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The November 2011 Edition of<br />

LIVES<br />

INSPIRED<br />

FOR<br />

EXCELLENCE<br />

a publication of the house of praise.<br />

a parish of the Redeemed Christian<br />

lifeChurch of God<br />

welcome to<br />

your season of<br />

uncommon <strong>favour</strong>!<br />

Empowering you to achieve your dreams and fulfill your destiny


Career Corner<br />

Own the Interview<br />

10 Questions to Ask<br />

Larry Buhl<br />

Yahoo! HotJobs<br />

http://career-advice.monster.ca<br />

For many job seekers an interview can<br />

seem too much like an inquisition. That’s<br />

usually because they’re doing all the<br />

answering and none of the asking.<br />

“Somewhere in the interview you have<br />

a chance to impress the employer on your<br />

own terms and see if the job is a good fit for<br />

you,” says Florida-based career coach and<br />

executive recruiter Jonathan Milligan. “And<br />

you absolutely should take this opportunity. By<br />

asking the right questions you can determine<br />

if the job is right for you and also show you’re<br />

engaged and interested in the job.”<br />

Employment experts identify five key<br />

question areas where you can gain insight, put<br />

yourself in a good light and take some control<br />

in the interview.<br />

Identify Their Pain<br />

“What is one of the biggest problems the<br />

company faces that someone with my<br />

background could help alleviate?”<br />

“If I started in this job tomorrow, what would<br />

be my two most pressing priorities?”<br />

“What are the long- and short-term goals of the<br />

company/department/work group?”<br />

Determine Whether You’d Fit In<br />

“How would you describe your company’s<br />

culture?<br />

“What tangible and intangible qualities attracted<br />

you to the organization?”<br />

By requesting clarification or<br />

examples, you show interviewers<br />

you care and that you’re thinking<br />

deeply about the issues they<br />

brought up<br />

Show You’re Really Interested<br />

“What additional information can I provide<br />

about my qualifications?”<br />

“What are the next steps in the selection<br />

process?”<br />

Ask Follow-Ups<br />

“Can you clarify what you said about...?”<br />

“Can you give me some examples of...?”<br />

up,” says learning and development consultant<br />

Bill Denyer. He suggests taking notes in the<br />

interview, using keywords to jog your memory<br />

of what was discussed but not burying your head<br />

in your notebook.<br />

What you don’t want to ask are questions with<br />

obvious answers, according to Susan RoAne,<br />

author of Face to Face: How to Reclaim the<br />

Personal Touch in a Digital World.<br />

“You really need to do your homework,”<br />

RoAne says. “Before the interview, go to the<br />

company web site and use search engines to<br />

get up to speed. In addition, browse social<br />

networking sites to see who knows what about<br />

the company.”<br />

And never, never ask an interviewer, “How<br />

long is the vacation?” or “What does your<br />

company do?” RoAne added.<br />

Some experts suggest waiting for the<br />

inevitable “Do you have any questions for us?” at<br />

the interview, while others recommend looking<br />

for conversation openings to ask appropriate<br />

questions.<br />

“It depends on the situation,” Milligan says.<br />

“If the interviewer seems to be reading from a<br />

sheet of questions, don’t interrupt. If it’s a more<br />

casual conversation, you may have chances to<br />

turn the questions back on the interviewer.”<br />

Find Out Where the Company Is Going<br />

“Where do you see this department/company<br />

in five years?”<br />

By requesting clarification or examples, you<br />

show interviewers you care and that you’re<br />

thinking deeply about the issues they brought<br />

2 Lives Inspired For Excellence November 2011


Pastor’s Column<br />

houseofpraise.ca<br />

Fellowship with<br />

God<br />

A Study of John 15:1-17<br />

Pastor Wale Akinsiku<br />

In this edition we will look at the foundation<br />

and qualification of fellowshiping with<br />

God. Throughout the next few editions<br />

of LIFE we will continue to explore other<br />

study topics such as the benefits and<br />

hindrances of fellowship and how to make<br />

your fellowship count, just to mention a<br />

few.<br />

Introduction<br />

Fellowshipping is the art of relating with God,<br />

sharing with Him, giving and receiving from<br />

Him.<br />

Fellowshipping is a two-way street. It is God’s<br />

idea and man’s purpose and fulfillment in life<br />

is totally dependent on it. Jesus came to create<br />

a new and living way and make fellowship with<br />

God possible again after the fall of man in the<br />

garden of Eden.<br />

The Foundation of Fellowship<br />

Fellowship is very unique in the sense that it is<br />

voluntary. Nobody can be forced into fellowship<br />

– Revelation 3:20. The doors of friendship and<br />

relationship need to be opened before fellowship<br />

can occur. Notice that the door is not broken<br />

down but voluntarily opened. Once an element<br />

of force is applied to fellowship it becomes<br />

slavery and leads to resentment.<br />

The foundation of fellowship is LOVE.<br />

and thereby he could not fellowship with God<br />

as they were no longer of the same family. He<br />

was chased out of God’s presence in the garden<br />

– Genesis 3:23-24.<br />

Man with his sin-nature cannot fellowship<br />

with God who has a nature of righteousness.<br />

That is why God warns us (believers) not to<br />

be unequally yoked – 2 Corinthians 6:14-18<br />

“…what fellowship has righteousness with<br />

lawlessness and what communion has light<br />

with darkness…”.<br />

Jesus came and through his death He has<br />

made it possible once again to qualify for<br />

fellowship with God. He has made us into New<br />

Creations and we are now the Righteousness<br />

of God in Christ, hence we can stand before<br />

God now without any sense of guilt, shame or<br />

inferiority complex because we have the life<br />

of God and have the same righteousness –<br />

Ephesians 2:10; 2 Corinthians 5:17-21.<br />

The way to fellowship has now been opened<br />

