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TBV Newsletter August 2016

TBV Quarterly Newsletter August 2016

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Notes from our Chairman<br />

Welcome to the <strong>August</strong> <strong>2016</strong> edition of the <strong>TBV</strong> <strong>Newsletter</strong>.<br />

In this brave new world of Brexit, there are at the present time few certainties; except one. That is that your business club will be here to<br />

support, educate, entertain and help you through what for many is an uncertain period. Whilst for some the new world view of the UK will be a<br />

horror story, for others hopefully it will be a land of opportunity. As a business club we must look to provide support and information to assist<br />

all our members with this transformation to their professional lives. We have the skills; with unity as a business club and your support as<br />

members we will endeavour to keep the sun shining whatever your career choice.<br />

See you in September.<br />

Don’t forget to book for our next event!<br />

Thursday 15th September <strong>2016</strong><br />

5:00pm registration for a 5:30pm start<br />

Dennis Ricketts,<br />

Chairman, Torfaen Business Voice<br />

Dates for your diary<br />

Make sure you don’t miss the <strong>2016</strong> quarterly <strong>TBV</strong> members’<br />

events:<br />

• Thursday 1st December <strong>2016</strong><br />

To book, please use the following link:<br />

http://bit.ly/tbv-sep<strong>2016</strong><br />

Greenmeadow Golf and Country Club,<br />

Cwmbran<br />

Come and visit us on stand 101<br />

at the Introbiz Expo <strong>2016</strong><br />

9th November - Motorpoint Arena Cardiff<br />

- NEW MEMBER OFFER! -<br />

JOIN NOW AND HAVE MEMBERSHIP UNTIL THE END OF 2017!<br />

http://bit.ly/tbv-appform<br />

Our Next Event<br />

A busy evening is in store for this the third event of the <strong>2016</strong> membership year<br />

with 2 rounds of facilitated networking.<br />

Members are entitled to 2 free places at this event, so make sure you bring along<br />

a colleague, client or business contact so that we all can provide each other with<br />

valuable leads for our businesses.<br />

We will also have member spotlight presentations by Johnsey Estates and Indelible<br />

IP followed by the opportunity to carry on networking informally over the tasty<br />

buffet.<br />

Remember your business cards and any<br />

marketing literature!<br />

Members of Torfaen Business Voice can also bring along a pop up banner<br />

– please indicate if you are bringing yours on the electronic booking form.<br />

http://bit.ly/tbv-sep<strong>2016</strong><br />

PAGE 2


Our Previous Event<br />

A bumper crowd attended the second members' event on 16th June.<br />

Seventy people attended this very popular business networking group including members, their guests, colleagues and contacts.<br />

Two very informative presentations ‘Cyber Crime Awareness for your Business’ provoked interesting questions and gave us all food for thought!<br />

In addition, <strong>TBV</strong> member Acorn Recruitment took advantage of the FREE Member Spotlight opportunity to present their business to the<br />

audience.<br />

Plus a round of facilitated networking, along with informal networking over a tasty buffet made for a very informative, enjoyable evening.<br />

Torfaen Business Events<br />

Business Funding Fish & Chips Evening<br />

Thursday 13th October<br />

5.00pm registration for 5.30pm start<br />

Page’s Restaurant, Woodside Road, Cwmbran NP44 3EW<br />

This event will provide an insight into business lending opportunities that are available to<br />

Torfaen businesses and useful tools on how to be ready/access them.<br />

Come and listen to:<br />

• Torfaen Economy & Enterprise • Finance Wales<br />

• Business Wales<br />

Followed by networking over fish and chips<br />

Plus<br />

Finance Wales 20 minute drop-in sessions available<br />

With Alyson Macnamara from 2pm until 5pm<br />

email alyson.macnamara@financewales.co.uk or call 02920 338173 to book a session<br />

www.southwalesbusiness.co.uk | 01633 648644<br />

www.financewales.co.uk | 02920 338173<br />

@TorfaenBiz | @financewales<br />

Free to all Torfaen businesses<br />

and <strong>TBV</strong> members.<br />

Demand will be high so book your place now!:<br />

http://bit.ly/fishandchipsevening<br />

4th Torfaen Women in<br />

Business Event Why attend?<br />

Thursday 17th November <strong>2016</strong><br />

4:30pm – 8:00pm<br />

Parkway Hotel & Spa, Cwmbran Drive, Cwmbran. NP44 3UW<br />

Ladies ……..<br />

Do you run your own business? Are you involved in a<br />

management capacity for an organisation? Are you<br />

considering setting up your own enterprise?<br />

If yes, then join us for what promises to be another successful<br />

Torfaen Women in Business evening in <strong>2016</strong>. Whether you’re<br />

based in Torfaen or the surrounding areas, you’ll find a warm<br />

welcome at this event which this year is supporting the<br />

Alzheimer's Society.<br />

Don’t forget to ask, e-mail, tweet your contacts, colleagues<br />

and clients to book too!<br />

For more information and booking, visit:<br />

www.southwalesbusiness.co.uk<br />

@TorfaenBiz<br />

/ TorfaenEnterprise<br />

Make new contacts through the<br />

networking opportunities<br />

Be inspired by our speakers<br />

Visit the trade and showcase tables<br />

Enjoy a Scrumptious High Tea<br />

Limited number<br />

of trade tables<br />

available<br />

(£30 each - all proceeds to Alzheimer's<br />

Society – Call 01633 648306) or visit<br />

http://bit.ly/book-a-stall-WIB<br />

Great value for<br />

money at just £10<br />

per delegate<br />

(all proceeds going to Alzheimer's Society)<br />

http://bit.ly/delegate-WIB


Chancellor to slash landlord mortgage interest relief<br />

Last summer, the Chancellor announced that from April 2017 there will be a<br />

reduction in the amount of mortgage interest relief available to buy-to-let landlords<br />

