Financial Guide for SMEs - SME Corporation Malaysia

Financial Guide for SMEs(ii) Additional documents that may be required by banks to support theapplicationThe list is not exhaustive. Banks may require applicants to submit additionaldocuments on a case-to-case basis.Section 11.2.3.4.Section 21.2.3.Section 31.Type of DocumentsAdditional Business and Financial InformationRelevant permits / licensesProjected cash flow for the next 3 years (where applicable)Product brochures (where required)For loans from the Credit Guarantee Corporation (CGC) - copy ofCGC application formSupporting Information for GuaranteesIf guaranteed by individual guarantors - supporting documents ofthe individual guarantor such as photocopy of guarantor’s NRIC,photocopy of guarantor’s evidence of income (Form J ) for last 2years, photocopy of the monthly salary slips for last 3 months andstatement of accounts with other financial institutions for past 6monthsIf guaranteed by corporate guarantors - supporting documentsof the corporate guarantor such as profile of company, profileof directors, key management personnel and all other relevantpersons*, business registration, Form 24 (Return on Allotment ofShares) and Form 49 (Return of Particulars of Directors), auditedand / or management accounts for the last 2 yearsRelevant tax returns and tax receipts of proprietors, partners andguarantors etc.Supporting Information for Property FinancingCopy of Sale and Purchase Agreement (SPA) or copy of bookingreceipt (if SPA is not available), copy of valuation report, copyof title deed and Power of Attorney (where applicable). A copyof location map and photos of the property may be required (forcases pending formal valuation report)2.Copy of insurance policy (where required)126chapter 7-13 p79-181 Eng.indd 1268/15/11 5:03:02 PM