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Guidebook on Registering Property in Malaysia.pdf

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GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIADiagram 4ADiagram 5Diagram 6Diagram 7Diagram 8Diagram 9Diagram 10Diagram 11Diagram 12- Workflow of Registrati<strong>on</strong> Process atKuala Lumpur Land Registry[for c<strong>on</strong>sent to transfer <strong>in</strong>volv<strong>in</strong>g propertywith restricti<strong>on</strong>-<strong>in</strong>-<strong>in</strong>terest / leasehold (if required)] 16- Initiative for Improv<strong>in</strong>g <strong>Register<strong>in</strong>g</strong><strong>Property</strong> (Freehold and Leasehold Landed) 18- Obta<strong>in</strong><strong>in</strong>g Redempti<strong>on</strong> Statement <strong>in</strong>Straightforward Cases 22- The Procedures for Sub-Sale of Propertieswith Title (Freehold or Leasehold) frombuyer’s po<strong>in</strong>t of view 24- Release of Orig<strong>in</strong>al Title <strong>in</strong> StraightforwardCases 26- Type of Transacti<strong>on</strong>s <strong>in</strong> <strong>Property</strong> Saleand Purchase 28- Obta<strong>in</strong><strong>in</strong>g Redempti<strong>on</strong> Statement <strong>in</strong>Straightforward Cases 31- The Procedures for Sub-Sales of <strong>Property</strong>without Title (Freehold or Leasehold) frombuyer’s po<strong>in</strong>t of view 33- Release of Orig<strong>in</strong>al Documents <strong>in</strong>Straightforward Cases 34Appendix 1 - Issue Document of Title 36Appendix 2 - Form of Private Land Search 39Appendix 3 - Memorandum of Transfer (Form 14A) 40Appendix 4 - Form PDS 3 44Appendix 5 - Form PDS 15 (Onl<strong>in</strong>e) 45Appendix 5a - Form PDS 15 (Manual) 48Appendix 6 - Notice of Assessment 50Appendix 7 - Discharge of Charge (Form 16N) 52Appendix 8 - Charge (Form 16A) 55Appendix 9 - Applicati<strong>on</strong> for Private Caveat 59Appendix 10 - Withdrawal of Private Caveat 61Appendix 11 - Cost of <strong>Register<strong>in</strong>g</strong> Properties(Registrati<strong>on</strong> Fees) 62Appendix 12 - Schedule 17 Applicati<strong>on</strong> for C<strong>on</strong>sent toTransfer and Charge 67GLOSSARY 72CONTACTS 74ACKNOWLEDGEMENT 82


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAINTRODUCTION<strong>Register<strong>in</strong>g</strong> <strong>Property</strong>The speed of gett<strong>in</strong>g property registered is <strong>on</strong>e of the elements that impact a country’scompetitiveness. Onerous processes and procedures for property registrati<strong>on</strong> affect the ease ofdo<strong>in</strong>g bus<strong>in</strong>ess.4PEMUDAH’s Focus Group <strong>on</strong> <strong>Register<strong>in</strong>g</strong> <strong>Property</strong> worked to improve the processes andenhance transparency <strong>in</strong> the procedures for register<strong>in</strong>g property. This group comprised membersfrom the Stamp Office Divisi<strong>on</strong> of the Inland Revenue Board of <strong>Malaysia</strong>, Valuati<strong>on</strong> and <strong>Property</strong>Services Department of the M<strong>in</strong>istry of F<strong>in</strong>ance and the Land Office / Registry under the StateGovernment.The improvements made <strong>in</strong>clude:• e-Stamp<strong>in</strong>g, an <strong>on</strong>-l<strong>in</strong>e stamp<strong>in</strong>g system <strong>in</strong>volv<strong>in</strong>g agent and the Stamp Office or RevenueService Centre (RSC) which comprises:-• Sistem Taksiran P<strong>in</strong>dah Milik Harta Tanah (STPH)• Stamp Assessment and Payment System (STAMPS)• The valuati<strong>on</strong> process by the Valuati<strong>on</strong> and <strong>Property</strong> Services Department [Jabatan Penilaiandan Perkhidmatan Harta, (JPPH)];• Computerisati<strong>on</strong> of the property registrati<strong>on</strong> system <strong>in</strong> the Land Office / Registry.Processes have been streaml<strong>in</strong>ed to the extent that it now generally takes 2 work<strong>in</strong>g days for aStandard <strong>Property</strong> to be registered <strong>in</strong> Pen<strong>in</strong>sular <strong>Malaysia</strong>.The “Walk<strong>in</strong>g Through the System” <strong>in</strong> this guidebook provides an illustrated step-by-step guidewhich <strong>in</strong>cludes the time and costs <strong>in</strong>volved, <strong>in</strong> a sample case.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA1Pre-Registrati<strong>on</strong>: C<strong>on</strong>tract of SaleThere are 2 types of sale and purchase of property namely:1 Purchase from property developers• The sale and purchase of property (hous<strong>in</strong>g accommodati<strong>on</strong>) which is under c<strong>on</strong>structi<strong>on</strong>from a property developer is governed by the Hous<strong>in</strong>g Development (C<strong>on</strong>trol and Licens<strong>in</strong>g)Act, 1966; or• The sale and purchase of completed property from a property developer.2 Purchase of completed property direct from owner of the property (sub-sale)• Sub-sale purchase is between the buyer and the owner; it is by way of private c<strong>on</strong>tract wherethe parties are free to dictate their respective terms and c<strong>on</strong>diti<strong>on</strong>s.5Regardless, a n<strong>on</strong>-regulated c<strong>on</strong>tract of sale between the seller and the buyer needs to be <strong>in</strong>written form, signed and duly stamped for the protecti<strong>on</strong> of the <strong>in</strong>terest of both parties <strong>in</strong> thedischarge of their respective legal obligati<strong>on</strong>s. Both seller and buyer are advised to appo<strong>in</strong>t theirown lawyer to represent them <strong>in</strong>dividually <strong>in</strong> the c<strong>on</strong>duct of the sale and purchase transacti<strong>on</strong>through completi<strong>on</strong>.Some of the salient po<strong>in</strong>ts of the Sale and Purchase Agreement (SPA) are:• Detailed particulars of the buyer and the seller;• Details of the property as specified <strong>in</strong> the Issue Document of Title (IDT);• The purchase price and the mode of payment;• Payment of the deposit, normally 10% of the purchase price;• Normally the time frame to pay the entire purchase price is with<strong>in</strong> 3 m<strong>on</strong>ths free of <strong>in</strong>terest(“Completi<strong>on</strong> Date”) plus another <strong>on</strong>e m<strong>on</strong>th extensi<strong>on</strong> period (“Extended Completi<strong>on</strong> Date”)with <strong>in</strong>terest at a mutually agreed percentage payable to the seller;• If the buyer fails to pay with<strong>in</strong> the time frame, the deposit paid will be forfeited by the sellerand the SPA resc<strong>in</strong>ded;• Inspecti<strong>on</strong> of the property and list<strong>in</strong>g of any fixtures and fitt<strong>in</strong>gs (if applicable);• The time and manner to hand over the property to the buyer; and• The remedy for any breach and liquidated damages for failures by either party.Once detailed terms of the SPA have been agreed, the buyer and seller will sign:• The SPA;• Form 14A under the Nati<strong>on</strong>al Land Code, 1965 (NLC) (for property with <strong>in</strong>dividual title); or• Deed of Assignment (DOA) (for property without <strong>in</strong>dividual title).


