Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
Financial Guide for SMEs - SME Corporation Malaysia
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<strong>Financial</strong> <strong>Guide</strong> <strong>for</strong> <strong><strong>SME</strong>s</strong>There are two sets of checklist under PARTNER. The fi rst details the generaltypes of documents or in<strong>for</strong>mation required to be submitted with the applicationand the second sets out the more specifi c documents or in<strong>for</strong>mation required<strong>for</strong> various kinds of facilities. The checklist is further detailed to cater <strong>for</strong>different <strong>for</strong>ms of business establishments which include Sole Proprietorship orPartnership or Individual and Private Limited Company or Sdn Bhd. In this way,you can better anticipate supporting documents or in<strong>for</strong>mation to be furnished<strong>for</strong> the purpose of a loan application and re-use the same if necessary. However,the checklists are not exhaustive as certain banks may have reasons to ask <strong>for</strong>more or other documents or in<strong>for</strong>mation.Sole Proprietorship / Partnership / Individual(i) Standard / Common Documents - generally required by the banks tobe submitted in a <strong>SME</strong> loan applicationThe list is not exhaustive. Banks may require applicants to submit additionaldocuments on a case-to-case basis.Section 11.2.3.4.5.6.7.Section 21.Type of DocumentsCompany and Related Persons’ Background In<strong>for</strong>mationCertified true copy of the business registration (Form A - soleproprietorship or Form B - partnership) and business license(Form D)Copy of partnership deed (where available)Photocopy of NRIC of proprietors (passport if <strong>for</strong>eigners)Photocopy of NRIC of partners (passport if <strong>for</strong>eigners)Photocopy of NRIC of the guarantors (third party), whereapplicableProfile of company and key managementIn<strong>for</strong>mation on other businesses (if any)<strong>Financial</strong> and Credit In<strong>for</strong>mationPersonal in<strong>for</strong>mation of relevant persons* in the business orotherwise (i.e. in<strong>for</strong>mation relating to net worth and financialexposure) and evidence of income e.g. Form J / Form EA <strong>for</strong> thepast 2 years124chapter 7-13 p79-181 Eng.indd 1248/15/11 5:03:02 PM