Genuine fellowship can only take place between parties that are<br />

similar. They must be of the same family in creation.<br />

Fellowship occurs when two or more parties<br />

voluntarily respond to each other in LOVE – 1<br />

John 4:19; John 15:9-10, 12-13.<br />

The Love of God for us is unconditional and<br />

this is the foundation of our fellowship with<br />

Him – Romans 5:8.<br />

to us and we can come boldly to God and<br />

fellowship with Him through the work of Christ<br />

– Hebrews 10:19-25.<br />

Once a person has repented of his/her sins<br />

and accepted Christ as Lord and Saviour, old<br />

things are passed away and all things have<br />

become new. The person becomes born-again.<br />

They are now a member of God’s family and<br />

can fellowship with God. In the process of<br />

being born-again, the nature of sin is removed<br />

and the person is now made to become the<br />

righteousness of God in Christ. “…He made<br />

Him who knew no sin to be sin for us, that we<br />

might become the righteousness of God in Him”<br />

(2 Corinthians 5:21).<br />

Now that we are born-again, we don’t just<br />

have the righteousness of God, we have become<br />

the righteousness of God. This means that<br />

except the work of Christ on the cross can be<br />

reversed, our new nature (the righteousness of<br />

God) cannot be reversed.<br />

We have been permanently qualified to<br />

fellowship with God – Isaiah 14:27; 43:13;<br />

Numbers 23:20; Colossians 1:12-13.<br />

In the next edition of LIFE we will identify and<br />

examine the process, degrees and benefits of<br />

fellowshiping with God.<br />

The Qualification of Fellowship<br />

Genuine fellowship can only take place<br />

between parties that are similar. They must<br />

be of the same image and likeness. They must<br />

be of the same family in creation. For example,<br />

a dog cannot fellowship with a tree because<br />

they are of different class and family.<br />

By the same principle, God originally<br />

created man in His image and likeness in order<br />

to qualify him for fellowship – Genesis 1:26.<br />

When man fell, he took on the nature of sin<br />

November October 2011 Lives Inspired For Excellence 3


Divine Inspirations<br />

Favour for the Next<br />

Level<br />

Keys to receiving God’s <strong>favour</strong><br />

Deaconess Patience Olisemeka<br />

who <strong>favour</strong> God’s cause are <strong>favour</strong>ed by God<br />

(Psalm 102:13-14). There’s a dimension of<br />

<strong>favour</strong> you cannot access until you serve God.<br />

High Praises: David was a man that knew<br />

how to praise God and he enjoyed tremendous<br />

<strong>favour</strong> from God. “Seven times a day do I praise<br />

you because of your righteous judgement”<br />

(Psalm 119:164). The <strong>favour</strong> of God found David<br />

at the backside of the mountain and took him<br />

to the palace.<br />

Everyone goes through different levels and<br />

each level changes the circumstances<br />

within and around the individual.<br />

Children dream of becoming grown-ups,<br />

students can’t wait to become graduates and<br />

singles are excited at the thought of marriage.<br />

There are multiple areas where we can progress<br />

to the next level. Every aspect of life has a<br />

next level, so the next level can be defined as<br />

progression from your current stage in life. God<br />

wants it for us just as much as we want it for<br />

ourselves.<br />

The reality of life is that the next level is not<br />

just a bed of roses. The benefits of each level<br />

are closely guarded by the challenges and<br />

obstacles one needs to overcome. A newly-wed<br />

couple must learn to handle their differences<br />

and a graduate must adapt to the unfamiliar<br />

yet complex terrain of the work environment.<br />

Sometimes, we are not adequately prepared<br />

for all the complexities we will meet in the next<br />

The benefits of each level are<br />

closely guarded by the challenges<br />

and obstacles one needs<br />

to overcome.<br />

level. Going into it without adequate support<br />

can result in failure. How can we constantly<br />

progress and make a success of every next level<br />

of our life? We need God’s <strong>favour</strong>!<br />

What is <strong>favour</strong>?<br />

It is important to know that <strong>favour</strong> is not LUCK.<br />

To be <strong>favour</strong>ed means to be preferred and or<br />

treated specially. It is to be supported, shown<br />

kindness towards and given opportunities or<br />

advantages in life.<br />

In Genesis 37:5 God gave Joseph a dream of<br />

his future but did not reveal the challenges and<br />

obstacles he was going to face.<br />

It was God’s Favour that prevented his<br />

brothers from killing him. God’s Favour was<br />

with him during slavery that he found <strong>favour</strong> in<br />

the eyes of his master (Genesis 39:4). In prison,<br />

God’s <strong>favour</strong> was with him and he took charge<br />

of the prison. God’s <strong>favour</strong> took Joseph from<br />

the prison to the palace.<br />

Joseph was able to achieve his dreams, fulfill<br />

his destiny and became a positive influence in<br />

his society because of God’s <strong>favour</strong> upon his life.<br />

Keys to Receiving God’s Favour<br />

Kingdom Service: Serving in God’s kingdom<br />

is one of the ways to receive God’s <strong>favour</strong>. Those<br />

Sacrificial Giving: Sacrificial giving triggers<br />

God’s <strong>favour</strong>. As King David said, “I will not<br />

offer unto God sacrifice that costs me nothing”<br />

(1 Chronicles 21:24). God responded by averting<br />

the plague.<br />

King Solomon offered a thousand burnt<br />

offerings and God responded with <strong>favour</strong><br />

(1Kings 3:1-5). God responded to Noah’s<br />

sacrifice by establishing the covenant of<br />

seedtime and harvest (Genesis 8:21-22).<br />

Effectual Fervent Prayer: You can turn<br />

things around by effectual fervent prayer. Jabez<br />

prayed and God answered with <strong>favour</strong> and his<br />

misfortune ended.<br />

Sowing Seeds of Favour: When you sow<br />

seeds of <strong>favour</strong> you receive <strong>favour</strong>. “...whatever<br />

