Home Loan Application Form - Integer
Home Loan Application Form - Integer
Home Loan Application Form - Integer
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1<br />
<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />
1.1. General application information<br />
<strong>Application</strong> type Individual Joint Legal entity<br />
Type of loan Switch New loan Bond free property Further loan Re-advance<br />
Use of property Primary residence Investment/rent Holiday/second residence<br />
Are you a first time home-owner? YES NO Do you have an existing home loan?<br />
Number of applicants 1 2 3 4 5<br />
<strong>Loan</strong> required R , ,<br />
Estimated market value<br />
Registration amount R , ,<br />
Term of loan 5 10 15 20 years<br />
Deposit amount<br />
Bond to be registered in name of<br />
R , ,<br />
Is the property to be registered in a legal entity’s name? YES NO<br />
If yes, entity name CO/CC/Trust no.<br />
Entity type Trust Company Closed corporation<br />
1.2. <strong>Home</strong> loan features<br />
Capital Deferment<br />
YES NO<br />
Skip a Month YES NO If yes, specify month to skip<br />
InterCash - Bridging Finance YES NO If yes, outstanding balance at current institution<br />
1% Credit facility YES NO (Terms and conditions apply)<br />
1.3. Repayment details<br />
Bank name for debit order Account name<br />
Account number Branch name<br />
Account type Current Savings/Transmission<br />
Repayment options Debit order Salary Stop order<br />
Instalment day of month 1st 7th 17th 25th 28th<br />
Statement delivery method Direct Mail Email<br />
2.1. Property details<br />
Property type Freehold Leasehold Sectional title/Duette<br />
Street number Street name<br />
Suburb / Township City<br />
Province Postal code<br />
Erf size m 2 Hectare<br />
Erf number<br />
GenerAL AppLicAtion DetAiLs<br />
2.2. Sectional title details<br />
propertY DetAiLs<br />
Name of complex Unit number<br />
Section number Parking bay number<br />
Garage number Outbuilding number<br />
2.3. Contact person for valuation<br />
Name Tel no.<br />
Cell number Fax no.<br />
2.4. Transfer attorney details<br />
Attorney name Tel no.<br />
YES NO<br />
Attorney contact name Fax no.<br />
<strong>Integer</strong> (Pty) Ltd; Reg. no. 2007/008108/07; Directors: MA Barnes (Chairman), SJ Stockley (CEO)*, CC Carter, DM Lawrence (alternate: N Job) *Executive<br />
T: 0861 INTEGER or 0861 4 66 66 4 • F: (021) 413 1558 • 120 Loop Street Cape Town 8001, South Africa • Postal: Suite 233 Private Bag x335 Cape Town 8000, South Africa<br />
www.integer.co.za<br />
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R , ,<br />
R , ,<br />
(Approximate settlement amount)
2<br />
<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />
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3.1. General details<br />
Title<br />
First names<br />
Surname<br />
MAin AppLicAnt DetAiLs<br />
co-AppLicAnt / suretY DetAiLs<br />
ID type<br />
ID/Passport number*<br />
ID document Passport ID document Passport<br />
Date of birth D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />
Gender* Female Male Female Male<br />
Marital status Married Single Divorced Married Single Divorced<br />
Widowed Traditional Common law Widowed Traditional Common law<br />
If married, how?<br />
Number of dependents*<br />
COP ANC COP ANC<br />
Ethnic group* White Black Brown Other White Black Brown Other<br />
Nationality* Domestic Foreign Domestic Foreign<br />
If foreign, foreign resident permit no.<br />
Work permit number<br />
Date of issue<br />
Current street address<br />
D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />
Postal code Postal code<br />
Current residential status Owner Tenant Boarder Other Owner Tenant Boarder Other<br />
Since date D<br />
Postal address<br />
D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />
Tel number<br />
Cell number<br />
Fax number<br />
Email<br />
Is surety offered?<br />
Postal code Postal code<br />
YES NO YES NO<br />
3.2. Financial history<br />
Are you currently under debt counselling? YES NO<br />
YES NO<br />
Have you ever been declared insolvent? YES NO<br />
YES NO<br />
