Greatlink Global Supreme PHS_20130326 - Great Eastern Life

The CustodianThe Custodian of the ILP Sub-Fund is BNY Mellon, which is located at 1Temasek Avenue #03-01 Millenia Tower Singapore 039192.KEY RISKSWHAT ARE THE KEY RISKS OF THIS INVESTMENT?Investors should consider and satisfy themselves as to the risks of investing inthe ILP Sub-Fund. Generally, some of the risk factors that should beconsidered are economic, political, market, repatriation, regulatory, currency,derivatives, interest rate and credit risks.An investment in the ILP Sub-Fund is meant to produce returns over the longterm.Investors should not expect to obtain short-term gains from suchinvestment. Investors should note that the value of units, and the incomeaccruing to the units, may fall or rise and that investors may not get back theiroriginal investment.Market and Credit RisksYou are exposed to Market Risks.The price of units and the income from them may go down as well as up inresponse to changes in interest rates, foreign exchange, economic and politicalconditions and the earnings of corporations whose securities are comprised inthe portfolio of the ILP Sub-Fund.You are exposed to Currency Risks.As the investments of the ILP Sub-Fund may be denominated in foreigncurrencies, fluctuations of the exchange rates of foreign currencies against thebase currency of the ILP Sub-Fund may affect the value of the units in the ILPSub-Fund.You are exposed to Political and Credit Risks.The ILP Sub-Fund is invested in debt obligations of governments andcompanies globally. Adverse changes in the country or company may causethe ILP Sub-Fund to suffer a loss of interest or principal on any of its holdingsof such debt.Liquidity RisksThe ILP Sub-Fund is not listed and you can redeem only on Dealing Days.There is no secondary market for the ILP Sub-Fund. All redemption requestsshould be made to the Singapore Representative or its agents. The liquidity ofthe ILP Sub-Fund may be limited if a significant portion of the assets of theILP Sub-Fund is to be sold to meet redemptions requests on a short timeframe. During this period, the portfolio allocation may be modified toprioritize liquidity.Product Specific RisksYou are exposed to Derivatives Risks.The ILP Sub-Fund may invest in financial derivative instruments for hedgingpurposes or for the purpose of efficient portfolio management. While thejudicious use of derivatives by professional investment managers can bebeneficial, derivatives involve risks different from, and, in some cases, greaterthan, the risks presented by more traditional securities investments.Refer to the “RISKS” sectionof the Fund Details for furtherinformation on risksPRODUCT HIGHLIGHTS SHEETYou are exposed to Issuer Risk.The value of a security may decline for a number of reasons which directlyrelate to the issuer, such as management performance, financial leverage andreduced demand for the issuer’s goods and services.You are exposed to Interest Rate Risk.As interest rates rise, the value of fixed income securities is likely to decrease.Securities with longer durations tend to be more sensitive to changes ininterest rates, usually making them more volatile than securities with shorterdurations.