good anyone does, he will receive the same from<br />

the Lord...” (Ephesians 6:8).<br />

.....whatsoever a man sows, that shall he is<br />

also reap (Galatians 6:7).<br />

Things don’t work for us in House of Praise<br />

just because we are working hard. The progress<br />

we experience is because God is at work in our<br />

midst and that is FAVOUR! In this month of<br />

divine <strong>favour</strong>, God is set to assist, support and<br />

treat us differently as we start living life on the<br />

next level.<br />

4 Lives Inspired For Excellence October 2011


houseofpraise.ca<br />

book club<br />

Mountain Moving Faith<br />

Kenneth E. Hagin<br />

This book teaches believers seven fundamental facts of faith<br />

that will enable them to change their circumstances and<br />

move mountains out of their lives. In this book, Rev. Hagin<br />

explains how faith grows and the difference between head<br />

faith and heart faith. He also discusses the powerful role of<br />

forgiveness in the faith life, how to release your faith, how<br />

to use your faith to have your financial needs met and how<br />

you can use your faith to help someone else.<br />

Learn what God’s Word says about this all-important subject.<br />

You can feed, exercise and develop your own faith and<br />

enjoy an overcoming, mountain-moving faith life!<br />

champions profile<br />

Femi Toki<br />

Gender: Male<br />

Birth Date: November 17<br />

Birth Place: Nigeria<br />

Profession/Occupation: Business Intelligence Analyst<br />

Hobbies/Extracurricular Activities: Dancing, social networking<br />

and playing billiards<br />

Years at House of Praise: Four<br />

Department: Finance<br />

How has House of Praise impacted your life? The practical<br />

teachings of Pastor Wale and the leaders at House of Praise<br />

have positively changed every aspect of my life. The emphasis<br />

on self-development and personal spiritual growth has made<br />

me believe that there is no height that is unattainable in life.<br />

What makes you unique: My sense of humour<br />

Favourite quote: “Whether you think you can or can’t, you<br />

are right” – Henry Ford<br />

October 2011 Lives Inspired For Excellence 5


Real Estate Today<br />

Real Estate Investing<br />

Guide Step #2<br />

Mentors, Find One!<br />

therealestaterenegades.com<br />

The people around you are critical to your<br />

success in anything, not just real estate<br />

investing.<br />

If you don’t have access to someone who<br />

has done or is doing real estate investing start<br />

looking now.<br />

You will be infinitely better off by having<br />

someone that you can bounce ideas off and<br />

run your decisions by.<br />

People take some real estate training and<br />

then run into the real world without any more<br />

guidance. Typically, these people will run into all<br />

the regular roadblocks and won’t have anyone<br />

to help navigate them.<br />

A mentor can share stories with you, teach<br />

you about structuring deals, teach you about<br />

cash flow, steer you clear of mortgage financing<br />

issues and save you from yourself.<br />

If you don’t have a mentor and can’t find one<br />

immediately you have a couple of options.<br />

First, read, read, read. Read everything you<br />

can about real estate investing. Learn from other<br />

people. The authors of a good books can be your<br />

“virtual” mentors.<br />

Start Creating Your Power Team<br />

Immediately<br />

Second, start making relationships with a group<br />

of people that together make up your team of<br />

experts. Each person will have some knowledge<br />

for you and together they can be a powerful<br />

group.<br />

For example, a good mortgage broker who<br />

really understands investment mortgages can<br />

be a savior.<br />

A real estate lawyer who understands things<br />

like detailed lease agreements may be worth<br />

its weight in gold when you are structuring a<br />

contract.<br />

An accountant who can save you money and<br />

protect your wealth is invaluable.<br />

An advertising representative at the local<br />

newspaper who can place your ads in the paper<br />

quickly can be worth thousands.<br />

An good insurance broker can save you<br />

hundreds of dollars a year in premiums and<br />

provide maximum liability protection at the<br />

same time.<br />

Together these people can become a very<br />

save you money. It’s never too early or too late<br />

to start building a team of good contacts.<br />

Be careful not to burn these people as well.<br />

It’s a small world and if you tell someone who<br />

has the ability to help you that you are going to<br />

do something...do it. Otherwise, you will quickly<br />

fall out of <strong>favour</strong> with them.<br />

If you are going to be taken seriously then<br />

take yourself seriously. Your word should be<br />

law. Don’t burn bridges.<br />

When people begin to notice that you actually<br />

do what you say you will do you are going to<br />

stand apart from the crowd. People will be<br />

drawn to you.<br />

Let’s wrap up this section with a little tip.<br />

