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Home Loan Application Form - Integer

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1<br />

<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />

1.1. General application information<br />

<strong>Application</strong> type Individual Joint Legal entity<br />

Type of loan Switch New loan Bond free property Further loan Re-advance<br />

Use of property Primary residence Investment/rent Holiday/second residence<br />

Are you a first time home-owner? YES NO Do you have an existing home loan?<br />

Number of applicants 1 2 3 4 5<br />

<strong>Loan</strong> required R , ,<br />

Estimated market value<br />

Registration amount R , ,<br />

Term of loan 5 10 15 20 years<br />

Deposit amount<br />

Bond to be registered in name of<br />

R , ,<br />

Is the property to be registered in a legal entity’s name? YES NO<br />

If yes, entity name CO/CC/Trust no.<br />

Entity type Trust Company Closed corporation<br />

1.2. <strong>Home</strong> loan features<br />

Capital Deferment<br />

YES NO<br />

Skip a Month YES NO If yes, specify month to skip<br />

InterCash - Bridging Finance YES NO If yes, outstanding balance at current institution<br />

1% Credit facility YES NO (Terms and conditions apply)<br />

1.3. Repayment details<br />

Bank name for debit order Account name<br />

Account number Branch name<br />

Account type Current Savings/Transmission<br />

Repayment options Debit order Salary Stop order<br />

Instalment day of month 1st 7th 17th 25th 28th<br />

Statement delivery method Direct Mail Email<br />

2.1. Property details<br />

Property type Freehold Leasehold Sectional title/Duette<br />

Street number Street name<br />

Suburb / Township City<br />

Province Postal code<br />

Erf size m 2 Hectare<br />

Erf number<br />

GenerAL AppLicAtion DetAiLs<br />

2.2. Sectional title details<br />

propertY DetAiLs<br />

Name of complex Unit number<br />

Section number Parking bay number<br />

Garage number Outbuilding number<br />

2.3. Contact person for valuation<br />

Name Tel no.<br />

Cell number Fax no.<br />

2.4. Transfer attorney details<br />

Attorney name Tel no.<br />

YES NO<br />

Attorney contact name Fax no.<br />

<strong>Integer</strong> (Pty) Ltd; Reg. no. 2007/008108/07; Directors: MA Barnes (Chairman), SJ Stockley (CEO)*, CC Carter, DM Lawrence (alternate: N Job) *Executive<br />

T: 0861 INTEGER or 0861 4 66 66 4 • F: (021) 413 1558 • 120 Loop Street Cape Town 8001, South Africa • Postal: Suite 233 Private Bag x335 Cape Town 8000, South Africa<br />

www.integer.co.za<br />

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R , ,<br />

R , ,<br />

(Approximate settlement amount)


2<br />

<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />

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3.1. General details<br />

Title<br />

First names<br />

Surname<br />

MAin AppLicAnt DetAiLs<br />

co-AppLicAnt / suretY DetAiLs<br />

ID type<br />

ID/Passport number*<br />

ID document Passport ID document Passport<br />

Date of birth D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />

Gender* Female Male Female Male<br />

Marital status Married Single Divorced Married Single Divorced<br />

Widowed Traditional Common law Widowed Traditional Common law<br />

If married, how?<br />

Number of dependents*<br />

COP ANC COP ANC<br />

Ethnic group* White Black Brown Other White Black Brown Other<br />

Nationality* Domestic Foreign Domestic Foreign<br />

If foreign, foreign resident permit no.<br />

Work permit number<br />

Date of issue<br />

Current street address<br />

D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />

Postal code Postal code<br />

Current residential status Owner Tenant Boarder Other Owner Tenant Boarder Other<br />

Since date D<br />

Postal address<br />

D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />

Tel number<br />

Cell number<br />

Fax number<br />

Email<br />

Is surety offered?<br />

Postal code Postal code<br />

YES NO YES NO<br />

3.2. Financial history<br />

Are you currently under debt counselling? YES NO<br />

YES NO<br />

Have you ever been declared insolvent? YES NO<br />

YES NO<br />

If yes, date rehabilitated? D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />

