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ACH Risk Management:

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RMAG Members 2007­2009• Roy DeCicco, CCM, JPMorgan Chase –Chairperson• Sharon Barney, KeyBank• Ann­Marie Bartels, AAP, MPX• Jennifer Brock, Synovus Financial Corporation• Joseph Caputo, State Street Bank & Trust• Keith Crockett, Compass Bank• Joe Flannery, AAP, BB&T• Ward Gailey, SunTrust• Mary Gilmeister, AAP, W<strong>ACH</strong>A• Steve Helgen, U.S. Bank• Dan Heller, Wells Fargo• Peter Hohenstein, CCM, Bank of America• John King, M<strong>ACH</strong>A• Fred Laing, AAP, CCM, UM<strong>ACH</strong>A• Devon Marsh, Wachovia Bank, N.A.• Jim McKee, Federal Reserve Bank of Atlanta• Alex Romeo, EPN• Frank Sardina, AAP, EPN• Dennis Simmons, AAP, SW<strong>ACH</strong>A• Sam Vallandingham, The First State Bank• Michelle Yates, AAP, Fifth Third Bank© 2008 National Automated Clearing House Association. All rights reserved.23

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