Instead of taking years to create this powerful<br />

team around you find someone that is an active<br />

Start creating your power team immediately!<br />

powerful point of leverage for you. They are<br />

your POWER TEAM.<br />

Never have one of any of them. Here’s<br />

something that WILL occur. One day you will<br />

be making an investment and you will hit some<br />

sort of snag.<br />

Maybe it’s the bank that doesn’t like the way<br />

you structured the offer to purchase or maybe<br />

the lawyer doesn’t think they can close a deal<br />

for you fast enough.<br />

When these things happen you need a second<br />

choice. You need to be able to ring up someone<br />

else really quick to verify that what you are<br />

hearing is correct.<br />

The Worst Number When Creating Your<br />

Team is “One”<br />

Never have one contact, never.<br />

Too many people hear “no” from one source<br />

and accept it as fact. That’s a sure way never to<br />

get anything done.<br />

A good mentor or a team of good professionals<br />

will definitely save you time and most always<br />

investor and ask them who they use. Likely,<br />

they have spent a long time assembling people<br />

they trust. So infiltrate their network if possible.<br />

Don’t be overly aggressive, just ask permission<br />

and then charge ahead.<br />

Want to know the most important step of real<br />

estate investing that is most often over looked?<br />

Check out the next edition of LIFE Magazine.<br />

6 Lives Inspired For Excellence November 2011


houseofpraise.ca<br />

Dr. Don<br />

Campbell<br />

Dr. Don Campbell, real estate educator,<br />

researcher, investor and best-selling author<br />

was the guest speaker at the Achieve event at<br />

House of Praise on Friday October 28. L.I.F.E.<br />

Magazine caught up with him to get to know<br />

him better.<br />

What was the motivation behind the inception of the Real Estate<br />

Investment Network (REIN)?<br />

To make a difference! I saw a lot of people getting taken advantage<br />

of in the real estate market. They were not informed and therefore,<br />

making bad decisions. I know that if you have a positive community<br />

you take positive action, that is why REIN was developed – to be the<br />

positive community that people can go to for their real estate needs.<br />

How many members are a part of REIN?<br />

Approaching three thousand and growing. We meet in Vancouver,<br />

Edmonton, Calgary and Toronto once a month to share information<br />

and enthusiasm. We put the fun in fun-damental because if it is boring<br />

no one will do it but if it is exiting and there is a passion to it people<br />

will take the necessary and correct actions.<br />

What information can people get from REIN?<br />

They can get information on economics, how to invest, how to be a<br />

good landlord, how to get proper financing and so much more. We<br />

bring in the experts to educate people and teach them how to make<br />

smart real estate investing decisions. We provide all the things that<br />

an investor needs; where to buy, how to buy, how to negotiate and<br />

more. We are going into our 20 th year, therefore, we believe that we<br />

know what people need and we love to provide it.<br />

What two challenges did you face as a beginner in real estate investing?<br />

The number one challenge was believing that I could do it. I had to<br />

get out and take smart actions.<br />

Secondly, understanding the fundamentals and knowing that it is<br />

not difficult math. If you over analyze you get into ‘analysis paralysis’ and<br />

don’t take any action. It is simple! I wish I learned earlier that it is not just<br />

about the money but about making a difference (after this understanding<br />

the world opened up).<br />

You own over 100 properties, how do you keep track of everything?<br />

Marry an accountant! (laughs). Stay organized, have good paper work (keep<br />

it in the right spot every month), have a good team; accountant, property<br />

manager (after three properties hire a property manager), great lawyer, etc.<br />

What would be your advice for people who are hungry with the concept of<br />

real estate and want to do things right?<br />

Step back! Learn the process, what works, forget the ‘get rich quick way’- it<br />

leads to problems. Learn to build long term single wealth and learn from<br />

others. Find people who are going to hold a higher bar for you to jump<br />

towards or jump over.<br />

This being your first time at House of Praise, what was your impression of<br />

the congregation?<br />

Unbelievable! The level of positivity that I received from the congregation<br />

was remarkable. Everyone that I meet had this twinkle in their eye like ‘I get<br />

life and it is really exciting’. My manager of research said, “I love this place!”.<br />

This is a good sign that the leadership of this church and the congregation<br />

have bought into the idea that ‘we can make a difference, have fun doing<br />

it, be enthusiastic about life, be positive and still win’. I want to know how<br />