against their rental income.<br />

Currently mortgage interest relief is fully deductible against rental income so that<br />

landlords liable to income tax at the higher and additional rates of income tax<br />

effectively relieve tax at 40% or 45%.<br />

Under the new rules, interest will gradually become unavailable to relieve against<br />

income, increasing taxable income levels and pushing some people into higher rate<br />

tax. By 2020/21 interest relief will only be available as a 20% deduction against tax.<br />

If you own one or more buy-to-let properties you should be reviewing how the<br />

properties are held, holding it in a SPV might be more tax efficient.<br />

To speak to Ed Gooderham our property specialist regarding mortgage<br />

interest relief:<br />

Tel: 01633 871122 E: ed@greenandco.com Web: www.greenandco.com<br />

The business of death<br />

Making a Will is very important, but especially so where there are business<br />

interests to protect.<br />

In the event of a business owner dying, who carries it on? Who pays the<br />

staff and takes key decisions?<br />

By making a Will, aside from Inheritance Tax planning, there is the ability to<br />

ensure that the business can be continued allowing for a sale as a going<br />

concern or an orderly winding up. Special Executors can be appointed to<br />

oversee this.<br />

Speak to us to ensure that your business assets are protected, and your<br />

wishes adhered to.<br />

Contact Damian Lines, Partner and Head of our Private Client team<br />

on 01633 867000 Email: damianl@rlob.co.uk<br />

PAGE 4


Torfaen businesses take centre stage at Business Expo<br />

Friday 16th September<br />

10am - 2pm<br />

Congress Theatre Cwmbran<br />

The Best of Torfaen will be hosting the first ever Business Expo at the Congress Theatre, Cwmbran, on Friday 16th September. Over 35 local<br />

businesses will be taking centre stage at the event which will run from 10am-2pm. The free event is open to the public and will showcase the<br />

best businesses from across Torfaen. Refreshments will also be available at the venue.<br />

Best of Torfaen director Steve Gregory said “We have some amazing businesses in Torfaen. The Expo is a great<br />

opportunity to meet them. There will be some great offers on the day too.”<br />

Office Massage<br />

What is massage?<br />

Office massage is effective and versatile form of therapeutic treatment,<br />

concentrating on the back, shoulders, neck, and arms.<br />

Sessions last 15 to 20 minutes in a quiet place.<br />

Benefits to the individual<br />

• Relaxes muscles, releases tension and eases aches and pains<br />

• Alleviates symptoms of stress<br />

• Leaves you feeling relaxed, revitalised and energised<br />

Office massage can be<br />

used as part of a stress -<br />

wellbeing care program.<br />

Benefits to the organization<br />

• Employee’s wellbeing<br />

• Showing staff you care!<br />

• Increasing morale and motivation<br />

Get in contact to arrange a chat<br />

Mobile 07527254375<br />

Email info@therapitylino.co.uk<br />

An opportunity for businesses to contribute to Torfaen well-being<br />

assessment survey is now available on our website.<br />

Please use the link:http://bit.ly/wellbeingtcbc<br />

PAGE 5


Meet The Member<br />

Peter Carless - Xanthe Studios<br />

Fresh design. Elegant code. Intelligent<br />

marketing.<br />

We are Xanthe Studios.<br />

Xanthe Studios is an experienced web design studio<br />

based in Aberbargoed with a penchant for branding,<br />

design, and development. Our mission is simple: we<br />

strive to deliver user-focused digital solutions to help<br />

clients communicate clearly online and add value to<br />

their business. Whether you require a one-page<br />

website, a flexible e-commerce solution, or a visual<br />

identity for your business, we can help.<br />

Xanthe Studios was founded by Technical Director Peter Carless back in 2014; who has acquired over five years industry experience working for both<br />

software houses and web agencies and on projects for the following but not limited to; the BBC, NHS, Newport Gwent Dragons and Ospreys Rugby.<br />

June <strong>2016</strong> saw the launch of our new website which epitomizes what we deliver; professionally crafted effective websites that perform from launch<br />

and work seamlessly across multiple devices.<br />

If you would like a review of your website or want to find out more about how we can help your business then please say hello@xanthestudios.co.uk.<br />

St David’s Hospice Care<br />

St David’s Hospice Care Pontypool 10km<br />

Home Run Raises in excess of £24,400<br />

Runners, supporters and sponsors of the St David’s<br />

Hospice Care Pontypool 10k Home Run have raised a<br />

staggering amount of over £24,400 to support hospice<br />

services in our community.<br />

545 participants took part on 28th February, including 10<br />

members from main sponsor Johnsey Estates (UK) Ltd,<br />

who raised a total of £7,000.<br />

Marketing Manager at Johnsey Estates, Gemma<br />

Johnsey-Plumley said “We have all enjoyed working<br />

with St David’s Hospice Care and raising money<br />

for such a worthy cause.”<br />

Event Director Christine Vorres added “The Johnsey Team were completely committed to supporting us and their support has taken<br />

the total raised from the 10k race over the £20k mark for the first time. We anticipated raising possibly £15,000 this year and<br />

have realised nearly £10,000 more which is fantastic for our patients. Also sponsoring the event were local companies Kama<br />

