BB-Jul-2016-I

BandraBuzz
creating community connect since 2010
10th July 2016 | Vol. 7 (I) Issue 7 | BandraBuzz.Newspapers | @Bandra_Buzz | BandraBuzzNewspaper | bandrabuzz.com | Price: Rs. 4/-
RADDICONNECT:
BUILDING AN INDUSTRY
A refreshing take on the e-commerce
business model is embodied by the
likes of startups such as RaddiConnect.
The Bandra based online platform
spearheaded by a team of youngsters,
have their vision, heart and feet where
they belong. With a vision propelling
them forward, feet on the ground and
hearts pounding with the urge to create
a difference, RaddiConnect is all
geared to touch the sky.
Quiz the founders about what inspired
them to foray into such an unconventional
segment & they quickly
retort with statistics about the unruly
and dispersed market called ‘recycling
and waste management’. The cofounders
Gurashish Sahni aged 23,
Rahul Nainani aged 24 & the youngest
member Raunaq Singh Sahni who is 21
years old, have researched well and
have promising numbers to back their
business model, however what struck
us was the fact that these youngsters
want to uplift their vendors and associates
as they progress ahead, their
three fold mission includes establishing
and formatting the market structure
for disposing and recycling goods,
alter the perception of the raddiwallas
and to make a social change by supporting
NGOs.
So what is RaddiConnect, how did it
take flight and what does it have in
store? RaddiConnect aims to facilitate
the activity of disposing ones waste by
resolving the haphazard manner
through which the customer and service
provider conduct their transaction.
RaddiConnect enables the customer to
fix a time slot as per their convenience
for the pick-up, the back end team
from RaddiConnect thereafter confirms
the scheduled pick up & provides
the customer with the competitive
market prices for paper, plastic, metal
and glass.
Contd. on Page 2 >

02 JULY 2016 BANDRA BUZZ BUSINESS IN FOCUS
Raddiconnect: Building an Industry
Contd. from Page 1
RaddiConnect’s representative arrives at
the customer’s doorstep in tow with an
electronic weighing scale and provides an
invoice for the transaction. The electronic
scale eradicates the possibility of rigging
the metric values and makes the transaction
transparent; before the interaction culminates
a receipt is provided.
A simple process flow you think? None
the less a lot of behind the curtain, trial and
learning is the secret for this ease of operations.
Beginning with the conception of
this idea, which took shape while
Gurashish Sahni & Rahul Nainani attended
a Google startup workshop. After receiving
positive feedbacks from their fellow attendees
they were reassured that the idea had
substance, so they delved deeper, began by
doing on ground research and interacted
with future associates to get insights about
the field and its functions. Speaking analogically,
the skeleton was born during the
workshop, it gained muscle while researching
and crunching numbers and yet they
found something missing, the Soul.
The management believes that humans
want to do good and in order to ease
the process to do so, they came up with a
unique proposition. The customer can opt
to donate the proceeds for a cause, Raddi-
Connect has affiliated with St. Catherine of
Siena School & Orphanage, Make A Difference
(Children Welfare) & Garbage Concern
Welfare Society. Interestingly they have
formed a ‘Recycle Team’ comprising of children
from St. Catherine, thanks to their regular
visits to the school.
Apart from this Big Heart initiative,
they have researched the customers’ needs
& have formulated programmes to bridge
the gap. They have a subscription format,
wherein a representative visits your household
at regular intervals ensuring that the
need to declutter does not arise considering
there is no cluttering to begin with.
The first phase of operations is going
smoothly at RaddiConnect, as they do the
tedious work of accumulating data and
building their customer base, however
their task is far from over. Phase two will
have them actively getting involved with,
in-house recycling and structuring the industry
on the whole and implementing
processes which they are formulating.
RaddiConnect’s area of operation spans
from Colaba to Goregoan on the western
L to R: Co-founders of RaddiConnect - Rahul Nainani, Gurashish Sahni & Raunaq Singh
line, to fix a pick-up one can visit their website
www.raddiconnect.com or call them
on 090042 40004. RaddiConnect also
provide this service for corporates, functioning
with stringent confidentiality protocol.
Sidhant Nayangara
B-989, Casa Adriana, 15 St. John Baptist Road, St. Mary Steps, Bandra (West), Mumbai 400 050

We at Bandra Buzz caught up with our Corporator,
Asif Zakaria, in his office to learn
about an exciting, new development called
The Carter Road Beach Project. It is something
that the residents of Bandra will appreciate
as well as visitors from around.
Read on to find out more…
What is the Carter Road Beach project
all about?
It’s a very small project. You know, Bandra
doesn’t have any sandy beach; there’s the
Chimbai beach but that has a lot of dirt and
filth and isn’t too clean. Besides that, we
don’t have any other sandy beach except
for Carter road; behind the Amphitheatre
there is a small section of sandy beach.
Fishermen use it to park their boats in the
monsoons. That being said, I had submitted
a proposal to the corporation so that
maybe we could put it to more use, for the
public at large. The amphitheatre and the
Carter Road Promenade are frequented by
a lot of people, every day. What we’ve
planned, is to provide some basic spot facilities
for kids where we are installing solar
lights & I have already got sanction for it
and the work will start very soon.
Besides that, we intend to have Beach
Volleyball where we put up the poles and
youngsters or kids come with their own
nets and play games. We are also planning
on having Beach Cricket where we will put
up a mat and people can bring in their own
stumps and play. Sand pits are also planned
for small kids. So it’s a very simple plan
which I have proposed to the corporation
and also submitted a plan to have a movable
stand so that people who come there soon season so we won’t be able to do that which is exactly behind the Amphitheatre. maintaining it becomes easier since it
or students, can sit and watch the game. I but post monsoon we can start Beach Volleyball,
Beach Cricket etc.
no rocks. It is clean, but you know there are use it consciously, maintenance will be
That is the only part that contains sand and comes to the public eye. If we are able to
have submitted the proposal to the corporation,
the commissioner as well and I am
a lot of stones and garbage and a lot of debris.