do I hang out with these people more often?!<br />

November 2011 Lives Inspired For Excellence 7


Entrepreneural Intelligence<br />

Home Business<br />

Finding the right home business idea<br />

mysmallbiz.com<br />

Are you looking for work from home<br />

business ideas to help you start a home<br />

business of your own?<br />

Maybe you’re tired of a long commute every<br />

day and wish you could start a home business<br />

and work at home. Or maybe you’re a stay at<br />

home parent and would like to make money at<br />

home but need a flexible schedule.<br />

While there is a whole slew of information<br />

on how to start your home business, the first<br />

question to answer is what type of home<br />

business will you start? Believe it or not,<br />

answering this seemingly simple question will<br />

likely be the hardest part of getting started in<br />

your own home business.<br />

While secondary to your home business<br />

idea, you’ll also need to give some thought<br />

about how to set up your home office. Most<br />

home businesses are short on space yet long<br />

on ambition so you’ll need to plan accordingly.<br />

Here are some things to consider about a<br />

home business.<br />

What’s Your Personality<br />

Do you like to be around lots of people or do<br />

you prefer being by yourself?<br />

When you work from home, it’s generally a<br />

solitary endeavor, so if you’re the more social<br />

type, you’ll need to find home business ideas<br />

that allow you to frequently interact with<br />

others. Wedding singers, party planners or<br />

event organizers, as examples, have a high<br />

degree of interaction with a variety of people<br />

yet still can be viable work from a home business<br />

perspective.<br />

Writers, proofreaders, and researchers have<br />

your business? You may have an accounting<br />

background or are good at personal finance and<br />

credit repair, or have a degree in English. Maybe<br />

you wrote the family newsletter for the last<br />

several years, or coordinated the neighborhood<br />

yard sale. Perhaps you’ve taught your child to<br />

read or been a teacher’s helper.<br />

Figure out what skills you have that can<br />

be transferred to your business. Think<br />

fundamentals: writing, organizing, leading,<br />

technical skills, creativity. What have you done<br />

in the past that you really enjoyed? How can<br />

you use that now to start a home business and<br />

make money from home?<br />

For example, are you the type of person<br />

that loves to clean the house (yes, believe it or<br />

not, some people do!)? If so, ideas like a blind<br />

cleaning business may be perfect.<br />

Flexibility<br />

What time do you have to devote to this business?<br />

Are you available only during business hours,<br />

or weekends and evenings as well? Some jobs<br />

have more flexibility than others. Tutors, for<br />

Figure out what skills you have that can be transferred<br />

to your business... What have you done in the past that<br />

you have enjoyed?<br />

a medium degree, while craft businesses may<br />

be more solitary. Chances are you’ll be working<br />

many hours on your business, so finding work<br />

from home business ideas that are compatible<br />

with your personality is important.<br />

Are you organized? Highly motivated? Do<br />

you love deadlines or hate them? All jobs will<br />

have deadlines, of course, but some are drop<br />

dead (such as a wedding planner making sure<br />

the cake arrives in time for the reception) and<br />

others are more flexible. If you’re more of a<br />

Type B personality, your business (and your<br />

clients) should match.<br />

What skills do you have that you can use in<br />

example, need to be available when students<br />

are not in school, i.e. evenings, weekends and<br />

holidays. Private investigators have flexibility<br />

but can often work strange hours.<br />

Medical billing professionals, however, need<br />

to be available during weekdays so they can<br />

reach insurance and doctors’ offices. How<br />

does your flexibility match the needs of the<br />

business?<br />

Next month we will look at what you have to<br />

invest into a home small business for it to be<br />

successful and we will identify home business<br />

ideas.<br />

8 Lives Inspired For Excellence November 2011


Legal Corner<br />

houseofpraise.ca<br />

Ontario Personal injury<br />

claims<br />

Frequently Asked Questions<br />

Bode Odetoyinbo<br />

Can I make a claim for personal injury<br />

compensation?<br />

Yes, provided your injury was caused or<br />

contributed to by someone else’s negligence.<br />

The other person may be responsible for your<br />

injury either because they did something or<br />

failed to do something which resulted in your<br />

injury.<br />

Compensation is not limited to automobile<br />

accidents. You can receive compensation<br />

even if you are injured in any of the following<br />

circumstances: A slip and fall accident, an injury<br />

resulting from an unsafe product, medical<br />

negligence, an assault, an animal attack, etc.<br />

Where the injury took place at your place<br />

of work, special rules apply. Your claim may<br />

lie with the Workplace Safety and Insurance<br />

Board (WSIB).<br />

How much is my claim worth?<br />

In Canada damage awards for personal injuries<br />

are based on the principle of loss. The bigger<br />

the magnitude of your loss the more damages<br />

you are entitled to recover. Courts apportion<br />

fault between you and the other persons where<br />

applicable. In the case of a motor vehicle<br />

accident, in addition to your claim for personal<br />

injury compensation, you can also recover<br />

benefits from your own insurance company.<br />

You are entitled to these benefits regardless<br />

of whether you or someone else caused the<br />

collision. These benefits are often called no-fault<br />

or accident benefits.<br />

What damage awards can I recover?<br />

An injured person is entitled to recover damages<br />

for their injuries and losses.<br />

These losses fall into one of three categories of<br />

“damages”. The courts will award damages for:<br />

(a) loss of enjoyment of life (pain and suffering),<br />

(b) loss of earning capacity and<br />

(c) future care costs.<br />

Can I still recover compensation if I am<br />

partly responsible for my injury in a motor<br />

vehicle accident?<br />

Yes. Your losses will be evaluated and your<br />

responsibility for your injury, typically expressed<br />

as a percentage of the whole, will be deducted.<br />

For example, if you suffered injuries in a car<br />

crash and you and another driver were equally<br />

at fault your damages would be reduced by 50%.<br />

Your right to accident benefits would not be<br />

affected.<br />

How long will it take to resolve my claim?<br />

The average time is from one to three years<br />

depending on the complexity of issues involved<br />

and the nature of injuries.<br />

What do I need to do to protect my rights?<br />

Consult with a personal injury lawyer who can<br />

help explain and protect your rights as soon as<br />

possible after your injury.<br />

Are there time limits that apply to my claim?<br />

Yes. There are time limits which will restrict<br />

your right to claim compensation against the<br />

person who caused your injury. These time<br />

limits govern when and how you give the person<br />

notice that you intend to bring a claim and they<br />

govern when you need to actually file your claim<br />

with the courts.<br />

The time limits which apply to your case will<br />

depend on when and how you suffered your<br />

injury. Your personal injury lawyer will be able<br />

to advise you immediately on the appropriate<br />

time limits applicable to your case.<br />

I was involved in an automobile accident<br />

and my insurance company adjuster wants<br />

to speak with me. What should i do?<br />

You are obliged to notify your insurer that you<br />

have been involved in a collision and that you<br />

suffered an injury. Your insurance company<br />

may send an insurance adjuster to meet with<br />

you and talk about the collision and your<br />

injuries. The adjuster will record everything<br />

