Product Disclosure Statement

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PDS • Maritime Super Division • Allocated Pension and Working Income Support Pension • 1 July 2015
About this Product Disclosure Statement This Product Disclosure Statement (PDS) contains important information about the features, costs, benefits and risks of investing in an Allocated Pension or Working Income Support Pension (WISP). You should consider this information before making a decision to invest in a Maritime Super Allocated Pension or WISP. The information provided in this PDS is general information only and doesn’t take into account your personal financial situation or needs. You should obtain financial advice tailored to your personal circumstances from a licensed or authorised financial planner. This PDS is only available to persons receiving it in Australia (including electronically). The information in this PDS may change from time to time. Where the change is material, a supplementary or revised PDS will be issued. Updated information will be posted on our website www.maritimesuper.com.au or you can request a paper copy free of charge by contacting us. The Trustee reserves the right to change rules and the PDS at any time. Contents Maritime Super pensions 2 Purchasing a pension 2 Investments 5 Lump sum withdrawals (commutations) 16 Nominating beneficiaries 17 Fees and costs 19 Taxation 22 Additional information 24 Keeping you informed 26 Making enquiries or complaints 26 Other products and services 27 How to apply 27 Glossary 28 Issued by Maritime Super Pty Limited (the Trustee) ABN 43 058 013 773 AFSL No. 348197 RSE Licence No. L0000932 Maritime Super (the Fund) ABN 77 455 663 441 RSE Registration No. R1001747 MySuper Authorisation No. 77455663441220 Allocated Pension and Working Income Support Pension • PDS • 1
Page 1: Allocated Pension & Working Income
Page 5 and 6: Step 3: Consider the risks As with
Page 7 and 8: Step 8: Complete the application fo
Page 9 and 10: Risk and return The relationship be
Page 11 and 12: Cash This option invests 100% in de
Page 13 and 14: Balanced This option targets to inv
Page 15 and 16: Fixed Term Investment Investment ob
Page 17 and 18: Other important investment informat
Page 19 and 20: Nominating beneficiaries You can no
Page 21 and 22: Fees and costs Consumer advisory wa
Page 23 and 24: Defined fees The definitions below
Page 25 and 26: Tax on death benefits If paid as a
Page 27 and 28: Providing proof of identity Under A
Page 29 and 30: Other products & services Fixed Ter
Page 31 and 32: Application for Allocated Pension I
Page 33 and 34: Application for Working Income Supp
Page 35 and 36: Binding beneficiary nomination Comp
Page 37 and 38: Non-binding beneficiary nomination
Page 39 and 40: Allocated Pension and Working Incom

Product Disclosure Statement

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