Mortgages and Designer Print, and we sincerely thank them. We would also like to extend our grateful thanks to all the<br />

wonderful runners who raised sponsorship money. We are delighted with the support we receive from local businesses.”<br />

St David’s Hospice Care provides free hospice services throughout south east Wales to patients with life limiting illnesses. More information on the<br />

services provided may be found at www.stdavidshospicecare.org.<br />

The next Pontypool 10km Home run is on Sunday 26th February 2017 at 10am. The start and finish is in Pontypool Park. Registration is open now:<br />

www.stdavidshospicecare.org/event-details/pontypool-10k/ or ring 01633 851051.<br />

We are seeking partners for 2017. If your company would like to be involved with this event, contact Christine on the number above.<br />

PAGE 6


5 reasons why cloud software can revolutionise your business<br />

Teamwork<br />

Employees from across the business can access the system from any device<br />

to collaborate easier and faster.<br />

Cost<br />

No need for expensive on-site servers, annual license upgrades or new<br />

version fees.<br />

Security<br />

Cloud software is statistically safer, more reliable and less prone to attack<br />

than on-site software.<br />

Flexibility<br />

Cloud software can allow for more flexibility and allow your business to react<br />

faster to changes in the modern business world.<br />

Less Risk<br />

Cloud software is available on a flexible pay-monthly arrangement, or<br />

Software-as-a-Service (SaaS).<br />

Hudman Solutions, based in Cwmbran, offer award winning cloud business<br />

management & accounting software for a wide range of industries in<br />

manufacturing, construction, engineering, project management and the<br />

service sector.<br />

With pricing from £99/month and a team of industry experts,<br />

Hudman can help your business to grow. Contact us on 01633<br />

647856 or visit<br />

Blogging for business<br />

Well written blogs with good content shared on social media will engage readers. You can:<br />

Direct traffic to your website<br />

Adding blogs to your website shows that your website is active and boosts your SEO.<br />

Convert visitors into leads<br />

Once a visitor arrives at your site via your blog make sure you have a clear “Call to Action” for them.<br />

Showcase your expertise<br />

Regular blog posting is a great way of making your readers familiar with your knowledge and expertise.<br />

Email hello@luminous.media or call 01633 746444 to find out more about our blog writing service.<br />

PAGE 7


Take control of your business energy!<br />

For most businesses, the amount of energy consumed is a consequence<br />

of their day to day operation and accepted as a given. Integration of a<br />

renewable energy source offers an excellent opportunity to use the<br />

power of the sun to give financial rewards and protect your business<br />

from the ever escalating cost of energy.<br />

Add to the mix an attractive ROI with feed in tariffs, system longevity,<br />

low maintenance and the substantial environmental impact of CO2<br />

reduction, your business could be reaping the rewards sooner than you<br />

think. For more information or to discuss your options, call<br />

Solstice Power Solutions on 01633 866068, or email:<br />

sales@solsticepowersolutions.com<br />

What impact will Brexit have on IP rights?<br />

Probably not the item that most businesses have considered to be top<br />

of their list of questions or concerns. But for trade mark and design<br />

owners this will be a highly relevant question.<br />

For a number of years’ it has been possible for businesses to obtain a<br />

single EU wide trade mark or design registration to cover all 28 EU<br />

countries, providing a cost effective and administratively efficient<br />

procedure with only one set of fees and rules.<br />

For businesses who have either already protected their rights EU wide,<br />

or for those considering EU wide protection, it is advisable to now<br />

review protection strategies.<br />

For more information, contact Indelible IP at<br />

info@indelibleip.co.uk<br />

Brexit will change this, but until negotiations take place we can only<br />

speculate on what will happen to existing rights. Whilst UK companies<br />

will still be entitled to own EU wide rights, they simply will no longer<br />

cover the UK once Brexit is finalised, although there are expectations of<br />

some form of transitional provisions to allow existing rights the<br />

opportunity to continue protection in the UK.<br />

Lots to do this summer across Torfaen<br />

As we hopefully enjoy a beautiful summer, remember that there are lots<br />

of great things to do on your doorstep – from exploring our history at<br />

Pontypool Museum, Big Pit, Blaenavon Ironworks or on Blaenavon’s<br />

Heritage Train, through to a day with the animals at Greenmeadow<br />

Community Farm or getting crafty at Llantarnam Grange Arts Centre.<br />

Enjoy our great local attractions and bring your visitors along as well –<br />

complete the day by eating at a great local pub or restaurant! Enjoy<br />

Local!<br />

Follow us on Facebook – Torfaen Tourism Association or<br />

Twitter @DaysOutTorfaen for great ideas and events.<br />

New <strong>TBV</strong> Members<br />

Andre Hedges - www.andrehedges.co.uk<br />

Heard HR Solutions - www.heardhrsolutions.co.uk<br />

IAM Financial Planning Ltd - joshlewis@thinkpositive.co.uk<br />

EST HR Ltd - www.est-hr.co.uk<br />

Idelible IP Limited - www.indelibleip.co.uk<br />

ITEC Skills & Employment - www.itecskills.co.uk<br />

Sunflowers Secretarial Services - beverley663@gmail.com<br />

PAGE 8


DIGWYDDIAD NESAF 15 Medi <strong>2016</strong> - 5.00pm<br />

YN Y RHIFYN HWN:<br />

Rhyddhad llog morgais i Landlordiaid<br />

Digwyddiadau Busnes yr Hydref<br />

Blogio ar gyfer Busnesau<br />

Pa effaith bydd Brexit yn ei gael ar hawliau Eiddo Deallusol?<br />

@TorfaenBizCymru<br />

www.facebook.com/TorfaenEnterprise<br />

AWST <strong>2016</strong>


Gair gan y Cadeirydd<br />

Croeso i rifyn mis Awst <strong>2016</strong> o Gylchlythyr Llais Busnes Torfaen<br />

