Financial Stability Report No1 20 December 2010 - Banka Qendrore ...

Number 1Financial Stability ReportFigure 75. Percentage of firms which have used bank financing for investments -------- 95Figure 76. Percentage of investments covered by bank financing --------------------------- 96Figure 77. Coverage of loans by collateral --------------------------------------------------------- 96LIST OF TABLESTable 1. World GDP growth rate --------------------------------------------------------------------- 15Table 2. Total reported losses and additional capital for banks ------------------------------ 19Table 3. Number of financial institutions ------------------------------------------------------------ 25Table 4. Banking sector network --------------------------------------------------------------------- 29Table 5. Structure of banking sector assets ------------------------------------------------------- 30Table 6. Structure of banking sector liabilities ---------------------------------------------------- 32Table 7. Banking sector efficiency indicators ------------------------------------------------------ 38Table 8. Distribution of assets by CAR level ------------------------------------------------------ 46Table 9. Summary results of the stress test: credit risk ----------------------------------------- 52Table 10. Summary results of the stress test: liquidity risk ------------------------------------- 53Table 11. Structure of imports and exports in selected countries ---------------------------- 62Table 12. Ownership structure of the banking sector ------------------------------------------- 70Table 13. Trade matrix of the selected countries ------------------------------------------------- 72Table 14. Doing Business in SEE countries ------------------------------------------------------- 73Table 15. Structure of banking sector income statement and profit margins -------------- 77Table 16. Decomposition of intermediation cost -------------------------------------------------- 80Table 17. Contract Enforcement Days, Cost of Enforcement and Rule of Law Index --- 84Table 18. Enforcement of the collateral laws in Kosovo ---------------------------------------- 87Table 19. Enforcement of collateral laws in Kosovo, SEE, CEE and CIS ------------------ 88LIST OF BOXESBox 1. Performance of banking groups operating in Kosovo ---------------------------------- 17Box 2. Decomposition of factors contributing to the change of ROAE ----------------------- 356 |