We will clean that once and for all and
much easier.
hopeful that in the coming days we should What is the target area on which the
get a sanction and we should be able to Beach Project will be constructed? will try to put it to use. Once residents start
Contd. on Page 02 >>
start this project. Soon it will be the mon-
Basically it is a very small, sandy beach using it and the sporting facilities, then Sunny Rodricks & Nayan Sreenivasan
NEWS
BANDRA BUZZ
JULY 2016 03
India's first Capoeira Master Reza Baba Massah aims
to teach 'self defence' & help strengthen the girl child
Don't look for happiness in others when
you have immense potential within
yourself
It's all about self defence, self discipline,
flexibility, balance, mind control, body control,
coordination, concentration, action reaction,
techniques and tactics. Capoeira is
the martial art in the form of dance with an
integral part of music in it. It is the only
martial art form which is nonviolent, noncompetitive
and not harmful to your body,
according to Reza Baba.
Capoeira is the martial art which is
played not fought. It is just like a game
which is played with tactics & techniques
instead of violence. In this art form, you
move your entire body and thus trigger
each and every part of your body but not
hurt the opponent. You respect the opponent
and let them shine when it is their
turn in stead of putting them down.
It keeps you fit
It keeps you strong and healthy. And in the
lifestyle that we live in, Capoeira serves as
an ideal solution for it has a holistic approach.
Reza Baba explains that you rest
your mind, forget about everything else, all
the tensions and worries in your life and
just enjoy yourself. And while enjoying,
you also put your mind into action by focusing
and thus polishing it every time just
to upgrade, improve and better your being
both physically and psychologically.
It is loud and energetic
Capoeira involves a lot of music, singing
and dancing which is quite traditional and
has its roots in nature and history. Often,
the Brazilian dance is performed since
Capoeira has its roots there. Traditional
musical instruments made out of bamboo
are used which are generally used by the
tribal folks. Each class has a lot of loud
singing while the art is performed so there
are continuous vibrations and you feel energised.
Your whole being is reverberated
because of the positive energy that the environment
withholds during a session.
It boosts your Self Confidence
Discovering the strength that lies within
you is the paramount achievement of any
living being. Karen D'costa, 24, who has
been learning Capoeira since 4 years testifies,
"Capoeira has made me self confident.
I know I can take care of my own self even
if I am travelling late in the night. I have
mastered self control so I am more composed
even in difficult situations." The art
form has helped Karen tackle strangers in
Mumbai & she has made it sure that other
women around her are safe too from local
goons. "I know how to take care of myself
and those around me. I feel responsible for
myself and the society," she expounds.
Above: Baba Reza Massah alongside his student showcase Capoeira at Bandra Amphitheatre alongside his students
It relieves all stress, helps overcome depression
& fills you with positive energy
Meher Abadian, 28, a vet doctor who has
been into this martial art form since 3 years
expresses, "It has helped me open up for
there is a lot of positive energy & no restrictions.
We all come here and smile and have
a fun time helping each other grow as an individual."
Noel Almeida, 22, has been learning
Capoeira since 4 and a half years says,
"This martial art form has taught me how
to behave. The rich culture & music that it
possesses has helped me stay fit and grow
as an individual. I now conduct classes &
have taken Capoeira as my career."
It is a way of Life
Reza Baba strongly believes, "Capoeira is
the need of the hour. Every kid in India
should learn self defence and should be
able to take care of himself or herself. Every
kid should live life to the fullest free from
the violence and competition of this world.
It is my dream to create a Capoeirista in
every household so that we can face anything
in life."
The world is very dark as we hear of
rape, violence and crime all the time. Reza
Baba wants to equip the girl child to be self
reliant and face the world with strength,
confidence and courage. "We teach our
kids what is a bad touch and a good touch
in our classes. We teach them habits like
brushing your teeth or taking a bath regularly.
So, we help make better individuals in
a physically strong and mentally sound
way coupled with music, dance and lot of
energy and fun," he explains.
It is a community that is growing constantly
Reza Baba is the first person to get this martial
art form to India when he started teaching
Capoeira in 2005. He himself has
learned the art form for over 20 years &
even today he keeps constantly upgrading
himself by learning new techniques from
different parts of the world. Today he
teaches around 2000 children in a week in
different schools (like C. P. Goenka, JBCN
International, B.D. Somani, Billabong High
International, etc. - part of 10 school curricular
programs with Capoeira as a subject in
schools) and conducts classes all over
Mumbai and is thus spreading to other
parts of India too.
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Everything today is all about competition,
but Capoeira is not
Vasundhara Kaul, 28, who works as an
actor & copywriter, expresses, "I have been
learning Capoeira since 1 year & have always
made time for my classes. As an adult
this is the best martial art form where there
is no competition and each individual can
perform freely." Akshay Makhija, 22, a digital
artist and writer says, "Capoeira helps
me relieve stress & stretch my muscles
with the whole harmonic rhythm of beats
and energetic music." Rhea Ramodiya, 23,
adds, "I feel belonged to my Capoeira class.
I have been learning since 1 year and I have
found my space where I can be myself
without any worry or hesitation."
The young, old, plump, thin, girl, boy,
tall or short anyone can learn this martial
art form to enhance your being and live a
better life. In fact, each one ought to learn
Capoeira because it has a holistic approach
with all round benefits & no harm to the
body. Reza Baba concludes, "Capoeira is the
need of the hour to help detach from the
materialistic world and channelise the
strength within you in a fun way."
Ronald Rodrigues
BandraBuzz
creating community connect since 2010
5th June 2016 | Vol. 7 (I) Issue 6 | BandraBuzz.Newspapers | @Bandra_Buzz | BandraBuzzNewspaper | bandrabuzz.com | Price: Rs. 4/-
Carter Road could soon have a sandy beach
The above area near the Carter Road Amphitheatre will be cleared to make way for beach volleyball, beach cricket & sand pits

04 JULY 2016 BANDRA BUZZ NEWS
SME: Small & Medium Enterprises - ‘explained’
Clifton Desilva -
Director of Altina
Securities
Pvt. Ltd. has
been playing a
key role in creating
huge market
valuations
for companies,
by supporting
& mentoring
them to list on
the stock exchanges
& unleash value. Earlier on, he was
instrumental in mentoring & supporting
companies on the main board.
However with the setting up of the
SME platform he is now focusing on mentoring
& supporting companies to list on
the SME platform, as he believes that the
SME sector is set to become the growth
driver of the Indian economy - & if supported
can transform India into a global
manufacturing hub & spark an industrial
revolution.
Altina Securities as a part of its CSR activity
focuses on its twin objectives of promoting
entrepreneurship and financial
literacy, both at the start up level & scale up
level.