Ym myd dewr newydd ‘Brexit’, nid oes llawer o sicrwydd ar hyn o bryd; heblaw un. Hynny yw, bydd eich clwb busnes yma i’ch cefnogi,<br />

addysgu, adlonni a’ch helpu drwy’r hyn sy’n gyfnod ansicr i nifer o bobl. I rai, bydd golwg byd newydd y DU yn stori arswyd. Ond i eraill,<br />

gobeithio y bydd yn llawn cyfleoedd. Fel clwb busnes, mae’n rhaid i ni edrych i ddarparu cymorth a gwybodaeth i gynorthwyo ein haelodau i<br />

gyd gyda’r trawsnewid hwn yn eu bywydau proffesiynol. Mae gennym ni’r sgiliau; gydag undod fel clwb busnes a’ch cefnogaeth fel aelodau<br />

byddwn yn ymdrechu i gadw’r haul yn gwenu be bynnag yw eich dewis gyrfa.<br />

Fe welwn ni chi ym mis Medi<br />

Peidiwch ag anghofio archebu lle ar<br />

gyfer y digwyddiad nesaf<br />

Dydd Iau 15 Medi <strong>2016</strong><br />

COFRESTRU AM 5:00PM ER MWYN CYCHWYN<br />

Dennis Ricketts,<br />

Cadeirydd, Llais Busnes Torfaen<br />

Dyddiad i’ch dyddiadur<br />

Gwnewch yn siŵr nad ydych yn colli’r digwyddiadau<br />

chwarterol Aelodau Llais Busnes Torfaen <strong>2016</strong> sy'n weddill:<br />

• Dydd Iau 1 Rhagfyr<br />

I archebu, defnyddiwch y ddolen ganlynol:<br />

http://bit.ly/tbv-sep16-cy<br />

Greenmeadow Golf and Country Club,<br />

Cwmbran<br />

Dewch i ymweld â ni ar stondin 101 yn<br />

y Introbiz Expo <strong>2016</strong><br />

9 Tachwedd - Motorpoint Arena Caerdydd<br />

- CYNNIG I AELODAU NEWYDD! –<br />

YMUNWCH NAWR AC DERBYN AELODAETH TAN DDIWEDD 2017!<br />

http://bit.ly/app-form-cy<br />

Ein Digwyddiad Nesaf<br />

Mae noswaith brysur ar y gweill ar gyfer trydydd digwyddiad y flwyddyn aelodaeth<br />

<strong>2016</strong> gyda 2 rownd o rwydweithio hwylus.<br />

Mae gan aelodau hawl i 2 le am ddim yn y digwyddiad hwn, felly gwnewch yn siŵr<br />

eich bod yn dod â chydweithiwr, cleient neu fusnes cyswllt fel y gallwn ddarparu<br />

arweinwyr gwerthfawr i’n gilydd ar gyfer ein busnesau.<br />

Bydd gennym hefyd gyflwyniadau sbotolau aelodau gan Johnsey Estates ac<br />

Indelible IP gyda chyfle i barhau i rwydweithio yn anffurfiol dros y bwffe blasus i<br />

ddilyn.<br />

Cofiwch eich cardiau busnes ac unrhyw<br />

ddeunydd marchnata!<br />

Gall aelodau Llais Busnes Torfaen hefyd ddod â baner Pop Up - nodwch os<br />

ydych yn dod â’ch un chi ar y ffurflen archebu electronig.<br />

http://bit.ly/tbv-sep16-cy<br />

TUD 2


Ein Digwyddiad Diwethaf<br />

Daeth cynulleidfa fawr i’r ail ddigwyddiad aelodau ar 16 Mehefin.<br />

Mynychodd saithdeg o bobl y grŵp rhwydweithio busnes poblogaidd gan gynnwys aelodau, eu gwesteion, cydweithwyr a chysylltiadau.<br />

Roedd dau gyflwyniad diddorol ‘Ymwybyddiaeth Seibrdroseddu ar gyfer eich Busnes’ wedi ennyn cwestiynau diddorol a rhoi llawer i ni gyd i<br />

feddwl amdano!<br />

Yn ogystal, cymerodd aelod o Lais Busnes Torfaen, ACORN Recruitment, fantais o’r cyfle Sbotolau Aelodau AM DDIM i gyflwyno eu busnes i’r<br />

gynulleidfa.<br />

Ac roedd rownd o rwydweithio hwylus, yn ogystal â rhwydweithio anffurfiol dros bwffe blasus wedi darparu noswaith addysgiadol a difyr iawn.<br />