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2aProcess<strong>in</strong>g Stage2a.1 Adjudicati<strong>on</strong> of Form 14A / Deed of Assignment (DOA)• Form 14A / DOA will be submitted to Stamp Office / RSC for adjudicati<strong>on</strong>.• Submissi<strong>on</strong> can be made either manually or <strong>on</strong>l<strong>in</strong>e through the website, http://p<strong>in</strong>harta.hasil.gov.my under STPH or http://stamps.hasil.gov.my under STAMPS. To date, e-Stamp<strong>in</strong>g isavailable to legal firms, banks, company secretaries, account<strong>in</strong>g firms and companies.2a.1.1 Submissi<strong>on</strong> for Adjudicati<strong>on</strong>:-1. Form 14A7Item123456Manual Submissi<strong>on</strong>2 copies of cover letter from the lawyerA copy of stamped SPAA copy of IDTOther relevant support<strong>in</strong>g documentsrelated to the transfer5 copies of Form PDS 15Form 14ANote:1. Stamp Office / RSC will checkthe document. Once accepted, anadjudicati<strong>on</strong> number will be given <strong>on</strong>Form 14A and returned to the lawyer.2. If it has been e-Stamped evidence ofDOA is not required.Onl<strong>in</strong>e Submissi<strong>on</strong> (STPH / STAMPS)Relevant pages of stamped SPA <strong>in</strong>clude:-- date of agreement- sell<strong>in</strong>g price- schedule of payment- plan / map of property- sign<strong>in</strong>g page- name of seller and buyerA copy of IDTOther relevant support<strong>in</strong>g documentsrelated to the transferA copy of Form PDS 15Form 14ANote:1. Item 5 above is through dataentry whilst others are submitted asattachments.2. Once accepted, an adjudicati<strong>on</strong>number will be assigned by the system.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2. Deed of AssignmentItemManual Submissi<strong>on</strong>Onl<strong>in</strong>e Submissi<strong>on</strong> (STPH / STAMPS)12 copies of cover letter fromthe lawyer2A copy of stamped SPARelevant pages of stamped SPA <strong>in</strong>clude:-- date of agreement- sell<strong>in</strong>g price- schedule of payment- sign<strong>in</strong>g page- name of seller and buyer83Deed of AssignmentRelevant pages of DOA <strong>in</strong>clude:-- date of agreement- sign<strong>in</strong>g page- name of seller and buyer- address of property4Other relevant support<strong>in</strong>g documentsrelated to the transferOther relevant support<strong>in</strong>g documentsrelated to the transfer55 copies of Form PDS 15A copy of Form PDS 15Note:1. Stamp Office / RSC will check thedocument. Once accepted, anadjudicati<strong>on</strong> number will be given <strong>on</strong>DOA and returned to the lawyer.Note:1. Item 5 above is through dataentry whilst others are submitted asattachments.2. Once accepted, an adjudicati<strong>on</strong>number will be assigned by the system.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2a.1.2Valuati<strong>on</strong> of <strong>Property</strong>• Valuati<strong>on</strong> by JPPH is part of the stamp<strong>in</strong>g process by Stamp Office / RSC for cases wherevaluati<strong>on</strong> is required.• Up<strong>on</strong> receipt of the applicati<strong>on</strong> for valuati<strong>on</strong> from the Stamp Office / RSC, JPPH will processthe applicati<strong>on</strong> and a valuati<strong>on</strong> report will be prepared and subsequently sent to the StampOffice / RSC.JPPH’s workflow for the valuati<strong>on</strong> process is shown <strong>in</strong> Diagram 2 (page 11).The time taken by JPPH to complete a valuati<strong>on</strong> request is between 1 to 8 work<strong>in</strong>g days. ForStandard <strong>Property</strong> it takes <strong>on</strong>ly 1 work<strong>in</strong>g day. A l<strong>on</strong>ger period may be required if the propertyis a complex property, for example shopp<strong>in</strong>g complex, multi-storey office build<strong>in</strong>g or <strong>in</strong>dustrialcomplex.92a.1.3Stamp<strong>in</strong>g of Form 14A / DOA• The Stamp Office / RSC will issue a Notice of Assessment either manually or <strong>on</strong>l<strong>in</strong>e throughSTPH / STAMPS.• The Notice of Assessment will <strong>in</strong>dicate the stamp duty payable for the transfer of property.• The rate of chargeable stamp duty will depend <strong>on</strong> the value of the property as prescribed bythe Stamp Act, 1949, as follows:<strong>Property</strong> ValueFor the first RM 100,000For amount <strong>in</strong> excess of RM 100,000 butnot exceed<strong>in</strong>g RM 500,000For any amount <strong>in</strong> excess of RM 500,000Stamp Duty Chargeable1%2%3%• Payment must be made to the Collector of Stamp Duty through the Stamp Office / RSC with<strong>in</strong>30 days from the date of the Notice of Assessment via the follow<strong>in</strong>g:-• Electr<strong>on</strong>ically via F<strong>in</strong>ancial Process<strong>in</strong>g Exchange (FPX); or• At the Stamp Office / RSC by:- Bank Draft; or- Client’s Account Cheque; or- Postal Order; or- M<strong>on</strong>ey Order; or- Cash.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAA penalty will be imposed for payment exceed<strong>in</strong>g 30 days from the date of the Notice ofAssessment as follows:10Durati<strong>on</strong>If stamped with<strong>in</strong> 3 m<strong>on</strong>ths after thetime of stamp<strong>in</strong>gIf stamped later than 3 m<strong>on</strong>ths butnot later than 6 m<strong>on</strong>ths after the timeof stamp<strong>in</strong>gIf stamped later than 6 m<strong>on</strong>thsPenalty ChargeableRM 25 or 5% of the chargeable duty(whichever sum be the greater)RM 50 or 10% of the chargeable duty(whichever sum be the greater)RM 100 or 20% of the chargeable duty(whichever sum be the greater)The Stamp Office / RSC requires the follow<strong>in</strong>g documents:• Orig<strong>in</strong>al Notice of Assessment and Form 14A / DOA;• Form PDS 3;• Bank Draft / Client’s Account Cheque / Postal Order / M<strong>on</strong>ey Order / Cash; and• Payment by Setem Hasil which shall not exceed RM 500.00.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAStartRequest of Valuati<strong>on</strong> ReceivedProcess<strong>in</strong>g of RequestNOApplicati<strong>on</strong>Complete?Return toOrig<strong>in</strong>atorYESDeterm<strong>in</strong>e Locati<strong>on</strong> of <strong>Property</strong>11Open File / Retrieve Exist<strong>in</strong>g DataDeterm<strong>in</strong>e the Type of DataData Collecti<strong>on</strong>NONeed for FieldInspecti<strong>on</strong>?YESInspecti<strong>on</strong>Valuati<strong>on</strong>Approval bySupervisorNOWith<strong>in</strong> Sign<strong>in</strong>gPower?YESReport to ClientUpdate Office RecordEndDiagram 2 - JPPH Workflow Valuati<strong>on</strong> Process


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAA comparis<strong>on</strong> of the manual and <strong>on</strong>l<strong>in</strong>e systems is dem<strong>on</strong>strated <strong>in</strong> Diagram 3.8DaysStamp Office / RSCsends applicati<strong>on</strong> toJPPH1Day1DayStamp Office / RSCsends applicati<strong>on</strong> toJPPH121-8Days1-8Days1DayStamp Office8Daysof Assessment by Stamp Office / RSC1Day1DayMax24Daysof Form 14A at Stamp Office / RSCTotal2DaysMax10Daysof Form 14A at Stamp Office / SRCTotal1Day- Valuati<strong>on</strong> for Standard <strong>Property</strong> will be d<strong>on</strong>e <strong>in</strong> 1 day- Valuati<strong>on</strong> for N<strong>on</strong>-Standard <strong>Property</strong> will be d<strong>on</strong>e<strong>in</strong> 1-8 daysDiagram 3 - Comparis<strong>on</strong> of the Manual & Onl<strong>in</strong>e System (STPH / STAMPS)


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2bRegistrati<strong>on</strong> Stage2b.1 Registrati<strong>on</strong> of Transfer of the <strong>Property</strong>(for property with <strong>in</strong>dividual title)For registrati<strong>on</strong> of property, submissi<strong>on</strong> of the duly stamped Form 14A at the Land Office /Registry must be accompanied with:• Orig<strong>in</strong>al IDT (Issue Document of Title);• Certified copies of the buyer’s and seller’s NRIC / passport; or• Company Memorandum and Articles of Associati<strong>on</strong>, Companies Commissi<strong>on</strong> of <strong>Malaysia</strong>(CCM) Company Search, Company Resoluti<strong>on</strong>, Return of Allotment of Shares - Form 24, Listof Register of Directors, Managers and Secretaries - Form 49;13• Fees as prescribed by the Land Office / Registry;• A copy of current Quit Rent and Assessment Receipt.Checklist for registrati<strong>on</strong> of transfer of property at Kuala Lumpur Land Registry :(for landed property with <strong>in</strong>dividual title)ItemRequired Document1 Completed Form 14A• A copy of NRIC / Passport (if Individual); Company Memorandum and Articlesof Associati<strong>on</strong>, Companies Commissi<strong>on</strong> of <strong>Malaysia</strong> (CCM) Company Search,Company Resoluti<strong>on</strong>, Return of Allotment of Shares - Form 24, List of Register ofDirectors, Managers and Secretaries Form 49 (if company)• Letter of C<strong>on</strong>sent to Transfer (where applicable)• Letter of C<strong>on</strong>sent to Charge (where applicable)2 Orig<strong>in</strong>al Issue Document of Title (IDT)3 Payment of prescribed registrati<strong>on</strong> fee4 Copies of current Quit Rent and Assessment receipts• The Land Adm<strong>in</strong>istrator will endorse the name of the buyer <strong>in</strong> the Register Document of Title(RDT).• The RDT is kept <strong>in</strong> the str<strong>on</strong>g room at the Land Office / Registry itself.• The Land Office / Registry will subsequently issue a new IDT to the buyer with<strong>in</strong> 1 work<strong>in</strong>gday from the date of submissi<strong>on</strong>.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAll Land Offices / Registries <strong>in</strong> Pen<strong>in</strong>sular <strong>Malaysia</strong> are committed to issue the new IDT with<strong>in</strong>the specified time frame.Generally it takes 1 work<strong>in</strong>g day for register<strong>in</strong>g of property. The process of register<strong>in</strong>g property atthe Kuala Lumpur Land Registry is shown <strong>in</strong> Diagram 4 (page 15).Diagram 4A (page 16) presents the workflow of the registrati<strong>on</strong> process at Kuala Lumpur LandRegistry (for c<strong>on</strong>sent to transfer <strong>in</strong>volv<strong>in</strong>g leasehold property).2b.2 Assignment of <strong>Property</strong>(for property without <strong>in</strong>dividual title)14No registrati<strong>on</strong> is required for properties without <strong>in</strong>dividual titles simply because the Land Office/ Registry does not have records of <strong>in</strong>dividual properties until the <strong>in</strong>dividual titles are issued.Properties without <strong>in</strong>dividual titles can be sold or change hands by means of a document calledthe Deed of Assignment (“DOA”).A DOA is a legal <strong>in</strong>strument used as a means of c<strong>on</strong>veyance of rights to property whereby theSeller (“Assignor”) assigns his rights and title to the property to the Buyer (“Assignee”).By the DOA, the Seller’s rights, <strong>in</strong>terest and title to the property as enshr<strong>in</strong>ed <strong>in</strong> the SPA, usuallycalled the Pr<strong>in</strong>cipal SPA (between the First Purchaser, the Developer and / or Proprietor) isassigned to the Assignor.Once the DOA is duly executed and stamped, the Assignee acquires legal rights and title to theproperty assigned. The <strong>on</strong>ly difference is that it is not registered at the Land Office / Registry.The DOA has to be adjudicated <strong>in</strong> a similar manner as for property with title but <strong>in</strong>stead of Form14A, the orig<strong>in</strong>al copy of the DOA is submitted together with Form PDS 15.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAInitial Process (Counter Process)...……………...…….……………............StartReceive Applicati<strong>on</strong>IncompleteCheck for completenessof documentsCompleteReceive payment, pr<strong>in</strong>t receipt andproduce presentati<strong>on</strong> numberData Entry Process...……………………….………………………….............15DEP officer checks the documentsPr<strong>in</strong>t verificati<strong>on</strong> document and proposefor registrati<strong>on</strong>, rejecti<strong>on</strong> or suspensi<strong>on</strong>Decisi<strong>on</strong> Process...…………...…………….………………………….............1 DayIf no, to <strong>in</strong>form applicantof the 14 dayssuspensi<strong>on</strong>Verificati<strong>on</strong> by DP officerYesCan the processeddocument be registered?Register(pr<strong>in</strong>t new titleand notice)Sort<strong>in</strong>g Process...…………...……....……….…………………………............Sort<strong>in</strong>gSend document :1. IDT - Collecti<strong>on</strong> Counter2. RDT - Str<strong>on</strong>g RoomCollecti<strong>on</strong> Process...…...…...……....……….…………………………...........*Def<strong>in</strong>iti<strong>on</strong>Data Entry Process (DEP)Decisi<strong>on</strong> Process (DP)Issue Document of Title (IDT)Register Document of Title (RDT)EndDiagram 4 - Workflow of Registrati<strong>on</strong> Process at Kuala Lumpur Land Registry(for landed property with <strong>in</strong>dividual title)