you say and the insurance company may rely on<br />

your statement to deny or reduce your claims.<br />

It is always advisable to meet with a personal<br />

injury lawyer BEFORE you give a statement<br />

to the adjuster.<br />

What if I was driving my car without car<br />

insurance and was involved in an accident?<br />

You cannot pursue a claim against any at-fault<br />

driver if you were knowingly driving your car<br />

without car insurance. However, you remain<br />

entitled to claim medical, rehabilitation and<br />

attendant care benefit.<br />

What if the person who caused the car<br />

crash has no insurance?<br />

In Ontario, people hurt by uninsured motorists<br />

can look to their own insurance company to<br />

pay their compensation. If you do not have<br />

insurance, then the Ontario government will<br />

pay your accident benefits and your personal<br />

injury compensation.<br />

How will the accident affect my insurance<br />

rates?<br />

If the accident is your fault, your car insurance<br />

rates may increase. If the accident is not your<br />

fault, your car insurance rates should not<br />

increase – even if you make a claim for benefits.<br />

I cannot afford a Lawyer how can I sue the<br />

at fault party?<br />

Most personal injury lawyers operate on what<br />

is called a contingency fee basis. What this<br />

means is that you do not pay for legal fees<br />

unless the lawyer is successful in getting you<br />

compensation. The lawyers fees are a percentage<br />

of your settlement.<br />

November 2011 Lives Inspired For Excellence 9


Stay Focused<br />

Nifemi Jegede<br />

Pa<br />

int<br />

by<br />

mi<br />

Th<br />

The world mourns the loss of Steve Jobs. He was the<br />

co-founder of the world renowned Apple Company and also<br />

NeXT and Pixar. He started the Apple Company at the age<br />

of 20 in his parent’s garage with his then friend, Woz. Apple bought<br />

NeXT and the Pixar Studios created the world’s first computer<br />

animated feature film, Toy Story. Some would say that Steve Jobs is<br />

a genius but did you know that he had set backs? Same goes for Bill<br />

Gates. He created the computer application that the whole world<br />

now depends on, Microsoft but he also faced challenges. What is the<br />

trend in these two stories? The ladder to success is not always easy;<br />

the road to success may have some curves and bumps. These men<br />

rose up to make a difference in the world despite having to overcome<br />

obstacles. They had challenges with their education, health concerns<br />

and a list of other dilemma but still persevered to make it in life. How<br />

did they persevere? They did so through dedication and commitment.<br />

They remained focused on their future, set goals and did what they<br />

had to do to meet them.<br />

Do you look at yourself and think “I am not capable of possessing<br />

the land” or “I’m too young to do anything remarkable”. That is the<br />

devil speaking. As young people, we should have the mindset of<br />

achieving great success<br />

As young people, we should<br />

have the mindset of achieving<br />

great success in whatever we<br />

set our mind to do<br />

in whatever we set our<br />

minds to do. Talking<br />

down on yourself will<br />

not do you any good.<br />

Find what you love,<br />

build on it, apply physical and spiritual principles and watch as you<br />

easily, by God’s grace, possess the land.<br />

I was prompted to write this after I read a speech written by Steve<br />

Jobs at a college graduation recently. He told the story of his life and<br />

how he moved from grass to grace. What I noticed was that even<br />

though he had setbacks, he made an effort to gain the required skills<br />

to help him achieve his desire, even if it meant going back to school at<br />

an older age. The Macintosh products have the world’s first beautiful<br />

typography, multiple typefaces and proportionally spaced fonts. They<br />

were able to add this application because Jobs took a calligraphy class<br />

for continued education.<br />

Always remember that you are God’s child and through His might<br />

you can be whatever you want to be in life so never give up. Change<br />

your mindset, stay determined and set goals for yourself that will<br />

make you a better person. Be committed to being a positive influence<br />

in your society and watch what God will do through your life.<br />

In the words of Stewart Brand, the owner of “The Whole Earth<br />

Catalogue” which was Google in paperback, published in mid 1970s:<br />

“Stay Hungry. Stay Foolish”. In other words, don’t be easily satisfied<br />

or grow too comfortable (be creative) and always be willing to learn.<br />

Never be the smartest in the room, you should always have people<br />

around you that can challenge you and encourage you to do more and<br />

be better.<br />

May the grass be green under your feet!<br />

U<br />

10 Lives Inspired For Excellence November 2011


Artist Spotlight<br />

me that indicated that God’s hand was on my life.<br />

houseofpraise.ca<br />

How long have you been recording music and performing?<br />

Professionally, since the late ‘90’s.<br />

What is your view on mentorship?<br />

I think that it is difficult these days to find a mentor because we live in a<br />

fast pace world but I believe that mentorship is very important. A mentor<br />

is like a father, a guide, someone who speaks into your life and helps you<br />

move to the next level. I have been mentored, directly and indirectly. My<br />

local pastors and my natural father are my direct mentors.<br />

How do you prepare for your ministrations?<br />

You have to be prepared for the ministration. It has to be your lifestyle.<br />

You have to be aware that you are a minister. I prepare in the natural<br />

(get music set, get rest, song list etc.) but I rely solely on the grace of<br />

God. In addition to preparing in the natural, I prepare spiritually, keep<br />

quiet and listen to God for direction.<br />

Pastor Uche Agu, renowned gospel minister and<br />

international recording artist was interviewed<br />

by L.I.F.E. Magazine during his visit to Canada to<br />

minister at the annual Dancing Your Way to the<br />

Throne event.<br />

PASTOR<br />

UCHE A G U<br />

What is your background in music?<br />

I was born into a Christian home and both my parents have been pastors<br />

for over 35 years. My mom used to have a music group that I enjoyed<br />

listening to; I would sit in on their rehearsals and learn the songs.<br />

My parents had a girl who passed away before I was born and my<br />

mom promised God that if He gave her a son, he would serve Him<br />

and here I am.<br />

I went to a seminary (secondary) school and I was baptized in water. I<br />

formed a group called Kingdom Kids that travelled throughout eastern<br />

Nigeria ministering. I would attend crusades with my dad and lead<br />

worship every chance I got.<br />

When did you realize that being a gospel music minister and a recording<br />

artist was your calling?<br />

To be honest, I never wanted to be a music minister. I wanted to be a<br />

lawyer but my parents had an agreement with God (which I was unaware<br />

of). I tried all I could to be a lawyer but my dad kept asking me if that<br />

was what I really wanted to do-then they told me of the agreement with<br />

God (my testimony).<br />

When I began to minister, I started seeing the hand of God move in<br />

the lives of the people I was ministering to, this was an eye opener for<br />

When you knew that you had a calling on your life, was there a time that<br />

you ever doubted or questioned what you heard?<br />

Yes, during times of disappointment. When people look down on you or<br />

you don’t get an opportunity that you know would really be your chance<br />

to make it big. In all this, I held onto the promises of God.<br />

What would you say are the top three challenges that you face as a<br />

successful musician? How do you deal with them?<br />

i. Pride; be humble - know that you cannot do it on your own but put<br />

everything in God’s hands. Don’t be arrogant, be polite<br />

ii. Money; DON’T PUT IT FIRST! Put the ministry and your passion<br />

first - if you have been invited to sing in a church service, let them bless<br />

