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Endnotes191 Deborah Chollet, Issue Brief: The Role of Reinsurance in State Efforts to Expand Coverage (State CoverageInitiatives, October 2004, p. 1), available at http://www.statecoverage.net/pdf/issuebrief1004.pdf, accessed March14, 2005.192 State Coverage Initiatives, SCHIP Employer Buy-In, available at http://www.statecoverage.net/employer.htm,accessed March 14, 2005.193 State Coverage Initiatives, Medicaid HIPP, available at http://www.statecoverage.net/hipp.htm, accessed March14, 2005.194 State Coverage Initiatives, SCHIP Full Cost Buy-In, available at http://www.statecoverage.net/fullcost.htm,accessed March 14, 2005.195 Deborah Chollet, Issue Brief: The Role of Reinsurance in State Efforts to Expand Coverage (State CoverageInitiatives, October 2004, p. 2, p. 5, endnote 1), available at http://www.statecoverage.net/pdf/issuebrief1004.pdf,accessed March 14, 2005.196 Isabel Friedenzohn, Issue Brief: Limited-Benefit Policies: Public and Private-Sector Experiences (State CoverageInitiatives, July 2004, p. 4), available at http://www.statecoverage.net/pdf/issuebrief704.pdf, accessed March 30,2005.197 AISHealth.com, Insurers, Enrollees Show Little Interest in State ‘Mandate-Light’ Laws (Business News of theWeek, May 18, 2005), available at http://www.aishealth.com/bnow/051805a.html, accessed May 18, 2005.198 Mila Kofman, Issue Brief: Group Purchasing Arrangements: Issues for States (State Coverage Initiatives, April2003, p. 1), available at http://www.statecoverage.net/pdf/issuebrief403.pdf, accessed March 30, 2005.199 Texas Department of Insurance, Working Together for a Healthy Texas, Interim Report, State Planning GrantProject (September 2004, pp. 53-54), available at http://www.tdi.state.tx.us/general/PDF/spgint04.pdf, accessedApril 2, 2005.200 State Coverage Initiatives, State-Only High Risk Pool, available at http://www.statecoverage.net/highrisk.htm,accessed March 29, 2005.201 Claudia L. Schur, Marc L. Berk, and Jill M. Yegian, “Workers’ Perspectives on Mandated Employer HealthInsurance,” Health Affairs (Web Exclusive, March 17, 2004, p. 128), available at http://content.healthaffairs.org/cgi/reprint/hlthaff.w4.128v1.pdf, accessed April 3, 2005.202 Employee Benefit Research Institute, An Employer Mandate: What’s Known and What Isn’t (November 1993, p.1), available at http://www.ebri.org/srpdfs/sr19.pdf, accessed April 3, 2005.203 The Commonwealth Fund, California: Health Insurance Act of 2003, available at http://www.cmwf.org/tools/tools_show.htm?doc_id=235062, accessed April 3, 2005.204 Patricia A. Butler, Revisiting Pay or Play: How States Could Expand Employer-Based Coverage within ERISAConstraints (National Academy for State Health Policy, May 2002), available at http://www.nashp.org/Files/ERISA_pay_or_play.PDF, accessed April 3, 2005; and Patricia A. Butler, ERISA Implications for Employer Pay orPlay Coverage Laws (California HealthCare Foundation, March 2005), available at http://www.chcf.org/documents/insurance/ERISAPayPlayImplications.pdf, accessed April 3, 2005.205 State Coverage Initiatives, State-Only Tax Incentives, available at http://www.statecoverage.net/tax.htm, accessedMarch 29, 2005.206 Texas Department of Insurance, Working Together for a Healthy Texas, Interim Report, State Planning GrantProject (September 2004, pp. 51-52), available at http://www.tdi.state.tx.us/general/PDF/spgint04.pdf, accessedApril 2, 2005.207 U.S. General Accounting Office, Private Health Insurance: Federal and State Requirements Affecting CoverageOffered by Small Businesses (Washington, D.C., September 2003), Appendix III, pp. 41-43.C-36