As far as financial literacy is concerned:
- It has organized over 1000 investment
seminars (free of cost to the participants)
- Published over 1000 articles on investments
in leading publications
Altina Securities in now gearing for a hat
trick, with a vision to unlock value on the
SME platform, to the extent of Rs 1000 cr.
To gain a deeper insight, we asked Clifton
probing questions:
Why have you shifted focus to the SME
sector?
The small & medium enterprises (MSMES)
are the backbone of any fast developing
economy. The SME’s account for around
90% of the total number of industrial enterprises.
In India SME’s represent a diverse
asset class of emerging companies, from
both traditional & new age economy sectors.
The sector contributes 17% to the GDP
which is expected to shoot up to 22% by
2020.
Direct benefits to the Indian economy
are 45% of industrial output, 40% of total
exports. The sector provides employment
to 70 million people & creates jobs of
around 13 million every year while labour
intensity is 4 times higher than that of large
organizations. A survey indicates that India
requires job creation to the extent of 1.3 billion
which the large firms both in the private
as well as public sector would not be
able to provide. It is the SME sector which
could fill this gap if given to right support.
SMEs are expected to drive the next level
growth of the Indian economy provided
they have the enabling platform & avenues.
What are the problems faced by the SME
sector?
To fuel high growth in any sector, access to
capital is of paramount importance & the
key challenge faced by the SME Sector pertains
to the dearth of easy finance to fuel
accelerated growth. It is estimated that
around 60% of the SMEs in India do not
have access to formalized lending. The sector
also finds it difficult to obtain Private
Equity funding. Most of them are also discouraged
from availing this type of finance,
given its high cost; coupled with the fear of
diluting their holding.
The problems associated with the SME
sector are inherent in the operations of its
structure. The main challenges are small
size, owner driven, lack of quality products,
low governance standards, absence of
proper accounting systems, unqualified
family members, succession as well as
business risks, usage of outdated technology,
lack of sufficient finance, absence of
in-house research & development. Hence
banks are reluctant to finance the sector as
the probability of Non Performing
Assets (NPA) appears high,
especially during economic
downturns.
What are the
problems faced
by promoters?
My experience
with promoters
over the years
reveals that
they build companies
through
hard work, grit,
determination, passion
& sacrifice but
when it comes to succession
on most occasions
the next generation does not
seem keen to take over the business & in
several cases the value that has been created
over the years gets destroyed. There
are several instances where companies
have been built with valuations of over Rs
100 crore at a point of time & subsequently
have been reduced to scrap value due to
lack of succession & have to be shut down
at a later stage for lack of business continuity
& succession. Thus value created over
the years if not unlocked gets destroyed.
What is the access to the SME sector for
funding?
In order for companies to achieve accelerated
growth, they must have access to equity
based premium funds - which in turn
will enable them to have a low cost structure
& thus compete effectively & grow the
business. Relying on personal funds is always
limited & bank finance, besides difficult
to attain is expensive compared to
premium based funds.
In the past the SME sector could not access
equity funding as listing on the
BSE/NSE had stringent financial requirements,
as well as the cost of listing are very
high. Hence this route was shut for the
SME sector.
SMEs could grow range, bound with
own funds or pooling of funds from friends
& relatives, which is generally inadequate
for quantum growth. Growth funding platform
of capital markets though badly required
by the SMEs was unavailable.
A game changing initiative for SMEs
was unleashed in 2010 by the Prime Minister’s
Task Force. Based on this recommendation,
SEBI on May 2010 laid down a
framework for setting up stock
exchange/trading platforms, dedicated to
SMEs
What is the potential of the SME platform
in India?
The SME platform in India has huge potential,
considering the fact that it accounts for
about 90% of industrial enterprises in
India. Number wise, it is estimated that
there are around 50 million SME units in
India & even in the next few years,
if 0.01% get listed the number
of companies listed
on the SME platform
could be a mind
“In India SME’s represent a
diverse asset class of emerging
companies, from both traditional
& new age economy sectors. The
sector contributes 17% to the GDP
which is expected to shoot up
to 22% by 2020. ”
bogging 50,000
compared to
5800 on the BSE
& 1700 on the
NSE.
What are the
benefits of listing?
Listing rewards
performance by improving
market capitalization.
In an unlisted
company even par excellence
performance is not benchmarked.
There are many intangibles like
brand equity, management bandwidth,
promoter’s dynamism & domain knowledge
- as well as many others, which do not
get reflected anywhere.
Even exiting the business becomes a
difficult proposition, as the buyers are few,
selling price is at a discount & payment
terms are spread over a longer time frame.
Unlisted shares command discounted valuations
even less then their book value.
But as soon they are listed, valuations
are determined through the listed market
price. Therefore when promoters set up a
business & grow the business, it creates
value - & if at any point of time & if for any
reason; the promoters would like to partially
or fully exit the business, there
should be an exit route, so that the value
created can be unlocked.
This can be achieved more easily if the
shares of the company are listed on the
stock exchanges. In case the company is
not listed, it gets difficult to find the true
value of the company.
Whereas in a listed company the market assigns
a value to the company & there are
more number of buyers who are ready to
pay a premium to market valuations for a
listed entity. Toady even a shell company
on the BSE costs around Rs 5 Cr.
Other benefits include currency value,
reduced cost & borrowings, stakeholders
comfort, ESOP’s -visibility & increased corporate
governance.
What have been the concerns of promoters
of the SME sector?
Loss of control: The listing rules provide
for a dilution of only 25%, while the balance
75% is held by the promoter. Most of
the successful companies are managed
with promoter holding of less than 50%.
The Tata's run some of their companies
with holdings of less than 50%
So was the case with Infosys. The promoters
of MRF have a holding of a mere
27% & control the company. There are
around 6,000 companies listed on the exchanges
& over the last several years, there
has never been a hostile takeover.
Compliances: Often entrepreneurs & managements
of emerging companies perceive
that listing involves hefty compliance both
at IPO & post IPOs levels.
A close look at the compliance on the
SME platform as also post listing compliance
reveals that SME listing compliances
are significantly relaxed to facilitate more
& more number of SMEs.
Costs: The costs involved in listing on the
SME are around 8% of the cost involved on
the main board, one of the major advantages
of listing on the SME platform is that
it allows companies to migrate to the main
board, after two years - at virtually no cost.
What is your vision for the SME sector &
what is the role you intend to play?
