL<br />
DEATH &<br />
DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
NO LIMIT<br />
18 Yrs & ABOVE<br />
ALLOWED<br />
18 - 50 yrs<br />
ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE : 13<br />
YEARS<br />
TERM : 20<br />
YEARS<br />
SUM ASSURED : 900000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
68208 34467 17414 5805<br />
MATURITY BENEFIT<br />
@<br />
33 Years 10/10/2036<br />
Rs. 1098000<br />
AGE<br />
13<br />
14<br />
15<br />
16<br />
17<br />
18<br />
19<br />
20<br />
21<br />
22<br />
23<br />
24<br />
25<br />
26<br />
27<br />
28<br />
29<br />
30<br />
31<br />
32<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
NORMAL ACCIDENT<br />
SURRENDER<br />
LOAN<br />
SURVIVAL<br />
BENEFIT<br />
10/10/2016 68208 1160100 1160100 0 0 0<br />
10/10/2017 66976 1195200 1195200 0 0 0<br />
10/10/2018 66976 1230300 1230300 0 0 0<br />
10/10/2019 66976 1265400 1265400 155538 140000 0<br />
10/10/2020 66976 1300500 1300500 212544 191300 0<br />
10/10/2021 66976 1335600 1335600 92610 83300 180000<br />
10/10/2022 66976 1370700 1370700 156096 140500 0<br />
10/10/2023 66976 1405800 1405800 223368 201000 0<br />
10/10/2024 66976 1440900 1440900 294912 265400 0<br />
10/10/2025 66976 1476000 1476000 371178 334100 0<br />
10/10/2026 66976 1511100 1511100 272640 245400 180000<br />
10/10/2027 66976 1546200 1546200 354780 319300 0<br />
10/10/2028 66976 1581300 1581300 442800 398500 0<br />
10/10/2029 66976 1616400 1616400 537780 484000 0<br />
10/10/2030 66976 1669500 1669500 641028 576900 0<br />
10/10/2031 0 1704600 1704600 574020 516600 180000<br />
10/10/2032 0 1739700 1739700 703584 633200 0<br />
10/10/2033 0 1774800 1774800 845466 760900 0<br />
10/10/2034 0 1809900 1809900 1001268 901100 0<br />
10/10/2035 0 1863000 1863000 1172736 1055500 0
AGE : 13 YEARS<br />
TERM : 25 YEARS<br />
SUM ASSURED : 900000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
51646 26100 13190 4397<br />
MATURITY BENEFIT<br />
@<br />
38 Years 10/10/2041<br />
Rs. 1552500<br />
AGE<br />
13<br />
14<br />
15<br />
16<br />
17<br />
18<br />
19<br />
20<br />
21<br />
22<br />
23<br />
24<br />
25<br />
26<br />
27<br />
28<br />
29<br />
30<br />
31<br />
32<br />
33<br />
34<br />
35<br />
36<br />
37<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
NORMAL ACCIDENT<br />
SURREND<br />
ER<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com<br />
LOAN<br />
SURVIVAL<br />
BENEFIT<br />
10/10/2016 51646 1164600 1164600 0 0 0<br />
10/10/2017 50712 1204200 1204200 0 0 0<br />
10/10/2018 50712 1243800 1243800 0 0 0<br />
10/10/2019 50712 1283400 1283400 145571 131000 0<br />
10/10/2020 50712 1323000 1323000 196758 177100 0<br />
10/10/2021 50712 1362600 1362600 114548 103100 135000<br />
10/10/2022 50712 1402200 1402200 169101 152200 0<br />
10/10/2023 50712 1441800 1441800 225612 203100 0<br />
10/10/2024 50712 1481400 1481400 284292 255900 0<br />
10/10/2025 50712 1521000 1521000 345371 310800 0<br />
10/10/2026 50712 1560600 1560600 274140 246700 135000<br />
10/10/2027 50712 1600200 1600200 340929 306800 0<br />
10/10/2028 50712 1639800 1639800 410940 369800 0<br />
10/10/2029 50712 1679400 1679400 484533 436100 0<br />
10/10/2030 50712 1737000 1737000 562167 506000 0<br />
10/10/2031 50712 1776600 1776600 509153 458200 135000<br />
10/10/2032 50712 1816200 1816200 590400 531400 0<br />
10/10/2033 50712 1855800 1855800 676710 609000 0<br />
10/10/2034 50712 1895400 1895400 769095 692200 0<br />
10/10/2035 50712 1953000 1953000 868523 781700 0<br />