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAApplicati<strong>on</strong>ReceivedINCOMPLETECHECKINGCOMPLETERecord & Open File16Verificati<strong>on</strong>ofDocumentsRequired documents:• Applicati<strong>on</strong> form (Appendix 12)• Copy of seller’s and buyer’s NRIC• Certified True Copy of Titles or official searchendorsed by Land Adm<strong>in</strong>istrator• Copy of latest Quit Rent receipt• Copy of latest Assessment receipt• Letter of no objecti<strong>on</strong> from f<strong>in</strong>ancial <strong>in</strong>stituti<strong>on</strong>(if presently charged)• RM50 process<strong>in</strong>g fee• Proof of relati<strong>on</strong>ship*• Memorandum & Articles of Associati<strong>on</strong>• Form 24 & 49 - Companies Act, 1965 (ifapplicable)Check<strong>in</strong>g & Endorsement byAssistant RegistrarPTG’sC<strong>on</strong>sentPreparati<strong>on</strong>ofNotificati<strong>on</strong>ForwardtoApplicant*Def<strong>in</strong>iti<strong>on</strong>Director of Land & M<strong>in</strong>es (PTG)MaximumTotal : 1 DayDiagram 4A - Workflow of Registrati<strong>on</strong> Process at Kuala Lumpur Land Registryfor c<strong>on</strong>sent to transfer <strong>in</strong>volv<strong>in</strong>g property with restricti<strong>on</strong>-<strong>in</strong>-<strong>in</strong>terest /leasehold (if required)


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA3 C<strong>on</strong>clusi<strong>on</strong>The <strong>in</strong>itiatives taken have resulted <strong>in</strong> the follow<strong>in</strong>g c<strong>on</strong>t<strong>in</strong>uous improvements across all governmentagencies <strong>in</strong>volved as stated <strong>in</strong> Diagram 5 (pages 18 & 19):• Durati<strong>on</strong> of the transfer of property generally takes 2 work<strong>in</strong>g days for Standard <strong>Property</strong>;• Simplified procedures via <strong>on</strong>l<strong>in</strong>e system;• Easy track<strong>in</strong>g and traceability of the status of stamp<strong>in</strong>g process;• Cost efficient; and• Integrity of the system enhanced.Further to the improvements made, Stamp Office / RSC has embarked <strong>on</strong> enhanc<strong>in</strong>g STAMPSto further improve the stamp<strong>in</strong>g process of <strong>in</strong>struments related to transfer of property.17The Land Office / Registry is mov<strong>in</strong>g towards simplified and standard forms for land relatedtransacti<strong>on</strong>s to be adopted by all states <strong>in</strong> <strong>Malaysia</strong>.This jo<strong>in</strong>t effort by the public and private sectors as well as experts <strong>in</strong> their respective fieldsc<strong>on</strong>tributed <strong>in</strong> improv<strong>in</strong>g the delivery system.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2010 ReportDurati<strong>on</strong> forSTPH / STAMPS1 118(1 day)SPA sent toStamp Office/ RSC forstamp<strong>in</strong>g(1 day)Form 14A sentto Stamp Office/ RSC foradjudicati<strong>on</strong>SPA sent toStamp Office /RSC for stamp<strong>in</strong>g/ RSC/ RSCS(36 days)Streaml<strong>in</strong><strong>in</strong>gValuati<strong>on</strong>Process andby JPPHStampOffice/ RSC(1 day)Stamp Office/ RSC/ RSCstamp<strong>in</strong>gto lawyerelectr<strong>on</strong>ically,by post ifmanualDiagram 5 - Initiative for Improv<strong>in</strong>g <strong>Register<strong>in</strong>g</strong> <strong>Property</strong>(Freehold and Leasehold Landed)


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA2010 ReportDurati<strong>on</strong> forSTPH / STAMPS1 1(105 days) Simplificati<strong>on</strong>andstandardisati<strong>on</strong>of formscaptured bythe checklistfor lawyers.(to benchmarkaga<strong>in</strong>st KualaLumpur LandRegistry).191: Generally purchases from property developers are not referred to JPPH for valuati<strong>on</strong>.The purchase price is normally taken to be the market value of the subject property.2: Both systems exclude the revised durati<strong>on</strong> required for gett<strong>in</strong>g the State approval for c<strong>on</strong>sent to transfer of 21 daysfor leasehold property and for acquisiti<strong>on</strong> of property by a foreigner.3: For Standard <strong>Property</strong> the process can be completed <strong>in</strong> 2 days.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAWALKING THROUGH THE SYSTEMA. <strong>Property</strong> with Title (Freehold, Leasehold)The case given here is for the purpose of illustrati<strong>on</strong> <strong>on</strong>ly. The names and vital <strong>in</strong>formati<strong>on</strong>menti<strong>on</strong>ed are fictitious and attached for ease of understand<strong>in</strong>g.20Johari (“Seller”) is the owner of a double-storey terrace house <strong>in</strong> Kuala Lumpur(“<strong>Property</strong>”) who <strong>in</strong>tends to sell it to Hakimi (“Buyer”) for RM 580,000.00(“Purchase Price”). To formalise the purchase, Hakimi will pay Johari an earnestdeposit equivalent to 2% of the Purchase Price. A formal Sale and PurchaseAgreement (“SPA”) will usually be signed by both parties with<strong>in</strong> 14 days thereafter.Up<strong>on</strong> receipt of the earnest deposit, Johari will give a photocopy of the <strong>in</strong>dividualtitle (Appendix 1) to Hakimi as proof of Johari’s ownership to the <strong>Property</strong>. Hakimiwill then appo<strong>in</strong>t a solicitor to c<strong>on</strong>duct the necessary search and prepare thedraft SPA. The terms and c<strong>on</strong>diti<strong>on</strong>s of the SPA usually provide that a deposit of10% (“Deposit”) shall be payable up<strong>on</strong> executi<strong>on</strong> of the SPA. As 2% is alreadypaid, the balance 8% will be paid <strong>on</strong> sign<strong>in</strong>g the SPA.The balance 90% of the purchase price (“Balance Purchase Price”) shall be paidwith<strong>in</strong> 3 m<strong>on</strong>ths from the date of the SPA. An extensi<strong>on</strong> period of 1 m<strong>on</strong>th isgiven if Hakimi is unable to pay Johari with<strong>in</strong> the 3 m<strong>on</strong>ths. An <strong>in</strong>terest raterang<strong>in</strong>g from 8% to 10% is usually chargeable for the extensi<strong>on</strong> period.Hakimi will appo<strong>in</strong>t a lawyer to represent him to c<strong>on</strong>duct the sale transacti<strong>on</strong> whowill ensure that the terms and c<strong>on</strong>diti<strong>on</strong>s of the SPA are favourable to Hakimi andhis rights are also well protected. Simultaneously, Hakimi will also approach aBank to apply for a loan (“Loan”) to partly f<strong>in</strong>ance his purchase of the <strong>Property</strong>.The lawyer act<strong>in</strong>g for Hakimi will, <strong>in</strong> the usual course of events, proceed to c<strong>on</strong>duct thefollow<strong>in</strong>g searches:-• A private land search <strong>on</strong> the <strong>in</strong>dividual title at the Land Office / Registry;• Bankruptcy searches <strong>on</strong> both Johari and Hakimi; and• W<strong>in</strong>d<strong>in</strong>g-up search (if Buyer / Seller is a company).