Our main focus is to promote entrepreneurship,
both at the start up level & scale
up level. At the scale up level we mentor &
support companies to list on the SME platform
& unlock intrinsic value. In fact it was
surprising to learn that several entrepreneurs
were unaware of the existence of the
SME platform & having understood the
benefits of listing, seem keen to avail of the
benefits of listing.
We have been instrumental in listing
two companies on the SME platform
whose valuations thereafter have soared
significantly & there are over a dozen companies
which are in the process of listing.
As of now, we are in the process of mentoring
& supporting over 25 companies who
are in the various stages of listing.
We have a vision to unlock value to the extent
of Rs 1,000 crore on the SME platform
over a period of time.
Ronak Khurana

NEWS
BANDRA BUZZ
JULY 2016 05
Christopher ‘Tucky’ Curzai voted
Director of MEICOCAI - Global
At the last meeting of the Mumbai East
Indian Chamber of Commerce and Industry
held in Bandra West, Christopher
Tucky Curzai was unanimously
voted as Director on the Board of the
Chamber. “Tucky C. has the fire and
faith required as a pre-condition to enable
a Director to occupy the seat of
conference and capability in the Chamber
hall of the institution” says Rtn. Calwyn
D’Abreo, Founder and Initiator of
MEICOCAI - Global.
“I believe in community and specially
in the industrious attitude of
those in the community, who are involved
in trade and commerce. I look
forward to be interacting with all, especially
the young men and women, who
are within the ‘start-up’ formation of
their businesses - and who are taking
the help of the Chamber to forge
ahead.” said the newly appointed Director,
Christopher. The President of ME-
ICOCAI who is an experienced banker
and also an M and A counsellor, Brian
Pereira delivered the letter of invitation
which was accepted by Tucky Curzai,
at a well attended board meeting.
Tucky Curzai is a restaurateur by
the inverse expression of his business
partnership in realty, that allows for the
amelioration of his use of highly skilled
professionals to run licensed boutique
bistros restaurants in Mumbai. A message
from the Chairman of MEICOCAI,
Global - Neil Creado who was absent
and away on business in another geography,
has sent his compliments and
looks forward to a fruitful tenure with
Tucky Curzai - within the deliberations
and ideals of the Chamber. The President,
Brian Pereira announced at this
meeting, the next six month plans for
the Chamber - and also introduced the
patron bankers to the Board of Directors.
Leslie Fernandes
Christopher Tucky Curzai appointed Director by MEICOCAI President Brian Pereira
DENTAL IMPLANTS
FOR FREE
As part of their endeavour
to make dental implants
available to people of low
socio-economic groups; Dr.
Meghna Dang - in collaboration
with 'Smile USA' is now
offering patients dental implant
surgery for FREE or at
low costs, as part of their educational
curriculum.
People can benefit by
getting 'fixed teeth' & advanced
surgeries at minimal
/ no costs, depending on the
case. This helps to improve
your self-confidence & face
people with a ‘sweet smile’.
This small surgery can
be all the difference between
you being successful
or unsuccessful in life. Do
not compromise on something
that creates the ‘first
impression’ about you -
which is very important.
For more information and registration call 99207 70726, 022 6535 0666
Treatment would be carried at 1004, Panchratna Bldg, Opera House, Mumbai 400004
(Dr. Meghna Dang maintains her private practise in Bandra, Colaba, Opera House)
Laxmi Karanjia

06 JULY 2016 BANDRA BUZZ EAT OUT
A new spin to the
California burritos
Located at Pali, right next to Gold’s Gym,
Burrito Factory is not a place you would
easily miss. A restaurant started by former
Cafe Basilico chefs, Shiv and Bidya. When
they started Burrito Factory, the idea they
had in mind was to put a new spin to the
basic California burritos by giving them an
Indian twist and flavor.
That
a s i d e ,
t h e y
also offer
you some authentic
and delectable
American and Italian cuisines. Their menu
ranges from quick bites to salads to burritos
to grilled meats, a good variety in each
course. Their Burrito Bowls have received
a major thumbs-up response from a lot of
their customers and which proved to be
true when we tried one as well.
We had the Mix Grilled Vegetable Burrito
Bowl with olives and sun-dried tomato,
which is recommended as a good option
for dinner. The bowl was layered with an
assortment of grilled veggies, black beans,
tossed salad, guacamole sauce, sour cream,
chipotle sauce, tomato salsa, cheddar
cheese & brown rice, all mixed with perfection.
The fusion of flavors was well received
and we enjoyed the burrito bowl.
Along with the bowl, we also tried the Peri-
Peri Fried Crispy Chicken Burrito, which is
also a great option for dinner. The ingredients
were almost the same except for a few
r e - placements like lemon rice,
mixed lettuce and periperi
fried crispy
chicken. The burrito is
Tex Mex Grilled
Chicken Burritto
heavily stuffed
but not very
large in size &
needs to be
eaten fresh &
warm or it gets a bit
soggy & loses its flavor.
It makes a good & healthy
meal for one person.
In terms of quality, they make sure they
give it their hundred percent. The food is
healthy and not doused in oil or too much
cheese. A lot of options in the quick bites
section like nachos (veg/non-veg), tacos
(veg/non-veg) and french fries with BBQ
sauce and more, are available. In the salad
section, the exotic grilled vegetables salad
is recommended and customers have the
option of making it a non-veg salad. Good
options for lunch in the burrito section
would be the Baked Cheese French Fries
burrito, Hummus and Falafel burrito or the
Crispy Cottage Cheese and Mushroom burrito
for the vegetarians and the Roast Lamb
burrito or Pan Grilled Buffalo Tenderloin
burrito for the non-vegetarians.
Some burritos the
C h e f
r e c -
o m m e n d s
are the
W h o l e s o m e
Green Salad bur- rito &
Hummus & Falafel burrito which are veg. &
the Chicken Keema and Pea burrito, in nonveg.
In case you love sea-food, Burrito Factory
has you covered. The Egg and Tuna
burrito and Smoked Salmon burrito are
two sea-food burritos they recommend,
also the Garlic & Herb Butter Shrimp burrito.
The Tex-Mex grilled chicken burrito is
a favorite dinner option.
They have a Signature Mediterranean
Grilled section which lets customers create
or customize their own choice of
meat as per their choice or
you could go with one of
the delicious dishes
they offer. Desi Pan
Roast Chicken,
Roast Panneng
Lamb, Asian Sauté
Shrimp, Grilled
Cottage Cheese
Steak and Tex Mex
Fish and Chips, which
also comes in a pan
grilled version on request. To
wash down the food, they suggest a Peanut
Butter shake which is a huge hit amongst
the customers or a Blue
Berry smoothie. You
could opt for a
cooler as
well, which
has a lot
of variants.