10/10/2036 0 1992600 1992600 841410 757300 135000<br />
10/10/2037 0 2032200 2032200 964346 867900 0<br />
10/10/2038 0 2071800 2071800 1097559 987800 0<br />
10/10/2039 0 2111400 2111400 1242684 1118400 0<br />
10/10/2040 0 2317500 2317500 1401192 1261100 0
ELIGIBILITY CONDITIONS<br />
MINIMUM<br />
AGE @ ENTRY<br />
:<br />
MAXIMUM<br />
AGE @ ENTRY<br />
:<br />
MINIMUM<br />
TERM:<br />
MAXIMUM<br />
TERM:<br />
MAXIMUM<br />
MATURITY<br />
AGE :<br />
MINIMUM<br />
SUM ASSURED<br />
:<br />
MAXIMUM<br />
SUM ASSURED<br />
:<br />
ACCIDENTAL<br />
DEATH &<br />
DISABILITY<br />
BENEFIT<br />
TERM RIDER<br />
8 yrs LBD<br />
55 yrs NBD<br />
12Years<br />
35Years<br />
75 yrs<br />
100000<br />
&Multiples of<br />
5000<br />
NO LIMIT<br />
18 Yrs & ABOVE<br />
ALLOWED<br />
18 - 55 yrs<br />
ALLOWED<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
NORMAL<br />
RISK COVER<br />
ACCIDENT<br />
SURRENDE<br />
R<br />
LOAN<br />
13 10/10/2016 62123 934200 934200 0 0<br />
14 10/10/2017 61001 968400 968400 0 0<br />
15 10/10/2018 61001 1002600 1002600 0 0<br />
AGE : 8 YEARS<br />
16 10/10/2019 61001 1036800 1036800 113549 102200<br />
TERM : 15 YEARS<br />
SUM ASSURED : 900000<br />
PER DAY<br />
SAVINGS<br />
Rs. 170 ONLY<br />
17 10/10/2020 61001 1071000 1071000 163230 146900<br />
18 10/10/2021 61001 1105200 1105200 220004 198000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
62123 31393 15862 5287<br />
MATURITY BENEFIT @<br />
23 YEARS 10/7/2030<br />
SUM ASSURED 900000<br />
S.R.BONUS 513000<br />
FINAL ADD. BONUS 18000<br />
<strong>TO</strong>TAL Rs. 1431000<br />
19 10/10/2022 61001 1139400 1139400 280226 252200<br />
20 10/10/2023 61001 1173600 1173600 348097 313300<br />
21 10/10/2024 61001 1207800 1207800 425181 382700<br />
22 10/10/2025 61001 1242000 1242000 513004 461700<br />
23 10/10/2026 61001 1276200 1276200 613713 552300<br />
24 10/10/2027 61001 1310400 1310400 735184 661700<br />
25 10/10/2028 61001 1344600 1344600 873573 786200<br />
26 10/10/2029 61001 1378800 1378800 1030991 927900<br />
27 10/10/2030 61001 1431000 1431000 1209867 1088900<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE : 8 YEARS<br />
TERM : 25 YEARS<br />
P.P. TERM : 16 YEARS<br />
SUM ASSURED : 500000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
40469 20447 10329 3443<br />
MATURITY BENEFIT @<br />
33 Yrs on 10/10/2041<br />
SUM ASSURED Rs. 900000<br />
* S.R. BONUS Rs. 1125000<br />
* F. A. BONUS Rs. 405000<br />
<strong>TO</strong>TAL Rs. 2430000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com<br />
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
NORMAL ACCIDENT<br />
SURRENDER<br />
8 10/10/2016 40469 945000 945000 0 0<br />
9 10/10/2017 39737 990000 990000 0 0<br />
10 10/10/2018 39737 1035000 1035000 0 0<br />
LOAN<br />
11 10/10/2019 39737 1080000 1080000 55733 44600<br />
12 10/10/2020 39737 1125000 1125000 105768 84600<br />
13 10/10/2021 39737 1170000 1170000 132503 106000<br />
14 10/10/2022 39737 1215000 1215000 159462 127600<br />
15 10/10/2023 39737 1260000 1260000 186701 149400<br />
16 10/10/2024 39737 1305000 1305000 219908 175900<br />
17 10/10/2025 39737 1350000 1350000 255068 204100<br />
18 10/10/2026 39737 1395000 1395000 292299 233800<br />
19 10/10/2027 39737 1440000 1440000 331846 265500<br />
20 10/10/2028 39737 1485000 1485000 370332 296300<br />
21 10/10/2029 39737 1530000 1530000 431519 345200<br />
22 10/10/2030 39737 1593000 1593000 499981 400000<br />
23 10/10/2031 39737 1642500 1642500 576275 461000<br />