Digwyddiadau Busnes Torfaen<br />

Noswaith Pysgod a Sglodion Cyllid Busnes<br />

Dydd Iau 13 Hydref<br />

Cofrestru am 5.00pm er mwyn cychwyn am 5.30pm<br />

Page’s Restaurant, Heol Ger y Coed, Cwmbrân NP44 3EW<br />

Bydd y digwyddiad hwn yn rhoi cipolwg ar y cyfleoedd benthyca busnes sydd ar gael i<br />

fusnesau Torfaen ac offer defnyddiol ar sut i fod yn barod/gael mynediad atynt.<br />

Dewch i wrando ar:<br />

• Economi a Mentergarwch Torfaen • Cyllid Cymru<br />

• Busnes Cymru<br />

ac yna rwydweithio dros pysgod a sglodion<br />

Hefyd<br />

Sesiynau galw heibio Cyllid Cymru 20 munud o hyd ar gael<br />

Gyda Alyson Macnamara o 2pm tan 5pm<br />

Ebostiwch Alyson.macnamara@financewales.co.uk neu ffoniwch 02920 338176 i archebu sesiwn<br />

www.southwalesbusiness.co.uk | 01633 648644<br />

www.financewales.co.uk | 02920 338173<br />

@TorfaenBizCymru | @financewales<br />

Am ddim i holl fusnesauTorfaen<br />

Ac aelodau Llais Busnes Torfaen.<br />

Bydd y galw yn uchel felly archebwch eich lle nawr!:<br />

http://bit.ly/pysgod-sglodion<br />

4ydd Digwyddiad Merched<br />

Mewn Busnes Torfaen<br />

Dydd Iau 17 Tachwedd <strong>2016</strong><br />

4:30pm – 8:00pm<br />

Gwesty a Sba Parkway, Cwmbrân Drive, Cwmbrân. NP44 3UW<br />

Merched……..<br />

Ydych chi’n rhedeg eich busnes eich hun?<br />

Ydych yn cymryd rhan mewn capasiti rheoli ar gyfer<br />

sefydliad?<br />

Ydych yn ystyried sefydlu eich menter eich hun?<br />

Od ydych, yna ymunwch â ni ar gyfer beth sy’n addo i fod yn<br />

noswaith Merched mewn Busnes Torfaen llwyddiannus arall yn<br />

<strong>2016</strong>.<br />

P'un a ydych yn gweithio yn Nhorfaen neu ardaloedd cyfagos,<br />

cewch groeso cynnes yn y digwyddiad hwn sydd eleni yn<br />

cefnogi'r Gymdeithas Alzheimer. Peidiwch ag anghofio gofyn,<br />

e -bostio, trydar eich cysylltiadau, cydweithwyr a chleientiaid i<br />

archebu lleoedd hefyd!<br />

Am fwy o wybodaeth ac i archebu lle<br />

www.southwalesbusiness.co.uk<br />

@TorfaenBizCymru<br />

/ TorfaenEnterprise<br />

Pam dod?<br />

Gwneud cysylltiadau newydd trwy<br />

gyfleoedd rhwydweithio<br />

Cewch eich ysbrydoli gan ein siaradwyr<br />

Ewch i'r byrddau masnach ac<br />

arddangos<br />

Mwynhewch y Te Hwyr godidog<br />

Nifer cyfyngedig o<br />

fyrddau masnach<br />

sydd ar gael<br />

(£30 yr un: pob elw yn mynd at y Gymdeithas<br />

Alzheimer – Ffoniwch 01633 648306)<br />

http://bit.ly/fyrddau-WIB<br />

Gwerth am arian gwych<br />

am ond £10 y pen<br />

(pob elw yn mynd at y Gymdeithas<br />

Alzheimer)<br />

http://bit.ly/merched-WIB


Canghellor i gwtogi rhyddhad llog morgais i Landlordiaid<br />

Yr haf diwethaf cyhoeddodd y Canghellor, o Ebrill 2017 y byddai gostyngiad mewn<br />

faint o ryddhad llog morgais sydd ar gael i landlordiaid sy’n prynu i osod yn erbyn<br />

eu hincwm rhent.<br />

Ar hyn o bryd mae rhyddhad llog morgais yn gwbl ddidynadwy yn erbyn incwm<br />

rhent fel bod landlordiaid sy'n agored i dreth incwm ar gyfraddau uwch ac ychwanegol<br />

treth incwm, leddfu treth yn effeithiol ar 40% neu 45%.<br />

O dan y rheolau newydd, yn raddol ni fydd modd rhyddhau llog yn erbyn incwm,<br />

bydd hyn yn cynyddu lefelau incwm trethadwy a gwthio rhai pobl i mewn i dreth ar<br />

y gyfradd uwch. Erbyn 2020/21 bydd rhyddhad llog dim ond ar gael fel didyniad<br />

20% yn erbyn treth.<br />

Os ydych yn berchen ar un eiddo prynu i osod neu fwy, dylech fod yn adolygu sut y<br />

mae'r eiddo yn cael eu cynnal, gallai eu dal fel Cyfrwng at Ddibenion Arbennig a<br />

allai fod yn fwy effeithlon o ran treth.<br />

I siarad â Ed Gooderham ein harbenigwr eiddo ynghylch rhyddhad llog<br />

morgais: Ffoniwch: 01633 871122 E-bostiwch: ed@greenandco.com<br />

Ewch i: www.greenandco.com<br />

Y Busnes Marw<br />

Mae gwneud ewyllys yn bwysig iawn, ond yn enwedig lle y mae buddiannau<br />

busnes i’w hamddiffyn.<br />

Mewn achos o berchennog busnes yn marw, pwy sy’n ei redeg? Bwy sy’n<br />

talu’r staff ac yn gwneud penderfyniadau allweddol?<br />

Drwy wneud Ewyllys, ar wahân i gynllunio Treth Etifeddu, mae’r gallu i<br />

sicrhau y gall y busnes barhau gan ganiatáu ar gyfer ei werthu neu ei<br />

ddirwyn i ben yn drefnus. Gellir penodi Ysgutorion arbennig i oruchwylio hyn.<br />