All
t h e i r
sauces are
h o m e -
spun and
made by
them.
Burrito Factory
is a must try and
will not disappoint
you. The ambience
and service is great, though the restaurant
may be on the smaller side. If you love
Mexican food and need a quick bite or a
hearty meal (which literally does not take
a toll on your heart), this is a lovely place to
go. Also, Bandra Buzz readers get a 15% discount.
All you have to do is call on 022-
26418141 or WhatsApp 7045532535
Peri Peri Burrito Bowl
Burrito Factory
Shop 6, Plot 13/B, Pali Rd, Pali Hill,
Bandra (W), Mumbai 400050
www.burritofactory.in
Nayan Sreenivasan
Chicken Tacos

NEWS
BANDRA BUZZ
JULY 2016 07
THE SAVIO STORY
Savio is a man with a plan! He knew exactly
what he wanted at a very early age and
went against all odds to make it happen.
Savio knew he wanted to cut and style hair
ever since he was in the sixth grade even
though at the time it was not a very popular
profession for young boys, especially
since he was a national level
winner for swimming, boxing
and field sports.
Growing up with 3 beautiful
sisters and a mother
who till date is extremely
particular about her hairstyles
and hair habits allowed
him some valuable insights
into how women perceive their
hair and this helped him understand
how important a haircut can be to define a
person’s own individual identity.
Savio began living his dream when he
started training with Nalini & Yasmin
(Khar) in 1997 and ever since has been scaling
new heights from winning hairdressing
competitions both national and international
to judging them as part of renowned
jury panels across the world, all the while
creating new trends in hairstyling. His hard
work and dedication afforded him opportunities
to train and work in different countries
across the world.
Savio is the only hairdresser/hairstylist
in India to become the ‘Brand Ambassador’
for the international brands of TIGI,
Schwarzkopf Professional India (for 6
years) & Matrix (L’Oreal) India (for 2
years).
With the love and support
of his wife and 2 children,
Savio single handedly
opened his own salon called
‘Savio John Pereira’ (SJP) in
2009, which is nestled
nicely in Pali Hill (Bandra).
Savio is known as the evergreen
‘Bandra Boy’, even though
he is not originally from here; he
completed his school at St. Stanislaus and
spent most of his time in Bandra. He remembers
how Bandra in the nineties wore
a contagious positive vibe that was set
against a backdrop of the waterfronts,
beautiful churches, with parks and promenades,
streets lined with different coloured
flowering trees; and even today sports an
atmosphere that people continue to flock
to. Which is why he knew his first standalone
salon had to be in Bandra.
Priyanka Chopra, Kangana Ranaut, Sonakshi
Sinha, Shilpa Shetty, Neha Dhupia,
Yuvraj Singh and KK (Krishnakumar Kunnath)
are some of his celebrity clients so
don’t be surprised if you brush shoulders
with some famous personality while you’re
at his classic - contemporary styled salon
where the man himself will always be
dressed in black.
Savio fills his days either by tailoring
new looks for movies or styling photo
shoots for fashion magazines, penning
columns for newspapers or drawing up
new curriculum for his training academy,
jet setting across the country and overseas
to speak at conferences, judge hair events
and do live demonstrations. So do make
your appointments with him in advance.
He also specializes in wedding consultations
for both the bride and the bridal party.
His unisex salons offer you various
services that will attend to all your hair and
beauty needs where the SJP team focus on
creating an entire experience that will leave
you spell bound and they welcome you to
indulge in it. He recently opened his second
salon in the famous French Luxury 5
star hotel in Mumbai - Sofitel, which is located
in BKC and has a lot of exciting new
ventures to look forward to.
Francesca Mascarenhas
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08 JULY 2016 BANDRA BUZZ NEWS
St. Peter’s Feast
The aesthetics of St. Peter’s Church is a
marvel in itself and as we celebrated the
feast of St. Peter on 3rd July we realized
how blessed we were.
The church décor was elegant and
beautiful. Parish Council members walked
in with people of other faiths whom they
invited from their community, holding a
flag or a hand which they symbolically
pinned to the Theme for the day ‘Building
the Kingdom of God’.
As the PPC members renewed their
commitment – To build a faith community
for service, Fr. Frazer firmly told us in his
homily that we have to move out to embrace
the larger society where people of all
faiths work together on bigger issues of
peace, justice, environment, the poor and
the needy. With God’s help we would
surely succeed. In fellowship a slice of delicious
cake was served after every mass.
The evening function rocked with
music, dance & plenty of eats with Darryl
to lead us on. Our Parish priest with other
fathers joined in to make us feel as one
parish family.
Jesus called Peter the ‘Rock’ to indicate
that Peter would be the rock on whose
foundation the church would be built. May
we at St. Peter’s strive to follow our patron
saint as we take our vision forward:- to be
open to new ideas, move with the times
and be ROCK like in our belief that the
Kingdom of God can be built here and now
as we reach out to others.
Ancella D’Souza

SPORTS
BANDRA BUZZ
JULY 2016 09
BWFA 2016: Companeroes SC
draw 2-2 against Celtic 7070
In a fast paced encounter, Companeroes SC
and Celtic 7070 settled for a 2-2 draw in the
15th Bandra West Football League, conducted
by the Bandra West Football Association
(BWFA) at the Dr. Norman Lewis
Supari Talao Municipal grounds.
This exciting tournament had kicked
off on Sunday 26th June 2016 - and will be
played on all Sundays. A total of 27 teams
are participating in this year’s tournament,
which will end in October 2016. The teams
have been split into 2 division each comprising
of two groups each:
Premier Division Group A: Millwall FC,
Sporting Sensation, Athletico Bandra,
Young XI, Carmelites SC, MW Strikers,
Somlands FC & Carmelite Crusaders.
PREMIER DIVISION GROUP B: Chimbai
SC, Celtic 7070, Friends SC, AK Chimbai SC,
Bandra Packers, Companeroes SC, Kant
Wadi Stars & Sea View SC.
DIVISION 1 GROUP A: Jolly Boys, Fishermen
FC, Somlands Juniors, Theresians SC,
Olpers SC & Rebels SC.