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIASTEP 3 Redempti<strong>on</strong> StatementJohari needs to settle all of his outstand<strong>in</strong>g loan to his bank before he can sell his <strong>Property</strong> toHakimi. The SPA will address the arrangement to the effect that Johari’s outstand<strong>in</strong>g loan to hisbank will be paid by Hakimi or Hakimi’s end-f<strong>in</strong>ancier (Bank). Such payment which will form partof the purchase price is known as the “Redempti<strong>on</strong> Amount”.• Johari’s lawyer will proceed to request for a Redempti<strong>on</strong> Statement from Johari’s bank.• Johari’s bank will, up<strong>on</strong> receiv<strong>in</strong>g such a request issue a Redempti<strong>on</strong> Statement usuallywith<strong>in</strong> 2 work<strong>in</strong>g days <strong>in</strong> favour of Hakimi (if cash purchase) or <strong>in</strong> favour of Hakimi’s bank (ifpurchase with Loan) as set out <strong>in</strong> Diagram 6.22• The Redempti<strong>on</strong> Statement will specify the Redempti<strong>on</strong> Amount and the deadl<strong>in</strong>e for payment.• Johari’s bank will impose nom<strong>in</strong>al charges for the issuance of the Redempti<strong>on</strong> Statement.This request is normally made after Hakimi has obta<strong>in</strong>ed his loan.PartiesBankLawyer (act<strong>in</strong>g for the seller /f<strong>in</strong>ancier) and SellerProcess• Receives letter request<strong>in</strong>g for redempti<strong>on</strong> statement• Checks account status• Checks system for legal f<strong>in</strong>ancial status of customer• Cross references with the security document <strong>in</strong> regardsto the property descripti<strong>on</strong>• Computes redempti<strong>on</strong> sum• Issues redempti<strong>on</strong> statement• Debits account for service charge• Lawyer receives letter• Seller receives c.c. letter together with debit adviceDiagram 6 - Obta<strong>in</strong><strong>in</strong>g Redempti<strong>on</strong> Statement <strong>in</strong> Straightforward CasesBefore Hakimi’s bank releases Hakimi’s loan, Hakimi is to settle the difference between thepurchase price and the loan granted by Hakimi’s bank (the Differential Sum).In Hakimi’s case, if the loan is RM 500,000.00, the differential sum is RM 22,000.00 as derivedfrom the follow<strong>in</strong>g calculati<strong>on</strong>.Purchase Price RM 580,000.00Loan Amount Less (-) RM 500,000.00Deposit Less (-) RM 58,000.00Differential Sum RM 22,000.00


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIASTEP 4 Adjudicati<strong>on</strong> Process• Onl<strong>in</strong>e submissi<strong>on</strong> of Form PDS 15 will be made through STPH / STAMPS to the selectedStamp Office / RSC to determ<strong>in</strong>e the chargeable stamp duty. Samples of Form PDS 3 andForm PDS 15 are <strong>in</strong> Appendix 4 and Appendix 5 and 5A respectively.• The Stamp Office / RSC will forward the documents submitted for adjudicati<strong>on</strong> to JPPH, ifvaluati<strong>on</strong> is required.• Up<strong>on</strong> receipt of the documents from the Stamp Office / RSC, JPPH will carry out a valuati<strong>on</strong>of the property. An <strong>in</strong>specti<strong>on</strong> will be carried out prior to the valuati<strong>on</strong> if there is a need to verifythe c<strong>on</strong>diti<strong>on</strong>s of the property.• The valuati<strong>on</strong> will then be reported to the Stamp Office / RSC.• The Stamp Office / RSC will then issue a Notice of Assessment stat<strong>in</strong>g the amount of stampduty payable.• Hakimi’s lawyer will arrange for payment of the stamp duty accompanied with Form 14A.23STEP 5 Presentati<strong>on</strong> of Form 14AAt this stage the property transacti<strong>on</strong> would have achieved the follow<strong>in</strong>g:1. Form 14A is stamped with payment of the chargeable stamp duty.2. Redempti<strong>on</strong> Amount paid to Johari’s bank.3. Hakimi’s f<strong>in</strong>anc<strong>in</strong>g legal documents have been completed.4. Submissi<strong>on</strong> of Form 14A.A summary of Steps 1 to 5 is shown <strong>in</strong> Diagram 7 (pages 24 & 25).


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAResp<strong>on</strong>sibilityProcedures For TransferDocument• SPA Lawyer• F<strong>in</strong>ancier’sLawyerSTEP 5• Payment of Stamp Duty accord<strong>in</strong>g to theNotice of Assessment (with<strong>in</strong> 30 days fromthe date of the Notice, fail<strong>in</strong>g which,penalty will be imposed by the Stamp Office/ RSC)• Payment of Stamp Duty accord<strong>in</strong>g to theNotice of Assessment• Pay Redempti<strong>on</strong> Amount to Seller’sF<strong>in</strong>ancier• Stamp Form 16A and send forendorsement• Withdraw Caveat• Do land search• Present Form 14A• Present Form 16ALand Office / Registry• Form 14A• Orig<strong>in</strong>al Notice ofAssessment• Payment: Bank DraftClient’s Account / PostalOrder / M<strong>on</strong>ey Order/ Cash. Payment bySetem Hasil which shallnot exceed RM 500.00• Orig<strong>in</strong>al IDT obta<strong>in</strong>ed• Orig<strong>in</strong>al Form 16N• Duplicate of Form 16Afrom Seller’s F<strong>in</strong>ancier• Quit Rent receipt• Assessment receipt• Form 16A• Discharge of Charge -Form 16N25Diagram 7 - The Procedures for Sub-Sale of Properties with Title(Freehold or Leasehold) from buyer’s po<strong>in</strong>t of view


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA1. Payment of Chargeable Stamp DutyIn Hakimi’s case, the chargeable stamp duty can be determ<strong>in</strong>ed from the rates specified <strong>in</strong> theStamp Act, 1949 as follows:Purchase Price Rates Chargeable DutyRM 100,000 1% RM 1,000RM 400,000 2% RM 8,000RM 80,000 3% RM 2,400Total RM 580,000 RM 11,40026The lawyer will be able to retrieve the Notice of Assessment <strong>on</strong>l<strong>in</strong>e through STPH / STAMPS. Asample of the Notice of Assessment is attached <strong>in</strong> Appendix 6.2. Payment of Redempti<strong>on</strong> SumHakimi’s bank will release the Redempti<strong>on</strong> Sum to Johari’s bank, after :• exchange of Letters of Undertak<strong>in</strong>gs between the banks and Hakimi’s lawyer;• presentati<strong>on</strong> of a Private Caveat by Hakimi’s bank at the prescribed fee; and• c<strong>on</strong>firmati<strong>on</strong> that Hakimi has paid the Differential Sum.Johari’s bank will then provide Hakimi’s lawyer Form 16N (Appendix 7), the orig<strong>in</strong>al IDT and othersupport<strong>in</strong>g documents.The normal durati<strong>on</strong> for the IDT to be released by a bank would be 5 work<strong>in</strong>g days from the dateof receipt of the Redempti<strong>on</strong> Sum, as illustrated <strong>in</strong> Diagram 8.PartiesProcessReceives cheque• Credits account• Sends cheque for clearanceBankAfter cheque clearance• Closes the term loan / term f<strong>in</strong>anc<strong>in</strong>g account (debit <strong>in</strong>terest / profit due, earlysettlement fees, etc)• Prepares Bankers Cheque (refund excess to seller if any)• Informs seller• To forward to lawyers the follow<strong>in</strong>g:(i) Executed Discharge of Charge Form 16N, Bankers Cheque;(ii) IDT and Duplicate Charge Form 16N and all other relevant documents, etc.Diagram 8 : Release of Orig<strong>in</strong>al Title <strong>in</strong> Straightforward Cases