24 10/10/2032 1692000 1692000 651240 521000<br />
25 10/10/2033 1741500 1741500 735318 588300<br />
26 10/10/2034 1800000 1800000 830331 664300<br />
27 10/10/2035 1863000 1863000 938021 750400<br />
28 10/10/2036 1935000 1935000 1060938 848800<br />
29 10/10/2037 2025000 2025000 1210942 968800<br />
30 10/10/2038 2160000 2160000 1379446 1103600<br />
31 10/10/2039 2295000 2295000 1569391 1255500<br />
32 10/10/2040 2430000 2430000 1783426 1426700
Sum Assured<br />
Age of Entry<br />
Minimum Premium<br />
Maximum Premium<br />
Policy Term<br />
Premium Paying Term<br />
Risk commencement [ In case, policy holder is less<br />
than 8 years of age]<br />
Loan<br />
(10 times of Annualized Premium) or (105% of the<br />
total premiums paid), whichever is higher<br />
90 days [Complete] to 50 years [Nearest birthday]<br />
Rs. 20,000 [ Yearly], Rs. 13,000 [Half Yearly], Rs.<br />
8,000 [Quarterly] and Rs. 3000 [Monthly ECS]<br />
No Uper limit, Annual premium in multiple of Rs.<br />
1,000 and monthly in multiple of Rs. 250<br />
10 to 20years<br />
Same as policy term<br />
Either completion of 8 years of age or 2 years from<br />
starting of policy<br />
Not Available<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
Minimum Age at Entry<br />
Maximum Age at Entry<br />
Premium Paying Mode<br />
Policy Term (Premium Payment<br />
Term)<br />
Basic Sum Assured<br />
Premium Payment Mode rebate<br />
Rebate on High Sum Assured<br />
(Per 1000 of Sum Assured)<br />
Loan<br />
Surrender<br />
14 Years (Completed)<br />
50 Years for 16 Year Term<br />
45 Years for 20 Year Term<br />
40 Years for 24 Year Term<br />
Calculate Age<br />
Yearly, Half Yearly, Quarterly,<br />
Monthly (ECS Only)<br />
16(10), 20(12), 24(15)<br />
Minimum 1,00,000 and Maximum<br />
5,00,000 (in multiple of 20,000)<br />
2% on yearly, 1% on Half Yearly, Nil<br />
on Quarterly & Monthly<br />
0% up to 1,80,000<br />
2.5% for 2,00,000 to 4,80,000<br />
3% for 5,00,000<br />
After 3 years<br />
After 3 years of full premium<br />
payment
Rs. 250000<br />
Survival and Maturity benefits<br />
For 16 year Policy: 15% of Sum assured on completion of 4th,<br />
8th and 12th year and on maturity on 16th year, 55% of sum<br />
assured + Loyalty Addition.<br />
For 20 year Policy: 15% of Sum assured on completion of 4th,<br />
8th, 12th and 16th year and on maturity on 20th year, 40% of<br />
sum assured + Loyalty Addition.<br />
For 24 year Policy: 12% of Sum assured on completion of 4th,<br />
8th, 12th, 16th and 20th year and on maturity on 20th year,<br />
40% of sum assured + Loyalty Addition.<br />
Death benefits<br />
On death during First Five Years of the policy:<br />
If Death happens before completion of 5 years, then<br />
sum assured will paid as death claim.<br />
On death during after 5 years of the policy:<br />
Death Claim will be Sum Assured + Loyalty Addition.<br />
<strong>TO</strong>TAL PREMIUM PAYABLE<br />
Rs. 422753<br />
<strong>TO</strong>TAL AMOUNT RECEIVABLE<br />
Rs. 615000<br />
NET GAIN<br />
Rs. 192247<br />
INSURANCE FROM<br />
38 Yrs To 53 Yrs.<br />
MATURITY BENEFIT<br />
WITH LOYALTY ADDITION<br />
@ 38 Years On 8/10/2040<br />
Rs. 315000<br />
AGE<br />
AS ON<br />
DATE<br />
AGE : 14 YEARS<br />
TERM : 24<br />
YEARS<br />
SUM ASSURED : 500000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
28667 14488 7321 2440<br />
YEARLY<br />
PREMIU<br />
M<br />
RISK COVER<br />
NORMAL<br />
ACCIDENT<br />
SAVINGS<br />
PER DAY<br />
Rs. 79 ONLY<br />
Pay Premium for<br />