DIVISION 1 GROUP B: Athletico Titans,
Young XI Guns, Baze FC, Blitz FC & Clifford
Carmen Foundation.
Companeroes shot into an early lead and
were leading at lemon time by 2 goals to nil
- through Prashant Gurav and Daniel
D’Souza. Celtic returned from the breather,
with a renewed vigor and determination -
and were rewarded by a beautiful goal;
which saw unmarked striker Asif Khan
bulging the net with a crisp shot. Well into
the second half, Altamesh Sayeed collected
the ball on top of the box - and after weaving
around a host of defenders, drew parity
for Celtic 7070.
In a Division 1 encounter Saad Shaikh’s
outstanding performance, including a hat
trick; enabled Blitz FC crush the young side
of Clifford Carmen Foundation 4-0. Kamlesh
Rathod had opened the scoring for
Blitz in the 5th minute of play.
10 JULY 2016 RESULTS:
PREMIER DIVISION: Companeroes SC 2
(Prashant Gurav & Daniel D’Souza) drew
Celtic 7070 squad for the BWFA Bandra League
Celtic 7070 2 (Asif Khan & Altamesh Sayeed);
MW Strikers 2 (Kyle Pereira & Kenyon
Affonso) beat M.W. Strikers 0; Carmelites
SC 4 (Azfar Noorani 2, Denzil Mascarenhas
& Faiz Khan) beat Carmelite Crusaders 1
(Lendel Vessaoker); Chimbai SC 6 (Floyd
Dharmai 4, Leander Dharmai & Neren
Quadros) beat Friends FC 0; Bandra Packers
5 (Ranzie Kallicharan, Julius Fernandes,
William Fernandes, Wavlyn D'Souza &
Vishal Kapse) beat Sea View SC 0; AK
Chimbai SC 5 (Aaron Fernandes, Arif
Qureshi, Rohan Kadam Rosvelt Fernandes
& Christopher D'Souza) beat Kantwadi
Stars 0.
DIVION 1: Blitz FC 4 (Saad Shaikh 3 & Kamlesh
Rathod) beat Clifford Carmen Foundation
0; Jolly Boys 0 drew Rebels SC 0;
Fishermen FC 1 (Pranil Chimbaikar) beat
Theresians SC 0.
Hugh Fernandes

NEWS
BANDRA BUZZ
JULY 2016 11
BANDRA - FROM WITHOUT TO WITHIN ME
Very often I have to deal with people who are unable
to fathom why I stay in Bandra, compromising on the
space, bearing extra inconvenience while commuting
to my workplace and of course spending a lot more
time & money in doing so than I would have been,
had I been residing in the peripheries of the Maximum
City, say for instance in Powai.
I am a Mumbai-born, Kolkata-thoroughbred and
now a Bandra-boy. I grew up in Kolkata and South
Mumbai, both culturally very rich pockets of our
country, in their own different ways. I was born to Gujarati
parents who failed to indoctrinate me, thanks to
my rebellious nature. But having spent over two
decades in Kolkata, there's a lot of Bengali-ness as well
in me, which is abundantly apparent, especially from
my food preferences.
I have never been comfortable in residing in a
place that is devoid of indigenous characteristics or
rather I should say a place that has no personality of
its own. Which is why, I would any day choose to stay
in Mumbai or Kolkata over a newer city like Bengaluru
that's primarily occupied by migrants giving it
a very neutral atmosphere, despite the cosmopolitanism.
Mumbai is what I say a city of cities & quite
apparently the most dynamic metropolis of our country.
Bandra has always fascinated me ever since I was
a kid. Hence, after completing college from Pune,
when I bagged my first job in Mumbai, I very well
knew where I wanted to put up. I've completed a little
over a year of my stay in Bandra and I love it here. My
neighbours here have been at their hospitality best
and by now, I have imbibed a lot of Bandorah’s culture
within me, which doesn't mean I start or end my sentences
with "men". I've just evolved into being a hybrid
of a very interesting combination. This place feels
like home now and the sheer thought of having to
move out of here makes me uncomfortable.
I stay approximately 350 metres from the coastline
and nothing in the world is a better stress-buster
for me than a walk on the promenade by the sea.
Lemon Tarts from my favourite confectionery in
Kolkata do come close, though. I am someone who'd
choose to take a stroll through Waroda Road instead
of being surrounded by the high rises at say, Carter, for
I enjoy gazing at the prevalent Portuguese architecture
and eye-catching wall graffiti that's almost omnipresent
in these narrow by-lanes of Bandra. The
beautiful & pristine parishes, the chic cafés and the
ready availability of Mutton Puffs, Sorpotel, Vindaloo
& the Goan Curry and my adoration for the indigenous
communities of Vandre that have hugely contributed
in the making of this beautiful Mumbai
suburb, are all reasons to fall for it.
That reminds me of Mr. Fernandes who sets up a
Goan food stall at Waroda road every evening starting
from 7:30 pm until stocks last, does a really delectable
Goan Prawn Curry that is very well priced. These are
all things that I wasn't used to seeing & would not
have been so well acquainted to, had it not been for
my stay in the Queen of Suburbs. I only hope this
place continues to be so for as long as possible.
Jaimin Rajani

12 JULY 2016 BANDRA BUZZ CLASSIFIEDS
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To advertise your business/services in the Classified
section of Bandra Buzz Call 9820783686 / 9920299787
Ad Agent for The Examiner & all leading newspapers.
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We offer 8 seater Innova cars with triple AC for local and
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For all your requirements of East Indian Lugras and
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FRENCH TUITIONS
Students who have not studied French in school &
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INVESTMENTS
For all your Investment/Insurance needs: Life, General,
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Investment Advisory (1 Cr has grown to 20 Cr
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FOR LIMITED PERIOD
14% dividend paying Malaika Credit Society (managed
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Income tax Consultant available for e-filing of income
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EDITORIAL
BANDRA BUZZ
JULY 2016 13
Letters to the Editor
Drizzles to Downpours
ILLEGAL MIGRANTS
Francesca Mascarenhas's 'local in focus'
on artist and sculptor Tyrell Valladares is
informative and well written. Both his
metallic displays at Bandra's periphery are
superbly artistic and conceal in depth talent
of vision. Even the locations of these
erections are eye catching and perfect.
Beauty lies in the eyes of the beholder.
However and of recent there appears
to be a horde of migrants who have taken
shelter under the Bandra Reclamation
bridge, next to the RTO office, almost a
stone's throw from Tyrell's masterpieces
of art. This unlawful habitation of homeless
men, women and children is an eyesore.
