Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
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<strong>Financial</strong> <strong>Guide</strong> <strong>for</strong> <strong><strong>SME</strong>s</strong>About the <strong>Guide</strong>This <strong>Guide</strong> has been adopted from the Australian version entitled “Achieving<strong>Financial</strong> Success” (<strong>for</strong>merly known as the <strong>Financial</strong> Survival <strong>Guide</strong>) preparedby Jan Barned (CPA, FFTP), with the assistance of CPA Australia and SmallBusiness Victoria. Ms. Barned who is the principal of <strong>Financial</strong> ManagementTrainer (www.fmtrainer.com.au), has worked in the fi nance industry internationallyand in Australia <strong>for</strong> over twenty years.<strong>SME</strong> <strong>Corporation</strong> <strong>Malaysia</strong> and CPA Australia have been granted the copyrightto reproduce the <strong>Guide</strong> and to modify the content to suit the <strong>Malaysia</strong>n context.The <strong>Guide</strong> will be a useful reference <strong>for</strong> entrepreneurs on fi nancial managementwhich is a key success factor to any <strong>SME</strong> business, particularly <strong>for</strong> newentrepreneurs with little fi nancial background.Copyright NoticeCopyright 2011 <strong>SME</strong> <strong>Corporation</strong> <strong>Malaysia</strong> and CPA Australia. All rightsreserved. Subject to Copyright Act 1987 (<strong>Malaysia</strong>) and Copyright Act 1968(Australia).No part of this publication, including the contents, trademarks and tradenames may be reproduced, stored in a retrieval system or transmitted in any<strong>for</strong>m by any means including in websites, <strong>for</strong> commercial or non-commercialmeans without prior written permission of <strong>SME</strong> <strong>Corporation</strong> <strong>Malaysia</strong> andCPA Australia. Application <strong>for</strong> these uses shall be made directly to the ChiefExecutive Offi cer of <strong>SME</strong> <strong>Corporation</strong> <strong>Malaysia</strong>.In reproducing or quoting the contents, acknowledgement of source is required.DisclaimerWhilst every ef<strong>for</strong>t has been made to ensure the accuracy of the in<strong>for</strong>mationcontained in this book, both <strong>SME</strong> <strong>Corporation</strong> <strong>Malaysia</strong> and CPA Australiaaccept no responsibility <strong>for</strong> any errors and / or inaccuracies it may contain, or<strong>for</strong> any loss, fi nancial or otherwise sustained by any person using in<strong>for</strong>mationextracted from this book. All in<strong>for</strong>mation and specifi cation are current at thetime of preparation and are subject to change as may be required.No part of this Product is intended to be treated as advice, whether legal orprofessional. You should not act solely on the basis of the in<strong>for</strong>mation containedin the Product as parts may be generalised and may apply differently todifferent people and circumstances. Furthermore, as laws change frequently,all users are advised to undertake their own research or to seek professionaladvice to keep abreast of any re<strong>for</strong>ms and developments in the law.1chapter 1 01-21 Eng.indd 18/27/11 11:15:00 AM