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAThe documents <strong>in</strong>volved are as listed <strong>in</strong> Diagram 9.<strong>Property</strong> with Title28Fully paid• Individual Title underSeller’s name1. SPA2. Form 14A3. Orig<strong>in</strong>al IDT4. Form PDS 155. New Form 16ADocuments InvolvedVendor still owes bank• Title is under Seller’s name but is stillcharged with the Bank• Title must be redeemed from the Seller’sBank• <strong>Property</strong> must be free from encumbranceto be charged by Buyer’s BankAll the forms stated <strong>in</strong> 1-5 together withthe forms below:6. Form 16N7. Entry of Caveat by Buyer’s F<strong>in</strong>ancier(Caveat Form)Diagram 9 - Type of Transacti<strong>on</strong>s <strong>in</strong> <strong>Property</strong> Sale and Purchase5. Registrati<strong>on</strong> of <strong>Property</strong>• Form 14A will pass through all the processes <strong>in</strong>volved as set out <strong>in</strong> the flowchart <strong>in</strong> Diagrams3 and 4.• The IDT will be ready for collecti<strong>on</strong> by Hakimi’s lawyer with<strong>in</strong> 1 work<strong>in</strong>g day.Hand<strong>in</strong>g Over <strong>Property</strong>• Hakimi’s bank will release the balance purchase price after a Charge has been created <strong>in</strong>its favour.• Johari will receive payment of the balance purchase price from Hakimi’s bank.• Payment is normally made 3 days before exchange of keys and apporti<strong>on</strong>ment of outgo<strong>in</strong>gsfor the <strong>Property</strong>.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAWALKING THROUGH THE SYSTEMB. <strong>Property</strong> without Title (Freehold, Leasehold)The case given here is for the purpose of illustrati<strong>on</strong> <strong>on</strong>ly. The names and vital <strong>in</strong>formati<strong>on</strong>menti<strong>on</strong>ed are fictitious and attached for ease of understand<strong>in</strong>g.Note: The terms of the SPA are for illustrati<strong>on</strong> purposes <strong>on</strong>ly and mirror general terms normally forsimilar transacti<strong>on</strong>s. They may vary accord<strong>in</strong>g to the agreement between the buyer and seller asadvised by their respective lawyers.Johari (“Seller”) is the owner of a newly completed c<strong>on</strong>dom<strong>in</strong>ium unit <strong>in</strong> KualaLumpur (“<strong>Property</strong>”) and <strong>in</strong>tends to sell it to Hakimi (“Buyer”) for RM 280,000.00(“Purchase Price”). To formalise the purchase Hakimi will pay Johari an earnestdeposit equivalent to 2% of the Purchase Price. A formal Sale and PurchaseAgreement (“SPA”) is to be signed by both parties with<strong>in</strong> 14 days thereafter.29Up<strong>on</strong> receipt of the earnest deposit, Johari will give a photocopy of the SPAbetween him and the Developer (“Pr<strong>in</strong>cipal SPA”) to Hakimi as proof that Johari isthe beneficial owner of the <strong>Property</strong>. Hakimi will then appo<strong>in</strong>t a solicitor to c<strong>on</strong>ductthe necessary searches and prepare a draft SPA. The terms and c<strong>on</strong>diti<strong>on</strong>s ofthe SPA usually provide that a deposit of 10% (“Deposit”) shall be payable up<strong>on</strong>executi<strong>on</strong> of the SPA. As 2% is already paid, the balance 8% will be paid up<strong>on</strong>sign<strong>in</strong>g of the SPA.The balance 90% of the purchase price (“Balance Purchase Price”) is to be paidwith<strong>in</strong> 3 m<strong>on</strong>ths from the date of the SPA. An extensi<strong>on</strong> period of 1 m<strong>on</strong>th is givenif Hakimi is unable to pay Johari with<strong>in</strong> 3 m<strong>on</strong>ths. An <strong>in</strong>terest rate rang<strong>in</strong>g from 8%to 10% is usually chargeable for the extensi<strong>on</strong> period.Hakimi will appo<strong>in</strong>t a lawyer to represent him to c<strong>on</strong>duct the sale transacti<strong>on</strong> whowill ensure that the terms and c<strong>on</strong>diti<strong>on</strong>s of the SPA are favourable to Hakimi andhis rights are also protected. Simultaneously, Hakimi approaches a Bank to applyfor a loan (“Loan”) to partly f<strong>in</strong>ance the purchase of the <strong>Property</strong>.The lawyer act<strong>in</strong>g for Hakimi will, <strong>in</strong> the usual course of events, proceed to c<strong>on</strong>duct the follow<strong>in</strong>gsearches:-• Private land search at the Land Office / Registry <strong>on</strong> the Master Title <strong>on</strong> which the parcel iserected;• Bankruptcy searches <strong>on</strong> both Johari and Hakimi; and• W<strong>in</strong>d<strong>in</strong>g-up search <strong>on</strong> the Buyer / Seller (if it’s a company), developer and land owner (ifdeveloper is not the land owner).


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIASTEP 1 Private Land Search <strong>on</strong> Master TitleA private land search is a process which allows a pers<strong>on</strong> to obta<strong>in</strong> up-to-date <strong>in</strong>formati<strong>on</strong> <strong>on</strong> thestatus of a particular piece of land.The <strong>in</strong>formati<strong>on</strong> stated <strong>on</strong> the private land search report is extracted from the Register Documentof Title (“RDT”) and is usually similar to the <strong>in</strong>formati<strong>on</strong> stated <strong>in</strong> an IDT. It should be noted theprivate land search report may reveal additi<strong>on</strong>al <strong>in</strong>formati<strong>on</strong> not available <strong>on</strong> the IDT such asprivate caveats or charge.To c<strong>on</strong>duct a land search <strong>on</strong> the Master Title, the lawyer has to fill up a form known as PrivateLand Search Form (Borang Permoh<strong>on</strong>an Carian Persendirian) (Appendix 2).30Submissi<strong>on</strong> is made at the Kuala Lumpur Land Registry with payment of a prescribed fee ofRM 30 per title search.Bankruptcy SearchThe search is c<strong>on</strong>ducted at the Insolvency Department of <strong>Malaysia</strong> (Jabatan Insolvensi<strong>Malaysia</strong>) to determ<strong>in</strong>e the legal status of both Johari and Hakimi.• The search is c<strong>on</strong>ducted <strong>on</strong>l<strong>in</strong>e with a prescribed fee of RM 12 per name search.• If Johari is a bankrupt, the sale transacti<strong>on</strong> requires the Official Assignee’s approval.• If Hakimi is a bankrupt, he is prohibited by law from enter<strong>in</strong>g <strong>in</strong>to a c<strong>on</strong>tract of sale and thuscannot purchase any property.W<strong>in</strong>d<strong>in</strong>g-Up Search• W<strong>in</strong>d<strong>in</strong>g-up search is c<strong>on</strong>ducted if either or both Seller and Buyer is a company.STEP 2 Sign<strong>in</strong>g of SPAHakimi and Johari will sign the SPA.• Deed of Assignment• PDS 15 (Appendix 5 or 5A)STEP 3 Redempti<strong>on</strong> StatementJohari needs to settle all of his outstand<strong>in</strong>g loan to his bank before he can sell his <strong>Property</strong> toHakimi. The SPA will address the arrangement to the effect that Johari’s outstand<strong>in</strong>g loan to hisbank will be paid by Hakimi or the bank from which Hakimi is obta<strong>in</strong><strong>in</strong>g the Loan. Such paymentwhich will form part of the purchase price is known as “Redempti<strong>on</strong> Amount”.• Johari’s lawyer will proceed to request for a Redempti<strong>on</strong> Statement from Johari’s bank.• Johari’s Bank will, up<strong>on</strong> receiv<strong>in</strong>g such request issue a Redempti<strong>on</strong> Statement usually with<strong>in</strong> 2work<strong>in</strong>g days <strong>in</strong> favour of Hakimi (if cash purchase) or <strong>in</strong> favour of Hakimi’s bank (if purchasewith Loan) as set out <strong>in</strong> Diagram 10.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA• The Redempti<strong>on</strong> Statement will specify the Redempti<strong>on</strong> Amount and the deadl<strong>in</strong>e for payment.• Johari’s bank will impose nom<strong>in</strong>al charges for the issuance of the Redempti<strong>on</strong> Statement.This request is normally made after Hakimi has obta<strong>in</strong>ed his loan.PartiesBankProcess• Receives letter request<strong>in</strong>g for redempti<strong>on</strong> statement• Checks account status• Checks system for legal f<strong>in</strong>ancial status of customer• Cross references with the security document* <strong>in</strong> regardsto the property descripti<strong>on</strong>• Computes redempti<strong>on</strong> sum• Issues redempti<strong>on</strong> statement• Debits account for service charge31Lawyer (act<strong>in</strong>g for the seller /f<strong>in</strong>ancier) and Seller• Lawyer receives letter• Seller receives c.c. letter together with debit adviceDiagram 10 - Obta<strong>in</strong><strong>in</strong>g Redempti<strong>on</strong> Statement In Straightforward Cases*(This security document will be different for cases <strong>in</strong>volv<strong>in</strong>g property with title).Before Hakimi’s Bank releases Hakimi’s loan, Hakimi is to settle the difference between thepurchase price and Hakimi’s loan (Differential Sum).In Hakimi’s case, if the loan is RM 200,000.00, the Differential Sum is RM 52,000.00 as derivedfrom the follow<strong>in</strong>g calculati<strong>on</strong>.Purchase Price RM 280,000.00Loan Amount Less (-) RM 200,000.00Deposit Less (-) RM 28,000.00Differential Sum RM 52,000.00


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIASTEP 4 Adjudicati<strong>on</strong> Process• Onl<strong>in</strong>e submissi<strong>on</strong> of Form PDS 15 will be made through STPH / STAMPS to the selectedStamp Office / RSC to determ<strong>in</strong>e the chargeable stamp duty. Samples of Form PDS 3 andForm PDS 15 are <strong>in</strong> Appendix 4 and Appendix 5 and 5A.• The Stamp Office / RSC will forward the documents submitted for adjudicati<strong>on</strong> to JPPH, ifvaluati<strong>on</strong> is required.• Up<strong>on</strong> receipt of the documents from Stamp Office / RSC, JPPH will carry out a valuati<strong>on</strong> ofthe property. An <strong>in</strong>specti<strong>on</strong> will be carried out prior to the valuati<strong>on</strong> if there is a need to verifythe c<strong>on</strong>diti<strong>on</strong>s of the property.32• The valuati<strong>on</strong> will then be reported to Stamp Office / RSC.• The Stamp Office / RSC will then issue a Notice of Assessment stat<strong>in</strong>g the amount of stampduty (“Ad Valorem”) payable.• Hakimi’s lawyer will arrange for payment of the stamp duty accompanied by the Deed ofAssignment.• Up<strong>on</strong> payment of the stamp duty the property is deemed transferred.STEP 5 Registrati<strong>on</strong> of Transfer• When the <strong>in</strong>dividual title to the property has been issued later <strong>on</strong>, Hakimi will engage theservices of a lawyer to transfer the property <strong>in</strong>to his name and charge <strong>in</strong> favour of his endf<strong>in</strong>ancier (Bank).• The process is similar to register<strong>in</strong>g property with title [see page 20 - Walk<strong>in</strong>g Through TheSystem, <strong>Property</strong> With Title (Freehold, Leasehold)].