They live, eat and sleep there right
next to the police chowki. The mangroves
nearby are an escape for sanitation.
Where is our governance and civic responsibilities?
Scores of people pass that
way including elected representatives,
but turn a blind eye on this encroachment.
Our leaders have money to spend
on lavish Iftar parties in 5 star hotels, but
a 'no care attitude' to the plight of the
homeless. 'Wake up India' should take
precedence over 'Make in India.'
Amar Singh
VANDRE MUSEUM
In reference to Amar Singh's observation
on Bandra Post office in May 2016 edition.
I have always felt that this quaint
building is a heritage no doubt, but it
would be ideal to have the photos of old
Bandra - and how the people lived in the
gaothans or villages; with photos of old
buildings and other artefacts, for posterity.
It could be a museum for the people to see
& learn of the days gone by. Bullock carts
watered the dusty roads of Bandra - and
this could encompass all aspects, even of
Dr P.A. Dias - the eminent Doctor, whose
name is still on the streets in Bandra.
I know that there was just one car in
Bandra, owned by Mr. Khona & he walked
to the station. My maternal grandfather -
Felix Rodrigues worked for the British &
his office was situated at Colaba. They all
walked to work in town and returned
walking. There was no Mahim Causeway
and the ferry boat took them across.
I am sure Mr. Ashish Shelar , who is the
most prominent person in our area -
would be glad to put in his efforts.
Email your letters to
news.bandrabuzz@gmail.com
Dear Reader,
Grey skies greet us as July gets going. With
temperatures dropping, it is much more
pleasant now to move outdoors, in spite of
other adverse conditions - and comparatively
speaking, Bandra and surrounding
spots are “good”. The world comes to shop
here. Then after kicking up an appetite, it is
time for a cozy lunch or a delightful dinner
- complete with chatter about how you
tricked that salesperson and got the best
deal. Yes, it is time to switch gears - mindset
& action.
It is already happening - the switchover
has started. Look around and see how the
tide is turning. Power play is increasing by
leaps & bounds - and this is evident everywhere.
Religious & cultural events are great
excuses to send subtle messages across. Issues
are blown beyond imagination by
vested interest and divisions created to divert
the public mind from real issues. Alliances
are in the process of being formed,
on the logical principal that, “your enemy’s
enemy should be your friend”. An excuse
is needed. In fact, any excuse is enough to
push your agenda and gain visibility. And,
just like the monsoon, we are witnessing
changes too, from drizzles to downpours.
Being an unbiased newspaper, Bandra
Buzz will always be fair, to give our dear
readers information from both viewpoints.
Rest assured that, wherever possible; you
will get the whole picture - especially of
controversial news. Your interaction, by
way of letters to the editor is of prime importance
to the vitality of your neighbourhood.
Do not hesitate to contact us, if you
have any information that is newsworthy -
with documented proof.
As I conclude, let me take this opportunity
to greet our Muslim brothers & sisters
a Ramadan Mubarak. This holy month has
seen community connect coming to a
crescendo - a great sign of camaraderie between
communities in Bandra and beyond.
Something, that the world needs more of.
Till next time, take care.
Regards,
Merck N. D’Silva
Editor-in-Chief

14 JULY 2016 BANDRA BUZZ NEWS
DEVELOPER & CONSENTING TENANTS
JUSTIFY FERNANDES CHAWL DEMOLITION
In our last edition, you read the testimonies
of those who were rendered homeless,
due to the Fernandes Chawl Khar
demolitions. We meet up with the tenants
who have agreed to the developer’s terms,
the developer and their advocate. Here, the
other side of the story unfolds:
TENANT:
Ex-Secretary, Thomas
D’Silva: “In 1992, we
(our parents and other
elders) registered &
started this project in
the name of St. Anthony
Co-op. Housing
Society. Initially matters were moving
slowly, with Mr. Gadiyali, Richard D’Silva &
others in the committee. When our oldest
committee member Mr. Gadiyali expired,
this project came to a standstill.
Then in 2002, all members wanted to
re-start matters - since this was in the SRD
(Slum Rehabilitation Development). We
met the developer (cum owner) Darisa
Builders and got an assessment done,
wherein properties (houses) were measured
and a debate started on how to develop
this project. In this process, we
realized that some had around 50 sq.ft.,
some around 100 sq.ft. & 2 or 3 having 500
sq.ft. Then, we decided to put this project
in SRA (Slum Rehabilitation Authority), so
that each one of us get 180 sq.ft. - which is
good for everyone, as all get equal without
any misunderstanding. The SRA paper
work was done with proper measurements
of each house - and in 2006 we signed
agreements, with photographs taken by
the developer. At that time we got 80%
agreement signatures, with 20% left - all
done by our Adv. P. Vas.
The developer started processing permissions
& plans - and the transit camp was
built in 2009. To be fair, we had a lottery
system for the 20 flats and 5 shops. Those
who wanted to stay could do so. Those
who wanted to stay elsewhere could take
the stipulated rent amount. Most of us
agreed, but some disagreed - asking for
elections. As per SRA law, our society was
registered in 2008. I told them to let us finish
our term, but they went to the registrar,
did their paper work & had elections -
which they won. After this I do not know
what happened.
Then court cases and litigation started
- and they accused us of taking money. I
agreed to hand over papers, telling them
that if they find anything amiss, please
come back to us. Now about 5 years have
passed and they have not reverted. Let me
put on record that from 2002 till 2010 we
have not even taken any payment from
any tenant, as all lawyer’s fees for agreements,
etc. were paid by Darisa Builders.
“We had purchased this slum-declared property in 1992, from the Fernandes Chawl owners. We did not start the project earlier
because initially it was SRD, where we were getting a 2 FSI sanction - which was not feasible and the tenants were getting 180
sq.ft. Currently, under SRA we have a 3 FSI we are giving 269 sq.ft. per tenant - so it is a win-win situation. 1.5 FSI goes back to the
society & 1.5 FSI consumable.”
Karl D’Mello - Director of Darisa Builders
There was no money transaction between
the society. We did not support them and
some were already in the transit camp, as
we were for the success of the project. In
June 2015 they lost the case and started appealing.
On 29th Feb 2016, the High Court
demolition order was given. Our advocate
told us to remain calm, as everything
would be in black and white, inspite of any
protest from people with vested interest.
