ADMINISTRATIVE PLAN - San Antonio Housing Authority
ADMINISTRATIVE PLAN - San Antonio Housing Authority ADMINISTRATIVE PLAN - San Antonio Housing Authority
HUD-Defined Financial HardshipFinancial hardship includes the following situations:(1) The family has lost eligibility for or is awaiting an eligibility determination for a federal,state, or local assistance program. This includes a family member who is a noncitizenlawfully admitted for permanent residence under the Immigration and Nationality Act whowould be entitled to public benefits but for Title IV of the Personal Responsibility and WorkOpportunity Act of 1996.PHA PolicyA hardship will be considered to exist only if the loss of eligibility has an impact on thefamily’s ability to pay the minimum rent.For a family waiting for a determination of eligibility, the hardship period will end as ofthe first of the month following: (1) implementation of assistance, if approved, or (2) thedecision to deny assistance. A family whose request for assistance is denied may requesta hardship exemption based upon one of the other allowable hardship circumstances.(2) The family would be evicted because it is unable to pay the minimum rent.PHA PolicyFor a family to qualify under this provision, the cause of the potential eviction must bethe family’s failure to pay rent to the owner or tenant-paid utilities.(3) Family income has decreased because of changed family circumstances, including the loss ofemployment.(4) A death has occurred in the family.PHA PolicyIn order to qualify under this provision, a family must describe how the death has createda financial hardship (e.g., because of funeral-related expenses or the loss of the familymember’s income).(5) The family has experienced other circumstances determined by the PHA.PHA PolicyThe PHA has not established any additional hardship criteria.Implementation of Hardship ExemptionDetermination of HardshipWhen a family requests a financial hardship exemption, the PHA must suspend the minimumrent requirement beginning the first of the month following the family’s request.The PHA then determines whether the financial hardship exists and whether the hardship istemporary or long-term.© Copyright 2008 Nan McKay & Associates, Inc. Page 6-38Revised/Approved 04/08/10 (Eff: 07/01/10)Unlimited copies may be made for internal use.
PHA PolicyThe PHA defines temporary hardship as a hardship expected to last 90 days or less.Long-term hardship is defined as a hardship expected to last more than 90 days.When the minimum rent is suspended, the family share reverts to the highest of the remainingcomponents of the calculated TTP. The example below demonstrates the effect of the minimumrent exemption.Example: Impact of Minimum Rent ExemptionAssume the PHA has established a minimum rent of $35.Family Share – No HardshipFamily Share – With Hardship$0$15N/A$3530% of monthly adjusted income10% of monthly gross incomeWelfare rentMinimum rent$0$15N/A$3530% of monthly adjusted income10% of monthly gross incomeWelfare rentMinimum rentMinimum rent applies.TTP = $35Hardship exemption granted.TTP = $15PHA PolicyTo qualify for a hardship exemption, a family must submit a request for a hardshipexemption in writing. The request must explain the nature of the hardship and how thehardship has affected the family’s ability to pay the minimum rent.The PHA will make the determination of hardship within 30 calendar days.No Financial HardshipIf the PHA determines there is no financial hardship, the PHA will reinstate the minimum rentand require the family to repay the amounts suspended.PHA PolicyThe PHA will require the family to repay the suspended amount within 30 calendar daysof the PHA’s notice that a hardship exemption has not been granted.© Copyright 2008 Nan McKay & Associates, Inc. Page 6-39Revised/Approved 04/08/10 (Eff: 07/01/10)Unlimited copies may be made for internal use.
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PHA PolicyThe PHA defines temporary hardship as a hardship expected to last 90 days or less.Long-term hardship is defined as a hardship expected to last more than 90 days.When the minimum rent is suspended, the family share reverts to the highest of the remainingcomponents of the calculated TTP. The example below demonstrates the effect of the minimumrent exemption.Example: Impact of Minimum Rent ExemptionAssume the PHA has established a minimum rent of $35.Family Share – No HardshipFamily Share – With Hardship$0$15N/A$3530% of monthly adjusted income10% of monthly gross incomeWelfare rentMinimum rent$0$15N/A$3530% of monthly adjusted income10% of monthly gross incomeWelfare rentMinimum rentMinimum rent applies.TTP = $35Hardship exemption granted.TTP = $15PHA PolicyTo qualify for a hardship exemption, a family must submit a request for a hardshipexemption in writing. The request must explain the nature of the hardship and how thehardship has affected the family’s ability to pay the minimum rent.The PHA will make the determination of hardship within 30 calendar days.No Financial HardshipIf the PHA determines there is no financial hardship, the PHA will reinstate the minimum rentand require the family to repay the amounts suspended.PHA PolicyThe PHA will require the family to repay the suspended amount within 30 calendar daysof the PHA’s notice that a hardship exemption has not been granted.© Copyright 2008 Nan McKay & Associates, Inc. Page 6-39Revised/Approved 04/08/10 (Eff: 07/01/10)Unlimited copies may be made for internal use.
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