If yes, date rehabilitated? D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />
Are you aware of any adverse credit listing?<br />
If yes, please specify<br />
YES NO<br />
YES NO<br />
Are you bound by any suretyship?<br />
If yes, please specify<br />
YES NO<br />
YES NO<br />
3.3. Employment details<br />
Occupation status Full time Part time Contract Full time Part time Contract<br />
Pensioner Self-employed Temporary Pensioner Self-employed Temporary<br />
Student Housewife Unemployed Student Housewife Unemployed<br />
Occupation level Management Senior management Management Senior management<br />
Supervisor Junior position Supervisor Junior position<br />
Skilled worker Semi skilled Unskilled Skilled worker Semi skilled Unskilled<br />
Business/Employer name<br />
Employment sector<br />
Highest qualification Matric Grade 7-11 Diploma Matric Grade 7-11 Diploma<br />
Degree Honours Masters Doctorate Degree Honours Masters Doctorate<br />
*<strong>Integer</strong> is required to request this information to assist the Government in monitoring lending practices in terms of the <strong>Home</strong> <strong>Loan</strong> and Mortgage Disclosure Act, 2000
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<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />
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Occupation<br />
Employer address<br />
Tel number<br />
Contact person<br />
Employee number<br />
MAin AppLicAnt DetAiLs<br />
co-AppLicAnt / suretY DetAiLs<br />
Postal code Postal code<br />
Employed since D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />
Frequency of income Monthly Weekly Fortnightly Monthly Weekly Fortnightly<br />
If period with current employer is less than 12 months:<br />
Name of previous employer<br />
3.4. Monthly income<br />
Basic salary<br />
Car allowance<br />
Average commission<br />
Rental income<br />
Maintenance income<br />
Investments income<br />
Overtime<br />
Other income<br />
GROSS INCOME<br />
Less pension<br />
Less medical aid<br />
Less tax<br />
Less UIF<br />
NETT INCOME<br />
3.5. Monthly expenses<br />
Vehicle instalment<br />
Rent<br />
Credit card instalments<br />
Personal loans<br />
Existing home loan instalment<br />
Retail accounts<br />
Municipal rates<br />
Alimony/Family maintenance<br />
Groceries<br />
School & university fees<br />
Transport costs<br />
Household maintenance/Security<br />
Insurance/Policies<br />
Telephone & cellphone<br />
Domestic wages<br />
Other expenses<br />
TOTAL EXPENSES<br />
Quarterly Bi-annually Quarterly Bi-annually<br />
Years Months with previous employer Years Months with previous employer
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<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />
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3.6. Other<br />
Do you wish to receive additional marketing material?<br />
Where did you hear about <strong>Integer</strong>?<br />
cLient DecLArAtion<br />
Direct agent Direct agent<br />
Mortgage originator Mortgage originator<br />
Printed media Printed media<br />
Radio Radio<br />
Press Word of Mouth Flyer at the robot Press Word of Mouth Flyer at the robot<br />
Web TV Branded vehicles Web TV Branded vehicles<br />
I/We declare that to the best of my/our knowledge the particulars set out in the application form are and/or any supporting<br />
documentation supplied by me/us are true and correct and that no information has been withheld which might reasonably affect the<br />
decision of <strong>Integer</strong> in granting of a loan. I undertake to inform <strong>Integer</strong> should any information change or have changed at any time<br />
prior to the finalisation of the loan.<br />
MAin AppLicAnt DetAiLs<br />
YES NO YES NO<br />
I/We hereby authorise <strong>Integer</strong> to perform a credit reference check on me/us with one or more credit bureau/s and to furnish or to<br />
disclose any information arising from my/our performance under any loan agreement entered into as a result of this application to<br />
any credit bureaus.<br />
Main applicant name Signature Date<br />
Co-applicant name Signature Date<br />
co-AppLicAnt / suretY DetAiLs