you from their heart; if you are being promoted you can ask the promoter<br />

for money but don’t put money first<br />

iii. The opposite sex; be friendly with everyone but draw a line that<br />

cannot be crossed<br />

What advice would you give to beginners trying to make it in the music<br />

industry?<br />

Be involved in a local church, minister there (paid or unpaid), get a<br />

spiritual cover! Be consistent. Don’t wait for record companies to sign<br />

you (record your album, get out there, keep writing, sing at parties,<br />

weddings, sing for free- get noticed!)<br />

How would you describe your experience at Dancing Your Way to the<br />

Throne?<br />

Dancing Your Way To The Throne is definitely on my ‘A-list’ ministrations<br />

for 2011. The presence of God was there and the people were willing. It<br />

was an amazing service! I am sure lives were changed. You can never<br />

praise and miss, that is a fact (God inhabits in the praises of His people).<br />

What is your overall impression of House of Praise?<br />

House of Praise is a house of excellence! It is orderly, organized and a<br />

great model of how church should be done.<br />

November 2011 Lives Inspired For Excellence 11


Health Corner<br />

Dietary Fibre<br />

Food sources of fibre include whole wheat, bran, fresh or<br />

dry fruit and vegetables<br />

www.therealestaterenegades.com<br />

What is Fibre?<br />

Fibre or “roughage” is essentially a carbohydrate<br />

that is found solely in plants. It is found in the<br />

walls of the plant’s cells and is the only part of<br />

the plant that cannot be digested by the human<br />

body. It passes undigested from mouth to anus<br />

and is expelled in the stool. Fibre is important<br />

because it has an influence on the digestion process<br />

from start to finish. There are two types of<br />

fibre, insoluble and soluble fibre.<br />

Benefits of Fibre<br />

Insoluble fibre helps to promote regularity and<br />

a healthy digestive system; examples are wheat<br />

bran, whole grains and some vegetables. Soluble<br />

fibre helps lower blood cholesterol levels and<br />

controls blood glucose (sugar) levels, examples<br />

are oats, barley, psyllium, oranges, dried beans,<br />

and lentils. A high fibre diet may also help prevent<br />

colon cancer. Eating high fibre foods will<br />

help you feel full for a longer period of time,<br />

and this helps with appetite and weight control.<br />

Insoluble fibre makes stools heavier and speeds<br />

their passage through the gut. Like a sponge, it<br />

absorbs many times its weight in water, swelling<br />

up and helping to eliminate faeces and relieve<br />

constipation. Wheat bran and whole grains, as<br />

well as the skins of many fruits and vegetables,<br />

and seeds, are rich sources of insoluble fibre.<br />

How much Fibre is good for me?<br />

• A lot of Canadians only consume half the<br />

amount of fibre they need daily.<br />

• Increase your fibre intake slowly and make<br />

sure you drink lots of fluids as well, this will<br />

help the fibre work better by preventing gas,<br />

bloating and diarrhea.<br />

• There is no upper limits for fibre, therefore,<br />

a high intake of fibre from food should not<br />

be a problem for healthy people.<br />

Ways to increase Fibre in Your Diet<br />

Avoid processed foods<br />

Instead of eating processed white bread, white<br />

pasta or white rice, opt for whole-wheat or<br />

whole-grain bread, whole-wheat pasta, and<br />

brown rice, as “whole” products are high in fibre.<br />

Eat the skin of fruits and vegetables<br />

The skin of fruits and vegetables contains extra<br />

fibre, so do not cut it off, leave it on and eat it up<br />

to gain the most nutritional benefit. To get more<br />

nutrients from your <strong>favour</strong>ite fruits and veggies,<br />

eat them raw. Cooking fruits and vegetables sacrifices<br />

some of their fibre and nutrient content,<br />

savour them in their crunchy natural form. On<br />

the other hand, if you like to cook your fruits<br />

and veggies, do not overcook them.<br />

Add colour to your meal<br />

Make sure that your family is getting a full range<br />

of nutrients in their daily diet by including a<br />

variety of colours in each meal. Adding colourful<br />

fruits and vegetables to your meals means<br />

you’re also increasing your intake of powerful,<br />

disease-fighting antioxidants.<br />

Eat healthy snacks<br />

Keep high-fibre, nutritious snacks handy at all<br />

times. Choose whole-grain, low-fat snacks. Keep<br />

washed pieces of fruit handy each day so they<br />

will be easy to grab when you need to snack. For<br />

Note: Only plants produce fibre. No matter how chewy or<br />

“tough” animal products may be, they do not contain fibre - not<br />

even bones or eggshells.<br />

Add fibre to your breakfast<br />

Let your breakfast be a healthy serving of fibre<br />

to fill you up and energize you for the day, such<br />

as bran cereal and steel-cut oatmeal. Add even<br />

more fibre to these healthy diet choices by topping<br />

them with fibre-rich fruit. Add fresh blueberries,<br />

raspberries or sliced bananas to your<br />

cold cereal. When you don’t have fresh fruit on<br />

hand, don’t panic—you can add frozen fruit to<br />

oatmeal just before cooking it.<br />

Eat beans and pulses<br />

Dry beans and lentils are excellent sources<br />

of soluble fibre to add to your diet. They are<br />

packed with protein, very delicious and they<br />

can be selected as a meat replacement.<br />

high-fibre snack, make a customized fibre-filled<br />

trail mix using raw nuts, seeds, dried fruit and<br />

a few extra ingredients of your own.<br />

Request a healthy option when you eat/<br />

dine out<br />

When you eat out, ask if you can substitute<br />