Today, the demolitions have taken
place as their appeals have gone to
Supreme Court, where it was rejected. At
this stage, we are for the developer - with
about 7 of us have already signed the agreement
and the rest to will follow soon, for
completion of this project.
As an ex-gratia, it was agreed that every
flat owner (in their new residences) would
get Rupees One Lakh each - paid in parts:
five thousand when signing the agreement,
five thousand when shifting to the
transit camp and ninety thousand would
be credited to the society for building
maintenance, in each tenants (now owners)
account. My target is that the project
gets completed.”
DEVELOPER:
Director of Darisa
Builders, Karl D’Mello:
“These are the tenants
in support of the project
and they are in majority.
The current
committee (new) with
vested interest - for example Anita: She has
a ground plus one structure that is illegally
built. She has rented out the upper floor as
a godown. Others from the current committee
have been using this chawl for business
purposes. Rafiq Mussafar & Iqbal Patel
have illegally put paan-bidi wallas. They
have illegally rented out areas which are
not allowed to be rented or leased - even in
the transit camp. They have made a business
out of keeping it a chawl.
So these 4-5 people, who were interviewed
by Bandra Buzz (including children)
prior to this (published in our last
edition) have made this into a business. Development
needs to take place. We can’t
have slums in the Khar-Bandra area anymore.
There has to be change to avoid
water logging. Few people who have
vested interest, do not want change and
progress.
As of now, some days back I had my
JCBs and digging crew ready to start digging
for the double basement and putting
up the ‘patras’ immediately - so that the
basement is dug before the monsoon kicks
in full swing, or my expenses increase.
Now, they’re protesting and creating a
ruckus - and then will eventually end putting
the blame on the builder for stalling
the project. We are fully ready - everybody’s
rent is kept in a bank account declared
SRA for the two to three years
duration. I’ve got rent amount for all 44
tenants. They keep saying my IOA is cancelled.
It is not cancelled. It needs to go for
re-validation because of change in DC rules.
My prior plans were passed with flower
beds, which are now illegal. You need to
pay for it. It is fungible FSI & TDR. I am revalidating
my IOA with fungible FSI & TDR,
for which I will be paying around 6.5 crores
- with the same plan.
Regarding the alleged FIR forgery case,
confirmed by the Khar Police; I do not dispute
that there is a forgery. But, if you look
at the FIR in detail; Darisa Builders is not a
party to it. The FIR is between the landlords
and their power-of-attorney holder. If
Darisa Builders were made a party to it, I
don’t know how and what influence was
used. Whether there is a forgery or not, that
case will go on. There is a High Court Order,
to this effect. The main matter is that we
have a new registered power-of attorney.
Just for the sake of these false claims, the
project will not stop.
We are not the kind of builders who
have influence & to get this far it is obvious
that we are legally right. We would not
have reached here and the demolition happened.
We do not have political backing.
We’ve reached here, because we are legally
correct.
We had purchased this slum-declared
property in 1992, from the Fernandes
Chawl owners. We did not start the project
earlier because initially it was SRD, where
we were getting a 2 FSI sanction - which
was not feasible & the tenants were getting
180 sq.ft. Currently, under SRA we have a 3
FSI we are giving 269 sq.ft. per tenant - so
it is a win-win situation. 1.5 FSI goes back
to the society and 1.5 FSI consumable.”
Contd. on Page 15 >>

NEWS
BANDRA BUZZ
JULY 2016 15
Contd. from Page 14
BUILDER’S LEGAL ADVISOR:
Developer’s Advocate,
Trivankumar Karnani:
“First, when the SRA
had passed an order;
they had challenged
the order before the
HPC (High Powered
Committee - after they themselves giving
consent. The HPC is the appellate authority
to the SRA. So the HPC heard the case and
finally passed an order in favour of redevelopment
of the project and disposed off the
case.
Now, the appellate authority to the HPC
is the Bombay High Court. So, these 3 to 4
opposing tenants then filed an appeal
against the HPC order in the Bombay High
Court, before a Division bench. The matter
was heard at length & finally a consented
order was passed. This says that the new
committee were present before the judges
in the courtroom, along with the developer
& other competent authorities. After listening
to both sides at length, the same tenants
gave their consent to the HC judges &
subsequently an order dated 27th Jan 2016
was passed by the Bombay High Court.
Fernandes Chawl tenants who agreed with Darissa Builders for the redevelopment
Here are some relevant points from this
High Court order:
Point 9: The petitioners (people who appeal)
shall vacate their existing premises
on or before 29th February 2016, peacefully
- and hand them over to the developers
for demolition. The direction is issued
because of a request of the petitioner to
grant them four weeks time - and also an
undertaking that none of the other petitioners
and their family are in possession
of its existing structures - and no third
party has been inducted. It is stated that
the petitioners.
Point 12: In cases of recall of a consented
order, we find that this is one more attempt
to avoid the demolition by voluntary hand
over premises as part of the rehabilitation
scheme. The petitioner is using irresponsible
& casual allegations - so this review petition
is being dismissed with costs and a
penalty of Rs 1 lakh, which has to be paid to
the statutory authorities and shall be recovered
by the collector in the event that
they are not deposited within four weeks.
When the demolition order was issued,
the tenants tried to politicise the situation.
On 21st April, the first attempt was made by
the Competent Authority to demolish as
per the HC orders. When the deputy Collector
& SRA officials went there, they were
mobbed, attacked, assaulted, pelted stones
at, as there was no adequate police protection
for their safety. Being public servants,
acting on judicial orders - they were insulted
& abused. This was a failed mission
and they had to go back. Therefore the
Deputy Collector’s office and the police
themselves decided a date where the police
could have adequate protection for the
Competent Authorities to prevent them
from being assaulted and attacked.
Therefore on 8th June, the Dy. Collector
came along with the police; and before
they carried out the demolition, they explained
the orders. When some tenants
went to assault the officers, the police
stepped in to protect them - and had to arrest
them. Also, multiple notices have been
served by registered AD, to all the tenants -
about the demolition. So their allegation
that no notice was given is completely
false, baseless and an attempt to sabotage
the redevelopment.
My client has complied with all that is
offered - to all tenants. We are ready to talk
and give the same offer to those who are
protesting now. With 89% consenting tenants,
how long can the developers delay
the development?”
For more info visit bandrabuzz.com/khardevelopers-view.html
We will update you,
as the story unfolds further.
Ahmed Syed

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