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAA summary of Steps 1 to 5 is shown <strong>in</strong> Diagram 11.•••• C<strong>on</strong>duct W<strong>in</strong>d<strong>in</strong>g-Up Search• SPA - 4 copies•••(Johari)(Hakimi)• On the assumpti<strong>on</strong> that buyer’s loanhas been approved, sign SPA• Deed of Assignment• PDS 15• The latest Quit Rentreceipt• The latestAssessment paid tothe Local Authority33••Banker(Seller’s Bank)(Buyer’s Bank)• Obta<strong>in</strong> redempti<strong>on</strong> statement and letterof undertak<strong>in</strong>g from seller’s end f<strong>in</strong>ancier(Bank)• Obta<strong>in</strong> letter of <strong>in</strong>structi<strong>on</strong> from buyer’s endf<strong>in</strong>ancier (Bank) for the amount approved.Pay to seller the Differential Sum• Redempti<strong>on</strong> Statementaddressed directly tobuyer’s end f<strong>in</strong>ancier(Bank)• Letter of Offer frombuyer’s end f<strong>in</strong>ancier(Bank)• SPA Lawyer• Stamp Office /RSC• Request for stamp<strong>in</strong>g of Deed of Assignment- Notice of Assessment is extracted(Stamp Office / RSC)• Deed of Assignment• Form PDS 15• Photocopy of NRIC ofseller and buyer• Land search and copyof title• SPA Lawyer STEP 5• Extracti<strong>on</strong> of Notice of Assessment for StampOffice / RSC• Payment of stamp duty accord<strong>in</strong>g to theNotice of Assessment• Extracti<strong>on</strong> of certificate of payment of stampduty <strong>on</strong> the Deed of Assignment• Form Deed ofAssignment• Orig<strong>in</strong>al Notice ofAssessment• Payment of stampdutyDiagram 11 - The Procedures for Sub-Sales of <strong>Property</strong> without Title(Freehold or Leasehold) from buyer’s po<strong>in</strong>t of view


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA1. Payment of Chargeable Stamp DutyIn Hakimi’s case the chargeable stamp duty can be determ<strong>in</strong>ed from the rates specified <strong>in</strong> theStamp Act, 1949 as follows:Purchase Price Rates Chargeable DutyRM 100,000 1% RM 1,000RM 180,000 2% RM 3,600Total RM 280,000 RM 4,60034The lawyer will be able to retrieve the Notice of Assessment <strong>on</strong>l<strong>in</strong>e through STPH / STAMPS. Asample of Notice of Assessment is attached <strong>in</strong> Appendix 6.2. Payment of Redempti<strong>on</strong> SumHakimi’s bank will release the Redempti<strong>on</strong> Sum to Johari’s bank, after:• exchange of Letters of Undertak<strong>in</strong>gs between the banks and Hakimi’s lawyer;• presentati<strong>on</strong> of a Private Caveat by Hakimi’s bank at the prescribed fee; and• c<strong>on</strong>firmati<strong>on</strong> that Hakimi has paid the Differential Sum.Johari’s bank will then provide Hakimi’s lawyer the orig<strong>in</strong>al Deed of Receipt and Reassignment,the pr<strong>in</strong>ciple SPA, the orig<strong>in</strong>al Security Documents and the Deed of Assignment (if subsequentsale).The normal durati<strong>on</strong> for release of the above documents by a bank would be 5 work<strong>in</strong>g days fromthe date of receipt of the Redempti<strong>on</strong> Sum as illustrated <strong>in</strong> Diagram 12.PartiesProcessReceives cheque• Credits account• Sends cheque for clearanceBankAfter cheque clearance• Closes the term loan / term f<strong>in</strong>anc<strong>in</strong>g account (debit <strong>in</strong>terest / profit due, earlysettlement fees, etc)• Prepares Bankers Cheque (refund excess to seller if any)• Informs seller• To forward to lawyers the follow<strong>in</strong>g:(i) Executed Deed of Receipt and Reassignment, Bankers Cheque;(ii) Pr<strong>in</strong>cipal SPA, Deed of Assignment and all otherrelevant documents, etc.Diagram 12 : Release of Orig<strong>in</strong>al Documents <strong>in</strong> Straightforward Cases


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA3. F<strong>in</strong>anc<strong>in</strong>g Documents• Hakimi’s lawyer must then compile all documents required for assignment of the <strong>Property</strong><strong>in</strong> favour of Hakimi before the bank can release the loan sum or balance rema<strong>in</strong><strong>in</strong>g of thepurchase price.• The <strong>Property</strong> will be assigned to Hakimi’s bank as the security for Hakimi’s m<strong>on</strong>thly paymentsfor the loan.• Hakimi’s bank will subsequently <strong>in</strong>struct its lawyer to prepare the loan agreement and Deedof Assignment. The loan agreement specifies which document is a pr<strong>in</strong>cipal document anda subsidiary document. In most cases, the loan agreement will be classified as the pr<strong>in</strong>cipaldocument and the Deed of Assignment together with any other support<strong>in</strong>g documents will beits subsidiary documents.• In later stages, when the <strong>in</strong>dividual title is issued for the <strong>Property</strong>, Hakimi’s bank will then<strong>in</strong>struct its lawyer to prepare Form 16A (Appendix 8) and Annexure for registrati<strong>on</strong> of thecharge <strong>in</strong> favour of the bank after the <strong>Property</strong> is transferred to Hakimi.• The full chargeable rate will be paid for the pr<strong>in</strong>cipal document.• The chargeable Stamp Duty will be paid <strong>on</strong> the loan agreement and the Collector will endorse<strong>on</strong> Deed of Assignment as c<strong>on</strong>firmati<strong>on</strong> of full payment.• The chargeable rate is 0.5% of the loan amount. In Hakimi’s case the stamp duty for thepr<strong>in</strong>cipal f<strong>in</strong>anc<strong>in</strong>g document is RM 2,500. Other support<strong>in</strong>g documents will be stamped forthe chargeable stamp duty of RM 10 each.35


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 1Issue Document of Title36


38GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 2Form of Private Land Search39


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 3Memorandum of Transfer (Form 14A)40


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA41


42GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA43


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 4Form PDS 344


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 5Form PDS 15 (Onl<strong>in</strong>e)45


46GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA47


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 5aForm PDS 15 (Manual)48


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA49


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 6Notice of Assessment50


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA51


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 7Discharge of Charge (Form 16N)52


54GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 8Charge (Form 16A)55


56GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA57


58GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 9Applicati<strong>on</strong> for Private Caveat59


60GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 10Withdrawal of Private Caveat61


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 11Cost of <strong>Register<strong>in</strong>g</strong> Properties (Registrati<strong>on</strong> Fees)1. Flat RateItemStateLand ValueRegistrati<strong>on</strong> Fees1.WP PutrajayaFlat rateRM 100.00622.3.Terengganu(i) Land Office Title(ii) Registry TitleWP K. LumpurFlat rateFlat rateFlat rateRM 40.00RM 50.00additi<strong>on</strong>al charge for the next titleRM 100.004.MelakaFlat rate0.1% of the land value (m<strong>in</strong> RM 50.00)5.PerlisFlat rateRM 50.002. Accord<strong>in</strong>g to the Land ValueItemStateLand ValueRegistrati<strong>on</strong> Fees1.Kedah(i) RM 25,000.00 and below RM 30.00(ii)More thanRM 25,000.00 - RM 50,000.00 RM 75.00(iii) More thanRM 50,000.00 - RM 100,000.00 RM 150.00(iv) More thanRM 100,000.00 - RM 300,000.00 RM 300.00(v)More thanRM 300,000.00 - RM 400,000.00 RM 600.00(vi) More thanRM 400,000.00 - RM 500,000.00 RM 750.00(vii) More thanRM 500,000.00 - RM 600,000.00 RM 900.00(viii) More thanRM 600,000.00 - RM 700,000.00 RM 1,050.00(ix) More thanRM 700,000.00 - RM 800,000.00 RM 1,200.00(x)More thanRM 800,000.00 - RM 900,000.00 RM 1,350.00