vegetables or fruit for the fries or chips that<br />

normally accompany your meal. At some restaurants,<br />

you can even ask to replace the croutons<br />

on your salad with high-fibre raw nuts or<br />

dried fruit. Don’t be afraid to ask for a healthy<br />

option—after all, customers are always right!<br />

Increase your water intake<br />

Drink eight to ten glasses of water daily. Like<br />

fibre, water is an important regulator of the<br />

digestive system.<br />

Age in Years Recommended Intake (g/day) Stay Below<br />

Men (19-50) 38<br />

Men 51+ 30<br />

There is no<br />

Women (19-50) 25<br />

upper limit<br />

Women 51+ 21<br />

for fibre.<br />

Pregnant Women 19+ 28<br />

Brestfeeding women 19+ 29<br />

12 Lives Inspired For Excellence November 2011


houseofpraise.ca<br />

Subscriptions<br />

Do you know someone whose life can be<br />

inspired for excellence? You can sign them up<br />

to receive a free copy of L.I.F.E. magazine if<br />

they are non-members of House of Praise or<br />

live outside the Greater Toronto Area (GTA).<br />

All you need to do is send an email to life@<br />

houseofpraise.ca with the person’s full name,<br />

email and physical mailing address.<br />

Are You<br />

a Gifted<br />

Writer?<br />

Send original articles, essays,<br />

short stories, poems, cartoons,<br />

jokes, etc. to<br />

life@houseofpraise.ca<br />

November 2011 Lives Inspired For Excellence 13


Prophetic Declarations For<br />

2011<br />

1. Your shame is converted to glory<br />

2. Begin to experience unique and undeniable proofs<br />

3. Your dryness is converted to greatness<br />

4. You will go ahead and go very far<br />

5. Promotion is coming<br />

6. Welcome to the realm of pleasant surprises<br />

Pastor Wale Akinsiku<br />

Events Announcements<br />

Worker’s Meeting<br />

Monday, November 7 @ 7pm<br />

Seven Prophetic Nights of Destiny<br />

Every Friday starting November 18 @ 7pm<br />

Open Heavens<br />

Saturday, December 31 @ 8pm<br />

CELEBRATIONS<br />

“Rejoice with those who rejoice“ (Romans 12:15)<br />

Birth Announcements<br />

Parent’s Name Sex Date of Birth<br />

Mr & Mrs Gavin Igiebor Boy October 20th<br />

Mr & Mrs Macus Oseh-<br />

Ekpeny<br />

Boy<br />

October 29th<br />

I.O.<br />

Testimonies<br />

I am not sure where I would be in my destiny if<br />

not for the anointing on this house, The House<br />

of Praise and on the life of Pastor Wale.<br />

I had been without a job for over nine months and despite all my<br />

efforts, nothing seemed to be working out. Even in the midst of<br />

the difficulties, God still showed Himself faithful by providing<br />

a supplement income for me while awaiting this breakthrough.<br />

On October 9th, Pastor Wale made a call for those that were<br />

looking for work and he declared over us. To the glory of God<br />

and God alone, I am glad to say I am no longer among the ranks<br />

of the unemployed.<br />

I didn’t have any interviews lined up before that Sunday but that<br />

week alone I had two calls to interview for jobs I didn’t apply for.<br />

I had the first (phone) interview on Thursday October 13th. I felt<br />

the interview went well. During the interview I gave an answer<br />

that I questioned its relevance but when the interviewer asked<br />

me to clarify I felt I had made a very important comment that<br />

was the key to the interview based on the requirements of the<br />

job. Only God’s <strong>favour</strong> could have led me to give such an answer.<br />

On Friday October 14, I got another call at 7pm to set up an<br />

interview for Tuesday October 18. The agency was so confident<br />

that I was going to get this position that the agent drafted up<br />

a contract and was to meet me at the location so that we can<br />

sign afterwards.<br />

On Tuesday morning while sitting in the lobby of the second<br />

interview, I received a call from the first agency informing<br />

me that I was offered the job, without going for a face-to-face<br />

interview. I had to cancel my current interview on the spot.<br />

One of the pronouncements that Pastor Wale made was that<br />

it would be easier than I expected. God was faithful to uphold<br />

His Word. I thank God for being a faithful Father- He answered<br />

just at the point where I was about to settle for something less.<br />

I also thank God for putting me under such great leadership.<br />

The past 5 years since I joined the House of Praise has definitely<br />

been the best and most fulfilling of my life.<br />

Share your God-given<br />

testimony by sending an email<br />

to goodnews@houseofpraise.ca<br />

14 Lives Inspired For Excellence November 2011


houseofpraise.ca<br />

Entertainment<br />

sudoku<br />

Under 10 Minutes Are You Kidding Me?<br />

10-15 Tell Your Friends<br />

15-20 Leader board in Sight<br />

21-25 Making Progress<br />

8<br />

1<br />

7 9<br />

5<br />

5 4<br />

6<br />

2<br />

8<br />

6<br />

2<br />

7<br />

1<br />

6<br />

9 7 6 5<br />

7<br />

1<br />

4 1 5<br />

3<br />

4<br />

5<br />

3 9<br />

6<br />

8<br />

3<br />

2<br />

1<br />

3<br />

7<br />

5<br />

6<br />

1<br />

2<br />

9<br />

7<br />

4<br />

8<br />

9 5<br />

5<br />

4<br />

1<br />

9<br />

7<br />

OBJECT OF SUDOKU<br />

No math or calculating is required to play. Using the digits 1 through 9<br />

fill every space on the board with missing numbers. Every row, column,<br />

and 3 by 3 box must contain all of the digits 1 through 9. There is only<br />

one correct solution for each puzzle so every space has only one answer.<br />

He is no fool who gives what he cannot<br />

keep, to gain what he cannot lose.<br />

- Jim Elliot<br />

November 2011 Lives Inspired For Excellence 15


16 Lives Inspired For Excellence November 2011

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