GISA-2012-05 - Insurance Bureau of Canada

To:All Statistical Submission Coordinators, Error Corrections Coordinators and DataAccuracy ContactsDate: October 26, 2012Bulletin: GISA 2012-05Changes to the Automobile Statistical PlanData Rationalization InitiativeThe General Insurance Statistical Agency (GISA) has approved amendments to the Automobile StatisticalPlan (ASP) as a result of the Data Rationalization initiative. Companies were previously advised by GISAof the decision to proceed with the ASP changes in Bulletin No: GISA 2012-3 dated July 17, 2012. Thechanges include: reporting new unbundled data elements and discount indicators, implementingVehicle Rate Group reporting requirements, revising coding for some Commercial Vehicle Type of Useclasses and eliminating some current coding requirements. These changes can be accommodated usingthe current ASP Premium and Claim record layouts.GISA has requested its service provider, Insurance Bureau of Canada (IBC), to provide the industry withdetails of these ASP reporting requirement changes.Implementation DateThe following changes will come into effect for all ASP Premium and Claim transactions in Alberta,Ontario, the Atlantic Provinces, Yukon, Nunavut and the Northwest Territories with Policy Effective (notEndorsement) Dates on or after January 1 st , 2014 and will be implemented for November 2013 EntryDates to accommodate advance renewals.New Unbundled Data ElementsFour new data elements, to unbundle information currently included in the Private Passenger VehicleType of Use Classes, will be required to be separately reported in the ASP. Actual values for CommutingDistance One-way (in kilometers), Annual Driving Distance (in kilometers), and Business Use Percentage(%) will be reported in the Vehicle Segment of all ASP Premium and Claim transactions. The reporting ofRated Operator Marital Status will be required in the Operator Segment.Page 1 of 5

Since the data required to report these new data elements may not have been initially captured orrecently updated, companies will be allowed to use a Temporary Code, i.e. ‘T’, if they are not able toreport an accurate value. This code will only be available for a limited time to allow companies areasonable amount of time to collect and report accurate values in the future. GISA will monitor the useof the Temporary code and companies will be advised in advance when the use of this code will beterminated.The ASP reporting requirements for the new unbundled data elements are listed in the following table.Data ElementCommuting Distance One-way(in kilometers)Annual Driving Distance(in kilometers)Field PositionsPremium Claim250-252 152-154253-258 155-160Value/CodeValues = 000 – 999T = Temporary CodeValues = 000000 – 999999T = Temporary CodeBusiness Use Percentage (%) 259-261 161-163Marital Status 359 231Values = 000 – 100T = Temporary CodeM = MarriedN = Not MarriedT = Temporary CodeDiscount IndicatorsThree new Discount Indicators will be required to be reported for Private Passenger Vehicles in theVehicle Segment of all ASP Premium and Claim transactions. The Indicators will identify if a companyoffers a Multi-car, Multi-line, or Renewal Discount and whether any of these discounts have beenapplied when determining the premium for a vehicle. If a particular Discount is not offered by acompany, then ‘X’ (Not Applicable) should be reported.The ASP reporting requirements for the new Discount Indicators are listed in the following table.Data ElementField PositionsPremiumClaimCodeMulti-car Discount Indicator 352 215Multi-line Discount Indicator 353 216Renewal Discount Indicator 354 217Y = Yes (Discount Applied)N = No (Discount Not Applied)X = Not ApplicablePage 2 of 5

Commercial Vehicle Type of Use Class RevisionsThe reporting requirements for two Commercial Vehicle Type of Use classes have been revised toprovide more detailed information.Commercial Vehicle Type of Use class ‘47’ will be retired as of Policy Effective Date December 31 st , 2013and will be replaced by the following Type of Use classes for both Light (L) and Heavy (H) vehicles for allPremium and Claim transactions with Policy Effective Date January 1 st , 2014 or later.DescriptionButchers – Wholesale DeliveryField PositionsPremiumClaimCode49Chip Hauling (Wood) 41Gravel, Sand, Stone, Earth 42Logging Trucks 41Meat Packers 49Newspaper Delivery – Daily Newspapers 279-280 181-182 49Sand, Gravel, Earth, or Stone 42Scrap (Paper, Rags or Metal) 49Truckmen NOC – Operating within 80 km radius 49Wood Chip Hauling 41Wrecking Contractors Trucks 49Commercial Vehicle Type of Use class ‘51’, i.e. Truckmen NOC (Not Otherwise Classified) – Operatingover 160 km radius, will be retired as of Policy Effective Date December 31 st , 2013 and will be replacedby the following Type of Use classes for both Light (L) and Heavy (H) vehicles for all Premium and Claimtransactions with Policy Effective Date January 1 st , 2014 or later.DescriptionTruckmen NOC – Operating within 161-400 km radiusField PositionsPremiumClaimCode62Truckmen NOC – Operating within 401-750 km radius 279-280 181-182 63Truckmen NOC – Operating over 750 km radius 64Page 4 of 5

Elimination of Coding RequirementsThe introduction of the Multi-car Discount Indicator has eliminated the need to continue reporting Typeof Business ‘0’, i.e. the New Brunswick Individually Rated Multi Vehicle Discount code, and this code willbe retired as of Policy Effective Date December 31 st , 2013 for all ASP Premium and Claim transactions.The Facility Association has confirmed that the Driver Remedial Training Code that is only reported byOntario Facility Association Servicing Carriers is no longer required and this data element will be retiredas of Policy Effective Date December 31 st , 2013 for all ASP Premium and Claim transactions.Documentation UpdatesThe Data Rationalization updates to the Automobile Statistical Plan manual and Edit RulesDocumentation are currently in progress and will be distributed to the industry when the changes havebeen completed.Should you have any questions about these changes please contact your Data Quality Analyst at 416-445-5912.Page 5 of 5