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Stories of Great Hope

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Our Vision is a world where everyone<br />

has a safe and decent place to live.<br />

Our Mission is to mobilize community<br />

partners and volunteers in building<br />

affordable housing and promoting<br />

homeownership as a means <strong>of</strong><br />

breaking the cycle <strong>of</strong> poverty.<br />

OUR VALUES<br />

OUR CORE PROGRAM<br />

HOUSING<br />

FOR ALL<br />

HUMAN<br />

DIGNITY<br />

PARTNERSHIP<br />

FAITH IN<br />

ACTION<br />

DIVERSITY &<br />

INCLUSIVENESS<br />

THE HABITAT HOME-<br />

OWNERSHIP PROGRAM<br />

HABITAT HOMES ARE:<br />

HABITAT FOR HUMANITY<br />

PARTNER FAMILY CRITERIA<br />

We believe that<br />

access to safe,<br />

decent and<br />

affordable housing<br />

is a basic human<br />

right that should<br />

be available to all.<br />

We believe in the<br />

worth and dignity<br />

<strong>of</strong> every human<br />

being. We respect<br />

the people we serve<br />

and those who<br />

help us in this<br />

effort. People are our<br />

greatest resource.<br />

We believe we can<br />

best achieve our<br />

mission through<br />

meaningful and<br />

mutually beneficial<br />

partnerships with<br />

others.<br />

We believe that<br />

faith is lived through<br />

action. Building<br />

on our Christian<br />

foundation, we<br />

serve and work<br />

with people <strong>of</strong> all<br />

faiths and beliefs<br />

in a spirit <strong>of</strong> justice<br />

and compassion.<br />

We believe there is<br />

a role for everyone<br />

committed to<br />

our vision, mission<br />

and values, and<br />

we seek to enrich<br />

our organization<br />

through diversity.<br />

A HAND UP, NOT A HAND OUT<br />

Habitat achieves its mission<br />

through its homeownership<br />

program, which reduces the<br />

barriers to homeownership for<br />

families in financially vulnerable<br />

situations. Our model is one <strong>of</strong><br />

partnership, with communities<br />

coming together to work towards<br />

a common goal.<br />

∆ Constructed using donated<br />

funds, material and labour.<br />

∆ Sold at fair market value to<br />

low-income partner families<br />

through a no-interest<br />

mortgage.<br />

∆ Financed with payments set<br />

at 30% <strong>of</strong> a family’s gross<br />

income or less.<br />

Mortgage payments are<br />

reinvested in the local affiliate’s<br />

”Fund for Humanity” to finance<br />

the building <strong>of</strong> more Habitat<br />

homes locally.<br />

1. Living in housing that is<br />

overcrowded, unsafe,<br />

unhealthy or too expensive.<br />

2. Able to repay the fair market<br />

value <strong>of</strong> a Habitat home<br />

through a zero-interest, no<br />

down payment mortgage.<br />

3. Willing to partner with<br />

Habitat, contributing<br />

500 hours <strong>of</strong> “sweat equity”<br />

towards the building <strong>of</strong><br />

their own house.

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