15 Years only<br />
SURRENDE<br />
R<br />
LOAN<br />
SURVIVAL<br />
BENEFIT<br />
14 8/10/2016 28667 500000 500000 0 0 0<br />
15 8/10/2017 28149 500000 500000 0 0 0<br />
16 8/10/2018 28149 500000 500000 0 0 0<br />
17 8/10/2019 28149 500000 500000 24868 22400 0<br />
18 8/10/2020 28149 500000 500000 691 600 60000<br />
19 8/10/2021 28149 500000 500000 9078 8200 0<br />
20 8/10/2022 28149 535000 535000 22893 20600 0<br />
21 8/10/2023 28149 537500 537500 38661 34800 0<br />
22 8/10/2024 28149 540000 540000 2768 2500 60000<br />
23 8/10/2025 28149 542500 542500 29935 26900 0<br />
24 8/10/2026 28149 545000 545000 60381 54300 0<br />
25 8/10/2027 28149 547500 547500 110363 99300 0<br />
26 8/10/2028 28149 550000 550000 95578 86000 60000<br />
27 8/10/2029 28149 555000 555000 145950 131400 0<br />
28 8/10/2030 28149 560000 560000 174905 157400 0<br />
29 8/10/2031 565000 565000 206802 186100 0<br />
30 8/10/2032 570000 570000 175244 157700 60000<br />
31 8/10/2033 572500 572500 212229 191000 0<br />
32 8/10/2034 577500 577500 254170 228800 0<br />
33 8/10/2035 582500 582500 297882 268100 0<br />
34 8/10/2036 587500 587500 283382 255000 60000<br />
35 8/10/2037 595000 595000 330690 297600 0<br />
36 8/10/2038 600000 600000 387745 349000 0<br />
37 8/10/2039 607500 607500 402750 362500 0
<strong>PLAN</strong> PARAMETERS<br />
ELIGIBILITY CONDITIONS<br />
Minimum Age at Entry :<br />
Maximum Age at Entry :<br />
Maximum Maturity Age :<br />
POLICY TERM :<br />
Minimum<br />
Basic Sum Assured :<br />
12 Yrs LBD<br />
45 Yrs NBD<br />
65 Yrs NBD<br />
12 Yrs <strong>TO</strong> 20 Yrs<br />
1,50,000 & Multiples<br />
Of 10,000<br />
Maximum Basic Sum Assured :<br />
Accidental Death AND Disability<br />
Benefit<br />
NO LIMIT<br />
18 Yrs & Above<br />
ALLOWED<br />
TERM RIDER NOT ALLOWED .<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
AGE : 12 YEARS<br />
TERM : 20 YEARS<br />
SUM ASSURED : 500000<br />
MODE YLY HLY QLY ECS/SSS<br />
PREMIUM WITH<br />
SERVICE TAX Rs.<br />
23996 12126 6127 2042<br />
AGE<br />
AS ON<br />
DATE<br />
YEARLY<br />
PREMIUM<br />
RISK COVER<br />
SURRENDER<br />
LOAN<br />
NORMAL ACCIDENT<br />
12 23/2/2016 23996 500000 500000 0 0<br />
13 23/2/2017 23577 521000 521000 0 0<br />
14 23/2/2018 23577 542000 542000 0 0<br />
15 23/2/2019 23577 563000 563000 38516 34700<br />
16 23/2/2020 23577 584000 584000 60241 54200<br />
17 23/2/2021 23577 605000 605000 75775 68200<br />
18 23/2/2022 23577 751000 751000 96214 86600<br />
19 23/2/2023 23577 772000 772000 120879 108800<br />
20 23/2/2024 23577 793000 793000 148819 133900<br />
21 23/2/2025 23577 814000 814000 180380 162300<br />
22 23/2/2026 23577 835000 835000 215924 194300<br />
23 23/2/2027 23577 981000 981000 251988 226800<br />
24 23/2/2028 23577 1002000 1002000 292560 263300<br />
25 23/2/2029 23577 1023000 1023000 338468 304600<br />
26 23/2/2030 23577 1044000 1044000 390715 351600<br />
27 23/2/2031 23577 1065000 1065000 450432 405400<br />
28 23/2/2032 23577 1348500 1348500 522854 470600<br />
29 23/2/2033 23577 1372000 1372000 604721 544200<br />
30 23/2/2034 23577 1395500 1395500 697259 627500<br />
31 23/2/2035 23577 1424000 1424000 801808 721600<br />
MATURITY BENEFIT @<br />
32 Yrs on 23/2/2036<br />
SUM ASSURED Rs. 500000<br />
* S.R. BONUS Rs. 420000<br />
* F. A. BONUS Rs. 35000<br />
<strong>TO</strong>TAL Rs. 955000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
YOU<br />
CAN<br />
TAKE<br />
CUS<strong>TO</strong>MISE<br />
<strong>PLAN</strong><br />