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAItemStateLand ValueRegistrati<strong>on</strong> Fees2.Negeri Sembilan(xi) More thanRM 900,000.00 - RM 1,000,000.00 RM 1,500.00(xii) More thanRM 1,000,000.00 and above 0.5%(i) RM 25,000.00 and below RM 25.00(ii)More thanRM 25,001.00 - RM 50,000.00 RM 50.00(iii) More thanRM 50,001.00 - RM 75,000.00 RM 75.00(iv) More thanRM 75,001.00 - RM 100,000.00 RM 100.0063(v)More thanRM 100,0 01.00 - RM 150,000.00 RM 150.00(vi) More thanRM 150,001.00 - RM 200,000.00 RM 200.00(vii) More thanRM 200,001.00 - RM 250,000.00 RM 250.00(viii) More thanRM 250,001.00 - RM 500,000.00 1.5%(ix) More thanRM 500,001.00 - RM 1,000,000.00 0.2%(x)More thanRM 1,000,000.00 and above 0.25%3.Pahang(i) RM 25,000.00 and below RM 25.00(ii)More thanRM 25,000.00 - RM 50,000.00 RM 50.00(iii) More thanRM 50,000.00 - RM 100,000.00 RM 100.00(iv) More thanRM 100,000.00 - RM 250,000.00 RM 250.00(v)More thanRM 250,000.00 - RM 500,000.00 RM 500.00(vi) More than RM 550.00RM 500,000.00 and above *additi<strong>on</strong>al RM 50.00for every additi<strong>on</strong>alvalue RM 50,000.00


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAItemStateLand ValueRegistrati<strong>on</strong> Fees4.Selangor(i) RM 50,000.00 and below RM 50.00(ii)More thanRM 50,001.00 - RM 200,000.00 RM 100.00(iii) More thanRM 200,001.00 - RM 500,000.00 RM 200.00(iv) More thanRM 500,001.00 - RM 1,000,000.00 RM 300.00645.Johor(v)More thanRM 1,000,000.00 and above RM 1,000.00(i) RM 25,000.00 and below RM 50.00(ii)More thanRM 25,001.00 - RM 50,000.00 RM 80.00(iii) More thanRM 50,001.00 - RM 100,000.00 RM 150.00(iv) More thanRM 100,001.00 - RM 200,000.00 RM 300.00(v)More thanRM 200,001.00 - RM 300,000.00 RM 600.006.Perak(vi) More thanRM 300,001.00 - RM 400,000.00 RM 1,500.00(vii) More thanRM 400,001.00 - RM 500,000.00 RM 2,000.00(viii) More thanRM 2,000.00 andRM 500,000.00 and above additi<strong>on</strong>al RM 100.00for every additi<strong>on</strong>alRM 50,000.00 orpart thereof(i) RM 30,000.00 and below RM 50.00(ii)More thanRM 30,001.00 - RM 50,000.00 RM 80.00(iii) More thanRM 50,001.00 - RM 100,000.00 RM 150.00(iv) More thanRM 100,001.00 - RM 150,000.00 RM 250.00(v)More thanRM 150,001.00 - RM 200,000.00 RM 300.00


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAItemStateLand ValueRegistrati<strong>on</strong> Fees8.Kelantan(i) RM 10,000.00 and below RM 50.00(ii)More thanRM 10,001.00 - RM 50,000.00 RM 120.00(iii) More thanRM 50,001.00 - RM 100,000.00 RM 140.00(iv) More thanRM 100,001.00 - RM 200,000.00 RM 160.0066(v)More thanRM 200, 001.00 - RM 300,000.00 RM 260.00(vi) More thanRM 300,001.00 - RM 400,000.00 RM 360.00(vii) More thanRM 400,001.00 - RM 500,000.00 RM 460.00(viii) More thanRM 500,001.00 - RM 600,000.00 RM 560.00(ix) More thanRM 600,001.00 - RM 700,000.00 RM 660.00(x)More thanRM 700,001.00 - RM 800,000.00 RM 760.00(xi) More thanRM 800,001.00 - RM 900,000.00 RM 860.00(xii) More thanRM 900,001.00 - RM 1,000,000.00 RM 1,060.00(xiii) More thanRM 1,000,000.00 and above0.25% of the value orwhichever is higherSource : Director General of Department of Land and M<strong>in</strong>es


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAAppendix 12Schedule 17 Applicati<strong>on</strong> for C<strong>on</strong>sent to Transferand Charge167


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA268


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA369


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA470


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIA71


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAGLOSSARYAdjudicati<strong>on</strong>The process of valuati<strong>on</strong> carried out to determ<strong>in</strong>e the chargeable amount of stamp duty for anytransfer of property.Adm<strong>in</strong>istratorThe officer of the Land Office <strong>in</strong> charge of the affairs of a particular district <strong>in</strong> a state.72Deed of AssignmentA Deed of Assignment is a document or agreement which an assignor (the Seller) states hispromise that from the date of the assignment or any date stipulated there<strong>in</strong>, the assignor assignshis ownership <strong>in</strong> that property to the assignee (the Buyer).Differential SumThe difference between the Purchase Price and the loan amount less deposit / payment.FreeholdLand held <strong>in</strong> perpetuity without any restricti<strong>on</strong>s.Issue Document of Title (IDT)The duplicate copy of the Register Documents of Title issued to the owner of the property.Land OfficeAn office which is <strong>in</strong> charge of the affairs of properties <strong>in</strong> a particular district of a state.Land RegistryThe office which is <strong>in</strong> charge for the entire affairs of properties <strong>in</strong> a state.LeaseholdThe act or c<strong>on</strong>diti<strong>on</strong> of hold<strong>in</strong>g by lease e.g. houses may be sold through a leasehold, which givesthe purchaser the legal right to occupy property for a specific period of time, such as 99 years.N<strong>on</strong>-Standard <strong>Property</strong>Properties other than those def<strong>in</strong>ed as Standard <strong>Property</strong>.Quit RentC<strong>on</strong>siderati<strong>on</strong> of payment of a nom<strong>in</strong>al sum of an annual rent to be paid to the respective state forthe land which is alienated by the said state either <strong>in</strong> perpetuity or for a term of years.Redempti<strong>on</strong> StatementA statement issued by the seller’s bank addressed <strong>in</strong> favour of the party request<strong>in</strong>g it (usually thepurchaser’s bank), stat<strong>in</strong>g there<strong>in</strong> the total balance of outstand<strong>in</strong>g debt of the seller at a certa<strong>in</strong>future specified date. In anticipati<strong>on</strong> of payment, the statement normally has 3 future dates ofpayment with the corresp<strong>on</strong>d<strong>in</strong>g outstand<strong>in</strong>g department.


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIARegister Document of Title (RDT)The orig<strong>in</strong>al copy of the title <strong>in</strong> the appropriate book of register <strong>in</strong> the Land Office / Registry. It iskept <strong>in</strong> the str<strong>on</strong>g room and not to be taken out or removed from the Land Office / Registry.Standard <strong>Property</strong>Standard <strong>Property</strong> is def<strong>in</strong>ed as residential terrace houses but do not <strong>in</strong>clude corner units,units with extensi<strong>on</strong>s and <strong>in</strong>complete units. It also <strong>in</strong>cludes stratified residential units i.e. flats,apartments and c<strong>on</strong>dom<strong>in</strong>iums.State ApprovalState Approval refers to the approval from the relevant state for the disposal of leasehold propertyor, <strong>in</strong> the case of a n<strong>on</strong>-<strong>Malaysia</strong>n citizen, for the acquisiti<strong>on</strong> of land under secti<strong>on</strong> 433B of theNati<strong>on</strong>al Land Code or both.73


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIACONTACTSDepartment of Land and M<strong>in</strong>esPlease refer to the website for further c<strong>on</strong>tact addresses74FEDERALDepartment of Director-General of Land and M<strong>in</strong>es (Federal),2nd Floor, Wisma Sumber Asli,No. 25, Persiaran Perdana, Prec<strong>in</strong>t 4,62574 Putrajaya.www.kptg.gov.my T 03-8871 2690 F 03-8888 4672JOHORDepartment of Land and M<strong>in</strong>es Johor,Level 4, Block C25,Pusat Pentadbiran Baru,Kerajaan Johor Kota Iskandar,79000 Nusajaya, Johor.www.johordt.gov.my T 07-224 3366 F 07-223 8464KEDAHDepartment of Land and M<strong>in</strong>es Kedah,Wisma Negeri,05576 Alor Setar, Kedah.www.ptgkedah.gov.my T 04-732 2644 F 04-732 2432KELANTANDepartment of Land and M<strong>in</strong>es Kelantan,Block 3, Lower Ground Kota Darul Naim,Jalan Kuala Krai,15576 Kota Bharu, Kelantan.www.ptg.kelantan.gov.my T 09-748 7898 F 09-747 4292KUALA LUMPURDepartment of Land and M<strong>in</strong>es Wilayah Persekutuan,Lower Ground - 4, Rumah Persekutuan,Jalan Sultan Hishamudd<strong>in</strong>,50678 Kuala Lumpur.www.ptgwp.gov.my T 03-2693 2003 F 03-2693 2324