Siaradwch â ni i sicrhau bod eich asedau busnes yn cael eu diogelu, a bod<br />

eich dymuniadau yn cael eu dilyn.<br />

Cysylltwch â Damian Lines, Partner a Phennaeth ein tîm Cleientiaid<br />

Preifat ar 01633 867000 E-bost : damianl@rlob.co.uk<br />

TUD 4


Busnesau Torfaen yn cymryd rhan arweiniol mewn Expo<br />

Dydd Gwener 16 Medi<br />

10am - 2pm<br />

Theatr y Gyngres, Cwmbrân<br />

Bydd Goreuon Torfaen yn cynnal yr Expo Busnes cyntaf erioed yn Theatr y Gyngres, Cwmbrân, ar ddydd Gwener 16 o Fedi. Bydd tua thri deg<br />

chwech o fusnesau lleol yn cymryd canol y llwyfan yn y digwyddiad a fydd yn rhedeg o 10am-2pm. Mae'r digwyddiad am ddim ar agor i'r<br />

cyhoedd a bydd yn arddangos y busnesau gorau ar draws Torfaen. Bydd lluniaeth hefyd ar gael yn y lleoliad.<br />

Dywedodd cyfarwyddwr Goreuon Torfaen Steve Gregory “Mae gennym rai busnesau anhygoel yn Nhorfaen. Mae'r<br />

Expo yn gyfle gwych i gwrdd â nhw. Bydd cynigion gwych ar gael ar y diwrnod hefyd.”<br />

Dydd Gwener 16 Medi 10am - 2pm<br />

Theatr y Gyngres, Cwmbrân<br />

Tylino Swyddfa<br />

Beth yw tylino?<br />

Mae tylino swyddfa yn ffurf effeithiol a hyblyg o driniaeth therapiwtig ,<br />

gan ganolbwyntio ar y cefn, yr ysgwyddau, y gwddf, a'r breichiau.<br />

Mae sesiwn yn para 15 i 20 munud; mewn lle tawel.<br />

.<br />

Manteision i'r unigolyn<br />

• Ymlacio cyhyrau, rhyddhau tensiwn ac yn lleddfu poenau<br />

• Lleddfu symptomau straen<br />

• Eich gadael yn teimlo wedi ymlacio, wedi adfywio ac yn llawn egn<br />

Gellir tylino swyddfa yn<br />

cael ei ddefnyddio fel rhan<br />

o raglen lles gofal-straen.<br />

Manteision i’r sefydliad<br />

• Lles gweithwyr<br />

• Dangos i staff eich bod yn gofalu amdanynt!<br />

• Cynyddu morâl a chymhelliant<br />

Cysylltwch er mwyn trefnu sgwrs<br />

a sampl.<br />

Ffôn symudol: 07527254375<br />

E-bost: info@therapitylino.co.uk<br />

Mae cyfle i fusnesau gyfrannu at arolwg asesiad lles Torfaen erbyn<br />

hyn ar ein gwefan.<br />

A fyddech cystal â chlicio’r cyswllt: http://bit.ly/wellbeingtcbc<br />

TUD 5


Cwrdd â’r Aelod<br />

Peter Carless - Xanthe Studios<br />

Dylunio Ffres. Cod Cain. Marchnata<br />

Deallus.<br />

Ni yw Xanthe Studios.<br />

Mae Xanthe Studios yn stiwdio dylunio gwe brofiadol<br />

wedi ei leoli yn Aberbargoed gyda hoffter o frandio,<br />

dylunio, a datblygu. Ein cenhadaeth yw, yn syml:<br />

rydym yn ymdrechu i sicrhau atebion digidol sy’n<br />

canolbwyntio ar y defnyddiwr i helpu cleientiaid<br />

gyfathrebu'n glir ar-lein ac ychwanegu gwerth at eu<br />

busnes. P'un a ydych angen gwefan un-dudalen, ateb<br />

e-fasnach hyblyg, neu hunaniaeth weledol ar gyfer eich<br />

busnes, gallwn eich helpu.<br />

Sefydlwyd Xanthe Studios gan y Cyfarwyddwr Technegol Peter Carless yn ôl yn 2014; sydd wedi magu dros bum mlynedd o brofiad diwydiant yn<br />

gweithio ar gyfer tai meddalwedd ac asiantaethau’r we, ac ar brosiectau ar gyfer y canlynol ond heb fod yn gyfyngedig i: y BBC, y GIG, Dreigiau<br />

Gwent Casnewydd a Rygbi Ospreys.<br />

Ym Mehefin <strong>2016</strong>, lansiwyd ein gwefan newydd sy'n crynhoi'r hyn yr ydym yn darparu; gwefannau effeithiol wedi eu crefftio yn broffesiynol sy'n<br />

perfformio o gael eu lansio ac yn gweithio'n ddi-dor ar draws dyfeisiau lluosog.<br />