ALSO<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
<strong>TO</strong>TAL PREMIUM<br />
including service tax<br />
Rs. 6,182<br />
MODE<br />
HALF-YEARLY<br />
BENEFITS<br />
MEDICAL BENEFITS<br />
YEAR 2015 2016 2017 2018 2019 2020 2021 2022<br />
Mr.<br />
A Smart Health Insurance Plan for<br />
FATHER & His Family<br />
* TAX BENEFIT:<br />
* Premiums paid up to<br />
Rs. 15,000 is eligible<br />
for benefits under<br />
Sec. 80 (D ) .<br />
Mr. FATHER AGE 32 PREMIUM Rs. 2,604<br />
AGE 32 33 34 35 36 37 38 39<br />
HCB NON<br />
MAXIMUM<br />
1,000 1,050 1,100 1,150 1,200 1,250 1,300 1,350<br />
ICU<br />
BENEFITS<br />
(LIFE TIME)<br />
HCB ICU 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700<br />
MAXIMUM<br />
HCB<br />
MAXIMUM<br />
MSB<br />
45,000 141,750 148,500 155,250 162,000 168,750 175,500 182,250 1179000<br />
100,000 105,000 110,000 115,000 120,000 125,000 130,000 135,000 800000<br />
DCPB 15,000 15,750 16,500 17,250 18,000 18,750 19,500 20,250 141000<br />
OSB 30,000 94,500 99,000 103,500 108,000 112,500 117,000 121,500 786000<br />
SPOUSE: WIFE / HUSBAND<br />
Mr. R.DEVI AGE 27 PREMIUM Rs. 1,805<br />
AGE 27 28 29 30 31 32 33 34<br />
HCB NON<br />
MAXIMUM<br />
1,000 1,050 1,100 1,150 1,200 1,250 1,300 1,350<br />
ICU<br />
BENEFITS<br />
(LIFE TIME)<br />
HCB ICU 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700<br />
MAXIMUM HCB 45,000 141,750 148,500 155,250 162,000 168,750 175,500 182,250 1179000<br />
MAXIMUM<br />
MSB<br />
100,000 105,000 110,000 115,000 120,000 125,000 130,000 135,000 800000<br />
DCPB 15,000 15,750 16,500 17,250 18,000 18,750 19,500 20,250 141000<br />
OSB 30,000 94,500 99,000 103,500 108,000 112,500 117,000 121,500 786000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
BENEFITS<br />
MEDICAL BENEFITS<br />
YEAR 2015 2016 2017 2018 2019 2020 2021 2022<br />
CHILD -1<br />
Mr.<br />
A Smart Health Insurance Plan for<br />
FATHER & His Family<br />
* TAX BENEFIT:<br />
* Premiums paid up to<br />
Rs. 15,000 is eligible<br />
for benefits under<br />
Sec. 80 (D ) .<br />
Selvan. SON AGE 5 PREMIUM Rs. 888<br />
AGE 5 6 7 8 9 10 11 12<br />
HCB NON<br />
MAXIMUM<br />
1,000 1,050 1,100 1,150 1,200 1,250 1,300 1,350<br />
ICU<br />
BENEFITS<br />
(LIFE TIME)<br />
HCB ICU 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700<br />
MAXIMUM<br />
HCB<br />
MAXIMUM<br />
MSB<br />
45,000 141,750 148,500 155,250 162,000 168,750 175,500 182,250 1179000<br />
100,000 105,000 110,000 115,000 120,000 125,000 130,000 135,000 800000<br />
DCPB 15,000 15,750 16,500 17,250 18,000 18,750 19,500 20,250 141000<br />
OSB 30,000 94,500 99,000 103,500 108,000 112,500 117,000 121,500 786000<br />
CHILD -2<br />
Selvi. DAUGHTER AGE 2 PREMIUM Rs. 885<br />
AGE 2 3 4 5 6 7 8 9<br />
HCB NON<br />
MAXIMUM<br />
1,000 1,050 1,100 1,150 1,200 1,250 1,300 1,350<br />
ICU<br />
BENEFITS<br />
(LIFE TIME)<br />
HCB ICU 2,000 2,100 2,200 2,300 2,400 2,500 2,600 2,700<br />
MAXIMUM HCB 45,000 141,750 148,500 155,250 162,000 168,750 175,500 182,250 1179000<br />
MAXIMUM<br />
MSB<br />
100,000 105,000 110,000 115,000 120,000 125,000 130,000 135,000 800000<br />
DCPB 15,000 15,750 16,500 17,250 18,000 18,750 19,500 20,250 141000<br />
OSB 30,000 94,500 99,000 103,500 108,000 112,500 117,000 121,500 786000<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
WE CAN REDUCE YOUR AGE<br />
<strong>TO</strong> SAVE PREMIUM<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
One of the most popular and important riders added to<br />