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAMELAKADepartment of Land and M<strong>in</strong>es Melaka,Level 2, Wisma Negeri Build<strong>in</strong>g,Jalan Wisma Negeri, Kompleks MITC,75450 Ayer Keroh, Melaka.ptg.melaka.gov.my T 06-292 1298 F 06-282 1917NEGERI SEMBILANDepartment of Land and M<strong>in</strong>es Negeri Sembilan,Level 4. Block A,Wisma Negeri,No. Beg Berkunci 39,Jalan Dato’ Abdul Kadir,70990 Seremban, Negeri Sembilan.www.ns.gov.my T 06-765 9820 F 06-767 436975PAHANGDepartment of Land and M<strong>in</strong>es Pahang,2nd and 3rd Floor,Tun Razak Complex,Bandar Indera Mahkota,25990 Kuantan, Pahang.ptg.pahang.gov.my T 09-572 2140 F 09-573 3820PERAKDepartment of Land and M<strong>in</strong>es Perak,Wisma Sri Perak,Jalan Panglima Bukit Gantang Wahab,30000 Ipoh, Perak.ptg.perak.gov.my T 05-241 9312 F 05-243 4451PERLISDepartment of Land and M<strong>in</strong>es Perlis,Jalan Penjara,01000 Kangar, Perlis.www.ptgps.gov.my T 04-976 2664 F 04-976 3773PULAU PINANGDepartment of Land and M<strong>in</strong>es Pulau P<strong>in</strong>ang,21-22 Floor, KOMTAR Build<strong>in</strong>g,10000 Jalan Penang, Pulau P<strong>in</strong>ang.ptg.penang.gov.my T 04-650 5200 F 04-261 9588


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAPUTRAJAYAPutrajaya Land Office,Department of Land and M<strong>in</strong>es Wilayah Persekutuan,Level 1, Block D,Putrajaya Hold<strong>in</strong>gs Build<strong>in</strong>g, Prec<strong>in</strong>ct 3,62675 Putrajaya,Wilayah Persekutuan Putrajaya.www.ptgwp.gov.my T 03-8887 7578 F 03-8887 502976SELANGORDepartment of Land and M<strong>in</strong>es Selangor,4th Floor, Bgn. Sultan Salahudd<strong>in</strong> Abdul Aziz Shah,40576 Shah Alam, Selangor.ptg.selangor.gov.my T 03-5544 7417 F 03-5510 2658TERENGGANUDepartment of Land and M<strong>in</strong>es Terengganu,Level 7 & 11,Wisma Darul Iman,20576 Kuala Terengganu,Terengganu.ptgweb.terengganu.gov.my T 09-622 3023 F 09-622 9887


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIANEGERI SEMBILANJPPH Negeri Sembilan,8th & 9th Floor, Yayasan Negeri Build<strong>in</strong>g,Jalan Yam Tuan,70000 Seremban, Negeri Sembilan.T 06-763 8600 T 06-763 8602 F 06-763 930678PAHANGLevel 2, KWSP Build<strong>in</strong>g,Bandar Indera Mahkota,25200 Kuantan, Pahang.T 09-572 4770 F 09-572 4788PERAKJPPH Negeri Perak,8th Floor, Sri K<strong>in</strong>ta Build<strong>in</strong>g,Jalan Sultan Idris Shah,30593 Ipoh, Perak.T 05-241 4577 T 05-241 4658 F 05-254 4310PERLISJPPH Negeri Perlis,Mezzan<strong>in</strong>e Floor, Federal Build<strong>in</strong>g,Persiaran Jubli Emas,01000 Kangar, Perlis.T 04-976 2978 T 04-9762 2977 F 04-976 1010PULAU PINANGJPPH Pulau P<strong>in</strong>ang,41 Floor, KOMTAR Build<strong>in</strong>g,10593 Pulau P<strong>in</strong>ang.T 04-261 2607 T 04-261 2576 F 04-261 5990SELANGORJPPH Negeri Selangor,3rd and 4th Floor, Peransang Plaza,Jalan Persiaran Perbandaran,40000 Shah Alam, Selangor.T 03-5519 4823 T 03-5519 4824 F 03-5510 7397TERENGGANUJPPH Negeri Terengganu,10th Floor, Wisma Persekutuan,Jalan Sultan Ismail,20200 Kuala Terengganu, Terengganu.T 09-622 1266 T 09-622 1305 F 09-622 0721


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAStamp Officewww.hasil.org.myPlease refer to the website for further c<strong>on</strong>tact addressesJOHORStamp Office,Inland Revenue Board of <strong>Malaysia</strong>1st - 8th Floor, Hasil Build<strong>in</strong>g,No. 1, Jalan Padi Emas 1, Bandar Baru Uda,81200 Johor Bahru, Johor.T 07-235 0511 T 07- 235 0512 F 07-232 5605KEDAHStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Lower Ground, Level 6-9, Zakat Tower,Jalan Telok Wanjah,05200 Alor Setar, Kedah.T 04-740 0100 F 04-730 419579KELANTANStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Kota Bharu BranchWisma Hasil, Jalan Sultanah Za<strong>in</strong>ab,15600 Kota Bharu, Kelantan.T 09-748 2103 F 09-748 7131KUALA LUMPURStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Level UG, 8, 9, 10, 11, 20 & 21Wisma KWSG, Jalan Kg. Attap50460 Kuala Lumpur.www.hasil.org.my T 03-2263 3600 F 03-2273 6675MELAKAStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Malacca BranchLevel 2, Melaka Mall Complex,Lebuh Ayer Keroh, Hang Tuah Jaya,75990 Melaka.T 06-285 8888 F 06-232 7729


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIANEGERI SEMBILANStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Seremban BranchWisma Hasil, Lot 461 - 465,Jalan Tuanku Munawir,70000 Seremban, Negeri Sembilan.T 06-766 5000 F 06-762 533980PAHANGStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Kuantan Branch4th - 7th Floor, Kuantan Centre Po<strong>in</strong>t Build<strong>in</strong>g,Jalan Haji Abdul Rahman,25600 Kuantan, Pahang.T 09-513 2782 T 09-513 3669 T 09-516 2178T 09-516 2184 T 09-516 2185 F 09-514 2067PERAKStamp Office,Inland Revenue Board of <strong>Malaysia</strong>No. 128, Wisma Hasil,Jalan Tambun, P.O. Box 250,30906 Ipoh, Perak.T 05-547 5522 F 05-546 5471(20 L<strong>in</strong>es)PERLISStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Kangar Branch3rd Floor, KWSP Build<strong>in</strong>g,Jalan Bukit Lagi, P.O. Box 47,01000 Kangar, Perlis.T 04-976 4811 F 04-976 5798PULAU PINANGStamp Office,Inland Revenue Board of <strong>Malaysia</strong>3rd - 11th Floor,Dewan Perniagaan Melayu Build<strong>in</strong>g,Lebuh Pantai, P.O. Box 660,10910 Pulau P<strong>in</strong>ang.T 04-261 2255 T 04-261 2633 T 04-261 2366T 04-261 2544 T 04-261 2422 F 04-264 1548


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIASELANGORStamp Office,Inland Revenue Board of <strong>Malaysia</strong>9 - 13 Floor, Perangsang Plaza,Persiaran Perbandaran,40000 Shah Alam, Selangor.T 03-5510 3202 F 03-5510 3500TERENGGANUStamp Office,Inland Revenue Board of <strong>Malaysia</strong>Kuala Terengganu Branch8th Floor, Wisma PERMINT,Jalan Sultan Ismail, P.O. Box 65,20916 Kuala Terengganu, Terengganu.T 09-620 3220 F 09-622 782981


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIAACKNOWLEDGEMENTWe would like to extend our heartiest gratitude to the follow<strong>in</strong>g Focus Group - <strong>Register<strong>in</strong>g</strong> <strong>Property</strong>members from the follow<strong>in</strong>g organisati<strong>on</strong>s who have made the producti<strong>on</strong> of this <str<strong>on</strong>g>Guidebook</str<strong>on</strong>g> asuccess.• Bar Council of <strong>Malaysia</strong>www.malaysianbar.org.my• Bank Negara <strong>Malaysia</strong>www.bnm.gov.my82• Department of Director-General of Land and M<strong>in</strong>eswww.kptg.gov.my• Federati<strong>on</strong> of <strong>Malaysia</strong>n Manufacturerswww.fmm.org.my• Inland Revenue Board of <strong>Malaysia</strong>www.hasil.gov.my• Instituti<strong>on</strong> of Eng<strong>in</strong>eers <strong>Malaysia</strong>www.iem.org.my• Malayan Bank<strong>in</strong>g Berhadwww.maybank2u.com.my• <strong>Malaysia</strong> Productivity Corporati<strong>on</strong>www.mpc.gov.my• Master Builders Associati<strong>on</strong> of <strong>Malaysia</strong>www.mbam.org.my• M<strong>in</strong>istry of Natural Resources and Envir<strong>on</strong>mentwww.nre.gov.my• Nati<strong>on</strong>al House Buyers Associati<strong>on</strong>www.hba.org.my• Real Estate and Hous<strong>in</strong>g Developers’ Associati<strong>on</strong> <strong>Malaysia</strong>www.rehda.com• The Associati<strong>on</strong> of Banks <strong>in</strong> <strong>Malaysia</strong>www.abm.org.my• The Associated Ch<strong>in</strong>ese Chambers of Commerce and Industry of <strong>Malaysia</strong>www.acccim.org.my• Valuati<strong>on</strong> and <strong>Property</strong> Management Department, City Hall of Kuala Lumpurwww.dbkl.gov.my• Valuati<strong>on</strong> and <strong>Property</strong> Services Department, M<strong>in</strong>istry of F<strong>in</strong>ance <strong>Malaysia</strong>www.jpph.gov.my


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIANotes83


GUIDEBOOK <strong>on</strong> REGISTERING PROPERTY <strong>in</strong> MALAYSIANotes84

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