ANYWHERE, ANYTIME ACCOUNT ACCESS<strong>BECU</strong> BELONGS TO THE CO-OP and Shared Branching networks,giving our members access to thousands of ATMs and branches nationwide.<strong>BECU</strong> NeighborhoodFinancial Centers40+ throughoutPuget Sound<strong>BECU</strong> ATMs200+ throughoutPuget SoundShared Branches5,000+ Shared BranchLocations NationwideCO-OP Network30,000+ Surcharge-FreeATMs NationwideFOR A COMPLETE LIST <strong>OF</strong> LOCATIONS, VISIT WWW.<strong>BECU</strong>.ORG/LOCATIONSBANKING ON THE GOMobile BankingUSE THESE FREE SERVICES to conductyour banking business while on the go:>> Free Online & Telephone Banking>> Free Mobile Banking * , including Mobile Deposit>> Free Bill Payment & eBills>> Free eStatementsFor a complete description, visit www.becu.org/access.*Airtime, roaming, data usage and minutes of use may be billed by your mobile provider.SW-COC-1436ColorGraphics is FSC (Forest Stewardship Council)certified in all our facilities. We are proud to promoteenvironmentally appropriate, socially beneficial, andeconomically viable management of our world’s forests.PO Box 97050Seattle, Washington 98124©1996 Forest Stewardship Council A.C.10/13© 2013 <strong>BECU</strong>. All Rights Reserved.800-233-2328becu.orgAll Washington State Residents Are Eligible To JoinFederally insured by NCUA
CARRY A LOCALLY-ISSUED <strong>CREDIT</strong> <strong>CARD</strong>AS A NOT-FOR-PR<strong>OF</strong>IT credit union, <strong>BECU</strong> puts people ahead of profit.So, it only makes sense that the <strong>BECU</strong> Visa credit card represents one of the bestcredit card values in the country—with low rates, fewer fees and great rewards.LOW RATESWith a <strong>BECU</strong> Visa credit card, you get thebenefit of a low rate on purchases, balancetransfers and cash advances. There are noannual fees, or balance transfer fees. *GENEROUS <strong>BECU</strong>REWARDS PROGRAMAdd the <strong>BECU</strong> Rewards Program to your<strong>BECU</strong> Visa and we’ll waive the AnnualParticipation Fee of $25 for the first year. **Then start earning points toward airlinetickets, hotels, rental cars, gift cards,merchandise, cash back on your accountand more. For more information, visitwww.becu.org/visarewards.THE <strong>BECU</strong> VISA <strong>CREDIT</strong><strong>CARD</strong> IS ISSUED RIGHTHERE IN THE NORTHWESTCarry a <strong>BECU</strong> Visa credit card and enjoythe benefits of working with a creditunion that has been serving the PugetSound region since 1935.YOUR APR CAN IMPROVEIF YOUR <strong>CREDIT</strong>HISTORY IMPROVESWe periodically evaluate our members’<strong>BECU</strong> credit card accounts. If your credithas improved, and you qualify for a lowerrate, we look to reduce the APR on yourcredit card account. ***ADDITIONAL BENEFITS>> Generous grace period on purchases>> Extended warranties on purchases>> Worldwide travel accident insuranceand auto rental insurance>> Travel and emergency assistance program>> eStatements option delivered to Online Banking>> View transactions and pay your Visaconveniently online<strong>BECU</strong> MEMBERS left to right: Bonnie & Leo G., Renton; Steve G., Puyallup; Sara, Jason, Madelyn & Siarah B.;Ann V., Seattle; Shateila W., Federal Way; Molly P. & Caleb L., Renton