Os hoffech adolygu eich gwefan neu yn awyddus i gael gwybod mwy am sut y gallwn helpu eich busnes, cysylltwch â hello@xanthestudios.co.uk<br />

Hosbis Dewi Sant<br />

Ras Gartref 10km Gofal Hosbis Dewi Sant<br />

Pont-y-pŵl wedi codi dros £ 24,400<br />

Mae rhedwyr, cefnogwyr a noddwyr Ras Gartref 10km<br />

Gofal Hosbis Dewi Sant Pont-y-pŵl 10k wedi codi swm<br />

aruthrol o dros £ 24,400 i gefnogi gwasanaethau hosbis<br />

yn ein cymuned.<br />

Cymerodd 545 o gyfranogwyr ran ar 28 Chwefror, yn<br />

cynnwys 10 aelod o brif noddwr Johnsey Estates (UK)<br />

Ltd, a gododd cyfanswm o £7,000.<br />

Dywedodd y Rheolwr Marchnata yn Johnsey Estates,<br />

Gemma Johnsey-Plumley “Rydym i gyd wedi mwynhau<br />

gweithio gyda Gofal Hosbis Dewi Sant a chodi<br />

arian at achos mor deilwng."<br />

Ychwanegodd y Cyfarwyddwr Digwyddiad Christine Vorres "Roedd Tîm Johnsey wedi ymrwymo yn llwyr i’n cefnogi ac mae eu cefnogaeth<br />

wedi cymryd y cyfanswm a godwyd yn y ras 10k dros £20k am y tro cyntaf. Rhagwelom y byddem yn codi £15,000 o bosibl<br />

eleni ond rydym wedi codi bron £10,000 yn fwy sy'n wych ar gyfer ein cleifion. Hefyd yn noddi'r digwyddiad oedd y cwmnïau lleol<br />

Kama Mortgages a Designer Print, ac rydym yn ddiolchgar iawn iddynt. Byddem hefyd yn hoffi estyn ein diolch i'r holl redwyr<br />

gwych a gododd arian nawdd. Rydym wrth ein bodd gyda'r gefnogaeth a gawn gan fusnesau lleol."<br />

Mae Gofal Hosbis Dewi Sant yn darparu gwasanaethau hosbis am ddim ledled de ddwyrain Cymru i gleifion gydag afiechydon sy'n cyfyngu ar<br />

fywyd. Gweler rhagor o wybodaeth am y gwasanaethau a ddarperir yn stdavidshospicecare.org.<br />

Mae ras Gartref 10km nesaf Pont-y-pŵl ar Ddydd Sul 26 Chwefror 2017 am 10am. Mae’n cychwyn ac y gorffen ym Mharc Pont-y-pŵl. Gellir<br />

cofrestru nawr: stdavidshospicecare.org/event-details/pontypool-10k/ neu ffoniwch 01633 851051.<br />

Rydym yn chwilio am bartneriaid ar gyfer 2017 - Os hoffai eich cwmni fod yn rhan o’r digwyddiad hwn, cysylltwch â Christine ar y rhif uchod.<br />

TUD 6


5 rheswm pam y gall meddalwedd cwmwl chwyldroi eich busnes<br />

Gwaith Tîm<br />

Gall gweithwyr o bob rhan o'r busnes gael mynediad at y system o unrhyw<br />

ddyfais i gydweithio yn haws ac yn gyflymach.<br />

Cost<br />

Dim angen gweinyddion drud ar y safle, uwchraddio trwydded flynyddol neu<br />

ffioedd fersiwn newydd.<br />

Diogelwch<br />

Mae meddalwedd cwmwl yn ystadegol yn fwy diogel, yn fwy dibynadwy ac<br />

yn llai tueddol o gael ei ymosod na meddalwedd ar y safle.<br />

Hyblygrwydd<br />

Gall meddalwedd cwmwl ganiatáu ar gyfer mwy o hyblygrwydd a chaniatáu<br />

eich busnes i ymateb yn gyflymach i newidiadau yn y byd busnes modern.<br />

Llai o Risg<br />

Mae meddalwedd cwmwl ar gael ar drefniant talu-misol hyblyg, neu<br />

Meddalwedd-fel-Gwasanaeth (SaaS).<br />

Mae Hudman Solutions, sydd wedi ei leoli yng Nghwmbrân, yn cynnig<br />

meddalwedd rheoli busnes a chyfrifo sydd wedi ennill gwobrwyon ar gyfer<br />

ystod eang o ddiwydiannau mewn gweithgynhyrchu, adeiladu , peirianneg,<br />

rheoli prosiect a'r sector gwasanaethau.<br />

Gyda phrisiau o £99/mis a thîm o arbenigwyr yn y diwydiant, gall<br />

Hudman helpu eich busnes i dyfu. Cysylltwch â ni ar 01633 647856<br />

neu ewch i www.hudmansolutions.com<br />

Blogio ar gyfer Busnes<br />

Bydd blogiau sydd wedi eu hysgrifennu'n dda gyda chynnwys da a rennir ar gyfryngau cymdeithasol yn ymgysylltu darllenwyr. Gallwch:<br />

Gyfeirio traffig at eich gwefan<br />

Mae adio blogiau i’ch gwefan yn dangos bod eich gwefan yn weithgar a chodi optimeiddio peiriannau chwilio.<br />

