DEVELOPMENT
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Figure 3.4.3<br />
People’s self-assessment of their health, by income group:<br />
Adults (15 years and older) who consider their health as good<br />
or very good (%) and the difference in assessments between<br />
the wealthiest and poorest income quintiles (2009)<br />
Poorest income quintile Wealthiest income quintile<br />
Ratio of the wealthiest income quintile to the poorest<br />
Ratio<br />
Korea<br />
Ungari<br />
Eesti<br />
0 0,5 1,0 1,5 2,0<br />
Figure 3.4.4a<br />
Perceived quality of the education system, on a ten point<br />
scale, where 0 = not satisfied at all, and 10 = very satisfied.<br />
Finland<br />
Denmark<br />
Austria<br />
Netherlands<br />
Slovenia<br />
Ireland<br />
Czech Republic<br />
EU 27<br />
Estonia<br />
Hungary<br />
Slovakia<br />
Sloveenia<br />
Slovakkia<br />
Source: EQLS 2011<br />
0 1 2 3 4 5 6 7 8<br />
Tšehhi<br />
Austria<br />
Soome<br />
Figure 3.4.4b<br />
Perceived quality of public transport, on a ten point scale ,<br />
where 0 = not satisfied at all, and 10 = very satisfied.<br />
Tai<br />
Holland<br />
Šveits<br />
Iirimaa<br />
Uus-Meremaa<br />
USA<br />
Austria<br />
Finland<br />
Netherlands<br />
Denmark<br />
EU 27<br />
Estonia<br />
Slovenia<br />
Czech Republic<br />
Ireland<br />
Slovakia<br />
Hungary<br />
Percentage<br />
0 10 20 30 40 50 60 70 80 90<br />
0 1 2 3 4 5 6 7 8<br />
Source: OECD 2011<br />
Source: EQLS 2011<br />
The lack of rooms, or their non-conformity to the household<br />
structure, has been a classic measure of the quality<br />
life. In recent years (especially in times of last economic<br />
recession), the issue of housing costs has become more<br />
acute, including housing tenure and the mortgage burden.<br />
Although high housing costs are often an issue of concern<br />
in Estonia, their percentage in the family budget is not<br />
high, compared to other OECD countries. At average of<br />
10% of households in the OECD countries spend 40%, or<br />
more, of their budgets on housing, which is considered to<br />
be a(housing cost overburden. In Estonia the housing cost<br />
overburden rate is only 4.4%. This indicator depends, to<br />
great extent, on the country’s housing policies, housing<br />
tenure and subsidies, and therefore, one must be cautious<br />
when making cross-country comparisons. Everywhere,<br />
those who rent housing from the private sector at market<br />
prices are in the worse situation; in some countries (incl.<br />
Estonia), households that have housing loans experience<br />
the housing cost overburden more often than others. The<br />
difference in housing costs between households with<br />
mortgage, and with home ownership is especially striking<br />
in countries that experienced the real estate boom in<br />
2007 and 2008 (like Estonia, Hungary, Slovakia, Slovenia<br />
and Spain).<br />
Yet, coping with housing costs, or even loans, is not the<br />
greatest problem in Estonia; in international comparisons,<br />
we are quite ordinary. What we do stand out for (and in<br />
a negative way) is the poor quality of the housing (lack<br />
of WC and shower, rotting windows, dampness). In most<br />
of the OECD countries, all the households have elementary<br />
sanitary facilities; but in Estonia, 13% of families do<br />
not have a WC and shower. On this indicator, Estonia is<br />
similar to Turkey and Chile, and also to Latvia, Lithuania,<br />
Bulgaria and Romania.Moreover, for Estonia is typical that<br />
elderly people are twice less equipped with basic sanitary<br />
facilities than younger generations. Twenty percent of 65+<br />
people in Estonia have only outdoor toilet, and no shower<br />
room.<br />
Satisfaction with housing is directly correlated with<br />
the sanitary conditions and the sufficiency of space. However,<br />
there is no correlation between housing costs and<br />
satisfaction, which shows that, for many households, the<br />
investment in housing has beena voluntary option, and<br />
they are ready to bear the high housing costs (OECD,<br />
2011). Therefore, in order to provide adequate explanations,<br />
it is important to differentiate those who spend a large<br />
amount of household budget on housing voluntarily, and<br />
those, who are forced to do so due to their small income.<br />
134<br />
Estonian Human Development Report 2012/2013