Are you aware of any adverse credit listing?<br />

If yes, please specify<br />

YES NO<br />

YES NO<br />

Are you bound by any suretyship?<br />

If yes, please specify<br />

YES NO<br />

YES NO<br />

3.3. Employment details<br />

Occupation status Full time Part time Contract Full time Part time Contract<br />

Pensioner Self-employed Temporary Pensioner Self-employed Temporary<br />

Student Housewife Unemployed Student Housewife Unemployed<br />

Occupation level Management Senior management Management Senior management<br />

Supervisor Junior position Supervisor Junior position<br />

Skilled worker Semi skilled Unskilled Skilled worker Semi skilled Unskilled<br />

Business/Employer name<br />

Employment sector<br />

Highest qualification Matric Grade 7-11 Diploma Matric Grade 7-11 Diploma<br />

Degree Honours Masters Doctorate Degree Honours Masters Doctorate<br />

*<strong>Integer</strong> is required to request this information to assist the Government in monitoring lending practices in terms of the <strong>Home</strong> <strong>Loan</strong> and Mortgage Disclosure Act, 2000


3<br />

<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />

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Occupation<br />

Employer address<br />

Tel number<br />

Contact person<br />

Employee number<br />

MAin AppLicAnt DetAiLs<br />

co-AppLicAnt / suretY DetAiLs<br />

Postal code Postal code<br />

Employed since D D / M M / Y Y Y Y D D / M M / Y Y Y Y<br />

Frequency of income Monthly Weekly Fortnightly Monthly Weekly Fortnightly<br />

If period with current employer is less than 12 months:<br />

Name of previous employer<br />

3.4. Monthly income<br />

Basic salary<br />

Car allowance<br />

Average commission<br />

Rental income<br />

Maintenance income<br />

Investments income<br />

Overtime<br />

Other income<br />

GROSS INCOME<br />

Less pension<br />

Less medical aid<br />

Less tax<br />

Less UIF<br />

NETT INCOME<br />

3.5. Monthly expenses<br />

Vehicle instalment<br />

Rent<br />

Credit card instalments<br />

Personal loans<br />

Existing home loan instalment<br />

Retail accounts<br />

Municipal rates<br />

Alimony/Family maintenance<br />

Groceries<br />

School & university fees<br />

Transport costs<br />

Household maintenance/Security<br />

Insurance/Policies<br />

Telephone & cellphone<br />

Domestic wages<br />

Other expenses<br />

TOTAL EXPENSES<br />

Quarterly Bi-annually Quarterly Bi-annually<br />

Years Months with previous employer Years Months with previous employer


4<br />

<strong>Home</strong> <strong>Loan</strong> <strong>Application</strong> <strong>Form</strong><br />

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3.6. Other<br />

Do you wish to receive additional marketing material?<br />

Where did you hear about <strong>Integer</strong>?<br />

cLient DecLArAtion<br />

Direct agent Direct agent<br />

Mortgage originator Mortgage originator<br />

Printed media Printed media<br />

Radio Radio<br />

Press Word of Mouth Flyer at the robot Press Word of Mouth Flyer at the robot<br />

Web TV Branded vehicles Web TV Branded vehicles<br />

I/We declare that to the best of my/our knowledge the particulars set out in the application form are and/or any supporting<br />

documentation supplied by me/us are true and correct and that no information has been withheld which might reasonably affect the<br />

decision of <strong>Integer</strong> in granting of a loan. I undertake to inform <strong>Integer</strong> should any information change or have changed at any time<br />

prior to the finalisation of the loan.<br />

MAin AppLicAnt DetAiLs<br />

YES NO YES NO<br />

I/We hereby authorise <strong>Integer</strong> to perform a credit reference check on me/us with one or more credit bureau/s and to furnish or to<br />

disclose any information arising from my/our performance under any loan agreement entered into as a result of this application to<br />

any credit bureaus.<br />

Main applicant name Signature Date<br />

Co-applicant name Signature Date<br />

co-AppLicAnt / suretY DetAiLs

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