an insurance policy is the ‘Waiver of Premium’ rider.<br />
If this rider is a part of one’s insurance policy, it ensures<br />
that the premiums to be paid by the insured are waived<br />
in the event that the insured becomes ‘completely<br />
disabled’ or loses his source of revenue because of<br />
unemployment owing to an injury or sickness. In such a<br />
situation, even though the premiums are not paid by<br />
the insured, the policy does not lapse.<br />
WAIVER OF PREMIUM<br />
One other feature of this rider that bears attention is<br />
the fact that the premium paid for this rider qualifies for<br />
tax deduction under section 80D of the Income Tax Act.<br />
A great safety net<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
COMPARISION<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
Historical Interest<br />
Rate of EPF<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
L<br />
I<br />
C<br />
B<br />
O<br />
N<br />
U<br />
S<br />
R<br />
A<br />
T<br />
E<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
L<br />
I<br />
C<br />
B<br />
O<br />
N<br />
U<br />
S<br />
R<br />
A<br />
T<br />
E<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
L<br />
I<br />
C<br />
B<br />
O<br />
N<br />
U<br />
S<br />
R<br />
A<br />
T<br />
E<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
L<br />
I<br />
C<br />
B<br />
O<br />
N<br />
U<br />
S<br />
T<br />
R<br />
E<br />
N<br />
D<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH<br />
IT COST<br />
<strong>TO</strong> RAISE<br />
THE CHILD<br />
IRDA Claim<br />
Settlement Ratio<br />
2015-2016<br />
Which is best<br />
Life Insurance<br />
Company?<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
RETURN ON INVESTMENT<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
INDIAN GROWTH S<strong>TO</strong>RY<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
INCOME TAX SLAB<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
INCOME TAX SLAB<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH U CAN SAVE INCOME TAX<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
P<br />
R<br />
E<br />
M<br />
I<br />
U<br />
M<br />
P<br />
A<br />
Y<br />
M<br />
E<br />
N<br />
T<br />
OPTIONS<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW MUCH IT COST<br />
<strong>TO</strong> RAISE THE CHILD<br />
Type LICPension <br />
[STAT/ECDUE/ANNPD/PDTHRU/AMOUNT/C<br />
HQRET] Send To 56767877<br />
Enquiries :-<br />
a) IPP Policy Status, (STAT)<br />
b) Existence Certificate Due, (ECDUE)<br />
c) Last Annuity Released Date, (ANNPD)<br />
d) Annuity Payment thru (CHQ/ECS/NEFT)<br />
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175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
RECOGNITION<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW<br />
<strong>TO</strong><br />
COMPLETE<br />
THE<br />
PROPOSAL<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW<br />
<strong>TO</strong><br />
COMPLETE<br />
THE<br />
PROPOSAL<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
HOW<br />
<strong>TO</strong><br />
COMPLETE<br />
THE<br />
PROPOSAL<br />
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI,KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI 580030 KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI 580030 KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com
175,LAXMI NIVAS,7 TH CROSS,SILVER <strong>TO</strong>WN,GOKUL ROAD, HUBLI 580030 KARNATAKA<br />
(R)0836-2333179(M) 9448133179E-mail:ptpatil179@gmail.com/sweetsuyesha@gmail.com