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Important Information<br />

• A complete, comprehensive pric<strong>in</strong>g guide is available on www.fnb.co.za<br />

• Errors and omissions are excluded.<br />

• Normal terms and conditions apply to each product. Terms and conditions<br />

are agreed with the applicant. If there is conflict between such terms and<br />

conditions and those <strong>in</strong> the brochure, we will follow the normal terms and<br />

conditions that apply to such product.<br />

• The Bank reserves the right to change at any time the features <strong>of</strong> any product.<br />

• FNB recommends that you obta<strong>in</strong> <strong>in</strong>dependent tax advice from a suitably<br />

qualified pr<strong>of</strong>essional regard<strong>in</strong>g the tax implications <strong>of</strong> any <strong>in</strong>vestment.<br />

• Statements only available on request if balances fall below the m<strong>in</strong>imum<br />

required balances accord<strong>in</strong>g to product rules.<br />

• First National Bank - a division <strong>of</strong> FirstRand Bank Ltd is an Authorised F<strong>in</strong>ancial<br />

Services and Credit Provider.<br />

Important Information<br />

Prices may change<br />

FNB may at any time change these prices or <strong>in</strong>troduce new <strong>fees</strong>. We will give<br />

at least 20 bus<strong>in</strong>ess days’ notice <strong>of</strong> these changes on the FNB website at<br />

www.fnb.co.za or on FNB ATMs.<br />

Standard Term<strong>in</strong>ology<br />

To assist you <strong>in</strong> compar<strong>in</strong>g FNB’s <strong>charge</strong>s with those <strong>of</strong> other banks, we have,<br />

as far as possible, used standardised term<strong>in</strong>ology throughout this guide. This is<br />

<strong>in</strong> accordance with Section 13 <strong>of</strong> the Code <strong>of</strong> Bank<strong>in</strong>g Practice (COBP). In the<br />

case where we have used FNB-specific term<strong>in</strong>ology, we have added the table<br />

below <strong>in</strong>dicat<strong>in</strong>g the appropriate standardised term<strong>in</strong>ology which may be used<br />

by other banks.<br />

FNB Term (as per pric<strong>in</strong>g guide)<br />

Payment<br />

Cheque<br />

Standardised<br />

Term<strong>in</strong>ology<br />

Third Party Payment/Stop Order<br />

Cheque Payment/Cheque<br />

Encashment<br />

Please note:<br />

Electronic Channels <strong>in</strong>clude Onl<strong>in</strong>e Bank<strong>in</strong>g, ATM, Cellphone Bank<strong>in</strong>g, Telephone Bank<strong>in</strong>g<br />

(IVR) and the FNB Bank<strong>in</strong>g App.<br />

20

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