Ymwelwyr cudd i mewn i arweinwyr<br />

Unwaith y bydd ymwelydd yn cyrraedd eich gwefan drwy eich blog gwnewch yn siŵr bod gennych cyfarwyddyd i'r gynulleidfa i ysgogi ymateb ar<br />

unwaith.<br />

Arddangos eich arbenigedd<br />

Mae postio blogiau yn rheolaidd yn ffordd wych o wneud eich darllenwyr yn gyfarwydd â eich gwybodaeth ac arbenigedd.<br />

E-bostiwch hello@luminous.media neu ffoniwch 01633 746444 i gael gwybod mwy am ein gwasanaeth ysgrifennu blog.<br />

PAGE 7


Cymerwch Reolaeth ar Ynni eich Busnes!<br />

Ar gyfer y rhan fwyaf o fusnesau, mae faint o ynni a ddefnyddir yn<br />

ganlyniad o’u gweithredoedd dyddiol ac yn cael ei dderbyn fel y mae.<br />

Fodd bynnag, mae integreiddio ffynhonnell ynni adnewyddadwy yn<br />

cynnig cyfle gwych i ddefnyddio pŵer yr haul i roi gwobrau ariannol a<br />

diogelu eich busnes rhag cost gynyddol ynni.<br />

Ychwanegwch Enillion ar Fuddsoddiad deniadol at y cymysgedd mewn<br />

tariffau, hirhoedledd system, cynnal a chadw isel ac effaith amgylcheddol<br />

sylweddol lleihad CO2, gall eich busnes fod yn elwa yn gynt na'r<br />

disgwyl. Am fwy o wybodaeth neu i drafod eich opsiynau,<br />

ffoniwch Solstice Power Solutions ar 01633 866068, neu<br />

e-bostiwch: sales@solsticepowersolutions.com<br />

Pa effaith bydd Brexit yn cael ar hawliau eiddo deallusol?<br />

Mwy na thebyg nid yw'r eitem hon wedi cael ei hystyried i fod ar frig<br />

rhestr o gwestiynau neu bryderon y rhan fwyaf o fusnesau. Ond ar gyfer<br />

perchnogion nod masnach a dylunio bydd hwn yn gwestiwn hynod o<br />

berthnasol.<br />

Ers nifer o flynyddoedd mae wedi bod yn bosibl i fusnesau gael un nod<br />

masnach neu ddyluniad sengl ar gyfer yr UE gyfan, i gynnwys pob un o<br />

28 gwlad yr UE, gan ddarparu gweithdrefn sy’n effeithiol o ran cost ac yn<br />

effeithlon yn weinyddol gyda dim ond un set o ffioedd a rheolau.<br />

Ar gyfer busnesau sydd naill ai eisoes wedi eu gwarchoded eu<br />

hawliau ar draws yr UE gyfan, neu ar gyfer y rhai sy'n ystyried<br />

gwarchodaeth draws yr UE, mae'n syniad da i adolygu strategaethau<br />

amddiffyn yn awr.<br />

Am fwy o wybodaeth, cysylltwch â Indelible IP ar<br />

info@indelibleip.co.uk<br />

Bydd Brexit newid hyn, ond hyd nes bydd y trafodaethau yn digwydd<br />

gallwn ond dyfalu beth fydd yn digwydd i’r hawliau presennol. Er y bydd<br />

dal gan gwmnïau yn y DU hawl i berchen ar hawliau ar gyfer yr UE gyfan,<br />

yn syml ni fyddant yn ymdrin mwyach â’r DU unwaith y ceir Brexit ei<br />

gwblhau, er bod disgwyliadau am ryw fath o ddarpariaethau trosiannol er<br />

mwyn rhoi cyfle i hawliau presennol i barhau i amddiffyn y DU.<br />

Llwythi i wneud dros yr haf ledled Torfaen<br />

Wrth i ni fwynhau haf hardd, cofiwch fod yna lwyth o bethau gwych i'w<br />

wneud ar garreg eich drws - o archwilio ein hanes yn Amgueddfa<br />

Pont-y-pŵl, Pwll Mawr, Gwaith Haearn Blaenafon, neu ar Drên<br />

Treftadaeth Blaenafon, i ddiwrnod gyda'r anifeiliaid ar Fferm Gymunedol<br />

Greenmeadow neu fynd yn greadigol yng Nghanolfan Celfyddydau<br />

Llantarnam Grange.<br />

Mwynhewch ein hatyniadau lleol gwych a dewch â’ch ymwelwyr draw<br />

hefyd - gorffennwch y dydd drwy fwyta mewn tafarn neu fwyty lleol<br />

gwych! Mwynhewch Lleol!<br />

Dilynwch ni ar Facebook – Torfaen Tourism Association neu ar<br />

Twitter @DaysOutTorfaen am syniadau a digwyddiadau mawr.<br />

Aelodau Newydd Llais Busnes<br />

Andre Hedges - www.andrehedges.co.uk<br />

Heard HR Solutions - www.heardhrsolutions.co.uk<br />

IAM Financial Planning Ltd - joshlewis@thinkpositive.co.uk<br />

EST HR Ltd - www.est-hr.co.uk<br />

Idelible IP Limited - www.indelibleip.co.uk<br />

ITEC Skills & Employment - www.itecskills.co.uk<br />

Sunflowers Secretarial Services - beverley663@gmail.com<br />

PAGE 8

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